IN RE: APPLICATION FOR AUTHORITY TO ACQUIRE A CONTROLLING INTEREST IN HERITAGE BANK OF FLORIDA, LUTZ, PASCO COUNTY, FLORIDA BY RICHARD E. ADAMS, JOHN L. ADCOCK, J. ROY BROOKS, BRYAN GREENBERG, H. CLYDE HOBBY, JEFFREY A. KEMP, AND NELSON MARTINEZ, JR. vs *, 01-001661 (2001)