STATE OF FLORIDA DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION” FLORIDA REAL ESTATE COMMISSION FLORIDA DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION, DIVISION OF REAL ESTATE, O1 SUS Petitioner, vs. FDBPR Case N° 2007031666 2007031675 VIANNA NEMEH AND TWIN EAGLES REALTY, INC. Respondents. / ADMINISTRATIVE COMPLAINT State of Florida, Department of Business and Professional Regulation, Division of Real Estate (“Petitioner”) files this Administrative Complaint against Vianna Nemeh and Twin Eagles Realty, Inc. (“Respondent”) and alleges: ESSENTIAL ALLEGATIONS OF MATERIAL FACT 1. Petitioner is a state government licensing and regulatory agency charged with the responsibility and duty to prosecute Administrative Complaints pursuant to the laws of the State of Florida, in particular Section 20.165 and Chapters 120, 455 and 475, of the Florida Statutes and the tules promulgated pursuant thereto. 2. Respondent, Vianna Nemeh is, and was at all times material hereto, a licensed Florida real estate broker, issued license number 609208 in accordance with Chapter 475 of the Florida Statutes. The last license issued was as a broker with Twin Eagles Realty, Inc., 1179 Fern Avenue, Orlando, Florida 32814. FDBPR v. Vianna Nemeh Case No. 2007031666 Administrative Complaint 3. Respondent, Twin Eagles Realty, Inc. is, and was at all times material hereto, a corporation registered as a Florida real estate broker having been issued license number 1005890 in accordance with Chapter 475 of the Florida Statutes. The last license issued was at the address of 1179 Fem Avenue, Orlando, Florida 32814. 4. At all times material hereto, Respondent, Vianna Nemeh was licensed and operating as qualifying broker and officer of Respondent, Twin Eagles Realty Inc. 5. On or about June 26, 2005, Respondents, on behalf of Mohammed Rahman (Buyer), negotiated a sale and purchase contract for a property owned by Israel Lopez & Sonia Skkiouris (Sellers) located at 7025 Carnal Court, Orlando, FL (Subject Property). A copy of the contract is attached hereto and incorporated herein as Administrative Complaint Exhibit 1. 6. On or about June 30, 2005, Respondents, as escrow agent, received from Mohammed Rahman (Buyer) a deposit for $2,000.00 for the purchase of the Subject Property. 7. Respondents received notice from Buyer and Seller that they could not agreed on certain terms for the sale and purchase of the Subject Property. 8. Respondents received conflicting demands from Buyer and Seller for the funds held in escrow. A copy of the demand is attached hereto and incorporated herein as Administrative Complaint Exhibit 2. 9. On or about August 23, 2005, Respondents filed “Notice of Escrow Dispute/Good Faith Doubt” with the Escrow Dispute Section -Division of Real Estate. A copy of the Notice is attached hereto and incorporated herein as Administrative Compliant Exhibit 3. 10. On or about October 31, 2005, Respondents received notice from the Escrow Dispute 2 FDBPR v. Vianna Nemeh Case No. 2007031666 Administrative Complaint Section -Division of Real Estate that Respondents had failed to advise whether the dispute for escrow funds had been settled, or request an Escrow Disbursement Order, or whether the parties had agreed to mediate, arbitrate or litigate the dispute. A copy of the notice is attached hereto and incorporated herein as Administrative Complaint Exhibit 4. 11. Respondents received notice to advise the Escrow Dispute Section -Division of Real Estate in writing within ten (10) days of the method Respondents had chosen to resolve the pending escrow dispute. 12. On or about April 17, 2007, Respondents filed with the Escrow Dispute Section -Division of Real Estate a request for Escrow Disbursement Order. 13. Onor about July 17, 2007, Respondents received an Escrow Disbursement Order issued by the Florida Real Estate Commission. COUNT I Based upon the foregoing, Respondent, Vianna Nemeh is guilty of failure to provide written notification to the Commission within fifteen business days of the last party’s demand and failure to institute one of the settlement procedures as set forth in Section 475.25(1)(d)1., Florida Statutes, within thirty business days after the last demand in violation of Rule 61J2-10.032(1)(a) of the Florida Administrative Code and, therefore, in violation of Section 475.25(1)(), Florida Statutes. COUNT II Based upon the foregoing, Respondent, Twin Eagles Realty, Inc. is guilty of failure to provide written notification to the Commission within fifteen business days of the last party’s demand and failure to institute one of the settlement procedures as set forth in Section FDBPR v. Vianna Nemeh Case No, 2007031666 Administrative Complaint 475.25(1)(d)1., Florida Statutes, within thirty business days after the last demand in violation of Rule 61J2-10.032(1)(a) of the Florida Administrative Code and, therefore, in violation of Section 475.25(1)(e}, Florida Statutes. WHEREFORE, Petitioner respectfully requests the Florida Real Estate Commission, or the Department of Business and Professional Regulation, as may be appropriate, to issue a Final Order as final agency action finding the Respondent(s) guilty as charged. The penalties which may be imposed for violation(s) of Chapter 475 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license or registration or permit; suspension of the license, registration or permit for a period not to exceed ten (10) years, imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant or permitee to complete and pass additional real estate education courses; publication; or any combination of the foregoing which may apply. See Section 475.25(1), Florida Statutes and Florida Administrative Code Rule 61J2-24.001. The penalties which may be imposed for violation(s) of Chapter 455 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or permit; suspension of the license, registration, or permit for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for cach count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or permitee to complete and pass additional real estate education courses; publication; restriction of practice; injunctive or mandamus relief; imposition of a cease and desist order; or any combination of the 4 FDBPR v. Vianna Nemeh Administrative Complaint Case No. 2007031666 foregoing which may apply. See Section 455.227, Florida Statutes and Florida Administrative Code Rule 61J2-24.001. SIGNED this___\\y day of & X (2 Ca ) , 2007. renit of fre 5 CUVIS "polled y= “ PCP: MV/NH 10/07 Department of Business and Professional Regulation Thomas O’Bryant, Jr. Director, Division of Real Estate ATTORNEY FOR PETITIONER 2 Robert Minarcin Senior Attorney Florida Bar N° 163147 Division of Real Estate Department of Business and Professional Regulation, Legal Section - Suite N 801 Hurston Bldg. North Tower 400 West Robinson Street Orlando, Flonda 32801-1757 (407) 481-5632 (407) 317-7260 FAX NOTICE TO RESPONDENTS - PLEASE BE ADVISED that mediation under Section 120.573 of the Florida Statutes, is not available for administrative disputes involving this type of agency action. FDBPR v, Vianna Nemeh ‘ : Case No. 2007031666 Administrative Complaint MMM 12 Aysgs PLEASE BE FURTHER ADVISED that pursuant . this: Administrative Complaint you may request, within the time allowed by law, a hearin e conducted i in this matter in accordance with Sections 120.569 and 120.57 of the Florida afirtes; that you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested. PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Florida Real Estate Commission a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form. Abed 7. 2007 12:34PM No.2780 oP. § THIS FORM HAS BEEN APPROVED BY THE FLORIDA ASSOCIATION OF.AEALTOAS* AND THE FLORIDA BAR Contract For Sale And Purchase FLORIDA ASSOGIATI (0) Street address/ city, zip, of the Proparty: ‘ + 3es (c) Persona! Property includes existing range(g), reingerator(s), dishwasher(s), celling fans), fight fiture(s), and window treaimentis) unless JO". PURCHASE PRICE (U.S. CUTENCY) ecco e eee c occu cceceu tec ececeeeutbeceeeeeecee. sat O66 7 PAYMENT: 18° (e) Depasit held In escrow by ERA TWIN EAGLES [Eecrow Agent) in the amount of {chacks subject lo clearance), 2. oe — 19° 0) Additional escrow deposit to be made to Escrow Agent within days after Effective Date 20" (sae Paragraph Ul in the aMOUNL Of. eee ec eee cece eee eeee Pereeere as see § 7 eve {C) Financing (soe Parapraph IV) in ha amount Of... eae cee . 3 162,086 26 (a) If this offer is not executed by and delivered to al parties OR FACT OF EXECUTION communicated in writing between the parties an or e7* before_________ the depasités) will, at Buyer's option, be returned and this offer withdrawn, UNLESS OTH. 26 ERWISE STATED, THE TIME FOR ACCEPTANCE OF ANY COUNTEROFFERS SHALL BE 2 DAYS FROM THE DATE THE COUN- 29 TEROFFER IS DELIVERED, 30 (6) The date of Contract (Etfective Date") will be the daie when the tast one of the Buyer and Seller has signed or initialed this otfer or the 31 final counteroffer. i such date Is not otherwise set forth in this Contract, then the “Gttective Date” shall be the date determined above for 92 acceptance of this ofter or, if applicable, the final counterotter, 33 IV. FINANCING: 34° we This is a cash transaction with no conlingencies for financing; (6) This Contract is contingent on Buyer obtaining approval of a joan (‘Loan Approval”) within days (if blank, then 90 days) ater 36° Effactive Date ("Loan Approval Data”) for (CHECK ONLY ONE): O a fixed: O an adjustable: or O a fixed of adjustable rate loan, in the prin- 37° cipal amount of §. , “_. at an initial interest rate not to exesed %, discount ang origination fees not to exceed oe" _—___% of principal ammount. and for a tem of _3Q “years. Buyer wil make application within days (if blank, then 5 days) after 39 Effective Date. Buyer shal use reasonable Gligence to: obtain Loan Approval and nolity Sefler in writing af Loan Approval by Loan 40 Approval Date: satisly terms and conditions of the Loan Approval; and close the loan. Loan Approval which requires a condition related to at the sata of other property shall not be deemed Loan Approval for purposes of this subparagraph. Buyer shall pay all loan expenses. lf Buyer 42 does not deliver written natice to Seller by Loan Approval Date stating Buyer has either obiained Loan Approval or waived this financing con- 43 tingency, then either party may cancal this Contract by delivering written notica (“Cancellation Notice") to the other, nat later than seven (7) 44 days prior to Closing. Seller's Cancellation Notice must state that Guyer has three (3) days to deliver to Seller written notice waiving this 45 financing contingency. tf Buyer has used due diligence and has not obtained Loan Approval before cancellation as provided above. Buyer 46 Shall be refunded the depesit(s). Unless this financing contingency has been waived. this Contract shall remain Subject to the satistaciion, 47 by Closing. of those conditions of Loan Approval related to the Property: , : age © (C) Assumption of existing mortgage {see rider for terms); or age 9 (4) Purchase money note and mortgage to Seller (see Standards 6 and K and riders: addenda; o special clauses for terms}. SO" TITLE EVIDENCE: Atieast days ff blank. then 5 days) before Closing @ title insurance commitment with legible copies of instrumeris 3% listed as exceptions attached thereto (“Title Commitment’) and, after Closing, an gwner's policy of title insurance (see Standard A for terms) strait 92 be obtained by: a a3" (CHECK ONLY ONE): EAN Seller, at Seller's expense and delivered to Buyer or Buyer's attorney: or fa (2) Buyer at Suyer’s expense. 35° (CHECK HERE): 9 If an abstract of tite is 10 be furnished instaad of tlle ingwance, and attach rider lor terms. 86" Vi. CLOSING DATE: This transaction shallbe closed ana the closing documents defverad on PGlosing’h uals 57 modified by other provisions of this Contract. f Buyer is unable to obtain Hazard, Wind, Flood, or Homeowners’ insurarice at a reasoniaile ¢ 58 dye te extreme weather conditions, Buyer may delay Closing for up to 5 days ater such coverage becomes available. 59 VI, RESTRICTIONS; EASEMENTS: LIMITATIONS: Seller shall convey marketable title subject fo: Comprehensive land use Wulls eon 430 restrictions, prohibitions and other requirements imposed by govermmental authority: restrictions and maners appesring on (ng plat at Oinerwes: / FAR/BAR-?s Asv. 7704 © 2004 Florida Association of BOO SETSTINIST RAT IVE CONTE A IPE tala EX HIBIT. 4: EXHIBIT # PAGE {oe Aprel 7. 2007 12:34PM No.2780 =P. 6 61 common to the subdivision: Outstanding of. gas and mineral rights of record without right of antry; unplatted public utiity easements of record 62 {located Contiguous to real property lines and not more than 10 feet in width as to the rear or front lines and 7 1/2 feet in width as to the side 63 lines): taxes for year of Closing and subsequent years; and assumed mortgages and purchase money mortgages. if any (if additional items. see 64 addendum): provided, that there exists at Closigg no violation of the foregoing and none prevent use of the Property for 65° purposai{s}. 66 Vill. OCCUPANCY: Seller shalt deliver occupancy of Property to Buyer at time of Closing unless othenwise stated herein. If Propenty is intended 67 - ta be rented or occupied beyond Closing. the fact and terms thereof and the tenant(s) or occupants shall be disclosed pursuant io Standard F 6B tf occupancy is to be delivered before Closing, Buyer assumes alt risks of lass to Property irom date of occupancy, shall be responsible and liable $9 for maintenance from that date, and shall be deemed to have accepted Property in its existing condition as af time of taking occupancy. 70 IX. TYPEWRITTEN OR HANDWRITTEN PROVISIONS: Typewritten or handwritten provisions, riders and addenda shall contro! all Onnted pro- 71 visions of this Contract in conflict with them. , 72° X. ASSIGNABILITY: (CHECK ONLY ONE}: Buyer Q may assign and thereby be reteased from any further hability under this Contract: J nay 793° assign but not be released from liability under this Contract: or ¥ Not assign this Contract. 74 XL. DISQLOSURES: . : 75 (a) @ CHECK HERE if the Property is subject to a special assessment lien imposed by a public body payable in instalments which: ve" continue beyond Closing and, if sp, specify who shall pey amounts due after Closing: O Seller & Buyer O Other (sea acidencum). 77 (0) Radon is a naturally occurring radicactive gas that when accumulated in a building in sufficient quantities may present health risks (6 per- 78 Sons who are éxposed to it over time. Levels of radon that exceed federal and state guidelines have been found in Ouldings.in Florida... -— “79 ‘AUG! infornaton regarding radon or radon testing may be obtained from your County Public Heath unit. 80 {c) Mold is naturally occurring and may cause health risks or damage to property. If Buyer is Concerned or desires additional information 61 regarding mold, Buyer should contact an appropriate professional. 82 (c) Buyer acknowledges receipt of the Florida Energy-Efficiency Rating Information Brochure required by Section 553.996, ES. ag {@) If the real property includes pre-1978 residential housing then a lead-based paint rider is mandatory. ga {f) It Seller is a “foreign person” as defined by the Foreign tnvestment in Real Property Tax Act, the parties shall comply with that Act. 85 (9) BUYER SHOULD NOT EXEGUTE THIS GONTRACT UNTIL BUYER HAS RECEIVED AND READ THE HOMEOWNERS’ ASSOCIA- a6 TION/COMMUNITY DISCLOSURE. 8? (rh) PROPERTY TAX DISCLOSURE SUMMARY: BUYER SHOULD NOT RELY ON THE SELLER'S CURRENT PROPERTY TAXES 4S THE AMOUNT 88 OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO. PURCHASE. A CHANGE OF OWNER- 8g SHIP OR PROPERTY IMPROVEMENTS TRIGGERS REASSESSMENTS OF THE PROPERTY THAT COULD RESULT IN HIGHER PROPERTY TAXES. 90 IF YOU HAVE ANY QUESTIONS CONCERNING VALUATION, CONTACT THE COUNTY PROPERTY APPRAISER’S OFFICE FOR INFORMATION, 91 XM MAXIMUM ABPAIR COSTS: Seller shall not be responsible for payments in excess of: ge* fa O0 * fot weatment ana repair under Standard D fi blank, then 1.5% of the Purchase Price). 93¢ b)$__ Be tor repair and replacement under Standard N not caused by Wood Destroying Organisms (if biank, then 1.5% 9a of the Purchase Price), . 85° XII. HOME WARRANTY: of Soler O Buyer © NVA will pay for a home warranty plan issued by_Q@L-D Ovo Ac, 96° at a cost not te exceed $. . 97 XIV. RIDERS; ADDENDA; SPECIAL CLANS CHECK those riders which are applicable AND are attached to and made part of this Contract: 96° Q CONDOMINIUM OQ VA/FHA G/HOMEOWNERS' ASSN. QLEAD-GASED PAINT O COASTAL CONSTRUCTION CONTROL LINE 99* QINSULATION OASIS” O Other Comprehensive Rider Provisions 0 Addenda 100° Special Clause(s): 101" 102" ~ 109" —— 104 Xv. STANDARDS FOR REAL ESTATE TRANSACTIONS (“Standards”): Buyer and Seller acknowledge receipt of a copy of Standards A 105 through ¥ on the reverse side or attached, which are incorporated as part of this Convact. 106 THIS IS INTENDEO TO @E A LEGALLY BINDING CONTRACT. IF NOT FULLY UNDERSTOOD, 107 SEEK THE ADVICE OF AN ATTORNEY PRIOR TO SIGNING. 108 THIS FORM HAS BEEN APPROVED BY THE FLORIDA ASSOCIATION OF REALTORS® AND THE FLORIDA Ban. 109 Adproval does nat constitute &n opinion that any of the terms and conditions in this Gontract should be accepted by the parties in a 110 Particular transaction. Terms and conditions should be negotiated based upon the respective interests. objectives and bargaining m1 Positions of all interested ons. We AN AISK{a FOLLOWING A LINE NUMBER IN TRE MARGIN INDICAT, THE Wi ng 144 (BUVER) 113° . 116 (BUYER) (0aTE) 117° Buyers’ adaress for purposes of notice 1g cesses 1ige ‘ Phone we. Phones 20 BROKERS: The brokers (including Cooperaling brokers. if any) named below are the only brokers entitled to Compensation in conmenian wat: 12) this Conteact 122 Name: Sic TIN Fes Putty Sean OStum DPwjo@azee ug Sellers' address for purposes of notice a 123 Cooperating Brokers, if ary AD! ist 9s Broker _ A . Z FAIVBAR.7s Rav. 7/04 © 2008 Flonaa Association of Pan. saast and! The mit tS AW ha eS MPLA ! NT EXP EXHIBIT #1 PAGE _\ /7 PAGE 2 of OT we eee Apel 7. 2007 12:95PM No.2780 =P. 7 STANDARDS FOR REAL ESTATE TRANSACTIONS A TITLE INSURANCES The Tite Commiment shat be issued by a Floida licensed tile ineurer agraaing (6 issue Buys, ufdd réterding ol the dasa to Buyer. an owner's policy of tile insurance in the amoum of the purchase price, insuring Buyer's marketable title to the Real Property, subject only to matters cori Paragraph Vii and those ta be discharged by Seller at or before Gosing. Marketable title shall be decermined according 6 appbcuble Tila Stangards auusil authority of The Florida Bar and in accordance with law. Buyer shai nave 5 ays from gate of recevieg the Titte Commitment io examine it, and 4 wile 65 louiad uc: tive, notily Seller in writing specifying aafect(s) which render ttle unmarketable, Selier shall have 30 Cays trom receipt of notice to remove the delects, faiting wrict Guyer shall, within 5 days alter expiration of he 30 day period. defver written notice to Seder either: {1) extending the time lor 2 eBasonable period not to excuud 120 Gays within which Sellar shell use diligent effort 10 remove the defects; ar 2) sequesting a refund of deposit(s) paid which shall be returaed to Buyer, If Suyor fais to SO Notify Seller, Buyer shall be deemed te have accepted tha title as # then is. Seller shall, title is found unmarketable, use diligent effort to corragl defactts) wattwn the lime provided. If, aner aligent effort, Seller is unable te timely comact the defects, Buyer shall either waive the defects, or receive 4 refund of depasitis), theraoy releasing Buyer and Sater (ram al further obligations cinder this Contract. if Seller is to provide the. Tile Commitment and il is delivered to Buy® Iess than § days beigr to Closing, Buyer may extend Closing sa that Buyer shal have up 10 5 days from date of receipt to examine same in aocordance with the Standard B. PURCHASE MONEY MORTGAGE; SECURITY AGREEMENT TO SELLER: A purchase money mortgage end mortgage note to Sciler shall provide kit ja 30 Day grace Deriod in Ine event of defaut a first mortgage and a 15 day grace period if a second ox lesser morigage: Shall prowde for ngnt of prevaynon: in whole of in pan without penelty; shal! permit acceleration in event of iransfer of the Real Propery; snali require all Orior liens and eneumorarces io bo kup in good standing: shail forbid modifications of, oF future advances uncer, prior mongagels); shall require Buyer 10 maintain policies of msurance containing is 140 standard mortgagee clause covering all improvements located on the Real Progeny against fre and ait perils included within the tern “extended COvtragy endorsements” and such other sisks and perils as Seller may reasonably require, i an amount equal to their highest msurable value: and ine Mongadgé. note nd security agreement shail be otherwise in form and content required by Seller, but Sellar May only require clauses and coverage CUstOMatily found m mod. Gages, MOrigage NOES and security agreements generally ulilized by savings and loan insliytions or slate -O¢.national-banks located he-county where ii: ‘Real Propeny Is located. Al Personal Propery and leases being conveyed or assigned will, al Selier’s option, be subject to the lien of a secunty agreement ex- dencad by recorded or filed financing statemants or cenificales $f title, !f a balioan morigage. the finat payment will exceed the periodic payments tharaon. G. SURVEY: Guyer, al Buyer's expense, within time allowad to delver ‘evidence of te and to examine sama, may have the Real Property Surveyed and ceriliens by a registered Movida surveyor. lf the survey discloses encroachments on the Fea] Property or that morovements tocated thereon encroach on setback fines, ease 148 mants, tands of cthers or violate any restrictions, Contract covenants or applicable governmental regulations, the same snail constitute 2 title detect. 149 D0. WOCD DESTROYING ORGANISMS: “Wood Destroying Organisms* (WOO) shall be deemed to include a wood destroying organisms faqured to be rank. 150° ed under the Plorida Structural Past Control Act, as amended. Buyer, at Buyer's expense, may have the Propeny inspected by a Florida Caniiied Past Como! Operation (‘Operator within 20 days after the Effective Date to determing 4 there is Any visible active WOO infestation or visible damage from WOO infestation, exciuding tonces. If either or boxh are found, Buyer may within said 20 days (Q) nave Cost of treatmeni of active infestation estimated oy the Operator: (2) nave at damage msnecie) and cost of repair estimated by an appropriately licensed contractar; and. (3) raped such costs) 10 Selier in writing. Sailer shall cause the treatment and repair of a: 154 WDO damage to be made and pay the casts thereot up to the amount provided in Paragraph Xil(a}. if estimated costs exceed that ammount, Buyer shall nava ine 155 option of canceling this Contract by giving written notice to Seller within 20 days after the Effective Oate, or Buyer may elect to proceed with the transactinn ant: receive @ credit at Closing equal to the amount provided in, Paragraph Ka). M Buyar’s lander requires an updated WOO separ, then Buyer shall, at Buyer's expense, Nave the opportunity 10 have the Property resinspacted for WDO infestation and have the cost of active infestation ar new damage estimated and raported 10 Soscs in writing at least 10 days prior to Closing. and thereafer, Selter shall causa such treatment and repair to be made and pay the cost thereo!: provided, Suker's ota obligation for teaiment and repair costs required under both the first and second inspection shal! not exceed the amount provided in Paragraph XII (a). E INGAESS AND EGRESS: Setter warranis and represents thet thera is ingress and egress te the Real Property sufficient for its intended use as deserted in Peragrapn Vil hereot and litte to the Real Property is insurabia in accordance with Standard A without exception for lacs of legat right of access. + LEASES: Seller shall. at teast 10 days before Closing. furnish to Buyer copies of ail written leases and estoppel lstters from each tenant specitying tha nature: and duration of the tenant's occupancy, rantel rates, advanced rent and security Ceposils paid by tenant, If Seller is unable 10 obtein such letter from each ran. an. the same infarnation shal be furnished by Seller to Buyer within that time Period @ the form of a Seller's affidava, and Guyer may thereafter contact ten- ant ¢@ Ganfirm such information. ff the terms of the leases differ materially from Satler's representations, Byyer may cerminate inis Contract by delivering writen notice te Seller at least 5 days prior to Closing. Seller shatt, at Closing, deliver and assign alt original leases to Buyer, . G@. LIENS: Setter snall {urrésh to Buyer at time of Closing an affidavit attesting to the absance, unless otherwise provided for herein, of any financing statement. claims of lien or potential fisnocs known to Sellar and furtner attesting Inat thers Aave bash Nd iffiprovements or repairs to the Real Propeny for 90 days unre: diately preceding date of Closing. If the Real Property has been improved or repaired within that lime, Seller shall delvar releases or waivers of construction lens executed ky all general contractors. sudcontractors, suppliers and materialmen in addition to Seller's fen affidavit settling forth ine names of all suc Gon eral contractors. subcantractors. suppliers and materiaimen, further affirming that all charges {6r iffiprovements or repairs whch could serve a8 a Basis (Os: construction lien or a claim for damages have been paid of will be paid at the Closing of this Contract, ° H. PLACE OF CLOSING: Closing snall be held In the county wherein the Real Property is located at the office of the attomey or other closing agent ("Closing Agent”) designated by the. party paying for title insurance, oF, if no tile insurance, designated by Sater. 1. TIME: In computing time penods of Jass than six (6) days. Saturdays, Sundays and state or national legal holidays shell be excluded. Any une periods prtratluc 176 for herein which snail end ona Saturday. Sunday, or @ legal hofiday shall extend 16 5:00 p.m. of the nex! busingss day. Time is of the essence in this Contract. J. CLOSING DOCUMENTS: Seller snail furnish the deed, bil of sale, certificate of tite, construction fen affidavit. owner's possession affidavit, assgnments Of InascG. tengnt and mortgagee esoppel leners and corrective instruments. Buyer shat! furnish morigage, mortgage nole, securlly agement and fingnang statements K. EXPENSES: Docymentary stamps on the dead and recorcing of corrective instruments shall De paid by Satter. All casts of Buyer's foun (wnetnar 0 Jrom Seller oF third party}, including, but not limmad to, documentary stamps and intangibie tax on the purchase Money morgage and any morgage Margages litle insurance commitment with relaied fees, and recoraing of purchase monay mortgage to Soller, deed and financing statements snall by sul ti Buyer, Unless otherwise provided by taw or rider 10 tnis Contract, charges for tha following related lille services, namély title evidence, tile examanguar:. se! Closing fee [including preparation of closing statement), shal! be paid by the party resporsible for furnisning the litle evidence n accordance wih Paragrysh ¥ L PRORATIONS; CREDITS: Taxes, assessments. rent, interest, insurance and other expenses of the Property shall be prorated through the day tor: Charny Buyer shall have the option of taking over existing policies of insurance, if assumable, in which event Premiums shai bé proraied. Cush ai Clown, 5 : increased o decreased 35 May be requeed by prorations to be made through day ontor to Closing. or occupancy, il O¢upsncy occurs belary Qlasing A fenl aNd Security Deposits will be credited to Guyer, Escrow deposits held by mongagee wil be Credited to Selloy. Taxes shall be svoratyrt based on th year's 12K wilh SUE alowdnce made for mayimym allowable discount. homestead and other exomplions. if Gosing occurs at a date when the cur: 898 $ NOt fixed and current year’s assessment is available. taxes will be prorated based upon such assessment and firior year’s millage. 1! curegrt ye Ment is rat availaole, then taxes wil be proraied on prior year's tax. If there are Comnigleted provements on the Real Property By Januur which «nprovements were NOt in existence on Janvary Ist of prior year, then taxes shall be ororaied based ufon pnor year's raitage and at TENL tO be agreed Upon betweenahe panes; taling which. request shall be made 10 the County Propeny Appraser for an infor account availaote exempuons. A tax prorao4 based on gn estimate shail. at requesi of eilner arty, be reaghusted ub6n. receipl of « M. SPECIAL ASSESSMENT LIENS: Excedi as set tonh in Paragrann Xia). ceniled, confined and railed sven! sgsesgmian! ‘Gs as of Closing are 10 be paid by Seller Pending liens as of Closing sn3it pe assumed ay Guyer. It the impravoment nas been Ettoctive Date, any penaing ian shall be Considered certified, conicenad gr catiligd ard Soller shal, at Glosing. ue charged an urinuat te, t . OF assessment for the improvement Dy the public Body. AD! } T * ; FARVBARTS Rov 104 ©2000 Feria Attoaton of ex une! ang To Poo ATIVE, COMPLAINT, EXHIBIT EXHIBIT 4 F PAGE Door en a eh A s ”7-\ id i Abr dT. 2007 12: 96PH No.2780 P. 8 198 STANDARDS FOR REAL ESTATE TRANSAGTIONS (CONTINUED) 199 N. INSPECTION AND AEPAIF: Seller warrants thal the calling, root {including the fascia and soffls), exeror and interior walls, foundation, and dockage of 200 the Property do not have any visible evidence of leaks, water damage, or structural damage and that the sentic tank. pool, all appliances, mechanical items. 201 eating. cooling, electrical, plumbing systems, and machinery are « Working Condition. The foregoing warranty shail pe limited 10 the items specried unless 202 atherwise provided in an addendum. Buyer may wispact, or, at Buyer's expense, have a firm or individual specializing in home inspections and holcing an oceu- 209 -pational license for Such purpose {if required), or by an appropriately licensad Floriga contractor, make inspections of, those tems within 20 Gays after the 204 Effective Date. Buyer shall, prior to Buyer's acoupancy but sot more than 20 days alter Effective Date. report in writing'to Seller such items that do nol meet 205 the above standards as lo defocts. Unless Buyer timaly reports such defects, Buyar shai be deemed to have waived Seller's warranties as to defects act Tepert 206 ad. It repairs or ceplacements are required to. cornply with this Standard, Seller ghall case them te be made and shall pay up to the amount provided in 207 Paragraph xi (0). Seller is not required to make repairs of replacements of a Cosmetic Condition unless caused by a defect Seller is responsible to repair of 208 replace. If the cost for such repair or replacement exceeds the amount Prdvided in Paragraph Xt (b], Buyer or Seller-may elect to pay such excess, tailing which 209° either party may cancel this Contract. If Sefer ig unable to correct the defects prior lo Closing, the cost tnarao! shall $e. paid inta escrow’ at Ciosing, For pur. 210 poses af this Contract: (1) “Working Condition” means operating in the manner in which the item was designed to operate: (2) "Cosmetic Condition” meuns 211 aesthetic impertactians that do not affect the Working Condition of the item, including, but aot limited to: pitied marcite of otner pont finishes; missing or torn 212 screens; fogged windows: tears, worn spats, or discoloration of floor coverings, wallpaper, or window treatments; nail holes, Scratches. dents. scrapes. chips 213 or caulking in ceilings, walls, flooring, fixtures, or mirrors: and minor cracks in floors, tiles. windows, ariveways, sidewalks, of pogl decks: and (3) cracked rool 214 iiles, curling or wom shinglas, or kited roof life shalt not be considered dafacts Seller must repair oF roplace, so long as there is co evidence of aciual leaks 215 or leakaga or suuctural damage, but missing ttes wil be Seller's responsibility to rapisce or repair 218 0, RISK GF LOSS: Il the Property is damaged by fire or other casuaty before Closing and cos! of restoration does Adt exceed 1.5% of the Purchase Price, cost 217 of restoration shall be an obligation af Seler and Closing shall proceed pursuant to the tomns of this Contrac\ with restoration costs. escrawed.-at_Closing- tine ——---- ———— OVS” Goat oF restoration excéeds 1.5% of the Purchase Price, Buyer shat either take tha Propemy as i8. logether with ether the 1.5% or any insurance proceaos 219 payable by vine of such loss or damage, or receive a refund of depositis}. thereby releasing Buyer and Seller from all further obligations under this Contract. 220 P. CLOSING PROCEDURE: The daed shall be recorded upon clearance of funds. If the ttle agant insures advarse matters pursuant to Section 627.7841, FS. 221 as amended, the escrow and closing procedure required by this Standard shall be waived, Unless waived 43 set forth above the follewing closing procedures 222 shall spply: (1) all dosing proceeds shell be held in escrow by the Glaging Agent for a period of not move than § days after Cigsing: (2) if Seller's title is rendered 223 unmarketable, through no faut of Buyer, Buyer shall, within the 5 day period, notify Saller im writing of tha defect and Sellar shall have 30 days from date of receipt” 224 of Such notification 10 curs the defect: (3) if Setar fails to timely cure the defect, ait depasits and closing funds shall, upon written demand by Guyer and within 5 225 days aftar demand, be reiyened to Buyer and, simuttangously with such repayment, Buyer shail return the Persanal Propemty, vacate the Reg! Propariy and recan- 226 vey the Property ta Sater by special warranty deed and bil of sale; and (4) if Buyer fas to make timely demand tor refund, Buyér shall take title es is, waiving af 227 rights against Seller as to any intervening defect except as may be available to Buyer by virtue of warrarwies contained in the dééd or bill of sate, 228 , ESCROW: Any Closing Agent or escrow agent (collectwaly Agent’) receiving funds or equivalent is authorized and agrees by soceptance of thern to deposit 229 the promptly, hokj seme in escrow and, subject (0 Clearance, disburse them in accordance with terms and condttions of this Contract, Failure of funds 10 clear shalt 230 not excuse Buyer's performance. Hf in doubt as to Agent's duties or liabitties Under the provisions af this Contract, Agent may. at Agent's option, continue to hokd the 231 subject Matter of the escrow uniil the parties hereto agree to #3 disbursement or until a judgment of a Court of competent junsaiction shall determing the rights of the 232 parties, or Agerk may deposit same with the clerk of the cxcuit Court having jurisdiction of the dispute. An artarey who represents a party and also acta as Agar 233 may represent such party In such action, Lipan notifying at parties concemed of Such action, al liabilty 6A the part of Agent shall Aly terminate, except to ine extent 234 of BocoUnting for any face previously delverad aut of escrow. Ifa licensed real estate broker. Agent wil comply with provisions of Chapter 475, ES., as amended, 235 Any Suh Between Buyer and Soler wherein Agent s made a party because of acting as Agent haraunder. or in any suit wherein Agont interpleads tha subja¢! maker 236 of ino escrow, Agant shall recover reasonable attorney's fees and cosis incumed with these amounts to be paid fram and out of tha esorowed funds or equivalent 237 and charged and Awarded as court casts in fevor of the prevailing party. Ths Agent shail no! be fabia to any party or parson for misdelivery to Buyer or Seller of iterns 238 subject to the escrow, unless such misdelivery is dua to wilful breach of the provisions of this Cartract or gross negigence of Agent. 299 AL ATTORNEY'S FEES; COSTS: tn ary litigation, including breach, enforcement or interpretation, arising out of this Contract. the provaiiny party in such lis. 240 gation, which, for purposas of this Standard, shal include Saliar, Suyer and any brokers ecting in agency or nonagency relationships authorized by Chapter 241 475, F.S., a8 amendad, shall be entiiled to recaver from the non-prevatiing party reasonable atlorney’s fees, Cosis and expenses. 242 5S. FAILURE OF PERFORMANCE: If Buyer fails to perform this Contract within the time Specibed, including payrneni of a Gaposits, the deposits) bad by 243 Buyer and depositis) agreed to be paid. May be recovered and retained by and for the account of Seller as agreed Upon liquidated damagas. cansideration for 244 the execution af this Contract and in full Settlement of any dlaims; whereupon, Buyer and Seller shall be reliaved of al obligations under thig Contract: 0 Seller, 245 at Sellers option, may procesd in equity to enforce Seller's rights under this Contract. tf for any reason other than (allure of Sellar to make Seller's title ma- 246 xetable after ciligent effort, Sater falls, Adglects or refuses te perform this Contract, Buyer may seek specific performance or dectto receive Ine return of Buyer's 247 depositis) without thereby Wailitiy ary action for dernages resulting from Seller's breach, 248 T. GONTRACT NOT RECORDABLE; PERSONS BOUND, NOTICE: FACSIMILE: Neither this Contract nor any notice of it shall ba recordad i any publ 249 records. This Cortract shail bind and inure to the benefit of the Parties and their successors in interest. Whenever the Context permits. singular shall include 250° plurat and one gander shail inciude all. Notice and delivery given by or to the attorney or broker representing any party shail be as effective as if given by or to 251 that party. All notices must be in writing and may be made ‘dy mail, personal delivery or electronic media. A legible facsimile copy of this Comract and ary 5q)- 252 natures hareon shall be considered for all purposes as an original, . 253 U. CONVEYANCE: Sattar snail convey Marketable tile to the Fleal Property by statutory warranty. trustee's, personal representatives, of guardian's deed. as 254 spproonate to the status of Spter, subject only ta matters contgined in Paragraph Vil and those otherwise accapted by Buyer. Personal Property shal, at the 255 request of Buyer. ba transferred by an absolute bil of Sale with warranty of title, subject only (a Such matters 43 May be otherwise provided for herein: 256 V. OTHER AGREEMENTS: No prior or present agreements or representations shall be binding upon Guyer of Seller unless included in this Contract. No mad- 257 ification 10 of change in this Contract shat be valig or binding upon the parties unless in writing and executed by the parties intended 10 be DOUNG by tt. 258 W. SELLER DISCLOSURE: There are no tacts known to Seller materially affecting the value of the Propeny which are not really observable by Buyer or whicty 259 have not been disciosed to Buyer. 260 X. PROPERTY MAINTENANCE, PROFERTY ACCESS; REPAIR STANDAROS; ASSIGNMENT OF CONTRACTS AND WARRANTIES: Soller shall mai: 261 tain the Property, including, put not limited 10 fawn, Shruabery, and pool in the condition exsting as of Effective Oate, ordinary wear and lear excepted. Sec 262 shall, upon reasonable notica, provide uldities semes and AC688s fo the Property for appraisal and inspections. including a walk-through prior to Closing. 10 263 confirm that at kems of Personal Property are on the Real Property and, Subject to the foregoing, that all required repairs and replacements nave been madi. 264 ang that the Property has oeen maintained as required by tnis Standard. AR repairs and replacements shall be completed in a good and workmanhke manner, 265 in accordance wth all fequiraments of law, and shall consist of materials or items gt qualily, value, Gapacity and performance comparabie to. oF batter Thar 266 that existing as of the Effective Date. Sever wil assign all assignable repair and treziment contracts and warranties ta Buyer at Closing 267 Y. 1031 EXCHANGE: If ether Seller or Buyer wish to enter into a Ske-Kind exchange (either senuhaneous with Glosing or deferred} with respect to the Prignst, 268 under Section 1991 of ine internat Revenue Code {"Exchange’. the other party shall cegperate in all veasgnable resoects 10 effectuate the Exchariyt, ta i 269 ing the execuiron of documsnis; provided (1) the cooperating party shah incur Ag ability or expense relaied to the Exchange 3no {2} shy Closing stall nai 1 270 contingent ypon, no extended oF delayed by, such Exchange i f FAR/BAR-?5 Rev 7704 «© 2002 Flonda Assoeiation af Al ¥ . All Rights Reserved Page 4 of 4 HI i. a ADRINISTRAT YE COMPLAIN, Soe No dieu Peg , Abre17. 2007 12:37PM Ping Tot ban ag MONE Med Kah Man Ae 2 Atk 5s (the "Contract’), Buyer and Seller make the folowing terms and conditions pant of ihe Conuact: ty Buyer an Salle ye agjecl the Yop Cre will be repuuyed priv TO Ussing an Cuore, property. , 2) Qe tp Catt: bode. HY 3.000, 60 Poytivels Duvers Closing cost or Pre aad . . 4 Kh @rnd temic ingedun Bobo 3) Beth “by Suly 1A. ddus, by & in genes : y- , [ en x it) Cupp etse| TO Ne CO dete WH f Godieis) 6) Talerior of Hane 40 be Tw Cleaned ; —_b-30-5 Buyer: SED VBY, 36/25. Seflor “th avai TUF UAC MAE TRY CW doStecd Oni te RM Ee eae 7 OC oNkre real TIE ES BAD IT OQ CURES Lo cored, FE CRAIC LC EMTORS MD Are sce OF Wee Nate Ay TEM UN Ccehdceret ee Y Oc us a3. 3 Rot Kian Fogsiored cuir ey ete st ROR ee HCE HC OR OO RANCHER HO Cocke ed Filet TARR ATCO LFF Lak 0, Lap any HC EMEP LY tks fe tant ean ones PEG Pa mtie Rast cattane Od He as cemerts - ADMINISTRATIVE COMPLAINT EXHIBIT [ ExHisit #_/ PAGE Th PAGE S OF — Aor. 17. 2007 12:37PM No.2780 =P. 10 REAL PROPERTY TRANSACTION COSTS ADDENDUM {To be completed prior to signing contact for Sie end Purchase) Addendum # Buyer Mohammad Rahman Seller Property Address 7025 Cayvna Crt oxlands Florida 328076 At such time as the above-referenced transaction is closed, various sums may ba demanded from you as tha Buyar or Sellar in tha form of closing casts. Items which may be payable by you include, but are not finitad to, the following. The designation, if any, of "Seller(s)" or “Buyer(s)" beside any of the following items is to set forth which party will be responsible for the cost listed beside the initial in the transaction, ____The Seller or Buyer shall pay for the cost of any of the following items._This addendum_shall govem over_any_conflict between this addendum ——_____ and thé contract: (B=Buyer, S=Seller, N/A=Not Applicable, B/S=Responsible Party, As Appropriate. Note: each item should be addressed) Real Estate Clasing Costs _B_ Wood destroying organism inspection (#) ~B.. Wood destroying organism re-inspection (if applicable) (#) .B_ Survey _$__ Title insurance (owner's or primary policy) -£_ Title/exam/saarch and closing fee _B, State documentary stamp tax on deed (°, #} -&_ Brokerage compensation (#) _b__ Building inspection fee B_ Energy efficiency test (if applicable) _B_ Flood cartificaiion fee (#) -B_ Septic tank/drain field certification (#) .B__ Well watar certification (#) 8/8 Express mail fees (*, #) B/3 Couriar foes (”, #) .B__ Recording the deed «8... Home warranty (baslc) 8 _ Payoff af existing martgage(s) 8. Recording satisfaction of existing mortgage(s) _B_ Homeowner's Assn. initiation fee N/A Condominium approval or application fees -B_ Radon testing -8_ Broker's administrative fee (seller) _B_ Broker's administrative fas (buyer) “ FHA Buyer Cannot Pay # VA Buyer Cannot Pay Loan Closing Coste _B_ Credit report _B_ Appraisal _B_ Lender's application fee B/S Title insurance (lender or simultaneous issue) _3 Title insurance endorsements required by mortgagee (lender) B_ State intangible tax on new mortgage B_ State documentary stamp tax on new note State documentary stamp tax on morigage assumed _B_ Originalion fee (___ % of loan amaunt) _B_ Discount fea or points (__ % of loan amouni) _B_ Lender repair inspection fee (#) _8_ Document preparation fee (*, #) -B_ Underwriting/processing fee (*, #) BL Lender assignment fee (*, #) N/A TRETS (tax service fee) (", #) _B_ Recording new mortgage 4/4 VA Funding fee/FHA MIP (uniess financed in new mortgage) Prepaid Costs _B_ Prepaid interest on new loans _B_ Property tax escrows _B_ Homeowner's hazard insurance policy _B_ Homeowner's hazard insurance escrows _B_ MIP/PM) - initial premium (unless financed) _B_ MIP/PMI - renewal premium (unless financed) BL Flood insurance _B_ Flood insurance escrows __ Buyer acknowledges that this addendum has been read and signed and is made an integral part of the Contract fer Sale and Purchase of the teal estate, Dated this _ 30 = day of #UNE 2005. . Seller. LW eA f.- Buyer: - ( { pw —____ . / r o ‘ Hl sete EXHIBIT _/ : ouyer “PAGE / Broker: BIOKEr: AB NESTOATIE COMPLAINT oa adden ~ 10190 This aoftware ip licensed to [Jennifer Osburn - Era Twin Bagiad Grok of. igptarit ADOT 200%12:97 ease MbdieS a The following ‘amends the Seller's Real Property Disclosure Statement signed by (selter} on Suede asic) tr property located at is) EL. 32807 - The following representations are made by the Selier(s) and are not th representations of any real éstate licensees, 1. MOISTURE/WATER INTRUSION INCIOENTS/MOLD Are You Aware: ; 8. of any Instances where moisturefwater/condensalionhumidily intruded into the structures located on the Prop. erly as the result of rain, flood, plumbing leak, appliance teak, roof, window or wall leak or any other type of leak or event? NORCYES Cit yes, explain: a —~* aT b, of any damage to the structures located on the propert y Including the growth of mold that resutted fram any type of moisture/water/condensatiowhumidity intrusion of leak? NO BLYES Q tt yes, explain: * . re &, of any clean up, repairs, or femediation of ihe propeny Including elean up of mold because of moisture of water intrusion/condensation/numidity? NOW YES Of yes, explain; d. of any other problems resultin explain: ——____. Trignanarey fprtagy MASAPQ.1 Rev. 102 © 2002 Floriga ASSOCIALON Of Acurons® ait Feghis Reserved ADMINISTRATIVE COMPLAINT = EXHIBIT EXHIBIT eto Bae PAGE 7? OOF Apr 17. 2007 12:38PM No.2780 oP. 12 This Rider is intended for use in conjunction with Paragraph Xill af the Florida Association of Rteactors® and ‘The Flonda Bar (FAR/BAR) Contract for Sale and Purchase (2001 ed,)] Buyer's initials - Selter's initials: !f to be made a part of the Contract. nal )-- (PR ME. | IF THE DISCLOSURE SUMMARY REQUIRED BY SECTION 689.26, FLORIDA STATUTES, HAS NOT BEEN PROVIDED TO THE PROSPECTIVE PURCHASER BEFORE EXECUTING THIS CONTRACT FOR SALE, THIS CONTRACT IS VOIDABLE BY BUYER BY DELIVERING TO SELLER OR SELLEA’S AGENT WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL WITHIN 3 __DAYS AFTER RECEIPT OF THE DISCLOSURE SUMMARY_OR PRIOR TO.CLOSING, WHIGHEVER-———--— ' 3. YOU ~~ OCCURS FIRST. ANY PURPORTED WAIVER OF THIS VOIDABILITY RIGHT HAS NO EFFECT, BUYER'S RIGHT TO VOID THIS CONTRACT SHALL TERMINATE AT CLOSING. . BUYER SHOULD NOT EXECUTE THIS CONTRACT UNTIL BUYER HAS RECEIVED AND READ THIS DISCLOSURE. ; Disclosure Summary For (US CANY PoRie PURSE TL . (Name of Community) 1. ASA BUYER OF PROPERTY IN THIS COMMUNITY, YOU . pe wilt. Q WILL NOT BE OBLIGATED TO BE A MEMBER OF A HOMEQWNEAS' ASSOCIATION (ASSOCIATION). 2. THERE HAVE BEEN OR WILL BE RECORDED RESTRICTIVE COVENANTS (‘COVENANTS") eae THE USE AND OCCUPANCY OF PROPERTIES IN THIS COMMUNITY. WILL x WILL NOT BE OBLIGATED TO PAY ASSESSMENTS TO THE ASSOCIATION. YOU WY WILL SC WILL NOT BE OBLIGATED TO PAY SPECIAL ASSESSMENTS TO THE RESPECTIVE MUNICIPALITY, COUNTY, OR SPECIAL DISTRICT. ALL ASSESSMENTS ARE SUBJECT TO PERIODIC CHANGE, 4 YOUR FAILURE TO PAY SPECIAL ASSESSMENTS OR ASSESSMENTS LEVIED BY A MANDATORY HOMEQWNERS* ASSOCIATION COULD RESULT IN A LIEN ON YOUR PROPERTY. S. THERE J iS YOISNOT AN OBLIGATION TO PAY RENT OR LAND USE FEES FOR : RECREATIONAL OR OTHER COMMONLY USED FACILITIES AS AN OBLIGATION OF MEMBERSHIP IN THE HOMEQWNERS' ASSOCIATION, {i such obligation éxists, then the amount of the current obligation is $ Ns) 6. THE COVENANTS 1) CAN & CANNOT BE AMENDED WITHOUT THE APPROVAL OF THE ASSOCIATION MEMBERSHIP OR, IF. NO MANDATORY ASSOCIATION EXISTS, PARCEL OWNERS. . 7. THE STATEMENTS CONTAINED IN THIS DISCLOSURE FORM ARE ONLY SUMMARY IN NATURE, AND, AS A PROSPECTIVE PURCHASER, YOU SHOULD REFER TO THE COVENANTS AND THE ASSOCIATION GOVERNING DOCUMENTS BEFORE PURCHASING PROPERTY. 8. THESE DOCUMENTS ARE MATTERS OF PUBLIC RECORD AND CAN BE OBTAINED FROM THE RECORD OFFICE IN THE COUNTY WHERE THE PROPERTY IS LOCATED. : 6 -Bo-S — Cus BUYEA DATE AUYER - 7 / . HAD-6 Rev, 7409 ©2003 ‘Tha Florida Gar and the Frida nodal MARTE | LY hose N ' EXHIBIT _/ 2 EXHIBIT # PAGE __/4 PAGE 4 OF Le Mohammed I. Rahman Ma jida A. Ranman 2 at . . Fabian Ave A 7 _ tana, FL 32807 . Zz ‘ 7 a i = oo rm a = SBANK OF AMERICA one EDO. FL 32307 = mM. tad =, iat A ASST OY " @MMAGE CHECKS. 1997 ei URERTY VR00G67-97EE swe inagecmecks.chm Dee we j i ' j- |. | = i? beard i ~ J 1 id i a | S => : a i st 4 rm z al i” = .