rer STATE OF FLORIDA > a DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION FLORIDA DEPARTMENT OF BUSINESS to oy AND PROFESSIONAL REGULATION, ~ DIVISION OF REAL ESTATE, : “2 Petitioner, 3 vs. FDBPR Case N° 2003068432 KNOWLTON COLEMAN JONES, JR., ay / ae ° Respondent. O >) - aS x x / ADMINISTRATIVE COMPLAINT COMES NOW the Florida Department of Business and Professional Regulation, hereinafter referred to as "Petitioner," and files this Administrative Complaint against Knowlton Coleman Jones, Jr. hereinafter, referred to as "Respondent," and alleges the following: ESSENTIAL ALLEGATIONS OF MATERIAL FACT 1. Petitioner is a state government licensing and regulatory agency charged with the responsibility and duty to prosecute Administrative Complaints pursuant to the laws of the State of Florida, in particular Section 20.165 and Chapters 120, 455 and 475, Florida Statutes, and the niles promulgated pursuant thereto. 2, Chapter 475.01(1)(a), Florida Statutes states, in pertinent part: ‘Broker’ means a person who, for another, and for a compensation or valuable consideration directly or indirectly paid or promised, expressly or impliedly, or with an intent to collect or receive a compensation or valuable consideration therefor, appraises, auctions, sells, exchanges, buys, rents, or offers, attempts or agrees to appraise, auction, or negotiate the sale, exchange, purchase, or rental of business enterprises or business opportunities or any real property or any interest in or concerning the same, including mineral rights or leases, or who advertises or holds out to the public by any oral or FDBPR v. Knowlton Coleman Jones, Jr. Case No. 2003068432 Administrative Complaint printed solicitation or representation that she or he is engaged in the business of appraising, auctioning, buying, selling, exchanging, leasing, or renting business enterprises or business opportunities or real property of others or interests therein, including mineral rights, or who takes any part in the procuring of sellers, purchasers, lessors, or lessees of business enterprises or business opportunities or the real property of another, or leases, or interest therein, including mineral rights, or who directs or assists in the procuring of prospects or in the negotiation or closing of any transaction which does, or is calculated to, result in a sale, exchange, or leasing thereof, and who receives, expects, or is promised any compensation or valuable consideration, directly or indirectly therefor; and all persons who advertise rental property information or lists. A broker renders a professional service and is a professional within the meaning of s. 95.11(4)(a). 3. "Operate" means the commission of one or more acts described in Chapter 475, Florida Statutes, as constituting or defining a broker, broker-sales associate, or sales associate, not including, however, any of the exceptions stated therein. See Section 475.01(3), Florida Statutes. 4, No person shall operate as a real estate broker or sales associate in Florida without being the holder of a valid and current active license therefor. See Section 475.42(1)(a), Florida Statutes. 5. Respondent is not now, nor was at any time material herein, registered as a real estate broker or sales associate in the State of Florida in accordance with Chapter 475 of the Florida Statutes, 6. On or about November 4, 1993 Respondent had his real estate license revoked. A copy of license printout is attached hereto and incorporated herein as Exhibit 1. 7. On or about May 15, 2002 Respondent met Mary Ann Ford-Selter (Buyer) in the offices of Condo Rentals of Daytona, Inc. 8. Respondent agreed to assist Buyer in the purchase of real property in the Daytona, Florida. FDBPR v. Knowlton Coleman Jones, Jr. Case No. 2003068432 Administrative Complaint 9. Respondent called East Winds Condo to inquire for apartments available for Buyer to purchase. 10. Respondent advised Buyer that two apartments were available. 11. Respondent advised Buyer to drive to the area and take a look at the apartment, but not to go into the apartments or to “cut him off.” 12. On or about May 16, 2002 Respondent drove Buyer to East Winds Condo to met with Ms. Olivia Ann Hurst, (Hurst) the listing and sellers agent for an apartment commonly known as 4495 South Atlantic Ave, Unit 1D North, Florida. (Subject Property) 13, At all times material, Respondent represented himself as a real estate sales associate to Buyers, Hurst and Hurst’s assistant, Pam Piorkowski (Piorkowski). 14. Respondent, Hurst and Piorkowski showed two apartments to the Buyer. 15. On or about May 23, 2002, Respondent prepared and presented via facsimile a contract to Buyer dated May 22, 2002, for the purchase of Subject Property. A copy of the contract is attached hereto and incorporated herein as Exhibit 2. 16. Respondent received the signed contract from Buyer via faxsimile, and forwarded a copy of the signed contract to Hurst. 17. Sellers rejected Buyer’s initial offer. 18. Respondent continued acting as Buyer’s representative and obtained an agreement from Seller to close on the sale and purchase for Subject Property. Copies of documents are attached hereto and incorporated herein as Exhibit 3, 4 and 5. 19. At all times material, Respondent received a $1000.00 deposit from Buyer for the 3 FDBPR v. Knowlton Coleman Jones, Jr. Case No. 2003068432. Administrative Complaint purchase of Subject Property. 20. On or about July 8, 2002 the transaction closed and a commission check for $4250.00 was deposited into Condo Rentals of Daytona Inc., a corporation in which Respondent maintains a majority interest. A copy of the settlement statement is attached hereto and incorporated herein as Exhibit 6. 21. At all times material, in Respondent’s attempt to bring together Buyer and Seller, he intended that he would receive compensation or valuable consideration, directly or indirectly, paid or promised, expressly or implied, for the transaction. 22. Respondent has no title or any other interest in Subject Property. COUNT I Based upon the foregoing, Respondent is guilty of having operated as a broker or sales associate without being the holder of a valid and current license as a broker or sales associate in violation of Section 475.42(1)(a), Florida Statutes, and, therefore, in violation of Section 455.228, Florida Statutes. WHEREFORE, Petitioner respectfully requests the Florida Real Estate Commission, or the Department of Business and Professional Regulation, as may be appropriate, to issue a Final Order as final agency action finding the Respondent(s) guilty as charged. The penalties which may be imposed for violation(s) of Chapter 475 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or permit; suspension of the license, FDBPR v. Knowlton Coleman Jones, Jr. Case No. 2003068432 Administrative Complaint registration, or permit for a period not to exceed ten (10) years; imposition of an administrative fine of up to $1,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or permitee to complete and pass additional real estate education courses; publication; or any combination of the foregoing which may apply. See Section 475.25(1), Florida Statutes and Rule 61J2-24.001, Florida Administrative Code. The penalties which may be imposed for violation(s) of Chapter 455 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or permit; suspension of the license, registration, or permit for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or permitee to complete and pass additional real estate education courses; publication; restriction of practice; injunctive or mandamus relief; imposition of a cease and desist order; or any combination of the foregoing which may apply. See Section 455.227, Florida Statutes and Rule 61J2-24,001, Florida Administrative Code. io SIGNED this Rao day of ollie 2004. “epartment of Professional regulatia Division of Real Estate artment of Busine and Professional Regulation by: ae Director, Division of Real Estate fe Cheri FDBPR v. Knowlton Coleman Jones, Jr. Case No. 2003068432 Administrative Complaint ATTORNEY FOR PETITIONER A. Santana, Senior Attorney Florida Bar N° 318360 Senior Attorney, Real Estate Department of Business and Professional Regulation, Division of Real Estate 400 West Robinson Street N801 Orlando, FL 32801-1757 (407) 481-5632 (407) 317-7260 FAX NOTICE TO RESPONDENTS PLEASE BE ADVISED that mediation under Section 120.573 of the Florida Statutes, is not available for administrative disputes involving this type of agency action. PLEASE BE FURTHER ADVISED that pursuant to this Administrative Complaint you may request, within the time proscribed, a hearing to be conducted in this matter in accordance with Sections 120.569 and 120.57 of the Florida Statutes; that you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested. PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Department of Business and Professional Regulation a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form. 518 Department of Business and Professional Regulation - Production Department of Business and Professional Regulation - Production 2a Find Co EXHIBITE_> _PAGEs i, 8 Department of Business and Professional Regulation - Production EXHIBITS 3 paceg! tos | DATE: S- Ze TIME: ~ 95/23/2832 11:48 386255332 ANDHPIMTAIP id IBIT oa ee WD PE pelo St Gg pi Bayiona bh re. an ne var 2410 SOUTH ATLANTIC AVE. DAYTONA BEACH SHORES. FL 321418 FAX @ 904- 285. 3338 Offica 904 255-2233 Toll # 1-800. 447-368 TELEFAX COVER SHEET Mbyey Awd) FUrRod & £O FROM: (CC wo RE “Con 4) NUMBER OF PAGES (inciuding cover sheet), Ss Pag 81 von Eplile (Cc) INSTRUCT ONS: _ Pleas '@ 81g by All. f the he the Arkous(—>) on ON All FmouR PAGES. The FAK BACK. ; TRAE (a pag Love hyp h 3” -23 -Jogh eterna, exuieite P_ paces 7) WElEElIWID Lise BBSZES3_- ANIOPDMTAIP Fase a2 THIS FORM HAS BEEN APPROVED BY THE FLORIDA ASSOCIATION OF REALTORS® AND THE FLORIDA Ban “The Saly.anal ase rere) @ —. . wd ny!) _. 7 : Card one ee RD. Leuigole ey Were ee PTA ecrad Pr: heresy ages tra! Setar enal and and Byer ened buy he Kllowing deacrbed Aoki Proarty Opetty jcclecivey Property) pur the wi oelry army and GOrtAbing whit etude Marais ree bot Mead Estate Transactions Chendarilsy) on the rverve side teres! Of stecred herstc end ree Ws accende fn the Contac! to Bele wea Purcnebe CCemiagt', ERCP (a Lngel aeeanpren tine RewProperty bana n VOLUSIA conmty, Poste ae ee (5) Sven ackhoms, hy to, a Fee s MM Las 3 Pt . (0) Pasmorse! Property: & J HING' f RIM TURES vi wotous CTERT(M tat? with the Cycegtiod o ChiCMAT DIE, — . PURONARE PINOB! oo scestnr tention ee ~ s See. G00 erm, . feytajoet vet neem yy COWOO REN tols 2 f DAYTeWA prewmmdin 8 1,000 wee 8 tb) Adeitoral exon wapcet to be mam within 0 daye shot Etactes Dens {aa detned in Perugeaph fi) ni tne smear of. 7220 (@) Gautgaet to AND aseumonior. dl westing morigage o geed Nanding i face of _. —_—— having on approximate prose prep balance of ‘ ~ fe) PnenenA Badrey menigage and nate 1 Bader (seo maderchan) I Ne BOUIN OF on tence nnn Se (a) Omar a e a t-. ff; Roierae to doen By UB cwwh, LOCALLY RAW nertiied Or amalecs check wr third-party lawn, Cutest ic achuemTienls Gt prevetione § TRAM POR 2OCE FRAME 0) j EPPECTIEW OTE: PACSNBLE: ¥ true ote: in Pet aasoutec by 4d volvered 10 al partie OR RAC? OF EXECUTION rx meynicatad 1 verwinng ne sweer. the parkas on oF beloe __s WO Gepost} 50%, al Buyer's cation be reusned and im otter whhtitiem. The naw of Gumimat Cheat we Dag) we the the deep wen the last ore of re Burd? jer has egred bree ober A mawiants cory 9! ia Contmect and any areas Méfcor shell be cone wd ie Me pA pOnee ak OVE, Pecagecaec (nt) # Dee Prenteme Price or any part oH ln © be fnenced by a 8wd-perty nen, (his Contact is coneitonad on Buyer cotairing a wetien sconmbriey wthn AC? cays wtier Biactive Daa tov {CHEDX ONLY ONE): Gat Tous, 2 an adjuetmite, 3D & fwd OF actuals tate Ioan An tne princi os £99,000 at an indial ineereet nate nat fe: , BeCOUN anc origination ted Noi to moned C)_ % 3 prinainsl anc 3nd fore Maren ot 9. Buyer nd make apr-caien within | cheye after Eibvetne [ice 9d ure wewonehie dligence 1 obtain a aan commiiment ant, He-weiier, 1) satitty (one and vondtmns of the commimant an, Goose Te kar. Byer onal pay of wr aapermen © Buyer tele w obeen 5 copeTitman! 07 tea venie Byar't UMTOr ik ABOpragraph wath Ine Hane los powering @ 90r.. Inen! D. oer dikgenl ello, tare lo meat a acme anal BOTEABENe Of Ne COMemMenK. en She party thernatar, Wy serk\n need 19 fhe Oe, may cance! tha Conmacl and Bayer sel be 'uisnote Me DepORYS): OF fa) The musing reortgags semcrne! 6) Puregreon Ie). above, hee (SMBCK ONL: ONE: Ub n wiviecte Interwet nce: o iI 1 fami fier Caw: 0! “"T_ % pet annum, AL Yme af ttK: Ine radet, pene Gund Herat feet sen adbact fo inoreees: 3 nevemsed, the ‘an tial Nol Rakes =" per enna. Sader wad within =~ Oayt one Gtecaw Date. kerh & AttiainAl trem each mergeoes veling he D:INCOM balance method of payer: Rheem te Ox wena of morgage. M Guyer hus agra! i. uament 9 mortgage Which Maier on Apcrowel of Buyer by the mor jngae for AeRUTLLCN Ten Duke Brad prompfy CI A the mecesary appICA YON And aligently comoate ard @iy.0 2 0 'N4 morpEgee Any MONTE DUE ergata) rot Wa eemmeed 6 aad be panied bn Buyer IC B.zyr be aut aocmpteC OY MRONGEGEY OF "De “egUEMmENL or yeumpinn erg “O11 BCCOrmMnCe wi Sha terre cf va Conve! or marigiges makne 3 Charpy in wacered of the whetod amen, Gok’ OF Burer may resand Tit Coniua by ernie: aUtoe 16 me Diner party UNIONS @thOr tects 10 pay tre Wnomiaes a Tunrent Tae Cr mo Ss TorgaGe Charges, VTP BUCANGEL Al ieet art batore cheating date, but no eerter tren LO. deyn vive Seer receive nramen rrattoation tha Baye? Nae OoUan pen corel nant 64 1M Deen aprCaved (or Pre lage BRaMrreRCh 9 proveiad If Parapradrs $Vla) 0 {5}, Boo. OFF auf oabte, waives thw linanding requteme ng. (CHE. CHI ONE era, ay Seater’: pees, Gakwer 0 Bye of Buyer's MADT Ney: OF ‘Ai Cuiper sv0l at Buyer's enema optyin (CHE OI ONLY ONE) ‘J mbstract of Stet ii Aiia in.ranen com nent Teatn Wegiiole Cage +1! TEE ee Mr ma eHomeor atached Inerolo) and, her coming. af Owners policy uf tte neu anoe. VL CRLONIND DATE: This tnctrton shal be coed and Pw dead and ofr deg par canverad on SAME 2,2 28 Zyunmarncarnc ry aw prowsiens o hia Cones VIL RESTRICTIONS: EAQSIIEHTS; UMETRIONE: Buyer shel take dale nubject IC. comprehensive land ube plana, raring, malatlons, obciuns end vibe racgull wuBris mpOWeE Ny soverreneriat alharay, rearnctions {did tatters apoaseiny on ihe pled oF othe-wike corre fo the subcivimor: pike LAlity sae: f teers are 9h vented eaaNgu bat ti Seat Preperty firm and oot rovd Than 16 tat in ungth 06 10 the rene or for ibe dard 712! iret om wat the side bewk uniees €inerwise OT yey 0! gong per UeeqUeT Yee, Greed mongeged Ex! Ui pace money moriga Bry (Fedor ci mere yarn oO, Provided, thar! theron 1s Zit kagng ts waahye bl Ine Songer WO hone prime vee a tre Prepert’ tor Oe Fy Pee i. a wy purpermada) VL OCOUPACT: Baler muranis Inui There are no parted In GocURMNOY etter Inan Beiher, bu’ Sraperty inheneterd !6 be rented of ocoMonrs bry oret Glowing. Fie INC! and Lime Preewed 100 bhe tenerii{s} or caqupenis 2n4) be aunivsed purer to Branded £, Sete ened Geiive’ vcuency of Procerty 16 Buyer at me D1 closing Uist atserwite heen." oceupancy 310 De delivered ketorn dioaing, Buyer acsumee wl riske o! et to Propery from dete of wccunmnoy. shal be racoratie and liaoie lor mangas ca Mr +0 nal date, aa aneh by bemed to er soompi’ Property 1 it aatsing cordon an of fine of tehing ocameecy uniees chw.nien siete’ hein, XL TEMIWAITY BA OH KAXOMARETTEN PROYIBIONS: Typewrinan ov taihemitien prov slong, roent ert eddands shat comb! all printed proz.ns. $9 tala Comerece is contigs witn thwer:, “ thope riciore wien ore appicaise AND are anached 1 tye Conireat CONSTRUCTION CONTROL Live t® Ua (gj ohare cen: AREDO ATION DISCLOSURE jo GULATION =— (fh) O RESIDENTIAL EAP BASE: Aras DIECL CS URE fe) OC ORMENGO VBE TRENT (N FEAL PROPEMTY TAX ACT onse t) BL AO PaA tue « Soe. Tracked. —~. i RRARGMAMMILITY (CHECK ONLY ONE: Buyer Cimey fatign and treaty be apbrased Inn any Ar inet Lablity Under fire Contract: paethy was.gn but net be ree beed from labity isi (ig Comtenat, @ O my ret see gn thie Commct 2 BAROLO RUIN (a) Redon te 6 renursty ccosrng edoectve gas [net when Aoouchulsied Ine bude In SUR Stern QLATETIe: May recent neaRh Asks 2601 who Ott wDOEed 10 I} over lime: Lewmar te wromec oere! xc Fie qucenes Neve been lure weld: jo¥r Porte ‘Addlicns: akrmahon regarding Redon ¢ Ester testing may by oben (rors. eo Cau Pakiec Hat {0) uapes try have deneriirad the energy «Ralenoy Of fhe 1eedertiel bunving, § ary & loomed un int Ree Property. (c) 1 the Regt Properly ectucins pre 127% reeiserd al houelng Tren Praga X th) @ mencimtory OL, MARBSLIM FURBAIR QOFTR fhetct shal vot be renpenaiia tor paymvene In excess Of ime (or beeen and reper under Sammie’ D (¥ beni Iran 2% of he Purcnane Prien} foe foe renale and regiabamert under Blanciaed NO vienk. then 3% of tee Puscheae Prop). hb A XN, BREOIAL CLAUBES: ADOENOA: If nda onal terms urs to be privided, miiach 8a:end ih 4G CHECK HERE SEE Ariacne a THRE Wi DCTEHOED TO HE A LEGALLY BRIOING CONTRACT. JF NOT BULLY LMQERBTDOD, BEEK THE SOVICR OF AN ATTCAAIEY PGIOR (0 Wail, ‘Twi FORM MAG BEEN APPROVED SY THE FLORIS AABOCIATION OF REALTORS ANO THE FLORA BAA AREY ONAL C008 fat oprmibtule en upienon thal any oY the lenis eid conditions in this Cor ect shoul be anoeperd by he partes Mi & pace: rea Terme and conctiions souk! Ln 12 sogalted hanad upon 4 mapecee intecerls «pelle and berganng posters of ef évrasina pores” WGHT 1608 BY "Hg SORIA GAR ANT THE FLORIDA ASSOCIATION OF REALTORS a Phd ee fie 1 1. (Data) (heteq — Sonal Security of Tax 10.8 ‘{Dete} aT ~ (Dua) _ Socaet Secerty Tas 1.0.4 4YoS-3t-0F Socks! Becaty 2 TX LD # eee Dapent araber Prngangh ow tansived: 1 OTHEM THAN CASH, THEM SLAUECT TO CERT ANCE, . 'Bewon Apert! ROIS FES: The brokers nated dao, iaicing isting arcs compe ating Drokert, ite Re ) Might of Pirst Refesah Pes Aacivion ae Got oot ave right Of first retuce!. Uf the Associstion has the deposit wil) be returned and ihie Contact will terminaie. by SELLER a1 closing, and BUYER shall relraburse SBLLER fer prepaymenu. SELLER shall pay 1 Association prier to the closing date, unless otherwise agreed lh writing afer cto BUYER of pending tmounts. BUYER shall pay special assesemasts levicid ta, Association aneais end liabilities, including Association resrve z () Inepactione end Repairs: The rights and obligations arising under Stendardi D and N are limited to the ind widuat ery dh nol exend to common elements, limited Corman elements, of any olher pr:perty except AGRE! THE BUYER'S INTENTION TO CANCEL WITHIN 3 DAYS, EXCLUDING SATURDAYS, ® BUYER Roque fe ENT SORE MINAGE AT CLOSING, cu neem La: is entitled, at SELLERS expense, 19 current capnis af the ] does nox : ars Gontneees ipeificd in Wop uere (f) abo: : Paquet 4 current copy ay tbove. th the evene this does not close, BUYER shall faenediately return the documsots fo Eavee or reimburse ‘SELLER for = BUYER i preteens ih ried if applicable) [ ] BUYER received the document: described in Te ee SUTRR DATE SELLER DATE saben Bawatinamibcndcaidet 8 EXHIBITS PAGE 4 3 " 95/28/2882 * DaWeNs 11: a8 3B625. 38 ANDMPDMT AIP Master Sete * oaccaon sets aar/aeh wate wete Towels —hkttan-——- Bedding we —_—_— es ENTS & @UGS windOw TEEATH LYRK ONRM RITCH KOR 20K aBR OMBTH ZETH vortleais — —— a — Draperies . an a —— es silnds aT Tea Se i Vytennoe INVENTORY LIST PAGE G4 . : : st paopretr tocatron_¥8@S S, Bruanrie Aue, pw. Fa LIVING ROGH Hag. 2wo 3m. oes oe —_ ee Sleep Sole — ‘Loveseet Zz = iffowe r —— oan etfea Table —_— ag Takia haadbeced yx = —_— et bomen Piiiove — theade Epresda =F = Lamp wight stand -_— Cadling Fen Draacer vw Tee, Picktred eniky — Hed. pictures treet . [a 2 - Picbures . etures — — —4, 0! Sm/Med. Piet. ww la’ tCeterbainmens Cor. Lanp — — wu redeicial plente Celiing Fen ig Ce _ —yitet ) Clack — —_ TtagRemeta : TV nemoke yy _ = tv" SEand TY Fiend —_— — voR chetr x ZT FOYER “ OUTDOOR —_ Stand _7Table pictures haic ae SOE bE ACK —w thd Teble weet heer Lounge CINING ROOM sZTeble/4 Chaire __ bunch Counter —hanp sag Light Celling Fan * Pickeres ; __artifictar Flowers —_baretools TAURORY ROGH ~ Cd i aeeher7brrer *__Sasket ~_Fietares sass Viron —“Ssoard — o SNTcieck ~Shop/Ficom/ vacuum “taper Towel Naider led Wid 2128 ZVWBE oe “AW PLB LSPES “ON Xd pxuieree pace LS ANDMPDMT AJP _ Page 85 : 85/28/2802 11:88 3862553336 4 : aes ENS : ae ar : LINENS aster Sete 2ar/peh sete jer/Brh Bets Towels a end rnecding the t A INVENTORY LIGT oe , . paopeaty Locatiow_W¥@S 5. AvANTIC Ave SIDA. LIVING ROOM BEDROOMS MAS. ano SRD fos acgueen —_=-~ T= Bieep Sofe - ~~ _ TZloveseat Bud-Full =~ zm pifrous Bed-tvin eae agfee table Haterbed — né Tobie haadhourd A _— thoman piisoye —_ mathe t ores — Ze tenp . Night stand -— pe Celiing Fan Dresear YY _* ~_an. Pictures Vanity — , Made pekeres Mirror Vv va . 19. Pictures Lg. Sheturee ~e FZ hlecer insted. Pick. Ze Te To . Sniecteineent Ctr. Lamp — Artificial Plaste Catiing ree o>? stergo clock . ‘TV 7 fencte 1 WZ Rheeote ty Stand tv Stand ~ VCR Chair 7 a Pictures Costrack \ — Nt “Tpeteror DINING ROOM ZTable/é Chaire —urch Counter — lane . uaectwag Light Dieposal, Inateat Non M, ate. Li . Celiing Fan -. Eee Cubbing bosses ‘ —wActheiotal Plovece sm xeet i 7 it Tlaeretoois SEterevtrs 3 DEER Vist: ik ens cookvare. Bere ’ . . Mesher/Qeye Se ~~ Beaket rer ’ NMttean eee ‘ Bir s morigage. If Buyer hee roreed i¢ posure & Mmorigéye wich requires approwal of Buyer by Ihe Sor sea Umotion. hen Ine! prompt aomnin he rece teary appicadon and Miganty complete ang returr ito me marghed Ary mortpayee Ghange(e) Not to exoded © ene be ext Dy Buyer. I! Buyer is not scceplad by morgage Gf the requiaments fo sanuerotion ere aot in gsoorsence wit the terme of thus Corersct a” marigagee Monee i charge in exces & {ne sisted amount, Senor o Buyer may rescind this Contract By afts.n Sulice a fie other party urdeee aither erecte (spay the inorwese 'n I rms oF exceEn MorRQege Charge. TITLE BVIOGNOE Ai ene: 20 days before closing cate. Dut no earier net _. L Jays ate: Sener rece ves enitien notation that Mure iad oberied nd loa cornmiimaent 6° sa peer agpopeed bor fra lean eaeurrenien oe provided in Puragranne 'Via) of {b), above. o: 1" upplicebie. nalvad ne Yranang req sireme nis. (CHES ONLY ONE) vy Seker shat, at Seile’s cpanee saver to Buyer or Ruyert altorney: Of Buys! shat at Duyery expense Otay HECK ONLY ONE): o eneiract cr ere: or J tite ina cance senmiimert (with gee copies 0 le-urvete bated ms anneptens etinohed Mero) and. afer ageing, An owners ColCY Of Ite mbuTEnce e 4. CLONING BATE Thee Irenemcton thal be cowed anc the Ged And other closing pases delivered cn 5A 12/02 no ENE Noted Oy ather proviaary ol his Contract 1) RESTRICTIONS; WARRMENTR: LIMITATIONS: Suyer ghal Lake tite sudject lo! COMOrsDEntiVe 18NC Ue PANEL Bowne. cyPircuons. Prone rk und Cina raqaremenis engaged he ovenmertal authority, reewiowona and mettert apowernng on the pla! OF otherMue common to ‘Ao aulsdivinen. pudde Utliky @EbeMOrte of MCU (or ome EIB AR ite DD stalin timings Bs be vat Property lines and not moce thar 10 fea m width as to he ree! Hort sree WAS 71/2 ‘et ee wife an iG iho ade inet, urges the ryelbe Of ited Ree eitt), (cia ted yusit At ctobing & Deequert YORE peeUhed Morwaged snd FUTOMASE MO marigeges. it ery (It Baédincrny dams, bee RAGRGUM): DrOvION, Thal INare exeabh at hei NU Stance ot the tyrengenet 1a none oreenn vee of the Procerty ler. “Reacsentdal purzoees_ — . we ee eee UPON “It, OORAMOAMICY: Salled warrants thet there era no parted IN ccoupancy other than Setter; put ¢ Prope ty ts ipa nded to be reried of SC2Upied Oereis Closing the tach Bd lors nero a the tenast{e) OF poouparts shad be dleciosed pursue ic Sianderd F Seder ali deliver cooucancy ot toperty to Buyer at tre of sosing utiuss « (renwise mued Mere.n. II cotymanc 19 06 detered Detore cloeng, Buyer assueneg all eke of ives to Property trom cbte of soouDeNncy. shal’ do ‘gxpon mote and HEDe for Matanence es Nal daly ene OTK D4 Ceadd | ave soeepted Preperty in its maznny conattion as Of we of taslng ccoupency uriess otherwise states herein . ‘ TYPEWEACTTEN OR HANOWIITTEN PROVISIONS: Typewritan of handwntten provarone, roars ond £6 Sarde wrall contre! ah printed promt: -# ot PLE Camtract in centic! auth ther ees UE men here or AND are nitached to pve Contract (Wy COARTAL GaN TRUCTON SON TOL | any Valk a 1G) SERIE As ALOGOIATION 31071. COWTE (0) 3p CONDOMINIUM (a) QINSULATION in) REBIOS LEAD-BAGED hAZARO DISCLOBURE (co) © PORRIGN VESTHENT IN REAL PROPERTY TAX ACT fh Asis 1) &. Boden 5 a ve eee |. MICURAIETTY (OHECK ONLY ONE), Buys may asaign 6nd rertby be reiggrad from any furinar Lebety uncer tt Contract, J may ars: Ou not be retenand Iron liablit set tng Contract or Q may sot sasign ive Contract. TN, OCLC UOE in) Ramen @ @ Neturely cocuring racbosctve ge Inet when grcumuleled io a bubams in suMficlo quenttes may present Tooth rigks ie Defias wht wen arpoeed Kt oved tain Lumalg of regan the: mmedd ledere! afd state guidelmer Sevn bean found In Dulings iF Fiunda Ago {tonal mormabon rage ong Argo y Radin. ing ey ba obla ned 110 your County Pubic Meetn ut. tb) Buyer may Hive dine rmened the ecuirgy eficimricy of the meeidential budding, 1" any Is located on mew Asa! Property. (e} Pf Peet Property maludes sre 1578 rendemia! housing ten Perugrapts X Sty 1 mandatory, “ii WAJOMIUM FMLA CORTE: Beier shail not bs eaponeié for paymats in axcmd? O° thei s a an an ait jor (eatment and reaair under Biandard D (0 Dla Iher 2% of tne Purchase Pros! . we ane eee see Reg ee ERE Gh em ree Mae meets ‘exerts 7 _pacee 49 ea rE ee ee en 1, BPROUAL CLALMBRS| ADORNDA: I acdilon” “9s are io be provided, stiach bodendham and CHECK HEAG! | Yoig 08 INTENOED TO BE A LEOALL. cM FORM HAS BREN APPROVED BY THE FLOF.CA ASSOCIATION OF REALTORS AND THE FLOM D4 faa Aeprove! dome net consMuw 21 oploan fal ary oP Jrna and ConcNo“s i bot Es ° ‘Teed be negodeted based uper he 9 ans Ba Hf ntevesied persorra, COPYRIGHT 1906, mw SME FLOAIGA BAP BAP AND TRE FL peurion Ai y 62k At f_: = ‘ Lefer _ deci! Becrt.gy Tx LD. # YS ~ Se nearest Yonse tere or -”) 7 ~ eae Comat Gemcurty ot Te 10.2. social Saoumty oc tax i.6 22G7-F2- FeyZ ‘apcet wratar Peragmagh Hi (a) Peoeived: If OTHER THAN CASH, THEM SUBJECT TO CLEARANCE {ORIN PEE: The bros named below, Inctucing hating and cooperating brokers, ant tha only brokers enttied to compensation In cannecton with vie Contract, esi eats Somaty cf tx ite UO5~3800878 (Eactow Agen acne: Cea pee {usting Oreder Ooopersting Browers, K ary RIDERS CAN Bé OBTAINED FROM THE FLORIDA ASBOCIATION OF REALTORS® OA THE FLORIDA BAR EXHIBIT# q PAGEE_ oe eed elie owe oe CONDOMINTUM ASIOCIATION RIDER RIDER MOST EZ PROVIDED PRIOR TO YHE EXECUNON OF THE CONTRACT For tare xeyen Lad expewed ire the Comtact for Bale and Pur between 7), nent yer’) iY ne SICK propery ty « sibpeat @ the ralea 184 mpwariens wy madouliun mvec fon CONTOMIEETM ARBOCEA TION ‘ @)} Aaetinies Apprevd tad Raleied Poss: Ameciton approval of BUYER | 1a Vu net teeled If this score is ote: on BUYRE bel seprrved by ine Autecisticn DUVER wbatt opty fer appre within — deye afer Bective Dani ant inal use 6: t effort ta abtaln such wopro.st, park beg "i see sereaasl ippearwmces Yiaqueed BUYER and § thal ‘ign and Géliver any documany Pravired by tea Aasocleiion ve covmplets tne manatee and fivide squalty ul sppiieadion end rena ter fees ohatped ‘By the Amoeistion. Y AUYER 4 nat sOprored, tbe depumit will be returmet ind this Convent will sermund le, y of Vrs Redeenl! ‘The Agsoclodan { ) hei [,1’dou ne! dave v rlgal af Arti refusal. If the Assoetare, Qe Fe a ad sat Jol 9 Le at ae Ha tru ta, wil eee 9 Yes, oad Preretionn FELLINL re senate Chat the eummnt malttonan ms esesamen LL - —m Ad tomertenn vied by dre Amocltion ted rent on recreaticnl tevat, if any, shall ba made Coven sansaaenenis tev ied by Ine Auancisiion prior 16 fhe GOUIAG dota, Unless athorw ies wprecd in writing ener , SELLER'S tull writen dincasus to BUYER ct bending srmounti, BUYER gall pay spevial ssseasrnanne lent ey he Aammeaicns am oe after ihe eoglng Aite Arswomticer seats and liabslitiea, Including Association therve : CELE" SORA a pes ett (0) Commnna Bisaneniay Paridag: The Praperty inciiden ibe unit and ax padivided interes! in the cumenon element gad 4a ermat fimited tomenon alemenit al ike condorninium, 02 wseliied in tye toe dorminiun Sarerende, § S right aad ‘nuerest in of we the ie at he followlng paruing epece(s), BAERS ONG other areas tee lnclaedad ia the ile of Me Property and thal be stuigred o a1 Clealag, rubjeut te the ecdcmniaiem deme \s; . [Pring Sesame LOM carga toe > (0) Lempestions and Repairs: The ight amd obilgetisis unsing under Standards D and N 19 Loved Io the ndividwal wok and to not tnerd 13 Common aemenii imiied eammcs slenents, of any C:her pis pery except Whe Lodi unix. CO) New~develaper Dissiomsry: Cunek 1) wQr 4a ‘THE BUYER Kors WIELONS THAT BUYER HAS AREN PROVEN Qaaot CoPY or THe Beceent Oe Consent aRhene aren A THIS AOASEMEWT 13 VOIDASLE 3Y WYER BY DELIVERING WRITTEN NONCE oF NUYER'S INTENTION TO CANCEL WITHIN 5 DAYS, EXCLUDING SATURDAYS, THAN 3 DAYS, EXCLUDING SATUROAYE, SUNDA YS, AND LEOAL HOLIDAYS, UTTER ™y ECYARATION, ARTICLES OF INCORPORATION, BYLAWS Rou, AND QUESTION AND ANSWER SHERT JF KUKQUESTEL IN WEITING. BUYER'S Ri aT Yu VOID THIS AGRERMENT SHALL TRRMINATI AT CLOAING . (2) BUYER Regus tor Deamon: BUYER is erited. ot SEL! "Sexpewoer, tn uren. copes uf the conte mw ants owurnenta vpeclfisd in Ktpecameph Uf. BUYER (Wreques { | dom net mquest s matic! eagy of the by FINANCING: ‘ (a) tf tho Purchase Price or any part ofits to be linanced by 8 third-party loan, ‘3 Contract is condinoned on Buyer obtaining a writ Dale for (CHECK O'JLY ONE)2 a fixed; Q an adjustable; or O a lixed of udjusl. Xe ste foam wn thw pros anvourt OF S exceog,__4.2°% discount and ongination fees nol 10 exceed Q % of principal at ang sor atennal 5 Date aad use reascnable diligence to obtain a loan commitment and, mereatle sty t expenses, # Buyer Lails lo obtain a commilment or tarts 10 waive Buyer's ngnts “in 4 (i Subp. the terms and conditions of the commi:ment, then either party theroalier, by wrk +i 7 {01 {b) The existing morigage described in Paragraph il(c), above, has (CHECK OM) Geil, 4a vanabie inivrest 1218: of oa ted inierest rate of transfer, some lixad interest rates are subject lo incroasy; il increased, the rales: ally lexceed “St. ‘uw per annum Setlef shall watw. 7" says ater Eltective Date, lure the principal balance, method o! payers nturist sate ved statis of morgaye. MN Raye Ran a+ 2 StU | MOG age whet statement from each mortgagee stalin, approval of Buyer by the morigagee for assumption, nen Buyer shall promptly + Seaty apjaie abon asc OoigDMily, LOPE ArT a ma igagen Ay ent CONDO RENTALS OF PAYTONA in tne arma days after Etlective Dale “ai ustined in Paragraph M1) in the amount of sppruximate present principal balance of . ru-party foan, subject (0 adiuslients of prorauons <1 ekvet partes ahi wha HE sng a purposes as onginas Gn comreney at will: 1. days altar Ete: 3 1 @ an inuigh amtecest rate 248 ihe bine Jor wb jae . a geen aetlort lady to y cancel tus Contact anc Buyt sf at ce ret acd he Gepssil(s), oF perannuin AL tie 2 charge(s) not to exceed $ a shall be paid by Buyer. Hf Guyer Ing engages tt Mhe faquielnetity raphe gare te Oat " tha terms of this Contract of mortgagee makes # chargo in excess of the slated “1 n+ Juve ray Manin 1s Gootnies Dy wnt us OME at Barty anlage « elecis to pay the incr,’ 1s¢ in interes! rato of excess mortyage chargus. TITLE EVIDENCE: At laast 5__ days belore closing date, bul no eather than} (:_ ays oller Suter recewes watlen naulicatian U « = deen approved for the loan assumplion as provided in Paragraphs IV(a) oF {t, :ibens cet ese to Lara MT AK . atch att Or Wits ‘nse. deliver to Buyer of Buyer's attorney, of.) Buyer « Tayer's waranisy vitte OT oe Rah en a oth ‘uments listed 88 exceptions attached thereto) and, alter closing, an owner's policy & tht snsrsraneet CLOSING DATE: This transaction shall be ciosed and the dead and other closing y* se! dulwurusd m7 £3L£02.....-- oe «RESTRICTIONS; EASEMENTS; LIMITATIONS: Buyer shall take litle subject fo: cx --renienanvt: and oes hans, Zoning, FogttHN Gar Pete reguateanters eramental authority: strictions and matiers appearing on the pial or othenwiss: Commence Me Sue ES atibly BASYINEDY GF Heh we Aytis We OO WGG property lines and nol more than 10 luel in width as to the rear or lront lines ang 7 3F W sw wlth Ae i the onde ante, nteys otherwiue vi «ra ME Gin] Lest: KH yout Ct dsequent years! assumed mortgages and purchase moncy morigages, if any {il w.dilw vie v rete, sae HiGenTuny: provided, Tat twit Ga at sie ang AG. olan Ob te tan ‘none provent use of the Propentyfor ____ CW RESTDENTIBAI. PURPOSES... - a 2 BUDO 1. OCCUPANCY: Seller warrants that there are no partios in occupancy olher han wwiler: 1.us if Property «x wienued te Be rented oF oc cued so abing ne ct ane lari tl J the fenami(s) of occupants shall be disclosed pursuant to Slandard F Seller shall dy ver occ. pol cage + de delivered betore closing, Buyer assumes ali nsks ol loss to Proparty hom chile C6 Bae te . .# accepted Property in Its existing condilion as of tine of taking occupancy unless ow { TYPEWRITTEN OR HANDWRITTEN PROVISIONS: Typewntien of handwetton pa + aC Mae Ce rutin Gantt wilt | RIDERS: (CHECK those riders which are upplicablo AND are atlached 10 this Co 1 i (a)XX COASTAL CONSTRUCTION CONTROL LINE (6) iV FI ig) XHOMEOWNERS' ASSOCIA ION DIS" .LOSUPE eve CONDOMINIUM le) or sTION th) 3 RESIDENTIAL LEAD-BASED BZ 42) DISt-LC SURE “ j ic) Q FOREIGN INVESTMENT IN REAL PROPERTY TAX ACT gue 1) + BROKER NOTIFICATION fay { i |. ASSIGNABILITY: (CHECK ONLY ONE): Buyer O may assign and thereby be 1's we 9m any lurther habily under this Contract: ehimiy as* jn bul nin be released (rorr ° ‘oer this Contract or Q may nol assign this Coniract. { y ig L 1, DISCLOSURES: Pa {a) Radon Is @ naturally occuring radioactive gas that when accumulated in a builcin; in sulticient quantities may present health risks to ¢. Tans who ate ev: O5ed | C2 " 3 hans. z Nov Levels of radon thal exceed federal and slate guidelines have been lound in Isiiw «sn Flovidis Act Mormanon feparing Fath wah" ler iy vay Be eblan's ‘your County Public Health unil. ¥ . | | (0) Buyer may have determined the energy efficiency ating of the residential buh. - any 1s localed on the Aeal Property N\ te) It the Rea! Property includes pre-1978 residential housing then Paragraph X 1-5 1."ndalory 1 ‘0, MAXIMUM REPAIR €OSTS: Seller shall not be responsible for paymenis in exct. + of: m ! @s : for treatment and repalr under Standard D (if bli 1k, cher: 2% of the Purcnase Pace). oe {oS tor repair and replacement undor Standard N (i #, then 3% ol the Purchase Price), yo, 1. “SPECIAL CLAUSES; ADDENDA: I! additional terms are to be provided, atlach 5) it 28 provided, atlach asin: tum and CHECKHEREM See attact.zd addendum ma ‘THIS IS INTENDED TO BE A LEGALLY BINDING CONTRACT, IF NOT sULLY UNDERSTOOD. SEEK THE ADVICE OF AN ATT.IF.NEY I RIOR T = THIS FORM HAS BEEN APPROVED BY THE FLC HID. SOCIATION OF REALTORS AND THE FLOP Us JAH © SIGNING saa a 4pproval does not constitute an opinion that any of the terms and conditions in this C ntact sould be acceplud by MMe parlies in a parte wart Insects \ een ang conatwous § be negotisied based upon the respective intarest: objéc-'ve.. and bargainng positions af all in-erested perions a COPYRIGHT 1995 BY THE FLORIDA BA> AND THE TLORIDA ASSOCIATION OF AEALTORS (Seller) - 7 ~ (Cate) - Social Security or Tax 1.0. # Seller) ~ (Date) sodal Seautty or Tax LD. # veposit under Paragraph Ii (8) received; IF OTHER THAN CASH, THEN SUBJECT TO C:.EARANCE. a wee (Esere ROKER’S FEE: The brokers named below, including listing and cooperating brokers, 4.x" tis only brokers aniitied 10 Compensation in cannes wun ath ius Contract . * CONDO RENTALS OF D* ity | Usting Broker Cooperating Brokers, if ny TN ~ ARIBAR-4A Revised 12/85 SSOCIATION OF REALTORS®: gr THE FLORISK HABIT jo PAGE SY Social Security or Tax 1.D. # same: coe ee eee ee ei A-EVIDENC = ATTLE: (1) An stestact of alle 4 ar brocgt? eacent by Tas wn accurate syriopsrs of tha» Srutrsay whe. ly, alle $e carl it LoANINENCE with Mv eutlas! aie ecGL, UF want htt “Mua Fight of retuntion thorn dy be mLdsape cel hilly sal who Duyus, i Owner's pubcy 64 bth: wenuit sHuhhcalions provided wi this Couttit ied thot ke Ly ue suwilicalions provided w tas Cnuact AM “élatde tiie 21. Mey Shay ain beta ot oxisting tun cutitied as cone eenverfe sescutbie at «ator aeerutels ul Wee conunty vlatstean tha A ep a ata at ‘lost f this Cuniiats, ttn alastinel sits bewome thu properly € 0 Vasu fate insures ageuenig to sung Bayar, von be thy Hoa! Property, subject uniy iy hens, ancumnb.ane T convey atackelable te shay cet Only lo hens, CncUMLaNncY Stundatels auypted ly wusthuely aciThe Flot Bzs and in acesadance t Reesoning «TL te Dia betas ta Giayer shall wilun 3 days thereal Hie Ueletls, harhay weich Buyur stutt, will Fol Uwseed 10 days within wlach Seller ¢ HW bayur aks te wes nedly Sout, Uuyer stall be | nailer teu tony yruvir tod aicietor Hf Sulla ry utably io indy car i all futher ublgabun unter tas Geuteae! 02 Has yet ge 4 Hats ty Suller Steall provute Jor a BV-day yea ive of Jasay east Hh AY wtaG he 6tF an Jud Weel QUL PUN! shall putt ANT lorbid inecbticubors Ot oF tuiat advances Under ptt Megpei ty aynaiel feu und all penta water tu tae aghast insiacoly value: und the youl ter mes chauses Nd COU Mg ound we murigages, sur ob daha salon 9 Uae da ‘sau All Porsonat Prop Gyeloe, far sulqert te the hen uf at aecuely aye semen? evidence hay recorded hoancwg scatemonts It a bailoon morigage, the tir | by un easing, Fraperly r toculod dirougit t od tek at receninl roe te m We Hat ter woneve the chefouls oF Sepled Wie Hite as aL Ha ath tiles Sayer shail other warye the debe 1s, cf eecarve: ia sufenatt Ut stef nos |, PURCHASE MONTY MOARTGRG: ECURITY AGH gent ol defauil if a tae Lnortgage ated 21% alery qros 3 paren at. 48 OF eanstue ol te Acid Cj .c1ly. se pate al pote dees ‘th require Bayar Wo tniiatene fats a, vat teen “exleadad covet watt SGCunTy AYER Stall Las ilies. fly agreenionts yoreruli subi! by. eto. wing cunvoyed of assigned will, ut Sule ‘acoud the periodic payments inereon 2. SURVEY: Buyar, al Buyer's «pe fener) ctaby tte aunine sane, may have thy Reai Property su: suynryor. H Ube Survuy dislos-. ener Yo Ital arnpprow 1.-J thuigan enciGach on sulback bs, UULLaCL Covonants OF oppli.able yovarnezntal teyulution, {he same shi! corislilule a lulu x. hee | TEQMITES: Buyut, al Buyer's expe: oe, wvithirs Une line abhor bo clahvar tevin: oie so ba ain if bute is uty visible acts. 16 ys nts becca & Cieteot willun which to fetve & +¢ valued Cosis of Wwalmunt und e- aatacl willua 5 days aliyr cen, H providud in Paraytupals Xiu) “fanreules staall tne + INGRESS AND EGRESS: sullur eussits san dnc is in accordance witts Slarwtaed A, ~ LEASES; Solior shal, tol tuss stun 16 Ways tutlory closing, futivale ts Bayer cuynes. ob a sea" W's Occupancy, rental rater, advanced rent and sucutity du adeits pel ty walter a Buyur within this tyre pana ws thy (orn gl a Sctes’s afhdavi signal loasos to Buyer. ‘%. LIENS: Seller shalt turin to Buyer vayad und cortfivd by a re IseMOHdL, lands of alliors oF violate e Wie Propurly mepactetl by a Flouda Curtis Past Control Opurator event dies Mroperty Ht wher or hott ue lound, Suyor sliall have 4 days tort Vall diuncaga spect: amt gsisitad by a hcunsed burldes at guneral conta magus SUMS) Uo: Heal Costs Gaceed Hit amount, Buyer ahatl have (ho oplion ¢ ty HCL TO MoCuusE willy thar HabltSuchoN, wih! LuCuIve a CIUUIT a aiinodd IY ba turiadt ont tie Hurd Must Comal Act, ks a Hii tur its wlondud use us cetera” in Parayruph V Be He Ue arnoniert pesvidtel by gpnvnaey 948 oth Kee anh Hwuser and usloppul latlues Hom gach (ynant spocilyny the pature and 3 uilably to ubliva such leles fron Gach twnanl, Lac sucny intyemstion shall | “outs contact tent: (o conkrae auch inturmahen Sule still, at clotiny, dolivu fine of clos alae ee: wist providad fur harem, ot toy fuvancing slatornont, claims ot | ss kriown to Sellar and fartit-er atiusteay that pars ha Property lor DO days matnedaauly pructduiy sale of closing. i the Huan improved of 1 picueu! wae Ul Gans s ated by all yenesal contiachat: phos ANG MaleHAUNON ltt hue al te Clo, Wer ofl OF tas al pal Bardney ch beal Any wets Say The atthe exsuace on this Contisch Ve dort tain otbabye SLcatjetied aC htittes hetanil ahi mort Soanily AyeeeMAcal wut bauliciny ebithuatitt * Pind by Salley Documentary stamps wad attangit «tea onthe, purchase WI AE cng stulunents shut be Pind by the Buys, Unines othonwise Provided b rauly le oF Wed Cage, lt exatiuniion, anil sutliainunt and closing lea, stall be paid by the party subraMatOrs, supol atti ag Oo thes Coautaet rte OF OPE Castro, Win $a 1 iNAb Al Csyes tor a » suldiian 10. Seller's las athe!aot seth hath tos Fa whicty Could seve as a (stses tat a Consteenclia ba U PLAGE OF CLOSIAG: Class sn shast las baste a this HUGE: ber curiputing me pause 1, ob, ha Saturday, Sundey, OF egal Nol hey + ‘ DOCUMENTS FOR CLOSING: ¢ sus ch ‘Mure dad coreciive melcumer ty Guyer ofull handy ot sag + EXPENSES: Oocunmntary stan, ca thi: deed gel reccaidary ol esate w -al any Murigagy assumud, aid ceconuing of parcliise murey Mlontgaye tut s Cunttact, charges for thy lullumng mlslud tlle survicus, ‘wanistung the tilly evidunce wi wccordén:ce with Paragraph V *. PRORATIONS; CREDITS: Tass, 2: sossmunis, rent, inieresl, ine wance ard onlet Capee-.e9 v0 thes Prowietty shail be prorated Invough the dity selory closing. Guyot shall { Kastay ovat oxisting policic» vl nitioanty, f uusumnivbld, us whict: ever prune: ula! be wor lod Cactnat Slusniy shall DU mityasau OF dacimasod as ‘ay bu required ee ough day Pru to Cosi; ¢ weeny Uearayin y aecils Bathe «esi «Wea 1 a wel ten ly he porate el bene shied In Auyer Coeiciw depusits held bry studitud 10 Seliger Taaus still tae yo tatee! Levert vats Wher © Wer ota ate cent Our EEE anc! olbar gaumptions 1 Sor halts whist thie Cute years Unf jae Hu finest geet a 4 aged gi t6LT testa en std PHOE your's millage Sc auti@nL IS not avHabie, Hen fie es 8.4 In. tails ints ai he Hood Mipeity U7 dutwaty Voi va yeu! Of clasing, whit sete HUE IM UARIUNCE UN Jiteniaty Ti ah ann yoneet Mage Garena Fame MO ae jettles atid of att QUID, abst. by de wgleod upon Dulwe wena wel), HeYUUSE SEH Us Hecate hy ws Cooutily Pouprerty Ayalattaer ttn ats wilutitial stages ayant faking ty akaconnt «tenlihty wauinpbons A Lax palatial bused ule ud a wucest of ont parly, bu 1e1 yusted* on 1eceyps al lua tall ce unchtion Mut iste tie uliecte ageresT ott lasing 4 SPECIAL ASSESSMENT LIENS: Cotten contol ota! tate Sees ers ee C2 tote ol chests (rat ay OF MGC Oulitl aie fe Be paul Dy Suter, Pen Naly Uf clusiny stall Bo at suniedi be Buyer IL tha inpovenice dts staowilly Coane 9 OF Ellactive Date, any jending han stall Lu Gun adorn certiied conhtenes vuller shal, al closing. ve haricd in aw unl equal ty te asl estinialy OF slssusanue fee ena provensent by tha puobliy body 4 INSPECTION, REPA! A310 MAILTEHANCE: Seller svar 8 ot AO days pear lasing Une cetiey, 100! (inching the 1 amusallon, SudWwalh, yor erturzabtal! ett dha a je da sal have ay ¢ VIGIL EVIDEMCE otha, kes, 4 bee chaniigy OF SuuctuFal danrage sant Hat Ihr assphe Lath, pool, atl agyalisinc She WAeQUNg, CASA, «UC a Atay By-SIRENE cient ate es WORIRIRG GOR. TIGN Use totagouy watianty still be tented iu iat duns pouciied unites ore We nbdondum Buyar ray, itt bigs § wxparisc Lave wispsrclir any thuacle Ul thas? 4 i rie awgrmioall specializing an Donne igpechons anil hulthg an occupational | see (HL eequnad) OF Ly ae gp fo gn Peer Hoa ote 1 Buy tet aceupainy oF ut less Unt $0 days (ny Wo ulOsnig, whechovervecurs trsh, 1 + Selle sch ems the” do an vend Mate Tar tie Ge ath deiitts Unyur adaill bu deemed ta tise: toalteu Suller 4 wattanitig se typented WH repaits a wepate cn Mote bowed, tacks caale we «Toes tee oid tate atid stl SOC UMD HHA. Ieper to ” sence PLOVUGE Co Basten yu te TE the Cost bute a shall Ls paws do vsuiye at chy + Oy Glusing, 10 COMREE Thal allie. Ul PeCionil Fi Property, mcludiag, bal «0 ol ta kaw * RISK OF LOSS: Hf the Property 5 ui ack Sub.pae ay os ore Her, ese HCn8 yttesoeeaDa Waka) dedeecte call Doe pantera HS sOlts) aNd raterion are 1) Me Mee aesatitl (nds add wn Parageaps 1 re Hrepad or tuplacs Teast Hat May Cane Pe omaha ty eaawet the Hemnabe eate yste athe MARIE ON aye. WORS, IEIULNY ul Peeper at at ed 1epans ay replaceaents have buon shrulbury Titolo try. fhaas ot Eleetey 2, and loge orcepiy hy Urctotes chen Neha WOT aacuNtt I. OF Mee 0 of thy Propur sh jaca » Contact wily eustutahon cysts uscre seat at chosing (thy cos ev steal beevy oe tenn al withiue takuay the Propurly ws ts, tuguller will «vor thy 3te oF any insur pad reCewING fyle“w Of 4% deposits] Urata ttt Ut func It Nelnds f ng this Contin LOSING FROCEDURE: The dew slat La: JU! os hy es Slat escrow by Sultu ally accep ast he wit vl Buyer, Buyer stall, wiles Itve $- bay ja-tivtt, outly. Sc lee steely Cary Wa dukeel ail depnecl eye steal vetitas The Porsuties Magee ty, ear Nas, Payer util toe: fe Ma portart of thu puccths jad lor Uisbursemont ol moray will NOt withhold disburser-sal ul aetigagu prucwuds as xawod if the tile agar ingsru6 advctsu malinis pursuant 2. ESCROW: Any escrow agent heranwe, disburse Ihe aH cavalitites of Mts Cotiiacl &: swict the provisions 4a court ol com-atent ates conceded UF Yokes, Agerl will ::00 4 any Suit whuruin A yorit “wt eucrowod funds Ge guivi et * and uf Mods sulyeel th +, ATTORNEY'S FE! A AUSHACH OF MK MAS Doen hy Peale dete bh stew Bat Seta s tac as Mate OF ee esl of caade ahh Wh Tas betattied dea nly edetee Gerhis Val ot sal tas he Buyer te, antuy ul es COMMU HO the “12 ol du henuiny institution ya be place, tne Rt day and procouu im oo Suller shai have the nytt lo require tow Bie lenii.g wieintunan a waitien co Md clowily procudure ruquirad by Ins Sia ice of tla shall & v. All closiny pitas adutod unmarheial ben tO Cure thy detac 1. athullunyously wath at net luls Iu ihe tay scunway Aina, alk ayhty apaiait Lathe ats be ia tilerecre ay We i 4 be denved [rom wnsihiunid fnaueny oe teh 2 plaeuds Shia could yver cusitrary ptevision at Ive. fesull ul any tlhe UoWeE thie’ 4G Buyurmongayor Tha wsciow ni by accep tance uf thum to depusdt thei proiplly. hold saine im escrow é reas ata Eta Cheat shall wot watciae Maya's (astlurtinthu IL Ul a8 8 Aut’ et Hak Whe ste set vi The eacnay gubl the patles berele ayree to mM diburse-uent of unl tot Ange tay de o0s ‘ails whee chr’ ast ime cite: wicwon of the dispute. Up nung Jor any dems proviously Uehvesad aul uf escrow she Aah ig Bary Divaust of acing AS Agi (lees wd Conk. incuded watts thers anounis ts ba paid I 3 stall Ot Las Watle Wy nity Bly UF pet! sats tar ausdelive Huse Meylgen: of AyLe SUniaL, Hee preventing patty WL waht MYON, winch, fe 7s aulliwazed by Chaplee 475. FS, as amended, shall ie entiled to ro: HIE NUN | OE ste wy faves ol hy We sealife Mm syriny oC menage y's laws, Costs und Uxpensos. ‘S. FAILURE OF PERFORMAN.7E: " Giver lalls 19 parlocin tlie. Cone, © paid, may bo recovered ure “aime: wheraupon, Buyer iene Set fol any reasan olla Unt 5, lormunce oF dluci la receiv: tt AL indluding pay rent of ai deysils, the depositts) piwsl by Buyer and depos ‘eH unages consulecasbon lot the waucubon © tht Cortact and ia full sat % Sphon, way Precuad in uQuy IY any zice Sellur's Ayhts under oF fulusus Ie puro Gas contact, thu Buyyt tay mages fesvilmy hum Sellers beach ala shalt be tecuidead in uny patie ¢ s. Thos Contract stall tin Nae shall wnciute plural and one gundar shall include all. Nolici givan by ar 10 U co's shapers) Cis UOUE ‘ne benull of the parties and sven suc ass.5 wt weleLUSt, Whicucver thee Cunlea! port 16y parly shail ba as atloctive ay a give sy ue jo Mal party “1, CONVEYANCE: Suiier st aly 10 mutues conusined ia hile, subject only to sucti miatiers a: 4 OTHEA AGREEMENTS: No jno tract shall e valid Or bushuy « -= WARRANTY: Sollas w. Jisclosed to Buyer. Wises UE yuneduiaty ootaneet, ant pb utitte Baye: t PRtcpAale lo bu status oF detead by as absoluta bill uf salu ha poe Buyer os Setter vuless included 10) cutee eneudel ky be bound by if . itry ¢ values of the Property winch atv not cally obseraide ay Buyer or which | . exnisit# (7 PAGE SS en eo ae ree ley Contact No madilication 19 o¢ aw 129% ” 86/28/2082 x 32:43 BSeZe 38 ANDMPDMT LIP rie, Ue . 7) ADDENDUM SO CONTRACT ce Fy ) 1.) Buyer agrees to puronase 21} ee) in unit SMarefroo 5 IP Zast winds condominium for ¥. 93a 2. ) The Seller agresn’ toa comission on the aah price of & 170,000. 3.) Buyer im avare of the % "Special Assosmenta" as of date and sgxees to sccept responsibility, tod END OF ADLDENDOH _ this ~ ADDITION TO ADDENDUM Roth Seller and Buyer agras to axtand the date to obtain financing for the buyer until June 37, 2002, Once fineanciing nas baen approved a nutval cloving Gate will be set. 1.) ? SECOND ADDITION. TO ADDENDUM 1.) Both Seller and Buyer agree to extend the closing date Xv pot DIC DAC to July 3, 2002 or sooner, | " } 8/28/02 Composite, Exhibit "1" Page 3 of 9 exnisite £0 _PRCER IS _ CONDOMINIUM ASSOCIATION RIDER THIS RIDER MUST BE PROVIDED PRIOR TO THE EXECUTION OF THE CONTRACT FOR Saye AND PURCHASE The iowing proylions are incorporated into the Contract for Sale and Porghase between r @ He "SHLLER*) and MA, Ae for Buyer") of tha property doverlied a GEOS S$ -AvtaA ett IRE A TDI which propery ix subject to the rules and reguletione af « condarsiniuny sseocietion. CONDOMINIUM ASSOCIATION (4) Amodatlon Approval aud Rainted Fees: Association epprovil of DUYER [ ] lt ee not required. If approval Js required, this coamact is conlingeal un BUYER being approved by the Assozisilon. BUYER shall apply for approve! within —— deye aficr Pffeciive Date and shall use diligent clfon to in uch approval, lacluding making parsanal sppeersnces Uf required. BUYER and SELLEH shall sign and deliver any documnenis required by the Association to complete the wansfer anit divide equally all applicatiun and trangier icea charged by the Awoclation. tf BUYER ia not approved, the Ge posit will be reiumed and this Contract will tenuinale. (0) Right of First Rafweali The Amacistion { ) hes [174oes not have a right of first refusal. {€ the Associetiun has a right of fuel ccfual end exescives that Tight, the deposit will be rewumad and thia Conzact will terminals. (0) Wim, Ansememcaiz, and Proratiess: SELLER roprevents that the current malntenance ssacssmeni ix sah - —— Pot month. AJ) astotsmeats levied by the Association end rent on recroatlonel arcas, Lf any, ehell be made current by SELLER at closing, and BUYBR atull reinsburac SELLER for prepayments. SELLE shall pay apeciel axavssineuta Jovied by the Aaociation pelor to tno closing date, wiless othanwine agrece in writing snet SELLER'S full writer, disclosure 10 BUYER of pending emounts. BUYER shall PAY Special asscsameats levied by the Agsocktion on cr afer the Closing deta. Association assets end labiiities, including Ascociation resceve. account, shall nut be procated. A apeciul asacaament ahall be deemed “ovied* for Purpoace of tna paragraph on the dite when the Association’ Boaid of Adminlatestion of the requised percentige of unit owners, o bath, has vuted In accordance with Foridk law snd the condominium decumerts iu approve the fpecisl asacisment SE no knowledge of any pending especial asscasrneot excep as follows: $. for the following purpusce: BA Couey © CATES ® meoa Dement; Paridag: The Property incluifes the unl and an undivided interest in the ecimman clomepu and eny appurtenant lumiled comman slemcats of the eanvomirium, 23 Specified in the cumlominivm documents. SELLER'S right and interest in or ww the ue wf the following parking space(s), gurage and other teas aro Included in the sale uf tho Propeny and shall be assigned to MUYER at Closing, subjrct so the condaninium doouneiis; —— ! | J Omega # ty Cohen (0) Indpectiont aad Repalrt: Te Tights and obligations arti g uader Standards D and N are Ueited to the individual unk and da nol extend 19 Cummon eletments, |mlicd cummoen elemenn, or any olher pe-penty except the tadividual unit, () Nowdevleper Disclosure: Check (4) of @): ()___ THE BUYER HEREBY ACKNOWLEDGES THAT BUYER HAS AELN PROMIDED A CURRENT COPY OP TID DECLARATION OF CONDOMINIUM, ARTICLES OF INCORFORATION Of THE ASSOCIATION, HYLAWS, RULES OF THE ASSOCIATION, AND THE QUESTION AND ANSWER SHEET MORE THAN 3 DAYS, EXCLUNING SATUNNAYS, SUNDAYS, AND LEGAL HOLIDAYS, PRIOR TH EXECUTION OF THIS CONTRACY, QU THIS AGREMMENT 1S VOIDABLE BY RUYER DY DELIVERING WRITTEN NUTICE OF VUE BUYERS INTENTION TO CANCEL WITHIN 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER ‘THE DATE OF EXECUTION OF ‘THIS AGREEMENT FY TID BUYER AND RECEIVY HY DUYER OF A CURRENT COPY oF THE THAN 3 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER THE . “WE, RULES, AND QUESTION AND ANSWER. SHEET IF }.CQUESTED IN WRITING. BUYER'S AGT To VOID TRIS AGREEMENT SHALL TERMINATE AT CLOSING, {t) DUVER Request for Uocumenta: BUYER ix entilled, at SHLIER'S cxpenan, Wy current Cops of the cendominium docunems tpccified in subparagraph (1). HINER IM requesis [_ ] does pot request a current copy of the dooumenis «pecified in subparagtaph (f) above. Un the event this Contract does nol close, BUYER shall iuenediately roturn the documents to SELLER or reimburse SELLER fur the coai of the documents, {t) BUYER Reoupt of Documents: (cheak only if spplicahie) [ ) BUYER secelved the documents described in aubparagtaph (1) above on tha day of =. 19. DATE N2N95 . ibit "1" Composite Exhibit 6 . Page 6 of 9 exniats_b PAGE. Fe LINENS Magter Sets Towels WINDOW TREATHENTS & LYRH DNaX Vartleals i - Desperias ~ Blinds — - Ue ltannea * gpr/uth Sets INVENTORY LIST “pRoprRty LocaTron_44 4S Seite fic 21D LIVING ROOM Gsate Sleep Sole Loveseat Pii{fows o¢fce Table nd Table _lePttoman ete ac beep Caiiing Fan 7 Sm, Pictures __Med. Ploturas ___lg- Pletured Mirror Entertainment Ctr. STaArtiticlal Plants Wsterea ATV "Remote “TV Stand “rer FOYER . Stand Pictures Coatrack Micror DINING ROOM aZTaple/4 Chairs —_ Lunch Countac Ttaap “3uag Light Celilng Fan . Pictures Artificial Flowers ~~ barstoolo UNDRY ROOM: Mee netbeyer “basket . . WZiron “Boacd “Wnon/Broom/Vacuun Id Mdleit aie pe feu PABST = BIDROOKS ped-Xing ped-Queen Bed-Puik bed-Twin Haterbed Headboard Pililovs Spresda Wight Stand Drenser Vanity Mirror Lg. Pictures Sm/Med. Pice. Lamp Ceiling Fan Clock TVe” tenote TY Stund chal; "sg NIN NEN WS TL OUTDOOR Treble Twtnair Tend Table Lounge E> Oer, DiapooaL, Inetant Hot Water Food Proces#or, Cutting Board, Water Fiiter init | apc/pth pate piew.2 60 27 ee —~— ——————_ KITCH HBR -2BR-g~) 3BR | OMBTH 6 ZETH wa —_———— . — he eS . - — 2 She Tape . Bread 30x comm Fo Lz ate Coukware . a —__ Pictures ust __Cleck a 7 Paper Tovel tNaider “UN ROS Composite Exhibit "1" Page 7 of 9 EXHIBIT# fo PAGEE Mace PAR BS 85/28/2642 11:08 3BE62F "338 ANDMFPDMT AJP ; . ' 1 er : LINENS : an Haster Sete zar/sth Sete 3er/Bth Sets Towals : —————— pedding ot, ——_L-___- ———— mo INVENTORY LIBT : PROPERTY LOCATION 4UYGS S. ATLANTIC Ave = DA. 3nd LIYING ROOM BEDRCOMS HAR. 2ND ota Sad-King ~ —_— — Sleep Sofa Bad-Queen —_ _— Loveaeat Bad-Full oe ee PifYovs Bod-Twin ~~ wenttee Table Haberbded UWEnd Tebla Haadbourd 7 a bhomun Plitova A Zenels Spreade Z Tas Lamp Night stand . Celiing Fan Dresser 2 yy ‘ 8n. Pictures vanity —y \ é. “THed. Plokures Mirror ze S “lg. Pictures lg. Pictures __. : Ww ? lreor Sm/Hed. Pict. 7% aan ( . Entertainment Ctr. Lamp Artificial Plante Cetling Fan 2. a Stared Clack . TV“ Remote + TV Ramota xz TV Stang TY Stang VER Chair ~*~ TD FOYER - OUTDOOR - stand _Uteble . y Pictures Mohair r\ — wteeenek End Table : reor ry% Sa ~_ Lounge $e DINING ROOM sCTable/4 Chaira Launch Counter = —_. Lamp o & ? a caetg lane Dispewpal, Inwtant Hot Wetec Tap, . Criting | an - + | Food Processor, Cutting Board, . ww Bread Yox, Mater Filter. : Semmxfot_ Holdarastowe w—Actiticlas Flovere pishesry ; Tees im faretools ns Launoet Rood inasher/Ocyer Basket ‘ . oP rettres =Siton “Bosra Clock z= Fon oe. ae Be vom/ Vacuum Paper Towel folder ene eee Sen rr ld Hast :eG Tee re “Ary PLATZRLPOS 7 ON Xd SUREMOIN + WOud Composite Exhibit "1" | Page 8 of 9 exniaitgl?O PAGER? Tog ANDMPLMT &JP PAGE &6 > 05/28/2602 11:43 3867 ‘3 ; _ w foc] 3Bc/Sth Sats LINENS Ls: ; Master Seta 2ar/Bth Sete Towals Wheat THAT hehe + if Bedding #le : MINDOW TREATMENTS & RUGS ‘ LVRH DNRH KITCH ver 2BR aR MBSTH 2BTH Verticals eevee. Drapecies a — Biinde _— _ ara —_—_—__- -——— + Valances eh Atea Rug ee COMMENTS __ a Date _4-/O-pa Invento Prapared by Seller decerns eS RL OS of veree eet sl bl ' Saller — COpronaB 3. Oe Buyer Lessee Leagsor o Lessor Lessee b { t \ t ~ Composite Exhibit "1" Page 9 of 9 Td Weave:2a CBA ve “he - beOT2L92G6 > “ON AOS SOMseSMIIM : WOM exHipitg_f paces Be 16/27/2083 11:44 3862553338 ANDMPDMTAJP _ FAs, ~, rd e/2p/ 2092. 14:49 Bee2Eg93I" “NDMPDMT AIP Pie us Peited Power 3 agiaoeney For 1. rage fori Lowtezp vouns oF arrmy aa xt Mowe, that mary snp forded: tar snd-Spester M wT) start make # exortes Fora 117 hae nade ond appointed: and by ee a ee crue aud Liwtul accosrey fcr Kim/Ast and =n W/heft nang, piece and ste33, for the following specigac and: Limited purpese? only! The exe of East Winds Condoninias, Unde # 1pN, located at 4505 #-Atlantic sve., Pponoe In.et, Fl, 32127 petween ‘ Mary Ant ford-Selter (bnyer) and pavid atzel (seller). giving and grancing paid attorney, full power and authority t> do end perform ALL and every ect ana thing whatsoever necebsasy tye be done in atc about the specific and linibed prenseee (wet out hereini #4 fully, to all invenze anc purposed, 49 might ot oould be dene if per@onslly present, with fu: i power of wapatirycion and cevocation, hereby ratifylnay ond confirmicd all that seia attorney eheli lawfully 49 oF veype SO 3@ done by wirtue naceck. ‘ ie Winese WHERSOF, t have hereunto wet PY hand gogaeeh chis day 6 —_—_—-' 190 figned, pesiad eno delive lod in che predenck oki y 7] a _ ee a puate of plewkts—— ' Cosnty sf Yojuais } : oe i ry fepeqops pastrument «es eqknowle tqeR, PY nm +3 : ar dey of ' eran et eat lead Ee Va 7 Cf eer ™ who Le pazecnally knowa By me oF whe HWs/heve produced! ‘ ; aa identifsicatsos Ms who did not cake an ae gath. “] 7, _ . 2p Yor heatislhb ‘ tS : ey peat 20d | ny Coragseion apices: Lf ry 210 d 3 DDM S EXHIBIT tee Ur —— _ PAGE —————~ htgcitvrarw.delafe conn forty firtlpowr-bam 6/28/2002 panera UC pace Fl Sant by: Jetfax Mato 40n a560n00; 07/00/02 9:46/" "elfox_#551;Page 2/0 A, Settiement Statement U.S. Deparument of Houcing Tr tnd Urban Development OMB Na. 2502-0265 6. Fie Number 7. Laan Numbew Mangage Inturares Cass Number : | E. Nama end Adgrocs ul Subir F. Name and Addrass oi Lanuor 4495 8. ATLANTIC AVENUE #10N PONCE INLET. FL 32127 ‘STARKEA SENVICE AS A QUALIFIED. OAVID A OIZEL FLAGSTAR BANK INTERMEDIARY FOR MARY ANN SELTER, DONNA B. OTZEL PO BOX 2026 (4724 MANSLICK ROAD ‘S006 SE MTHS PLACE TAQY, MI 48007 LOUISVILLE, KY 40216 OGALA, FL 36471 G. Property Locaton Hi, Setiament Apont PONCE WWLET TITLE, INC Piece of Geniarnant 55 INLET HARSOR AD., SUITE 114 PONCE INLET, FLORIDA 32127 (Setilement Dare Onna bp: o7asioz J. SUMMARY OF BORROWER'S TRANSACTION: K. SUMMARY OF SELLER'S TRANSACTION: 100, GROSS AMOUNT DUE FROM BORKOWLH $00. GROSS AMOUNT DUE TO SELLER 101. Contract saint price 150,000.00, |.3U9. Sotpornuit charges hi bom owar (the 1400) 6.400 65 | 108, Adjustments {or ilame paid by soiler in arivance Adjustments tur hums pald by seller in wd 1110. FURNISHINGS 10. FURNICIINGS 106. Cayhawn tax69 to 408. Gityhuwn taxes to 107. tans 10 407, Counly taxes 10 : | 300. Assessments +10 408. Ascoxsmnonis in ~ 109. 408. pies ~ 20,0061 00) 120. GROSS AMOUNT QUE FROM BORK! " Y OF IN DEMALF OF BORROWER nest money 1,999.00) 202 Pancipa, amount ol aww toanis) 3) 209. Eis 2) taken su00 50 208 Adjuutmunts Jor Ibeina vapwid by saliet 151,990 10 | £62. Survernert charg: 509, Exlsing foans taken sub ecto Ceyunitywidy Mov yg Loané, Ine. S05. Payot of sscond mostgaze loan 420, GROSS AMOUNT DUE To SEL! 501. Excoss Depasd (sen iasttuctions) Yo sutier (yn0 9300) NO.s«e. S04. Payet! of tvs! morgage ton Adjueuments ior ams unpaid by veilor DUE To SEL1E1 179,006) 300. REDUCTIONS 1 AMOUNT YO SELLEN $20. CityAirwn bao 611. County taxes 0101 100705. $12. Aszossmons 513, 210 Cayhown tasve af. eae eee ee 1 County waxes. vir to g7/s 1217.72 212. Assossmonis to 213 DEPOSIT FOF FURNISHINGS 20,000.00 206 sua, 218 _ 29. sia 220. TOTAL PAIO HY /FOR DORNOWEN | 178,400 69 | $20 TOTAL REDUCTION AMOUNT NUE SELLER 200 CASH AT SETSLEMENT FROM OR TO BOAROWEN 500 CASH AY SETTLEMENT TO OA FROM SELLEN ‘301. Gross amount du irom Barrowar fine 120) 1 476,400.69] 601. Gmgx amouni due w colar fing 420) 170,000.00 302. Lexs amounts pard bytor borowar (ine 220) 175,400.69 | 602 Loss raduclion armours duo Lo gellar {Itve 520) 85,940.23) [303. cASH From BORROWER [02 case 0 SELLER 04,08377 (WUBSTIUTE Fora [ote SELES ‘Grats Preset id Ole hencartans SULLAN NSTHUCTIONS. Te optanncie tye, hit re ba bale vaenange ol yous prIery mUAbOACD On yee Lat rte som Rm Seba Panbiencs, COFAd IM ADsHEAb par of Fm G7BL, Pom G242.araec Beles Ors Noah ‘Yoo aun mare Dy lw 8 $c 01 Fe banesbeL Ap HLL APY CNET DRE CLaWIC ANON ION OUR eeL prume Yt CH tp MENT Tne wlarmation coetunad hein mpenacs te biotn tan n PaDaty wha narcen tps erpered os yo Oks hat req erin tne BG WAG Gexoarunad Bits Pat aa bow cones Toe Carew poraliat expon nd ¥y law Uooee punacmn Ui para, Lary ath outs then or WS Malémet ld my Conde: lnpaye caMAcsiar Matta etn mated 4 sar Fit Sec # ys tis rechni Me rst, w ragegeine WA Prue Sattloed ons 20} ps gen a O (Fone 1040) harecdond Nine med osiew mie nal you prneiy WaROEALEn munca, YOU Ey De LANE CMW OF RE 7) cana a ore. 28 3d So TUL wwe song ADMINISTRATIVE EXHIBIT # REGPA TOO 4305.2 - REV. AUDIOS) 26LB1929bE COMPLAINT ear Re pace _____{_ OF 4 Sena zZouzsyeas.a . KA & exnarte !” paces 64 ‘ent, by: JetFax M910 : 400 3560800; = —-—~-97/00/02 8:4f ‘tifsx_#551;Page 3/3 U8. DEPARTMENT OF HoUBmNG AND UF File Nunbor, 02-0807 cere vara HEYELOPMENT L SETTLEMENT CHARGES: . Palo FROM | Pai FROM |.200. TOTAL SALESTIROKER'S COMMISSION based on priced W000 000 495— e.4i5.00] BORROWER'S SELLER'S Division of commission fhna 700) as folows: T/L SETTLEMENT | setrcem er 3 19 PONCE INLET ARALTY. int. s to CONDO RENTALS OF DAYTONA, ING. Commission pid at Semement ~TI NEMS PAYAGLE lf CONNECTION WITH LOAN ~ Loan Onginano Fea * Loan Descount = _ _. ~ Appiaisat Fea Io_LESSETER APPRAISAL Cisar Repan $o_ FLAGSTAR BANK a = Lenders inspection Faw » ~ Mig. ns. Appicitton Fee a 7 _. 807_Assumption Fee 0 _ | . TI S08. TAX SERVICE FEE FIRST AMEMICAN FLOOD DATA SERVICE 1206 003. FLO0O CENT FEE FIRST AMERICAN FLOOD DATA SCAVICE ~I 1s.00 |, 310. UNOERWRITING FEE FLAGSTAR BANK 7 400.69 ~ $11. PROCESSING *#E FLAGSTAR BANK 490,001 B12. ~~ m3 - ~ alg ~ . i Bis. | 900_ HENS REQUIRED BY LENDER To BE PAIDIN ADVANCE 901. acest from ovouo2 a owpior OS 19.77 Atay 2? gayis) £3371 902_ Morgupe Insurance Premiurt w _____.| | | 903 He std tosvrance Premicm, ¥% 10 _. 7 1 904. 205, nee 1000_ RESERVES DEPOSITED WITH LENDER FOR 1001, Hayar0 insyiance ro. 8 mo _ 1002. Monigaga Insurance mo. OS frm9. - 1003, Cry propany taxes mo, 8S {ma. — 1004. County propory taxes 102.20 /mo. 1.922 09 1005, Annual Assessments 1007, 1100. TITLE CHARGES [it01.Sarparmant o closing foe ry ae Oa 1102. Abstreci of te roach 0 103. Tee sxamnaion 10 PONGE WET ITLE NG 1104. Tile nswance bader [1103._Decument praparavon cs ls fectuaes above llam No. 1408, _TiWe mauance to PONCE INLET TINE, INC. {includes above nem No 111,000 09 + 5 00, 1110,_Oaners vaverayo 180,000 09 =~ 625.00) ron MLECTINE No |"\200 GOVERNMENT HEEONON A ‘ANO TRANSFER CHARGES ir 101. Recurdeng 1093 600 itortpage$ 1140 ,Aelonter Ss __ 1202, Cifyicounwyiscumos Dood i Mong) 4203 Sime meno ed $ 7080 09 Mortgage § 288 $0 1204. intangitte Tax 1208 Fico ising ol CON, AFF $200._AODITIONAL SETTLEMENT CHARGES. 130), Survey 10. [tg0z, “Pest inapecton to 14303 Municipal Cian Soacte YONGE INET TITLE, ING 1304. CONDOMAWNT FEE WUT EASTYIIND CONDO $208." SPECIAL ASSES FOR BALCONY FASTW/INO CONDO 1308. — 1907, 1308. 1400. TOTAL SETTLEMENT CHARGES (ena: on ines 109 and $62, Goctions J ond K) Donna Ginty aves FTE [especie momen Gai psicmenwrmnmen panne Sham thw ny woe a em Prats on Cems can che so ebnpdtowmi fronts wee Ta 49 Gam TESPA Ro 4006.2 - REV. HUDT(BG) SUti 131 good . . €6L0T9298€ SEs zBnZ once NISTRATI EXHIBIT # PAGE a OF y exnipite_(Zpaceg C5 SELES SRG OULE TESORO RSE SOLR AT TESTI MNK Tien iLorar marae A. Settlement Statement U.S. Department of Housing ; and Urban Development OMB No. 2502-0265 B, Type of Loan 3.8 Conv. unins, | & File Number 7. Loan Number 1O FHA 2.0 FmHA Morgage Insurance Case Number 8.13 Conv, tins. es . a ---~. - a aL. - ~. €. Noto: This form Is furnished to give you a stalsment of aciual settiemen! costs. Amounis P lo. and by the saitlenant agen| ate shown, igs marked “(p.o.c.)" ware pald outside the ciosing; they ere shown hare for Information Purposes and ure nol includad In the totals, "D. Name and Addtess of Borrower E. Name and Address of Sellar ~~ F. Name and Address of Lender ” | MARY ANN SELTER | OAVID A. OTZEL FLAGSTAR BANK ROBERT SELTER DONNA B. OTZEL PO BOX 7026 4724 MANSLICK ROAD 5086 SE 14TH PLACE TROY, Mi 48007. { LOUISVILLE, KY 40218 OCALA, FL 34471 : © Property Location TH. Satliement Agent 4495 S, ATLANTIC AVENUE #1DN PONCE INLET TITLE, ING PONCE INLET, FL 32127 . . Place of Sottlament . §, Setlement Dai 5S INLET HARBOR AD., SUITE 111 PONGE INLET, FLORIDA 32127 o7105/02 DO; 07/05/02 J "SUMMARY OF BORROWER'S TRANSACTION: K SUMMARY OF SELLER'S TRANSACTION: 100. GROSS AMOUNT DUE FROM BORROWER 400. GROSS AMOUNT OUE TO SELLER T 150,000.00 | 401. Contract sales prica 150,01 402, Personal propery _ 11,676.21 | 403, 101. Contract sales price 102. Personal propery 103. Seltiement charges to borrower (line 1400). mi Cement ¢ +104, : L404, _ __| {305 _— | 405. _. ao, _. Adjustments for hems paid by seller In advance _ __| Adjustments for lems paid by seller In advance . 106. Cllytown laxes to 408. Cllylown taxes 107. County taxes to 407. County taxes 108. Asspssmenis 408. Assessmanis 108. 409. 110, FURNISHINGS 20,000.00 | 410. FUANISHINGS ! _.| Wt. 411. . 12, — a | |_120. GROSS AMOUNT DUE FROM BORROWER 181,678.21 | 420. GROSS AMOUNT DUE TO SELLER __. 170.001 \ 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER __| $00. REDUCTIONS IN AMOUNT TO SELLER __ __ t 201. Deposit or earnest money 1,000.60 | £01. Excess Daposit (see Instructions) \ 4 202, Principal amaunt of new loan(s} 111,000.00 | 502. Settlement ct + ——______... harpes to seller (ine 1400) 10,548 203, Existing loan(s) taken subject lo * —--—_} 503. Existing loans lakan sub| jectto ‘ ' | 204, | 504. Payoff ol firsimonlgage loan _. 74,185 | Countrywide Home Loans, Inc. a. NN 205.1031 EXCHANGE MONEY. 43,182.97 | 50S. Payolf of second mortgage jean a > t 208, _| 506. 207. —_ 507. — 208. + 508, . - 209. 1 509. Adjustments for Items unpald by seller “Adjustments for items unpaid by seller 210. Chyfown faxes lo _ ___] 510. Gity/lown laxes to 211. County laxes O01 to 07/05 ie. 1,217.72] 514. County taxes 01/01 to 07/05 1,217 212. Assessments to oe 532. Assessments _. 19 213. DEPOSIT FOR FURNISHINGS 20,000.00 | 543. . | 214. __. 514. oe _ 215. __ 515. Bo Oy 216, i 516. _ ~ eo (217. 517, : ___| 218. . 5i8. ~ [e19, : a [st9. _ 220. TOTAL PAID BY / FOR BORROWER 176,400.69 | 520. TOTAL REDUCTION AMOUNT DUE SELLER 85,995 300. CASH AT SETTLEMENT FROM OA TO &GRROWER . 600. CASH AT SETTLEMENT TO OR FROM SELLER i: 1 301. Gross amount due from borrower {line 120) 481,678.21 | 603. Gross amount due to sellor (ling 420) 170,000 { 302, Less amounts paid by/lor borrower (line 220) 176,400.69 ! 602. Less reduction amount due to salier {line $20) . BS. 46 i 303. CASH ___ FROM, | 803, CASH TO SELLER 84,053 ‘SUBSTITUTE FORM 1099 SELLER STATENERT: penalty of ptner sanction wil ba imposed wn Gross Procends ol this anaaction, - 4 Ie the Inturnal Revanue Service. 11 you are cequied to ile a seturn, a naciiqee RSh Not bbar: cecartad, Tres Comacl Sales Prica deacrbed cn Ling 401 above conslitules Ine SELLEA INSTAUCTIONS: To wae 4 Yes hae to unzod ts sae o: watl.ar 92 of co prnnacy coadlancy on pou: ta retunt, ey tho Schedule D §Foan 1040) Insttucilons. i ing sual asian was nol your pracy ‘tesidence, complete Ine sppiicenle pasty of Foon 3797, Foim G82. ans he Sciwaute G-Pen: sot EXHIBIT 2-PAGER/, 2. Yeu bre suquked oy 'aw io prowds the seiBemenl agen: wth you: contest kaxpayes [nun utcatran au It you do not provkie your corteat taxpayer (demitieation sumer you may ba +0 PETTS Civ ox gringo ocaBias bnacane 27 law. Uncer panalies of paij.ny. leery Pel the auniser ran cs clelesens ie roy ser este Won gi ar. ¢ ‘ B ae Y ——— AS be Oo Tay DAVIDA OT7FL 4 Tine ~ oe ry FiieNumt 2-0297 L. SETILEM AT CHARGES: —_. — oe i 700, TOTAL SALES/BROKER'S COMMISSION based on price $ 170,000.00 @ 495 a 8.415. oo} arr - wane FUNDs .. Division of commission {lina 700) as follows: SETTLEMENT 701. $ 4,165.00 to PONCE INLET REALTY, ING. ~ ja 702. $ 4,250.00 to CONDO RENTALS OF DAYTONA, INC. 703, _Comrnisslon paid at Settlement 1_704. 800. ITEMS PAYABLE IN CONNECTION WITH LOAN 801, Loan Origination Fee % ~ 802._ Loan Discount % ~~ —_ 803, Appraisal Fea lo_LESSETER APPRAISAL __ 30000 804. Credit Report lo_FLAGSTAR BANK 50,00 | 805. Lender's Inspection Fea to _ 806. Mig. ins. Application Fee to 807, Assumption Fee to {_ 808. TAX SEAVICE FEE FIAST AMERICAN FLOOD DATA SERVICE. : 72,00 | 809. FLOOD CERT FEE FIAST AMERICAN FLOOD DATA SERVICE 15.00 810. UNDERWRITING FEE FLAGSTAR BANK ___ 400.00 811. PROCESSING FEE FLAGSTAR BANK _| 400.00 B12, 813. Bi4, . ~ ais, . | 900._ ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE 801. Interest from 07/05/02 to oB/otoz2_ OS 19.77 day 27 day(s: 533.71 | 902, Mortgage Insurance Premium to ‘ 903, Hazard Insurance Premium » _ yrs, to 904. 905. o 000. RESERVES DEPOS!TED WITH LENDER FOR 3001,_Hazard Insurance | 1002, Mortgage insurance 1003, _ City property taxes 1004, County property taxes 1005, Annual Assessments 4006, 1007, 1100. TITLE CHARGES 1101. Settlement or closing fee 1102, Abstract or titie saarch 1103, Title examination 1104. Titla Insurance binder 34105. Document preparation to 1406._Notary fees 1107. Attorney's fees 1008. Aggregate Adjustment to PONCE INLET TITLE, ING {o._PONGE INLET TITLE, ING to PONCE INLET TITLE, INC. to fo jo (includes above item No: 1108. Title Insurance fo PONCE INLET TITLE, INC 75.00 8 {Includes above Itsm No; } a | 1408. Lender's coverage 111,000.00 -~- 75.00 tp 25.00 “1110, Owners coverage 150,000.00 --- 825.00 . aL 1114, Endoresments 4, 8.11p 25.00 PONCE INLET TITLE, INC _| __.70,00 112. Endoresments 9. Nav Seritude PONCE INLET TITLE, INC 170.00 | 4113. FawWire/Courier/Ovamight PONCE INLET TITLE, INC 75.00 | fi 1200, GOVERNMENT RECORDING AND TRANSFER CHARGES . . _. 1201, Recording aes Oosd $ §.00__ Mortyage $ 114.00 _; Raleases $ 120.00 “3202. Gilylcounty/stamps Deed § i Morigage S 1203, State tax/stamps Deed $ 1,050.00 _; Mortgage $ 388.50 z _. $88.50 1,05 1204, - Intangible Tax __. 222.00 1206. Racording of GONDO Approval/NAME AFFID. 12.00 4300. ADDITIONAL SETTLEMENT CHARGES 1301. Survey to 1302. Past Inspection to . 1303. Munielpal Lien Search PONCE INLET TITLE, ING 2: 3304. CONDO/MAINT FEE-JULY EASTWIND CONDO 290.00 1905. SPECIAL ASSES FOR BALCONY _ EASTWIND CONDO { 5,598.60 "1306, _ __| ! 1307. _. -_ _ H 1308. 1 | H 1408, TOTAL SETTLEMENT CHARGES (enter on lines 103 and 502, Sections J and K) 11,676.21 | 10,54! nave carstuby roviowod the HUD-1 Settremerit Statement and io Ihe bast ol my kncwiedga and ballet, Kis a W Mansectlon. | urlher carilly that | have received a copy of the HUD-1 Settiomeri Statement, orale eaiomeri ol al cecohss en9 dpbytem US Mace On my,ecCoprI ay ma Lyan'y . ~ lk G Ree BOERS Sed He" = dak a GONNA B. OTZEL DAVID AO-ZEL WARNING: 116 1 ctime to kaowingi 5 I cangy sine: skier exnipitg_U? paces ct a accurwle acces of this Uaasaction. [ave ay) SOI i accordance wah thls sioiemenl, i Dele ~~ form. Panella unon conviction can include « Hab ot-knprisonment. For cals $08: Tile 18 U.S. Cox

Docket for Case No: 05-003582

Issue Date	Proceedings
Dec. 08, 2005	Order Closing File. CASE CLOSED.
Dec. 07, 2005	Motion to Relinquish Jurisdiction filed.
Nov. 15, 2005	Order of Pre-hearing Instructions.
Nov. 15, 2005	Notice of Hearing (hearing set for February 15, 2006; 1:00 p.m.; Deland, FL).
Nov. 14, 2005	Notice.
Oct. 11, 2005	Unilateral Response to Initial Order filed.
Sep. 30, 2005	Initial Order.
Sep. 30, 2005	Administrative Complaint filed.
Sep. 30, 2005	Petition for Hearing Involving Disputed Issues of Fact filed.
Sep. 30, 2005	Agency referral filed.