RILEY, Chief Judge.
Aetna Life Insurance Company, as the plan administrator, determined Sharon Wade was no longer disabled and stopped paying long-term disability benefits from Wade's former employer's welfare benefit plan. Wade sought judicial review of Aetna's decision by filing a civil action under the Employee Retirement Income Security Act of 1974 (ERISA), 29 U.S.C. § 1001 et seq. The district court
On appeal, Wade requests that we "order the district court to reinstate [Wade's] benefits" and award attorney fees pursuant to 29 U.S.C. § 1132(g). Wade argues this is necessary because the district court
The district court reviewed Aetna's termination of Wade's benefits under an abuse of discretion standard because the district court correctly decided the operative plan granted Aetna discretionary authority to determine whether Wade was entitled to benefits. See id. (stating an abuse of discretion standard applies "when an ERISA plan grants the administrator discretion to construe the plan and to determine benefits eligibility" (quoting Jessup v. Alcoa, Inc., 481 F.3d 1004, 1006 (8th Cir.2007)) (internal marks omitted)).
Wade contends a de novo standard of review should apply because "Aetna committed serious procedural irregularities," such as (1) failing to provide Wade's attorney the operative plan documents for over two years, and (2) later introducing the correct documents to the district court. See Woo v. Deluxe Corp., 144 F.3d 1157, 1160 (8th Cir.1998) (explaining a less deferential standard of review is appropriate where there is "material, probative evidence demonstrating that (1) ... a serious procedural irregularity existed, which (2) caused a serious breach of the plan administrator's fiduciary duty"), abrogated in part by Metro. Life Ins. Co. v. Glenn, 554 U.S. 105, 128 S.Ct. 2343, 171 L.Ed.2d 299 (2008). We disagree.
In rejecting Wade's argument, the district court, without excusing Aetna's mistakes, recognized that the procedural irregularities at issue "occurred long after the claims decision to terminate [Wade's long-term disability] benefits was made, and after the appeal of that decision was concluded." The district court reasoned Wade had "not shown any facts to indicate that Aetna's subsequent procedural errors could have had any effect on either the claims decision or the appeal process." The district court was correct. Assuming Woo still applies,
We also disagree with Wade's contention "Aetna abused its discretion by ignoring and failing to place any weight on" the SSA's award of long-term disability benefits to Wade. "[A]n ERISA plan administrator or fiduciary generally is not bound by an SSA determination that a plan participant is disabled." Farfalla v. Mut. of Omaha Ins. Co., 324 F.3d 971, 975 (8th Cir.2003) (quoting Jackson v. Metro. Life Ins. Co., 303 F.3d 884, 889 (8th Cir. 2002)) (internal marks omitted). Aetna terminated Wade's benefits nearly five years after the SSA evaluated and approved Wade's benefits. Aetna's decision was based on new information the SSA
After careful review of the record, we agree with the district court "that substantial evidence supports Aetna's decision to terminate [Wade's] long-term disability benefits." We therefore affirm the judgment of the district court for the reasons stated in its thorough and well-reasoned opinion. See 8th Cir. R. 47B.