FILED
                           NOT FOR PUBLICATION
                                                                           FEB 19 2020
                    UNITED STATES COURT OF APPEALS                      MOLLY C. DWYER, CLERK
                                                                         U.S. COURT OF APPEALS


                            FOR THE NINTH CIRCUIT


KIM DONG-YOUL; MOON HEE KO,                      No.   18-16741

              Plaintiffs-Appellants,             D.C. No. 1:17-cv-00018

 v.
                                                 MEMORANDUM*
PACIFIC INDEMNITY INSURANCE
COMPANY,

              Defendant-Appellee.


                   Appeal from the United States District Court
                  for the District of the Northern Mariana Islands
                  Ramona V. Manglona, District Judge, Presiding

                           Submitted February 3, 2020**
                               Honolulu, Hawaii

Before: FARRIS, McKEOWN, and BADE, Circuit Judges.

      We review the district court’s denial of summary judgment de novo, United

States v. Washington, 

, 961–62 (9th Cir. 2017), and we affirm. At this



      *
             This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
      **
             The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
stage, we draw all justifiable inferences in favor of the non-moving party. Sluimer

v. Verity, Inc., 

, 587 (9th Cir. 2010).

      Pacific Indemnity Insurance Company insured Plaintiffs-Appellants, whose

son, driving a covered vehicle, struck a pedestrian who later died. The insurer

covered liability stemming from bodily injury up to a “maximum limit” of $15,000

per person injured. First, although the policy defined “minimum limits” as

$25,000, the term “minimum limits” is not included in the section of the policy that

addresses bodily injury. The policy is not ambiguous. Plaintiffs-Appellants

themselves admitted that the applicable policy limit was $15,000.

      Second, under CNMI law, an individual appointed “personal representative”

on behalf of the estate may act on behalf of the decedent’s survivors in a separate

wrongful death action. We only consider whether such action is legally binding.

Here, nothing in the CNMI wrongful death statute prohibits an administratrix or

any other appointed “personal representative” under the CNMI probate code from

serving as personal representative in a wrongful death action. See 7 CMC

§§ 2101–03. In fact, the CNMI wrongful death statute’s history counsels against

summary judgment on this issue. It was modeled after the Trust Territory wrongful

death statute, 6 TTC §§ 201–03, which permitted estate administrators to act as

personal representative in wrongful death actions. See, e.g., Ho Chan Jung v. Mode


                                          2
Tour Saipan Corp., No. 2015-SCC-0010-CIV, 

, at *3–4 (N.

Mar. I. Dec. 27, 2017); Ychitaro v. Lotius, 3 TTR 003, at ¶¶ 32–33 (T.T.H.C. Tr.

Div. Jan. 19, 1965). As a result, under CNMI law, the personal representative

properly accepted the $15,000 policy limit as settlement on behalf of decedent’s

survivors, and the insurer has no further obligation under the terms of the policy.

      Third, the parties have produced no evidence of any action by the probate

court since it appointed the administratrix in 2013. It is unclear whether that court

approved the $15,000 settlement, knew of it, impliedly consented, or whether

probate is in fact still open. As such, summary judgment in favor of Plaintiffs-

Appellants on the issue of probate court approval is improper.

      AFFIRMED.




                                           3