eae Ui li eile iin, i Al daa sa i nk RR Re SIRE = RES SSSNSS “S SRESTSSS. SENS neil ec ed aie a tall li il ll i ili cl, HE ILL Bee ASR = : olan Say ae . . on ijt / THE TREASURER OF THE STATE OF FLORIDA FEY gel i nn A - DEPARTMENT OF INSURANCE, ToM GALLAGHER IN THE MATTER OF: — cae CASE NO. : 41258-01-AG- ~O[-QYMAPL - HOWARD HILTON CHRISTIE IR. ~ ADMINISTRATIVE COMPLAINT TO: ‘HOWARD! HILTON CHRISTIE JR. ~ 319 Shelby Ave. NW Live Oak, FL 32060-1768 HOWARD HILTON CHRISTIE JR. C/E and Associates, Inc. 1070 Alamo Dr. Lake City, FL 32055- 5106 You, HOWARD > HILTON CHRISTIE IR, are hereby notified that the Insurance Commissioner of the State “while licensed as an insur: 1. Pursuant to Chapter 626, Florida Statutes, you, HOWARD HILTON CHRISTIE JR., are currently licensed in this state as a life agent, a health agent, and a life and health agent. ~~ ~ Wi tl hl el eu MI ll A RN A Ak, A. AGA sie A ii i in nla, ny i i : 626,561(1, : i i ' i ‘ business. - 2 / At all times Pe inent to the dates and occurrences 5 refered to herein, you, : appointments. 4. At all times relevant to the dates and ¢ occurrences referred to herein you, received byy you, 1, HOWARD HILT N CHRISTIE R., from consumers or on n behalf of | ~ consumers representing premiums for in insurance policies, were trust funds pursuant to > Section Florida fa Statutes, ar and were received i ina fi for and paid o over to the insurer, insured or other p Persons entitled thereto in the regular course of ove general allegations are hereby realleged and fully incorporated herein SES SAS A SR He RRR Sik A i i AR RO I oc i CM i. a RR RE RR Ri al hk, ll Mill ei _ license o or F appointment. [Section 626 611(10), Fi rid Sta utes} The licensee i in the applicable regular course of business shall a account for and p pay the s same to the insurer, insured, or r other person entitled thereto [Section 626. 561(1), Florida Statutes]; (b) If the li ly used, or to be used, to circumvent any of the tved in conduct of business u under the cantina ah ed lide Malo. aioe wi + OA tc Bite i 2. ceili li: Wl elles Leica. doses elit Mie, pi: A Mik tate fk lit al Me a ak Me A el i hl Hl An ke Mt + il eA li Hl A i ae Bh eli MR ie A a i MR i MR A ek Ak A ly i i RS A (e) ‘Demonstrated lack of reasonably adequate knows and technical competence to engage in the transactions authorized byt the license or appointment. [Section 626.61 1(8), Florida Statutes]; ; OF Fraudulent or r dishonest practices i in the conduct of business under the license or : appointment. [Seaton 6 626 61 19), Florida Statutes), @ willl failure to © comply with or willl violation of, any p proper order or rule of the Department o or - willful violation of any ‘Provision of this code, Seton 626.61 103). Florida ~ Statutes]; (h) Violation of ‘any provision of this code o or of a any other law applicable to the business ‘of insurance i in the eee ing under the license or appointment. [Section 626. e212), 7 . Florida Statutes} 0 In the conduct of business under the license or r pert engaging in unfair methods of vs competition 0 or in n una or ‘deceptive a acts or practices, as = prohibited under part x of Chapter 626, _ Florida Statutes or Phi * ee oy 4 IH Associates at 419 Shelby Avenue i in Live Oak, Florida. ii iH is i i al dak iil i li ine nist, teas Re enim Nie 4 fo i i he i MC Ml ll ls tk a alle i ne AR ti. iil _ of insurance in the course of dea - Florida Statutes] ~ by reference. 3. “As of the date of the filing of of this administrative complain you HOWARD a HILTON CHRISTIE IR., have not ni ified the Department ofa change i in your principal ‘place ¢ of “business. or 18 THEREFORE CHARGED that y you, “HOWARD HILTON CHRISTIE JR., have agent who has moved his. or r her residence from this s state : shall have his 0 or her license and all . appointments immediately terminated by the department. ‘[Section 6: 626. 551, Florida Statutes}; (b) Willful failure to comply with, or willful violation of, any Proper order or rule of the Department or willful violation of any Provision of this code. [Section 626.611(13), Florida Statutes]; (c) Violation of any provision of this code or of any other law applicable to the business ing under the license or appointment. [Section 626.621(2), ‘13. __ The above general allegations are hereby realleged and fully incorporated herein i le a i is i Rake a i il i Rh a i A A le i in al de ii iA i a i alla ia el hh lie ib bm cs atin tii iin ie hai hh ele i le lk ll Als i ne i ic i ids ine. i dt ii sh di. ch ~~ insurance. 14, From January 1999, through April of 1999, you, HOWARD HILTON CHRISTIE JR. completed insurance applications for Willie Nixon, Deloris Keiths, April Pierce, Steven : Simmons, and Mary Elizabeth Postell. 15 . : . In completing each of the aforementioned applications, you, HOWARD HILTON : ‘Riles of the Department of Insurance which ae grounds fe for the : suspension or revocation ~ of your license and appointments: (a) If the license or appointment is willfully used, or to be used, to circumvent any of the gequirements or prohibitions of this code. [Section 626.611(4), Florida Statutes]; a) Demonstrated lack of fitness or trustworthiness to engage i in the business of v= bl MG Ma ly i li ih ii i ; Statues, and under the other referenced section of the Florida Statutes a as s set out in in this © Violation ofa any provision of this code or of any other | law “applicable to the business oe , of i insurance in. the course of dealing under the license. or appointment. [Section 626. cI), Florida Statutes}: a comp tition or in unfair or deceptive acts or >t practices, as prohibited under part x of Chapter 626 I da Statutes or ] a the public or detrimental to the ne public interest. ‘Section 626. 6216), Florida Statutes]: i) Knowingly making a false or fraudulent written or oral statement or representation on, or relative to, an application or negotiation fora an insurance policy for the purpose of : cbining a fee commission, money, or other benefit fiom any i insurer, agent, broker, or . individual. [Section 626. PALIN 0), Florida Statutes "WHEREFORE, you, HOWARD HILTON CHRISTIE JR., are hereby notified that the Treasurer and Insurance Commissioner intends to enter an Order suspending or revoking your licenses and appointments as an insurance agent or to impose such penalties as may be provided under the provisions of Sections 626.611, 626.621, 626.681, 626. 691, and 626. 9521, Florida @) In the conduct of business under the license 0 or permit, engaging i in unfair methods of > elf or herself to be a source eof i injury or oss to ; filed with the Gen al Coun el ting as the el Clay Department of of Insurance. If served, “YOUR RIGHT TO REQUEST A ~ PROCEEDING ON THE MATTERS ALLEGED HEREIN AND a dispute of fact, if you feel that a hearing i is * Recessary one will be conducted i in Tallahassee, Florida or by telephoni day of , 2001. KENNEY SHIPLEY Deputy Insurance Commissioner ORR PREECE OORT ee RENNER Se oe om eee ~-, COMPLAINT anc ELECTION oo CHRISTIE JR., 319 Shelby Ave. NW, Live Oak, FL 32060-1768; HOWARD HILTON ~ CHRISTIE IR, cic yD Inc., 1070 Alamo Dr., Lake City, FL 32055-5106; by Certified Mail this _2 hanks CERTIFICATE OF SERVICE 2 MEE ee rrec copy y of the foregoing ADMINISTRATIVE OF RIGHTS has been furnished to: HOWARD HILTON lay of Lf oars > 2001. WILLIAM W. THARP Division of Legal Serviced 612 Larson Building 200 East Gaines St. Tallahassee, Florida 32399-0333 (850) 922-3110 Ext. 4110

Docket for Case No: 01-002474PL