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Banking regulations

Can Chase repo vehicle if credit card defaults, and car loan is paid each month?
Asked in Philadelphia,  PA Jun. 22, 2020 ,  4 Answers

I live in VA and have a Chase credit card and a Chase vehicle loan. If I default on my credit card, but remain up to date with my vehicle loan, can they repo the vehicle?

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Objectively, can creditors in Chapter 7 garnish checking account money from State and Government benefits?
Asked on Jun. 15, 2020 ,  4 Answers

Benefits including Social Security, stimulus check and Unemployment Insurance due to Covid-19 in California.

# 2
Hello, I am receiving unemployment insurance in my checking account after the 341 meeting of creditors chapter 7 in Ca
Asked on Jun. 15, 2020 ,  4 Answers

No creditor showed up for my 341 meeting. Can they still take money from my checking account? Thanks!

# 3
Is it illegal for a loan company to accidentally share your personal information with another person?
Asked in Dayton,  OH Jun. 15, 2020 ,  1 Answers

I had a personal loan, I paid it off in March or April. The loan company sent me the wrong persons original loan Note Agreement. Like I have someone else's original signature documents. Has personal info on it... I called the loan company to let them know and asked if my info was sent to the wrong p...

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I purchased my prom dress in full cash, but they said no refunds however it’s been two months since I was supposed to ge
Asked in Alhambra,  CA Jun. 11, 2020 ,  2 Answers

I paid in full cash in March and it was supposed to be picked up my mid March but then everything closed, they now want me to pick it up but prom is over and I was supposed to receive it months ago. How do I get my refund.

# 5
Should I opt in or out of my banks Arbitration agreement?
Asked in Patchogue,  NY Jun. 07, 2020 ,  1 Answers

My bank recently sent out a letter asking everyone with an account to opt in/out of their new arbitration agreement. I called their office to get more information on what this exactly meant as their letter also did not specify what changes were going to happen and how they affect me or my money. Whe...

# 6
What kind of an attorney do I need if there are issues with divorce, fraudulent bankruptcy, property, and business.
Asked in Ephrata,  WA Jun. 04, 2020 ,  2 Answers

He also made me very sick. I have been blocked from seeing any documents. I am in need of a attorney ASAP

# 7
I have a judgment from five years ago that has not been renewed.
Asked in Renton,  WA May 22, 2020 ,  2 Answers

I am now trying to get a mortgage and the mortgage Companies underwriters want proof that this judgment is no longer collectible or enforceable. Would I need a lawyer to get that proof or is there any way to get proof that the judgment is no longer collectible?

# 8
Hello, I am a business owner. I want to know if bankruptcy is an option for me.
Asked in Hinsdale,  IL May 18, 2020 ,  2 Answers

I am a banquet hall business owner. My bank has refused to give me relief on mortgage payments because I was already behind 2 payments due to the increase in property taxes in the county. The bank has filed for foreclosure during covid and intends to appoint a receiver in June 2020. At this point, I...

# 9
Hello, I am currently a college student looking at law as a potential future career.
Asked in Kodak,  TN May 16, 2020 ,  2 Answers

I was wondering if this would be a good place to start asking questions and if not, is there another chat forum that I could utilize to get a better understanding about this particular career field?

# 10
What should I do? My account is frozen cause I was given fraud checks and bank took my money when they decline the check
Asked in New York,  NY May 14, 2020 ,  1 Answers

So I was given two checks for a side job I deposit it to my account and they decline next day I was called that the check’s were fraud but they bank never gave me the money. I gave them the emails and address of where I gotten them and they froze my account. When I login into my account I had 123.50...

# 11
small business, been forced to close, got a business line of credit, with personal guarantee to help, what if fails
Asked in Portland,  OR Apr. 21, 2020 ,  2 Answers

If the business ends up failing and I have to file Bankruptcy will this new line of credit be able to be included in BK?

# 12
My husband and I have our finances separate. We file jointly for taxes. Can I file individual bankruptcy.
Asked in San Antonio,  TX Apr. 01, 2020 ,  2 Answers

We file jointly because of a nuance in student fedloans that prevents us from filing separately. I am completely broke and have accounts closing out. I need to file, we have no joint assets- the only joint thing we have is our taxes. I fear that because our taxes are joint that it may prevent bankru...

# 13
If you paid off your account and the lawyer put a lien on my bank account. I have summited the paperwork already to him.
Asked in Houston,  TX Mar. 21, 2020 ,  1 Answers

My wife payed of the account with another lawyer firm but this lawyer never did the research and froze my bank account how long will it take for him to release my bank account and give us our money back. Also can I file a suite against him

# 14
If a person is employed by a corporation and that person is then released from said corporation unethical
Asked in Bedford,  TX Mar. 14, 2020 ,  2 Answers

I was misinformed about my job duties, requirements, and compensation by my direct supervisor. When I attempted to gain clarity I was informed that I was being released due to the fact that I was on parole. This information was delivered verbally from company supervisor in corporation's reception ar...

# 16
Bankruptcy and keep home?
Asked in San Fernando,  CA Feb. 27, 2020 ,  5 Answers

Can we file bankruptcy and keep home?

# 17
Does awage garnishment stop after filing for bankruptcy
Asked in Akron,  OH Jan. 16, 2020 ,  2 Answers

# 18
Can I hold an OL investment facility liable for not activating my account on time & losing on an important transaction?
Asked in Oakland,  CA Dec. 13, 2019 ,  1 Answers

I opened an online account with an investment facility, they ensured me that it would be activated after 24-48 hours. After 7 days, it is still not activated as I hoped and the 7th day was the deadline of a transaction that I wanted to do using the account. Furthermore I told them of the urgency & t...

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