The basics of annuities, which are a type of product offered through certain insurance policies in which the policyholder receives payments from the insurer, often for retirement income.
Summary of how automobile insurance works, why you need liability insurance in most states, how to compare policies, how to make claims after an accident, and more.
Running a business can be exciting and rewarding, but also comes with risks. A natural consequence of doing business is the potential for many types of loss and liability, including the destruction of business assets, theft or vandalism, or the injur...
There's nothing quite like signing the closing documents, shaking hands with your agent, and being handed the keys to your very first home. Since it will probably be the biggest purchase you ever make in your life, you'll want to protect your investm...
What you need to know before you buy an insurance policy, including an honest and detailed assessment of your actual needs and a careful comparison of available policies.
Brief explanation of why an insurance company may deny your claim, valid and invalid reasons for doing so, and information to help you determine whether you may file a lawsuit.
Working the land as a farmer or rancher is challenging and rewarding. These types of workers face unique and significant risks. Any number of events outside of the farmer's control could cause a crop to fail or plummet in value. So how do farmers gua...
Your smile is an important part of who you are. For both health and cosmetic reasons, many of us seek regular dental care to keep our teeth healthy and strong. Legally, you aren’t required to maintain dental insurance. However, depending on your heal...
Despite the risk that earthquakes might pose to you, your home, and your belongings, the standard homeowners policy doesn’t cover damage caused by earthquakes. So, if you’re hoping to protect yourself and your property from some of the costs of an ea...
If you don’t live in a flood plain, you may not have considered buying flood insurance for your home or business. However, for many owners and renters, purchasing flood insurance is a good idea, especially since the typical renter’s and homeowner’s i...
