OPINION LAURA K. GRANDY , Bankruptcy Judge . This case presents the issue of whether, for purposes of a motion to dismiss pursuant to 11 U.S.C. 707(b)(1), a debtor's student loan obligations must be characterized as "consumer debt." FACTS The relevant facts have been stipulated to in the Joint Stipulation of Facts filed on August 16, 2019 ("Joint Stipulation") and are not in dispute. William Steiner ("Debtor") filed his voluntary Chapter 7 petition on February 26, 2019. He scheduled $...