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Evanston Insurance Company v. Michelle Germano, 11-2082 (2013)

Court: Court of Appeals for the Fourth Circuit Number: 11-2082 Visitors: 12
Filed: Mar. 20, 2013
Latest Update: Mar. 28, 2017
Summary: UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 11-2082 EVANSTON INSURANCE COMPANY, Plaintiff - Appellee, v. MICHELLE GERMANO; DENNIS JACKSON; SHARON JACKSON; JASON DUNAWAY; LISA DUNAWAY, individually and on behalf of all others similarly situated, Defendants – Appellants, and HARBOR WALK DEVELOPMENT, LLC; THE PORTER-BLAINE CORP.; GENESIS GROUP, INC.; WERMERS DEVELOPMENT, INC.; CLARK- WHITEHILL ENTERPRISES, INC.; VENTURE SUPPLY, INC.; TOBIN TRADING, INC.; TRADERSCOVE CORP.,
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                              UNPUBLISHED

                  UNITED STATES COURT OF APPEALS
                      FOR THE FOURTH CIRCUIT


                              No. 11-2082


EVANSTON INSURANCE COMPANY,

                Plaintiff - Appellee,

          v.

MICHELLE GERMANO; DENNIS JACKSON; SHARON JACKSON; JASON
DUNAWAY; LISA DUNAWAY, individually and on behalf of all
others similarly situated,

                Defendants – Appellants,

          and

HARBOR WALK DEVELOPMENT, LLC; THE PORTER-BLAINE CORP.;
GENESIS GROUP, INC.; WERMERS DEVELOPMENT, INC.; CLARK-
WHITEHILL ENTERPRISES, INC.; VENTURE SUPPLY, INC.; TOBIN
TRADING, INC.; TRADERSCOVE CORP., d/b/a The Henin Group;
PREMIER INTERNATIONAL REALTY, INC., d/b/a The Henin Group;
INTERNATIONAL PROPERTY INVESTMENTS OF CENTRAL FLORIDA, INC.,
d/b/a Henin International Services; HIGGERSON-BUCHANAN,
INC.; M&M CONTRACTING; P&P SKILLED CONTRACTORS; WORK
COMPANY, DRYWALL & PLASTER; JEROME HENIN, individually;
DAVID DANIELS, individually,

                Defendants.

------------------------------------------

NATIONAL ASSOCIATION OF HOME BUILDERS,

                Amicus Supporting Appellants.
Appeal from the United States District Court for the Eastern
District of Virginia, at Norfolk. Raymond A. Jackson, District
Judge. (2:10-cv-00312-RAJ-TEM)


Submitted:   March 12, 2013              Decided:   March 20, 2013


Before SHEDD, DUNCAN, and WYNN, Circuit Judges.


Affirmed by unpublished per curiam opinion.


Michael Imprevento, BREIT DRESCHER IMPREVENTO & WALKER, P.C.,
Virginia Beach, Virginia, for Appellants.     R. Steven Rawls,
Rebecca C. Appelbaum, BUTLER PAPPAS WEIHMULLER KATZ CRAIG LLP,
Tampa, Florida; Richard A. Saunders, FURNISS DAVIS RASHKIND AND
SAUNDERS, P.C., Norfolk, Virginia, for Appellee.      David S.
Jaffe, NATIONAL ASSOCIATION OF HOME BUILDERS, Washington, D.C.,
for Amicus Supporting Appellants.


Unpublished opinions are not binding precedent in this circuit.




                                2
PER CURIAM:

            Appellants appeal the district court’s order granting

summary     judgment       in     favor        of     Evanston       Insurance       Company

(“Evanston”)      and    declaring            that    they     are     not     entitled   to

coverage     under      the     applicable           commercial       general     liability

(“CGL”) insurance policies for alleged drywall-related damages

to their homes and persons.               In pertinent part, the CGL policies

excluded    coverage      for     any    damage       stemming       from     “pollutants,”

which were defined as “any solid, liquid, gaseous or thermal

irritant or contaminant, including smoke, vapor, soot, fumes,

acids,    alkalis,      chemicals,       electromagnetic             fields    and   waste.”

The    district    court      concluded         that,    under       Virginia     law,    the

sulfuric gases emanating from the Chinese-manufactured drywall

were     “pollutants”       under       the     language       of     the     policies    and

therefore declared that Appellants were not entitled to recover

any damages stemming therefrom.                      Appellants filed this appeal,

challenging the district court’s interpretation of the policies.

            While     the       appeal    was        pending    in     this     Court,    the

Supreme Court of Virginia, in response to questions certified to

it by this court in another appeal, decided that sulfuric gas

released by defective drywall was a “pollutant” under the terms

of an identically phrased insurance policy also controlled by

Virginia law.        TravCo Ins. Co. v. Ward, 
736 S.E.2d 321
, 328-30

(Va. 2012).       Both Evanston and Appellants agree, and we concur,

                                               3
that the decision in TravCo warrants affirmance of the district

court’s judgment in this appeal.        Accordingly, we affirm.     We

dispense   with   oral   argument   because   the   facts   and   legal

contentions are adequately presented in the material before this

court and argument will not aid the decisional process.

                                                              AFFIRMED




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Source:  CourtListener

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