Filed: Aug. 13, 2019
Latest Update: Aug. 13, 2019
Summary: [Assigned for All Purposes to the Hon. Andrew J. Guilford, Ctrm 10D] JUDGMENT ANDREW J. GUILFORD , District Judge . WHEREAS, Plaintiff KINSALE INSURANCE COMPANY ("KINSALE") filed a Complaint for Declaratory Relief in this action to establish that the Commercial General Liability Policy No. 0100067678-0, effective May 26, 2018 to May 26, 2019 (the "POLICY"), which it issued to Defendant Flawless Vape Wholesale & Distribution, Inc. ("FLAWLESS"), did not provide a defense or indemnity for FL
Summary: [Assigned for All Purposes to the Hon. Andrew J. Guilford, Ctrm 10D] JUDGMENT ANDREW J. GUILFORD , District Judge . WHEREAS, Plaintiff KINSALE INSURANCE COMPANY ("KINSALE") filed a Complaint for Declaratory Relief in this action to establish that the Commercial General Liability Policy No. 0100067678-0, effective May 26, 2018 to May 26, 2019 (the "POLICY"), which it issued to Defendant Flawless Vape Wholesale & Distribution, Inc. ("FLAWLESS"), did not provide a defense or indemnity for FLA..
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[Assigned for All Purposes to the Hon. Andrew J. Guilford, Ctrm 10D]
JUDGMENT
ANDREW J. GUILFORD, District Judge.
WHEREAS, Plaintiff KINSALE INSURANCE COMPANY ("KINSALE") filed a Complaint for Declaratory Relief in this action to establish that the Commercial General Liability Policy No. 0100067678-0, effective May 26, 2018 to May 26, 2019 (the "POLICY"), which it issued to Defendant Flawless Vape Wholesale & Distribution, Inc. ("FLAWLESS"), did not provide a defense or indemnity for FLAWLESS with respect to the action entitled Havens v. 3 Monkeys Smoke Shop #2, Flawless Vape Wholesale & Distribution, Inc., Vital Vapes and Does 1-100, Placer County Superior Court Case No. SCV 0041258 (the Havens Action"); and
WHEREAS, KINSALE subsequently filed a First Amended Complaint for Declaratory Relief, which is the operative pleading; and
WHEREAS, KINSALE sought a judicial determination that it had no duty to defend and/or indemnify FLAWLESS or its parents, subsidiaries, divisions, predecessors, successors, officers, directors, employees, agents or anyone else affiliates with FLAWLESS against the Havens Action; and
WHEREAS, in the Havens Action TROY HAVENS ("HAVENS") sought damages for, among other things, "Bodily injury" arising from an explosion and resulting fire caused in whole or in part by a removable battery inserted into a Tugboat Mechanical Mod he alleges was distributed by FLAWLESS; and
WHEREAS, the POLICY was endorsed with a Battery Exclusion which excluded coverage for "Bodily injury" arising out of batteries as alleged in the First Amended Complaint; and
WHEREAS, KINSALE and HAVENS agreed that KINSALE never had a duty to defend or indemnify FLAWLESS with regard to the Havens Action for the reasons stated in the First Amended Complaint; and
WHEREAS FLAWLESS previously stipulated and agreed with KINSALE that FLAWLESS would be bound by any Judgment entered in favor of KINSALE (Dkt. # 16), and such was Ordered by the Court (Dkt. # 16);
IT IS HEREBY ADJUDGED AND DECREED that
1. KINSALE is entitled to and shall have Judgment in its favor on the First Claim for Relief of its First Amended Complaint for Declaratory Relief (Dkt. # 21) to wit, that there is no potential for coverage for the Havens Action under Commercial General Liability Policy No. 0100067678-0 issued by KINSALE to FLAWLESS and that KINSALE does not and never did have a duty to defend FLAWLESS with regard to the Havens Action; and
2. KINSALE is entitled to and shall have Judgment in its favor on the Third Claim for Relief of its First Amended Complaint for Declaratory Relief (Dkt. # 21) to wit, that KINSALE does not have a duty to indemnify any judgment or settlement with regard to the Havens Action; and
3. As to FLAWLESS, KINSALE is entitled to and shall have Judgment in its favor on its First Amended Complaint for Declaratory Relief (Dkt. # 16) in its entirety; and
4. That Defendants FLAWLESS and HAVENS shall take nothing by way of judgment against KINSALE; and
5. That KINSALE, FLAWLESS and HAVENS shall each bear its own attorney's fees and costs associated with this Action.