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I am committed to giving my Clients the best representation possible. I speak in plain English, not “lawyer-speak.” I will encourage you to ask questions. There are no dumb questions. I will listen carefully to your situation and give you an honest and objective assessment as to whether or not bankruptcy is an appropriate solution, or other options based upon your individual situation and goals.
My goal is to make you feel comfortable and to ensure that you understand that filing for bankruptcy is not the end of the world but a positive change to get your life back on track and a Fresh Start.
When you hire me as your lawyer, you will deal directly with ME, not a law clerk or a paralegal or an answering service. My fees are reasonable and affordable, you only pay for the services your particular case needs.
Along with representing consumer and commercial clients in Bankruptcy, I handle foreclosure defense specializing in loan modifications, small claims collection matters, Estate Planning (Wills, POA, Health Care Surrogates, Living Wills, DNRO, Lady Bird Deeds, Quit Claim Deeds), Credit Repair, Pre & Post Nuptial Agreements, and Uncontested Divorces. Yes I love paperwork!
My office is conveniently located off of US Hwy 19 N by Countryside Mall. The parking, WIFI and coffee is free. We are handicap accessibly and LBGTQ and children friendly.
Bankruptcy and Foreclosure Consultations are free. Call me today at (727) 410-2705.Disclosures
I am not board certified in Bankruptcy Law, however, I have concentrated my practice in this area for 20 years.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.We are not a Credit Repair Agency.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free information about our qualifications and experience.
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PO Box Dunedin, FL 34697-2381 |
| Phone: | 727-410-2705 |
| Offices: |
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Utilizing the bankruptcy process, I assist consumers in discharging their Debts
Estate planning is the process of anticipating and arranging for the disposal of an estate during a person's life through wills, POA, quit claim deeds, lady bird deeds; we also draft living wills, DNRO, health care surrogates.
I specialize in loan modifications in your foreclosure. I do not handle appeals nor do I take cases set for trial.
Utilizing the bankruptcy process, I assist consumers in discharging their Debts. Debtor Representation in 450 Ch 7 and 150 Chapter 13 cases MD FL. Creditor Representation in Ch 7, 13, and 11 - 838 cases in MD FL, 99 in ND FL, and 274 in SD FL.
Utilizing the bankruptcy process, I assist consumers in reorganizing and discharging their Debts
Wills, Living Wills, POA, HealthCare Surrogate
I assist consumers with improper reporting of objectively inaccurate information. We are not a "credit repair agency."
I assist consumers who are being collected upon by defending collection cases in Small Claims Court. I will handle collections for small business or individuals in some cases.
| Association name | Position name | Duration |
|---|---|---|
| MSU Fencing Team | Member | 1984 - 1985 |
| United States Fencing Association | Member | 1984 - 1987 |
| Lansing Area Nuclear Weapons Freeze | Student Coordinator | 1984 - 1987 |
| MSU Case Hall Residence Association | Representative | 1985 - 1985 |
| James Madison College at Michigan State University, Interntional Relations Committee | Co-chair | 1986 - 1988 |
| Peace Education Center | Student Coordinator | 1986 - 1987 |
| Students For Jondahl | South Campus Coordinator | 1986 - 1986 |
| Ingham County Democrats Extended Executive Board | Elected Representative | 1987 - 1988 |
| MSU Democrats | Vice Chair | 1987 - 1987 |
| MSU Democrats | President | 1987 - 1988 |
| Michigan Democratic Party | 5th Precinct Delegate- Elected | 1987 - 1998 |
| James Madison College at Michigan State University, Student Affairs Committee | Chairperson | 1987 - 1989 |
| American Israeli Political Action Committee | Student Lobbist | 1988 - 1991 |
| Phi Delta Phi legal fraternity, Thomas Cooley Law School | Member | 1990 - 1993 |
| Phi Delta Phi legal fraternity, Thomas Cooley Law School | Secretary | 1991 - 1992 |
| Madison College Diplomatic Corps | Representatvie | 1997 - 1998 |
| Florida Bar | Member | N/A |
| Tampa Bay Bankruptcy Bar Association | Member | N/A |
| Better Business Bureau | Attorney Mediator | N/A |
| Hillsborough County American Inn of Court | Member | 2003 - 2005 |
| Hillsborough County Bar Association | Member | 2003 - 2005 |
| Hillsborough County Family Law, Inns of Court | Member | 2003 - 2005 |
| National Association of Consumer Bankruptcy Attorneys | Member | 2003 - 2005 |
| American Bar Association | Member | 2008 - 2014 |
| American Legal and Financial Network | Member | 2009 - 2012 |
| Mortgage Bankers Association | Member | 2009 - 2012 |
| Garison Jones Elementary School Parent Teacher Association | Volunteer | 2009 - 2016 |
| Clearwater Bar Association, Bankruptcy Section | Vice Chair | 2011 - 2012 |
| Clearwater Bar Foundation | Member | N/A |
| Clearwater Bar Association- Small Business Section | Member | N/A |
| Hillsborough County Bar Association | Member | 2012 - 2012 |
| Clearwater Bar Association, Bankruptcy Section | Member | N/A |
| Safety Harbor Middle School Parent Teacher Association | Vice President | 2016 - 2017 |
| Safety Harbor Middle School Parent Teacher Association | Volunteer | 2016 - 2016 |
| Safety Harbor Middle School Parent Teacher Association | President | 2017 - 2018 |
| Award name | Grantor | Date granted |
|---|---|---|
| DOR Employee Suggestion Program Recipent | Department of Revenue | 1998 |
| Licensed to Practice | United States Middle District Of Florida | 1998 |
| Book Award- Lawyering Before Trial | Thomas M. Cooley Law School | 1992 |
| First Class Scout | Girl Scouts of America | 1982 |
| Licensed to Practice | United States Northern District of Florida | 2025 |
| Licensed to Practice | United States Southern District of Florida | 2025 |
| Licensed to Practice | U.S. Court of Appeals-11th Circuit | 2025 |
| Qualified Arbitrator | Florida Supreme Court | 2025 |
| County Mediator | Florida 6th Judicial Circuit | 2025 |
| Qualified as a Traffic Hearing Officer | 6th Judical Circuit- Pinellas County | 2025 |
| Licensed to Practice | United States Northern District of Florida | 2025 |
| Licensed to Practice | United States Southern District of Florida | 2025 |
| Licensed to Practice | U.S. Court of Appeals-11th Circuit | 2025 |
| Qualified Arbitrator | Florida Supreme Court | 2025 |
| County Mediator | Florida 6th Judicial Circuit | 2025 |
| Qualified as a Traffic Hearing Officer | 6th Judical Circuit- Pinellas County | 2025 |
| Licensed to Practice | United States Northern District of Florida | 2025 |
| Licensed to Practice | United States Southern District of Florida | 2025 |
| Licensed to Practice | U.S. Court of Appeals-11th Circuit | 2025 |
| Qualified Arbitrator | Florida Supreme Court | 2025 |
| County Mediator | Florida 6th Judicial Circuit | 2025 |
| Qualified as a Traffic Hearing Officer | 6th Judical Circuit- Pinellas County | 2025 |
| School name | Degree | Graduated |
|---|---|---|
| University of South Florida | Guardian Ad Litem Training, & Labor Arbitration | 2025 |
| Bay Area Legal | Mortgage Foreclosure Defense | 2025 |
| Better Business Bureau | Lemon Law Arbitration | 2025 |
| American Israeli Political Action Committee | Lobbist Training | 2025 |
| SPCA Tampa Bay | Pet Trusts | 2025 |
| University of South Florida | Guardian Ad Litem Training, & Labor Arbitration | 2025 |
| Bay Area Legal | Mortgage Foreclosure Defense | 2025 |
| Better Business Bureau | Lemon Law Arbitration | 2025 |
| American Israeli Political Action Committee | Lobbist Training | 2025 |
| SPCA Tampa Bay | Pet Trusts | 2025 |
| University of South Florida | Guardian Ad Litem Training, & Labor Arbitration | 2025 |
| Bay Area Legal | Mortgage Foreclosure Defense | 2025 |
| Better Business Bureau | Lemon Law Arbitration | 2025 |
| American Israeli Political Action Committee | Lobbist Training | 2025 |
| SPCA Tampa Bay | Pet Trusts | 2025 |
| James Madison College at Michigan State University | BA - Bachelor of Arts | 1989 |
| James Madison College at Michigan State University | BA - Bachelor of Arts | 1989 |
| Thomas M. Cooley Law School | JD - Juris Doctor | 1993 |
| 6th Circuit Pinellas County | County Court Mediator | 2000 |
| Pinellas County 6th Judicial Circuit | Traffic Court Magistrate Training Program | 2010 |
| Case name | Outcome |
|---|---|
| WELLS FARGO BANK, NA, as Trustee | loan modification-principal write down was $66,500 |
| State | Number | Status | Acquired | Updated |
|---|---|---|---|---|
| FL | 132675 | Member in Good Standing | 1998 | 09/12/2019 |
| Publication name | Title | Date |
|---|---|---|
| Smashword | Florida Consumer Bankruptcy Basics, Bankruptcy for the New Practitioner | 2013 |
| SpringField Financial | Creditor Representation in Bankruptcy | 2012 |
| Conference name | Title | Date |
|---|---|---|
| Great American Teach In | Gold E. Locks Trial | 2013 |
| Springleaf Financial In House | Creditor Representation in Bankruptcy | 2012 |
| Great American Teach In | Gold E. Locks | 2011 |
| Clearwater Bar Association, Bankruptcy Section | Bankruptcy | 2011 |
| Bankruptcy Section CLE | Foreclosure Defense | 2011 |
| Great American Teach In | Court Houses in Florida | 2010 |
| Title | Company name | Duration |
|---|---|---|
| Volunteer | Wayne County Intermediate Schools | 1977 - 1979 |
| Volunteer | Burtha Fisher Home | 1979 - 1981 |
| Volunteer | Congressman Bob Carr | 1984 - 1986 |
| Volunteer | State Representative, H. Lynn Jondahl | 1986 - 1989 |
| Chair | Michigan State University, Students Acting for the Future of the Earth | 1986 - 1989 |
| MSU Coordinator | State Representative, H. Lynn Jondahl | 1986 - 1986 |
| Intern | Governor James J. Blanchard | 1987 - 1988 |
| James Madison College Representative | Michigan State University tudent Council | 1988 - 1989 |
| Law Clerk | Farhat, Story & Kraus | 1990 - 1991 |
| Intern | Sixty Plus, Inc., Elder Law Clinic,Thomas M. Cooley Law School | 1991 - 1992 |
| Law Clerk | Zwick & Frith | 1992 - 1993 |
| Volunteer | Mayor of Detroit Dennis Archer | 1992 - 1992 |
| Revenue Specialist III- Child Support Enforcement Division | Department Of Revenue | 1994 - 1998 |
| Assistant | United States Census Bureau | 1998 - 1999 |
| Volunteer Attorney | Bay Are Legal | 1998 - 2003 |
| Tampa Investigations Supervisor | Department Of Business & Professional Regulation | 1998 - 1999 |
| Attorney | Carol A. Lawson, Esq. | N/A |
| Supervising Bankruptcy Attorney Tampa Office | Law Offices OF Battaglia, Ross, Dicus, & Wein, P.A. | 1999 - 2000 |
| Attorney Arbitrator | Better Business Bureau | N/A |
| Adjunct Professor Business Law | Hillsborough Community College | 2000 - 2003 |
| Volunteer Attorney | Ryan White Foundation | 2000 - 2008 |
| Attorney | Carol A. Lawson P.A, | 2000 - 2008 |
| Attorney | Law Office of Joseph M. Paniello, P.A. | 2000 - 2000 |
| Bankruptcy Court Mediator | Middle District Of Florida, Tampa Division | N/A |
| Bankruptcy Attorney | Douglas C. Zahm, PA | 2008 - 2012 |
| Attorney | The Golson Law Firm | 2008 - 2008 |
| Member | CHADD North Pinellas Chapter | N/A |
| Volunteer | Garison Jones Elementry | 2009 - 2016 |
| Attorney | Carol Lawson P.A. | N/A |
| Managing Bankruptcy Attorney | Gilbert Gracia Group | 2012 - 2013 |
| Attorney | Weller Legal Group | 2013 - 2014 |
| Volunteer | Safety Harbor Middle School | N/A |
| Professor | TutorABC | 2017 - 2018 |
| Volunteer | CountrySide High School | N/A |
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