UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 06-1247 LON R. FRANK; MINNY FRANK, Plaintiffs - Appellants, versus BRANCH BANKING & TRUST COMPANY, Defendant - Appellee, and CENDANT CORPORATION, & John Does 1-99; TRILEGIANT CORPORATION, & John Does 1-99, Defendants. Appeal from the United States District Court for the District of Maryland, at Baltimore. Andre M. Davis, District Judge. (1:05-cv-01292-AMD) Submitted: July 20, 2006 Decided: July 24, 2006 Before WIDENER and WILKINSON, Circuit Judges, and HAMILTON, Senior Circuit Judge. Affirmed by unpublished per curiam opinion. Lon R. Frank, Minny Frank, Appellants Pro Se. Brian L. Moffet, GORDON, FEINBLATT, ROTHMAN, HOFFBERGER & HOLLANDER, Baltimore, Maryland, for Appellee. Unpublished opinions are not binding precedent in this circuit. See Local Rule 36(c). - 2 - PER CURIAM: Lon and Minny Frank appeal the district court’s order dismissing with prejudice their civil action for constructive fraud, fraud, and fraudulent concealment. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Frank v. Branch Banking & Trust Co., No. 1:05-cv-01292-AMD (D. Md. Jan. 19, 2006). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process. AFFIRMED - 3 -