Opinions of the United
2005 Decisions                                                                                                             States Court of Appeals
                                                                                                                              for the Third Circuit


9-21-2005

In Re: Comm Bank
Precedential or Non-Precedential: Precedential

Docket No. 03-4220




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Recommended Citation
"In Re: Comm Bank " (2005). 2005 Decisions. Paper 466.
http://digitalcommons.law.villanova.edu/thirdcircuit_2005/466


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       UNITED STATES COURT OF APPEALS FOR THE THIRD CIRCUIT


                Nos. 03-4220, 03-4221, 03-4275, 03-4294, 03-4316,
                           03-4319, 03-4504, 03-4732,
                 03-4837, 04-4838, 03-4862, 04-1002, and 04-1039
                                    ________

   IN RE: COMMUNITY BANK OF NORTHERN VIRGINIA AND GUARANTY
      NATIONAL BANK OF TALLAHASSEE SECOND MORTGAGE LOAN
                           LITIGATION


            Stephanie Spann; Leonila T. Nini; Eufronio Nini; John Hardt;
             Robbin Verbeck; Stephanie Hafford; Charles B. Poindexter;
            Maureen F. Poindexter; David B. Walker; Shundra R. Walker;
        Jessie Dodd; James Beckius; Linda Whitehead; Lynell B. Wingfield;
       Jario Ivan Sarrie; Beatriz Sarrie; Michelle K. Morgan; Sharon Finnerty;
      Donald Appleton; Jeanette Appleton; Edelman, Combs & Latturner, LLC;
                              Appellants in No. 03-4220

                    Walters, Bender, Strohbehn & Vaughan, P.C.,
                              Appellant in No. 03-4221

                                 Scott C. Borison,
                              Appellant in No. 03-4294

                        Badeaux Class Member Opt-Outs,
                      Appellants in Nos. 03-4316 and 03-4838

                         Alabama Class Member Opt-Outs,
                            Appellants in No. 03-4319

Dickey, McCamey & Chilcote, P.C., David J. Armstrong, Esq., Douglas C. LaSota, Esq.,
             Franklin R. Nix, Esq., Georgia Class Member Opt-Outs,
                    Appellants in Nos. 03-4275 and 03-4504

   Ronald D. Gray; Ozy T. McDaniel; Jerline McDaniel; Tammy and David Wasem;
   Richard and Margaret Harlin; Sylvester and Patricia Watkins; Stephen D. Jensen;
      Joseph E. and Cynthia A. Brownfield; Missouri Class Member Opt-Outs;

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                             Illinois Class Member Opt-Outs,
                                 Appellants in No. 03-4732

                  Michael Lane; Marcos Escalante; Cheryl White-Berry;
                           William P. Gorny; Rinaldo Swayne,
                               Appellants in No. 03-4837

         Franklin R. Nix, Esq.; Georgia Class Member Opt-Outs and Objectors,
                               Appellants in No. 03-4862

                                  Marion Deloy Smith,
                                 Appellant in No. 04-1002

                John W. Sharbrough, III, Esq.; The Sharbrough Law Firm;
                           Alabama Class Member Opt-Outs
                               Appellants in No. 04-1039

                                         ________

                                 Argued February 17, 2005

             Before: SLOVITER, AMBRO, and ALDISERT, Circuit Judges


                             ORDER AMENDING OPINION


            IT IS ORDERED that the slip opinion in the above case, filed August 11,
2005, be amended as follows:

              Page 45, sentence beginning on line 10 with the words “Voluntary
assignees of a credit obligation . . .” should be deleted and replaced by the following:

              The parties dispute the scope of assignee liability arising from
              HOEPA loans, an issue that has divided the district courts.
              Compare, e.g. Cooper v. First Government Mortgage and Investors
              Corp., 

, 55 (D. D.C. 2002), with Baker v. Century
              Financial Group, Inc., No. 01-0903-CV-W-SOW-ECF, 2001 U.S.
              Dist. LEXIS 24320, at *7 (W.D. Mo. 2001). Appellants contend that
              the operative legal standard is set forth in § 1641(d). Appellees

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            argue that § 1641(d) does not provide an independent basis for
            liability. This court need not, and does not, resolve that dispute at
            this time.


                                         By the Court,


                                         /s/ Dolores K. Sloviter
                                           Circuit Judge

Dated: September 21, 2005
nmb/cc: All Counsel of Record




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