STATE OF FLORIDA in DEPARTMENT OF BUSINESS & PROFESSIONAL REGULATION FLORIDA REAL ESTATE APPRAISAL BOARD FLORIDA DEPARTMENT OF BUSINESS & PROFESSIONAL REGULATION, DIVISION OF REAL ESTATE, (4H O\D3aPL Petitioner, v. CASE NO. 2007026088 MARY KAY GIBSON, Respondent. / ADMINISTRATIVE COMPLAINT The Florida Department of Business & Professional Regulation, Division of Real Estate ("Petitioner") files this Administrative Complaint against Mary Kay Gibson (“Respondent"), and alleges: ESSENTIAL ALLEGATIONS OF MATERIAL FACT 1. Petitioner is a state government licensing and regulatory agency charged with the responsibility and duty to prosecute Administrative Complaints pursuant to the laws of the State of Florida, including Section 20.165 and Chapters 120, 455 and 475 of the Florida Statutes, and the rules promulgated thereunder. 2. Respondent is currently a Florida state certified residential real estate appraiser having been issued license 3659 in accordance with Chapter 475 Part I of the Florida Statutes. 3. The last license the State issued to Respondent was as a state certified residential real estate appraiser at 2305 Shell Avenue, Indialantic, Florida 32903. 4. On or about June 23, 2007, Mary Kay Gibson(Respondent) and Gerry L. Brindley FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint developed and communicated an appraisal report (Report) for property commonly known as 782 Sanderling Drive, Indialantic, Florida 32903 (Subject Property), and estimated its value as $731,000.00 A copy of the Report is attached hereto and incorporated herein as Administrative Complaint Exhibit 1. 5. At the time the Report was developed and communicated, Respondent supervised Registered Trainee real estate appraiser Gerry L. Brindley. 6. Respondent made the following errors and omissions on the Report: A) Failure to verifying the bedroom count for comparable sale 1 when there is a discrepancy between the work file documents; B) Failure to verifying the correct bathroom count for comparable sale 2 when there is a discrepancy between the work file documents; C) Adjustment for both room count and square footage, without explanation of its necessity or market support of its accuracy, for comparable sale 1 and comparable sale 2; D) Misstatement that Report was “as is”, when Report was “subject to repairs, alterations, inspections or conditions listed above;” E) Misstatement on page 2 of the Report that Respondent inspected Subject Property, when all that was done was an exterior inspection and an interior inspection from the exterior, looking through windows and doors; F) Failure to use more recent comparable sales in the. Subject Property PUD and neighborhood. A copy of the Brevard County Property Appraiser’s records for a sales search for the Subject Property neighborhood and individual records for more recent sales in the Subject Property FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint neighborhood are attached hereto and incorporated herein as Administrative Complaint Composite Exhibit 2; G) Failure to make an adjustment or provide an explanation for no adjustment on all comparable sales for their site size differences; H) Failure to make an adjustment or provide an explanation for no adjustment on comparable sale 3, when it was not located ina guarded, gated community as comparable sale | and comparable sale 2; 1) Use of interior photos of Subject Property from three (3) years prior; J) Misstatement that Subject property was in “good” condition, when carpets were stained, some doors and windows were inoperable, the appliances were older models and the interior required painting and drywall repair; K) Misstatement that Subject Property had high level of maintenance when the Subject property was missing soffits and gutters, porch ceiling fans were broken and rusted, exterior paint was stained and portions of the stucco were missing from the chimney. Copies of photos taken during the investigation are attached hereto and incorporated herein as Administrative Complaint Composite Exhibit 3; L) Misstatement that Subject Property had a screened patio, when at the time of inspection, it did not, as evidenced by photos in the Report; and M) Misstatement of effective age of Subject Property. 7. There is no documentation in the work file to support the $5,000 adjustment for the garage on comparable sale 1, comparable sale 2 and comparable sale 3. There is also no documentation in 3 FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint the work file to support the $10,000 pond view adjustment on comparable sale 1 and comparable sale 2. The work file lacks any documentation to support the bathroom count for comparable sale 3. Additionally, there is no documentation in the work file to support the $32,000 inferior upgrade adjustment for comparable sale 2. 8. There is no documentation in the work file to support the $75/square foot adjustments made to all comparable sales in the Report. The work file lacks dated Marshall and Swift pages for the time frame that the Report was completed to justify the dwelling square footage price in the Cost Approach section of the Report. There is no documentation in the work file to support the $45,000 adjustment in the Cost Approach section for the “As Is” Value of Site Improvements in the Cost Approach section of the Report. Additionally, there is no documentation in the work file to support the estimated site value in the Cost Approach section of the Report. A copy of the work file is attached hereto and incorporated herein as Administrative Complaint Exhibit 4. COUNT I Based upon the foregoing, Respondent is guilty of having failed to exercise reasonable diligence in developing an appraisal report in violation of Section 475.624(15), Florida Statutes. COUNT II Based upon the foregoing, Respondent is guilty of failure to retain records for at least five years of any contracts engaging the appraiser’s services, appraisal reports, and supporting data assembled and formulated by the appraiser in preparing appraisal reports in violation of Section 475.629, Florida Statutes, and, therefore, in violation of Section 475.624(4), Florida Statutes. FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint COUNT III Based upon the foregoing, Respondent is guilty of fraud, misrepresentation, concealment, false promises, false pretenses, dishonest conduct, culpable negligence, or breach of trust in any business transaction in violation of Section 475.624(2), Florida Statutes. COUNT IV Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically the Conduct Section of the Ethics Rule, or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. COUNT V- Based upon the foregoing, Respondent has violated a standard for the development or communication ofa real estate appraisal, specifically the Record Keeping Section of the Ethics Rule, or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. COUNT VI Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically the Scope of Work Rule, or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. COUNT VII Based upon the foregoing, Respondent has violated a standard for the development or 5 FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint communication of a real estate appraisal, specifically Standards Rule 1-1(a), (b) and (c), or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. COUNT VII Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 1-2(f) and (h), or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. COUNT IX Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 2-1(a), (b) and (c), or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. COUNT X Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 2-2(c)(x), or other provision of the Uniform Standards of Professional Appraisal Practice (2006) in violation of Section 475.624(14), Florida Statutes. WHEREFORE, Petitioner respectfully requests the Florida Real Estate Appraisal Board, or the Department of Business and Professional Regulation, as may be appropriate, to issue a Final Order as final agency action finding the Respondent(s) guilty as charged. The penalties which may 6 FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint be imposed for violation(s) of Chapter 475 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or certificate; suspension of the license, registration or certificate for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or certificate holder to complete and pass additional appraisal education courses; publication, or any combination of the foregoing which may apply. See Section 475.624, Florida Statutes and Rule 61J1-8.002, Florida Administrative Code. The penalties which may be imposed for violation(s) of Chapter 455 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or certificate; suspension of the license, registration, or certificate for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or certificate holder to complete and pass additional appraisal education courses; publication; restriction of practice: injunctive or mandamus relief; imposition of a cease and desist order; or any combination of the foregoing which may apply. See Section 455.227, Fla. Statutes and Florida Administrative Code Rule 61J1-8.002. FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint SIGNED this “day of , 2008. epartment of Business and Professional Regulation Thomas O’Bryant, Jr. Director, Division of Real Estate ATTORNEY FOR PETITIONER Robert Minarcin, Senior Attorney Fla. Bar No. 163147 Division of Real Estate Legal Section 400 W. Robinson Street, N801 Orlando, Florida 32801-1757 (407) 481-5632 (407) 317-7260 - FAX PCP: SD/CK 1/08 ? NOTICE TO RESPONDENTS PLEASE BE ADVISED that mediation under Section 120.573 of the Florida Statutes, is not available for administrative disputes involving this type of agency action. PLEASE BE FURTHER ADVISED that pursuant to this Administrative Complaint you may request, within the time allowed by law, a hearing to be conducted in this matter in accordance with Sections 120.569 and 120.57 of the Florida Statutes; that. -you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take 8 FDBPR v. Mary Kay Gibson Case No. 200726088 Administrative Complaint testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested. PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Florida Real Estate Appraisal Board a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form. Southeast Real Property Appraisers [ PRIVACY NOTICE Pursuant to the Gramm-Leach-Blitey Act of 1999, effective July 1, 2001, Appraisers, along with alt providers of personal financial services are now required by federal law to inform their clients of the policies of the firm with regard to the privacy of client nonpublic personal information. As }.- professionals, we. understand that your privacy. is very important to you and are pleased to provide you with this information. Tynes of Nonpublic Personal Information We Collect in the course of performing appraisals, we may coltect what is known as “nonpublic personal information” abuut you. This information is used to lacitiate the setvices that we provide fo you and may include the information provided to us by you directly or received by us fom olhers with your authorization. Parties to Whom We Disclose Information ‘We do nol disclose any nonpublic personal information obtained in the course of our: ‘engagement with our cents to nonaffiliated third parties, excepl as necessary of as. required by law, By way of example, a necessary disclosure would be to cur employees, and in certain situations, to unrelated thied party consultants who need to know that information to assist us in providing appraisal services to you. All of our employees and any third party consultants we employ are informed thal any information they see as part of an appraisal assignment is to be maintained in strict confidence within the firm. A disclosure required by law would be a disclosure by us that is ordered by a court of competent jurisdiction with regard to 2 legal action 16 which you are a party. Confidentiality and_Security ‘We will retain records relating to professional services thal we have provided to better able io assist you with your needs. in order to protect your nonpublic personal in\ procedural safeguards that comply with our professional standards to insure the securit ADMINISTRATIVE COMPLAINT. EXHIBIT #__[ AGE | OF Lepr PAGE [23 Souteast Real Property Appraisers hn. 576 Highway ALA Satelite Beach, Floida 32937 4-320-773-4114 July 12, 2006 Hayes, Edvin 8. 782 Sandeting Orive Indialantic, FL 32903 Re: Property: 782 Sanderting Drive Indialantic, FL 32903 Borrower: Hayes, Edwin B. File No. ‘SEQ06-559 Mn accordance with your request, we have appraised the above referenced property. The report of that appraisal is attached. The purpose ofthis appraisal is to estimate the market value of the property described in this appraisal report, as improved, in unencumbered lee simple tile of ownership. This reportis based on a physical analysis of the site and improvements, a locational analysis of the neighborhood and city, and an economic analysis of the market {or properties Such as the subject. The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice The value conclusions reported are as ofthe effective date stated in the body of the repart and contingent upon the certification and fimiling conditions attached. ithas been a pleasure to assist you. Please da not hesitate to contact me or any of my staff if we can be of additional service to you 1-321-773-4114. Sincerely, gd bail ley Mary Kay Gibson APPRAISAL OF REAL PROPERTY LOCATED AT: . 782 Sandesting Orive The Sanctuary Phase 3 Lot 20 Bik { PB:034 7G: 0060 ‘ndiatantic, FL 32903 FGR: Hayes, Edwin B. 782 Sandering Drive indialantic, Florida 32903. BY: Geny L. Brindley . 576 Highway AIA Satelile Beach, Florida 32937 4-321-773-4194 EXHIgU Southeast Real Propérty Apptaisers File No, SEQ06-559 De UNIFORM RESIDENTIAL APPRAISAL REPORT fies. scoossso Property Address 782 Sandering Drive z= Cily dndiatantie State FL Zip Code 32903 Legal Description The Sanctuary Phase 3 Lot 208 1 PB: 034 PG: 0060 County Brevard Assessor's Parcel No__27-37-24-27-00001.0-0020.00 Tax Year RE, Taxes § $,167.94 Special Assessments $ None The Sanctuary { Indiatantc Map flelerence AM # 298 Volt MLS# 384 Census Tract 662.01 Sale Price $ Market Value Date of Sale N/A Description and $ amount of loan charges/concessions to de paid by seller N/A Lender/Client__ Hayes, twin B. Address 782 Sanderling Drive, indiatantic, FL:32903, Appraiser Gerry L. Brindig Address 576 ttighvray AIA, Satelite Beach, £32937 B Location Urban BY Suowban [| Rural Predominant a tamil busing Present land use % Land use change Pia Bult up Dd over 75% J 25-75% J under 25% | aecupancy $(000) (yrs) | One family 93 Not likely [7] Likely B) Growth rate —_{__] Rapid Qd stable = [J Stow OI Owner <600_Low_ High 30> | Multifamily. 1 To: WiA Demand/supply [X] Shortage —_[_] inbalance {_] Over supply | 52) vacant (0.5%) Predominant Commercial 5 B Marketing time_[X) Under 3 mos. [| 3-6 mos. {| Over 6 mas. Vacfover 5%) | 700-4- 16 +t Nate: Race and the raclal compasition of the neighbortaod are not appraisal factars. Neighborhood boundaries and characteristics: —_The neighborhood fs residenial in character. The boundaries are: Highvay 192 i tothe South and the Eau Galle Bld isto the Noch, Riverside Drive is the West and the Highway AIA is lo the East: Long and nartow barter island, that is a mix of dry and waterfront sites, beach side community. | Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stabilty, appeal to market, etc): [54 The neighborhood is comprised of a variety of homna sivies that are diferent in age, design, size and price. Homés are generally well maintained, custom buil and offer reasonable compatibility. 2 The areas 8 beach side osmeurity thats a mixture or wale front sites and dry ses. This appraisal report wil only consider dry sites onty. Employment conters, schools, churches and many Support facies are within { to 2 miles. The Atantic Ocean and the beach amenities associated with are fess than 1 mile form the subject. Employment is stable as the economic base is diverse. There are ao adverse factors affecting marketabilly known of anticipated. Marketabilty is considered Wo be very good. The above taxes reflect a homestead exemption and another type of ‘exemption per tax rols of Brevard County. Market conditions in the subject neighborhood (Including support far the above conclusions refated to tne trend of praperty values, demtand/supply, and marketing time ~- such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc. ye This is a wel established residential community and property values within the neighborhood are considered to be increasing. Limited offerings and sales demonstrate thal demand is ahead of Supply. Homes within the neighborhood typically sell wittin 1 - 3 months when competiively priced and actively markeled. intermediary financing is readily avaiable at favorable markel cates, ‘Conventional financing i typical i this market seqment. Seller concessions are not prevatent_ No adverse market condifons are known or anScipated. Market appeal is considered ta be very & = Pig Project information for PUDs (i applicable) - - Is the developer/builder in controt of the tlome Owners’ Association (HOA)? ~ Cl y¥es &} io z Faq Approximate fatal number of units in the subject project 79 Approximate total number of units far sale in the subject project BperMLS #2 Describe common elements and recreational facilities: Costimoa grounds area, celention pond (lake) . community Gtubhouse, odmmenity pool, tennis courts and guard entrance. Dimensions _Not fsted on tax Grevard County tax rolls. Na survey pfovided fo the appraiser. Topography Above street grade / Typical in area Site area _0.46 Acres per tax rolls of Brevard County : Comertot [jes [X}No | Size 0.46 Acces { Typical Specific zoning classification and description _R1-AAA_ Single Family Residential Low Density Shape _tregutar Shape Zoning compliance (X] Legat [| Legal nonconforming (Grandfathered use) [_] iegat {—] No zoning Drainage “ Appears Adequate to Street fighest & best use as improved: _[] Present use. Other use (explain) View Residentiat ! Good Utilities Public Other Off-site improvements Type Public Private | Landscaping _ Good / Typical for area Electricity & Suet ——_Asphalt KK] 1 [oriveway Strtace _Concrete 13 Car Garage Gas (21 Paivate sector +} Curtygutter Miami Cert DX] — L}_| Apparent easements None apparent the subject Water XK. Sidewalk Concrete {x) — ]_ | FEMA Special Flaod Hazard Area =] Yes Dd No Sanitary sewer [J Street lights _Incandescent f Pole mounted. [| }FEMAZone tx Map Date 04/03/89 Storm sewer___ [J] Alley No Alley ia “|__| FEMA Map No. 120096 0464 € Copy Attached ‘Comments (apparent adverse easements, encroachments, speciat assessments, slide areas, illegal or fegal nonconforming zoning use, etc.}: _No known encroachments. ‘or easements have no material affect on markelabitly. The subject conforms with zoning and the aeighborhood. To locale easements, encroachments and flood elevation and a recent survey ‘would be required. . GENERAL DESCRIPTION EXTERIOR DESCRIPTION Founoation BASEMENT NSULATION No. of Units One Foundation Concrete Stab Monolithic Area Sq. Fl. NIA Roof No. of Stories One Exterior Walts CB Brick Crawl Space None % Finished N/A Ceiling ‘Type (Det /Att,) Detached Root Sudace Shingles Basement None Ceiling NIA Walls Design (Style) Contemporary _| Gutters & Dwnspts. Yes! Yes [Sump Pump None Walls NIA Floor Existing/Proposed Existing Window Type Single Hung { Siders_jDampness No evidence Floor NIA None Age (¥rs.} 13 Years StommScreens _Nof Yes Settiement _ Na.evidence Outside Entry N/A Unknown Unknown [X] Effective Age (Yis.)__5 Years [Manufactured House No lafestation __No evidence IXRX Foyer Living, Dini Kitchen Den Family Rm | Rec. Rm. [Bedrooms] # Baths | {Laundry Other Area Sq. Ft, NIA Area 1 1 i 1 4 2 Area__| Nook Office 4222 # Finished area above grade contains: 9 Rooms; 4 Bedroom(s); 2 Baths); 3.222 Square Feet of Gross Living Area INTERIOR Materials/Condition HEATING Yes KITCHEN £OURP_ ATTIC AMENITIES. ‘CAR STORAGE: 3 Car Garage Poors Hantwood/Capel/T#e Good |Type _FWA Refrigerator None {J |Freplace(s) # Yess] None «= LJ Walls Dqwat Good__|Fuet —_Elecbic_[Ranga/Oven OX] | Stairs {_] |Patio soreened OX] | Garage # of cars TrivFinish = _ Wood Pid. Good _|Condition Good Disposal [XI] |Orop Suir =D (] | Attaches = _3. car Garage Bath Floor C-Tie Good ___|COOLING Yes Dishwasher DX) | Scuttle 0 C] | Oetached None A Bath Wainscot C -Tue Good {Central CAC Favtood - [X) | Boor C Buittin None Doors French {Panel Siders Good {Other _None Microwave — [X} | Heated i J | Carport _None_ Materials & Condition Good___ {Condition Good Washer/Dryer Finished’ | Drivewa Concrete / Good Additional features (special energy elficient items, etc.) —_ Covered entry, inigation systom for Lava on deep well and fime, food tights, security system, soreened pool and spa la pato area. Padda fans, ‘ecessed fnlling, above average energy effctetKichen applances, separate laundry room, jacuzzi ih inthe master batuoom suite, freplace, kitchen island, crown mong & 47 caiings HS Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction, remodeling/additions, etc: The subject is in A 00d condition and appears to be very well maintained. No functional or external depreciation noted al the time of the inspection. The normal physical depreciation is estimated at 6.7 % based on =] 5175 effective age ite method and corelated with the market dala as presented. The subject has a funcional floor plan, ample closet space and adequately sized cooms. The pool appeared to ‘be operating propery at the fime of the inspection. Low effective age in comparison to actual age due to the high tevel of maintenance. Reference addenda for deferred maintenance, cnet ty al be abit aah Naehtee cara abhishek hid bet ta eee ee Nears tra opatid we ibe ot ee Wie 1. However, environmental assessment is nat an area of inspections are always recommended. sunk Nik: PAGE es tS: COMMENT Freddie Mac Form 70 6/93 46 AU. yLuuy-y9 UNIFORM RESIDENTIAL APPRAISAL REPORT fico. sco0s5ss9 250,000 | Comments on Cost Approach (such as, source of cost estimate, site value, ‘Square foot calovlation and for HUD, VA and FmifA, the estimated remaining economic life of the praperty): The cost to value is based an tha Marshal & Swift SSTIMATED REPRODUCTION COST-NEW-OF RAPROVEMENTS: | welling 3,222 Sq. FA. @$__ 115.00 = $ 20530 Sq. @$ = Cost Residential Handbook. The site value is based on the abstraction method of site Covered entry, screened patio & poot =, 75,000 valuation and correlated with market data. The improvements were measured by the FS] GarageCapot 738 Sq. FL@S 3800 = 26,044 appraiser. Floor sketch was calcutated by a computer sketch program. The tand to fea Total Estimated Cast New... seetessectenees wi §, improvement ratio of 30 % is not considered excessive for beach side property. This ‘atio fs considered typical in this market segment. 31587 | . =$ 31587 ‘Depreciated Value of Improvements toa. S$ 441,987 | Estimated remaining economic We > 70 years. ‘As-is* Value of Sile Improvements ums, WW OW LNOSCPFP =$_ 45,000 . 736.907 | A= Acual_E = Eflecive COMPARANLE NO. COMPARABLE NO. 2 COMPARABLE NO. 3 719 Nightingale Drive. 681 Nightingale Drive 344 Rio Villa Blvd Indialantic, Florida 32903 ndialantic, Florida 32903 Indialantic, Florida_32963 INDICATED VALUE BY COST APPROACH... O12 mies SW 0.83 mites SE te Is 750,000 § {680,000 Is 669,000 Z S = 27268) is 200.92 Fi] i$ wih Public Records / MLS #322865 Public Records / MLS # 148975 Public Records ! MLS Not fsted Observed Steet FARES [ NDC Observed Street / FARES / NOC Observed Street I FARES [ NDC DESCRIPTION DESCRIPTION: +(-}$ Adjust. OESCRIPTION —-+(—)$ Adjust. DESCAIPTION —: +(-)$ Adjust ‘Conventionat H Conventional : Conventionat : fs | DOM: Approx 62 H DOM: Approx 93. : Daye on market: Unknown} +] Closed: 07/2005 i ‘Closed: 02/2006 i Closed: 09/2005 : Subutban | Suburban A Suburban H Suburban i Fee Simple Fee Simple : Fee Simple H Fee Simple A 0.46 Acres 0.28 Aces i 0 | 0.28 Acres : 0 | 0.38 Acres H 0 Residential ! Good Residentiat Pond _{ -10,000 | Residential /Pond _: -10,000 | Residentiat i Contemporary! Good _| Contemporary !Good _* Contemporary Good _: _| Contemporary !Good > ‘Very Good Very Good : Vesy Good : Very Good : |A=13,E25 1 : OJ A139, E=5 1 : OlA=6,E25 | Hi 8 Good { : Good 1 : Good i : Total :8drms'_Baths i. Total : dems: Baths | Total :Adrms: Baths i gi ai? - : 5000] 9 i 4 : 26 3 200, 7 at 2 4,222 Sq. Ft. 3,368 So. Ft. t -11,000 2,698 Sq. FL +39,000 2.221 Sq. Fi. 475,000 NIA NIA : NIA : NIA NIA NIA : | NIA : NIA i Adequate Adequate : Adequate : ‘Adequate i FWA CAC FWA/CAC : FWAICAC : FWAI CAC. : Above average Above average : Above average R Above average 3 Car Garage 2.Cat Garage : +#5,000 } 2 Car Garage i 46,000 { 2 Car Garage i +6,000 ‘Screened Patio Screened Patio : Screened Patio ‘ ‘Screened Patio : Fireplace Ficeplace : Fireplace : Fireplace i Fence I Pool Fence f Pool t Fence ! Poot : Fence / Poot : Very Good Very Good ‘ Jnferior $% : .__+32,000.] Very Good. a {+ [x]- t -ri900| X]+ [I= 's seo | P<] + {| ~'§ 80,000, : Net 28 %| Net 98 % Net 12.0% Gross 4.1 %I$ 729,000 | Gross 13.5 %1§ 714,000 | Gross 12.0 %{$ 749,000 Comments on Sates Comparison {including the subject property's compatibility to the neighborhood, etc}: The comparable sales are located within the immediate neighborhood and in the competitive market segment _AS the subject is tocated on a barrier istand il was necessary fo expand the search for comparable sates in fine. No adjustment for ime was warranted, as, {here has been no significant economic or market change in this time period. The comparable sales bracket the subject in gross living area and are similar io uty, tot size, subdhvision features and homeowners dues, amenities and market appeal. The adjustments or lack of adjustment are based on sales analyzed over time and are considered reasonable. The adjustments are within Fannie | ‘Mae netigrass guidelines. All sales have been considered and equal weight assigned, in the final analysis the estimated opinion of market value for the subject property has been well supported ‘The adjustments have been rounded fo the nearest § 1,000 increment. ‘Reference the altached addenda for additional comments reqartiag the sales approach and cost approach. TEM P _ SUBIECT COMPARABLE 10. 1 COMPARABLE NO. 2 COMPARABLE NO. 3 Date, Price and Data No sale on the past 12] No sale in the previous 12 months prior No sale in the previous 12 months prior No sale in the previous 12 months prior Source, for prior sales | months. to the most recent sate. to the most recent sale, to the most recent sale. within year of appraisal} Pubic Records Public Records of Brevard County. Public Records of Brevard County. Public Records of Brevard County. Analysis of any current agreement of sale; option, or fisting of subject property and arialysis af any prior safes of subject and compatablés within one year of Uie date of appraisal: ‘Tho subject property is nol current kisted for sale and has nof been fisted for Safe in the past {2 months. The last secorded sale was: 07/2000. No personal property és included in this appraisal feport —_ INDICATED VALUE BY SALES COMPARISON APPROACH a : INDICATED VALUE BY INCOME APPROACH (if Applicable} Estimated Market Rent $ NIA, {Mo_x Gross Rent Muttipfier N/A. uN This appraisal is made [XJ “as is |_| subject to the repais, alterations, inspections or conditions fisted below (| subject to completion per plans & specifications. Conditions af Appraisal: _Allitems appeared to be operable atthe tiie of the inspection. This report is intended to be used for a financial decision, no other use és intended.” This reports for the specific cient identified on paye { of the URAR report. The pool appeared to be operating property at the ime of the inspection. ‘Final Reconciliation: The sales comparison approach was given primary consideration as it bes! represents the current tends and future expectations of the market participants. The cost epcoach was considered, however is deemed to be 1on-applicable {reference addenda for addiGonal comments). The income approach is not considered as data is insufficient to develop a seliable GRM. E24 The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the abave conditions and the cerification, contingent = ‘and fimiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/FNMA form #6048 (Revised 06/93 |. 2 UWE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THATIS THE SUBJECT OF THIS REPORT, AS OF _ June 23, 2006 § (WHICH IS THE OATE OF INSPECTION AND THE EFFE( fE DATE OF THIS REPORT) TO BE $ 734,000 SUPERVISOR} $i bt oid (7) oid sot Name _Nary inspect Property Gale Reuat a Suly 12, 2006. ‘State Certification # Stat HOO 1 FSR Set eit torre B moa State_ FL El Or State License # ESE revo lb f-UN State Fannie Mae Form 1004 6-93 reddie Mac Form 70 6/93 Exb Bhat. PAGE 2 OF 2 enn [File No, SE006-559, Supplemental Addendum File No. st006-559 Borrower/Client__ Hayes; Edwin 8. . _ _! Property Address 782 Sandesting Orive. City fagiatantic . County Brevard State_FL Zip Code 32903 ~ Lender. Hayes, Edwin B. Condition of improvement: The subject's screened pool enclosure and the roof were damaged in the hurricanes of 2004. The estimated cost provided to the appraiser for the cost to cure the screened enclosure is $ 12,000. In addition, the subject property is in the process of having a new roof installed. Per the homeowner the estimated cost provided to the appraiser for the cost to cure the roof is $ 22,000. The inside appeared to have no visible damage. No money has been deducted from the appraisal, as per the home owner their home owners insurance will be paying for the cost to cure. The homeowner can provided the information required regarding these estimates, as this is a matter that is between the homeowner, the contractor and the home owners insurance company. In Brevard Counly materials and labor are in short supply, therefore many dwellings are not repaired as of this date, however in most cases, the Contracts for repairs are in place-or the insurance claims have been filed, and it is a matter of material and labor availability. This is not adverse to marketability. Sales History for 5 years : one The subject's prior transfer was 07/2000. Comparable sale 1 prior transfer was 06/1999. Comparable sale 2 prior transaction was 09/2004 5364/2562 $ 100 WO. Prior transfer was 1992. Comparable sate 3 prior transfer was 06/2000. The Scope of Work of which this appraisal report was prepared and the Scope of the Appraiser(s) work is attached as an addendum. Please reference the attached addendums. The pages. of the appraisal report are numbered and must remain intact to be considered as the complete report submitted fo the lender/client. These pages are made a part of the subject appraisal report by inclusion and is certified by signature of Mary Kay Gibson (State-Certified Residential Appraiser # 0003659) on Freddie Mac Form 70 / Fannie Mae Form 1004 revised 03/2005. This report contains a total of 23 pages and the report is considered invalid as an appraisal without the inclusion of afl 23 pages attached hereto. The appraiser must consider all 3 approaches to market value. The cost approach (typically new construction only}, the sales approach (the reaction of the typical buyer and seller) and or the income approach {ulilized in a rental markel segment). The appraiser(s) have considered all 3 approaches and itis the appraiser’ 's determination which approach(s) to market value is valid for the subject property. Comments regarding cost approach: Reproduction cost requires an exact replica, using the same {not similar) materials, methods and workmanship and building in any functional obsolescence that currently exists. This would be misleading, making and unreliable and this approach inapplicable in this case. Replacement cost requires replacing the structure with one of simitar utility, but using modern materials, methods and workmanship and eliminating any functional obsolescence. ‘This too, would be misteading, making the method unreliable and inapplicable in this case. Accordingly, the COST APPROACH is deemed to be non-applicable. Additional comments regarding the sales comparison approach to value. Due to the hurricanes of 2004 and 2005, it is necessary for the appraiser to carefully select comparable sales for the subject. There are sales in the subject market segment, however il is important for the appraiser to review and analyze the sales for condition and updates. Many of the dweltings in Brevard County were damaged by these hurricanes and some are stil pending repairs from the home owner / insurance company and or many of the dwellings were sold with darnage and were not comparabie to the subject. The subject dwelling appeared to be sound and in good condition No one client or third party may rely on any information in the appraisal report to determine insurance coverage. The subject market segment is considered to be built out, as there re few, if any vacant sites sales available. The estimated land vatue, if provided, may have been established by using the land abstraction method ADMINISTRATIVE COMPLAINT EXHIBIT fot ORGE OF Foam TADD — "WiaTOTAL* appraisal sottware by aa mode, ine. — 1-800-ALAMODE EXT rer , PAGE {fie No" $€606-559] File No. SE006-559 BorowerClient_ Hayes, Edwin 8, a ee __. Property Address 782 Sanderting Orive . ae eated @ State FL Zip Code 32903 Appraisers work fle notes: ‘The appraiser(s} did inspect the exterior and did measure the exterior of the subject dweting, Que to circumstances beyond the appraiser's conkol, hey were denied access to the inleror of the dweting by the occupant. Alter several allempls by the cient (homeowner) (o have the appraisers gain access to conduct an interior inspection of the dieting repetitively denied, the appraisers did a visual inspection through Use windows and sliding doors. The appraiser(s) did not do a complete interioe inspection which was agreed upon (verbally) by the cent and the appraiser. Per verbal agreement wilh the client this was acceptable due-to the circumstances and this would be acceptable in reference to the scope af work. Fhe appraiser, Mary Kay Gibson has inspected the interior of the dwelag in the past. According to the homeowner, tie inferior of the dwelling has nol changed since the prio inspection, The appraiser (Mary Kay Gibson) did nol visually observe any deferred maintenance {om the prior wispection ADMINISTRA Ii exHipiT #_] PAGE “? oor. EXHIBIT Form SUP — “WinTOTAL* appraisal software by ala mode, inc, — 1-80 RURMO0E orem PAGE bk COMPLAINT Subject Photo Page [File No. SECO6-559 Bomower/Client__ Hayes, Edwin 8. Property Address 782 Sanderfing Deve City indiatantic o County trevard Stale -FL Tip Code 32903 Lender Hayes, Edwin 8. Subject Front 782 Sandeting rive Sales Price Markel Value Gross Living Area 3,222 Total Rooms 9 Total Bedrooms 4 Total Bathrooms 2 Location ‘Suburban View Residential Good Site 0.46 Acres Quatity Very Good Age A=13,6=5 1 Subject Rear Subject Street ADMINISTRATIVE COMPLAINT EXHIBI PAGE - Form PICPIX.SR — “Win TOTAL" appraisal software by a ta mode, inc. — t-800-ALAMODE tT #l 3b ; File No. SE006- 59 ‘Comparable Photo Page [Borower/Clent Hayes, Edun 8 ! Property Address _ 782 Sandering Drive i : City Indialantic cet County Brevard State FL Zip Coda_ 32903 Lender Hayes. Edwin B. : 719 Nightingale Drive Prox. to Subject 0.10 miles sw Sale Price 750,000 Gross Living Area 3,368 Total Rooms 9 Total Bedrooms 5 Total Bathrooms. 3 Location ~ * Suburban” View Residential / Pond Site 0.26 Acres Quality ‘Very Good Age AS, E25 1 Comparable 2 681 Nightingale Drive Prox. t0 Subject 0.12 mies SW Sale Price 650,000 Gross Living Area 2.698 ‘Totat Rooms Q Total Bedrooms 4 Total Bathrooms = 2.5, Location ‘Suburban View Residential # Pond Site 0.28 Acres Quality Very Good Age A=B, E25 1 Comparable 3 344 Rio Vita Bid Prox. to Subject 0.83 miles SE Sale Price 669,000 Gross Living Area 2,221 Total Rooms, 7 Total Bedrooms 3 Total Bathrooms: 2 Location ‘Suburban View Residential Site 0.38 Aces Quality Very Good ‘Age A=6,E=5 4 ADMINISTRATIVE COMPLAINT Form PICPIK.CR — “WinTOTAL* appraisal software by a ta mode, inc. — 1-800-ALAMODE Lender . . : . File No, SE006.559. Bortawer/Client.... Hayes, Edwin B= - [Property Address _782 Sanderting Drive _. _ Indiatantic. County Brevard State FL Zip Code 32903 _ Hayes, Edwin GENERAL COMMENTS REGARDING THIS ADDENOUM: The comments inthis addendum are intended to expand on the information provided on the form appraisal. is the appraiser's desive to ensure that the client fuly understands the appraisal process and methodology as well as the facts pertinent tothe valuation ofthe property that isthe subject ofthis appraisal repo. The expanded narrative provided in this addendum is an effort (a clarify those areas of the report thal the appraiser(s) has found cause the most concern fo the client. Al other parties who obtain a copy of this appraisal report are advised that the content and conclusions contained herein were not developed for their use or reparted with consideration oftheir competency to understand the conclusions in the context of te Intended User. Therefore, no refance by any other party should be made on the contents and conclusions of this report except as it pertains to the client for a financial decision. PROPERTY CONDITION and REQUIRED REPAIRS: Seling Guide Part Xt Property Appraisal Guidelines, Chapter 4, Reviewing the Appraisal Report Section 405 09, Property Condition. “We require the appraiser to express zt opinion about the condilion ofthe property improvements on our appraisal report forms. The appraiser must report the condition of the improvements ia factual, specific terms. We believe an accurate description of the physical condition of the subject Property is a critical element in artiving al a supportable opinion of market value. . The appraiser is tesparisible for considering ail factors thal have an impact on value in the development of his ar her opinion of markel vatue for the subject property The appraiser also is responsible for noting in his oF her report any adverse conditions {such as, bul aot imited to, needed repairs; deterioration: the presence of hazardous wastes, toxic substances, or adverse environmental conditions; etc) that were apparent during the inspection of the property or tat he or she became aware of during the research involved in performing the appraisal, Therefore, the appraiser is expected to consider and describe the overall qualy and condition of the property and identify items thal cequire immediate repair as well as items where maintonance may have been deferred, which may or may not require ‘evmediate repair. By now means should the client have an expectation of the appraiser's property inspection for an appraisal based on interior and exterior inspection is a complete visvat inspection of the accessible areas of the property. On the other hand, an appraiser is not responsible for hidden or unapparent conditions. ‘An appraisat 6 be based on “asi condition of the property as tong as minor conditions, such as deferced maintenance, do not affect the livability, soundness, of stucturat inlegaity of the property, and the appraiser's opinion of value zeflects the existence of these conditions. Minor conditions and deferred smaintenance inchede worn floor finishes oF carpet, tninor plumbing leaks, holes in window screens, or ctacked window glass, Minor conditions and deferred ‘maintenance are typically due to normal wear and tear from the aging process and the accupancy of the property. Such conditions generally do nat rise to the ‘evel of a “required repair. Nevertheless, they must be reported. The appraiser must identify physical deficiencies that could affect the soundness, structural integrity, or kvabiity of the property as pad of his or her description of the physical condition of the property, These may tckude, cracks or settlement in the foundation, water seepage, acfve roof feaks, curled or cupped coof shingles, inadequate electicat service or plumbing fixtures, efc. in sivations where @ condition may ned repair bul the appraiser may nol Be qualified to make thal decision, the property must be appraised subject to a satisfactory inspection by a qualified professional, APPRAISAL DEVELOPMENT AND REPORTING PROCESS: This is a Summary Apprais’l Report which is intended to comply with the reporting requirements set orth under Standards 2-2(b) of the Unitorm Standards of Professional Appraisal Practice for a Summary Report, As such, il presenis only summary discussions of data, reasoning and analyses that were used in the appraisal process to develop te appraisers opinion of value. Supporting documentation thatis not provided ‘with the report concerning the data, reasoning and analyses is relained in the appraiser's fle. The deptt of the discussion contained in this seport is specific to the needs of the client and for the intended use stated in the report, The appraiser és nat responsible for unauthorized use of this report, Todevelop the opinion of value, the appraiser pertormed a complete appraisal process, as defined by the Uniform Standards of Professional Appraisal Practice, This means that na departue from Standard { was invoked, Ifthe subject is over 5 years ol, the Cost Appraach may not be considered appropriate, necessary ‘or applicable to fe appraisal assignments. The Income Approach was not nol considered appropriate, necessary of applicable since most of the houses in the area are owner occupied and sufficient data to develop a reiable Gross Rent Multiolier was not avaiable. OF Form SUP — "WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE le No, SE006-559] File No. SE006.559 Borrower/Client__ Hayes, Edwin B. Property Address 782 Sanderting Drive. Indiaiantic County Brevard State FL Zip Code 32903 Lender tiayes. Edwin 8. SCOPE OF WORK: This appraisal report was prepared in accordance with Standards 1-1 through 1-5 of the Uniform Standards of Professional. Appraisal Practice (USPAP) and the ‘opinions and conclusions herein were reported in accordance willt Standards 2-1 and 2- ‘1(b} of USPAP. As indicated in USPAP’s Supplemental Standards Rule section, “Supplemental standards canno! diminish the purpose, inlent or content of the requirements of USPAP.* The Scope of Work statement pre-printed within the forms reflects the minimum standard for this assignment and as such inadequate. Therefore, as required by USPAP . the appraiser has. expanded the Scope ‘of Work to be compliant and to better define and explain the tasks performed in completing this assignment. The Scope of Work is chiven by the complexity ofthe appraisal assignment, the intended use and user as defined, propery type, characteristics ofthe proecty, intended purpose and accepled appraisal practices as are recognized as of the effective date of he appraisal, as wel as USPAP Advisory Opinion 23 (AO-23) found here: hitp:Avww.commerce.appraisalfoundation argilism/USPAP 2005/0023 41m. As such, the Scope of Work required by this assignment includes but is nol limited to the following: The appraiser's expertise fes in estimating the value of the Subject identified in the report’ The appraiser is not a home or environmental inspector. The appraiser does not guarantee thal the property is free from defects or environmental problems. The appraiser did nol operate the heating andlor cental ai system, hot waler heater, windows, plumbing, efecical, appiances, wells ‘and pumps {any}, pool equipment (any), elc. The appraiser did not est the well water or septic systems (any). The appraiser did nol test foc radon, The appraise did not elo on the coot or inthe craw space (# any) under houses, if visible signs of whal appears to be any “mold ke mildew-ke" substance have ‘been located that wil be noted inthe improvement section of he appraisal repo. Moldimildew may be presentin areas tat cannot be seen. The appraiser is not Qualified to determine the cause of the moldiniidew, type of moidimildew or whether mold/eiidew might pose a risk lo the property oF i's inhabitants, or if ‘moldfmidew actualy exist. For determination ofthe presence of any types of motUimitdew issues, a professional home inspection or enviconmentat inspection is ‘commended. Companies able to form appropriate inspections may be found athe Yetow Pages or oa the Work! Wide Web under “Microbial Mold Inspectons” oF Environmental and Ecological Services ~ {Ca repair is obvious, based on a visual observation of the unobsttactive, exposed surfaces of accessible areas, the appraiser will note il in the appraisal report However, il more detailed inspection or description of the improvements is required, lis stongly recommended thal a qualified and competent building inspector, pluriber, environmental, electrical, stuctural engineer, contactors, archilect andlor pest control inspector be retained. The condition of various systems and Components is Based solely on a cursory observation, The appraiser does not warrant or guarantee thal the condition indicated (and the eflective age) is accurate due to potential hidden defects andior necessary repairs. Dala for the subject and sales considered lor comparison are gathered (com sources listed in the appraisal report. The research and gathering of data and inforination {s performed and completed in the normal course of business as is relerence in USPAP, AO-24, Although due diligence in verification of the information was Performed, the appraiser obtained information, estimates and opinions Wal were expressed in the appraisal repext from sources that are considered to be reliable and befieve them to be tue and cowect. The appraiser does not assume responsibilty for accuracy of such items that were furnished by other parties The appraiser was contacted by the named clentlender to pertorm an appraisal ofthe property thats the subject ofthis report. Upon acceplance of the assignment, the appraiser cesearched the public records of Brevard County, tax assessor information and MLS of Brevard County to determine the characteristics and sales history of the subject. An appointment was made with the homeowner, borrower, listing agent or whom the appraiser was instructed fo contact and the appraiser observed ihe subject, measured the exterior and took photographs. The appraiser made visual observations of the interior of the subject, bul did not go into any ‘hidden areas, the albc of crawl space. Using public records of Brevard County and MLS of Brevard County and other avaitable sources observed the subjects defined market and determined which sales would be considered as comparable properties tothe subject. These comparable sales were placed on the sales grid and adjustments for differences were made based on the market reaction to those diflerences. Addilional data for the comparable sales included an exterior visual ‘observation fiom the street, and pliotographs were taken. On occasion, as deemed to be necessary due to various factors fie, trees in front of the property, people in front of he property, traffic low, animals on property, other obstruction etc.) the photographs of the sales might be used from the appraisers data base or the Brevard County MLS. Whenever this happens, i may provide a better represenlalive view of the comparable sale. The appraiser does not include any value for personal property, ixtures or intangibles that are not real property unless other wise noted.in the appraisal part. Any Personal property that was observed and indicated on the pre printed form has been marked with the letter capilal "X10 indicate personal property and was not included ia the analysis of tie fina value of opinion. Personal items include, but are not imited to, furniture, window coverings, reftigerators, washer, deyer, portable pas (hol tubs) and above ground pools, ~ INTENDED USER and INTENDED USE OF THE APPRAISAL REPORT: The Intended User ofthis appraisal repo is stated in the report form as follows: “The intended user of this appraisal reportis the cent”. The client is specifically named on the cover page tited “Uniform Residential Appraisal Report Pursuant fo USPAP SR 1-2(a), this appraisal is developed strictly and solely (or the identified client and intended users communicated to the appraiser al the lime of the appraisal request. This appraisal report was ordered by Edwin Hayes acting 2s the client. No other intended users have been communicated ot identitied to the appraiser and noné are implied in the feport or by the appraiser or should be inferred by the ceader, Uniess otherwise identified by the client as ‘being ar intended user, all other third ‘parties are corisidered to be unintended users, including but nat limiled lo the ‘current owner of the subject property. This report is for. the client for a financial decision and is for current market value of the subject propery. Specifically, any potential buyers or cutside persons contemplating purchase on this property are urged fo seek a separate opinion of value Kom a competent and duly ficensedicertified appraiser. Any additonal requests in this assignment by third parties must be requested in wing and may either be declined or accepled as a new assignment that may be subject to additional fees to recover the costs associated with such requests. The appraiser(s) neither incurs nor accepts any obligation, fiablty oc accountability to any second or thid party. Although the Uniform Residential Appraisal Report form slates the client and other parties “may rely” upon this report, itis specifically identified in this report that itis to be declined 10 identify aff the other intended users or any of the other intended uses for which these parties “may rely” upon the report, The purpase of the appraiser's clarification of the intended users and intended use is o establish specific expectations ofthis work product in compliance wilh USPAP. as opposed tothe additional undisclosed and/or unknowable expectations. Altough the pre-printed form states thal others “may cely” on the appraisal repon, that reliance is not to be considered as an intended use of the appraisal repad. The only inlended use of the appraisat zeport is noted in the next paragraph, which is to assist the clientin evaksating the property thal is the subject of this report for a financial decision far the cent only and és to determine current market value. The Intended Use of this appraisal and appraisal report as stated in the report form is “Tor the client to evatuate the property thal is the subject of this appraisal for a financial decision”. No other intended uses have been communicated to the appraiser and none are assumied. ADMINISTRA EXHIBIT PAGE { EXHIBIT _ Form SUP — “Win OTAL* appraisal software by a la mode, inc, — 1-800-ALAMODE PAGE Fle No. SEO06-559j File No. SE006-559 Borrower/Cllent__ Hayes, Edwin 8. Property Addiess 782 Sandeding Orive City fndialantic County Brevard Slate FL Zip Code_32903 Lender Hayes, Edwin 8 SCOPE OF THE APPRAISAL: ‘Along with the information contained in dhe FORM REPORT, the appraisal is based on a visual observation of the neighborhood and subject property, information gathered from public or private records and subsequent exterior inspection of the comparable sales. The data obtained is verified though public records andlor Published demographic data sources involved in the sales transaction. The appraiser has anly performed a data collection observation of the subject property. The appraiser is not an expert on electrical, plunbing, structural soundness, roots, central ait conditioning, or any other sysfern thal makes up the subject dweting _This appraisal repo may not be and should “NOT” be considered a “home inspection”. Even ifthe borrower “may” rely on the appraisal report, they should not be ‘elying on ito disclose condition and defects. Thatis the job of the HOME INSPECTOR. The analysis arid opinions of the appraiser are based on hisMher sole education, experience and knowledge conceming the type of propery being appraised. The appraiser is not responsible for any items of fact contained in the public ecards or other data sources that are incorrect HIGHEST AND BEST USE-Highest and Best Use is that reasonable and probable use that wit support the highest present value, as delined, as of the eflective date, of the appraisal. Alternatively, itis that use, trom among legally permissible, physically and reasonably possible uses, found ta be economically and financially feasible, and which results in the must profijable of the alternatives. “ifthe subject's improvements are reasonably typical and compatible with market demand for the neighborhood, and the present improvements make the value ‘of the property is greater than if the site were vacant, then the existing use is considered as reasonable, reflecting its highest and best use.” Residential use is among those uses deemed legally permissible, physically possible and financially feasible. Thus, the cutenl/prapased residential use is, considered an adequate expression of the concept uf highest and best use as impraved and /or proposed to be improved. The Scope of Work in evaluating highest and best use including Fannie Mae's highest and best use guidelines. The appraiser(s) fighest and best use Scope of Work did of include a strict, theoretical highest and best use analysis which would include analyzing all legally permitted and physically possible uses based on the assumption that the site is vacant, The appraiser(s) Scope of Work in determining whether current ur propased use is 2 “legal” use was limited to researching whether zoning classification allows use as a residential site. The client is advised to employ the services of ottter professionals such as a surveyor, litle specialists, etc. ifthe clientender has zoning concems beyond the fact that the (subject) site allows for residential use and improved and/or proposed with a residential dveeling, {Lis the appraiser's opinion that the highest and best use of the subject property named in this report is as indicated on Page 1 of the URAR appraisal report. HOMEOWNERS ASSOCIATION FEES / PUD:If the subject is determined ta be subject to mandatory HOA dues, the subject will be indicated as being a “PUO" providing the appraiser has verification of the HOA data. INSPECTION OF PROPERTIES:Complele visual inspection of the interior areas of te subject property: A visual observation from standing height of the accessible areas and unobstructed, exposed surfaces of the living atea without removal of personal possessions. tt includes the visual observation of altached automobile storagé (garage), if any, as well as any attached accessory building judged by the appraiser to have contributory value. This includes visual abservation of basements and attic, i accessible by permanent stairs. It does not include visual observation of any areas not accessible by petmanent staits or of crawl spaces. Complete visual inspection of the exterior uf the subject property: A visual observation of the unobstructed, expased and accessible perimeter of the cesidential improvements from a standing height. includes the visual observation of detached automobile storage (garage). if any. as well as any detached accessury buildings, in the appraisers opinion to have a contributory value. The exterior inspection does not include temovat or repositioning of bushes, brush, trees, rubbish, equipment, tools, exterior furniture, etc. IMPORTANT INFORMATION: The following is mandated under Florida Law and lhe Unitorm Standards of Professional Appraisal Standards (USPAP) by which all Real Estate Appraisers are governed: The appraiser is under obligation NOT to discuss the appraisal, including the final vatue of opinion, with the homeowner and of potential borrower. The-aniy discussion the appraiser is allowed is in gathering information to assist in the preparation al the appraisal. The appratser is only alowed (by law) to discuss the appraisal report withthe client named on the appraisal order form and on the appraisal report The appraiser(s) may not re-issue, re-type, ¢e-certly, update, transfer or otherwise pass an appraisal cepor prepared for one lender/cfent to another lenderfclient for ANY reason under FEDERAL USPAP law and OCC regulations. (Reterence hilpyfwww.appraisalfoundation.org) Any new appraisal report must be considered a new appraisal assignment and-a written appraisal order must be received by the appraiser trom the new lender/client. The appraiser then MUST te-inspect the subject property, verify pubtic records and consider any and ail possible changes in market conditions and ail comparable sales as the effective date of the new appraisal report. Itis a business decision of the appraiser to charge a fee for the addtional work necessary tu complete the new appraisal assignment . : DIGITAL PHOTOGRAPHS and SIGNATURES: {we) cettily that any digital images thal «ay be used in the reported analysis and attached thereto have not been altered in any fashion, as to enhance the appearance of the property, retouched, modified or otherwise altered in any way with the exception of exposure, ‘brightness and/or contrast being depicted. Some photos used on occasion are trom the Brevard MLS system or appraiser's files since the current appearance, condition, ete... at ime of appraisal can vary from the condition and appearance af time of sale and would not depict the. actual condition at time of transfer. The soltware programs used to transter the repurt, ace able to electronically provide digital signature security teatures for the appraises(s) signing the report. The appraiser(s) thal has signed {affixed and electronic signatute) to this tepait has ensured that the signature(s) is protected and the appraiser(s) has maintained control of the signature. Electronically affixing a signature to 2 report carries the same level of authenticity and responsibility as an original ink signature an a paper copy report, Digital photographs and digital signatures are password protected. ADMINISTR iat EXHIBIT _ Form SUP — “WinTOTAL" appraisal software by a fa made, inc. - 1-800-ALAMODE PAGE rHie WO. DEYUD-2DY J File No. SE006-559 Borrower/Client Hayes, Edwin 8. _ _ _ Property Address _ 782 Sanderiing Drive : _ _ - City ndiatantion County Brevard State__ FL. Lip Code 32903 Lender Hayes, Edwin B. DELIVERY OF THE APPRAISAL REPORT:The appraisal report wa only be delivered to the client who is named as the client. Under the Confidentiality section of the ETHICS RULE of the USPAP. the appraiser(s} are under a strong obligation to the ckenl, and may NOT discuss the results with any other party, oF provide copies of the report to any other pany, including the homeowner/borrower. ADDITIONAL CERTIFICATIONS: certify that, to the best of iny knowledge and belief; The statements of fact contained in this report are true and correct The reported analyses, opinions, and conclusions are fmited only by the reported assumptions and fmiting conditions. and are my personal, impartial, and unbiased professional analyses, opinions and conclusions | (22) have no'{or the specified) present or prospective interest in the property tats the subject of this report, and nyo (or the specified) personal interest wilh respect to the parties involved. { (we) have no bias with respect fo the property Whats the subject of this report or the parties involved with this assignment. My (our) engagement in this assignment was not Contingent upon developing or reporting predetermined results. My (our} compensation for completing this assignment is not contingent upan the devefopment or reporting of a predetertniied value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated resut, oF the occurrence of a subsequent event dicectly related to the intended use of this appraisat, 7 ‘My (our) analyses, opinions and conclusions were developed, and this ceporl has been prepared, ia conformity wilh the Uniform Standards of Professional ‘Appraisal Practice, 4 (we) have (or have aol) made a personal inspection af the property that is the subject ofthis report, (If more than one person signs this certification, the certification must dearly specity which individuals did and which individuals did not make a perscnal inspection of the appraised property) ‘No one provided significant assistance to the person(s) signing this certification. (I{there are exceptions, the name of each individual providing significant assistance is stated ) 4 (we) certty thal, fo the best of my (our) knowledge and belie, the reported analysis, opinions and conclusions were developed, and this report was prepared, in conformity with the requirements of the Code of Professional Ethics and the Uniform Standards of Professional Appraisal Practice of the Appraisal Institute. (we) further certly that the use of this tepod is subject of the cequirements of the Appraisal Institue relating to review by its duly authorized representatives. Uniform Standards of Professional Appraisal Practice Definitions 2005 APPRAISAL: (noun) the acl or process of devetopiag an opinica ol value: an opinion of value. (adjective) of ar pertaining to appraising and related functions such 88 appraisal practice or appraisal services. Complete Appraisal: the act or process of developing an opinion of value or an opinion of value developed without invoking the DEPARTURE RULE, Limited Appraisal: the act or process of developing an opinion of value of an opinion of value developed under and resulting from invoking the DEPARTURE RULE, ‘Comment: An appraisal must be numerically expressed as a specific amount, as a range of numbers, oF as a relationship (e.g. not more than, not less than} toa previous value opinion or numerical benclunark (e.g, assessed value, collateral value), APPRAISAL PRACTICE: valuation secvices performed by an individual acting as an appraiser, including but nal imited to appraisal, appraisal review, of appraisal ‘consulting, Comment: Appraisal practice is provided anly by appraisers, while valuation services are provided by a variety of professionals and others. The lens appraisal, appraisal review, and appraisal consulting are intentionally generic and are nol mutually exclusive, Foc example, an opiaion of value may be required as part of an appraisal review and is requiced as a component of the analysis in an appraisal consuling assignment. The use of other nomenclature for an appraisal, appraisat ‘eview, or appraisal consulting assignment (e g., analysis, counseling, evaluation, study, submission, o¢ vaksalion) does not exempt an appraiser from adherence {o the Unifarm Standards of Professional Anpraisal Practice, APPRAISAL REVIEW: the acl of process of developing and communicating an opinion about the quality of another appraiser's work that was peclormed as part of an appraisal, appraisal review, or appraisat consuting assignment. . Comment: The subject of an appraisal review assignment may be all or part of a teport, work fle, or a combination of these. APPRAISER: one who is expected to perform valuation services competent and in a manner thal is independent, impartial, and objective. Corunent: Such expectation occurs when individuals, either by choice or by ¢equirement placed upon them or upon the service they provide by taw, eegulation, oF agreement with the cient ar intended users, represent that they comply. (See PREAMBLE ) COMPLAINT pace 12 or __ exon, Form SUP — “Win TOTAL* appraisat software by a la mode, inc. — 1-800-ALAMODE PAGE iFitle No. SEQUG-559} — ___ File No. S€006-559 Borrower/Client__Hayes, Edwwa 8. : Property Address 782 Sanderting Drive . _ City fndialantc County Brevacd State FL Zip Code_32903 Lender Hayes, Edwin B. ASSIGNMENT: a valuation service provided as a consequence of an agreement between an appraiser and a client, ASSIGNMENT RESULTS: an appraiser's opinions and conclusions developed specific to an assignment, ‘Comment: Assignment resulls include an appraiser's: Opinions oF conclusions developed in an appraisal assignment, such a$ value: ‘opinions of adequacy, relevancy, or reasonableness developed in an appraisal review assignment; or opinions, conclusions, or recommendations developed in an appraisal consulling assignment, ASSUMPTION: that which is taken to be tue, BIAS: a preference or inclination thal precludes an appraiser's impartiality, independence, of objectivity in an assignment CONFIDENTIAL INFORMATION: information that is either: ‘identified by the cient as confidential when providing @ to an appraiser and that is not available from any other source; or classified as confidential or private by applicabte law or reguiation”. “NOTICE: For example, pursuant to the passage ol the Gramm Leach-Bidey Actin November 1999, some public agencies have adapted privacy reguiations that affect appraisers. As a result, the Federal Trade Commission (www fic gou/privacylglvact) issued a rule focused on the protection of “non-public personal information* provided by consumers to those involved in financial acivlies “found to be closely relaled fo banking of usual in connection with the transaction of banking.” These activiies have been deemed ta include “appraising reat or personal property.” (Quotations are fram the Federal Trade Commission, Privacy of Consumer Financial information, Final Rule, 16 CFR Part 313.) INTANGIBLE PROPERTY (INTANGIBLE ASSETS): nonphysical assets, including but nt lite to kanchises, trademarks, patents, copyrights, goodwil, equiles, securities, and contracts as distinguished fcom physical assets such as facies and equipment. INTENDED USE: the use or uses of an appraisers reported appraisal, appraisal review, or appraisal consutting assigiment opinions and conclusions, as identified bby the appraiser based on communication with the client at the lime of the assignment. INTENDED USER: the client and any other party as identified, by name or type, as users of the appraisal, appraisal review, or appraisal consutiing report by the appraiser on the basis of communication with the cent atthe time of the assignment, MARKET VALUE: a type of value, stated as an opinion, thal presumes the transfer of a property (Le. aright of ownership or a bundle of such rights), as of a certain date, under specific conditions set forth in the defvition of the tesm identified by the appraiser as applicable in an appraisal Comment: Forming an opinion of markel value is the purpose of many real property appraisal assignments, particularly when the clients intended use incudes ‘more than one intended user. The conditions included in market value definitions establish markel perspectives tor development of the opinion. These conditions may vary from definition to defrition but generally fal into tree categories 1. The relationship, knowledge, and inotivation of the parties .e., seller and buyer): 2. The terms of sale (eg. cash. cash equivalent, or other terms): and 3. The conditions of sale (e.g., exposure in a competitive markel for a ceasonable time prior to sale). Appraisers are cautioned to identify the exact defnition of markel value, and its authority, applicable in each appraisal completed for the purpose of market value. PERSONAL PROPERTY: identifiable tangible objects that are considered by the general public as being “personal” - for example, furnishings, artwork, antiques, gems and jewelry, colectbies, machinery and equipment; af tangible propery that is not classified as real estate. REAL ESTATE: an identified parcel or act of land, including improvements, any.” REAL PROPERTY: the interests, benefits, and tights inherent in the ownership of real estate. ‘Comment: in some jurisdictions, the terms real estate and real property have the same fegat meaning. The separate definitions recognize the traditional distinction between the two concepts in appraisal theory. oO REPORT: any communication, written or oral, of an appraisal, appraisal review, oF appraisat consuiling service that is transmitted to the cent upon completion of an assignment. . . Comment: Most reports are writen and most clents mandate written reports. Oral report requicements (see the Record Keeping section of the ETHICS RULE) are included to cover cour testimony and other oral communications of an appraisal, appraisal review, or appraisal consulting service. SCOPE OF WORK: the amount & type of information researched & the analysis applied in an assignment, Scope of work includes, but is not limited to, the folowing: The degree to which the prapeny is inspected ar identified: The extent of research into physical or economic factors that could affect the property, The extent of data research; and The type and exteal of analysis applied to arrive al opinions oF conclusions, ‘SUPPLEMENTAL STANOAROS: requirements issued by government agencies, government sponsored enterprises, or other enlities that establish public poticy “which add o the purpose, intent and content of the requirements in USPAP, that have a materiat effect on the development and reporting of assignment results. ‘Comment: Supplementat standards-are published in regulations, rules, policies, and other similar documents, and have the same applicability to all properties or ‘assignments i a particular category or cass regardless of the contracting entity. Contractual agreements that are unique to the contracting entity and which apply speciically to a particular property or assignment are not supplemental standards VALUE: the monetary relationship between propedies and those who buy, sell, or use those properties. ‘Comment: Value expresses an economic concept. As such, itis never a fact but always an opinion of the worth of a property al a given time in accordance with a specific definition of value, In appraisal practice, value must aways be qualified - for example, market value, fquidation value, or investment value ADMINISTRATIVE COMPLAINT EXHIBIT 4 PA Form SUP — "WinTOTAL* appraisal software by a fa mode, inc. —- 1-800-ALAMODE {file No. SEO06-559) File No. S€006-559 Sonower/Clent Hayes, Edwin B. = Property Address 782 Sandering Deve City Indiatantic : County Bcevard State FL. Zip Code_32903 Lender Hayes, Edwin 8. NOTICE TO BUYERS AND SELLERS OF EXISTING HOMESTEAD PROPERTY: Oue to the “Save Our Homes Amendment’ ia Florida, the reported lax assessments may change dramatically after a purchase of the subject. itis not passible to predetermine the increase by the appraiser. See comments below regarding impact of taxes on property ansfers. AUYERS: buyers of existing homestead properties should be aware that YOU COULD, AND MOST LIKELY WILL, BE SUBJECT TO A SUBSTANTIAL INCREASE IN-THE ASSESSED VALUE OF YOUR PROPERTY. This change would not lake effect uatil the second year when the benef of the prior owner's ‘homestead exemption ceases to apply to the property. Normally, for a new owner, the prior owner's homestead exemption and capped assessed value applies the first year the prior owner was residing on Une property of January tstof the year in which the tite tansfers. Flovida taw requires that the assessed value of all existing homestead property cannot be increased more than # % of the change in the Consumers Price tndex {CP}, whicheveris fess, from ane year lo the next, When this occurs. the mackel value ol the property has usually appreciated at a greater rate annually than the cap and, ater several years, a considerable differential between the capped assessed vahie and the market value may resull, The law further specifies that when a homesiead property ts Sold, the Property Appraiser is required to assess the actual markel value of the subject property to the new property owner. This can resutt in a substantial increase in taxes over what the prior owmer was paying based upon the capped assessed value, Thisis, ‘often further compounded by taxing authorities’ failure to eeduce mifage rates over several years, As anew owner, your tares and escrow will likely be estimaled based on the taxes paid by the previous owner. Those taxes will nol reflect the ful market value assessment, which must be applied to the property by lawn the subsequent year. This is to advise all buyers of existing homestead property of tis pending eventuality and to permit you to plan accordingly regarding your purchase and your fukure finances. SELLERS: this is also to advise all owners of existing homestead property who ave seling their property of a new State law, Section 689.261 Florida Slatues. This taw went into effect January 01, 2005 and requires the sellers of iomestead property to disclose to any prospective purchasers the future tax impact.on the market value re-assessment which the law requites with a change of ownership. For further information and calculations please consull the Brevard County Property Appratser's web site. ‘Soutneast Heal Property Appraisers re Borrower/Clent Hayes, Edvan B. File No. SE006-559 ly Address 782 Sanderinny Orive Indialantic County Brevard State FL. Tip Code 32903, Hayes, Edvin B. APPRAISAL AND REPORT (DENTIFICATION This Appraisal Report is one of the following types: Self Contained {A written report prepared under Standards Rule 2-2(a) , persuant to the Scope of Work, as disclosed elsewhere in this report.) O ‘Summary {A written report prepared under Standards Rule 2-2(b) , persuant to the Scope of Work, as disclosed elsewhere in this report.) [X] Restricted Use (A weitten report prepared under Standards Rule 2-2(c) , persuant to the Scope of Work, as disclosed elsewhere in this report, 7 restricted to the stated intended use by the specified client or intended user. ) Comments on Standards Rule 2-3 { certify that, {o the best of my knawledge and detief: ~ The statements of fact contained in this report are true and correct, « The reported analyses, apinions, and conclusions are fisnited only by the reported assumptions and limiting conditions and are my personat, impartial, and unbiased professionat analyses, opinivas, and conclusions. “have no {or the specified) present or prospective interest in the property that is the subject of this report and no (or the specified) personal interest with respect fo the parties involved. «1 have no bias with respect to the property thal is the subject of this report or the parties involved with this assigament, ~ My engagement in this assignment was not corlingent upon developing or reporting predetermined results. + My compensation for cornpleting this assignment is not contingent upon the development or reporting af a predetermined value or direction in value that favors the cause of the cfient, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal + My analyses, opinions and conclusions were developed and this report tas been prepared, in conformity with the Unifarm Standards af Professional Appraisal Practice. : Thave (or have not) made’a personal inspection of the property that is the subject of this report. + No one provided significant real property appraisal assistance to the person signing this certification. {If there are exceptions, the name of each individual providing signiticant . teal peoperty appraisat assistance is stated elsewhere in this report.) LL Comments on Appraisal and Report Identification Note any USPAP related issues requiring disclosure and any State mandated requirements: Reference aft supplemental addendums attached. APPRAISER: Name: Geny L. Brind! spans Seca fe Date Signed: July 42, 2006 State Certification #:. State Registered Trainee Appraiser #0011646 or State License #: State: FL Co-Appralser: Name: Mary Kay Date Signed: —_tuty 12, 2006 ‘State Certification #: State- Certified Residential Appraiser # 0003659 of State License #: State: Fi Expiration Date of Certification of License: 11/30/2006 Inspection of Subject {J} None — [_j interior [XI Exterior Date of Inspection dune 23, 2008, Exgiration Date of Certification or License: 1730/2006 Inspection of Subject: . {J None = [_] interior QX} Exterior ‘Date of Inspection dune 23, 2006 Form 1006 LT — “WinTOTAL* appraisal software by a ta mode, inc. — 1-800-ALAMODE LRA Led EXHIBIT fg elie 10. stUUD-399 Building Sketch (Page - 1) | Borrower/Client__ Hayes, Edwin 8, Property Address 782 Sanderting Drive. City fadialantic County tievard “Stale FL Tip Code 32903 {lender Hayes, Edwin 8. 34.8" Screened 32.6 FIP Family Room 27.2 Dining Area 21.8 3 Car Garage 7 42 4.2 70 SKETCH CALCULATIONS Misc. Area Covered Entry 60.8 Living Area First Floor 3222.2 Total Living Area 3222.2 Garage Area Attached Garage 737.7 Patio/Deck Area Covered Patio 4818 Pool Area Screened Pool Area 1060.3 Location Map |Borrawer/Client__ Hayes, Edwin B. Property Address 782 Sanderling Drive City Indialantic County Brevard State FL Zp Code 32903 Lender Hayes, Edwin B. $6 SF ee are Bee Fg < yee €¢§ @ co 3 inde atc Indian Harbour g wit oven , tlsrion “ Q Yacht & S * = 2 * Gleason Park Parkside 21 eae Ailey Ave: Allantic Ave Coral Bay ‘Sand Fine Rd~ Sand Collar Rd LJTt9 Nightingale Drive = erent “ MapPoint} “Comparable #1 * gaicon % Pe we oral ot peregrine Dr | Bxookside OF ~~ Metvaurne Veracur Bed o : “ “pp a 8 ; 2 . Padian z8 , cE a an . ey * ° io Casa Be Bio Casa Or $ Ping Tree OF Senora Circle, © Coconut Dr Cecenut OF FT Paradise Ghd day HOOIRgY Cypeess. $4 # Reef ~ Abalone... Comparable #2 — ightingale Drive}: 7 ¥ 5 A 4 | Comparable #3 ' J3-44 Rio Villa Bivd: 7 Avenida dé a-Vistas = Form mnt (et cea aaa EXHIBIT. PAGE. 50 tile No. SEQU6-559j Flood Map Borrower/Chient Hayes, Edwin 8. _ a Property Address _782 Sanderting Drive — = City Indialantic County grevard State FL Zip Code 32903 Lender Hayes. Edwin B. Prepared for: Southeast! Real Properly Appraisers InterFlood weww.interflood.com « 1-800-252-6633 782 Sanderling Drive Indialantic , Ff 32903 Brevard © ~ Unincorporat § a 125094 § FLooo Flood Hazards Map RO_COURTY 4 7 ELBOURNE a { it|| Map Huenber } L 12G0300464E ty of Melbourne | i : Effective Date 120025 i FerES. 1989 || For mora information abou [ ttood zones and (hod | insurance, contact: Hit Powered by FloodSouree 377.77. FLO0D G 1404-2005 Source rose andlor FleadSomee Cesporsicns, MU highs teserved, Patents O01 370 and 6.079 O18, Cher parercs pending. For lato: info @tlocdsouree com. ADMINISTRATIVE COMPLAINT. exnisir #¢_] > AG - EXHIBIT. Page 14 oF sae PAGE Form MAP FLOOD — “WinTOTAL* appraisal software by a la mode, inc. — 1-800-ALAMGDE Photograph Addendum Borrower/Glent Hayes, Edwin B. Property Address _782 Sanderting Oxive City lndiatantc County Brevard County. State_Ft Zip Code 32903 Leader Hayes, Edwin B. Owelling in 2003 Owelling In 2003 Owelllng In 2003 Owelling in 2003 Dwelling in 2095, NMINISTRATIVE COMPLAMEting In 2003 EXHIBIT ¢ | EXHIBIT Form P82 — “WinTOTAL” appre sdihare by alg onde, nc. — 1-800-ALAMODE PAGE___ E Photograph Addendum City Indialantic County Brevard County. State_A Zip Gode _ 32903 Dwelling In July 2006 Dwelling in July 2006 ADMINISTRATIVE COMPLAINT EXHIBIT # cage | oF __ EXHIBIT Form PICS — “WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE PAGE & DiCvalu CUULLYy CLUpCity Appraiser aapy svat diy SESE {Home] [Meet JimFord] [Appraiser’s Job] [FAQI [General info] [Save Our Homes] [Exemptions] (Tangible Property] {Contact Us] [Locations] [Forms] [Appeals] [Property Research] [Map Search] [Maps & Data] [Unusable Property] [Tax Authorities! {Tax Facts] [Economic indicators] [What's New] [Links] [Press Releases] [Tax Estimator] Residential Sales Records by Subdivision name yen Sale Sale Date Price ee a Bit Pool 729 | , | | HUMMINGBIRD |/10/1 1/2007 = 5823/8394 ||2786|| 1987] jl DR ——___ 541 | NIGHTINGALE | 9/14/2007 es 2156] 1987], M4 Parcel Id | Property Address Fireplace IDR eee pl|22= 788 KIWI CT 8/10/2007}]$595 ,000|| 5803/9489 bs 1988] 4 j/k Pii90006.0- (0010.00 529 TTUMMINGBIRD | 6/21/2007 $100]] 5796/1119 -m 1988 ed 462 SANDERLING 4/24/200711$550,000]| 5773/9611 112843 wl MW | an MALLARD |} 3/16/2007 “ 5760/6401 ||2648 oslo a 00005.0- DR 27-37-24- 25+ Map| 628 PEREGRINE |) 4/9/2997/) $50,0001|5747/8523 ||2452|| 1987) |Z (0020.00 is 27-37-24- 580 NIGHTINGALE _ |]12/29/2006]/$575,000}|5736/2393 ||2866]| 1990 - | DR | dlowanistrAnvellcombainty | EXHIBIT #_2 http://brevardpropertyappraiser.com/asp/find_sales.asp PAGE _ | OF 12/6/2007 --o-- e+ Mn waa | 12/7/2006] $1001 5728/0064 ||2680]] 1989 ; a 845 SANDERLING _ |{11/17/2006]|$799,900]| 5722/4375 113427 198911 lla DR De PEREGRINE | 8/25/2006] $100))5713/7268 z 1993 a De REGRINE rs 5680/8391 na 27-3724. |p 27- eago1.o. |SANDERLING |} 6/27/2006) $100) 5664/6903 ||2878|| 1996], a 022.00 _ JPR | 27-37-24 || Map]||2= NIGHTINGALE || 5/1/2006!$400,0001| 5644/3593 4 la loooo2.0- ff. bos HUMMINGBIRD |} 3/31/2006||$540,0001] 5626/8785 a DR be PEREGRINE | 3/0061 — $1001 5622/8733 ||2247 oslo fs 10 |__ | | | 27-37-24. Nay NIGHTINGALE || 2/22/2006|1$435,900]| 5610/7413 A ja 00010.0- IR jo003.00 | 681 a NIGHTINGALE |} 2/21/2006/|$650,0001 s6o9/1716 [IP oo19.00 «PR 2737-24. or Mapl|2>= HUMMINGBIRD |} 1/24/2006I|$585,0001| 5599/0295 a ja oooos.o- PY 0014.00 P | 27-37-24- : ve pe PEREGRINE th 1/18/2005 si00 5568/1535 13373] 1989] @ Ia | (00006.0- http://brevardpropertyappraiser.com/asp/find_sales.asp ADMINISTRATIVE COMPLAINT. EXHIBIT #A $< 9p “GE _ Ao r Oe 2007 revara County rroperty appraiser rage 5 014 LY = |_| Le conf 9001 5537/0624 SANDERLING 9/8/2005] $1001]5533/3014 }]2578|| 1992 DR 4562 HELENA : en 5525/1090 sn = 5502/5701 1995 Map Peery 7/1/2005)}$750,000| 5495/7376 1989/4) M4 | 6/17/2005}/$472,5001| 5487/3741 112727, ola Map| O02 0- SANDERLING 5/25/2005|1$475,000]| 5476/1318 1/2450) 199514 M4 loo07.00 PR Mapi|,, 5/6/2005}|$499, 9001} 5467/3224 z 1994] 141 | 4/21/2005 bs -} 5458/4114 | 2866} 1990]] Map| W 2 7-37-24- 26- 312 PEREGRINE Maploooo9.0. lpr 3/9/2005||$608,400115435/5826 | 3524 1988/1 a (0013.00 ae HELENA | 9/23/2005|1$290,000|| 5445/2306 ||1899|| 1990] @ : | sen ee ee ADMINISTRATIVE COMPLAINT . EXHIBIT # http://brevardpropertyappraiser.com/asp/find_sales.asp DARE OF 12/6/2007 MIUVGLU VuULLy LLUpLLly Appar vage 4014 02- Maplioo000.0- #99? HELENA 9600511 $370,000/ 5415/2386 |]2468l 199311 Ia 0023.00 PR 460 ORIOLE LA 12/7/2004||$492,000}| 5400/0536 |/2871 vole 2 All Sales where Subdivision name like Sanctuary and Sale Date >= 12/6/2004 and Has a Pool and Has a Fireplace {Home] [Meet JimFord) [Appraiser's Job} {FAQ] [Generat Info] [Save Our Homes] [Exemptions! angible Property] [Contact Us] [Locations} [Forms] {Appeals} Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE. COMPLAINT ; EXHIBIT i: http://brevardpropertyappraiser.com/asp/find_sales.asp mace Ut OF ____ssrg79n97 AARNON MARA NAMAAALY ARUP CRP LUMOWE™ WLIAUELY INU GL LIOLALY ALU ELLY Cau Faye rtuis Us] {Locations} [Forms] [Appeals] [Property Research] [Map Search] [Maps & Data] (Unusable Property} [Tax Authorities] {Tax Facts] [Economic Indicators] [What's New] [Links] [Pr es] [Tax Estimator] General Parcel Information for 27-37-24-27-00002.0-0034.00 . 27-37-24-27-00002.0- Millage 4 a . Parcel Id: 0034.00 ao Code: S3Kofxemption: Use Code: {110 * Site Tax 660 NIGHTINGALE DR , INDIALANTIC, FL 32903 2726237 Address: : Account: * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button to return to the Property Appraiser's web site) Owner Information ThirdName: | Legal Description View Plat (requires Adobe Acrobat Reader-file size may be large) Land Information Agricultural Assessment: Assessed Value: *** Homestead Exemption: ***Other Exemptions: ‘Taxable Value: . ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the Value Summary table are applicable for the year shown and may or may not be applicable if an owner change has occurred. OR Sale Book/Page|Date 644/3593 Sales Information 994/4605 | 5/1989 ADMINISTRATIVE COMPLAINT EXHIBIT # http://brevardpropertyappraiser.com/asp/Show _ parcel asp ?acct22q 26237 dgen=T &tax=T... 12/6/2007 Temas ewasey a ewpwney 4 ap awauwe CrtuttY LUGE LoLaty 2 LUPLLLy Cal rage ZO01zZ *** Sales Screening Codes and Sources are from analysis by the Property Appraiser's staff. They have no bearing on the prior or potential marketability of the property. : Building Information Year {Story Exterior {Interior [Roof |Roof Floors — |Ceiling e {Built |Height [Code Code ‘Type |Mater. {Code Code eC SY) DC |Base {Garage {Open # Area {Area Porches |Port |Porches 334o] 776 iso Extra Feature Information Extra Feature Description FIREPLACE POOL DECK Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMPLAINT EXHIBIT foe ; lo cue ny http://brevardpropertyappraiser.com/asp/Show _parcel.asp?acct=F 633 7&een=T&tae“T___ 12/6/2007 LVL Wey 2 cUpeey Capp URoUI- UV MILe aXuaL Lotate A UpULLy Cai LagG LULZ 2 A [Home] [Meet JimFord] (Appraiser's Job] [FAQ] [General Info] [Save Our Homes] [Exemptions] [Tangible Property} [Contact Us] [Locations] [Forms] {Appeals} [Property Research] [Map Search] [Maps & Data] [Unusable Property] {Tax Authorities} General Parcel Information for 27-37-24-25-00004.0-0010.00 27-37-24-25-00004.0- Millage 2 . Parcel Id: (0010.00 Mag Co dee s3Koftxemption: Use Code: * Site Tax . 534 HUMMINGBIRD DR , INDIALANTIC, FL 32903 2726024 Address: Account: * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button to return to the Property Appraiser's web site) Owner Information Legal Description Owner Name: CAMPBELL, REYBURN W |]Plat Book/Page: {Sub Name: LOT 10 ner Name: IR 0032/0069 SANCTUARY, THE |BLK 4 CAMPBELL, PATRICIA H_ | View Plat (requires Adobe Acrobat Reader-file Second Name: : . H/Ww ; size may be large) ThirdName | SS Mailing Address: |534 HUMMINGBIRD DR City, State, Zipcode: INDIALANTIC, FL 32903 Value Summary for 2007 : Land Information n = oO a io) a oO ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the. Value Summary table are applicable for the year shown and may or may not be applicable if an owner change has occurred. Sales Information kik KEK OR Sale sale [Deea|._ Sales *** Sales Book/PagejDate {Amount |Type Code Source Sea0i8785 | 3006 sa0,000 wo] || ——+d|_—sat*d ADIVINISTRATIVE COM! EXHIBIT #23 LAINT. http://brevardpropertyappraiser.com/asp/Show _parcel.asp?acct=27 BOD 4& eh=T &tad ws. 12/6/2007 wet ney ne pwn tap pe ee es Se ee A aU pee Vee LaBU LULL 0) {4171/0160 | 5/2000 [250,000] wD *** Sales Screening Codes and Sources are from analysis by the Property Appraiser's staff. They have no bearing on the prior or potential marketability of the property. Building Information Use Year Story Exterior [Interior [Roof |Roof Floors {Ceiling Code {Built [Height [Code Code Type |Mater. |Code Code | iti frog? Pf sf or fee Building Area Information rs PDC |Base jGarage |Open it Area |Area Porches {Port |Porches Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE OF —__. http://brevardpropertyappraiser.com/asp/Show _parcel.asp?acct=2726024&gen=T&tax=T... 12/672007 DISVALU VuULy 2 Upeeey cap peaiors itis awd Lrotmey A aU prey We a Mor + wae Us] [Locations] [Forms] [Appeals] [Property Research} [Map Search] {Maps & Data] [Unusable Property] [Tax Authorities] {Tax Facts] [Economic Indicators] [What's New] [Links] [Press Releases] [Tax Estimator} General Parcel Information for 27-37-24-25-00010.0-0003.00 . 27-37-24-25-00010.0- Millage : woe . Parcel Id: (0003.00 ao Code: 53K0]Exemption:||Use Code: * Site Tax 541 NIGHTINGALE DR , INDIALANTIC, FL 32903 2726086 Address: Account: * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button to return to the Property Appraiser's web site) Owner Information Legal Description COLOMBO, ROBERT Plat Book/Page: [Sub Name: LOT 3 COLOMBO, REBECCA R__ |}0032/0069 SANCTUARY, THE j{BLK 10 Second Name: HW View Plat (requires Adobe Acrobat Reader-file Third Names [| _______] size may be larg) Mailing Address: {541 NIGHTINGALE DR City, State, INDIALANTIC, FL 32903 Zipcode: Value Summary for 2007 Land Information ** Market Value: ; Agricultural Assessment: ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the Value Summary table are applicable for the year shown and may or may not be applicable if an owner change has occurred. . Sales Information OR Sale {Sale Book/Page|Date |Amount |T: 5812/5396 |9/2007}$385,000 5610/7413 |2/2006|$435,900] PR DMINISTRATIVE (COMPLAINT EXHIBIT #O http://brevardpropertyappraiser.com/asp/Show_parcel.asp?acct=27260B6@gen= &tax=T...OF 12/6/2007 brevard County rroperty Appratser-- Uniine Kea Mstale rroperly Cara . rage Zo01z 2811/0037 46/1987 $100; NN 2811/0036 jo/t987] $69,000] wo[ | | *** Sales Screening Codes and Sources are from analysis by the Property Appraiser's staff. They have no bearing on the prior or potential marketability of the property. DC [Use [Year [Story Code {Built {Height | afta —_frgg7 Building Information Exterior (Interior {Roof {Roof Floors {Ceiling Code Code Type |Mater. [Code Code 12, 14) Building Area Information : ES PDC [Base |Garage |Open # Area |Area Porches |Port |Porches | i 2ise] so] ss] Extra Feature Information xtra Feature Description TREPLACE OOL DECK OOL rf ~ aaaeeeoeeooooEoaoEoEoE ee [Home] [Meet JimFord] [Appraiser's Job] [FAQ] [General info] [Save Our Homes] [Exemptions] [Tangible Property] [Contact Us] (Locations] [Forms] [Appeals] [Property Research] [Map Search] [Maps & Data] {Unusable Property] [Tax Authorities] [Tax Facts] [Economic Indicators] (What's New] [Links] [Press Releases] [Tax Estimator] Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMPLAINT. EXHIBIT #2 _____= pace _ #0. OF ______—— http://brevardpropertyappraiser.com/asp/Show_parcel.asp?acct=2726086&gen=T &tax=T... 12/6/2007 Brevard County Property Appraiser-- Unline Keal Estate Property Card vage 1 O1Z Us] [Locations] [Forms] {Appeals} (Property Research] [Map Search] [Maps & Data] [Unusable Property] {Tax Authorities] [Tax Facts] [Economic Indicators] [What's New] [Links] [Press Releases] [Tax Estimator] General Parcel Information for 27-37-24-25-00004.0-0014.00 27-37-24-25-00004.0- Millage . Parcel Id: 0014.00 Mag Co dee S53K0/Exemption: ifose Code: * Site Tax 614 HUMMINGBIRD DR , INDIALANTIC, FL 32903 2726028 Address: Account: * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button fo return to the Property Appraiser's web site) Owner Information SecondName: | ThirdName: | Value Summary for 2007 Assessed Val *** Homest **Other Legal Description Plat Book/Page: Sub Name: LOT 14 (0032/0069 SANCTUARY, THE |BLK 4 View Plat (requires Adobe Acrobat Reader-file size may be large) Land Information lue ead xe e: Exemption: mptions: Taxable Value: S E * ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the Value Summary table are applicable for the year shown and may or may not be applicable if an owner change has occurred. Sales Information OR Sale Book/Page|Date 5 588/1464 |4/2002|$2 3069/0804 [6/1990|$2 EXHIBIT ——— ! http://brevardpropertyappraiser.com/asp/Show _parcel asp?acet=2F AGEs aegen= Peta eto 127672007 prevard County rroperty Appraiser-- Online Real Estate Property Card Page 2 of 2 2824/1892 |7/1987{$248,000} WD *** Sales Screening Codes and Sources are from analysis by the Property Appraiser's staff. They have no bearing on the prior or potential marketability of the property. Building Information Use Year Story Exterior Interior [Roof {Roof Floors {Ceiling Code {Built |Height {Code Code Type |Mater. {Code Code | io fies? oof Building Area Information x PDC [Base [Garage Open # ‘Area jArea Porches |Port [Porches | eis] s2sf of Data Last Updated: Thursday, December 06, 2007- Printed On: Thursday, December 06, 2007. [Home] [Meet JimE ord] [Appraiser’s Job] [FAQ] [General Info) [Save Our Homes] [Exemptions] [Tangible Property} [Contact Us] [Locations] [Forms] [Appeals] [Property Research] [Map Search] [Maps & Data] [Unusable Property] {Tax Authorities} [Tax Facts] [Economic indicators] [What's New] [Links] [Press Releases] (Tax Estimator] Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMPLAINT EXHIBIT 42? . PAGE 12 oF http://brevardpropertyappraiser.com/asp/Show " parcel.asp?acct=2726028&gen=T &tax=T... 12/6/2007 brevard County Property Appraiser-- Unline Keal state Property Card Page | of 2 Us} [Locations] [Forms] [Appeals] [Property Research] {Map Search] [Maps & Data] [Unusable Property] [Tax Authorities! [Tax Facts] [Economic Indicators] [What's New] [Links] [Press Releases] [Tax Estimator] General Parcel Information for 27-37-24-27-00002.0-0003.00 27-37-24-27-00002.0- Millage 2 . Parcel Id: (0003.00 ao Co dee 53K0/Exemption:]|Use Code: * Site Tax 715 SANDERLING DR , INDIALANTIC, FL 32903 2726206 Address: Account: * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button to return to the Property Appraiser's web site) Owner Information Legal Description IDRAHEIM, JOHN L Sub Name: Second Name: IDRAHEIM, BONNIE J me: Ew ThirdName: | Mailing Address: 715 SANDERLING DRIVE City, State, INDIALANTIC, FL 32903 Zipcode: . Value Summary for 2007 Land Information Site Code: | “ ISANCTUARY PHASE View Plat (requires Adobe Acrobat Reader-file size may be large) ‘Taxable Value: ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the Value Summary table are applicable for the year shown and.may or may not be applicable if an owner change has occurred. Sales Information S } http://brevardpropertyappraiser.com/asp/Show _ parcel asp?acct-2 8 SvGieeen Pacts Op — 4946/9000 Dicvalu CuuLty riupeiry JAPPIaIsCl-~ ULES WO DStale rroperry Cdl rage Z2002 [3423/2366 [9/1994] $58,000] | 02 | 01 | V 3374/0506 [371994|s223,200, P| _+(| +4. Vv —=*” *** Sales Screening Codes and Sources are from analysis by the Property Appraiser's staff. They have no bearing on the prior or potential marketability of the property. Building Information DC |Use Year {Story Exterior [Interior |Roof [Roof Floors {Ceiling Code {Built [Height |Code Code Type |Mater. |Code Code LC) : ) e ) Building Area Information Garage {Open Area Porches |Port |Porches 576] 90] Extra Feature Information Extra Feature Description ALL SCREEN 630 TREPLACE™ POOL DECK ‘OOL is {Tax Facts} [Economic indicators] [What's New] (Links} {Press Releases] [Tax Estimator] Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMP LAINT. EXHISIT #a PAGE _1e OF http://brevardpropertyappraiser.com/asp/Show_parcel.asp?acct=2726206&gen=T&tax=T.... 12/6/2007 _ Brevard County Property Appraiser-- Online Real Estate Property Card Page 1 of 2 ——— << —————————————— {Home} {Meet JimFord] [Appraiser’s Job] [FAQ] [General Info] [Save Our Homes] [Exemptions] [Tangible Property] {Contact Us] (Locations) [Forms] [Appeals) [Property Research] {Map Search] (Maps & Data] [Unusable Property] [Tax Authorities] General Parcel Information for 22-35-20-02-00000.0-0002.00 ; 22-35-20-02-00000.0- Millage . . Parcel Id: (0002.00 ao Code: 14A0]Exemption: fuse Code: * Site 4562 HELENA DR, TITUSVILLE, FL 32780 Tax 2209797 Address: Account: * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button to return to the Property Appraiser's web site) Owner Information Legal Description Owner Name: REDMOND, JAMES : Tivame: (MICHAEL : REDMOND, MARY GREER | [0036/0090 SECTION ONE Second Name: H/W View Plat (requires Adobe Acrobat Reader-file ThirdNeme | ——*d size may be large) Mailing Address: {4562 HELENA DRIVE pay, State, TITUSVILLE, FL 32780 ipcode: Value Summary for 2007 Land Information ***Other Exemptions: | S80 Taxable Value: $260,29 ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the Value Summary table are applicable for the year shown and may or may not be applicable if an owner change has occurred. Save Our Homes - Estimated Tax Savings 2007 | Values| [Millage Rate | Taxes $5,473.22 003.01 Market Value (new owner, no homestead) $291,00 18.8083 5,473.2) Exemptions (homestead = $25,000) $25,000) | TY [Taxable Value (with exemptions only) | $266 000/:x| 18.808 $5,003.0 ae vi 7 EXHIBIT # & http://brevardpropertyappraiser.com/asp/Show parcel aspackASS09309d-gert Gh t=—t27672007 y t e Brevard County Property Appraiser-- Online Real Estate Property Card Page 2 of 2 ‘Taxable Value (with exemptions and SOH cap) 2007 Estimated Savings Resulting From Exemptions 2007 Estimated Savings Resulting From SOH OR Sale {Sale Deed Book/Page|Date |Amount |Type $380,000] WD | [3563/2730 | 4/1996 [175,000] wD | 12/1991 *** Sales Screening Codes and Sources are from analysis by the Property Appraiser's staff. They have no bearing on the prior or potential marketability of the property. A Ww WwW Building Information Use Year {Story Exterior [Interior [Roof {Roof Floors {Ceiling Code {Built {Height [Code Code Type |Mater. |Code Code EE ce] Building Area Information Garage jOpen Car jScreened {Utility |Enclosed Total Area Porches [Port |Porches Rooms {Porch Basements|Attics Base Area so] 8] say 25 Extra Feature Information Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE /% of Tennent http://brevardpropertyappraiser.com/asp/Show _parcel.asp?acct=2209797&gen=T &tax= +» 12/6/2007 Brevard County Property Appraiser-- Online Real Estate Property Card Page 1 of 2 {Home} [Meet JimFord] [Appraiser's Job] [FAQ] [General Info] [Save Our Homes] [Exemptions] [Tangible Property] [Contact Us} [Locations] [Forms] {Appeals} (Property Research] {Map Search] [Maps & Data] [Unusabie Property] [Tax Authorities] " * Site address information is assigned by the Brevard County Address Assignment Office for E9-1-1 purposes; this information may not reflect community location of property. Tax information is available at the Brevard County Tax Collector's web site (Select the back button to return to the Property Appraiser's web site) Owner Information Legal Description Plat Book/Page: |Sub Name: LOT 12 0032/0069 SANCTUARY, THE |BLK 4 View Plat (requires Adobe Acrobat Reader-file size may be large) Land Information Ai> elo ols als Oye ra g l tv Re) *** Homestead Exemption: ***Other Exemptions: Taxable Value: ** This is the value established for ad valorem purposes in accordance with s.193.011(1) and (8), Florida Statutes. This value does not represent anticipated selling price for the property. *** Exemptions as reflected on the Value Summary table are applicable for the year shown and may or may not be applicable if an owner change has occurred. Sales Information ee PAGE 17 oF a http://brevardpropertyappraiser.com/asp/Show_parcel.asp?acct=2726026&gen=T &tax=T... 12/6/2007 Brevard County Property Appraiser-- Online Keal lstate Property Card . Page Z ot 2 2792/1660 |4/1987} $54,500} WD *%** Sales Screening Codes and Sources are from analysis by the Property Appraisers staff. They have no bearing on the prior or potential marketability of the property. Building Information DC |Use Year [Story Exterior [Interior {Roof |Roof Floors |Ceiling Code |Built jHeight [Code Code Type |Mater. |Code Code | ifuiofigso ff, 1 Building Area Information Base |Garage |Open Car {Screened {Utility [Enclosed . Area cere fe Port |Porches Basements|Attics|/Base 2800} 529 35|_f Extra Feature Information xtra Feature Description _ - ALL SCREEN 1 IREPLACE OOL DECK. PA 1 OOL ry Bo] n {Tax Facts] [Economic indicators} [What's New] [Links] [Press Releases] [Tax Estimator] Copyright © 1997 Brevard County Property Appraiser. All rights reserved. ADMINISTRATIVE COMPLAINT EXHIBIT # ‘ PAGE __ OF http://brevardpropertyappraiser.com/asp/Show_parcel.asp?acct=2726026&gen=T &tax=T... 12/6/2007 SUBJECT PROPERTY - ee 732 Santer nq DR. Tndealantic., F& 32903 EXHIBIT 4 PAGE of “AGE 20 EXHIBIT 4 ADMINISTRATIVE COMFRHIBIT /} : 2 S PAGE OF Se ewig // AGE EXHIBIT 7 : 5 i: ! Vin UUivir LAIN EXHIBIT, EXHIBIT # PACE [/ T XMHIBIT. PLAIN Eg M, PAGE 2 a “ eo PAGE ©? of > Ci IN THE ciRCUIT COURT, EIGHTEENTH JUDICIAL CIRCUIT, BREVARD COUNTY, FLORIDA : ON THe COUNTY COURT, BREVARD COUNTY, FLORIDA i CASE NUM BAR CODE LABEL 1 WITNESS/TESTIMONY 05 -AOF-CA 093933 axxx.xx Loc | | Permioner 0 perenne FILED IN OPEN COURT . C1] PLAINTIFF | O Juvent This BA day of April Ostate | . @ REsPonbenT 20Q),at___ iM. i CLERK OF CouRTS oe ae - -heathe Hayes Edin tyes wy LNoheic be c J TAPE /DIGITAU RECORDING UNITE DIGITAL RECORDING TIME LOCH 7 7 i HIMIS | a DEFENDANT, C] JUVENILE C) PETtTioner CUPAINTIFE — [BRESPONDENT = state ~~ , ( : . Nis : : Wiess No. _| NAME: Marykdey 0. Dbsoyy Me As of Time: Stat O% BM. End 309M. Recalled: Start M. End, M. 4 TAPE /OIGITAL RECORDING UNIT# OIGITAL RECORDING TIME _. lOG# i i . MIS - _¢ C DeFeNDaNT} JUVENILE, J) PETITIONER O Puintirr \age oon TATE Witness No. NAME: Q by Ho, @r Ss ? i Lone . \ Time: Start (W133 aM. end ji-do mu. M. , TAPE DIGITAL RECORDING UNITE DIGITAL REC Lv 0] OeFenbanT) suvenne PETITIONER Ostate | Witness No. | NAME: tr Time: Start M. End M. called: Start M. End M. TAPE IDIGITAL RECORDING UNITE DIGITAL RECORDING TiME LOG # : Has CI DEFENDANT | CJ JUVENILE = PETITIONER CIPLAINTIFE ~~ CIRESPONDENT = state Witness No. NAME: \ 1 c Os Or Time: Start M. End M. Recalled: Start M. End. M. TAPE (DIGITAL RECORDING UNITH DIGITAL RECORDING TIME LOG# =] DEFENDANT | C] JUVENILE PETITION O PLAINTIFF = RESPONDENT Ostate : : it . i NAME: Oc Os Cr f oO Witness No. . EXHIBIT. I Time: Start M. End. M. eval: Start M. End, M.oaGE yo} 7 Rev 05 i ~ OEFENDANT TJUVENILE OIPETITONER [IPUAINTIFE TIRESPONDFNT fisteTe rionimee arn ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE / OF cere, i i i 1 . i pt { i | Event Code 6101 Ain THE qircurr COURT, EIGHTEENTH JUDICIAL CIRCUIT, CASE NUMBER” ~ BREVARD COUNTY, FLORIDA 08 2004 DR GIOIAS: X xxx-xxx a IN THE COUNTY COURT, BREVARD COUNTY, FLORIDA ISION i 8AR CODE LABEL civ Case # 05- CRIMINAL EVIDENCE/EXHIBIT LOG Bocutaore Ebr PAR 020125. POOOCKX Cl ouvente ~ Taare tM mi il ii ma tat Ocr Ocv ; 010169977 : : + : a PETITIONER Optaintirr --@ resPonvent C] Derenpanr. FILED IN OPEN COURT me : ~ This 241 aay of head es Hoy ed Edwin Hayes Apcrl~. 20¢37 | ' at "167 FF Mu. DSrare ATTORNEY COUNSEL : a CLE COURTS Els € Singec n_ Landman VE Dine ve LOCATION] JUDG: SHELF BIN | Viera \aco We [ Ex | 10 | O ptaintier aw PETITIONER ex | 10 OC responvent ii - O state ATTORNEY L DEFENDANT Lt |Guand Cote Log \ fatament Teves Ekecenanit vay Sept (17,2003 Aporaisa| eo Ons sca - 23,2601 Appraisc\ _| Bept. 20, 4005 A !ppraisa.\ 7 poner (De PAGE. 1 evidence oon Hotonw I this VERDICT: ) guity Onor ut Cpiea Omistriat Ocontinued : do hereby acknowledge receipt of the above items of day of : , 20. LAW 158 ADMINISTRAT WWE COMPLAINT. EXHIBIT +f ______ PAGE“ _ OF HorroweyChient Ways, Edin B. Propetty Addtess 782 Sandeuiny Orive yan Lender Hayes, Cava 8 Aporaizers work fe notes: ‘The apnraiser(s} did inspect Me exterior and dil meastne the exter ‘he subject dvciog. Due to circumstances bey he appraiser's conbol they eve denicd Access tothe interior af the dein by the occupant, After several al favnts by the cient (hornecwe) fo haved the appaises gain access ln conduct an incre inspection al the dct repetivey denied, te ape aims dd a wb inepecton Bvous the windows nd fiding doots, The appwaier(s} didnot du a complete ‘neti inspection eich was agéced upon (weal by the cheat onl te appraise. Per veited agreement withthe chew tis was acceptable due fo te excumdances and tis would be acceptable in relerence tothe scope of wok, Fhe dain, Mary Kay Gabon ans fepectes) the ilevior of tue delay in te past, Accontg t the homeowner, the interior of te duveting haz not. changed since the pri ‘hom the prior inspection ‘espection, The apie {Mary Kay Gibson) dit wol visually observe any deleted wianfonance exept _/O)_ - PAGE. 2. Form SUP —“WinTOTAL” appraisal saltyare ly ala mode, jac, — 1-800-ALAMODE ADMINISTRATIVE COMPLAINT. EXHIBIT # PAGE OF . — Alan H, Landman, Esq. ‘ . i TLYS Murrell Road. Suite 102, Melbourne, Flurida 32040 MarkKay Gibson STG TIWY ATA Beach, FL 32937 In Re: Hayes v. Uayes Dear Ms. Gibson, appreciate you arriving 15 - 30 ¢ This letter confirms your appearance! Jacobus at the Moore Justice Center. Judge J} for hisicourtroom/chkambers, ' Please bring with you your entire af Phone: (321) 242-9800 / Fax (321) 242-9955, E-MAIL ilandinangpeartitink.nct | ! : Heather L. Charron Paralegat Degember 29, 2006 tas lin court on 2/13/07 at 2:00 pa before the Honorable Bruce 5 8 acobus is en the 4 flour. You cart look to the T.¥. monitor praisal file that you accomplished for Dr. Hayes. | would so we can mect and discuss the case. Please review your Mle prior to court to refresh your recollectioh of everything you did in terms of the appraisal. | Please contact me immediately if th AHL/be ce: | Dr, Edwin Hayes (via email) Sines Alan i re are any problems with the above, trcly Landman, Esq. oe ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE hes HAVES WWE 23 » 22> | CRE SThbe Phe heaves OF Fecge AEA 2 IP ~ 64 7 | Ph HAYES PSB 22 | CALe AAsy EXHIENT ee PAGE ADMINISTRATIVE COMPLAINT. EXHIBIT # PAGE _ OF i -pSYHILE vou WERE Our Cleauteo r0 see voy CTevepronep Clot cau acany CiPcease prone Bs 8603 | ISIGNED. PAGE ADMINISTRATIVE COMPLAINT EXHIBIT # . Page © so EXHIBIT. (4 . FROM: ayo INVOICE Southeast Real Property Appraisers, Ine 221 INVOICE NUMBER iss E S76 Neath Highway AUA SE006-$59 Satetite Beach, 132937 = DATE Telephone Number: 321-773-4114 Fax Humber: 32}-777-1000 “July 12, 2008 i E 2 SES REFERENCE 112 i To: Internal Order #: ——seon6.s59 Lender Case #: ‘Hayes, Edwin 8. Client File # 782 Sandesing Drive “ Main Fite # on form: (edialantic, F,37903 nile on E005 559 Other File # on form: Telephone Number: Fax umber: Federal Tax 10: Alternate Number: E-Mail: Employer 10: er our order form agreement, the invoice wil be the cesponsiblty tobe paid isthe centRender as nated on the appraisal oder frm, even when the appa {he cenviendes who maintains ownership ofthe report ance detvered tothe. The appraisal ports considered to be complete atthe ime ofthe defvery. al FepOR is paid for by the borrower. Per the Federal Fair Lending Act the borrower is cfenttender, iy olner adconal requested information or addons requientents (oat menionedt fr he chert at We tine of the inspection. Per Federal regulations (USPAP), Edwin Hayes DESCRIPTION jLender: Hayes, Edwin 8. Purchaser/Bortower: Hayes, Edwin B Property Address: 782 Sandering Orive City: insiatantc County: Brevard Legal Description: me Sanctuary Phase 3 Lot 20 8k 1 PB: 034 PG: Client: Hayes, Eowin 8. State: Ft Zip; 32903 1060 FEES Appraisal Fee Single Family Residential Market value Cotet at the tine ofthe inspection SUBTOTAL 500.00 PAYMENTS <2 AMOUNT. Check #: xxx Date: xxx ‘Description: 500.00 Check #: Description: Check #2 Dale: Description: i SUBTOTAL 500.00 [ hanks fre opportuni oe of sence TOTAL DUE ls 0.00 | EXHIBIT hes PAGE. Foren NIVS — “Win TOTAL" appraisal sottware by a fa mode, inc. —- 1-800-ALAMODE . Southeast Real Property Appraisers ADM INISTRATIVE COMPLAINT, EXHIBIT # Pane j i uth ¢ Heal Property Appraisers as é 20: Drive By Exterior only i Interior - Add $ 25.00.10 order [Sketch ~ Add $ 25.00 to $ 50.00 t Condomininan i | Lanil Report 2075 ‘amily ~ Duplex — Triplex y i i ws / Ficld /Desk - SERUM - SERPA - SERGA - SHERPA - i y4_Ordered Logged UV Brey \ Grevard County Tax Information f { t-4 + Bidvard Counly MLS 1. NOT Listed in MLS td County Basic Tax Roll revard County Plat Map mi SPARES Other research! vA “1 Logation map of property Date of Inspection and Time og! (—Conifirmation of Appraisal — tf JIOA Dues - Amount $_ fi Comments or {nstructions: f / : "TYPE OF APPRAISA i URAR = Single Family Residential ne Jot \ oH Date seht to client Unable to contact homeownbr- Subject Photographs -- Minimum — Please take 3 front views ¢ifferent 1 cach of strect both ways. interior Comparable Photographs — ‘suppor! 576 Highway AIA ‘Satellite Ueod iS > ORDERED METHOD OF PAYMENT Geof yg Ma het . { ob » 2 Collet at the tiwfe (le 6 & orinbpcetic $ p order 2726184 location ~ Qua i 5 Stari uponfrcecipt —*s SENLA - SERGA - SERBA—SERLA — Ss Ketela 1 ieee ~ ack, street ngles / 2 back views differentangles_ photographs as required. ee ing documentation o12005 EXHIBIT, ~ PAGE ___. ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE NV Jim Ford, C.F.a. Property Appraiser Property. Research 1 [Poy Gen } FAG] (General toto] {Save Our Homes; ig 1 erty Research [Map Search] [Maj Authorities) [Tax Facts{ (Ueanome indicglors] (What's New) [Links| [Pres 5] {Exemptions} (Tangible Property] 'ps & Data} [Unusable Propedty] {Tax 6 Releases] {ax Estimator} al Parcel bate rmation for 27-37-24-27-0000 1.0-0020.00 in i 9 | 27-37-24-27-00001.0- Parcel i prere 001 Isa semption Use Code: ro | Site 782 SANDERLING DR, INDIALANTIC, FL 32903 Vax 2726184 Addr Account: * Site address assigned by dhe Brevand County Additss Assignment Office for ma of prop. ng Purposes; May Hot reflect community location Tax information is available at the Brevard County Tax Collector's web site (Select the back buttod to return to the Property Appraiscr's web site) i Owner Information egal Deseription L Owner! Name: HAVES, EDWIN B Plat Book/Paye: [SANCTUARY LOT 20 7 HAVES, LEATHA MM (0034/0060 PHASE 3, Ti BLK Second Name: - 7 - ~ ~ i FUAW : View Plat (requires Adobe Acrobat Reader-file Mailing Address: {782 SANDERLING DR | size. may be large) ae City, State, INDIALANTIC, FL 1 phy typ a Zipcode: 32003. a y we Fo) ’ : Value Summary for 2005 , ! Landbinformation = This isthe value established for ad valorem purpds value doe§ not represent anticipated sel price forfile property. *** Exeniptions as reflected on the Value Summary applicabld if an owner change has occured, 8 i accardance with s.193.011(1) aud (8), Florida Statute: ket Value: $529,790 Acres: 0.46 Agricultural Assessment: | $Q Site Code: _ ol é $297,610 a) $23.00 . \o “Es3.o00) NXy) \ $267,610} NN \ lable are applicable for the year shows and may or may not be i Save Our Homes - Estimated Tax Savings 2005 i [ Values] Millage Rute | Taxes} Market Value (new owner, no homestead) | $520.790{s][ 18.8023 $9,792.05 E, ermptions (homestead = $25,000) $30,000] | [Faxable Value (with exemptions onty) $490,790][x][_. 18.8023 $9,227.98] (Taxable Value (with exenptions and SOH gap) $267.c10][x|[ 18.8023 ‘TL 85.03.68} ated Savings Resulting From }exemptions ll a £564.07, ated Savings Resulting From KOH #4,196.30) . i Sales Tuforngation #*® Shtew Serechingl|Se Code] Source Sale [ Sale [Deed Date | Amouut [Type Vacant/lmproved =) [4199/1412 }7A000]8373.000] wo | | 1 3 '8a/4330 ][3/1992][ $65,000] wo || v 3 Hon ossl[_$67,900][ wo | ior ue prxemtial marketability af the property. i us Coxtes and Sources are from analysis by the Veofierty Appraiver’s stall, Chey have no bearing EXHIBIT. PAGE ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE _ _ uF _ | | Building Inforniation PoC: s Yeu ixterior Tuterior Roof Roof Floors Ceiling, # i Code Built jCode Code Type Mater. Code Cade fi 1993 08,13] o7 03 od][ _08,12,14] 0 i Puildiag Area Information l, Total Open Cak Screened |} Utility || Enclosed BasementslAatties . Porches | Pout] Porches |] Rooms || Porch fPscments : él To 529 i of of rt Feature Information Extra Fedture Description Units | 1029 io fort New Search | Heip (tame! Meet Jin Ford] (Anpraiser's Jb] |FAQ} {General info] [Save Our Homes| {Exemptions} [Tangitke Property| (Contact Us} {Locations} (Forms) [Annedts] [Property Research (Map Search [Mays & Ola} [Unusable Property| [Tax Authontes} [Tax Facts] (Econdave Indicators} (Whats New| (Links) (Press Reteasos| [Tax Estintaoe] Copyright © 1997 Brevaral County Property Appraiser, Ail rights reserved. Disclaimer Applies to Results ADMINISTRATIVE COMPLAINT EXHIBIT +t —__—_— PAGE UV ___OOF EXHIBIT. PAGE [22 Jilin. Ford, CFA Brevard County Property, Appraiser - Map Search i i i 1 pe iN vi \ 36 | 35 | ua |» =| 25 | 24 Vn | a} 9 | 18 | 19 | 20 | 21 as - SA 65 | 61 | 63 | 62 | 61 250 ‘ \ a’ \_37 [_. : \ 1,0-0020.07 J \ ws Ne 36 A \ \ WA Sy + : 7 6 \ NZ 7 Sree exet_0—- pace ot — ADMINISTRATIVE COMPLAINT EXHIBIT 4 pace __ | oor i Brevard County Tax Coflector ' generated om 7/20/2006 2:43:58 PM E Tax Record Last Uptts 71/2006 2:52:05 PM EDT Ad Valorem Taxes and Non-Ad Valbrem Assessments The information contained herein does at constitute a fitld search and shoukt not be tefied on ats such, i | Account Number Yax Type Tax Year } 2726184 REAL ESTATE 2005 t Mailiing address Property Address HAYES, EDWIN B 782 SANDERLING DR IND HAYES, LEATHA M M/W 782 SAMDERLING DR . GEO Humber INDLALANTIC FL 32903 . 27372427120 j | Assessed Vatue Hxeinpt Amount Taxable Value |_$297, 610.00 $30,000.00 $267,610.00 fi Exemption Detail Milage Code Escrow Code DX! 5000 “53K9 Hx > 25000 Legal Description . 27372427 1 20 782 SANDERLING DR SANCTUARY PHASE 3, THE INDIALANTIC LOT 20 BLK 1 7 Ad Vptorem Taxes Taxing Authority Rate Exemption ote COUNTY GENERAL FUND 3.4249 39,000 $267,610 BREVARD LIBRARY DISTRICT “0.8750 30,000 $267, 610 BREVARD MOSQUITO CONTRQL 0.1986 39, 00 2610 S BREVARD REC DIST 2001-2020 0.3230 30,000 $267,610 SCHOOI ~ BY STATE LAW 5.2030 30,000 $267,610 SCHOOL - AY LOCAL KOARD 0.4600 30, 000 7,610 SCHOOL - CAPITAL OUTLAY > don 30,000 $267,610 CITY OF MELBOURNE - OPERATING 4.7415 30,000 $267,610 i JOHNS RIVER WATER MGMT DST 0.4\620 30,000 $267, 610 FLA thLaKD NAVIGATION DIST 0.0385 30,000 $267,610 SEBASTIAN INLET DISTRICT 0.2192 30,000 $267,610 VV END LD/WER LTD 05-24 0.0572 30,000 $267,610 V END LO/WTR (DETP) 05-24 0.1188 30,009 $267, G10 ENV ENDANG LAND (DBTP) 91-10 0.2l019 30,000 - $267,610 IV ENDANG LD ACQ 91-10 0.0482 | 30,000 $267,610 BREVARD REC DIST (OBTP} 01:29 0.2406 30,000 $267,610 i [total Millage [ 1 otal Taxes | _ i Nou-Ad Valorent Assessments Cdde Levying Authority yaoo STORMWATER MELBOURNE, yaso SOLID WASTE DISPOSAL YIGS EMERGENCY MED SERV-COUNTY | [ otal Assessments | s3e.23 | Taxes & Assessments $5,167.91 if Paid By Amount Due . $0.00 Date Paid [transaction Redeipt fern Amount Paid 12/6/2005 feavsewr 9086835 .0001 2008 $4,961.19 Prior Years Payment History H Prior Year Taxes Due ; ! + " tb NO DELINQUENT TAXES ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE ! OF . 1 _ | Property: 782 SAMDERLING OR, INDJALANTIC FL 32903-2753 CO0S APN: 21-3T-24-27-00001.0-0020.00 Strap #: 27- 37-24-27-00001 -0020 Cada | . “Mili Cod: s2tco Use: SFR County: | BREVARD, FL ~ Prop Tak: $5,090.18 Total Value: $273,050 Census: | 663.01 . Tax Yr {2002 — Deling: Land Value: $50,000 Map Pg: ! 298 ~ "Tay Appraisal: imprv Value: $223,050 * AM VolPg 1:2; 1 10298 conten HOMESTEAD Taxable Val: $251,930 AIMVoWPg 2: Building Val: TRIS: | 21-37-24 Agricult Val: Municipality: | MELBOURNE Assd Yr: 2002 Subdivision: | SANCTUARY PH 03 % inprove: 82% Owner: | HAYES EDWIN B & LEATHA M Owner Vest! HW/ | | ; Phone: Mail: _ 182 SANDERLING DR; INDIALANTIC FL 32903-4758 Coos Owner Transter = Dale: Price: Dock: Type: SALE & FINANCE INFORMATION | LAST SALE r PRIOR SALE Recording/Sale Date: 08/02/2000 07/31/2000 03/1992 Sate PricelFype: $373,000 . $65,000 OR B&P/Stamp $: 4199-1412 3184-4330 Deed Type: { WARRANTY DEED WARRANTY DEED 4st Mig Loan $iType: $363,000 CONV Ist Mig Rate/T}perTerm: 7.88% { VARIABLE 130 YEARS 1st Mig Lender, SPACE COAST CU 2hd Mig Loan $/Type: . 2nd Mig Ralertype/Term: fi 1 Title Company: FIRST AMERICAN TITLE INSURANCE Transfer B8P: | : Seller: i STURHAHN RICHARD W & MARILYN New Con: struction: ‘ Other Last sald Info= — Parcels: Type 2: Pond: SITE INFORMATION Zoiiing: | RIAA Garage Capt: Aeres: 0.46 Counly Use: | 110 Carport Area: Lot Area: 20,062 Slate Use: | 01 Garage 2 Saft Lol Width: Bldg Class: ' 0110 Parking Sqft: 702 Lot Depth: Location Type:| Parking Type:| GARAGE. Usable Lol Area: Site influence: | | | 1 i i | exuiit__/Q. | | oace___L(a. COMPLAINT, IMPROVI County: BREVARD, FL. APN: 27-37-24-27-09001.0-0020.00 Gross Bldg Area: 4,482 Tolat Rooms! Canstruction: Bldg/iving Area: 3,107 Beds: 4 Foundation: — SLAB Tolal AdjAcea: 3,839 Baths (Full tat): 2 &. CONCRETE sTUCCO Base/Main Area: 3,187 TU Baths/Fixt 2.60 12 Ini Walt: DRYWALL Ground Fir Area: Yr Built: 1993 Roof Type: Basement Arca: # Stories: Roof Mat: ASPHALT SHINGLE SISF: | $93.22 Fireplacelit: Y 4 Rool Frame: Pool Area: | 95 Pool: POOL Roof Shape: HIP Porch 1 Area: 529 Porch Type: SCREENEDPORCH — Heal Fuck Porch 2 Area: Patio Type: DECK a at Type: HEATED. PatiofDeck 4: 621 inprowe Typd: Parcel Fuck: PatioiDeck 2: Style: Floor Type: Perimeter Area: 285 ° Floor Cover: CERAMIC TILE Heated Area: Air Cond: DUAL UNIT } Bllg Desc Size 4 Bldgs: 1 Blag #: . # Res. Unil5: Section i: #Comm Usits: 4 Level #: Bldg Type: inspect Enity: ° Permit $: | Permit #: | . i t LEGAL. INFORMATION . Legal Plat BkPg: 34-60 Legal BIKGIig: 4 Legal LovUg 20 Legal Desc: SANCTUARY PHASE 3, THE LOT 20 BLK 4 i Legal Truncated: exniprT_ £2. AGE. . ADNINISTRATIVE COMPLAINT ; I i _ This Warranty Deed i “Made this 326t day of July AD. 2000! SY Richard W. Sturhakn and Marilyn | CAAT | ' Sturhahn, husband and wile CFN:2000145688 @8-02-2000 01:40 pm ! hgreinafier called the grantor, to | Edwin 8. Hayes and Leatha | husband and wife ' | OR GoowPage: 44199. 4 1412 M. Hayes, Sandy Crawford Clerk OF Courts, Brevard County H . Pgs: 1 #Names: 4 whose post office address is; 782 Sanderling Drive Trust: 1.00 Rec: . ’ ” Indialantic, Florida - {| deeg: 261100 °° Excise 000” i 32903 i ‘Mig: 0.00 Int Tax: 0.09 i hereinafice called the grantee: anid other valuable considerations, receipt wi Lot 20, Block i, THE §. the current year. Parcel Identification mM Together with all the tenements, To Have and to Hold, the sani And the grantor hereby covenants written, Whenever ured herein the term faranior” and “grantee” include af hits, legal representatives and afsigns of individuals, and the successors and assigns of corporations) Witnesseth, that the grantor, for] and in consideration of the sum of $ 10.00 SUBJECT TO covenants, r trictions, eas edit ait the partics 20 this instrument and de f ishereby acknowledged, hereby grants, bargains, sells, aliens, remises, scleases, conycys and confirms unto the graittec, all that certain land situate in County, | Florida, viz: ! Brevard VARY, PHASE 3, according to the plat 27-37-24-27-01- { Signed, sealed and delivered in our presence: i Lap heant bee higbulae [ts] 20 13 99 thereof recorded in Plat! Book 34, page 60 and 61, Public Records of Brevard County, Florida. _ ements of record and taxes for 7 ments and appurtenarices urcreto belouging ot in anywise appertaining. in fee simple forever. ith said grantee that the gtantor is lawfully seized of said land in fee simple; that the grantor has good right and lawful ajthority to sell and convey said land; what the grantor hereby fully warrants ihe title to said fand and will defend the sanfe against the lawful claims! of all persons whomsoever: and that said land is (ee of all encumbrances except taxes accruihg subsequent te December! 31, In Wituess Whereof, the said|grantor has signed and sealed these presents the day and year first above Richard W. Sturhahn Paani. dxtimddn fg] wheres) Marilyn Sturhabn "Witness Tae ae i fis] = WE tness State of Florida County of = Brevard i i | i i PREPARED BY: Linda J. Martin RECORD & RETURN TO: Firet American Title Ineur: e Company 1901 Highway A1A, Suite 1 it 293 WD-E |) Tndian Harbour Beach, FL File No: IHB55469 TETRA -. ee de | | a | ‘Tue foregoing instrument was acknowledged before me this Jet day of we, ted July . 2000 , by Richard W. Sturhahn and /Marilyn Sturhahn,, husband and wife hee . who is personally known to me or whio-has produced /“. Lwxtha wLernoly as identification. Notary Public Point Namie: : ADMINISTRATIVE COMPLAINT. EXHIBIT pS LS PAGE ie) 7 f ener, | Parcel 1D {Long Format] Parcel 1D [Short Format] Formatted Parcel ID. Tax Account Number Property Use Lanid Use Code Land Use Dese Property Address Property Stieet Number Property Street Name Property City Property Zipcode ! Property Details Land Sq. Ft, Exterior Wail Year Built Heated Sq. Ft. Building Sq! Ft. Pool {YIN} | Last Sale tat Sale Price | Sale Date [yyyymmdd} OR Book-Page Cost Per Square Foot ‘Owner information Owner Name [Last, First] Owner Name [First Last] Owner Address Owner City,|State Zip Owner Zip | ! Legal Information Subdivision Name! Condo Namp Township | Range | "Section Subdivision Number Black i Tract i Lot I Value information Tax Year | Homestead Exemption Improved Vatue Land vatue | Total Just Value Tolal Assessed Value Site Info | Site Code | Site Desc. | i Flood Zones Flood Zone 4 Flood Zone Description Flood SFHA 1 Flood Quad!t Flood Zone 2 Flood Zone Description | Flood SFHA 2 Flood Quadi2 i | i | 5 ' IRIS individual Record Printout Location: Fl. ~ Brevard County, Florida "¢ Database: Property Pree te Address: 782 SANDERLING OR { 27 37 24 27 00001.0 0020.40 27372427120 27 372427 «1 20 2726184 ong . SINGLE FAMILY RESIDENCE 782 SANDERLING OR INDIALANTIC 32903-4758 20038 1993 3187 3187 Y 373000 20000731 4199-1412 117.0380 HAYES, EDWINB - EDWIN B HAYES 782 SANDERLING DR INDIALANTIC FL 32903 32903-4758 SANCTUARY PHASE 3, THE 27 a7 24 27 1 20 o 2006 25000 364510 225000 502440 306530 0060 000 x Area thal is determined to by (Parcel Map) outside the 1% and 0.2% chance floodptains. our 28080-85 x Area that is determined to be outside the 1% and 0.2% cHlance floodplains. OUT 28080-85 exnipit_/O_-- once Lo. ADMINISTRATIVE COMPLAINT, EXHIBIT #4 (@ PAGE GF aoa =" Jim Ford, C.F.A. Property Appraiser Brevard Cotnty, FI Property Research, (a ‘ {Contact Us} {Locations} [Forms] sf Authorities] [Tax Facts] {Economic General Parcel {ator} [Home] (Meet Jin Ford (Appraiser’s Job} [FAQ] [General tal, {Phonery Res we Our Homes) (Exemptions) [Fangibla Propenty] tap Search] [Maps & Oata) (Unusable Property] [Tax at's Mew] [Links] [F're9s Releases} [Tax Estimator) licutors} {¥ t ration for 27-37-24-27-00003.0-0017.00 [Parcel ta: [27-37-24-27-00003.0-0017.00 Code: s3icOlfexemption: [Use Code: [110 [Map|[ititiage [F Site Address: [719 NIGHTINGALE DR, IND AL. vate 32903 1 |ffax Account: |p726260 © Site address assigned by the Brevard County Address Ass ptoperty. Tax inforination is availatl (Select the back button t Owner taformation Mice fy eomating in may aot reflect commumity facation of et cu Nana & Brovawd Coury T retycn Co the Proper v Ann Owner Namie: [OLESIAK, MAREK Pit Sectral SANCTUARY |e ee) RICHARD . {0084/0060 ‘| PUASE 3, THE Second Name: ON SIAK. DEBORAH Y View sw etah scan cs Adobe Acrobat Reader-file / [Mailing Address: [719 NIGHTINGALE DR. City, State, | Zipcode: | INDIALANTIC, FL 32903 Value Sununary tor 2005 [feat $509,4 et Value: 40) 1 Assessment: _ Agricultura ssed Value: GUO “* This is the véluc established for ad valorem purposes in value docs not represent anticipated selling price for the prby ¥** Exemptions as reflected on the Valuc Summary table + applicable ian bwaer change has occured Save Our Hoy i laccorehance with s.193.01 (1) ati (8), Florida Statutes perty. C fe applicable for the year strownyand smay or may noth ‘slinvated Ta i TiVatues{ | ittage Rate_| Taxes fa _ $509.740][x|[—_18.8023_- [$9,584.28 _l 18.8023 ff $9,114.33 le Value (with excuiptior $4,996.71 2005 Estimated S aptions $470.06 From SOU h Sates Infor asatioh On eee Secceuiny 3 Book/Pagel]: Code | F 5495/7376 |li7/20d5 |[s750,000 | [4033/1955 || o719994]s297,0p0} I 5675/1843 |[|5/1997 ]fk290.000 [3343/2604 ff 871993 ]s272,su0 - i {2249/0044 [ios98s|[ $00,900] wo i _ “** Sales Screening Codes and Sources ice or potential marketability wf te ty. u vow analysis by the Popeaty Aprice’s stall | r Building information i l | I r I ADMINISTRATIVE COMPLAINT. OF DU use Year Story iexterior interior fool Koot toors Cehng t # Code Built Height Code Code Type Mater. Code Code Fillo 1989 to| 5 07 02 od 12,14 od i Building Avea Information [rec Base Garage Open Car |} Screened Utility 4 Enclosed [easemens Atties Total # Area || | Area Porches || Port | Porches Rooms Porch Base Areal [il 3363) faa ro 270) q oll gt of 3368 | Extra Feature Jnformation | Extra Feature Debcription Units i {FIREPLACE | 1 | [poor peck | “Is ] [Poot 1 __Ney Search Help [Home] (Meet JimF ord] [Appraiser's, | [Contact Us} Locations} [Forms] (Ar Authorities] [Tax Facts] [Economic ind i : Copyright © 1997 Brevard Cqunty Property Appraiser, All rights reserved. Disclainjer Applies to Results exniprt_/O- ace__ tpt ADMINISTRATIVE COMPLAINT, EXHIBIT #1 pA q EDDIE OEE EE . PROPERTY INFORMAHON i y } Property: 719 NIGHTINGALE DR, INDIALANTIC FL 32903-4747 C005 APN: | 27-37-24-27-00003.0-0017.00 Strap: 27- 37-24-27-00003 -0017 Card #: | Mill Code: 53K0 Use: SFR County: : BREVARD, FL Prop Tax: $4,961.09 Total Value: $288,070 Census: 663.01 * | Tax Yr} 2002 . Deling: Land Value: $50,000 Map Pg: 298 “Tax Appraisal: {mprv Value: $238,070 AIM VoliPg 1:| + 40298 cxomplons: HOMESTEAD Taxable Val: $245,540 AIMVoUPg 2:} 1 Building Val; URIS: 27-37-24 Agricutt Val: Municipality: i MELBOURNE Assd Yr: 2002 Subdivision: SANCTUARY PH 03 . % improve: 83% Owner: i DE LORENZI RAYMOND J & CATHERINE R Owner Vest!) HW / f i «Phone: Mail: 719 NIGHTINGALE DR; INDIALANTIG FL 32903-4747 C005 Owner Transfer= Date: Price: Docit: Type: SALE & FINANCE INFORMATION LAST SALE PRIOR SALE Recording/Sale Date: 07/01/1999 06/30/{999 05/23/1997 05/21/1997 Sale PricelTyple: $293,000 $290,000 OR BaP/Stamp $: 4033-1955 3675-1843 Deed Type: | WARRANTY DEED WARRANTY DEED 1st Mig Loan $/Type: $234,400 CONV $203,000 CONV 1st Mig Rate/type/Term: ! ! : ist Mig Lendet: FIRST NAT'L BK&TRITREASURE, + FIDELITY BK/FL 2nd Mtg Loan 8/Type: . 2nd Mig Rate/fype/Term: 1 ! Title Company: FIRST AMERICAN TITLE INSURANCE Transfer B&P: Seller: THOMPSON RONALD & KIMBERLY New Construction: Other Last Sale info= — # Parcels: Type 2: Pend: SITE INFORMATION Zoning: RIAAA Garage Cap#; Acres: 0.28 County Use: 0110 Carport Area: Lot Area: 42,197 State Use: 01 Garage 2 Sqft: . Lot Width: 100 Bldg Class: 0110 Parking Sqft: | 441 Lot Depth: 120 Location Type: Parking Type] GARAGE « Usable Lot Area: Site Influence! | i | ‘ i 1 | if { | | extutl_G : ! AGE. © 1996 Win2Dal at 000 | Page: 1 of 2 IMPROVEMENT INFORMATION I County: BREVARD, FL APN: 27-37-24-27-00003.0-0017.00 Gross Bldg Area: 4,154 Total Rooms: Construction: Bldg/Living Area: 3,368 Bedrms: 4 Foundation: SLAB Total Adj Area: 3,796 Baths (Ful/Hall): 3 Ext Wall: STUCCOMWOOD FRAME Base/Main Area: TUBathsiFixt | 3.00 14 int Wall: DRYWALL Ground Fir Afea: Yr BuilvEt: 4989, Roof Type: Basement Area: # Stories: Roof Mal: CONCRETE TILE SISF: $70.58 Fireplacelit: Y 1 Roof Frame: Pool Area: | 75 Pool: POOL Roof Shape: HIP Porch 1 Area; 270 Porch Type: SCREENED PORCH Heat Fuel: Porch 2 Area: Patio Type: DECK Heal Type: HEATED Patio/Deck 1, 738 improve Type: Parcel Fuel: Patio/Deck 2 Style: Floor Type: Perimeter Area: 352 Floor Cover: CARPET Heated Area: Air Cond: DUAL UNIT | 2 Bidg Dese Size # Bldgs: Bldg #: # Res. Units Section #: #. Comm Uni Level #: Bidg Type: | Inspect Entry: Permit $: Permit #: | t | LEGAL INFORMATION z Legal Plat BkPg: 34-60 Legal BIK/Bidg: 3 Legal LovUnit: 7 Legat Desc: i SANCTUARY PHASE 3, THE LOT 17 BLK 3 | | | Legal Truncated: | © 1996 Win2Data'2000 ADMINISTRATI EXHIBIT #: PAGE EXHIBIT. AGE Page: 2 of 2 for Puls. Distibution: Members Quly R322866C | 303. INDIALANTIC. : SANCTUARY PHAS! Single Fanily Weilterfecat: Yes Pp H OTO hy OT Wittertrest LakeiPond = 100 X 120 AVAILABLE 20 Fugnishings: Hone: Living Sart: 3368 Tothi Sqft: 4151 # Pa 2 Car Gar: Rem Elegant forrnal doubte door entiy to 4 1 Vaulted ceitings in the fiving room, f j bar with granile counter top and a tr fons, a nook, istand the gad cook lop] The Sanctuary locales between cau: he foyer flanked by nity coor built in desk, Preqions: PROX DIMENSIONS Porch Size: UnivAddn: Bank/Cofp Owned: Gated Cammuntty: Yes Assi rable: 55+ Community: Assessment: No FEATURES Bar-OryWet , Ouiltin Featuies , C Roont . Kitchen-Eat In , Kitchen Is Fence - Private , Patio, Porth , Sy Cooling-Centrat ; Fuet-Natirat Ga Utilties-Sewer Be Dishwasher , Disposal , Layiidry H inkler-City , Storm Shullers Ext Finish: Carpet , Tile : Roof: Sidewaiks aa Master Bath: Heated | Inground . Outside flaih Acchss Adu'n Rooms: Ho Pets: { well Style: Comrnon Electric . Poot Maintdnance Som Aten: Clubhouse/ftec Roont, Conutynity Phot Security(Safe: GatesGuard , Smoke Fiee Restrictions: it: Association i . Docs on Fite: ehboralinent Requiced . Call Et Olle . Lockbox’ Owner Consider: Electronic, Pet Ou Property 2005 Ab., Between Rayyond J. DeLorenzi and catherine R. Delorenzi, husband and wife of the Gounty of Brevard ’ Swteof Florida »Erantoys, and Marek Richard Olesiak and Debprah Y. Olesiak, husband and wife whose addcess is 282 Neville Circle NE, Palm Bay, FL 32907 i . of de Gounty of. Brevard . » Stae of Florida » Brantees, Witnessetth, that tee GRANTORS, far and in consideration af the som of won t---------~-- == ~~-TEN DOLLARS ($10) —=-= DOLLARS, and, ther good and valuable consideraion to GRANTPRS in hand paid by GRANTEES, the receipt whereof is hereby acknowledged, have grated, bargained and sold to the said GRANTEES and GRANTEES" heirs, successors and assigas forever, the following described land, situate, 1yink sod being inthe Counly of Brevard Sute of Florida towit: Lot 17, Block 3, THE SANCTUARY PHASE 3, according to ‘the plat thereof, as irecorded in Plat Book 34,/Pages 60 and 61, of the public records of Brevard County, Florida. oe SUBJECT TO easements, restri¢tions, reservations and covenants of record, if any; taxes and assessments for the year 2004 and all sulsequent years; and all applicable zoning rules and regulations. and the grantors do hereby fuily warrant the ttle to baid land, and wilt defend the same against lawful claims of all persons whomsoever, In Witness Whereol, ine grantors have hereunta st their hands ond seals the day and year first above written. sealed and delivered inauc presence: Cyd sega) Printed Name: Witness | 0. STATE OF — Florida COUNTY OF Brevard Tie foregoing instrument was acknowledged before me this 1st day of duly +2005 ty Raymond J. DeLorenzi and Catherine R. DeLorenzi, husband and wife ‘who ag persanally know tome or who have produced their Florida di Heidi B. Gemeting ated Namdi Ae CH EMCL IA) lo omumission #DD244678 Notary Public, 3 oP Expires: Aug25, 2007 My Commission Expien: IGPX OD Attasic Bonding Co, lnc. Laver Genesxced by Display Systems, Ins, 2003 (863) 163.5355 Form FLWD-1 EXHIBIT. >4GE___/ & 05-00482 ADMINISTRATIVE COMPLAINT EXHIBIT # Vv 05-00482 ‘This Document Prepared By and Return to: TWIN RIVERS TITLE, LLC 1900 S. Hickory Street, Suite B Melbotirne, FL 32901 321-760-7750 OS: 0042 Perel Nuer 27-37-24-27-3-17 Warranty Deed This Indenture, — Madethis_ 1st Raymond J. DeLorenzi of the County of Brevard day of and Catherine R. DeLorenzi, husband and wife a ee SEL CFN:2005241443 07-08-2005 98:46 am OR BoowPage: 5495 § 7376 Scott Ellis Clerk Of Courts, Sravard County aNames: 4 Rec: 9.00 #Pyss to Trust: 1.00 Deed: 5,250.00 ‘Mig: 0.00 Serv: 0.00 Excise: 0.00 Int Tax: 0.00 July + 2005 av, Between Swe of Florida , Grantors, and Marek Richard Olesiak and a ¥. Olesiak, husband and wife whose address is: H i of the Chumty of Brevard 282 Neville Circle WN that the GRANTORS, for and in considersti -To+--~-TEN DI and pther good and valuable consideration to GRANT! granied, bargained and sold to the said GRANTEES ond Yyingland being in the County of Brevard Lot} 17, Block 3, THE SANCTUARY PHASE 3, as recorded in Plat Book 34, Broyard County, Florida. record, if any; taxes and aa subsequent years; and all a; Prin ted lame: Wi tHoss STATE OF Florida » Palm Bay, FL 32907 1 Stae of Florida + grantees. of the sum of LLARS ($10) - DOLLARS, RS in hand paid by GRANTEES, the ccceipt whercal és hereby acknowledged, bave MRANTEES' heirs, successors and assigns forever, the following described tad, situate, Stic of Florida to wit: according to the plat thereof, Pages 60 and 61, of the public records of ments for the year 2004 and all licable zoning rules and regulations. suBJECT TO easements, a anaes reservations! and covenants of aed jibe grantors do Hereby fully warrant the tile to said land, and will defend the sane against lawful elaine of all petsons whomsoever, Au Witness Whercof, the grantors fave hereunto seated and delivercd ii ‘heie bands and seals the day and.year first above writen (Seal) {Seal} “0. Address: 719 Niglilipate Deive, Indiatantic, 4 47903 28 COUNTY OF Brevard The foregoing instrument was scknowledged before ang this Rayond J. DeLorenzi ho ate‘personally known lo me or who have produced their | H . Gemeling 2 ission ADD 244673 res: Aug 25, 2 ees: Aug 25,2007 Attantie Banding Co., tne, tae Cocco} and Catherine R. DeLorenzi;* ist day of July 12005 vy husband and wife Notary Puscey My Commission Expires: pny Beste tne, 2003. (963) 1615553 Form FLAIT-t ADMINISTRATIVE COMPLAINT. EX PAGE __2%_ OF HIBIT # i ! i | ! | i ! i i nfo 500 Sate PACE enmnd et = Bate wyryensol mer 5495-7378 2 Book-PAGe square Foot ase owner tafor me {ast Fist “4 sews Range Section a tiumber | supaiviste i Block i Track" : tot / Yaue tnforen ation i Tax Year , { Homestead exemption 0 ienproved Vae 3810 Land Vi 2181 F sited “Total Just Valu 5375 USile Address:) Total Assessed que 83! ") © Site adkhex | site safe property ERS aSsIghe site Code 9009 - | Gite Desc 000} Flood Zones ; i Flood Zone x | Flood Zone escriplion aie that is de" yenined to be side the 1% 4 0.2% chvanc en fihodplains. ; Name: | Flood SFHA * ut Isecond N am jood Quad t 8080-89 wifi oad ZONE scription Mailing Addregs: Food SFHAZ ° Flood 0u3d 2 ° a BT City, S ly, State, Zipcode:, | = Value Sum arket Vale: \gricultu Asses. ssessed Valies Tag 1 Assessinen oe Homestead f cs ; Other ey moe ar age vupen car | ocreenea | unity | Enclosed | ‘Yotal # i Area |] Area Porches || Port Basements] Attics orches Rooms Porch Base Areal if 2608] as3 sol olf 301 | ol qd 2698] i “xtra Feature Information Extra Feature Heseription Il Units | [ALL SCREEN’ 951 [FIREPLACE | 0 POOL DECK | : 501 POOL i i : New Search | Help = ==> 1. {Home] [Meet JimFord) (Appraiser’s Job} [FAQ| {General tnlo} [Save Qur Homes} {Exemptions} {Tangible Property) _ UCowiact Us] fLocadons| Forms] Aupents} (Property Research [hap Search) (Maps & Data} [unvsabie Prenat Pax : Authorities] (Tax Eacis| (Economic tors] [What's Now} [Links} (Press Releases| [Tax Estimator] : Copyright © 1997 Brevard i Property Appraiser. All rights reserved. i : Disclaimer Applies to Results i / i { H : i 1 ‘ i i exeiiT_ JD SE i ADNENISTRATIVE COMPLAINT exnipit # pace 5 oF __ Site Provided by... Tax Record : | print fe ge > of Acconnt Sumer Details Last Update: 7/10/2006 6:28:23 PM EDT Tax Record ee » Print View i Ad Vatorem Taxes and Non-Ad Valorem Assessments - i The information contained herein does nol constitute a tite search tbe reli Appraiser Datd Qn there lule a title search and strould nol be relied on as such, Tax Payment t Account Number Tax Type Tax Year Payment History 2726262 REAL ESTATE 2005 TPP Appr. Data Legal Desc. Mailing Address Property Address CHENEY, BARBARA J 681 NIGHTINGALE DR IND MATA; MIGUEL H/W Searches | 681 NIGHTINGALE-DR GEO Number ccount Number} qypranaNTicC FL 32903 27372427319 Mailing Address Folio Number : Owner Name Assessed Value Exempt Amount Taxable Value Property Addréss $225,120.00 $25,000.00 $200,120.00 GEO Number : " , Exemption Detail ~ Millage Code Escrow Code Site Functions | B* 28800 oe Legal Description Welcome 27 372427 3 19° 681 NIGHTINGALE DR SANCTUARY PHASE 3, THE INDIALANTIC Tax Search | LOT 19 BLK 3” Occupational Lic. - Contact Us 2 Ad Valorem Taxes Home | - opiuw ~ . Exemption «Taxable «++. --Taxes Taxing Authority Rate amount Value Levied COUNTY GENERAL FUND 3.6249 25,000 $200,120 $725.41 BREVARD LIBRARY DISTRICT 0.5750 25,000 $200, 120 $115.07 BREVARD MOSQUITO CONTROL 0.1986 25,000 “$200,120 $39.74 S BREVARD REC DIST 2001-2020 0.3230 25,000 $200, 120 $64.64 SCHOOL ~ BY STATE LAW 5.2030 25, 200 $200,120 $1,041.22 SCHOOL - BY LOCAL BOARD 0.7600 25,000 $200,120 $152.09 SCHOOL - CAPITAL OUTLAY 2.0000 25,000 $200,120 $400.24 CITY OF MELBOURNE - OPERATING 4.7415 25,000 $200, 120 $948.87 ST JOHNS RIVER WATER vei DST 0.4620 25,000 $206, 120 $92.46 FLA INLAND NAVIGATION DLST 0.0348 25,000 $200, 120 $7.70 SEBASTIAN INLET DISTRICT. 0.2192 25,009 — $200,120 $43. i ENV END LD/WTR LTD 0S-24 0.0572 25,900 $206, 124 $11 i ENV END LO/wrr (pBTe) osk2a 0.1188 25,000 $200,120 $23. ! ENV ENDANG LAND (DBTP) 94-10. 0.2018 -. .. 25,000 $200,120 $40. ENV ENDANG LD ACQ 91-10 0.0482 25,000 $204, 120 $9 i S BREVARD REC DIST (DBTP} 01-20 0.2306 25,000 $200, 129 $16. ; : H L Total Millage 18.8023 I Total Taxes i E53, 262. | [Non-Ad Vaiorem Assesstnents i Code Levying Authbrity Amount i ¥109 STORMWATER MELBOURNE $21.60 ‘ if Y15s8 SOLID WASTE DISPOSAL . $57.00 | ¥165 EMERGENCY MED SERV-COUNTY . $57.63 i =F i cE Total Assessments | Enis ] i . faxes & Assessments $3,898.94 | | if Paid By Amount Due $0.00 Date Paid Transaction Receipt item Amount Paid i 3/1/2006 PAYMENT 1605755 .0001 2005 33,859.95 Prior Years Payment History Prior Year Taxes Due | NO DELINQUENT TAXES (| < Last >> ADMINISTRATIVE COMPLAINT EXHIBIT pote ~ pace __ 24 _ OF tick Action: [Parcel Info Deciease wr] Distance Ox} ; Zoom Bar [Aerial Vidw flange CCC ea LOE eceny fiw nnn @ Map © Aerial _ Change ~Locate —--—~ [Parceri0 =} Locate Mi ad. Preview 4 Check below then Updat Parcels [7 ZonCnty | T™ ZonCity I GolfCourses| T Schools RoadNames ~ Sections F Water Update | Help Legend T Libraries | AGE ook Lean T ADWINIS TRADE Cui? LAIN EXHIBIT ¢{ pace __2/ — OF ——_—_——— Nut For fhublic Distibution; Members Only R348975C 681 NIGHTINGALE DR, 363 Nt INDIALANTIC. ‘ondo: SANCTUARY PHASE 3 THE INDIALANTIC, FL 32903 ($679,900 $$650,000 ~ Brevard vas | | | at Single Family Yes LakerPond Baths: Half Baths: ts 100 X 120 Split Bed: Year Buitt: ackups forfiie next 10 days. ftutenburg -buill beauliful & light, bright and aily « bedroom, 2.3| bath lakefront, poo! home. Sought after fealures such as high tay ceilings, bull From Eau Gallie Causeway, head south _Teft..home is on your fel. Bedroom 2: 14 Other Rm Desc: den led community of The Sanctuary offers 24 hour security A split plan, with special gl Bath with a Garden Tub, Master Bedroom with 5, Granile countertops, center island kitchen, & natural gas fireplace. Master lake views, a reading/sitling area, and sliders that open to the pool area. turn into the Sanctuary folfow Falcon until it ends and make a Riverside Drive, MER 11412 12X13. Dining Rm: Bedroom Porch Siz UnitiAdd'n: BankiCorp Quned: Gated Community: Cooling-Centrat Dryer . Refrigerator , Washer : Concrete Block Carpet , Tile Sidewalks Inground. Olher-See Remarks 4 : Water View 42 Inc: Common Electric , Management-Mainter} sate Gate/Guard Association Appointment Required . Call List Office , Pel [a No Yes Front Door Faces: Assumable: Home Ownrs Assc: “Glosel- Walk ins , Firepiace-Non Wool Bu Ext Finish: Roof: Master Bath: Add'n Rooms: Pets: Owell Style: 1 Slory fance , Pool Maintenance , Security Restrictions: Docs on File: ‘Owner Consider: On Cash , Conveational Svc Not Provided: Tax Year; 2004 T Piat Book Pg: 0060 27-37-24-27-00003.0-00 13.00 ‘ax Acct: 2726262 Tax ID: Homestead:Yes FtenvOttice: 0332rg 1 Phone/Fax: (321) 768-7600 / (321) 768-2897 Ema GENT/BROKER IN Lock! ‘Agent#: 201830 Cell: Qe BARBARA WALL (G21) 308-0335 Buyer Agent: Sold Pric Orig List $ Pend Agt: List Type: Contact: 0272112006 01/10/2006 Expire Date Ex Withdrawn Dt: inaliList Agent: BARBARA WALL Origi} Sel: CHERYL ALYEA () - of Atlantis Real Estate of Brev| {_=++- Information herein deemed reliable butt fot HARRY GIBSON (Phone: 321-674-9000} ADMINISTR RAL EXHIBIT gf — PAGE _=¢ ——. (321) 777-3060 Trans Agent: Sold Term: bowcooM: Bonus: Bonus Amt: Appt: : CHERYL ALYEA 25 No. Yes lnternet: Yes Appt Phone: — (321) 768-7600 Free and Clear: No Conventional 93/94 No 30 Lst Office FieméAgt 10; 04091201899 guaranteed Copyright 2005 Brevard MLS 07/10/2006 03:24 PM - -- EXHIBIT, fo oace__ [4 7/0/2006 & COMPLAINT y H PROVEMENT INFORMATION { County: BREVARD, FL . { APN: — 27-37-24-27-60003.0-0019.00 Gross Bidg Area: 3,562 Total Rooms: Construction: Bidg/Living Area: 2,698 Bedrms: 4 Foundation: SLAB Total Adj Area:| 3,140 Baths (FullHalf):; 3 Ext Wall: . .CONCRETE STUCCO Base/Main Area: 2,698 TU BathsFixt | 3.00 9 11 Int Walt: DRYWALL Ground Fir Area: Yr BuilVEtt: 1993 Roof Type: Basement Area: # Stories: Roof Matt: CLAY TILE SSF: Fireplace/t: Y 4 Roof Frame: Pool Area: 85 Pool: Poot “Roof Shape: HIP Porch 1 Area: 301 Porch Type: SCREENED PORCH Heat Fuel: Porch 2 Area: Palio Type: DECK Heat Type: HEATED Patio(Deck 1: 501 Improve Type: Parcel Fuel: Patio/Deck 2: Style: Floor Type: Perimeter Areal 276 Floor Cover: CARPET Heated Area: Air Cond: DUAL UNIT Bldg Desc Size # Bldgs: pod Bidg #: : #Res. Units: | Section #t: # Comm Units:| 4 Level #: Bldg Type: Inspect Entry: | Permit $: Permit #: i ! Legal Plat BkPg: 34-60 L - Legat BIk/Bidg: 3 i Legal LovUnit:; 19 Legal Desc: 9 BLICS Legat Tnincated: © 1996 Win2Dala 2000 SANCTUARY PHASE 3, THE LOT EXH a _g PAGE, a Page: 2 of 2 ANG I “a : EXHIBIT #4 42 Address: i Parcel ID {Long Format} Parcel ID [Short Formal} Formatted Rarcel 1D Tax Account Number Property Use Land Use Cbde Land Use Desc Property Address Property Street Number Property Street Name Property Cit Property Ziptode Property Details Land Sq. Ft. Exterior Wail Year Built Heated Sq. Ft. Building Sq. Ft. Poot {Y/N} Last Sale Info Sale Price | Sale Date [yyyymmdd] OR Book-Page Cost Per Square Foot Owner tnfotmation Owner Name (Last, First] Owner Name|(First Last] Owner Address : Owner City, Slate Zip Owner Zip | Legal information Subdivision Name Condo Name; Township Range Section Subdivision Number Block Tract Lot Value information Tax Year | Homestead Exemption improved Vahie Land Value | Total Just Vale Total Assessed Value Site Info Site Code Site Desc. | Flood Zone! Flood Zone 1 | Fload Zone Description Flood SFHA 1) Fiood Quad 1 Flood Zone 2 Flood Zone Description Flood SFHA 2 Flood Quad 2 {4 gsi'dr IRIs individual Record Printout ct ‘att Location: FL ~ Brevard County, Florida a0 u% {if Database: Property fen 681 NIGHTINGALE DR Ag So 27 37 24 27 0003.0 0019.40 27372427319 27372427 3 19 2726262 0110 SINGLE FAMILY RESIDENCE 681 NIGHTINGALE DR tNDIALANTIC 32903-4747 42197 1993 2698 2698 Y 650000 20060221 5609-1716 240.9192 CHENEY, BARBARA J BARBARA J CHENEY 681 NIGHTINGALE OR INDIALANTIC FL 32903 32903-4747 SANCTUARY PHASE 3, THE 27 37 24 27 3 2 2006 25000 309400 275000 483380 231870 0000 0000 x Area thatis determined to be oulside the 1% and 0.2% chance floodplains. out 28080-85 (Parcel Map) COMPLAINT 4 Locatior if Oalabase: 2 Oe 4 Address: Parcel ID [Long Format] Parcel ID [Stiort Formal} Formatted Parcel 1D Tax Account Number Roll Type | -Rolt Year | Proporty Detaits Year Buitt | Tolal Living Area No. of Buildings irre iy Construction Desc. Pers. Prop Exempt. Type Public Land Dese Use Code 2 Use Code j Land Use Degc. H Land Info Land Unit Code No. Land Units Land Sq. FL tmpr. Quality Code Constr. Class. Recent Sales (Last Sates {nfoy Transaction Code 1 Vac.mpr, Code 1 Sale Price 1 . Sale Date + OR Book i OR Page 1 H {Second Sale Info) Transaction Cdde 2 Vac.flnpr. Code 2 Sale Price 2 Sate Date 2 | OR Book 2 ORPage2 | Owner info Stralum Number ’ Owner Name Owner Address Owner Address Owner City Owner State Owner Zip BE Ne Legat into. . | Legat Desc. Township Range Section i Market Area Group Number} Neighborhood Code Public Land Tax Authority Reaumber Tax Roll Seq. | Value Info. Spec. Assessment Code Total Just Valud Total Assessed Value Total Tax Value! New Constructidn Value Land Value ! Exemption info. Pers. Prop. Exeinpt. Other Exempt. | { val IRIS Individual Record Printout FL ~ Brevard County, Fi 681 NIGHTINGALE DR EE ES A OO roperty Info a 27-37 24 27 00003.0 0019. 27372427319 27372427 3°19 2726262 R wate 6 1993 2698 1 SUPERIOR HOMESTEAD 1 or SINGLE FAMILY RESIOENCE wo 1 650000 20060221 be 5609 1716 wo t- 100 20040901 S3t4 2562 0 5 CHENEY, BARBARA J 681 NIGHTINGALE OR INDIALANTIC FL 32903-4747 SANCTUARY PHASE 3, THE. 27 a7 24 20 0 066304 93 2726262 169132 it) 483300 231870 206870 0 275000 ox ADMINIS EXHIBI PAGE (Farce! Map) wary 10 EXHIBIT. Te PAGE Prepared Uy: Lynda Sartice LIBERTY NAXIMUM TITLE V 2400 ANROpA:ROAD Hit con THE prey ' MELBONRNE! FL Coul urtenay i i j netssvance ofa ttle insurance patey. ya50 8. sat at Nunta U71S01bw sand 4.92993 CRN 2006056240 02-27-2006 10:21 am Geet 5 mers GO! on toourane: 5609 7 1716 WARRANTY DEED a3 Scott Ellis (INDIVIDUAL) ay Clerk Of Courts, Brevard County : #Pgs: t thamOr tne o00 This WARRANTY DEED, dated 02-21-06. | by Trust 1.00) Rec: xcise: 0.00 i Int Tax: 0.00 EDWARD P. CORUZZI and BERNICE M. COR 221, HIS WIFE iMtg:: 0.00 whose post office address is: : 3622 OSCEOLA DRIVE, MELBOURNE, FL 329040 i 1 hereinafter called the GRANTOR, to : fy BARBARA J. CHENEY and MIGUEL MATA, WIFE AND HUSBAND AS JONNT TENANTS WITH FULL RIGHTS OF SURVIVORSHIP . whose post office address is: 681 NIGHTINGALE DRIVE, INDIALANTIC, FL, 32903 hereinafter called the GRANTEE: (Wherever used herein the terms “Grantor” and "Gi ntcc" include all parties to this instrument and the heirs, legal representatives and assigns of individuals, and the sucdessors and assigns of corporations.) WITNESSET! That the GRANTOR, for and in consideration of the sum of $10.00 and other valuable considerations, reccipt wheréof is hereby acknowledged, hereby ar bargains, sells, aliens, remises, releases, conveys and confirms unto the GRANTEE, alt that certain land situate in BREVARD County, Florida, viz: Lot 19, Block 3, THE SANCTUARY PHASE THREE, according to the pint thereof, recorded in Plat Book 34, Page(s) 60 of the Pubtic Records of BREVARD Cowaty, Florida. SUBIECT TO covenants, conditions, restrictions, resdevations, limitations, easeinents and agreements of record, if any; faxes and asstssments for the year 2032 and subsequeult years; and to ali applicable zoning ordinances and/or restrictions and Prohibitions imposed by governmental authorities, if any, i ; TOG ETHER /with all the tenements, hereditaments and| appurtenances thereto betonging or in anywise appertaining. TO HAVE ako TO HOLD, the same in fee simple forever. ; AND THE GRANTOR hereby covenants with said GRANTEE that except as above noted, the GRANTOR is lawfully seized of said land in fee simple; that the GRANTOR [as good right and tawful authority to sell and convey said land; that the. GRANTOR hereby fully warrants the ti(le to said fand and will defend the same against the lawful claims of all persons whonjsoever. IN WITNESS WHEREOF, GRANTOR has signed aud|sealed these presents the date set forth above. SIGNED IN THE PRESENCE OF THE FOLLOWING WITNESSES: _ WITNESS: | SL a. Signature: _! Uo (— ern tl Print Name: MICHIELLESUOMI EDWARD P. i | ernie WITNESS: | . Signature: ex Lilie a a Veh LE BERNICE mm conv Coie Print Name> ze SO : Nrharn. OC. tbf/t : State of Florida County of BREVARD e Fs t | THE FOREGOING INSTRUMENT was sworn and acknowledged before me on 02-21-06 by: EDWARD PCORUZZE and BERNICE M, coruzzi, HIS WIFE who is personally known to me or who has produced DRIVER'S LICENSE as identification. Signatu f Print Name: Lynda Saffiea” 0 By Comires June 22. 2007, ADMINISTRATIVE COMPLAINT. EXHIBIT # PAGE 9? & OF Y ‘| Jim Ford, C.F.A. ee || Property Research {Home| {steet Jil ocd] (Appuciser's Je) [Contact Us} (Locations) (Furms] {Appeals Authoriies] [Tax Facts) [Economic 37-24-2 {Ccemptigns} [Tangible Property} Dalal {Unusable Propaity] flax pee {Tax Estimator) i -001003.0-001 9.00 jle7-37-24-27-0000 [ c [sk ulesemptionsifuse Coe [uo OST NIGHTINGALE DR INDIALAN . 32903 x Accaunt 2720262 * Site address ssigued by the Brevard County Address Assignment Ollice for tw property. : | fa i taformation is avhilable At the Brevard County ; (Select the back button tojreturn to the Propcety | Owner Infornution - ses; may nol rellect communily location ef CHENEY, BARBARA J | Mata, MIGUEL AV SANCTUARY PHASE 3, THE [Naiting Addees [o8 NIGHTINGALE DR | ff icity, 5 e:INDIALANTIC. PL 32904} ate, Zipco Vitae Sunumary for 2005 [F* Market Value: $395.70))] 0.28 Agricultural Assessment: | 10} [Assessed Vale: ** Homestedd Exemption: *** Other Exémptions: [Paxabte Vatufe: ** This is the walad tablished for ad valorem purposes in value does ol tepesent anticipated selling price for the pru ry. " a: *°* Exemptions as reflected ou the Value Summary table are applicable if an oper change has occured. . i Save Our Homes stance with 8,193.01 1(1) and (8), Florida Statutes. “This fl i Millage Rate Taxes Market Value (jew owner, no homestead) | x 1.8023, $7,441.20 mptions (hdmestead = $25,000) 15,000], | | | Taxable Valuc vith exemptions only) i |[ 3370760] 18.8023 | sonra Taxable Value (with exemptions and SOH cap) $200,120|x]F 18.8023 $3,762.79} 2005 Estin om Exemptions _ UI $470.06 2005 Estimated Sayings Resulting From SOIL IL $3,208.49] | Sales Information | iti . i a ss ec, iN \ OR |] Sale Decale Swe ‘Hay a Book/Page Date y typePerceningy ay Vacant/luproy es . \ , - : Ly \ {3609/17 1622006|[$650,000]f wo || IL 5304/2562 |[92bo4alf $1 olf wo |= 3190/0772 [311 b92If $65,000]{ wo | [2974/2250 [i1989l|_ $60,900] wo | ‘| Sales Screening Codes aud Saurees ace (ion aualysis by the Property Apprai vier oF potential marketability of the property f Ruiding ldormation ei PDC] Use i] Year Story Extevidr | tuterior | Rook, . Roof it Cade | Sarit Heiaht Cod Code ei IL Mater, Wie ‘fives ff aif oslo 02 0d i Building Area [formation | ‘ — fe Paes } MINISTRATIVE COM PLAINT a “dim Ford, C.F.AL Property Appraiser YN Prevard County, Fl ae } Property. | Research General Parcel Information for 27-37-24-27. ok 1003.0-0019.00 = = . = = | tome) [eet JinF ord] [Appraiser’s Jou] if AO] vc ve Our Homes} (Exemptions} [Tangible Peoperty} 1 tcontact Us} Locations} (Fornts] fppeats| [Propetty Research] {Map Search} Maps & Data (Uausable Property] [Tax i ‘Auboriies) [Tax Facts] {Econonie indicators] Whats New] [Links} {Pegs Releases] {Tax Estimator] 7-37-24-27-00003.0-0019.00 |[M ilhage Code: Exemption:[{t [Use Code: | 68 NIGHTINGALE DR, INDIAL Al |. 32903 i EE x Account: pio | a * Site address assi by the Brevard County Address Assign reat Olfice for mailing purposes; may not reflect community location of property. . | fa at ‘Tax information is avilable afte Brevard County Te Collector's web site i {Select the back button to réturti to the Property Ap; Owner Information | : J Owner Name:] CHENEY, BARBARA J _| ‘tat Book/Pages pANCTUARY ‘| Sccond Name: MATA, MIGUEL HAV os/o06n/ PHASE 3, THE BL [INDIALANTIC, FL, 3290 City, Slate, Zipcode: | Value Summary for 2005 loSUNIGIFFINGALE DR ft View Pare “| size may De la res Adobe Acrobat Reader. T *° This is the value ¢stablistied fur ad vatore value docs not represent anticipated selling for the property urposes in acedrdanee with s.19V.011C 1 & 8), Florida Statutes. “This *** Exemptions as reflected on the Value Sununary table are abpticable forthe yeur shown aiid may or may not be applicable ifn ownte change has occured. fimated T: Save Our Homes i ** Market Value: $395,760 0.28 Agricultural Assessinent: IE ) 10] Assessed Value: | $225,120) om [E#* towne $25,000 | Tz, - ee - | _ i an Se [Taxable Valuel [$200,120 j no | [Vatuesf | ntitlage Rate Taxes) Market Value (néw owner, no homestead) . 18.8023 $7,441.20) cmptions (horpestead = $25,000) __ Il able Value (With exemptions ouly) “ ts.023 | $6.971.14 [Vaxable Value (vith exemptions and SOI Leap) 18.8023. (3.762.7]| 2005 Estimated|Savings Resulting From Exemptipns $470.06] 2005 Estimated |Savings Resulting From SOU Or Book/Pagel Anidtnt Ty pel ah [s09/17164220066650.00q][ WD [s304/2562 foroball stool wo || 3190/0772 S/1992| $65,000, WD ff 2974/2250 Hi/i9soll $66,900] WO 4° Sales Sere enlesjanal Sources ate from analysis by the Frapetty Appraise priee oF penential marke - of the property. | 4 ; Buil PAGE_ oa Tppcd use | Year | story Exterioi Root | Floors | Ceiting Lf j_Code || Buitt |] tieignt Code « ulL_Mater. || Code Code {fio [[r993 sf lost] 07 ia oa 12,14 04 Building Arca Information = SSE Jim Ford, C.F.A. i Property Appraiser Brevard County, FI f t ue Property. Research ve wl [Home] (Meet sia ordl| (Appraisers Job] [F {Contact Us} [Locatins} [Fors] {Appeals} tt Authorities} (Tax Facts} Uesonomac 4 \O} [General tnfoj {Save Que Hew ety Research{ [Maps Seatcty [Mi lccvlors) [Whats fev] [Links) (Pee General Parcel Juformation fer 27-37-24-; 89. 00000.0-1 GOK. 00 27-37-24-89-00000 0-013. oo] Map][Mittage Code 44 RIO VILLA BLVD, INDI LLANT 2903 ned by the Bievard County Address Ass|y property. Tax information is av; at the Brevard County Tax Collector's web site (Select the back butlon tg return to the Property Apjraiser’s web sile) Owner tnformation : [Description . Owner Nam: COFFMAN. DONALD W be Book/P, Ks VILLA He" | Seeand Nanye: JANTONETZ, DENISE 004.2/0038 UNITY Wa ing Address: }haa RIO Vil BLYD [INDLALAN: State, Zipcode: FL 32943, size may be hi ! Vatue Summary for 2005 View PI 1 (Ho pes Adube Acrobat Reader-{il P* Market Value: $478.5) 0) [Agricultural Assessment: ‘a Assessed Value: _ | $267,020 lomestdad Exemption: I-25 ,090| Other Exemptions: $a [Taxable Valhe: $242.00 1¢ established far ad valoreat purposes in 4 f aunticipated selling price for the pro} *** Exemptions as reflected on the Value Summary table are 3 applicable ifan opener change las oécured. Save Our Honte: jecordance with s.193.011(1 perty. tues} |[_niittage Rate $8,998.59) : «-425,000] $478,390] il ible Valué (vith exemptions only y {8.8023 | 18.8023. LL Ls [Taxable Value Gwith exemptions and SOU cz “apy 18.8023 2005 Estimated Sa Savings Resulting Front Exem L-_ $470.06 $5,978.01 " OR sate Sale Book/Page] Date | Amounell Soareéel s5aa/oase || 4/2005 8669, iwi ~\ [6187/0702 ff 72000 [$289,000] wo] __ ] 4089/1179 112.999 $65,500 wo] 7 | _il v sis by thymperty Apptisers stall. They have ue bearing on the 7 nperty Ap roc Year I tory Inter jor Re pe 4 Ie Bui f tfeight Cad Code | Cade i[r10 ' 2000 ia| i oN “ae a - Buitling Area Liformation - age 1 FC Tencl{ aave [ carge | open [cw | iSereened | Utility l I Le keeakaes | ee [eee | eae | at as a - “1, 2224] 578 aol olf 26alL C off 519 2221 Extrh Feature laformation . j Extra Feature Description Units JALL SCREEN 1729 FIREPLACE 1 POOL DECK) 1219 POOL | 1 i i New Search Help - __ [Home] {Meet JiaF ord} (Appraiser’s Job} [FAQ] {Generat info} [Save Our Homes] [Exemptions] (Tangible Property] {Contact Us] {Locations] (Forms| [Appeais] {I ty Research} [Map Search] (Maps & Data] [Unusable Property] (Tax i Authorities} [Tax Facts] [Economic Indicators] (What's New) [Links] (Press Releases] {Tax Estimator] Copyright © 1997 Brevard County Property Appraiser. All tights reserved. | Disclaimer Applies to Results 1 ' ‘ | | i i P | ff | : ; 1 | t | i | t i i i 1 } | 1 1 | i i i. | i i i | i j i i j L i i : | ! i in i : ' t / exnupiT__? i pace / 40. Site Provided by governmax Contr, 44 Tax Record . . print fa de > Dt Account Mute 7/10/2006, 6:29:25 PMI EDT Details : Last Update: Tax Record | > Print View | Appraiser Data Tax Payment | ount Number Tax Type 4 Ad Valorem Taxes and Non-Ad Valorem Assessments The information contained herein does no} constilule a lite search and should not be relied on as such, Payment History 2736179 RE, 1 ‘AL ESTATE TPP Appr. Datd an Legal Desc. | Mailing Address Property Address ' COFFMAN, DONALD -W 344 RIO VILLA BL IND i ANTONETZ SE. Searches | TONBTZ, DENISE 344 RIO VILLA BLVD GEO Number Account Nuniber} tworatantic FL 32903 2737248913 Mailing Address Folio Number | Owner Name | Assessed Value Exempt Amount ‘Taxable Value Property Address $267,020.00 $25,000.00 $242,020.00 GEO Number | ; : i Exemption Detail Millage Code Escrow Code 1 HX 25000 53KO 000075 Site Functions Welcome Tax Search : Occupational tic, Legal Description 27 372489 13 344 RIO VELLA BLVD RYO VILLA UNIT V INDIALANTLC LOT 13 Ad Valorem Taxes Contact Us : sod Exemption Taxable Taxes! Home ; ‘Taxing Authority Rate Raoune Valve Lovind ! COUNTY GENERAL. FUND 3.6249 25,000 2,020 $217.30 { BREVARD LIBRARY DISTRICT 0.5750 5, 000 2,029 $139.16 i BREVARD MOSQUITO CONTROL 0.1986 000 242,020 | S BREVARD REC DIST 2001-2020 0.3230 25,008 42,020 ! SCHOOL - BY STATE LAW 5.2030 25,000 412, 020 : SCHOOL - BY LOCAL BOARD 0.7600 25,000 2920 : SCHOOL - CAPITAL OUTLAY 2.0000 25,000 $242,020 | CITY OF MELBOURNE - OPERATING 4.7415 25,000 2 ef i ST JOHNS RIVER WATER MGMT DST 0.4620 25,000 $242,020 i FLA INLAND NAVIGATION DIST 0.0385 5,000 $242,020 | SEBASTIAN INLET DISTRICT 0.2192 25,000 $242,020 ! ENV END LD/WTR LTD 05-24) 0.0572 25,000 * $242,920 : ENV END LO/WTR (DBTP) 09-24 0.1188 25,000 $242,020 \ ENV ENDANG’ LAND (DBTP) 91-10 0.2018 25,000 $242,920 } ENV ENDANG LD ACQ 91-10 0.0482 28,000 $242,020 i § BREVARD REC DIST (DBTH 0.2306 25,008 $242,920 i [rota millage [T 18.8023] Total Taxes L i [Non-Ad Valorem Assessments H Code Levying AutHority + Amount : Y109 STORMWATER MELBOURNE $21.80 Yise SOLID WASTE [DISPOSAL $57.00 Y165 EMERGENCY MED SERV-COUNTY 36 | | Total Assessments : Taxes & Assessments 34,630.77 | If Paid By ‘Amount Due | | $0.00 | Amount Paid $4,499.30 _History Date Paid Tyansaction Receipt Item [1272/2008 PAYMENT | js080942.0001 2005 T NO DELINQUENT TAXES Prior Year Taxes Que EXHIBIT. /o . po Print | < Last >> cage (FE F } i i : ADMIN EXHIBI PAGE anne ae beac A ia Ud ee iy se fas | n 3 id x RIG VILLA BLVD A OA (a | fa «fo phe, 7 | a ~ T 3 | al ' SEAGRE 2 Zoom to Brevard County +] Go }- Printable Version Parcels T ZonCnty TF ZonCity — F Gol{Courses T Schools T Libraries RoadNames I” Sections ADA! EXHIBIT PAGE exuisr_ 72 oace (TS. PRMAIIVE GUMPCAINT PROPERTY INFORMATION i) Propetly: 344 RIO VILLA BLVD, INDIALANTIC FL 32903-3712 Co08 APN: 21-37-24-89-00000.0-0013.00 Strap #: 27- 37-24-89-- -0013 Card #: H Mili Code: 53K0 Use: SFR County: BREVARD, FL ; “Prop Tax: $4,046.01 Tolal Value: $277,040 Census: 663.01 = 4.-Tax Ye] 2002 Deting: Land Value: $65,000 Map Pg: | 298 Tax Appraisal: imprv Value: $212,040 AIM VollPg 1:| 1 1.0298 Exemplfons: HOMESTEAD Taxable Val: $200,250 AIM Volg 2: Building Vat: TIRIS: | 97-37-24 Agricult Vat: Municipality: | MELBOURNE Assd Ye 2002 Subdivision: | RIO VILLA UNIT V Yimprove: 77% Owner: WHITE MATTHEW W & AMY C Owner Vest’ HW/ | Phone: 324/779-0762 Mail: 344 RIO VILLA BI.VD; INDIALANTIC FL 32903-3712 CO08 Owner Transfér= Date: Price: Doc#: Type: SALE & FINANCE INFORMATION LAST SAGE PRIOR SALE Recording/Sale Date: 07/06/2000 06/30/4000 1110911999 11/01/1999 Sale Price/Typp: $289,000 $63,500 OR B&P/Stamp $: 4187-702 4089-1179 Deed Type: WARRANTY DEED WARRANTY DEED 1st Mtg Loan $/Type: $231,200 conv $231,200 Ist Mtg Rate/Type/Term: f #30 YEARS 1st Mig Lendet: CHASE MANHATTAN MiG HARBOR FSB 2nd Mig Loan §/Type: 1! . 2nd Mig Rate/Type/Term: 1 ji 1 Tie Company; ALLIANCE TITLE CO Transfer B&P: : Seller. RIVERSIDE BUILDERS OF BREVARD New Construction: Other Last Salb Info= if Parcels: Type 2: Pend: f SITE INFORMATION Zoning: i RIABA Garage Capt Acres: 0.38 County Use: i 0110 Carport Area: Lot Area: 16,553 Slale Use: 01 Garage 2 Sqlt Lot Width: 48 Bldg Class: | 0110 Parking Saft | 578 Lot Depth: Location Type! Parking Type]. GARAGE, Usable Lot Area: Site influence} } | } if i | 1 i 1 ' : i | exHisrr ZO oace_/TE i © 1996 Win2Dai Page: 1 of 2 ADMINISTRATIVE. COMPLAINT, OF IMPROVEMENT INFORMATION County: BREVARD, FL APN: 27-37-24-89-00000.0-0013.00 Gross Bldg Area: 3,613 Total Rooms: ! Construction: Bldg/Living Area: 2,221 Bedrms: 3 ' Foundation: SLAB Total AdjArea: 3,022 Baths (Fulvtall): 1 ext wall: CONCRETE STUCCO Base/Maid Area: 2,224 TU Baths/Figt: 12 Sf int Walt: ORYWALL Ground Fi{ Area: Yr BuilvEtt: 2000 Roof Type: BasementlArea: # Stories: | Roof Matt ASPHALT SHINGLE SISF: Fireplacelit: Y 1 i Roof Frame: Pool Area Poot: POOL Roof Shape: HIP Porch 1 Ajea: 264 Porch Type} SCREENED PORCH Heat Fuel: Porch 2 ne Patio Type: DECK Heat Type: HEATED Patio/Deck 1: 4,219 Improve Type: Parcel Fuel: Patio/Deck 2: Style: Floor Type: Perimeterjrea: 252 Floor Cover: CARPET Heated Area: * Air Cond: DUAL UNIT Bldg Desc Size # Bldgs: 1 Blag #: # Res. Units: Section #: #Comm Units: 4 Level tt: Bidg Type} Inspect Entry: . Permit $: Permit #: | LEGAL INFORMATION Legal PlatBkPg: 43-38 Legal Bik/Bidg: ! Legal Lovin: 43 Legal Desé: RIO VILLA UNIT V LOT 13 Legal Truncated: i expr £2 ence [FE © 1996 Win2Bata 2000 Page: 2 of 2 } ALMINISTRAT VE Cg y. = COMPLAI EXHIBIT 4 _ Ellis, Clerk of Courts, Brevard County Doc. D:-$0.70 i | WARRANTY DEED ff if |. THIS INDENTURE, made this __ day of May, 2007, between Donald W. Coffinan ‘and Denise Antonetz n/a Denise M. Coffman, husband and wile and (“Grintor”), whose post office address is 344 Rio Villa Boulevard, Indialantic. Fi. 32903, and Donald W. Coffman and Denise M. Coffman, husband and wite, (“Grautec”), whose Post office address is: 344 Rio Villa Boulevard, Indial4ntic, Fl. 32903 i Ye WITNESSETH, that the Grantor, for and in cdnsidcration of the sum of TEN ($10.00) DOLLARS, to it in hand paid by the Grantee, the receipt whereof is hereby acl lowledged, has granted, bargained and sold to the Grantee forever, the following described land situate, lying and being in the County of Brevard, Slate:of Florida, to wit: | ates bor 13, RIQ VILLA UNIT V¥, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 43, "PAGE 38, INCLUSIVE, PUBLIC RECORDS OF? BREVARD, COUNTY, FLORIDA. i 1 SUBJECT ( restrictions, zoning regulations aud ordinances and any and all conditions, reservations, restrictions and easements of record, if any}, which are not reimposed hereby, and taxes subsequent lo December 31, 2006. | | \ | aya And the Grantor does hereby fully warrant the fitle to the land, and will defend the same against the lawful claims of all persohs whomsoever. : i IN WITNESS WHEREOF, the Grantor has exdcuted this instrument on the, day of May, 2005, i SIGNED, SEALED AND DELIVERED IN THE PRESENCE OF: 5s Sig lol 2 Vent Witness Name BrLalpnel SN 2 Donald W. Coffman, SF 1 ll fenisd Anignetz wh/a Denise M. Coffman . ie : STATE OF FLORIDA COUNTY OF BREVARD | i i | ‘THE FOREGOING instrument was acknowledged before me tis: day of May, 2007 by Donald W. Coffman and Denige M4. Cottman , who provided drivers liedase as ilentiGcaifon. | Kitty Wife %y : 01 ty) Rivedside Dr. Sie. C Fndiglantic, FL 32403 . EXHIBIT ZO. ne (dQ ADMINISTRATIVE COMPLAINT. exmipi #4. AAD PAGE “#1 IRIS individual Record Printout Location: FL ~ Brevard County, Florida (Parcel Map) # Database: Property Address: 344 RIO VILLA Parcel ID {Long Formal] 27 37 24 89 0000.0 0013.0 Parcel 1D {Short Formal} 2737248913 Formatted Parcel 1D 2737248913 Tax AccountiNumber 2736179 Property Use Land Use Code 0110 Land Use Dese SINGLE FAMILY RESIDENCE Property Address Property Street Number 344 Property Street Name RIO VILLA : Property City, INDIALANTIC Property Zipgode 32903-3712 Property Dotaits Land Sq. Ft! 16553 Exterior Wall] Year Built { 2000 Heated Sq. FL 2221 Building Sq. Ft. 2221 Pool [Y/N] | Y ! Last Sale Info , Sale Price | 100 Sale Date [yyyymmdd} 20070511 OR Book-Page 00043-0038 Cost Per Sqyjare Foot 301.2157 Owner information Owner Name jLast, First] COFFMAN, DONALD W Owner Name (First Last} DONALD W COFFMAN Owner Address 344 RIO VILLA BLVD Owner City, State Zip. INDIALANTIC FL 32903 Owner Zip | 32903-3712 | ; Legal Information Subdivision Name RIO VILLA UNIT V Condo Name . Township | 27 Range | 37 "Section | 24 Subdivision Number 89 Block | Teact | 13 Lot : 0 Vatue Information Tax Year | 2006 Homestead Exemption —_ 25000 Improved Value 328470 Land Vatue | 250000 Total Just Value §78470 Total Assessed Value 578470 Site Info t Site Code | 0000 Site Desc. | 0000 Flood Zones Flood Zone 4 x Flood Zone Description Area that is determined to | outside the 1% and 0.2% chance ! floodplains. Flood SFHA 4 ouT Flood Quad 4 28080-AS Flood Zone 2 Flood Zone Description Flood SFHA}2 Flood Quad 2 i i i 1 1 EXHIBIT /O_ sce GE ADMINISTRATIVE COMPLAINT EXHIBIT # PAGE ac ere APPRAISAL OF REAL PROPERTY LOCATED AT: 182 Sandering Drive “The Sanctuary Phase 3 Lot 20 BY: Southeast Real Property Appraisers, inc, ‘S76 Highway AIA Satelite Beach, Fonda 32937 ABUTS Southeast Real Property Appraisers Form GA2—"WinTOTAL*lappraisal software by ala made, inc. — 1-800-ALAMODE EXHIBIT, SAGE, 7 1 ADMINISTRATIVE COMPLAINT. exnipit #1 se UD oF _ Description | UME oni RESIDENTIAL, APPRAISAL REPORT File tio. SE05-546 roperly Adkiess 782 Sandeting Drive Eity tndiatntic Slate FL Zip Code 32903 Logal Description The Sanctuary Phase 3 tcA20 Gk 1 PO: i County Bevard TRE. faves § 5.25558 Special Assessments § None = Borrower Hayes) Edwin B. Curceat Owns 1 Hayes. Fdvin B. 8 Loan ek. Occupsnt: 54 Owner 1 | Tenant {Vacant ges appraised DXi Fee Simple_| i Leasediotd Project Type (< 5 s___ | Manufactured House No infestation _ No evidence - e ying [ining] in De | Famniy fun. [_ Rec. Am. [Bedrooms] # Baths | Laundy |__ Other ‘tea $9. Fl, NIA 5 1 of o4 ‘| | 4 4 2 | _Area | Nook Office | 472! 3 ee ee _ 5 7 i i _L 7 £4 Finished area above grade contains: 9 Rooms! 4 Berkoom(s); 2 Bathis} 3222_ Square Feet of Geass Living Area g WWIERIOR | Materils/Condifion —|UEATING Yes’ |RIICHEN QUI. ATTIC AMEATIES ___ | CAR STORAGE: 3 Car Garage Fa Floors [Hardwood'Carpevtte Good {Type etigerator x} | None L_] |rieplace(s) # ves DX) pone] Walls Drywall Fuel ingefOven OX} | Stairs (2) jPatio screened Garage # of cats TrievFinish | RanciwPts Condition Good Ditnosal «XI | Drop Stair DX) feck “None Aitached —_3 Car Garage Bath Floor i C-Tie COOUNG Yes Dishwasher {X} | Scuttle LJ JPorch None Detached = _None Bath Wainscot Central CAC + Ifavttood [XI | Floor Fence Privacy _ Bull-m None Doors | Grench# Panel Sixers Good |Other —_None. wave [J | Heated Poot Screened Carport None Mateits & Condon Good [Condition Good |WhsherDryer [< [finished 1h Diiveway ___ Concrete Good Additional (ealures (special energy efficient items, etc): -Covered ent, inigaion system for lawn on degp wel and liner, food Eglts, secuily system, screened pool and spa in pato area, | 8, separate laundry room, jacuzci tub in the master bathqoom suite, fireplace, kfchen isfand, crovm molding & 12° femal), repairs needed, quality of consiruction, remodeling/additions, etc. The subjeetisin depreciation noted at the fime of the inspection. The normal physical depreciation is estimated at 6.7 % based on 5175 effective age te feet and conetaed wih the mae! data as presented. The subjecthap a tnctona! oot lan, ale cel space and atoll ied toons. The poo apnea to be operating Adverse environmental conditions (such as, but aot fined fo, hazards wastes, toric substances, etc.) present in the imrovements, on the sit, or inthe immediate viciniy of the subject property: _No adverse envionmentét condions were noted on site rn the surrounding area, However, environmental assessment isnot an area of appraiser expertise, Quatlied inspections are always: secre Freddie Hac Form 70 6/93 Form UA2 — ‘intora “appraisal soltware by ata mode, inc. — 1-800-ALAMODE. PAGE 1 OF 2 COMPLAINT im uiironi | RESIDENTIAL APPRAISAL REPORT File No. SE05-546 square foot catcutation and for HUD, vA and FnliA, the estimated vermainng 3.222 Sq. FL H@s 88.00 jeconomic life of the property}: The cost to vahie is based on the Marshal! & Swit Sq. FL @$ i 4 Covered ent, screened patio & pant _ 3 Sq.Ft. @$__38.00 appraiser. Floor sketch was calculated by a compuier sketch progran ca itnprevement ratio of 35 Y's nol considered excessive for beach side propeaty. This Physical Functional ‘Exteniat (alia és considered typical in Mis matket segment. a Depreciation | 24451 i = Fes Depreciated Value of Improvements . ahs Estimated remaining ecrnomic ile = 70_ years. *As-is* Value. {Site kepraunmnts UTILS. WE DWLNOSCP FP 006 _ ee INDICATED VAEUE BY COST APPROACH whens & 607.129 | A= Actual E = Effective ea | d SURIECE Y COMPARABLE NO. 1 _ COMPARABLE WO. 2 _____ COMPARABLE 0.4 182 Bandoriog Drive 333 Flanders Drive 401 Misti ane Address indiafecic, Fila 32903 {ogiatatic, Focida_32903 Lies 10.25 miles s Markt Vay 600,000 599909 Fe Ts 608,40 a8 a . Se a ls wy ha Fn | P Records /LLS/ Own | Pubic Redords MLS # 300186 Pubic Records /4.S Hot ited jtaspecion (FARES | Exterior specton FFARES Exleior inspection /FARES DESCRIPTION DESCRUPTION [E+ (-)$ Adust r ${=J5 Adsl. ing pee +] Conventional : : fo =| Days an fhatket: 67 [Days an market: 92} Days on ttarket: Unk Chased: 01/2005, Closed: 0172005} Sehurban H Fee Sinle © | 027 Actes Typical 0 _ Pesidentots - SIQE=5 1 5.000. | Good - 3.000 16,000 FWAICAC (ies | Above average 3.Car Garaye 8,000 Screened Patio Ficeplace __ Fence Pool jen-bath_| Very Good . Adjusted Sales Price of Comparable | af parson including the subject ropetty’s compsiaty 10 he acighboriood, etc \ con bari and a nece Dale, Price and Qala | Hosale onthe past 12. | flo sate nthe preven Source, for rr sales | months. most: recent ale, most recent sale! Public Records Public Recovds Analysis a any curreat agreement of sale, option, or isting of Subject property and of any prior sales he subject propery is aot curently tld lor sale and hasnt bek sted fr ropenty i iced in his appraisal report. d INDICATED VALUE BY SALES COMPARISON APPROACH § INDICATED VALUE BY INCOME APPROACH (i licae) : Estinvaled Market Rent $ Nw ‘fiio_x Gross Rent Multiplier This appraisal is made D