Ly “3 STATE OF FLORIDA gs, > DEPARTMENT OF BUSINESS & PROFESSIONAL REGULATION.:, 4, “~, & FLORIDA REAL ESTATE APPRAISAL BOARD 7 9 : ERED EY / Sit Oy gy. FLORIDA DEPARTMENT OF BUSINESS & “hehe On Sy PROFESSIONAL REGULATION, ON ion DIVISION OF REAL ESTATE, ‘ Petitioner, v. CASE NO. 2004039393 MICHAEL J. ANDERSON, 3, 29 2 PU . Respondent. 0 (y / ADMINISTRATIVE COMPLAINT The Florida Department of Business & Professional Regulation, Division of Real Estate ("Petitioner") files this Administrative Complaint against Michael J. Anderson (‘“‘Respondent"), and alleges: ESSENTIAL ALLEGATIONS OF MATERIAL FACT 1. Petitioner is a state government licensing and regulatory agency charged with the responsibility and duty to prosecute Administrative Complaints pursuant to the laws of the State of Florida, including Section 20.165 and Chapters 120, 455 and 475 of the Florida Statutes, and the rules promulgated thereunder. 2. Respondent is currently a Florida state certified residential real estate appraiser having been issued license 3806 in accordance with Chapter 475 Part II of the Florida Statutes. 3. The last license the State issued to Respondent was as a state certified residential real estate appraiser at 2320 Lake Helen Osteen Road, Deltona, Florida 32738. 4. On or about July 12, 2004, Respondent and Patricia McCay (McCay) developed and FDBPR v. Michael J. Anderson Case No. 2004039393 Administrative Complaint communicated an appraisal report (Report) for real property commonly known as 4807 Brightmour Circle, Orlando, Florida 32837 (Subject Property) and estimated its value at $310,000. A copy of the Report is attached hereto and incorporated herein as Administrative Complaint Exhibit 1. 5. Respondent acted in the capacity as supervisory appraiser for McCay. 6. In the Report, Respondent and McCay failed to state that the Subject Property also contained a half bathroom. 7. In the Report, Respondent failed to state that the Subject Property was being listed at $299,900. 8. In the Report, Respondent also failed to include an analysis of the listing. COUNT I Based upon the foregoing, Respondent is guilty of culpable negligence in any business transaction in violation of Section 475.624(2), Florida Statutes. COUNT IT Based upon the foregoing, Respondent has violated a standard for the development or communication ofa real estate appraisal, specifically Standard 1-5, or other provision of the Uniform Standards of Professional Appraisal Practice (2004) in violation of Section 475.624(14), Florida Statutes. COUNT Il Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standard 2-2(b), or other provision of the Uniform Standards of Professional Appraisal Practice (2004) in violation of Section 475.624(14), FDBPR vy. Michael J. Anderson Case No. 2004039393 Administrative Complaint Florida Statutes. WHEREFORE, Petitioner respectfully requests the Florida Real Estate Appraisal Board, or the Department of Business and Professional Regulation, as may be appropriate, to issue a Final Order as final agency action finding the Respondent(s) guilty as charged. The penalties which may be imposed for violation(s) of Chapter 475 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or certificate; suspension of the license, registration or certificate for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or certificate holder to complete and pass additional appraisal education courses; publication, or any combination of the foregoing which may apply. See Section 475.624, Florida Statutes and Rule 61J1-8.002, Florida Administrative Code. The penalties which may be imposed for violation(s) of Chapter 455 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or certificate; suspension of the license, registration, or certificate for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or certificate holder to complete and pass additional appraisal education courses; publication; restriction of practice; injunctive or mandamus relief; imposition of a cease and desist order; or any combination of the foregoing which may apply. See Section 455.227, Fla. Statutes and Florida Administrative Code Rule 61J1-8.002. FDBPR v. Michael J. Anderson Case No. 2004039393 Administrative Complaint SIGNED this Jd day galy— , 2005. Florida Department of Business and Professional Regulation y: Michael E. Murphy Director, Division of Real Estate . ATTORNEY FOR PETITIONER. Se Wye Stacy N. Robinson Pierce, Senior Attorney Fla. Bar No. 182796 Division of Real Estate Legal Section 400 W. Robinson Street, N801 Orlando, Florida 32801-1757 (407) 481-5632 (407) 317-7260 - FAX PCP: FG/JB 7/05 NOTICE TO RESPONDENTS PLEASE BE ADVISED that mediation under Section 120.573 of the Florida Statutes, is not available for administrative disputes involving this type of agency action. PLEASE BE FURTHER ADVISED that pursuant to this Administrative Complaint you may request, within the time allowed by law, a hearing to be conducted in this matter in accordance with Sections 120.569 and 120.57 of the Florida Statutes; that you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested. PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights 4 FDBPR v. Michael J. Anderson Case No. 2004039393 Administrative Complaint form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Florida Real Estate Appraisal Board a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form. REAL ESTATE APPRAISAL Prepared For: uw GIBSON HORTCACE cROUP 2281 LER ROAD, ‘STE 102, WINTERPARK, FL. 32780 Property Appraised: "9807 BRIGHTHOUR CIRCLE ORLANDO, FL. 32837 Prepared By: . TOME SOLUTIONS APPRAISALS P.0.BOX 391554, DELTONA, FL. 32739 ADMINISTRATIVE COMPLAINT EXHIBIT #__” PAGE f. sOF EXHIBIT_ page 3/ Caso Nia, BE FALCO, 6 ___UNIFORM RESIDENTIAL APPRAISAL REPORT rene. be RAtgD, € ra! Doretiption ae State Fl. ZipCoda 32837 4807 BRIGHTHOUN CIRCLE Clty ~ ORLANDO cage ait BUNTERS coe XRACTSS0- 87/35 LOT2 OR BAPSGHS/4587,0NI0-20-90NNST WD County ORANGE Assdcaor'n PatoalNo, S1-24-29-3804-00-820 Tix Yoar 2003" RE Taxad $ 3840 - Spools! Acsqaamants $ 0.00 _| SjBortowar DE KALCO, GERALD J./HARY X. Currant Gwnat VAYERUS,AYMERTO/CUCALOR,B Ocoupant: [TX] owner Tensnt Vacant 4 Proporty riots spprelaad | X |'FoaSimplé| |, Lecsohold Project Typa_ [X'] Pup” 3] Condominiuin (HUD/VA only} _ HOAS 36.75 /Mo, Nathbotheed or PrelectName HUNTERS CREEK Map Retarence 34 2a Ba Canaud Trast_170.07.1089 Sale Proes 285000 Dateot Sale PENDING -_ Desoription and $ amount ot Jour ehmrtina/eohaessions to be pald by salar UNENOWN Lander/Ollant GERSON MORTGAGE. cROUE i Addtass 2281 ERE ROAD, STR 102, WINTHAPANK, FL. 32789 Appralser HOME SOLUTIONS APFRATSALS : Addreoa F0-HOX 381564, DELTONA, FL, Se730_ - Lawation | Urban X} Suburban Rural 8 , | Single tamty housing | Present iand ues % | Lund use change Hutu. [Joverres (E] 25-7om Fo] uncerase | Gecepanay”™ | PAGE 455 [ono stemiy 90 | [3] Notmey [J Loy Growth nate (XC) -Repid [J stabs [7] stow LE] owner * 280 Low BEM | z-atemiy [7] in process Proparty valuae[X] inoransing {| stable [7] Daulining |f ]tonont . |f,500 High 10. | muil-tamlly | 6 To; Pemand/aupply[X] Shortaps — [} thoakenoe{ |. ver apply CX] vacant (0-58) Prodominant, Commarea 5 Marketing ttma |X] Under dmon, [| 48 moss[_] Gvorémoa, Vacant (Over 3x) 300 A i ) Notes: Race and tho rectal compoattion of the neighborhoed arwnol appraisal tacpors.. an Nelghberhood boundaries and charactarintiem + -‘70R NETGRRORNOOD CONSIDERED CONSISTS OF SINGLE FAMILY RESIDENCES ‘OF SIMILAR SIZE, AGE, AND VALUE AS THE SURIECK. PROPERTY. NEICHRUENGON- ROURMABIES: SEE ADDENDUE. Factor that affeat tho markatablttty of the properties tn-the'nblghbarhood (proximity to smpfoyment and amenniee, omployment stabitly, appos! to market, eto, ): + 5 PHOXTMITY TO_ENPLOYMENT YS. GOOD WOT EXPLOYHENY BEING PRIMARTLY SERVICR XNOUSTRY CE. E. TOURISM. AND RETINEMRNT ‘hd REXATED). TE SURIECK FROREWTY YS RELATIVELY CLOSK ZO "BANKING, SUDFFING, AND MUDICAY, FACILITIES. ‘ RAPID AS THIS ARRA XS INFLUENGED BY. AN. INFLUX OF MEXIREES. INTEREST RATES’ REMAIN STABLE IN SINGLE DIGITS FOR QUALCETED BUYERS, PROPERTY VALUES HAVE MISEN OVER THR LAST RIVE YEARS AT AN AVERAGE OF 5% TO 10% FER YEAR AVATLARLE DATA AND COUNTY RECORDS. 10iRR TS NO. ZVIOENCE OF BIMNONNS UN THIS AREA. [iq Project information tor Pune (If appilanblo) - = is the-dovaloper/bullder Imcantrot of the Home Gwnnira’ Anndclation (HOA)? [J] vos [xX] Ne PY Approwmate total humbor'er units nthe aubjoct' project 1500 + Approximate total number of units tor exta In trie autledt project 4D . o) Oenoribe common alémonte and rooreatianel faoilitiew: ENYRNACE/ COMMON AXEAS/FLAYGROUND/GOLY COURSE/SHIMMNG FODL/TENNES Ojmanaionn 75 X 400. ~ : : : . : _} Topography BASICALLY LUVEL ‘Site aroa 7500 SE 4/- Gernertot{ | vee [XJ] No size : AVERAGE Spacific zoning oldssifloation and dezoription SINGLE FAHEY HESIDENCE , . Shipa REGULAR Zoning Compliance —& Lagat CJ trger oncentarming (Giranutatherad ie) Megat | Na zoning Dralnoge APFEAES ADEQUATE Highost bast une na tmerownd: [X] Peament uso [| other use fexntaln) Viow . AVERAGE | Fm LILI ieee Public. ‘Other | Off-elteiinpravementa Typo. Publis Private Landoraping TYPICAL By Eloctriclty x] Street ASPNALT : -E] [2] Joriveway surface “CONCRETE Ey Goo * () ir avarcanre Curb/gutter’ CONCRETE: 4] LJ J Apparent easements “None APPARENT lad Wator ‘ ‘Otdewalk, CONCRETE X) -[-] | Fema spacial Flood Hazara Aran, [_] vee [XJ] No Sanitary sewor Sweatiights VAPOR {X] FEMA Zong Map Date Stormaowor [X} : Alley . oar —_ |) PreWAMap No, Sit ARRERDI. Commonty (apporont adverse oanomonta, ‘onoroachmonts, apactl ansooamants, alldo Arges, INiagal or logat nonconforming. Zoning uaH, ote,): ‘THERE WERE NG ANPARONE ADVERSE EASEMENTS, ENCEOACHMENTS, ETC., HOWEVER, THES WHPORT YS SURJRCT TO INTERESTS AND BASEMENTS THAT WOULD BY NotLD IN A TITER XEPORT OR “SURVEY. SHE ADDENDOH. . GENERAL DESORIPTION EXTERIOR DESCRIPTION FOUNDATION . BASEMENT Slab CONC BLX Aran $a, Ft N/A INSULATION Kp No, of Untter ONE Faundallon CONC DEX: Reot 5 No, of Storles Extarlor Walls. Cwvsrma . Craw) Space N/A, “SFinishod = N/A Calling (aj Tyna (Dot Jatt.) Reor Surteca ASERALT SENG | eacement “W7A Coiling N/A RAMBLER Gutters’ % Dwnapts. SOME ALDH Sump Pump N/A ‘_. Walla. N/A Fleor ta} Doatgn (Stylin) GNCLD Wailn §=CXCED OOOKRO fy Extcting/etopoaed EXEST Window Typo = SNGL_EN Dampnon “NONE NOTED | Floor : Nene By Ane (Y0,) Stom/Soruana = "NO/YES |S6ttlemont NONE HOTED | Outside Entry N/A Uninown Manuinotured House HO I intostation “NONE NOTED, fy aa = = a orto aae — - (JACOMS | Foyar Living Dining Kitchen Dah Family Ri. | Roe'Am. ‘| Bedrooms |_# Butne Laundry: other Area Sq, Ft, Barement ae : ne - i i34 Lovolt Z Z z xf Ti 4 s 1 | aos 4 Lovai2 : v : . HY Ficiahed arog nhaves grada eantainay 6 Rooms: 4. Bocreom(a}: 3 Buth(a): 2605 Square Foat of Groaa Livind Aron PJ INTFRINA Matettala/cianditian | HPATINA KITCHEN Fale + AMFNITIFS GAR ATORAGF fy Finora wie r/noon Type ya” Refrigerator [x] Firentaca(u) 8° 7] | Nene EAS Fy Walla PLSTR/PNT/NITY Fual Range/Oven |. | Palla cone Garage fof ood yy TeméFingh’ syne wariinegsen _| Conditon " Dioposal Ly] Oook * Altactiod 2 Bath Floor rT nay COOLING: Dishwasher [y ] Poroh ner/sce. Dotasned Beth Wainscot «© rr vcoon Contra ype. FenfHood. [y | Foot gn pryry Bullt-tn =] Doors wnon/caon Other yowe Mlorowave [J Pool _* Carport Gm_sr mpps Condition cann laaher/Oryer Ey] i orivaney Additions! featvren (apoctal anergy efticipniltems, ata, RIE 7 3] Conditien af tho Improvaments, depreciation (ehyaloal, funoilonal, and external), repalra noaded, unitty of conatruaiion. tomodoling/additions, otsz | 4 THERE WAS WO DPFFREEN R : : HERE _ANY YPUANET ING 7 .