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In re Gonzales, 7-17-13238-TA. (2018)

Court: United States Bankruptcy Court, D. New Mexico Number: inbco20180228929 Visitors: 5
Filed: Feb. 27, 2018
Latest Update: Feb. 27, 2018
Summary: DEFAULT ORDER GRANTING RBS CITIZENS NA RELIEF FROM AUTOMATIC STAY AND ABANDONMENT OF PROPERTY BY RBS CITIZENS NA DAVID T. THUMA , Bankruptcy Judge . This matter came before the Court on the Motion for Relief from Automatic Stay for the Abandonment of Property to RBS Citizens NA, filed on January 9, 2018, (DOC 10) (the "Motion") by RBS Citizens NA ("Citizens Bank"). The Court, having reviewed the record and the Motion, and being otherwise sufficiently informed, FINDS: (a) On January 9, 201
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DEFAULT ORDER GRANTING RBS CITIZENS NA RELIEF FROM AUTOMATIC STAY AND ABANDONMENT OF PROPERTY BY RBS CITIZENS NA

This matter came before the Court on the Motion for Relief from Automatic Stay for the Abandonment of Property to RBS Citizens NA, filed on January 9, 2018, (DOC 10) (the "Motion") by RBS Citizens NA ("Citizens Bank"). The Court, having reviewed the record and the Motion, and being otherwise sufficiently informed, FINDS:

(a) On January 9, 2018, Citizens Bank served the Motion and a notice of the Motion (the "Notice") on Steve Mazer, Esq, Attorney for Debtor and Philip J. Montoya, Trustee (the "Trustee") by use of the Court's case management and electronic filing system for the transmission of notices, as authorized by Fed.R.Civ.P. 5(b)(3) and NM LBR 9036-1, and on the Debtor(s) William L Gonzales, by United States first class mail, in accordance with Bankruptcy Rules 7004 and 9014.

(b) The Motion relates to the property described as a 2015 GMC Sierra VIN: 3GTU2WEC2FG285869

(c) The Notice provided for an objection deadline of 21 days from the date of service of the Notice, to which three days was added pursuant to Bankruptcy Rule 9006(f);

(d) The Notice was sufficient in form and content;

(e) The objection deadline expired on February 2, 2018;

(f) As of February 15, 2018, neither the Debtor nor the Trustee, nor any other party in interest, filed an objection to the Motion;

(g) The Motion is well taken and should be granted as provided herein; and

(h) By submitting this Order to the Court for entry, the undersigned counsel for Citizens Bank certifies under penalty of perjury that, on the date this Order has been presented Rose L. Brand & Associates, P.C. searched the data banks of the Department of Defense Manpower Data Center ("DMDC"), and found that the DMDC does not possess any information indicating that the Debtor is currently on active military duty of the United States.

IT IS THEREFORE ORDERED:

1. Pursuant to 11 U.S.C. §362(d), Citizens Bank and any and all holders of liens against the Property, of any lien priority, are hereby are granted relief from the automatic stay:

(a) To enforce its rights in the Property, including foreclosure of liens and a foreclosure sale, under the terms of any prepetition notes, mortgages, security agreements, and/or other agreements to which Debtor is a party, to the extent permitted by applicable non-bankruptcy law, such as by commencing or proceeding with appropriate action against the Debtor or the Property, or both, in any court of competent jurisdiction; and

(b) To exercise any other right or remedy available to it under law or equity with respect to the Property.

2. The Trustee is deemed to have abandoned the Property from the estate pursuant to 11 U.S.C. §554 as of the date of entry of this Order, and the Property therefore no longer is property of the estate. As a result, Citizens Bank need not name the Trustee as a defendant in any state court action it may pursue to foreclosure liens against the Property and need not notify the Trustee of any sale of the Property.

3. The automatic stay is not modified to permit any act to collect any deficiency or other obligation as a personal liability of the Debtor, in the event that a discharge order is entered. The Debtor can be named as a defendant in litigation to obtain judgment or to repossess the Property in accordance with applicable non-bankruptcy law, pursuant to any discharge order entered.

4. This Order does not waive Citizens Bank's claim against the estate for any deficiency owed by the Debtor after any foreclosure sale or other disposition of the Property. Citizens Bank may filed an amended proof of claim this bankruptcy case within thirty (30) days after a foreclosure sale of the Property, should it claim that Debtor owe any amount after the sale of the Property.

5. This Order shall continue in full force and effect if this case is dismissed or converted to a case under another chapter of the Bankruptcy Code.

6. This order is effective and enforceable upon entry. The 14-day stay requirement of Fed.R.Bankr.P. 4001(a)(3) is waived.

7. Citizens Bank is further granted relief from the stay to engage in loan modification discussions or negotiations or other settlement discussions with the Debtor and to enter into a loan modification with the Debtor.

IT IS ORDERED.

Source:  Leagle

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