SAVOIE, Judge.
We consider this matter on remand from the supreme court following its decision in Miller v. Thibeaux, 14-1107 (La. 1/28/15), 159 So.3d 426. After reinstating the district court's denial of Defendants-Appellants' exceptions of no right of action, the supreme court ordered that we consider the remaining issues raised by the parties on appeal.
After complying with the supreme court's order, we reverse the trial court's partial summary judgment granted in favor Mr. Miller, render partial summary judgment in favor of Defendants-Appellants limiting Mr. Miller's damages to the statutory cap set forth by La.R.S. 13:5106, and remand for proceedings consistent with this opinion.
The instant matter stems from the tragic death of six-year-old La'Derion Miller as a result of a school bus accident that occurred in Youngsville, Louisiana on March 14, 2011. As La'Derion attempted to board the school bus, the door closed on his arm. Ultimately, he was unable to free himself, tripped and fell on the road, and was then run over by the bus. He was taken to the hospital, unresponsive, and pronounced dead approximately forty-five minutes after the accident.
Separate lawsuits were filed by La'Derion's mother, Heather Jagneaux, as well as Marcus Miller, who alleges that he is La'Derion's father. The two lawsuits were consolidated for trial. Ms. Jagneaux's lawsuit was dismissed on May 17, 2012, following a settlement.
Mr. Miller's original "Petition for Wrongful Death, Survival Action and Damages" named as Defendants Harold Thibeaux, the driver of the school bus;
On February 12, 2012, prior to the dismissal of Ms. Jagneaux's action, the trial court rendered a partial summary judgment in favor of LPSB limiting its liability for both Ms. Jagneaux's and Mr. Miller's claims to a single $500,000 cap on damages pursuant to La.R.S. 13:5106.
Mr. Miller's claims against Colony were dismissed with prejudice on July 25, 2012, after the trial court sustained Colony's exception of no cause of action.
In November 2012, LPSB, Mr. Thibeaux, and AAIC (collectively "Defendants") filed motions for partial summary judgment seeking a determination that the statutory cap on damages provided by La. R.S. 13:5106 also applied to Mr. Miller's claims against Mr. Thibeaux. In January 2013, Mr. Miller filed a cross-motion for partial summary judgment seeking a determination that the statutory cap on damages did not apply to the claims against Mr. Thibeaux, and, therefore, also did not apply to the claims against LPSB and AAIC.
A hearing on Defendants' exceptions of no right of action, Mr. Miller's "Motion for Judgment on Paternity," and the parties' cross-motions for summary judgment was held on January 14, 2013. The trial court denied Defendants' exceptions of no right of action and Defendants' motions for partial summary judgment. The trial court further granted Mr. Miller's "Motion for Judgment on Paternity" as well as Mr. Miller's motion for partial summary judgment.
A bench trial was held April 2-3, 2013. The parties stipulated that Mr. Thibeaux was solely at fault. The trial court rendered judgment in favor of Mr. Miller awarding $50,000 in damages for his survival action and $250,000 in damages for his wrongful death claim. In addition, Mr. Miller was awarded court costs, expert witness fees, and judicial interest.
Defendants appealed seeking review of (1) the trial court's denial of their exception of no cause of action, (2) the trial court's judgment granting Mr. Miller's "Motion for Judgment of Paternity," (3) the trial court's partial summary judgment in favor of Mr. Miller, and (4) the trial court's denial of their cross-motions for partial summary judgment. Defendants also assert that any damages awarded should be reduced to $225,000, as that is the remaining amount of the statutory cap on damages provided by La.R.S. 13:5106 that is available after taking into consideration amounts paid to Ms. Jagneaux. Mr. Miller has also appealed asserting that the amount of damages awarded was abusively low.
When we initially considered this matter in Miller v. Thibeaux, 13-1029 (La.App. 3 Cir. 2/12/14), 153 So.3d 1134, we reversed the trial court's denial of the Defendants' exception of no right of action, finding that Mr. Miller had not timely asserted an avowal action, and we dismissed Mr. Miller's claims. After granting writs, the supreme court reinstated the trial court's denial of Defendants' exceptions of no right action, concluding that Mr. Miller's "allegations of biological paternity of his decedent child, in a wrongful death action, provide[d] notice to the defendant(s) that
We first note that the trial court erred in rendering the judgment of paternity in connection with Mr. Miller's "Motion for Judgment of Paternity" on January 14, 2013. We question the procedure by which Mr. Miller sought to establish before trial the merits of his avowal action filed in connection with his wrongful death and survival action. Moreover, no evidence was formally offered or accepted into the record in connection with his motion.
We next consider Defendants' appeal of the trial court's rulings granting partial summary judgment in favor of Mr. Miller and denying Defendants' cross-motions for partial summary judgment on the issue of the statutory cap on damages. While generally a trial court's denial of a motion for summary judgment is not appealable, it may be reviewed in connection with the appeal of a final judgment. In re Succession of Carlton, 11-288 (La.App. 3 Cir. 10/5/11), 77 So.3d 989, writ denied, 11-2840 (La.3/2/12), 84 So.3d 532. Defendants assert that the trial court erred in concluding that Mr. Miller's claims against Defendants were exempted from the statutory cap on damages provided by La.R.S. 13:5106, which is part of the "Louisiana Governmental Claims Act" (LGCA). Louisiana Revised Statutes 13:5106(B)(2) states that:
A "derivative claim" includes a claim for survival. La.R.S. 13:5106(D)(4). It is undisputed that LPSB is a political subdivision as defined by La.R.S. 13:5102(B)(1).
As set forth by La.R.S. 13:5101(B), the LGCA applies
According to Defendants, one cap is applicable to both Mr. Miller's and Ms. Jagneaux's wrongful death and survival claims. On the other hand, Mr. Miller contends Defendants are liable to him for the full amount of the damages awarded and that the statutory cap is not applicable because (1) La.R.S. 17:439(D) allows a direct action against Mr. Thibeaux, and (2) La.R.S. 17:416.4 requires LPSB to fully indemnify Mr. Thibeaux against any judgment. We agree with Defendants.
As we explained in Tyler v. Dejean, 12-1421, p. 2 (La.App. 3 Cir. 8/7/13), 121 So.3d 204, 207, writ denied, 13-2586 (La. 1/27/14), 131 So.3d 62:
Prior to addressing whether La. R.S 17:439(D) and La.R.S. 17:416.4
Louisiana Revised Statutes 17:439(A) generally prohibits
However, an exception to this rule is provided by La.R.S. 17:439(D), which states:
It is undisputed that Mr. Thibeaux was a "school employee operating a motor vehicle" as contemplated by La.R.S. 17:439(D) and that Mr. Thibeaux was solely at fault in causing the accident. However, we must determine whether and to what extent Mr. Thibeaux's "liability for such negligence is covered by insurance or self-insurance." We first note that, while Mr. Miller asserted claims against Colony as Mr. Thibeaux's alleged liability insurer, those claims were dismissed with prejudice and the dismissal has not been raised on appeal.
"Interpretation of an insurance policy ordinarily involves a legal question that can be properly resolved by a motion for summary judgment." Bernard v. Ellis, 11-2377, p. 9 (La.7/2/12), 111 So.3d 995, 1002. Insurance policy interpretation is governed by the following principles:
Cadwallader v. Allstate Ins. Co., 02-1637, pp. 3-4 (La. 6/27/03), 848 So.2d 577, 580 (citations omitted).
It is undisputed that AAIC issued a "Retained Limit Policy" to LPSB that was in effect at the time of the subject bus accident. The policy includes several parts, including a general liability coverage part, an automobile liability coverage part, and a wrongful act coverage part.
The "Insuring Agreements" paragraph of each of the three coverage parts states (original emphasis removed, our emphasis added):
In addition, paragraph G of the "Liability Conditions, Definitions, and Exclusions" section of the policy, which is applicable to all coverage parts, provides (original emphasis removed, our emphasis added):
The "Retained Limit Policy" section, which is also applicable to all coverage parts, states, "[t]hroughout this policy the words `you' and `your' refer to the
The terms "Ultimate Net Loss," and "insured" are also defined in the "Liability Conditions, Definitions, and Exclusions" section of the policy, which is applicable to all coverage parts. "Ultimate Net Loss" is defined as:
"Insured" is defined as any of the following:
We find that the above terms of the policy clearly and unambiguously obligate AAIC to indemnify only LPSB, and only to the extent that LPSB is legally liable for an "insured's" liability over the amount of
In Credit v. Richland Parish School Bd., 11-1003, p. 14 (La. 3/13/12), 85 So.3d 669, 679, the supreme court interpreted La.R.S. 17:439(D), and held that it allowed a direct cause of action against a bus driver, but only "to the extent he is covered by insurance or self-insurance, and only up to the policy limits thereof." The Credit court further stated:
Id., at 679-680.
However, unlike the policy at issue in Credit, the AAIC policy at issue in this case does not afford Mr. Thibeaux any separate liability or indemnity coverage for damages exceeding the amounts that LPSB can be liable to pay, or, in other words, for any damages over the statutory cap provided by La.R.S. 13:5106. Therefore, under Credit, Mr. Miller has no direct action against Mr. Thibeaux for damages over the statutory cap, since he is not covered by insurance or self-insurance for any such amounts.
Accordingly, we reverse the trial court's partial summary judgment granted in favor of Mr. Miller. We further grant partial summary judgment in favor of Defendants and limit any damages awarded against Defendants to any remaining amount of the single $500,000 statutory cap provided by La.R.S. 13:5106, after taking into consideration any payments that Defendants already made to Ms. Jagneaux.
Mr. Miller argues that that the amount of damages the trial court awarded to him was abusively low. This issue is moot if in fact the total amount Defendants have already paid to Ms. Jagneaux and the damages awarded to Mr. Miller exceed $500,000 as Defendants' suggest. However, because evidence of the amounts paid to Ms. Jagneaux does not appear in the record, we will consider this assignment of error.
The Louisiana Supreme Court has stated the standard of review for an award of damages:
Duncan v. Kansas City Southern Ry. Co., 00-66, pp. 13-14 (La. 10/30/00), 773 So.2d 670, 682-683.
Mr. Miller first contends that the $50,000 in damages awarded for his survival action was abusively low.
Broussard v. Medical Protective Co., 06-331, p. 6 (La.App. 3 Cir. 2/21/07), 952 So.2d 813, 818 (citations omitted).
In its oral reasons for the ruling, the trial court stated:
Mr. Miller specifically takes issue with the trial court basing the amount of the award on its factual finding that La'Derion was dragged by the bus between one and four seconds.
Rosell v. ESCO, 549 So.2d 840, 844 (La. 1989).
Mr. Miller argues that the trial court's conclusion was erroneous because the investigating officer, Shawn Falke, testified that there was approximately eighty-one feet, nine inches, between the middle of
However, we find that the record reasonably supports a finding that La'Derion was conscious for only up to four seconds between the time he became trapped in the bus's door and then run over. There was very limited evidence presented regarding the length of time of the accident, despite Mr. Miller's burden of proof. Officer Falke repeatedly testified that he did not perform any calculations pertaining to the speed of the bus or the time that lapsed during the incident. No expert testimony on the issue was presented.
La'Derion's, mother Heather Jagneaux, who was outside supervising La'Derion and his cousin as they waited for the bus, testified that as soon as she saw La'Derion "put his foot on the rail," she turned around to walk back towards the house. She then heard him call out to her, turned back around, and then witnessed him being released from the bus and run over. She ran and picked him up and brought him back to the yard. She testified that she did not know how long it took from the time he called out to her until the time she picked him up.
Nichole Jagneaux, Heather's sister, who lived with her at the time of the accident, was inside their house with the door opened while Heather waited with the children for the bus. She testified that she heard Heather scream out La'Derion's name, and she ran outside. She stated that when she ran outside, Heather had already picked up La'Derion and was coming back toward the house. As to the amount of time that elapsed, she testified on cross examination as follows:
This was the only testimony presented as to the amount of time that lapsed between La'Derion's arm getting caught in the door and him being run over by the bus, and reasonably supports the trial court's conclusion.
Mr. Miller also notes that the time of death reported by the hospital was nearly forty-five minutes after the time of the accident took place, and he suggests that
Nichole Jagneaux, who had a medical background, testified that La'Derion was unresponsive from the moment she saw him, that he had a faint pulse, that she performed CPR on him until the paramedics arrived, and that he never regained consciousness. There is no other evidence suggesting that La'Derion ever regained consciousness following the accident. Moreover, the coroner, Keith Talamo, did not confirm, or otherwise comment on the time of death provided by the hospital, as he was not involved in that determination. On multiple occasions, Mr. Talamo refused to offer any opinion as to what the EKG report reflected since it was not a record of his actions and he was unaware of what was occurring at the time the report was generated. Mr. Talamo further refused to confirm that the EKG report actually showed heart activity, and indicated that any heart activity the report did show could have been the result of CPR being administered.
Therefore, we cannot say that the trial court was manifestly erroneous, or otherwise abused its discretion, in not considering any time that elapsed from the moment La'Derion became unconscious until his reported time of death. We therefore affirm the trial court's award of damages for Mr. Miller's survival action.
Mr. Miller also argues that the $250,000 in wrongful death damages was abusively low. "The elements to consider in making an award of wrongful death damages include loss of love and affection, loss of services, loss of support, medical expenses, and funeral expenses." Raymond v. Government Employees Ins. Co., 09-1327, pp. 14-15 (La.App. 3 Cir. 6/2/10), 40 So.3d 1179, 1191, writ denied, 10-1569 (La. 10/08/10), 46 So.3d 1268. In its oral reasons for ruling, the trial court stated as follows:
Mr. Miller argues that the trial court erred because there was ample evidence of a close relationship between himself and La'Derion, including testimony that they, along with Heather, lived together as a family for three to four years before his relationship with Heather ended, and that he saw La'Derion on a regular basis thereafter. However, as noted by the trial court, there was conflicting evidence regarding the amount of time Mr. Miller saw La'Derion. In fact, on cross examination, Mr. Miller indicated that, in the two years prior to La'Derion's death, he saw La'Derion no more than two or three times per month for no more than thirty minutes at a time, and that he had not seen La'Derion at all during the month prior to La'Derion's death.
Therefore, we cannot say that the trial court's conclusion as to the relationship between Mr. Miller and La'Derion was manifestly erroneous, or that the award of damages based on that finding was abusively low.
On appeal, Defendants urge us to reduce the amount of damages awarded to $225,000, arguing that that is the remaining amount of the $500,000 statutory cap on damages that is available after considering the amounts already paid to Ms. Jagneaux. However, while we find that both Ms. Jagneaux's and Mr. Miller's claims against AAIC, LPSB, and Mr. Thibeaux are limited to a single $500,000 statutory cap as noted above, there is insufficient evidence in the record for us to conclude the amount of the statutory cap that is left after considering amounts already paid to Ms. Jagneaux. Therefore, we must remand this issue to the trial court.
For the reasons stated herein, we reverse the trial court's partial summary judgment granted in favor of Mr. Miller. We further render partial summary judgment in favor of Defendants declaring that the claims against them are subject to a single $500,000 statutory cap on damages provided by La.R.S. 13:5106. While we affirm the amount of damages, we remand this matter for a determination as to what amount, if any, against Defendants should be reduced so as to not exceed the statutory cap, after considering the amounts already paid to Ms. Jagneaux. Costs of this appeal are assessed to Mr. Miller.