MEMORANDUM DECISION 1 LAURA S. TAYLOR, Bankruptcy Judge. In 2004, Chase Manhattan Bank, USA, N.A. ("Chase") initiated this adversary proceeding. The underlying facts are set out in numerous prior decisions including, most recently, a Ninth Circuit decision decided adversely to Chase. See Chase Manhattan Bank, USA, Inc. v. Taxel (In re Deuel), 594 F.3d 1073 (9th Cir.2010). In briefest summary, Chase extended a loan to debtor Jill Deuel ("Debtor") and her non-filing, now former spouse,...