Third District Court of Appeal
                                State of Florida

                             Opinion filed May 8, 2019.
          Not final until disposition of timely filed motion for rehearing.

                                ________________

                                No. 3D18-1287
                           Lower Tribunal No. 15-2333
                              ________________


                                Cristina Suarez,
                                     Appellant,

                                         vs.

               Citizens Property Insurance Corporation,
                                     Appellee.


       An Appeal from the Circuit Court for Miami-Dade County, Pedro P. Echarte,
Jr., Judge.

      Marin, Eljaiek, Lopez & Martinez, and Steven E. Gurian and David F. Garcia,
for appellant.

      Hinshaw & Culbertson, and Maureen G. Pearcy, for appellee.


Before SALTER and LINDSEY, JJ., and LEBAN, Senior Judge.

      PER CURIAM.

                          On Partial Concession of Error
      Cristina Suarez (the “Insured”) appeals a final judgment awarding the

defendant, Citizens Property Insurance Corporation (the “Insurer”), attorney’s fees

as the prevailing party in a circuit court lawsuit. We affirm as to entitlement to fees,

as the Insurer’s proposal for settlement complied with section 768.79, Florida

Statutes (2018), and the Florida Supreme Court’s holdings in Kuhajda v. Borden

Dairy Co. of Alabama, LLC, 

, 395-96 (Fla. 2016).

      We reject the Insured’s argument that her separate count for declaratory relief

(voluntarily dismissed on the first day of trial) was a claim for purely equitable relief

that invalidated the Insurer’s proposal for settlement. The trial court correctly

determined that the “real issue” in the case was a claim for breach of contract and

money damages. See Tower Hill Signature Ins. Co. v. Javellana, 

,

376-77 (Fla. 3d DCA 2017).

      Based on the Insurer’s limited and proper concession of error, we reverse and

remand that portion of the final judgment fixing the amount of attorney’s fees to be

awarded to the Insurer. On remand, the Insurer shall only recover those attorney’s

fees incurred and actually paid or payable to its attorneys by the Insurer, from service

of the 2016 proposal for settlement through the date of the order granting entitlement

to fees. See § 768.79(1), Fla. Stat. (2018); Reliance Mut. Life Ins. Co. of Ill. v.

Booher, 

, 224 (Fla. 2d DCA 1964) (applying dictionary definition of

“incurred”).



                                           2
      The final judgment is affirmed as to the Insurer’s entitlement to attorney’s

fees, and (pursuant to the Insurer’s limited concession of error) reversed and

remanded as to the amount of such fees to be awarded to the Insurer.




                                        3