265 B.R. 632 (2001) In re Ernest L. McDONALD, Sr., Debtor. Gordon P. Jones, Chapter 7 Trustee, Plaintiff, v. Vernon Williams, Defendant. Bankruptcy No. 00-5311-3F7. Adversary No. 00-384. United States Bankruptcy Court, M.D. Florida, Jacksonville Division. August 17, 2001. *633 *634 Raymond R. Magley, Jacksonville, FL, for Plaintiff. Lance P. Cohen, Jacksonville, FL, for Defendant. Gordon P. Jones, Jacksonville, FL, Chapter 7 Trustee. Albert H. Mickler, Jacksonville, FL, for Debtor. FINDINGS OF FA..
