Case: 14-12406   Date Filed: 08/18/2015   Page: 1 of 2


                                                        [DO NOT PUBLISH]

            IN THE UNITED STATES COURT OF APPEALS

                    FOR THE ELEVENTH CIRCUIT
                      ________________________

                            No. 14-12406
                        Non-Argument Calendar
                      ________________________

                  D.C. Docket No. 2:14-cv-00099-RWS,
                      Bkcy No. 13-bkc-23099-REB

In Re: BARTEL JAMES VANDER IEST, JR.,


                                        Debtor.
__________________________________________________

BANK OF AMERICA, N.A.,

                                             Plaintiff - Appellant,

versus

BARTEL JAMES VANDER IEST, JR.,

                                         Debtor - Appellee.
                      ________________________

               Appeal from the United States District Court
                  for the Northern District of Georgia
                     ________________________

                            (August 18, 2015)

ON REMAND FROM THE SUPREME COURT OF THE UNITED STATES
              Case: 14-12406    Date Filed: 08/18/2015   Page: 2 of 2


Before WILSON, ROSENBAUM, and COX, Circuit Judges.

PER CURIAM:

      Appellee, Bartel James Vander Iest, Jr., is a Chapter 7 debtor. He has two

mortgages on his house secured by corresponding liens. The second lien, Bank of

America’s, is completely “underwater.” Vander Iest obtained from the bankruptcy

court an order “stripping off” Bank of America’s second lien as void under 11

U.S.C. § 506(d). The district court affirmed. Bank of America appealed. Bound

by our prior precedent rule, we affirmed.

      The Supreme Court granted Bank of America’s petition for writ of certiorari,

vacated this court’s judgment, and remanded the case for further proceedings in

light of Bank of America, N.A. v. Caulkett, 575 U.S. ___, 

(2015).

Under Caulkett, § 506(d) does not permit the bankruptcy court to strip off the

underwater second lien.

      Following the issuance of Caulkett, Bank of America filed a motion for

summary reversal in this court. We deny that motion by separate order. We vacate

the judgment of the district court and remand this case to the district court for

further proceedings consistent with this opinion and Caulkett.

      VACATED AND REMANDED.




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