trust

Do I need an attorney to release funds from one deceased parents account naming another deceased parent as the beneficiary?

Gift of property in lieu of inheritance

If a 83 year old parent is thinking of gifting a home currently valued at $150,000 to a child who has asked for their inheritance early (and who has been care-giver for last 15 years), what are the tax consequences of this? I.E. Based on current federal/state tax laws what will be Tax on Early Gift versus Tax on Inheritance through a Will. Also, if decision is made to go ahead with the gift of the home is there any way to reduce federal/state gift taxes for both parent and child? I.E. is there a better way to transfer property to child that can reduce the tax burden. (NOTE: Parent will be moving out of home to live with another child in another state.)

social securit disability

do i have to quite my job to draw ssd ?

collecting disability

do i have a chance of getting disability

social security

are my children eligible for ssI if Im recieving it?

home repossession

can the bank come after my car, checking/savings accounts or other property i own?

I was contacted by someone on the handmade site I am on, via a message on that website, about the awareness ribbon magnets that I sell. (A wood shape of an awareness ribbon, painted in various colors for whichever cause). They sell a similar item, though with the differences of: theirs is between 12" and 18" high, mine are 2"; mine are refrigerator magnets, theirs are wall decorations. This seller has told me I must remove my items because I am bordering a "design patent", as they have a "design patent pending" that they say they will be approved for in 6 weeks (is it possible to know when and whether you will be approved in advance?). I have drafted a reply to them, and would like to make sure I am correct on my points legally. Please let me know.

Hi again,

Please forgive me for my skepticism, but if you would be so kind as to give me your application number so I may look up your pending patent on the USPTO website myself, that would be wonderful. First thing I'd like to reply to - you say in your recent answer to me that "decorative ribbons" were never used except by you, "except magnets". Mine *are* magnets. From what I understand, you are attempting to patent the shape (design) of the awareness ribbon, correct? To be completely honest with you, I'm not actually sure how you can patent the shape of an awareness ribbon, even cut from wood, when it has clearly been available for several years. From the USPTO website:

"In order for an invention to be patentable it must be new as defined in the patent law, which provides that an invention cannot be patented if: �(b) the invention was patented or described in a printed publication in this or a foreign country or in public use or on sale in this country more than one year prior to the application for patent in the United States . . .�" (Full text can be seen here: http://www.uspto.gov/web/offices/pac/doc/general/index.html#novelty) Basically, you can't patent something that has been in public use.

For one, Pat Catans craft store sells them - which is where I bought my first one that is on my own refrigerator - and I found them there back in April of this year, though I'm not sure how long they've been selling them. Another Etsy shop also sells them: http://www.etsy.com/view_listing.php?listing_id=21255113. The pink ribbon in particular has been in use since at least 1991. There are other websites that I could find, if you'd like, but I don't think that's necessary.

Furthermore, it is illegal to claim you have a patent when you do not in fact have one yet - "patent pending" has no legal bearing whatsoever, and even if you were to be granted a patent, I would not be required to remove my items until you have your patent. Therefore I will not do so until such time as I receive official (i.e. not a conversation on Etsy) correspondence from your lawyer.

I await your answer with your application number.

1 Answer from Attorneys

A little bit of background on my situation:

Long story short, I had a business deal that went sour during the economic crash, and I am now trying to dig my way out. Slowly but surely.

I had two vehicles. One (that has been subsequently Repossessed) was financed through Ford Motor Credit as a lease. The other vehicle (Which I still have, and am making on time payments) Is financed through Huntington bank as a loan.

I am being sued for repossessed vehicle from Ford Motor Credit. Ford credit has sued me in court and won a judgment against me for around $7,000. Today, I received a "Notice of Garnishment property other than personal earnings", with the description of the property/bank account reading "HUNTINGTON BANK" for "ANY AND ALL MONIES IN THE NAME OF THE JUDGMENT DEBTOR" . I am kind of confused as to what Ford Credit wants from Huntington? Can Ford Credit take my vehicle that is on a loan from Huntington even though I do not own it? My Huntington account is for an auto loan and not a deposit account, Thus, No money to take.

They want me to answer within five business days as to whether I Huntington is in possession of garnish able properties or monies. I am not sure how to answer.