issues.
In 9/16, grandma cosigned a car for me. She had passed on 1/17. No probabte has been opened due to no funds upfront,& other heirs wont help. I had ankle surgery on 12/17, was off for 2 months, got behind on car payment. I got caught back up as good as I could.
In 6/18, I had to quit my job. On 7/18, the car was repossessed. I now got letter saying I am being sued. Can they open probabte for her portion? I have no where else to live. Mother lives with boyfriend in another state in a 1 bedroom apt both on disability. Brother/sister law just sold their house and lives in an apt in another state as well.
I know I can file chapter 7 or 13, but if I file chapter 13, can they still open probabte and force to sell and force me to be homeless?
The Creditor probably can Probate Grandmother's Estate for its benefit. But it is very unlikely. You are probably better off filing a Notice of Exempt Property with whatever Court and Docket Number you are being sued under. You should be able to Exempt all property, but be careful with any Bank Accounts.
