FRANK D. WHITNEY, Chief District Judge.
THIS MATTER is before the Court on Elena Z. Karadzhova's, ("Defendant") Claim for Exemption of Property and Request for Hearing. (Doc. No. 107). The Government responded in opposition. (Doc. No. 109). For the reasons set forth below, Defendant's Claim for Exemption of Property and Request for Hearing are DENIED.
After Defendant pleaded guilty and was convicted of both mortgage fraud and money laundering conspiracies, the Court entered judgment of the above captioned matter on April 23, 2013 (Doc. No. 92) in favor of the United States for recovery of the judgment amount of $269,281.90 for an assessment, fine and/or restitution. The Clerk of Court's total balance due as of June 28, 2013, was $269,181.90. In order to enforce the judgment, on July 1, 2012, the United States initiated garnishment proceedings against Defendant's wages pursuant to § 3205 of the Federal Debt Collections Procedures Act ("FDCPA"). In response, on July 22, 2013, Defendant filed the Claim for Exemptions of Property and a Request for a Hearing.
As discussed above, the Government seeks garnishment of wages. (Doc. No. 109). Federal law, specifically 18 U.S.C. § 6334, provides certain property that is exempt from levy. In the current case, Defendant claimed property exemptions including: (1) wearing apparel and school books and (2) fuel, provisions, furniture, and personal effects. (Doc. No. 107). These exemptions Defendant claims do not involve wages and the wages sought in this case do not fall within any of the ten categories of the allowable exemptions.
Also, Defendant's request for a hearing does not fall within one of the three valid categories pursuant to 28 U.S.C. § 3202(d). A hearing as to the enforcement of a judgment by the United States is limited to the following:
First, as discussed above, there is no valid exemption that applies to Defendant in this case. Thus, a hearing is not applicable. Next, Defendant has not challenged the Government's compliance with statutory requirements in seeking the writ, and the Government has in fact complied with the statutory requirements. (Doc. No. 109). Finally, Defendant has not contested the validity of the debt, and the judgment was not by default. Accordingly, since Defendant does not fall into one of the above-mentioned categories, Defendant's request for a hearing is denied.
Defendant's wages do not qualify as an applicable exemption under 18 U.S.C. § 6334. Also, Defendant is not entitled a hearing because there is no applicable exemption, Defendant did not challenge whether the Government met the statutory requirements regarding the issuance of a writ, and the judgment was not a default.
IT IS, THEREFORE, ORDERED that Defendant's Claim for Exemption of Property and Request for Hearing (Doc. No. 107), are DENIED.
IT IS SO ORDERED.