UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 03-1581 PHYLLIS KING, Plaintiff - Appellant, versus TOWN OF WAYNESVILLE, d/b/a Waynesville Utilities, Town of Waynesville, North Carolina; A. LEE GALLOWAY, in his capacity as Town Manager for the Town of Waynesville, North Carolina and his sucessors, if any, in that capacity; JOHN DOE, present or former employee of the Town of Waynesville; JANE DOE, present or former employee of the Town of Waynesville, Defendants - Appellees. Appeal from the United States District Court for the Western District of North Carolina, at Asheville. Lacy H. Thornburg, District Judge. (CA-02-55-1-T) Submitted: July 24, 2003 Decided: July 29, 2003 Before MICAHEL and MOTZ, Circuit Judges, and HAMILTON, Senior Circuit Judge. Affirmed by unpublished per curiam opinion. Phyllis King, Apellant Pro Se. Frank G. Queen, BROWN, QUEEN & PATTEN, P.A., Waynesville, North Carolina, for Appellees. Unpublished opinions are not binding precedent in this circuit. See Local Rule 36(c). PER CURIAM: Phyllis King appeals the district court’s order accepting the recommendation of the magistrate judge and dismissing her claims under the Truth in Lending Act. We have reviewed the record and find no reversible error. Accordingly, we affirm on the reasoning of the district court. See King v. Town of Waynesville, No. CA-02- 55-1-T (W.D.N.C. filed Apr. 14, 2003 & entered Apr. 15, 2003). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process. AFFIRMED 2