Third District Court of Appeal
                                  State of Florida
                            Opinion filed August 23, 2017.
           Not final until disposition of timely filed motion for rehearing.
                                 ________________

                                   No. 3D16-735
                            Lower Tribunal No. 11-37387
                                ________________

                                 Eduardo Garcia,
                                       Petitioner,

                                           vs.

                          Christiana Trust, etc., et al.,
                                     Respondents.


      A Writ of Certiorari to the Circuit Court for Miami-Dade County, Antonio
Marin, Judge.

      Sordo & Associates, P.A. and Alexander Pena and Cesar R. Sordo; Arnaldo
Velez, P.A., and Arnaldo Velez, for petitioner.

      Baker, Donelson, Bearman, Caldwell & Berkowitz, PC and David B. Levin
and Joshua R. Levine (Ft. Lauderdale), for respondent Christiana Trust.


Before SUAREZ, FERNANDEZ, and SCALES, JJ.

      SUAREZ, J.
      Christiana Trust seeks an order enforcing this Court’s mandate in Garcia v.

Christiana Trust, 

(Fla. 3d DCA 2016). We grant the motion and

order the trial court to vacate its April 5, 2017 order.
      This is the fourth time this case comes before us. Title to the property was

held by the entireties by Petitioner Eduardo Garcia (“Garcia”) and his former wife.

The former wife allegedly forged Garcia’s signature on the Note and Mortgage.

When the Bank sought to foreclose, it was only possible against the former wife’s

interest. The Final Judgment of Foreclosure provided that the Bank held a lien

against the property for the debt owed, but not as to Garcia. The property was

sold, but the buyer found out after the sale that the property could not be divided

because it was held by the entireties. This Court reversed the order denying the

buyer’s objections to the sale and ordered the trial court to return the buyer’s

money. In that opinion, however, the panel also reversed the Final Judgment of

Foreclosure. Rocketrider v. BankUnited, 

(Fla. 3d DCA 2014).

      Garcia then sought a determination from the trial court that he was not liable

on the note and mortgage, and to quiet title. The bank’s successor in interest,

Christiana Trust, moved to file an amended complaint in foreclosure and to add

new counts. The trial court, relying on the Rocketrider opinion, reversed the Final

Judgment and granted the Trust’s leave to amend the foreclosure complaint.

      Garcia appealed, which leads us to the second opinion, Garcia, 

. In that opinion, this Court recognized that 1) Garcia never appealed from the

Final Judgment in Foreclosure back in 2013; thus, that judgment was final; 2) The

Rocketrider appeal was only between the Bank and the buyer – Garcia was not a



                                         2
party to that appeal, and 3) the Final Judgment in foreclosure was not at issue. The

opinion concluded that the Final Judgment could not be reversed or the matter

reopened at that point.     The panel deemed Garcia’s appeal as a petition for

certiorari, granted the petition and quashed the order below granting the Trust’s

motion to amend the complaint in foreclosure, and directed the trial court to

reinstate the 2013 Final Judgment of Foreclosure.

      On remand, Garcia went back to the trial court on a Rule 1.540(b)(5) motion

seeking relief from judgment, and asked the trial court to remove the Trust’s lien

against the property so that it could be sold. Garcia did not argue the 1.540(b)

merits, but rather contended for the first time at the hearing that the trial court had

ongoing jurisdiction to “do equity” because of the general reservation of

jurisdiction contained in the Final Judgment of Foreclosure.1

      The Trust argued that Garcia was raising this issue for the first time, as it

was not plead in the 1.540(b) motion. In addition, the Trust argued that the

standard general reservation of jurisdiction was not specific, and did not extend to

reopening an un-appealed final judgment more than three years later when there

had been no change in circumstances. On April 5, 2017, the trial court issued an

order determining that it had jurisdiction under the general reservation of


1 The general reservation of jurisdiction in the Final Judgment of Foreclosure
reads, “Jurisdiction. The court retains jurisdiction of this action to enter further
orders that are proper, including, without limitation, a deficiency judgment.”

                                          3
jurisdiction clause of the Final Judgment of Foreclosure. The court determined

that the Final Judgment “is not a cloud on the title on the property . . . Hence,

property can be sold free of said judgment lien – cloud.” Christiana Trust now

seeks an order from this Court enforcing the Mandate of Garcia reinstating the

Final Judgment of Foreclosure. 2

      We agree with the Trust that the general reservation of jurisdiction in the

Final Judgment of Foreclosure does not give the trial court jurisdiction to eliminate

the Trust’s lien more than three years after the Final Judgment of Foreclosure

became final. The general reservation of jurisdiction in a foreclosure judgment is

deemed in case law to be appropriate for deficiency judgments, but little else. The

reservation of jurisdiction in the final judgment of foreclosure must be very

specific in order to apply to such things as seeking unpaid assessments post-

judgment or post-sale. See, e.g., Cent. Mortg. Co. v. Callahan, 

,

376 (Fla. 3d DCA 2014) (holding the final judgment contained a general

reservation of jurisdiction but did not specifically reserve jurisdiction to determine

the amount of assessments due, it merely retained jurisdiction to enforce—via


2 This Court learned during the pendency of this appeal that Garcia and his wife
Bertha no longer had ownership interest in the property, having conveyed their
interest to a third party by special warranty deed recorded soon after the trial court
issued the order being challenged here, but before the Trust filed its Motion to
Enforce Mandate. We separately grant Christiana Trust’s motion to strike Garcia’s
Response to the Motion to Enforce Mandate as he no longer has standing to
participate in this appeal. Our opinion in this matter, however, remains unchanged.

                                          4
writs of possession and deficiency judgments—the final judgment entered in the

matter); Harrell v. Harrell, 

, 1304 (Fla. 3d DCA 1987) (stating

that once a trial court enters a final judgment and the time for filing post-trial

motions has expired, a trial court may not entertain post-judgment motions absent a

rule to the contrary, “unless it specifically retained jurisdiction to do so in its final

judgment”). Further, the general reservation of jurisdiction does not allow for a

supplemental complaint or to add an omitted party post-judgment. See, e.g., Ross

v. Wells Fargo Bank, 

(Fla 3d DCA 2013).

      Florida Rule of Civil Procedure 1.540(b)(5) requires the moving party to

“allege new circumstances affecting the decision made by the trial judge.” Gotham

Ins. Co. v. Matthew, 

, 442 (Fla. 5th DCA 2015) (quoting In re

Guardianship of Schiavo, 

, 561 (Fla. 2d DCA 2001)). In addition,

the movant must establish that these new circumstances “make it no longer

equitable for the trial court to enforce its earlier decision. In re Guardianship of

. At its core, there must be some new post-judgment

fact or occurrence that requires the trial court, in equity, to recede from its prior

order or judgment. See Bank of N.Y. Mellon v. Peterson, 

, 1223

(Fla. 2d DCA 2017); see also Miami–Dade Cty. v. Second Sunrise Inv. Corp., 

, 85 - 86 (Fla. 3d DCA 2011) (reiterating the clear legal principle that

“something must have happened after the entry of final judgment that should



                                           5
'equitably limit' the judgment's application” in order for rule 1.540(b)(5) to apply);

Baker v. Baker, 

, 692 (Fla. 2d DCA 2006) (“[T]his court has held

that the equities mentioned in [rule 1.540(b)(5)] are limited to ones that come to

fruition after the final judgment.”). Here, Garcia did not allege below any new or

changed post-judgment circumstances in his written motion, nor does the record

reveal any such circumstances.

      We therefore grant the Trust’s motion to enforce the Mandate, and order the

trial court to vacate the April 5, 2017 order below which eliminated the Trust’s lien

against the property, and reinstate the February 28, 2013 Final Judgment of

Foreclosure.




                                          6
                                             Garcia v. Christiana Trust, etc., et al.

                                                                          3D16-735

      SCALES, J. concurring.

      I wholeheartedly concur with the majority opinion and write separately to

emphasize that this Court’s granting of the Trust’s motion to enforce our earlier

mandate should not be interpreted as an independent validation of the Trust’s lien

on Garcia’s former wife’s interest in the property. That lien, while adjudicated in a

final judgment, is derived from a mortgage purporting to encumber jointly owned

marital property. Yet, as adjudicated by the trial court in the same final judgment,

the mortgage was signed by only one spouse. Because the foreclosure judgment was

not appealed, however, the majority opinion does not reach the issue of whether this

lien would have withstood appellate scrutiny.




                                         7