During these trying times, many people have found themselves dealing with creditors and debt collection agencies. But don't fret -- there are strong consumers laws that protect you from overly aggressive collection tactics. Here is a list of what creditors and debt collection agencies MAY NOT DO: A ...
A guide to Financial recovery in these trying times. Introduction The world changed in a day. Fortunes were lost in an hour. Financial security was exchanged for terror. A 2017 report by the employment website CareerBuilder found that seventy eight percent of American workers were living from payche...
Hello, I started renting the office place, in Bergen County since January 2020 to open Art classes and Sunday school, before I even got a certificate of occupation the Corona Virus started and I lost all my potential students, and looks like nobody is coming back, until September or indefinite perio...
I am seeking a creditors' rights attorney to represent me in a bankruptcy case located in the Western District of Louisiana. Judge Stephen D. Wheelis. I live in a suburb in Houston, Texas but due to the coronavirus the court has authorized hearings to be conducted via telephone....
I might have to undergo expensive medical treatment. I have no insurance and no savings. I have a small business that makes very little profit but pays for itself with no problem. I make too much money for medicaid but not enough to afford health insurance. I would have to file bankruptcy as I won't...
I tried to start a local trucking company in February 2019 and had to sign a lease for a dump trailer from Peak Leasing, and after about 1 week into the company running the truck that I had purchased to run my company with continue to give me problems, causing me to keep spending money weeks at a ti...
The responsibility for concluding or adjourning a S. 341 meeting lies with the Trustee. That responsibility must be carried out and concluded before the date set for objection to the discharge of debtors. The Meeting Of Creditors The Bankruptcy Code provides that "[w]ithin a reasonable time after th...
While Chapter 7 Bankruptcy is somewhat technical in terms of the information that needs to be provided to the court, the actual process of filing bankruptcy is pretty straightforward. The steps will vary somewhat depending on the state in which you file, but the following are the basics. Initial Con...
If you’ve never filed a business or personal Chapter 7 bankruptcy, you’ve missed out on the pleasure of attending a “341 Meeting of Creditors.” The purpose of this article is to explain the purpose of this important meeting, how to prepare for it, and what could go wrong. What is a 341 Meeting? Reme...
This guide will help you understand what the process will be for your first meeting with a bankruptcy attorney. Should I bring documents? Even though this is an initial meeting, you should consider bringing some paperwork with you. The following is a list of documents that may help you or the attorn...
There are a lot of moving parts in a Virginia Chapter 7 Bankruptcy. Knowing the different players and the common terminology for those parties can help demystify the process. The following is provided by our provided by our Williamsburg Newport News Bankruptcy Attorneys. The Debtor The debtor is the...
For many, the filing of a Bankruptcy is the unintended consequence of an unavoidable stressful life event; the loss of a job, illness, divorce and the like. The thought of appearing in a courtroom and speaking about those problems added to the existing strain is enough to induce nausea! In the Great...
Chapter 7 bankruptcy cases in the Eastern District of Virginia have a predictable timeline associated with their administration. Failure to file the required documents by the statutory deadlines can result in dismissal of the bankruptcy case. Before Filing The debtor must complete their credit couns...
A Guide to understanding your Bankruptcy Court Hearing in the Middle District of Georgia, Valdosta & Albany Divisions. Why do I have to go to a hearing? The Bankruptcy Code (11 U.S.C. Sec. 341) requires that everyone who files for bankruptcy protection attend a Meeting of Creditors, which is sometim...
A brief overview of how filing bankruptcy can help you get a fresh financial start. The Process Article I, Section 8 of the United States Constitution authorizes Congress to enact "uniform Laws on the subject of Bankruptcies." Under this grant of authority, Congress enacted the Bankruptcy Code in 19...
The Judicial Conference has made significant changes to the Official Bankruptcy Forms. Beginning December 1, 2015, the Official Forms for the Southern District of Florida will be replaced with significantly modified, reformatted and renumbered versions. Financials The changes that will most affect d...
There is a company that we forgot to add to her bankruptcy case that is now garnishing her wages. This company was back in 2008 and just started the garnishing. We have been told that all debit before her filing is deemed as discharge because her case was a "no assets case". That being said, we have...
After you list all your options and you finally decide that enough is enough and you want to file for bankruptcy, it is best to know the things that go on your behalf and against you, so you will not have troubles that can hurt your bankruptcy case. Do: Tell your Lawyer Everything Even if it is emba...
Whether you are filing with an attorney or proceeding pro se, these are some helpful tips to gather information that will better prepare your case for filing. File Your Taxes It is a requirement that you provide your trustee, no less than seven days before your creditor meeting, with copies of your ...
Is it common for the chapter 7 process to be drawn out over a long period of time? Our bankruptcy was discharged in January 2014, but we had an issue with our homestead and after almost 2 years, we still don't know where we stand. Our trustee has hired an accountant to complete a tax return for the ...
