UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 14-1392 KAYSHEILA RAINS WADE; HENRY L. WADE, Plaintiffs – Appellants, v. CHASE BANK, USA NA; FEDERAL NATIONAL MORTGAGE ASSOCIATION; CHASE HOME FINANCE LLC; IBM LENDER BUSINESS PROCESS SERVICE, d/b/a Seterus Incorporated, Defendants – Appellees, and STATE FARM FIRE AND CASUALTY COMPANY, Defendant. Appeal from the United States District Court for the District of South Carolina, at Charleston. Richard Mark Gergel, District Judge. (2:12-cv-03565-RMG) Submitted: September 25, 2014 Decided: September 29, 2014 Before WILKINSON and AGEE, Circuit Judges, and DAVIS, Senior Circuit Judge. Affirmed by unpublished per curiam opinion. Kaysheila Rains Wade, Henry L. Wade, Appellants Pro Se. James Y. Becker, Emily H. Farr, Hamilton Osborne, Jr., HAYNSWORTH, SINKLER & BOYD, PA, Columbia, South Carolina; Brian Cantwell Duffy, Joseph Rutledge Young, III, DUFFY & YOUNG, LLC, Charleston, South Carolina; Shanon J. McGinnis, Shawna Marie Portner, WARGO & FRENCH, LLP, Atlanta, Georgia; Susan B. Shaw, RCO LEGAL PS, Atlanta, Georgia, for Appellees. Unpublished opinions are not binding precedent in this circuit. 2 PER CURIAM: Kaysheila Rains Wade and Henry L. Wade appeal the district court’s orders granting summary judgment to the Defendants in the Wades’ civil action regarding payment on an insurance claim. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Wade v. Chase Bank, No. 2:12-cv-03565- RMG (D.S.C. Mar. 24, 2014). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process. AFFIRMED 3