Car Accident 1 Year Ago
I got in a car accident one year, backing out of my driveway I hit a car passing me by. I hit the rear left end side, right after the tire. The back right light of my car went out and a dent in the bumper. The other driver said they would go thru insurance as a hit and run, but they asked me to pay for rental car costs which I did. I am now being sued by their insurance company to pay for the damages almost $6k. What are my options, do I need to hire an attorney? Is it too late to go thru my own insurance? I was insured at the time of the incident, can I still file with them although its been a year?
Re: Car Accident 1 Year Ago
First, you report the suit to your insurer for defense and indemnification under your policy. If the carrier declines coverage for any reason then second, you hire an attorney.