. STATE OF FLORIDA DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION - FLORIDA REAL ESTATE COMMISSION FLORIDA DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION, DIVISION OF REAL ESTATE, Petitioner, vs. : FDBPR Case N° 200084883; 200084965 MICHELE DIANNE JOHNSON, Respondent. / ADMINISTRATIVE COMPLAINT State of Florida, Department of Business and Professional Regulation, Division of Real Estate (“Petitioner”) files this Administrative Complaint against Michele Dianne Johnson (“Respondent”) and alleges: ESSENTIAL ALLEGATIONS OF MATERIAL FACT 1. Petitioner is a state government licensing and regulatory agency charged with the responsibility and duty to prosecute Administrative Complaints pursuant to the laws of the State of Florida, in particular Section 20.165 and Chapters 120, 455 and 475 of the Florida Statutes, and the rules promulgated pursuant thereto. 2. Respondent is and was at all times material hereto a licensed F lorida real estate salesperson, issued license number 0632568 in accordance with Chapter 475 of the Florida Statutes. 3. The last license issued was as an active salesperson at Avatar Realty, Inc., 896 Cypress Parkway, Kissimmee, Florida 34759. Te adie eamuadiiiamnciatis at. aacenaamitet-aaniiterea’ SOE ROE aE RIES I PCT Tp meee re FDBPR vs Michele Dianne Johnson FDBPR Case N° 200084883 Administrative Complaint 4. At all times material hereto, Michelle Johnson (Respondent) was and is a licensed real estate salesperson. 5. At all times material hereto, Respondent was employed at Arena Management Group. 6. On or about September 25, 2000, Respondent entered into a listing agreement with . Archer & Kathryn Crittenden (Sellers) for a mobile home and land at 1360 Shipwreck Lane, St. Cloud, Florida (subject property). A copy of the listing agreement is attached hereto and incorporated herein as Administrative Complaint Exhibit 1. 7. The listing agreement reflects that a copy of the listing agreement was personally delivered to the Sellers on or about September 25, 2000. 8. The Sellers were not given a copy of the listing agreement. 9. On or about October 2, 2000, Respondent faxed an offer to the Sellers for the subject property. A copy of the fax is attached hereto and incorporated herein as Administrative Complaint Exhibit 2. . 10. The offer was for a lower price and included a shed that Sellers previously told Respondent was not to be included. 11. On or about October 4, 2000, Respondent faxed the Sellers a copy of the Buyers credit report but blacked out the Buyer’s last name. A copy of the credit report is attached hereto and incorporated herein as Administrative Complaint Exhibit 3. 12. On or about October 9, 2000, Respondent facilitated a Sale and Purchasé Contract nme name men RNR OS RRR TRENT I REE HR SRR cme miner te meme PERRET Fre Derg rere . I FDBPR vs Michele Dianne Johnson FDBPR Case N° 200084883 Administrative Complaint between Sellers and the Buyer for the subject property. 13. The contract called for a $500 deposit to be held in escrow by Land and Title Survey. 14. Respondent failed to give the deposit, the listing agreement, or the contract to the broker for Arena Management Group. , 15. Respondent never disclosed to the Sellers that Respondent is the girlfriend of the Buyer of the Subject property and would be living in the property after the sale. COUNT I Based upon the foregoing, Respondent is guilty of fraud, misrepresentation, concealment, dishonest dealing by trick, scheme or device, culpable negligence, or breach of trust in any business transaction in violation of Section 475.25(1)(b), Florida Statutes. COUNT IL Based upon the foregoing, Respondent is guilty of having failed to give the principal a legible, signed, true and correct copy of a listing agreement within 24 hours of obtaining the written listing agreement in violation of Section 475.25(1)(r), Florida Statutes. COUNT III Based upon the foregoing, Respondent is guilty of failure to immediately place with the registered employer any money, fund, deposit, check or draft entrusted to her as agent of the registered employer in violation of Rule 61J2-14.009 of the Florida Administrative Code and Section 475.25(1)(k), Florida Statutes and, therefore, in violation of Section 475.25(1)(e), Florida Statutes. ereaeualiaiacaiaaeatieiiain aaa acta aacetietiitenesanaentitaniaeemereaneeteene ne ee SE TERETE ERE ECR TR RE oF RRR RI wore ete, ar ia & b FDBPR vs Michele Dianne Johnson FDBPR Case N° 200084883 Administrative Complaint COUNT IV Based upon the foregoing, Respondent is guilty of having operated as a broker while licensed as a salesperson in violation of Section 475.42(1)(b), Florida Statutes and, therefore, in violation of | Section 475.25(1)(e), Florida Statutes. . WHEREFORE, Petitioner respectfully requests the Florida Real Estate Commission, or the Department of Business and Professional Regulation, as may be appropriate, to issue a Final Order as final agency action finding the Respondent(s) guilty as charged. The penalties which may be imposed for violation(s) of Chapter 475 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license or registration or permit; suspension of the license, registration or permit for a period not to exceed ten (10) years, imposition of an administrative fine of up to $1,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant or permitee to complete and pass additional real estate education courses; publication; or any combination of the foregoing which may apply. See Section 475.25(1), Florida Statutes (1999) and Florida Administrative Code Rule 61J2-24.001. The penalties which may be imposed for violation(s) of Chapter 455 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or permit; suspension of the license, registration, or permit for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of eer me men caper oom ; FDBPR vs Michele Dianne Johnson FDBPR Case N° 200084883 Administrative Complaint probation subject to terms including, but not limited to, requiring the licensee, registrant, or permitee to complete and pass additional real estate education courses; publication; restriction of practice; injunctive or mandamus relief; imposition of a cease and desist order; or any combination of the foregoing which may apply. See Section 455.227, Florida Statutes (1999) and Florida Administrative Code Rule 61J2-24.001. SIGNED this_i¢ day of _AJOv/ , 2001. ent of Business and rofessional Regulation By: Director, Division of Real Estate ATTORNEY FOR PETITIONER a FILER : . Juana Watkins Patiimest oF Brofosgin Florida Bar N° 0192112 ~ LESION OF Real Senior Attorney . LG Ue Department of Business and Ee eam Ly a: te Professional Regulation, oe ee Legal Section - Suite N 308 Eye & af Hurston Bldg. North Tower . nnn 400 West Robinson Street Orlando, Florida 32801-1772 (407) 481-5632 (407) 317-7260 FAX See ee ad Sy cr corp cere met FDBPR vs Michele Dianne Johnson FDBPR Case N° 200084883 Administrative Complaint JWik PCP: TR/HF 11/01 NOTICE TO RESPONDENTS __- PLEASE BE ADVISED that mediation under Section 120.573, Florida Statutes is not available for administrative disputes involving this type of agency action. PLEASE BE FURTHER ADVISED that pursuant to this Administrative Complaint you may request, within the time proscribed, a hearing to be conducted in this matter in accordance with Sections 120.569 and 120.57, Florida Statutes; that you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested. PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Florida Real Estate Commission a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form. TERRE ERIC "SDR Tae RRETTRRET CTT RE Exclusive Right of Sale Listiny Agreement ite ore This Exciusive Rignt of Saige was Bye “AgEMENt] is b TTEADEN a ae a. (Seller’) and , > Y Diss enage sent fine fe sebucey, 1. AUTHORITY TO SELL PROPERTY: Seller gives Broker the EXCLUSIVE RIGHT TO SELL the real ar i personal property Weqpectivel, *Property’) deserjbed below, at the price and terms described below, baginnjng the a. day of a GAEL BES XCCO anc terminating at 11:59 p.m. the Oe day ot Hak te Lo _ FOO! «Termination Gate"), Upon full execution of a contract for sale and purchase of the Property, all rights and ottigalions of this Agreement will automatically extend through the date of the actuat closing of the sales contract. Seller and Broker acknowledge that inis Agreement does not guarantee a sale. This Property wall Mered to any person withGut tegard to race, color, religion, sex, inandicap, familial status, national origin or any other factor Protected by federal, state or local law. Seller ceutities and represents ihat Re/She ALIS legally entitled to convey the Properly and all improvernents. 2. DESCRIPTION OF PROPER /. al BOO wh het) CaS CDK De phy — a {a) Real Propeny Street Addres: 7 Legal Oescinnon: Lie Lhe, Marin. Kal PT RLS PET OGIO A GFBY — ae f O Sse Attachment __ _ (b) Personal Property, including appliances: JIyottes J. fre a dlp Tbe. Lea — ("Broker’; . Q See Attachment (c) Occupancy: Property O is “is Not Currently vecupied by a tenant. If occupied, the leasa term expires 3. PRICE AND TERMS: Tie pigeerty is oifered for sale on the following terms, or on other,ternis acceptable to Seller; a) Price: <2? a AY Financing Terms: &Cash 2 Con: __ / 4 entional GVA 2) FHA Omer by 1heuT eu Sellge Sencang: Seley vill Noll @ purchgye uyney thortyege ut te amount of § teins: Bone nes 50 20D OA 1 Assumption of Existing tongage: Buyer may assunie exist Rerlgage for §. “tea ors. cA The morgage is for aterm of years bi 90 Si fixed O variate (describe) _ (A ee eee Lender approval of assunigticn O is required Gis not required’ J unknown. Notice to Seller: ¥; Mortgage for a number of years after the Property is seid, Che efisure Mat ai mortgage payments and required escrow depo: deposit to the buyer at closing. (c) Seller Expenses: Selter wall Pay Merlgage aIsCOUNL cr otter closing costs not to exceed LL any otner expenses Seller agrees to pay in connection ath a tr ticn. - BROKER OBLIGATIONS AND AUTHORITY: Broker agrees to make déigent and conunucd vflorts to sell the Property until a #8 Contract is pending on the Property. Seller authcrizes Broker to: . (a) Advertise the Property as Broker deems advisable in Newspepers, publications, computer networks and other media: place appropriate transaction signs cn the Property, including “For Sate” signs and “Sold” signs (once Seller signs a yales contract); and use Seller's name in connection with marketing or acvertsing the Propet: (b) Cotain information relating to the present mortgaget(s) on tlie Property. (c) Place the property in a mutiple listing service(s) (MLS). Seller authorizes Broker to report to the MLS/Association of Reattors® tnis listing information and price, terms and financing inicrmation on any resulting sale. Seller authorizes Broker, the MLS and/or Association of Reattcrs” tc use, license or sell the active listing and sold data. (d) Provide objective comparatrve market analysis information to potential buyers; and {e) (Creck if applicacle) G Use a lock box SySlém to show and access the Property. A lock box dees not ensure the Property's »-. sécunty; Seller is advised to secure or remove valuables. Seller agrees that the lock box is for Seller's benelit and releases Broker, persons working trough Broker anc Broker's locat Realtor Board /Association trom ail liability and responsibility in Connection with any toss that occurs. O Withhold verbal offers, U Withhold all offers once Seller accepts a sales contract for the Property. (f) Act as a transaction broker, ». SELLER OBLIGATIONS: in consideration of Broker's obligations, Seller agrees to: (a) Cooperate with Broker in carrying oul tha purpose of this Agreement, including referring immediately to Broker all inguines regarding the Propeny's wanster, whether by purchase or any other means of transfer, (b) Prowde Broker with Keys to tie Property and make the Picperty available for Broker'to show during reascnable times. (c) Inform Broker pricr to leasing. mortgaging or athenvise enc Curing the Property. (d) To indemnity Broker hold Broker harniess frorn losses, damages, costs and expenses of any nature, inciuaing —— plus an assunipticn wNING if 1D. . alan interest rate uf ou may remain liable for an assumed h with your lender to deterinine the extent of your liability. Seller wit are Current al the time of closing and will convey the escrow % of the purchase price; and Sot compensated in connection with a transaction is entitled tion from Broker. This clause will survive Broker's performance and the wanster of ti (e) To Sertorm any act reas: 'y wath FIRPTA (Internal Revenue Code Section 1445}. ures, NCluUiNg ali facts that Nalurially affect the Property's value ancl are not readily Material facts (building code viglaticns, ending code citations, So sane. — wil mediately inform Broker of avy Material ots that Srive aller signing this Agreement. (g) Consult appropriate professionats tor ized advice. led legal, fax, prGperty conditicn, environmental, foreign reporting requirements and COMPENSATION: Seller vail compensate Broker as specifica uetow tor procuring a buyer who is ready, willing and able to “chase the Property or any interest in the Proparty on the lens ci this Agreement or on any cthier terms acceptable to Seller. eller will pay Broker as iciows (plus applicable sales tax): 4 (a) Ness: of the total purchase price OR $ CZ :, N0 later than the date of closing specified in Ine séles Contract. However, closing is not a prerequisite for Broker's fea being earned. 43-3 Rav. 10/99 £1999 Flonda Association of Rearrcas® Ail Rights Reserved Page 1 of 2 cera eee eye oper crags pierre a re coerce regs SOPR NET Ree got hn i A OR whichever lease tie Property, E by sale, lease, buyer is secured by led in this Agreement, Broker. Sell 10 sign an offer at the price ar 0 Cancel an SONMaLtS tO barsier See Communicated regan cit il be due Broker if the Property is ichsted anter Termination Date ang As consideraticn for Broker's services, Broker is einitlsa to receiv Seller -siains 28 liquidated damages for a buyer's default transaction, nCl is exceed th 7. COOPERATION WITH OTHER BROKERS: Broker's oitice Policy fs 16 Cooperate with Seiler’s best MMperisation to: G Buyers agents, «who represent tb en if st the above uf nis Lox is chee! 8. SROKERAGE RELATIONSHIP: grees with a bis; Protection Patio}, Se ith whom Seller, Broker or any real estate Date. howe. a, ri eS1in the Property to Property prior to Termination through ahother broker. QC) __%5 of all deposits that Garagra;h Gla) fee. einer orokers except when nat in ne iMterest Of the buyer and not the ompensated by Seller or Broker. U Menrepres ves OY Transaction brokers. J. the Peroputty consict be placed in dig Mb S) IMPORTANT NOTICE FLORIDA LAW REQUIRES THAT REAL. ESTATE LICENSEES PROVIGE THIS NOTICE TO ALL POTENTIAL SELLERS AND BUYERS OF REAL ESTATE. Su shoud eal estate Oroker r salesper. “A represents you unless you agree to enguge a real estate e relationship, either as a smgte agent or as a transaction bicker. You are advised not to ON YOU vant lO De Held in confidence until YOU Make & decision on representation, TRANSACTION BROKER NOTICE FLORIDA LAW REQUIRES THAT REAL ESTATE LICENSEES OPERATING AS TRANSACTION BROKERS DISCLOSE TO BUYERS AND SELLERS JHEIR ROLE AND DUTIES IN PI JOVIDING A LIMITED FORM OF REPRESENTATION, asa cn broke fp. 1 ke, LSA, andits assoc Provides to you a limited si 4g duties: S€ ait nicrna: eseMation Mal includes the Glow testy and fairly: 2a IR The transaction: ily allot the valk A COUNLEIGflas In a timely Manner, unless at Patly Nas pte really Uses vale to the buys velud the Hounuue otherwise in waned in writing by a party, This limited confidentially will pis.ent disc Wg OF listed price, thal the buyor evill pay a price greater than the price suivnitted iti a written offer, HON Of ary party for selling or buying property, thal a seller or buyer wail arcu to tiae icing terms other than those ny Gtirer information recjiested by a party to remain confidential arid Chal duties nat are er lereu into by this Gr by separate written agreement. faticn Means that a bu; er or seller is not responsitile for the acts ot the ti S10 thé undivided loyaity of the licensee, Thig spect Of hiniled representation atk eslaig Vensactcn by assisting ooth the buyer and th licensee will nol vecuk ol the other party when acting as a tansaction by s U2 Joo } ure that the seller will 2, Additionally, panties are giving 4 licensee to tacitate a real to teeresent one purty to the detriment Uf When 1 Le Date (Ak 9. CONDITIONAL TERMINATION: At Seller's request, Broker may agree to con itonally terminate this Agreement. If Broker yf 'S to conaitional termination, Seller must Sign a withdréval ax WigeMent, reimburse Broker for all cu expenses iIncured minarkeling the Property and pay a cancellation fee of 3. Zl plus applicable sales tax. Broker may void the cenditional a ‘ess the cancellatica fee if Seller transfers or y during the time period from the date of conditional termination 10, DISPUTE RESOLUTION: This Agreement will be construed under Florida law. Ail controversies, claims and other matters in Or relating to this Agreemant or the breach therect will Ce settled by first attempting Mex bation wader the ol the American Mediation Associ cr other mediator agreed upon w. pike, io Agreement, the prevating Party will be entitled to recover reascnable attorney's fees and costs, « ye Seltedd by arbitration as follows: Arbitration: By intnaling in the space provided, &: , Listing J and Listing Broker J agree that dispu: xl resolved by mediation will be sal by neutral binding arbitration F foperty is located in accordance vail the rules ol the American Aubitratp{\ ssociation or other arbitrator ig appeals and interckkacers) will Pay its Own tees, costs aitorney's fees, and will equally ‘Spht the and adn australis S of arbitration, This Agreement is binding on Broker's and Seller's heirs personal tatives, adiiinistalers, Broker may ign this Agre Wials and Moditicalions hig vail 68 Consider 3, Optionees Peleg’ oe LH Mi Tee ersonal delivery O mail Q facsimile. ] fStrcducice ef tras tcam by any <1 computerized forms, wa EAS-au Fev. 10:93 91999 Flonda Associaton of REALTORS® All Rignts Reserved Page 2 of @ ii i 2 SOR RRR PRUE RR Ire on rere . ror TT EE ES RTE REE eT ARENA MANAGEMENT GROUP, INC. 3485 W. VINE STREET KISSIMMEE, FLORIDA 34741 407-847-995 0/FAX407-931-1186 890-831-834] | | i ' EA Hee k 4 ; Gaeas Oe KKK EA Are & & Rd Ghia. Galadad 2 | x ~ | * Care ul death meee chee Fax nen Tet 3 a sont ad ere 2 fsten. sled & Sod toledy Sor the person to whers thls etévosred roa reschre ods sstsce cred eens forwurd to the corvect person or muafl tt back to as. Trrenk You. FAX ¢; 7-H - 0327 DATE: _/o//02 foo SUBJRCT: 43eo dhaitih A Lf, i kbc) ory € OF PAGRS INCLUDES COVER: FROM 7, a “RESPONSE * NERDED 4 NOT NEEDED oncant__ Mirile, aa fees 'e0, 000 ~ "Lp CHEN - ji ka Mewat wad - LK , aed Tete wlo%o xo LO pu OF onay Z. ; Ll tthe) ~~ ial oa eset MERI. LEAST. KEDIT Wawel Vt ole bq at peal as Hood ia. le- A sell, Pac le es et Me Boa e kes ACCA MaMa soe Sahu! Frage a] SR RE RE EI ET oT rT eer o eer mee ror renee rome CET REET AIEEE TAT Bad yoo G4: 27 1407 FSLL L868 ARCHATMSMAGEMENT LARD AP ae AL ARENA MANAGEMENT GROUP, INC. 3485 W. VINE STREET KISSIMMEE, FLORIDA 34741 407-847-995 Q/FAX407-931-1186 800-831-8341 FaxCover: This le § confidential maszeue intended golaly fer tha person to whom It Ip addraased if you receive thie ro: Mir. Archer Crittenden ( OF VIRGINIA BEACH) FAX # 520-526 ¢ DATE: 10/04/00 SUBIECT: 360 >K LANI # OF PAGES INCLUDING COVER: 3 FROM: RESPONSE IS: NEEDED X NOT NEEDED URGENT X Arch & Kat I've noted all ha things | balleve ara questionable, the Baltimore address was left over from the idgatity theft. This is a good clean, cradit risk for you. Mr Tom has Indicated that he will ign a five year balloon note If that will tip the acceptance in his favor. { He’s also the right age bracket). His business name is “THE BOAT MAN’. He has family in Winter Park and In my opinion, is very stable. He wants to come In with $2,000 and same terms as wall as a 3 yr. balloon. Will be able to give down payment In cash. a like to close end of month. fbeyoriac ech -AEAase) oy apport, “oo Michale Johnsen ADM Stee ocr edwert! 1 pace wo ge meee — es ee CROP REE pe REO EErCy ce mmemmmme e” ERR REIN CREME OMe raemm ree mp oe LNPSPLL LSE oe wee ARENA PAGE 2 REPOR: FING MILLWARD , TNOMAS i2it4si7o4; CA-99 ORANGE av SAINT CLOUD FL 34759;H-Y : gto PAGE 1 DATE 19-04-2000 TIMZ 10:33:58 PCAQ3 Viol TROMAS +See SS. RSE ° HICKORY SCHOOL FOR BOY. $9 ORANGE AVE DOB: 08/28/53 RPTD: 10-99 I — SAINT CLOUD FL/34763-2549 : RPTD: 7-96 TO 4,00 U 5x E: LAWNSCAPES BY TOM LAST 27 é FORT LAUDERDALE FL RPTD: 1-94 T 4104 ROMLET CT} wae TH eet BALTIMORE MD 24225-2442 ary Th @ RPTD: 10-99 TO/12-99 U 1x ve eve pomash 9 24850 NW 42ND ct TT at 7A LAUDERDALE LAKHS FL 33319-4686 — yaved RPTD: 1-94 TO fi 96 U ppees> were e ere renee jrvvrrrccctr cco: PROFILE SUMMARY ------------------------------- . | ~ ENT 00/06/00/00 PUBLIC RECORDS + aieieliaeledied O PAST DUE AMT-------- $o INQUIRIES---3 SATIS ACCTS---8 INSTALL BAL---+-$1,085 SCH/EST PAY------- $249 INQS/6 MO---0 NOW DEL/DRG---o R ESTATE BAL--+$73, 402 R BSTATE pay------ $697 TRADELINE---@ WAS DEL/DRG---0 TOT REV BAL---+---$472 TOT REV AVAIL------ 764+ PAID ACCT---4 OLD TRADE-10-93 27-22 -------- Provo reson ag cos ones TRADES = 2-22 <2 -22 <2 2a 2 enna e none n enn eee SUBSCRIBER OPEN AMT-TYPL AMT-TYP2? ACCTCOND PYMT STATUS SUB KOB TYP/TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY ACCOUNT # LAST PD MONTH PAY PAST DUZ MAXIMUM BY MONTH SCHASE MANHATTASH MIGE 3-98 $77,500-0 TRANSFER CURR ACCT 2991739 FM R/C:30Y 1 12-15-99 12-99 ( 6) BcCece $05580939 i a% TRANSFERRED 'TO ANOTHZR LENDER OR CLAIM PURCHASED am sDIMZ SAVINGS BANK 3-98 $77,500-0 TRANSFER CURR ACCT 1831635 FS R/C 30Y 1 3-19-99 3-99 (12) B--ccccecece 4075278348 es TRANSFERRED | TO ANOTHER LENDER OR CLAIM PURCHASED a» EASTERN SAVINGS BANK F 5-96 $76,415-0 PAID CURR ACCT 1859069 FS R/C! 30Y 1 4-07-9800 0° og 4-98. (23) Bececcccceccc i ] } i SU ce RRR TR rn wre pee ept ne Orpen omer ee ee ee eee tc oppo SEER RE Te re oe ro AT TERR, BSP Labese cin eon nun oe RO TL ED kee ee tees Pag 2, 501920442041 | eeeeéeceec” FIRST UNION WATLON ALB 10-95 = $2, 334-0 PAID CURR ACC 1190717 BB UNS }24 1 4-30-96 4-96 ( 7) Bceee?e 1500574860 BANK CF AMERICA’ 2-00 $2, 000-1 $213-H OPEN CURR ACC 1213727 BC CRC REV 1 9-15-00 $213 3-00 ( 7) cooecco 7-00 $10 \ kb BANK OF AMERICA 2-96 $10,393-0 OPEN CURR ACC 1197806 BB I/L | 61 1 8-31-00 $1,085 2-96 (85) ccccecceccec i LECSCOSOOSLIS25—1 ek eetcecececec : _ : AREA MTGE. GENERAL MOTOR4kTG CO Gu 3-98 $77,500-0 OPEN CURR ACC PARANA Mme n/a v 4 aA At a0 7s, aor +1 44% EL O) AOAaAaaacad i 306576084 i 3-00 $697 UCS/UNIVERSAL CARD SER 4-99 UNK OPEN CURR ACC 1211670 BC CRC REV 1 4-04-00 $259 5-99 (12) ceececececec 3-00 $10 - : woeee eee rere | ----------------- INQUIRIES ----------------- eee ee rere ne eeeee FIRST USA “BARES. 10-30-99 121253&. BCom BANK OF AMERICA, 10-22-99 1213753 BC ; CHASZ ADVG 10-19-99 0128460 BB ; | -- End of EXPERIAN Credit Report WARNING: THE FAIR CREDIT REPORTING ACT STATES THAT ANY PERSON WHO KNOWINGLY AND WILLFULLY OBTAINS INFORMATION ON A CONSUMER UNDER FALSE PRETENSES MAY BE ASSESED crv AND CRIMINAL PENALTIES INCLUDING FINES AND IMPRISONMENT. OE RE RE i 3 r t E e & F L 3 E SPR IR Pe IT EXHIBIT___/ pace /U NEED (2% KNOW REPORTING Cet 4, 2000 ARENA MANAGEMENT GROUP NOTICE: 0 . Fane Weve agen pl Poe BA Corporate Hecduuerters 3133 Denton Driva Merrick, NY. 11566 {800} 304-2733 (515) 623-8796 (516) 823-1377 Fax Naw Torn @ Plondu 6 Catton N~2-K REPONTING provides Landlord-Tenant Court Filings 32 states. Records ard searched and charged on a per state basis. Please cheek your Applicant's lease applicaticn and credit reports for addresses in other states that should be chacked. Landlord-Tanant Court records have been searchad for filings based on the Following criteria provided in the state of PL ONLY. SUBJECT: ; . SSH: (x ] NO NEGATIVE INFORMATION FOUND FOR CRITERIA PROVIDED. [" ] | WARNING! NEGATIVE DATA ON FILE. SEE COMMENTS. -—COMENTS wean END OF HOUSING REPORT ADMINIS EXHIB PAGE ___ EO JT 2 apy RE EXHIBIT / ‘7 PAGE an N-2-K REPORTING, INC. nih Lee ne pe RI Reem rr Se ed Pe RRL ERY RRR RS NS IE BI ee RRR RR ere “TERRE Io er PE RR EE EE

Docket for Case No: 02-000559PL