Filed: Oct. 18, 2005
Latest Update: Feb. 21, 2020
Summary: [DO NOT PUBLISH] IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT _ FILED U.S. COURT OF APPEALS ELEVENTH CIRCUIT No. 05-13641 October 18, 2005 Non-Argument Calendar THOMAS K. KAHN _ CLERK D. C. Docket No. 03-00226-CV-CAR-5 GEORGIA FARM BUREAU MUTUAL INSURANCE CO., GEORGIA FARM BUREAU CASUALTY INSURANCE COMPANY, Plaintiffs-Appellants, versus GREAT AMERICAN EXCESS & SURPLUS INSURANCE CO., a.k.a. Agricultural Excess and Surplus Insurance Co., Inc., Defendant-Appellee. _ Appeal from th
Summary: [DO NOT PUBLISH] IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT _ FILED U.S. COURT OF APPEALS ELEVENTH CIRCUIT No. 05-13641 October 18, 2005 Non-Argument Calendar THOMAS K. KAHN _ CLERK D. C. Docket No. 03-00226-CV-CAR-5 GEORGIA FARM BUREAU MUTUAL INSURANCE CO., GEORGIA FARM BUREAU CASUALTY INSURANCE COMPANY, Plaintiffs-Appellants, versus GREAT AMERICAN EXCESS & SURPLUS INSURANCE CO., a.k.a. Agricultural Excess and Surplus Insurance Co., Inc., Defendant-Appellee. _ Appeal from the..
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[DO NOT PUBLISH]
IN THE UNITED STATES COURT OF APPEALS
FOR THE ELEVENTH CIRCUIT
________________________ FILED
U.S. COURT OF APPEALS
ELEVENTH CIRCUIT
No. 05-13641 October 18, 2005
Non-Argument Calendar THOMAS K. KAHN
________________________ CLERK
D. C. Docket No. 03-00226-CV-CAR-5
GEORGIA FARM BUREAU MUTUAL INSURANCE CO.,
GEORGIA FARM BUREAU CASUALTY INSURANCE COMPANY,
Plaintiffs-Appellants,
versus
GREAT AMERICAN EXCESS & SURPLUS INSURANCE CO.,
a.k.a. Agricultural Excess and Surplus Insurance Co., Inc.,
Defendant-Appellee.
________________________
Appeal from the United States District Court
for the Middle District of Georgia
_________________________
(October 18, 2005)
Before DUBINA, CARNES and PRYOR, Circuit Judges.
PER CURIAM:
In this case, Georgia Farm Bureau Mutual Insurance Company (“Georgia
Farm”) sought to recover benefits under an insurance company’s professional
liability insurance policy (“ICPLI Policy”) issued by Great American Excess and
Surplus Insurance Company (“Great American”). In the district court, the parties
filed cross-motions for summary judgment. The district court entered an order
granting Great American’s motion and entered a final judgment in Great
American’s favor. The district court based its grant of summary judgment on two
specific exclusions found in Great American’s Professional Liability Policy.
We review “de novo the district court’s grant of summary judgment,
applying the same legal standards as the district court, and viewing all facts and
reasonable inferences drawn therefrom in the light most favorable to the non-
moving party.” Johnson v. Booker T. Washington Broad. Serv., Inc.,
234 F.3d
501, 507 (11th Cir. 2000). Summary judgment is warranted if the evidence shows
“that there is no genuine issue as to any fact and that the moving party is entitled
to a judgment as a matter of law.” Fed. R. Civ. P. 56(c).
After reviewing the record, we agree with the district court that exclusions
J. and N. are unambiguous. Those exclusions apply to loss “in connection with” a
claim for breach of contract for benefits or coverage due under a Georgia Farm
insurance policy. The claim for which Georgia Farm seeks coverage, the
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Head/Hamlet action, was such a claim. It sought coverage under Georgia Farm’s
automobile insurance policies for diminished value. Accordingly, we conclude
that the district court correctly ruled that exclusions J. and N. precluded coverage
for any loss, including the settlement and defense costs, incurred in connection
with the Head/Hamlet action. Moreover, we conclude that the district court’s
grant of summary judgment for Great American on the coverage question is
dispositive of the question of bad faith. For the foregoing reasons, we affirm the
district court’s grant of summary judgment in favor of Great American.
AFFIRMED.
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