UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 96-1136 KATHLEEN E. KRAFT, Plaintiff - Appellant, versus SHIRLEY S. CHATER, COMMISSIONER OF SOCIAL SECURITY, Defendant - Appellee. Appeal from the United States District Court for the District of South Carolina, at Greenville. G. Ross Anderson, Jr., District Judge. (CA-94-2926-6-3AK) Submitted: January 7, 1997 Decided: January 24, 1997 Before WIDENER and ERVIN, Circuit Judges, and PHILLIPS, Senior Circuit Judge. Affirmed by unpublished per curiam opinion. Kathleen Kraft, Appellant Pro Se. John Jarrett, DEPARTMENT OF HEALTH AND HUMAN SERVICES, Atlanta, Georgia, for Appellee. Unpublished opinions are not binding precedent in this circuit. See Local Rule 36(c). PER CURIAM: Kathleen Kraft appeals from the district court's order denying her request for waiver of her obligation to repay an overpayment of Social Security benefits. We have reviewed the record and the dis- trict court's opinion accepting the recommendation of the magis- trate judge and find no reversible error. Accordingly, we affirm on the reasoning of the district court. Kraft v. Chater, No. CA-94- 2926-6-3AK (D.S.C. Dec. 28, 1995). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the deci- sional process. AFFIRMED 2