WILLIAM H. STEELE, Chief District Judge.
This interpleader action comes before the Court on plaintiff's Motion to Discharge (doc. 29). Defendant Carla Walker has timely filed an Objection (doc. 33), and the Motion is now ripe for disposition.
Plaintiff, John Hancock Life Insurance Company (U.S.A.) ("John Hancock"), initiated this matter to resolve defendants' competing claims to certain annuity benefits. In the Complaint in Interpleader (doc. 1), John Hancock explained that it had issued an annuity contract bearing number FX07102989 (the "Annuity") back in December 2005. The Annuity owner, Ulysses Allen, died on June 11, 2013, after which John Hancock stood ready to pay out the Annuity benefits due and owing in the amount of approximately $88,000. However, John Hancock received competing claims to those benefits from defendants Ursula C. Allen and Carla L. Walker, with their dispute centering on the legitimacy of a Change of Owner and/or Beneficiary Form dated September 2, 2011, and purporting to document Ulysses Allen's desire to change the Annuity's primary beneficiary from "Estate" to Ursula C. Allen. (Carla L. Walker purports to be the Executor of Ulysses Allen's will and the beneficiary of his estate.) Defendant Walker insists that the change of beneficiary form is fraudulent, and that defendant Allen forged Ulysses Allen's signature on that document. By contrast, defendant Allen's position is that the change of beneficiary form is bona fide, legitimate and enforceable.
Faced with these competing claims to the Annuity benefits, and claimants demonstrating inability or unwillingness to resolve their dispute amicably, John Hancock sought refuge under the interpleader mechanism authorized by Rule 22 of the Federal Rules of Civil Procedure. Following service of process, Allen and Walker each appeared herein by and through counsel and filed Answers (docs. 7, 13); however, neither defendant has interposed counterclaims against John Hancock. The sole claim joined herein, then, is John Hancock's request for relief under the interpleader provisions of Rule 22.
On April 25, 2014, this Court entered an Order (doc. 21) directing John Hancock to deposit with the Clerk of Court interpleaded funds in the sum of $88,000, plus interest thereon as required by law, pursuant to Rule 67(a), Fed.R.Civ.P. On May 2, 2014, John Hancock complied by depositing the sum of $93,387.32 with the Clerk of Court, for deposit into the Registry of this District Court. (See doc. 22.)
Having deposited the disputed Annuity benefits, plus applicable interest, in the Registry of this District Court, John Hancock moved to be discharged from this action and from any liability to Allen and Walker in connection with its Annuity policy number FX07102989. Defendant Allen did not respond within the time period fixed by this Court; however, defendant Walker timely submitted an Objection (doc. 33).
Upon careful review of Walker's Objection, the undersigned concludes that she misapprehends the relief being sought by John Hancock. Contrary to Walker's contention, John Hancock is not asking this Court to make a definitive factual finding whether it did or did not mail a notice to Ulysses Allen on September 9, 2011 concerning the change of beneficiary issue. Whether John Hancock mailed such a letter, and whether Ulysses Allen ever received same, is irrelevant to John Hancock's discharge request. No one is asking this Court to make a finding "based on pleadings alone" as to whether the September 9 letter was or was not sent, or was or was not received by the Annuity owner. And nothing in the discharge relief requested by John Hancock would preclude or limit Walker's ability to argue at trial that Ulysses Allen never received the September 9 notice. Because Walker's opposition to John Hancock's discharge is predicated on fears of a factual determination that John Hancock has not requested and that this Court need not and does not make at this time, her Objection rests on a mistaken premise and is therefore
Returning to the original question of John Hancock's Motion for Discharge, federal courts have routinely discharged a stakeholder in a rule interpleader action from all liability to multiple competing claimants/defendants after the stakeholder deposits the full amount of its obligations to such claimants with the court. See, e.g., Sun Life Assur. Co. of Canada v. Thomas, 735 F.Supp. 730, 732 (W.D. Mich. 1990) ("the interpleader rule provides that a neutral stakeholder asserting no claim to the disputed funds and having surrendered the disputed funds to the custody of the Court should be discharged from the action") (citations omitted).
For all of the foregoing reasons, John Hancock's Motion to Discharge (doc. 29) is