KENT J. DAWSON, District Judge.
Presently before the Court is Defendants' Motion for Summary Judgment (#46). Plaintiff filed a response (#48) to which Defendants replied (## 51, 52).
Plaintiff purchased the subject property in 2006 as her principal residence with funds obtained via mortgage loan, and secured by a deed of trust. Mortgage Electronic Registration Systems, Inc. (MERS) was nominee for the lender Republic Mortgage, LLC and its successors (#16, Ex. A). In September 2010, Plaintiff filed for Chapter 13 Bankruptcy. In November 2010, MERS assigned the deed of trust to BAC Home Loans Servicing LP (BACHLS). (#16, Ex. B). BACHLS filed a proof of claim in the Bankruptcy Court, to which Plaintiff objected. The Bankruptcy Court found that BACHLS "did not produce sufficient evidence to demonstrate it has standing to enforce the claim and/or that it is the real party in interest;" and consequently "does not have standing to enforce the asserted proof of claim." (Bankruptcy Case 10-28528-mkn, #113). As a result, the Bankruptcy Court struck BACHLS' proof of claim and ordered the trustee not to disburse any additional funds under the claim.
In March 2012, Plaintiff filed a modified Chapter 13 bankruptcy plan. (Bankruptcy Case 10-28528-mkn, #117). That plan was subsequently confirmed in an order by the Bankruptcy Court (Bankruptcy Case 10-28528-mkn, #124). The order states that "Class 2 secured claims are secured claims for real estate loans that were delinquent when the petition was filed, that such claims are not modified by the plan, and that the creditor retains its existing lien until paid in full." (#21 at 2). The confirmed plan lists BACHLS claim as a Class 2 claim.
Plaintiff filed an amended complaint with this court which included the following claims: First, declaratory relief and quiet title; second, slander of title; third, "robo signatures" under Nevada Assembly Bill 284 and 300; and fourth, "preliminary and permanent injunction." In an order on Defendant's Motion to Dismiss, this Court dismissed claim three, "robo signatures," and found that claim four was a simple prayer for relief. (#21 at 5).
Summary judgment may be granted if the pleadings, depositions, answers to interrogatories, and admissions on file, together with affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law.
All justifiable inferences must be viewed in the light must favorable to the nonmoving party.
Summary judgment shall be entered "against a party who fails to make a showing sufficient to establish the existence of an element essential to that party's case, and on which that party will bear the burden of proof at trial."
Plaintiff is seeking quiet title in the subject property. In Nevada, quiet title is an action "brought by any person against another who claims an estate or interest in real property, adverse to the person bringing the action, for the purpose of determining such adverse claim."
Here, Defendants have provided evidence showing that NationStar is the current holder of the beneficiary interest in the deed of trust. (#46 Ex. B and E). Further, Defendants submitted evidence clarifying which Defendant has what interest in the subject property. (#46 Ex. B, C, D, E and F). The assignments of the beneficiary interest in the deed of trust are as follows; MERS, the original beneficiary in the deed of trust, assigned the interest to BACHLS on November 22, 2010, BACHLS subsequently merged with BANA who became the beneficiary, BANA then assigned the interest to NationStar on July 17, 2014. (#46 Ex. B, D, and E). Thus, Defendants have established a claim to title in the subject property.
Conversely, Plaintiff has not provided any competent or authenticated evidence indicating that her interest in the title to the subject property is more than that of a trustor.
However, Plaintiff argues that Defendants do not have any interest in the subject property. (#48 at 10). Although Plaintiff bases her argument on the Bankruptcy court's statement that BACHLS "did not produce sufficient evidence to demonstrate it has standing to enforce the [proof of] claim and/or that it is the real part of interest," (#48 Ex. 2 at 2), Plaintiff has not provided additional authority or evidence to supplement this claim. Further, this Court addressed Plaintiff's argument in its order on Defendant's Motion to Dismiss:
(#21 at 4, FN 2). The Court therefore, finds there is no genuine issue of material fact regarding superiority of title because Plaintiff failed to provide support for her argument. Accordingly, Defendant is granted summary judgment as to Plaintiff's claim of Quiet Title.
In Nevada, slander of title requires "that the words spoken be false, that they be maliciously spoken and that the plaintiff sustain some special damage as a direct and natural result of their having been spoken."
According to Plaintiff, Defendants recorded assignments with the Clark County Recorder's Office alleging interest in the subject property. Plaintiff alleges Defendants had express knowledge that they did not have any interest in the subject property, making the recorded documents impliedly false and malicious. (#48 at 17). However, the only evidence Plaintiff provides to support this claim is the Bankruptcy Court's finding that Defendants had no standing in a proof of claim proceeding. However, this Court has previously determined that the Bankruptcy Court's finding is inapplicable here. (#21 at 4, FN 2).
If a Defendant "has reasonable grounds for belief in his claim, he has not acted with malice."
"An award of expenses [is] an element of special damages and sufficient to establish the tort of slander of title."
For the above reasons, the Court grants Defendants' summary judgment on this claim.
Accordingly, IT IS HEREBY ORDERED that Defendants' Motion for Summary Judgment (#46) is