[NOT FOR PUBLICATION--NOT TO BE CITED AS PRECEDENT]



                  United States Court of Appeals

                      For the First Circuit

                       ____________________



No. 98-1297



             KENNETH C. YUNKER AND COLLEEN F. YUNKER,

                     Plaintiffs, Appellants,



                                v.



                    NORTHWESTERN NATIONAL LIFE

                    INSURANCE COMPANY, ET AL.,

                      Defendants, Appellees.



                       ____________________



No. 98-1363



             KENNETH C. YUNKER AND COLLEEN F. YUNKER,

                      Plaintiffs, Appellees,



                                v.



          NORTHWESTERN NATIONAL LIFE INSURANCE COMPANY,

                       Defendant, Appellee.



                       ____________________



                    ZURN INDUSTRIES, INC. AND

                ZURN INDUSTRIES INC. HEALTH PLAN,

                     Defendants, Appellants.



                       ____________________



          APPEALS FROM THE UNITED STATES DISTRICT COURT



                    FOR THE DISTRICT OF MAINE



           [Hon. David M. Cohen, U.S. Magistrate Judge]



                       ____________________



                              Before



                      Boudin, Circuit Judge,

Reavley, Senior Circuit Judge,

                    and Lipez, Circuit Judge. 



                      _____________________

     John H. Montgomery, with whom Bernstein, Shur, Sawyer & Nelsonwas on brief, for appellants Kenneth and Colleen Yunker.

     Arthur J. Lamothe, with whom Law Office of Arthur J. Lamothewas on brief, for appellees Zurn Industries, Inc. and Zurn Industries Inc. Health Plan.







                       ____________________

                                 

                         October 29, 1998

                       ____________________  Per Curiam.  The judgment of the district court is affirmed for the following reasons:

          1.  The Plan's right to reimbursement is not contingent upon its participation in the state court action.  The language of the plan expressly gives the Plan this right to recover from the employee personally any amount received in damages or payments.  The Plan may choose to pursue its subrogation right against a tortfeasor, but it is not limited to that recourse.

          2.  The Plan expressly requires the employee to pay his own legal fees, allowing no latitude for the contention that the Plan should pay a share of the expense to recover a common fund.

          3.  The Plan's motion for additional findings raised an additional issue of whether it was entitled to full reimbursement of its expenses despite Yunker's contention that part of those expenses were unnecessary and due to an erroneous and unjustified requirement of the Plan.  The resolution of that dispute may turn on the outcome of the state court action.  The district court was well within its discretion in refusing the motion.

          Affirmed.  Each party should bear their own costs.