Filed: Jan. 13, 2014
Latest Update: Mar. 02, 2020
Summary: United States Court of Appeals For the Eighth Circuit _ No. 13-1597 _ Peter Yakowicz; Susan Yakowicz lllllllllllllllllllll Plaintiffs - Appellants v. BAC Home Loans Servicing, LP; Mortgage Electronic Registration Systems, Inc.; The Bank of New York Mellon, formerly known as The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2002-6, Assignee of Mortgage lllllllllllllllllllll Defendants - Appellees _ Appeal from United States District Cour
Summary: United States Court of Appeals For the Eighth Circuit _ No. 13-1597 _ Peter Yakowicz; Susan Yakowicz lllllllllllllllllllll Plaintiffs - Appellants v. BAC Home Loans Servicing, LP; Mortgage Electronic Registration Systems, Inc.; The Bank of New York Mellon, formerly known as The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2002-6, Assignee of Mortgage lllllllllllllllllllll Defendants - Appellees _ Appeal from United States District Court..
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United States Court of Appeals
For the Eighth Circuit
___________________________
No. 13-1597
___________________________
Peter Yakowicz; Susan Yakowicz
lllllllllllllllllllll Plaintiffs - Appellants
v.
BAC Home Loans Servicing, LP; Mortgage Electronic Registration Systems, Inc.;
The Bank of New York Mellon, formerly known as The Bank of New York, as
Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates,
Series 2002-6, Assignee of Mortgage
lllllllllllllllllllll Defendants - Appellees
____________
Appeal from United States District Court
for the District of Minnesota - Minneapolis
____________
Submitted: January 7, 2014
Filed: January 13, 2014
[Unpublished]
____________
Before MURPHY, SMITH, and SHEPHERD, Circuit Judges.
____________
PER CURIAM.
Peter and Susan Yakowicz brought the instant suit claiming breach of contract
and violations of the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C.
§ 2605(c), (e)(2), arising out of defendants’ denials of their mortgage-loan
modification applications and subsequent foreclosure on their home. The district
court1 granted defendants’ motion to dismiss under Federal Rule of Civil Procedure
12(b)(6), and this appeal followed. On appeal, the Yakowiczes have filed two pro se
motions to supplement the record.
After reviewing the record below and the parties’ arguments on appeal, we
deny the motions to supplement the record, because appellants fail to demonstrate that
the new evidence was actually unavailable before the district court decided the case.
See Bell v. Pfizer, Inc.,
716 F.3d 1087, 1092 (8th Cir. 2013). Further, upon our
careful de novo review, see Butler v. Bank of Am., N.A.,
690 F.3d 959, 961 (8th Cir.
2012) (standard of review), we agree with the district court that appellants failed to
state a claim for a RESPA violation or for breach of contract, see Ashcroft v. Iqbal,
556 U.S. 662, 678 (2009) (complaint must contain sufficient factual matter, accepted
as true, to state claim plausible on its face); Park Nicollet Clinic v. Hamann,
808
N.W.2d 828, 833 (Minn. 2011) (elements of breach-of-contract claim under
Minnesota law).
Accordingly, we affirm. See 8th Cir. R. 47B.
______________________________
1
The Honorable Donovan W. Frank, United States District Judge for the
District of Minnesota.
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