STATE OF FLORIDA DEPARTMENT OF BUSINESS & PROFESSIONAL REGULATION FLORIDA REAL ESTATE APPRAISAL BOARD FLORIDA DEPARTMENT OF BUSINESS & PROFESSIONAL REGULATION, DIVISION OF REAL ESTATE, Petitioner, v. CASE NO. 2008050263 ADE ADEGBAYIBI, Respondent. / ADMINISTRATIVE COMPLAINT The Florida Department of Business & Professional Regulation, Division of Real Estate ("Petitioner") files this Administrative Complaint against Ade Adegbayibi (“Respondent"), and alleges: ESSENTIAL ALLEGATIONS OF MATERIAL FACT 1. Petitioner is a state government licensing and regulatory agency charged with the responsibility and duty to prosecute Administrative Complaints pursuant to the laws of the State of Florida, including Section 20.165 and Chapters 120, 455 and 475 of the Florida Statutes, and the rules promulgated thereunder. 2. Respondent is currently a Florida state certified general real estate appraiser having been issued license 2472 in accordance with Chapter 475 Part II of the Florida Statutes. 3. The last license the State issued to Respondent was as a state certified general real estate appraiser at 9951 Atlantic H:\FREAB\adegbayibi.doc 1 FDBPR v. Ade Adegbayibi "Case No. 2008050263 Administrative Complaint Blvd. #147, Jacksonville, Florida 32225. 4. On or about May 14, 2008, Ade Adegbayibi (Respondent) developed and communicated an appraisal report (Report) for property commonly known as 4732 Kingsbury Street, Jacksonville, Florida 32205 (Subject Property), and estimated its value at $185,000.00. A copy of the Report is attached hereto and incorporated herein as Administrative Complaint Exhibit 1. 5. At the time the Report was developed and communicated, Respondent was a State Certified General real estate appraiser. 6. Respondent made the following errors and omissions in the Report: A) Incorrect legal description for the Subject Property in the Subject section of the Report; B) Failure to list the complete listing history for the Subject Property for the past twelve months prior to the effective date; Cc) Misstatement in the Contract section of the Report that Respondent viewed contract and it was an arms length transaction, when it was a refinance transaction for the Subject Property; D) Incorrect neighborhood boundaries for the Subject property in the Neighborhood section of the Report; E) Failure to note that the Subject Property had extensive H:\FREAB\adegbayibi.doc 2 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint renovations; approximately totaling $50,000, as evidenced by workfile documentation; F) Failure to make an adjustment or provide an explanation for no adjustment on comparable sale 1 for its site size difference; G) Incorrect lot size for comparable sale 3 in the Cost Approach section of the Report; H) Failure to make an adjustment or provide an explanation for no adjustment on comparable sale 3 for its site size difference; I) Failure to make an adjustment or provide an explanation for no adjustment on listing 1 for its site size difference; J) Failure to make an adjustment or provide an explanation for no adjustment on listing 3 for its site size difference; K) Failure to note, in the Cost Approach section, whether the data was for reproduction or replacement costs; L) Failure to note, in the Cost Approach section of the Report, the source of the cost data utilized; M) Failure to note, in the Cost Approach section of the Report, the quality rating of the cost service utilized; N) Failure to note, in the Cost Approach section, the effective date of the cost data; H:\FREAB\adegbayibi.doc . 3 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint 0) Failure to explain or discuss why no As-Is Value of Site Improvements was included in the Cost Approach section of the “Report; P) Failure to note or determine an Income Approach to value, when rental and income data were utilized and analyzed in the Report; Q) Failure to explain or discuss the omission of the Income Approach, when data was utilized in the Report; R) Misstatement that Listing 1 did not have a fireplace, when workfile documentation shows that it does; S) Failure to list or adjust for Garage/Carports for Rental 1, Rental 2 or Rental 3 in the Report; T) Failure to make an adjustment or provide an explanation for no adjustment on comparable rental 1, comparable rental 2, or comparable rental 3 for their age differences; U) Failure to explain or describe the “Other” line item in the Single Family Comparable Rent Schedule, when listing YES/NONE for all rentals; and V) Failure to explain or describe the references to NONE for all rentals in the “Other” line adjustment item in the Single Family Comparable Rent Schedule. 7. There is no documentation in the workfile to support the H:\FREABiadegbayibi.doc 4 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint FEMA information in the Site section of the Report. 8. There is no documentation in the workfile to support the One-Unit Housing data in the Neighborhood section of the Report. 9. There is no documentation in the workfile to support the Present Land Use % data in the Neighborhood section of the Report. 10. There is no documentation in the workfile to support the $2,228 Site adjustment to listing 1 in the Additional Listings/Sales Comparison Approach section of the Report. 11. There is no documentation in the workfile to support the $3,000 Quality of Construction adjustment to comparable sale 3 in the Sales Comparison Approach section of the Report. 12. There is no documentation in the workfile to support the $1,000 Room Count adjustment made to comparable sale 3 in the Sales Comparison Approach section of the Report. 13. There is no documentation in the workfile to support the $1,000 Room Count adjustment to listing 1 in the Additional Listings/Sales Comparison Approach section of the Report. 14. There is no documentation in the workfile to support the $1,000 Room Count adjustment to listing 2 in the Additional Listings/Sales Comparison Approach section of the Report. 15. There is no documentation in the workfile to support the $2,910 Gross Living Area adjustment made to comparable sale 1 in H.FREAB\adegbayibi.doc 5 FDBPR v. Ade Adeghayibi Case No. 2008050263 Administrative Complaint the Sales Comparison Approach section of the Report. 16. There is no documentation in the workfile to support the $1,140 Gross Living Area adjustment made to comparable sale 2 in the Sales Comparison Approach section of the Report. 17. There is no documentation in the workfile to support the $4,410 Gross Living Area adjustment made to comparable sale 3 in the Sales Comparison Approach section of the Report. 18. There is no documentation in the workfile to support the $1,050 Gross Living Area adjustment to listing 1 in the Additional Listings/Sales Comparison Approach section of the Report. 19. There is no documentation in the workfile to support the $5,070 Gross Living Area adjustment to listing 2 in the Additional Listings/Sales Comparison Approach section of the Report. 20. There is no documentation in the workfile to support the $1,380 Gross Living Area adjustment to listing 3 in the Additional Listings/Sales Comparison Approach section of the Report. 21. There is no documentation in the workfile to support the $1,000 Garage/Carport adjustment made to comparable sale 2 in the Sales Comparison Approach section of the Report. 22. There is no documentation in the workfile to support the $2,000 Garage/Carport adjustment made to comparable sale 3 in the Sales Comparison Approach section of the Report. H AFREAB\adegbayibi.doc 6 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint 23. There is no documentation in the workfile to support the $2,000 Garage/Carport adjustment to listing 1 in the Additional Listings/Sales Comparison Approach section of the Report. 24. There is no documentation in the workfile to support the $2,000 Garage/Carport adjustment to listing 2 in the Additional Listings/Sales Comparison Approach section of the Report. 25. There is no documentation in the workfile to support the $2,000 Garage/Carport adjustment to listing 3 in the Additional Listings/Sales Comparison Approach section of the Report. 26. There is no documentation in the workfile to support the $500 Porch/Patio/Deck adjustment made to comparable sale in the Sales Comparison Approach section of the Report. 27. There is no documentation in the workfile to support the $1,000 Fireplace adjustment made to comparable sale 1 in the Sales Comparison Approach section of the Report. 28. There is no documentation in the workfile to support the $1,000 Fireplace adjustment made to comparable sale 2 in the Sales Comparison Approach section of the Report. 29. There is no documentation in the workfile to support the $1,000. Fireplace adjustment to listing 3 in the Additional Listings/Sales Comparison Approach section of the Report. 30. There is no documentation in the workfile to support the H:\FREAB\adegbayibi.doc 7 FDBPR v. Ade Adegbayibi : Case No. 2008050263 Administrative Complaint $111 Gross Living Area adjustment to comparable rental 1 in the Single Family Comparable Rent Schedule section of the Report. 31. There is no documentation in the workfile to support the $146 Gross Living Area adjustment to comparable rental 2 in the Single Family Comparable Rent Schedule section of the Report. 32. There is no documentation in the workfile to support the $147 Gross Living Area adjustment to comparable rental 3 in the Single Family Comparable Rent Schedule section of the Report. 33. The workfile lacks documentation to support the data utilized in the Replacement Reserve Schedule of the Report. 34. There is no documentation in the workfile to support the $50,000 Site adjustment to comparable sale 2 in the Sales Comparison Approach section of the Report. 35. There is no documentation in the work file to support the $250,000 As-Is Value of Site Improvements in the Cost Approach section of the Report. 36. The work file lacks data for the time frame that the Report was completed to justify the dwelling square footage price in the Cost Approach section of the Report. A copy of the Workfile is attached hereto and incorporated herein as Administrative Complaint Exhibit 2. H:\FREAB\adegbayibi.doc 8 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint COUNT ONE Based upon the foregoing, Respondent is guilty of having failed to exercise reasonable diligence in developing an appraisal report in violation of Section 475.624(15), Florida Statutes. COUNT TWO Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically the Recordkeeping Section of the Ethics Rule, or other provision of the Uniform Standards of Professional Appraisal Practice (2008) in violation of Section 475.624(14), Florida Statutes. COUNT THREE Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 1-1(a) and (c), or other provision of the Uniform Standards of Professional Appraisal Practice (2008) in violation of Section 475.624(14), Florida Statutes. COUNT FOUR Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 1-4(a), (b), and (c), or other provision of the Uniform Standards of Professional Appraisal H:\FREAB\adegbayibi.doc 9 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint Practice (2008) in violation of Section 475.624(14), Florida Statutes. COUNT FIVE Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 2-1(a) and (b), or other provision of the Uniform Standards of Professional Appraisal Practice (2008) in violation of Section 475.624(14), Florida Statutes. COUNT SIX Based upon the foregoing, Respondent has violated a standard for the development or communication of a real estate appraisal, specifically Standards Rule 2-2(b) (viii), or other provision of the Uniform Standards of Professional Appraisal Practice (2008) in violation of Section 475.624(14), Florida Statutes. WHEREFORE, Petitioner respectfully requests the Florida Real Estate Appraisal Board, or the Department of Business and Professional Regulation, as may be appropriate, to issue a Final Order as final agency action finding the Respondent(s) guilty as charged. The penalties which may be imposed for violation(s) of Chapter 475 of the Florida Statutes, depending upon the severity of the offense(s), include: revocation of the license, registration, or certificate; suspension of the license, registration or H:\FREAB\adegbayibi.doc 10 FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint certificate for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or certificate holder to complete and pass additional appraisal education courses; publication, or any combination of the foregoing which may apply. See Section 475.624, Florida Statutes and Rule 61J31-8.002, Florida Administrative Code. The penalties which may be imposed for violation(s) of Chapter 455 of the Florida Statutes, depending upon. the severity of the offense(s), include: revocation of the license, registration, or certificate; suspension of the license, registration, or certificate for a period not to exceed ten (10) years; imposition of an administrative fine of up to $5,000 for each count or offense; imposition of investigative costs; issuance of a reprimand; imposition of probation subject to terms including, but not limited to, requiring the licensee, registrant, or certificate holder to complete and pass additional appraisal education courses; publication; restriction of practice; injunctive or mandamus relief; imposition of a cease and desist notice; or any combination of the foregoing which may apply. See Section 455.227, Fla. Statutes and Florida Administrative Code Rule 61J31-8.002. H:\FREAB\adegbayibi.doc i FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint SIGNED this '2~ aay of QUKZ___, 2009. ATTORNEY FOR PETITIONER - 8 Z2-— Robert Minarcin Senior Attorney Fla. Bar No. 163147 Division of Real Estate Legal Section 400 W. Robinson Street, N801 Orlando, Florida 32801-1757 (407) 481-5632 (407) 317-7260 - FAX PCP: JH/JS 6/09 H:\FREAB \adegbayibi.doc FDBPR v. Ade Adegbayibi Case No. 2008050263 Administrative Complaint NOTICE TO RESPONDENTS PLEASE BE ADVISED that mediation under Section 120.573 of the Florida Statutes, is not available for administrative disputes involving this type of agency action. PLEASE BE FURTHER ADVISED that pursuant to this Administrative Complaint you may request, within the time allowed by law, a hearing to be conducted in this matter in accordance with Sections 120.569 and 120.57 of the Florida Statutes; that you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested. PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Florida Real Estate Appraisal Board a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form. H:\FREAB\adegbayibi.doc 13 U if R id ti " R t vee SMMARY REPORT ‘The af this, T is to provide the Innateyfcient wife am and inion of tie roca valle af thee Property Adihess | 4732 KINGSBURY STREET Giy JACKSONVILLE Stale Fl. Cade 32205 Bumewer RELEVICAROLYN THOMAS: Guna of Public Reco REY THOMASMGECHAEL SCOTT Cumiy DUVAL Legal Description W SST OF Ni 103FT LOS EtSFT OF N 10SFT RIVERSIDE GARDENS fesessar’s Parcel CGSO07-O00D Tax Year 2007 RE Taes$ 765.88 ig lume RIVERSIDE GARDENS Map Reference 6429 Consus Trazt 012300 () Oaner Bq Tenant [| Vacant Sparial Assassmmants $ RUA PUD HOA $ NA aunts Property Rights Appraised (><) Fee Siumple [| Leasehold (| Otter (dieser) Assignment Type [| Pechase Tameaction (S Refiramce Tramsaciioa |_| tier (deseritie) LemteiClient “TRAC IC fates 7118 IMTREPED LANE MD 20877 is the subject propenty conently affinedd fir salle ar bas itbeem affined for sale im the wade nao pri tothe: effective dlatte af tis appuaisal? Sd ves (] ie Report data somrce(s) uses, efteing price(s), and date(s). MLS, $155,000, LISTING DATE 10/03/2007, WITHDRAWN DATE o2/112008 t (J ait (_] did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was nat ARMS AND LENGHT. (Contact ice $ Naa, Date of Contact DEA ihe propaty seller the cemnr of pxbiic recerd? [ [Yes | [lio Data Somce(s) MUA ls there any financial assistance {loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? Yes No Dr Yes, rept the total dallar ammmunt amd descaiive te ems to be patel, uA WA ater Race amd the racial of Eee are net factors. Location [_] Untam {3<] Sueburtam [| Rural De Sebie | Decining | PRICE AGE | One-Usit 80 % ult-p Dg Over 7% [ | 27am [| Under 25% _( ieBabae (| Over Supply | $ (OO) yes) | 24 Ut % (Gratis [_] Rapid [x] Stabe [] Siow | iarating Time [| Under Smits DY 36 mths [| Over Grates | 150 Low evar | Muli-Fanaly 10% Kikighivaioed Bomiries | SUEECT MARKET AREA 'S LOCATED SOUTH OF I-10, NORTH OF PARK 200 High 8S [Commercial 10 % STREET, WEST OF CASSAT AVENUE, EAST OF KING STREET. 180 Pai 79 [Otter ‘% Neighbehood Description SUBJECT NEXSHBORHOOD CONSISTS OF AVERAGE QUALITY SINGLE FAMILY HOMES OF VARIOUS SIZES DESIGN AND AGES. SHOPPING AND OTHER SUPPORT FACHEITIES ARE LOCATED WITHIN TWO BALES, SCHOOLS WITHIN 2-6 BLOCKS: QUITE STREET WAH LITTLE TRAFFIC. Martet Conditions (ucialing suppat tar tie above concheiuns} CURRENT MARKET CONDITION ARE AVERAGE AND IN BALANCE BETWEEN SUPPLY AND DEMAND. COST OF FINANCIAL IS RELATIVELY STABLE AND AT COMPETITVE RATES. FINANCING IS MOSTLY CONVENTIONAL WaTH SOME GUARANTEE LOANS SUCH AS: VA AND SELLER FINANCING AS WELL Dimensions 70 X 103 SUBJECT TO SURVEY fea T210%k Sige RECTANGULAR View AVERAGE Classification READE Zoning Desaiptian RESIDENTIAL MEX DENSITY-E Zoning Compliance [| Leyat [2 Legal Nawcontanwing (Grandiathered Use) [| tie Zuwing [_] Megat Qtsenthey hs thee highest aad best wee af subi ai as opased per plans and spexitications) the qmesewt we? Gd Yes [] Wo Rt, chose Uitte: Pablic Otter (describe) Prakie: Otteen fdemexibve) (ih cite bopromementa ~ Type Pubic Priente Etectinity D2 Water Steet 2 LANE ASPHALT Ke al Gas Saaitary Sewer (_ NONE FEREA Special Rlond Hiezare Anse [] Yes [J Me FEMA Miuod Zone 3 FEMA Map # 120077-0133 E FERIA Bip Date 8/45/00 Ao tie wiles: ama @ff-site inmpmonenneatss typical for tine nrc aneca? (3d Ves Wo fi No, dhesersite Ave there amy adverse site condifions er extemal factors (amements, emcmmactenents, enaimummental coneitions, land wees, ett)? Wes [x] Mi Yess, desesitoe ; : Jocks Descieicn” ”GaiGiRaaaiion |G ey linits [x] Ge [] Cue witis Accesseny Unit ff | Camenete Staio [XJ Chand Space Was PEREMETERVAVG . HAWDTILEMCPT # of Stonizs, 4 FdttBasement [| Pantiall Basement ‘Walls BREAVG DRYWALLSIAVG De ee. (77 atm. C] Stet al Unit Ree RMA ‘Surtace SHINGLEIAVG: WOOD/AYG Existing (—] Proposed [) Umer Finite NA 3) & NONE Fier CTAVG RANCH Outside ExtnyEat — [_] Sua Pump Tape: SHANDIAVG Wainscot CRMVAVS Vesa itt 4925) demos at |_| tfestatior Sashyinsuiated NO Mane Bieta zB Danpess Seftement NO ed Gas 2 ti: Wane Fea] ea es Vtbnestonts) # Surface CONCRETE Stair Stairs Ober Fel ELECT Feplace(s) ©] Fence WDCHANIX Garage fafGus 1 Fer Settee Contral Air Condiiening, Pafafeck OPEN O¢ Puch FRONT {| Capmt — #of Cas Finishest [Hates [eciiac Other Poel NONE | Other at Dat. Bult-ial Dishsasher Microwave ‘Oiter ig Fbichedl ama hove graule contains: & Rooms 3 Bedhoopss, 1 Bathys) _ 1,454 Sopa: Feet off Gross Living Avex Nowwe Gracie Action feats eicintikms, etc). HTPMP. PORCH. Describe the conition af the openly (including needed requis, defetiration, renovations, renemdiiog, eft). SUBJECT APPEAR TO BE IN AVERAGE CONDITION, TIMELY AND ABOVE AVERAGE MAINTENANCE HAVE REDUCED THE EFFECTIVE AGE OF THE SUBJECT. Ave there any pirysical dficionries ar adverse conditions at affect the \ieabiity, soundness, ax sinactoral itegyity of the property? L [Yes [4] Wa Wes, desenite: Dass tae confumn to tee aie efile, concitiom, Use, COMEaUCHnM, Yes [_] Mo ffi, describe Sseddie Mac Form 70 March 2005 Fannie Mae Form 1004 March 2005 Form 1004—*TOTAL for Windows" appraisal Sniiareiiy'a fa hiodeJne. + 1-800-ALAMODE PAGE __{ OF EXHIBIT__20-, , PAGE___159__ . = SUMMARY REPOR! Uniform Residential R Fig 35-08 Theta 19 — comparabls prapanios comentiy affened for sale ia the subject weighharhood vanging in peice fmt $ 134.998 to$_ 199,95 (Mere ae 7 saips Ii the z! ‘wits te past taretve mantis ramgigy lie sale ton $ 1 eS FEATURE SUBIECT COMPARABLE SALE # 7 CUMPARASLE SALE #2 COMPARARIE SME #3, Address 4732 KINGSBURY STREET 19 FRENCH STREET (02 ATTLEBORO STREET l928 WOLFE STREET (0.44 miles. Friend wat Ee MLS/PURCDS/DRIVERY IDOR-140 DESCHPUGN | HS Adjestiacat ICONV Nit Adjvetenent (Total) Ci+ B¢- |g Ll+ f- 4410 Adjusted Sale Price iNet Ad. 2.4% tad. = 05% Net Ad. = 2.1% of Gesshe 24%/8 _t Adj. 1971s cms Ad. 50 IS 1 13 cid_[) diluot research the sal or amster Mstory of the subject papery and compara sales. Wn, eqiain reseancln [5<] dil [} let oat reve ior Sales err tracmstiens af thae fom the theme years pricey te tihe effiectine diate off this appraisal Data Sumee(s) TAX ROLL esearch (| aidi Bq] dit matrevead any prior sales or transfers af the camparaile cafes forthe year uior ta the date of sale of the commpanaie sate. ef ec al cp oh ce tes Wyo eit pty cmp ts fp ail irs mp TEM SUBJECT COMPARABLE SALE #1 COMPARABLE SAUE #2 COMPARABLE SALE #3 Date oft Priscr Salte/Tearsfer locvznzo07 INOS YEARS SALE HIST [NO3 YEARS SALE HIST INO 3 YEARS SALE HIST Paice aff Prior Sally Mramsdenr {tao oT THE OF INSPECTION |AT HME OF INSPECTION [AT THAE OF INSPECTION Data Source(s) SSM 72007 IPER PUBLIC RECORDS PER PUBLICRECORDS PER PUBLIC RECORDS Extective Date off Dita Smanceyis) $105,000 josriai2008 cera2008 OS ai Aealysis of prior sale or tawcfer history aff the sulijct properdy an cormpapatle sles ‘SUBJECT PRIOR SALE APPEAR TO BE A QUICK SALE NONE ARMS AND LENGHT TRSANCTION. Summary of Sales Compaizon Appmack ALL SALES WERE LOCATED IN SUBJECT MARKET AREA nate Vator toy Sates $ ladticated Value hy: Sues Comparison Approach $ 185,000 Cust Approach (fdeveloped)$ 197,583 facome Appeach GF $ Tihs appraisal is made [X] "as is", (_] subject to complitiom per pins amt specifications or the basis of a tnypotinctical cumdiliom that the improvements bawe teem ‘completed, (_] subject to the fallosiag repaiks er afterations am the basis ef a bypotteetical comditios that the mpains ar alterations: hae team commpletecl, ax (_] sitnject to the folimwing neqined inspection based om te exraundinany assumption that the comdiiom ar delicioncy does mut raguine atteratiom ox neypair: ened om a complete visnal iatesior and exterior atems detined Siafeunat of assemplitons aud Hmiting comiions, and appecioey's Ge ee ee fabiecipddGe math is OOO amet MAY 14, 2008 which is the date of and the effective date of thiz Freddie Mac Form 70 March 2005 Page 2 of 6 Fannie Mae Form 1004 March 2005 WE OMSADS AF we =r stnatanene NT -— - me | Prenids adtoqwct inmate fr the leatey/iient to replicate the bel cast figanes and caltulatioms. Seq for the opinion off site vale (cummmany of comparaitie land sales or atiner meathnals for estimating site wale) ‘Total mumatner cof wis sotifl =f Voted munather off writs nemtee ‘Fatal mrwater of units fr sats Data. =] Was the project croated! by the conversion of existing huiina(s) iim aPUD? [| Wes [| Wm I Yes, date of conversion. Does tie poyset contain amp muti-cwelling units? § = (| Yes [| Sin Data Somce ve the units, tom elements, and recreation facilities cammplete? [| Yes [_] Mw Tf Nm, descrite the states of compptition. Describe commman alsments and recreation! facilities. Freddle Mac Form 70 March 2005 Page 3.0f' Form 1004 — “TOTAL for Windows" appraisal oftware By a PAG (77 Uniform Residential Appraisal Report meee This report form is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do Not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted, SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual Inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at jeast the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both Parties are well informed or well advised, and each acting in ‘what he or she considers his or her own best interest, (3) a reasonable time Is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or: in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are Teadily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms affered by a third party institutional lender that is not already involved In the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's Judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size, 3. The appraiser has examined the availablé flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is focated In an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal feport, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed In a professional manner. Farid Mae Form 1004 March 2005 Freddie Mac Form 70 March 2005 PPagedof6 2. rie Form 1004 —"TOTAL tor Wows rsa stats by a tnode;inee— 4-800 ALAMOD caennmenrerecsee PAGE _Y oF EXHIBIT 20-< PAGE__[58 SUMMARY REPORT Uniform Residential Appraisal Report APPRAISER’S CERTIFICATION: The Appraiser certifies and agrees that: 1, | have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated In this appraisal report. 2. | performed a complete visual inspection of the interior and exterior areas of the subject property. ! reported the condition of the improvements in factual, specific terms. | identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. | performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4, | developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. | have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. | further certify that | considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. | researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject Property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6, | researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. | selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. I have nat used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. | have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. | verified, from a disinterested source, ail information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 14. | have knowledge and experience in appraising this type of property in this market area. 12. | am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple fisting services, tax assessment records, public land records and other such data sources for the area in which the property Is located. 13. | obtained the information, estimates, and opinions fumished by other parties and expressed in this appraisal report from reliable sources that | believe to be true and correct. 14. | have taken into consideration the tactors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. | have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that | became aware of during the research involved in performing this appraisal. | have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. | have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. | stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. | have no present or prospective interest in the property that Is the subject of this report, and | have no present or prospective personal interest or bias with respect to the participants in the transaction. | did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the Present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that | would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. | personally prepared ali conclusions and opinions about the real estate that were set forth in this appralsal report. If | relled on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, | have named such individual(s) and disclosed the specific tasks performed in this appraisal report. | certify that any individual so named is qualified to perform the tasks. | have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and | will take no responsibility for it. 20. 1 identified the lender/ctient In this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 PageSOf6 ek _p° Fannie Mae Form 1004 March 2005 Form 1004 —"TOTAL for Windows! appraisal soft ine. <.1-800-ALAMODE PAGE OD OF EXHIBIT__2°-< PAGEL_!et _ SUMMARY REPORT Uniform Residential Appraisal Report 21. The lender/ctient may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower, the mortgagee or its successors and assigns; mortgage insurers; government sponscred enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. | am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, | am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. if this appraisal report was transmitted as an “electronic record” containing my “electronic signature,” as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER’S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. 1 directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. | accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4, This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and Promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal feport was prepared. 5. If this appraisal report was transmitted as an “electronic record” containing my “electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. . SUPERVISORY APPRAISER (ONLY IF REQUIRED) APPRAISER 7 ee. ee Signature Name Name Company Name APPRAISAL GROUP & ASSOCIATES Company Name Company Address $851 ATLANTRC BLVD STE 147 Company Address JACKSONVILLE, FL 32225 : Telephone Number 804-425-0164 Telephone Number Email Address 2227@COMCAST.NET " : Email Address Date of Signature and Report MAY 44, 2008 Date of Signature Effective Date of Appraisal MAY 14, 2006 State Certification # State Certification # ST.CERT.GENREA #0Da2472 or State License # or State License # State or Other (describe) State # Expiration Date of Certification or License State FL Expiration Date of Certification or License TaO20UB SUBJECT PROPERTY 7 Did not inspect subject property ADDRESS OF PROPERTY APPRAISED ‘i . 49722 KINGSBURY STREET Did inspect exterior of subject property from street Has Date of Inspection - APPRAISED VALUE OF SUBJECT PROPERTY $ 165,000 Date oh naventon and exterior of subject property LENDER/CLIENT . Name JOHN KING COMPARABLE SALES Company Name TMC LOANS, INC Company Address 7118 IMTIREPED LANE GAITHERSBUG, BED Did not inspect exterior of comparable sates from street 20877 Did inspect exterior of comparable sales from street Email Address NEWAVAVEMTG@A0L COM Date of Inspection Freddie Mac Form 70 March 2005 Page 6.of 6... nie Mae Form 1004 March 2005 Bias LAINE ~ wea Far 004—"TOTAL fr Wow apa Sota ya mod, — 1-40-ALAMODE REO Subject Photo Page Subject Front 4732 KINGSBURY STREET Sales Price NA Gross Living Area 1,454 Total Rooms 5 Total Bedrooms 3 Total Bathrooms, 1 Location SURB/AVG View AVERAGE Site . 7,210+/- Quality BRICK Age 79 Subject Rear Subject Street Fan PIGPSR— "TOTAL for Windows praia sofa hy 2 i . OF EXHIBIT_20-e AGES _I¢} Comparable Photo Page Comparable 1 4619 FRENCH STREET Prox. to Subject 0.30 miles Sale Price 184,900 Gross Living Area 1,554 Total Rooms 5 Total Bedrooms = 3 Total Bathrooms = 1 Location SURB/AVG View AVERAGE Site 5,750+/- ‘Quality BRICK Age Comparable 2 4802 ATTLEBORO STREET Prox, to Subject 0.10 miles Sale Price 165,000 Gross Living Area 1,416 5 Total Bedrooms = 3 1 Location SURB/AVG View AVERAGE Site 6,750+/- Comparable 3 928 WOLFE STREET Prox, to Subject -0.44.miles Sale Price 210,000 Gross Living Area 1,604 Total Rooms 5 Total Bedrooms «= 3 Total Bathrooms 2 Location SURB/AVG View AVERAGE Site 8,000+- Quality FRAME Age 82 wml, CF EXHIBIT 22< PAGE__[6% Additional Listings SUMMARY REPORT \ File # 35-08 FEATURE SURIECT USHNG #7 LUSTING #2 USING #3 4732 KINGSBURY STREET 10 ATTLEBORO STREET ROYAL AVENUE 8 RAMONA BLVD JACKSONVILLE, FL 22205 Proniuity to Sabject | emis miles mn; Price i ie 1 194,900) Price/Gvass Ue, Area 1 Et 127 5A QE 120.09 sqft] is 133.27 BM; ast Piice Risisiom Date (ur ZO Data om Source(s) _| VALUE ADIUSTRENTS DESCRIP DESCAPTON | +¢)¢Adust | BESCRIPHON Sadist | DESCRIPTION § or Financing ONE JONE jONE ans Market HOS vG (VERAGE \WERAGE \VERAGE Si ‘SIMPLE SIMPLE SMPLE | PSE SEMPLE Site ZACH Ea WERAGE \VERAGE \VERAGE \VERAGE [RANCH (Quality of Conesteutionn * \VERAGE \VERAGE \VERAGE \WERAGE Above Grade ‘Totat | ies. watts | Tota | Bets. | Bates Tart [Bitens. | Batts || Tata | Bets. | thes Count 5/3453 {2 “A 5 [3 {2 Ez} 5 i 3 it (Grass: Licinng Aves 1,454, 1,488 sqit} ~4, 1,623 sqft! 4,508: 4, & Finished A A IA IA Bata faite Fumctiomal Utiity \VERAGE \VERAGE \VERAGE Hesting/ Cent HBAC HeAC HEAC HEAC Eafe Himes Garage Campont CARIGARAGE + E #2 Ponce IPORCH REPLACE FIREPLACE 4 at (Tata) {i+ [- [T+ f-_|s 4 [i+ [d- |Adjusted List Price Net 12 = «% Net 05 % Net 02 % Guess 33% 187, Gus 57 % I$ 1! Gruss 22% St (the results of tie research and! analysis of tee pion eal ov tamster history af te an sales Gepuri arkiienal priew Sales om gaye 3). TERA LISTING #1 UStNG # 2 USING # 3 late af Prior Sate ramstier lowoorznar joan si2008 enz2086 looes2007 Prices of Prix Sale Tramsfit $25,000 s162.000 ut) (Data Somnce(s) losr72007 PUBLIC RECORDS PUBLIC RECORDS PUBLIC RECORDS Date of Data 200 MAY 14, 2008 MAY 14, 2008 MAY 14, 20088 Form 1004.(AL) — “TOTAL for Windaws* appraisal software-by-a la mode, . This form is intended to provide the appraiser wit a familar fomat tn estimate the market ren af the subiec rope. tt a ays spt difference between the comparables and the subject property. COMPARABLE NID.2 1360 WOODRUFF AVENUE Corman on mala at, ncn the ange les fr sgl tant oper an estimate of vacancy for single fay renal properties, the general bend of rents and J vacancy, and support for the above adjustments. (Rent concessions should be adjusted to the market, not to the subject property.) ESTIMATED RANGE OF RENTS FOR SINGLE FAMILY ARE FROM $800-$995, ESTIMATED VACANCY FOR SINGLE FAMILY IN THE AREA 5%. THE GENERAL TREND IS AVERAGE AND NO RENT CONCESSION NOTED. Final Reconciliation of Market Rent: COMPARABLE RENTS WAS OBTAINED FROM MLS WHICH REFLECT THE ACTION OF LAND LORDS AND TENANTS : 20 TOBE$ 1,100 Freddie Mac Form 1000 (8/88) [Y2K] . “ Fannie Mae Form 1007 (8/88) appraisal group & associates (904) 425-0184 Form 1004.(AR) — “TOTAL for Windows" appraisal software by ala mode, inc. — 1-800-ALAMODE Operating Income Statement 95-08 One- to Four-Family Investment Property and Two- to Four-Family Owner-Occupied Property Property Address 4732 KINGSBURY STREET JACKSONVILLE FL 32205 Street City State Zip Code General lastuctions: This fom is to be prepared joiatly by the oan applicant, the apgraises, and the lender's undenenies. The appitcant mest complete the following schedule indicaling each unit's rental stafus, lease expiraiion dai, cusvent rend, market rent, and the responsibility for udliity egenses. Rendal figures must be based om the rent for am “unteemnésiocd" unit Currently Expiration Current Rent Market Rent Paid Paid Rented Date Per Month Per Month Utility Expense By Owner By Tenant _ Unit No.1 Yes [X]_ No OAR 2008 $ 1,100 $ & UnitNo.2 -Yes[_| No [| $ $ UnitNo.3 Yes {| No $ $ __ Fuel Of im Oo Unit No. 4 Yes No g & Total & 1,100 $. 4,100 Water/Sewer _ ag Trash Removal The applicant should complete all of the income and expense projections and for existing properties provide actual year-end operating statements for the past two years (for new properties the applicant's projected Income and expenses must be provided} This Operating Income Statement and any previous operating statements the applicant provides must then be sent to the appraiser for review, comment, and/or adjustments next to the applicant's figures (¢.9. Applicant/Appralser 288/300). \f the appraiser \s retained to complete the form instead of the applicant, the lender must provide to the appraiser the aforementioned operating statements, mortgage insurance premium, HOA dues, leasehold payments, subordinate financing, and/or any other relevant information as to the income and expenses of the subject property received trom the applicant to substantiate the projections. The underwriter should carefully review the applicant’s/appraiser's projections and the appraiser's comments conceming those projections. The underwriter should make any final adjustments that are necessary to more accurately reflect any income or expense items that appear unreasonable for the market. (Real estate taxes and insurance on these types of properties are included in PIfl and not calculated as an annual expense item) Income should be based on the current rents, but should not exceed market rents. When there are no current rents because the property is proposed, new, or currently vacant, market rents should be used. Annual Income and Expense Projection for Next 12 months . Adjustments by Income (De not include income for owner-occupied units) By Applicant/Appraiser Lender's Underwriter Gross Annual Rental (from unit(s) to be rented) $ 4 $_ other Income (include sources) less Vacancy/Rent Loss Effective Gross income Expenses (Do not include expenses for owner-occupied units} ( %) This includes the costs for public area cleaning, sni ‘though the applicant may not elect to contract for such services. Interior Pain/Decorating eeceesnneeteneeenneeenenneeeees This includes the costs of contract labor and Tateriais that are required to maintain the Interiors of the living unit. General Repairs/Maintenance This includes the costs of contract labor and materials that are required to maintain the public corridors, stalrways, roots, mechanical systems, company would charge to manage the property. Suppties wee This includes the costs of items like light bulbs, janitorial supplies, etc. Total Replacement Reserves ~ See Schedule on Pg. 2 . 386, Miscellaneous _ Total Operating Expenses i Freddie Mac This Form Must Be Reproduced By Seller Fannie Mae Form 998 Aug 88 Page 1 of 2 Form 216 Aug 88 (ona) 425.0184 | Form INC2 — ‘TOTAL for Windows" appraisal séftwara by. ail mode, {NG —=>1+800-ALAMODE econ ae PACE \_. OF EXHIBIT__Z6-~<_ ere “PAGE 165 "Replacement Reserve Schedule Adequate replacement reserves must be calculated regardless of whether actual reserves are provided for on the owner's operating statements or are customary in the focal market. This represents the total average yearly reserves. Generally, all equipment and components that have a remaining life of more than one year - such as refrigerators, stoves, clothes washers/dryers, trash compactors, furnaces, roofs, and carpeting, etc, - should be expensed on a replacement cost basis. Equipment Replacement Remaining By Applicant/ Lender Cost Life Appraiser Adjustments Stoves/Ranges _ ~ 40 _ Yrs. x f Units = $ 40 $ Refrigerators + __10 Yrs. x 1 Units = $ 0 § Dishwashers . + 5 Yrs. x 4 Units = $ & AC Units .@& + 15 Yrs. x 41 Units = $ 133 $ C.WasheyDryers 3 @ & ea + Yrs. x Units = $ S HW Heaters __ .@ & 200 ea + 45_ Yrs. x 1 Units = $ 13. $ Furnace(s) @ ea + ‘Yrs. x Units = $ & (Other)... .@& ea + Yrs. x Units = $_ $ Root _@ + ___30_Yrs. x One Bldg. = $ oO & Carpeting (Wall to Wall) Remaining Life (Units) Total Sq. Yds. @ $ Per Sq. Yd. + Yrs. = $ & (Public Areas) Total Sq. Yds. @ & Per Sq. Yd. + Yrs. = £3 & Total Replacement Reserves. (Enter on Pg. 1) SO GK Operating income Reconciliation g 12,540 - $ 4,152 = $ 11,388 +12= § 249 Eflective Gross income Teta Gpexaaing Epenses ‘Operating income Operating tmcomne $$ Ei] - $ @ = § 249 ‘Operating income antily Housing Expense Net Cash Fiow (Note: Monthly Housing Expense includes principal and interest on the mortgage, hazard insurance premiums, real estate taxes, mortgage insurance premiums, HOA dues, leasehold payments, and subordinate financing payments.) Underwriter’s instructions for 2-4 Famity Owner-Occupied Properties = If Monthly Operating Income Is a positive number, enter as "Net Rental Income" in the “Gross Monthly Income" section of Freddie Mac Form 65/Fannie Mae Form 1003. If Monthly Operating Income is a negative number, it must be included as a liability for qualification purposes. © The borrower's monthly housing expense-to-income ratio must be calculated by comparing the total Monthly Housing Expense for the subject property to the borrower's stable monthly income. Underwriter's instructions for 1-4 Family Investment Properties © If Net Cash Flow is a positive number, enter as "Net Rental Income’ in the "Gross Monthly income” section of Freddie Mac Form 65/Fannie Mae Form 103. If Net Cash Flow Is a negative number, it must be included as a liability for qualification purposes. + The borrower's monthly housing expense-to-income ratio must be calculated by comparing the total monthly housing expense for the borrower's primary residence to the borrower's stable monthly income. Appraiser's Comments (including sources for data and rationale for the, EXPENSES ESTIMATED BASED ON THE INFORMATION FROM LANDLORD AND TENANTS IN THE AREA. TILE/HARDWOO FLOOR COVERING WHICH REQUIRE LITTLE OR NO MATENENACDE ADE ADEGBAYER | SS 008 Appraiser Name ‘Signaiare Dae Underwriter’s Comments and Rationale for Adjustments Underwriter Name Underwriter Signature . Date Freddie Mac Fannie Mae Form 998 Aug 88 Page 2 of 2 : Form 216 Aug 88 ig as riteheL1-600-ALAMODE aia “PAGE 7s" Form ING2— "TOTAL for Windows" appratsat software B Subject Interior Photo Page © Subject Interior 4732 KINGSBURY STREET Sales Price NIA Gross Living Area 1,454 Total Rooms 5 Total Bedrooms 3 Total Bathrooms 1 Location SURB/AVG View AVERAGE Site 7,210+1- Quality BRICK Age 73 Subject Interior Subject Interior Bullding Sketch (Page - 1) Form SKT.BidSk! — “TOTAL for Windows" appraisal Location Map mode, inc. . § ala { _ “EXHIBIT 20< MO ee BAG Eben Form MAP.LOC — “TOTAL for Windows" appraisal software by a la mode, Supplemental Addendum Heli: 35-08 SUBJECT IS NO LONGER FOR SALE. PER MLS LISTING EXPIRE 02/11/2008 AS OF 07/01/2008 ram TADD-—TUTA i Vos spall soya sin 400 LAME. gos APPRAISAL GROUP & ASSOCIATES, INC 9951 ATLANTIC BLVD STE 147 JACKSONVILLE FL 32225 JP MORGAN CHASE BANK, NA 4919 MEMORIAL HIGHYAY STE 260 OMC 1-2 FL2-5203-415161 TAMPA FL 33634 RE: REBUTTTAL OF THE APPRAISAL REVIEW OF 4732 KINGSBURY ST JACKSONVILLE FL 32205 DEAR SIR/MADAM: THANK YOU FOR ALLOWING ME TO WRITE A REBUTTLE OF THIS REPORT. 1) [DID A TYPO IN THE LEGAL DESCRIPTION, HOWEVER, I WILL BE HAPPY TO MAKE THE CORRECTION. THE LEGAL IS CORRECT, HOWEVER, I LEFT OUT LOT 6 AND BLK 2 2) THE SUBJECT PROPERTY HAD BEEN COMPLETELY RENOVATED AT THE TIME OF MY INSPECTION AS WERE THE COMPARABLE SALES, AS SEEN IN THE INTERIOR PICTURES. I HAVE IN MY FILES, THE RECIEPTS FOR ALL WORK DONE BY THE OWNER $50,000 WHICH INCLUDES A NEW ROOF, NEW KITCHEN, NEW BATH, NEW TILE & CARPETS, WINDOWS, HARDWOOD FLOORS, ETC. AND I WILL SEND THESE TO YOU WITH THIS REBUTTAL. ALSO,. THE COMPARABLE SALES I USED WERE WITHIN THE SAME AREA AS THE SUBJECT AND HAD ALSO BEEN RENOVATED. THIS BROUGHT THE SUBJECT INTO AVERAGE CONDITION WITH THE COMAPABLE SALES USED. PREHAPS I SHOULD HAVE USED THE WORD “RENOVATED”. THE REVIEWERS COMMENTS CONCERNING THE COMPS USED IN MY REPORT INDICATES THAT HE DID NOT REVIEW THE COMPS AS HE SHOULD HAVE AS MY SUBJECT HAD ALL NEW INTERIOR AND AC AS DID MY COMPS. 3) IT APPEARS THE REVIEWER, SEARCHED OUT SALES WHICH WERE NOT TRULY COMPATITABLE WITH THE SUBJECT. HE DID NOT INSPECT THE PROPERTY NOR TALK TO THE OWNER. THEREFORE I BELIEVE THAT THE INDICATED VALUE SHOWN IN MY REPORT IS CORRECT. 4) COMPARABLE SALE 1 4619 FRENCH STREET THE REVIEW APPRAISER INDICATED THAT COMP 1 AC WAS REPLCE IN 2007 AND ROOF WAS REPLACED IN 2005 AND WINDOW HAS BEEN REPLACE. SUBJECT ROOF WAS REPLACED IN 2008, NEW AC 2008 AND NEW WINDOW WAS ALSO REPLACE WHICH MAKE SAME AS COMP 1. APPRAISAL GROUP & ASSOCIATES, INC 9951 ATLANTIC BLVD STE 147 JACKSONVILLE FL 32225 5) SALE 2 4602 ATTLEBORO STREET THE REVIWER APPRAISER STATED REFINISHED HARDWOOD FLOORS, NEW AC AND NEW SHINGLES AND GARAGE TURNED INTO WORKSHOP. SUBJECT ROOF WAS REPLACE IN 2008, NEW AC IN 2008 REGARDING THE WORKSHOP I ADJUSTED A NEGATIVE $1000 IN MY GRID. 6) SALE 3 928 WOLFE STREET THE REVIEWER INDICATED THAT ELECTRICAL HAS BEEN UPGRADE, UPGRADED AC AND, REPLUMED, AND NEW ROOF. SUBJECT ROOF REPLACE, NEW ELECTRICAL, REPLUMED, NEW AC. 7) LISTING 4. THE REVIEWER STATED IT HAS A LARGER LOT SIZE AND MY ADJUSTMENT WAS ON THE LOW SIDE I BELIVE THAT MY ADJUST WAS REASONABLE, 8) LISTING 5. 4609 ROYAL AVENUE REVIEWER STATED THAT LISTING HAS NEW ROOF, NEW AC AND FRESHLY PAINTED, SUBJECT HAS NEW AC, NEW ROOF AND NEW PAINT. 9) LISTING 6. 4528 RAMONA BLVD THE RIVIEWER STATED THAT UPGRADES HAS BEEN MADE TO THE ELECTRICAL, NEW WINDOWS, NEW ROOF AND NEW APPLIANCES. SUBJECT HAS NEW ROOF, NEW WINDOW, AND NEW APPLIANCES, ELECTRICAL WAS UPGRADED. 10) BASED ON THIS INFORMATION ON THE SUBJECT, WHICH CAN BE VERIFIED BY GET UNBIAS HOME INSPECTOR OR THE OWNER OF THE SUBJECT. 11) THE COMPARABLE USED BY THE REVIWER WERE MUCH MORE INFERIOR TO THE SUBJECT. 12) THE INCOME IS NOT APPLICABLE TO RESIDENTIAL PROPERTY ONLY, A RENT SCHEDULE IS TO BE PROVIDED PER FNMA. GUIDELINES 13) THE COST APPROACH, IS NOT APPICABLE TO HOME OVER 10 YEARS OLD PER FNMA GUIDELINES. SINCERELY , fotsiesEieotFut Deere Lstaret Rent ane js bail Aonsselt® ew wavemry@ aol. cam 7 faeeee— ni Thottas uae 78 OR) Michael Love 9934489 Teste ove PEZBSELPAG 49368 8G8Z/ET/S0 approssar yivup o a2ouviainD (outy teurU ro APPRAISAL AND REPORT IDENTIFICATION This Appraisal Report Is one of the following types: Cy Setf Contained (A written report prepared under Standards Rule 2-2(a) . persuant to the Scape of Work, as disclosed elsewhere in this repost.) & Summary (A written report prepared under Standards Rule 2-2(b) , persuant to the Scope of Work, as disclosed elsewhere in this report.) Restricted Use (Awritten report prepared under Standards Rule 2-2(c) , persuant to the Scope of Work, as disclosed elsewhere in this report, restricted to the stated intended use by the specified client or intended user.) Comments on Standards Rule 2-3 | certify that, to the best of my knowledge and belief: ~The statements of fact contained in this report are true and correct. ~ The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personel, impartial, and unbiased professional analyses, opinions, and conclusions. + [have no (or the specified) present or prospective interest in the property that is the subject of this report and no (or the spectfied) personal interest with respect to the parties involved. + thave no bias with respect to the property that is the subject of this report or the parties Involved with this assignment. ~ My engagement in this assignment was not contingent upon developing or reporting predetermined results. f ~ My compensation for completing this assignment Is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause Of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. ~ My analyses, opinions and conclusions were developed and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice, ~ Vhave (or have not) made a personal Inspection of the property that is the subject of this report. * No one provided significant real property appraisal assistance to the person signing this certlication, (i there are exceptions, the name of each individual praviding significant ‘Teal property appraisal assistance Is stated elsewhere in this report.) Comments on Appraisal and Report Identification | Note any USPAP related issues requiring disclosure and any State mandated requirements: SUPERVISORY APPRAISER (only !f required): Signature: ‘Name: Date Signed: State Certification #: of State License #: ‘State: Expiration Date of Certification or License: +2008 Expiration Date of Certification or License: pape Appraiser inspection af Subject Property: Effective Date of Appraisal: MAY 14, 2008 ] Extrior-only from street [| Interior and Exterior Form ID06 — “TOTAL for Windows" appraisal software. 9951 ATLANTIC BLVD # 147 JACKSONVILLE, FL 32225 TO: TMC LOANS, INC 7118 IMTREPED LANE GAITHERSBUG, MD 20877 4732 KINGSBURY STREET appraisal group & associates (904) 425-0184 Form Ni — “TOTAL for Windows" appraisal software by a la made, inc. ~ 1-800-ALAMODE ByR Abe ALR TLEXMUs rage | Or l 4732 KINGSBURY ST, JACKSONVILLE, FL 32205-5160 Property Location/info County Duval County Real Estate Parcel # 065907 0000 Pin Suffix 0001 Certified Date 10/15/2007 Owner Address 5019 RIVEBROOK CT Last Name or Company MICHAEL SCOTT TRYSTEE ETAL JACKSONVILLE, FL 32277-1041 Sold Date 6/20/2007 Sold Price 100 Property Information Section 00029 Township 02S Range 26E Lot 0005 Block 0002 Prop Ref Map No 6429 Subdivision Name RIVERSIDE GARDENS Total Bedrooms 3 Total Bathrooms 2 SqFt Heated 1,497 SqFt Eff/Adjusted 0 Total Sf 1,836 Number of Buildings 1 Number of Stories 1 Number of Rooms tt) Year Built-Act 1929 Year Built-Eff 1950 Property Use SINGLE FAMILY Building Use SFR 1 STORY SOH AC Type CENTRAL Legal Description 3-78 20,28 26E RIVERSIDE GARDENS W 55FT OF N 103FT LOT 5 E15FT OF N 103FT LOT6 2 Land Characteristics Total Parcei Acres Value Information Total Parcel SqFt 7,275 2° N Tax Rate 16.6894 Taxes County 389 Taxes School 355 Taxes USD 0 Taxes Oth 20.66 Total Taxes 765.88 Tax District Code GS Tax District Name GENERAL SERVICE Land Val (current) 50,400 Building Val(cur) 82,537 Taxable Val(current) 46,890 Miscellaneous Value Q Total Tax Exempt Amt 25,000 Assessed Val(cur) 70,890 Deferred Value 62,047 Just/Mkt Val(cur) 132,937 Just Value Prev Yr 117,004 Ass'd Value Prev Yr 69,161 Taxes Total Prev Yr 802.95 Exterior Wall: = Wall 1: FACE BRICK Interior Walls: Wail 1: PLASTERED Floor Type: Type 1: CARPET; Type 2: ASPHALT TILE Heating: Fuel: ELECTRIC; Type: FORCED-DUCTED Roof: Material: ASPH/COMP SHINGLE; Structure: GABLE OR HIP. # SqFt Code Desc # Code Desc Length Width Yrbit Exempt Code 1 250 ADT ADDITION 1 tt) 0 0000 HX 2 1247 BAS BASE AREA-PREDOMINAN 3 312 UGR UNFINISHED GARAGE 4 27 UOP UNFINISHED OPEN PORC # = =«Code Desc Zoning Frontage Depth Units Tp Acres Value 10100 SFR 70 103 70.00 E 9.000 50400 Sales Data Loan # Book Page Record Dt Sale Dt Type V/I Sale $ Grantee Amount Primary Lender Closing Agent 1 14049 1296 2007/06/22 2007/06/20 MS_ | 100 MICHAEL SCOTT 100,000 INDIVIDUAL ALL FLORIDA TITLE TRUSTE , SERVICES, INC 2 13987 1667 2007/05/17 2007/05/17 CT | 105,000 DANNY MILLS DAVID J STERN PA TRUSTEE 3 09381 0972 1999/08/11 1999/08/10 WO | 65,000 BEERE KAREN M 64,500 FIRST SOUTH BANK ASSOCIATED LAND TITLE FSB GROUP 4 01472 0165 1899/01/01 4899/01/01 | 0 5 01250 0361 1899/01/01 1899/01/01 i 0 D EXHIBIT_2°-4 PA Information is deemed to be reliable. but is not guaranteed. See copy: idl races. -- 5 http://public.tax.realty web. net/cgi-bin/mainmenu.cgi?cmd=url+reports/fulllistmultipte htm... Van Tlexmis wed rage 1 o1l information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Monday, May 19, 2008 12:24 PM The information on this sheet has been made available by the MLS and may not be the listing of the Address: 4732 Kingsbury ST , JACKSONVILLE FLORIDA 32205 County: Duval List Number 397365 Status Expired Property Type _ Residential Price $ 155,000 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 065907 0000 Subd-Legal RIVERSIDE GARDENS Common RIVERSIDE Association Fee N GARDENS Assoc Fee $0 Assoc Fee Freq N/A CDD Fee Y/N CDD Fee 0.00 Bedrooms Full Baths 1 Half Baths Bdrms Conform Y Approx. Heated 1,497 Year Built 1950 SqFt Appx. Lot 70 x 103 Waterfront YIN N Dimensions Navg. Wtr Frnt N YIN New Construction N Homestead N Gated Community N YIN Historic Area N Mobile/Mfg Home N Directions: |-95S, MERGE ONTO I-10W VIA EXIT 351B TOWARD LAKE CITY/TALLAHASSEE. TAKE EXT.361 ON L TO ROOSEVELT BLVD, MERGE ONTO ROOSEVELT EXPY.,STAY STRAIGHT TO ROOSEVELT BLVD,R-PLYMOUTH ST,R-MURRAY DR,L-KINGSBURY Remarks: STUNNING BRICK FRONT HOME PROUDLY OFFERED AT AN AFFORDABLE PRICE. LEASE OPTION AVAIL. A GREAT STARTER HOME. FEATURES A 1-CAR ATTACHED GARAGE, XTRA PRKG, SHED IN SPACIOUS BACK YARD (GREAT FOR KIDS, BARBECUES, ENTERTAINING..). UPGRADED KITCHEN, HARDWOOD FLOORS AND INSIDE UTILITIES. ENJOY THIS BRIGHT HOME WITH LOTS OF WINDOWS and CLOSETS. READY TO MOVE IN. SCHEDULE YOUR TOUR, Go to MLS#403071 Private Remarks:CALL CARMEN FOR SHOWING APPTS: 904-233-0098, LEASE OPTION AVAILABLE. FAX APPROVAL LETTER WALL OFFERS: 904 992-0593. SEE MLS 403071 Call Seller Directly:Call Listing Agent: 904 233 0098 or 904 992-0588 Type of Dwelling: Sngi. Fam. “Detached Type of Heating: Central Heating; Electric Misc Exterior: Detached Shed; Porch - Open Square Foot Source: Tax Roll Source Fencing: Fenced Rear, Wood Fencing; Bath: MBR Bath Tub W/Shwr Type of Cooling: Central Cooling Chain Link; 3 - 6' Fence Dining: Kitchen/Family Combo . Energy Features: Ceiling Fan(s) 3: Attached Garage; 1 Car Major Appliances: Range Electric; Utilities: Water - Public; Sewer - Public ; 1g; Concrete Washer/Dryer Connect Water Heater: Electric Water Heatr Approx Parcel Size: Less than 1/4 Acre Additional Rooms: Entry Hall / Foyer; Style: 1 Story Lot Description: Regular Lot Separate Living Room; Lndry/Util. (inside) Exterior Wall: Brick Front Presently Zoned: Residential; Single Family Interior Amenities : Window Treatment(s); | Roof: Shingle Roof Possible Financing: Will Consider FHA; Wilt Wood Floors Pool/Hot Tub: No Pool Consider VA; Conventional; Cash Title Status: Seller Owned Occupancy: At Closing Showing Instructions: Vacant -Lockbox; See Private Remarks; Cail Listing Agent Photo instructions: Take 1 Ext Color Pho Listing Date 10/3/2007 Expiration Date 2/11/2008 Comp Buyer Agent . 3 Comp to Non-Rep 3 Comp Trans Broker 3 Dual VariableComm N Listing Type Exclusive Right of Sale Days On Market LO: SELLSTATE PERFORMANCE REALTY NETWORK Office Phone: (904) 992-0588; Fax #: (904) 992-0593; Office E-Mail: performance@sellstate.com LA: CARMEN BOGARD, Realtor Business Phone: (904) 233-0098; Direct Office Fax: (904) 992-0593; Business Email: clisaduran@aol.com ADMINIS IMP LAINT. EXHIBIT 42 ———EXHIB 20-4 pace? OF __page— gee http://flexmls.realty web.net/cgi-bin/mainmenu.cgi?cmd=url+reports/fulllist_flexreport_ge... 5/19/2008 flexmls Web Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Wednesday, February 18, 2009 11:50 AM The information on this sheet has been made available iG Common Assoc Fee CDD Fee YIN Directions: i-10 to south on casst to left on kingsbury Remarks: house has new roof, flooring, paint, and irrigation. house is ready to go. Private Remarks:please call sellers directly laura at 904-718-4488 or michael at 904-993-4437 Call Seller Directty:cal laura at 904-718-4488 or michael at 904-993-4437 ingh Square Foot Source: Tax Roll Listing Date 05/29/2007 Expiration Date 10/07/2007 Comp to Non-Rep 3 Comp Trans Broker 3 Listing Type Exclusive Right of Sale Page 1 of 1 Days On Market 131 ILO: REALTY SOUTH OF AMERICA Office phone: (850) 222-6690; Fax: (850) 222-7429; LA: 12031 PAGE DMINIS (BIT 4 VE COMPEXHIBIT_2o-4_ oF os a http://flexmls.realtyweb. net/cgi-bin/mainmenu.cgi?emd=url+reports/fulllist. ; flexteport t ge... 2/18/2009 ‘Page 1 of | 4619 FRENCH ST, JACKSONVILLE, FL 32205-5022 Property Location/info County Duval County Real Estate Parcel # 062173 0000 Pin Suffix 0001 Certified Date 10/15/2007 Owner Information Owner Address 4619 FRENCH ST Last Name or Company FURMAN,REBECCA H JACKSONVILLE, FL 32205-5022 Owner Phone 9043745889 Sold Date 12/26/2007 Sold Price 184,900 Property Information Section 00020 Township 02S Range 26E Lot 0242 Biock 0088 Prop Ref Map No 6420 Subdivision Name MURRAY HILL Prope Characteristics Total Bedrooms 3 Total Bathrooms 1 SqFt Heated 1,518 SqFt EfffAdjustea 0 Total Sf 1,558 Number of Buildings 1 Number of Stories 1 Number of Rooms i} Year Built-Act 1939 Year Built-Eff 1970 Property Use SINGLE FAMILY Building Use SFR 1 STORY SOH AC Type CENTRAL Legal Description Legal Description 5-86 05-86A MURRAY HILL HEIGHTS LOT 242 BLOCK 88 Land Characteristics Total Parcel Acres 0.13 Total Parcel SqFt 5,663 Value Information Tax Rate 16.6894 Taxes County 372 Taxes School 340 Taxes USD te] Taxes Oth 19.79 Total Taxes. 733.22 Tax District Code usD1 Tax District Name OLD CITY OF JAX Land Vai (current) 46,500 Building Val(cur) 107,473 Taxable Val(current) 43,933 Miscellaneous Vatue 10,000 Total Tax Exempt Amt 25,000 Assessed Vai(cur) 68,933 Deferred Value 95,040 Just/Mkt Val(cur) 163,973 Just Value Prev Yr 102,743 Ass'd Value Prev Yr 57,983 Taxes Total Prev Yr 599.72 Details Exterior Wall: Wail 1: FACE BRICK interior Walls: Wall 1: PLASTERED Floor Type: Type 1: CERAMIC CLAY TILE; Type 2: HARDWOOD. Heating: Fuel: ELECTRIC; Type: FORCED-DUCTED Roof: Material: ASPHCOMP SHINGLE: Structure: GABLE OR HIP # SqFt Code Desc #Code Desc Length Width Yrbit Exempt Code 1 1818 BAS BASE AREA-PREDOMINAN 1 FPMF Fireplace Masonry (') 0 1939 HX 28 FSP FINISHED SCREEN PORC 2 GRMA Garage/Utit Bdg Meta 20 20 2006 3 20 PTO PATIO 412 UOP UNFINISHED OPEN PORC Loan # Book Page Record Ot Sale Dt Type VA Sale $ Grantee Amount Primary Lender Closing Agent 1 14338 965 2008/01/07 2007/12/26 184,900 FURMAN,REBECCA H 191,100 FIDELITY FUNDING DENNIS L PRATT TITLE MOR SERVICES 07692 1251 1993/10/21 1993/10/15 WD | 57,000 FAULKNER DEVIN & 57,400 ST. JOHNS PAT M FOWLER PA POR MORTGAGE & 2 3 06233 0397 1986/11/14 1986/11/14 WD 55,000 4 04787 1197 1978/12/22 1978/12/22 WD 1 30,400 EXCHBIT_zo-¢ E Deo — Mouipubiccxrealyweh.neveg-bininsinmens.egmd-t reports uli@inatglchone 2/15/2008 PAGE__[14 (steer eU ; Page lof 1 information is deemed to be reliable, but is not guaranteed. See copyright notice, Prepared by ADE ADEGBAYIBI on Tuesday, May 13, 2008 7:38 PM The information on this sheet has been made available by the MLS and mar not be the listing Address: 4619 FRENCH ST , JACKSONVILLE , FLORIDA ; ListNumber 400272 of the provider, Property Type Residential Price $ 199,500 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 062173 0000 Lot 242 Block 88 Subd-Legal MURRAY HILL HEIGHTS Common MURRAY HILL Association Fee N Assoc Fee $o Assoc Fee Freq N/A N CDD Fee 0.00 Bedrooms 3 Full Baths 1 Half Baths it) Bdrms Conform Y Approx. Heated 1,551 Year Built 1939 SqFt Appx. Lot 50 X 115 Waterfront YIN N Dimensions Navg. Wtr Frnt N YIN CDD Fee Y/N Elementary School Ruth N. Upson Middle School Lake Shore High School Robert E. Lee New Construction N Homestead N Gated Community N YIN Historic Area N Mobile/Mfg Home N Directions: Post St. id go right on French to property Remarks: Adorable Bungatow in Murray Hill. 3/4 features: Original Arched Front door. Large Formal Living w/Arches and Brick fireplace. Large Formal Dining. French ‘oom. Spacious Bedrooms. Hi Misc Exterior: Hm Sei Front Fencing: Fenced Rear rvice-Warranty; Porch - Fireplace: 1 Fireplace; Brick Fireplace; Tile Fireplace Roof: Shingle Roof Pool/Hot Tub: No Pool Listing Date 10/22/2007 Under Contract Date 12/15/2007 Comp Buyer Agent 3 Comp to Non-Rep 0 Comp Trans Broker 3 Dual VariableComm N Listing Type Exclusive Right of Sale Sold Date 12/26/2007 Financing VA Days On Market 54 Sold Price $ 184,900 Maye = COMPEXHIBIT__Zo-€ Qo PAGE 125 nipu/Rexmls.zealtyweb net/egi-bin/mainmenu.cgiemd-url+zeports/fullsGlexrepart go 5/13/2008 . ‘Texmis wep vage | of | Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Tuesday, May 13, 2008 7:43 PM The information on this sheet has been made available by the MLS and may not be the listing of the provider. Address: 4802 Attleboro ST , JACKSONVILLE , FLORIDA ; 32205 County: Duval 3 = | List Number 385797 Status Sold > Property Type _Residentiai Price $ 169,900 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 062997 0000 Subd-Legal MURRAY HILL Common MURRAY HILL Association Fee N Assoc Fee $0 Assoc Fee Freq N/A N 0.00 Bedrooms 3 Full Baths 1 Half Baths 0 Bdrms Conform Y Approx. Heated 1,416 Year Built 1940 SqFt Waterfront YIN N Nava. Wtr Frnt N CDD Fee YIN CDD Fee Elementary School Ruth N. Upson Middle School Lake Shore High School Robert E. Lee New Construction N Homestead N Gated Community N YIN Historic Area Y Mobile/Mfg Home N Directions: From 1-10, South on Cassat to Left on Attleboro. Remarks: NO SHOWINGS after 12/17/07! Beautiful, well maintained home in historic Murray Hill. Full brick home with spacious floor plan; also, refinished oak wood flooring. New A/C unit (2007). Architectural shingle roof (2002). Large front porch on comer lot. Garage enclosed for workshop and Laundry. 2 car carport. Wood buming fireplace with brick face. Wood moldings throughout. Private Remarks:Alarm will be on, pad is in kitchen(CLO for code). Irrigation pump & piping are not operating. Call Seller Directly:DO NOT CALL SELLER. UNDER CONTRACT - NO SHOWINGS Type of Dwelling: Sngl. Fam.-Detached Square Foot Source: Appraisai Dining: Separate Dining Room Kitchen: Breakfast Bar Major Appliances: Range Electric; Dishwasher; Refrigerator; Washer; Ice Maker- Refrgeratr Additional Equipment: Security Sys.- Owned; Smoke Detector Additional Rooms: Separate Living Room; Library/Office; Work Shop Interior Amenities : Unfurnished; Vinyl Floors; Wood Floors Misc Exterior: Patio - Open; Porch - Front Fencing: Fenced Rear Parking Facilities: 2 Car Carport; Lndry- Garage/Carport Approx Parcel Size: Less than 1/4 Acre Lot Description: Regular Lot Lot Location: Comer Lot Presently Zoned: Residential Road Frontage: City Street Road Surface: Asphalt Road Possibie Financing: Will Consider FHA; Will Consider VA; Conventional; Cash Documents on File: Photos on File Title Status: Seller Owned Occupancy: At Closing Showing Instructions: Appointment; Vacant -Lockbox; See Private Remarks; Call Listing Office Photo Instructions: Take 1 Ext Color Pho Listing Date 8/1/2007 Under Contract Date 12/9/2007 Comp Buyer Agent 3 Comp to Non-Rep 3 Comp Trans Broker 3 Dual Variable Comm N Listing Type Exclusive Right of Sale Sold Date 1/18/2008 Financing CONV LO: MAGNOLIA PROPERTIES Office phone: (904) 348-5665; Fax: (904) 348-5548; Office E-Mail: teresa@magnoliaproperties.com LA: DONALD THOMPSON Office phone: (904) 616-1141; Car: (904) 616-1141; Office Fax: (904) 641-1601; Direct: donithompson@comcast.net So: peeR WILLIAMS REALTY ATLANTIC Office Phone: (904) 247-0059 SA: 23583 Type of Heating: Central Heating; Gas Fuel Type of Cooling: Central Cooling; Electric Source Energy Features: Heat Pump-Air; Forced Air Utilities: Water - Public; Sewer - Public Water Heater: Gas Water Heater Style: Traditional Exterior Wall: Brick Structure: Off Grade; Wood Floor Constr, Brick (Other) Roof: Shingle Roof Pool/Hot Tub: No Pool Days On Market 130 Sold Price $ 165,000 http://flexmis.realty web net/cgi-bin/mainmenu.cgiomd=url+repdits/Pillist.flekreport: Cstn0/ 13/2008 those nee xroperty Appraiser - rroperty Vetaus Page | ot 2 KRAL JASON R & BRANDEN M Primary Site Address Official Record Book/Page Tile # 4802 ATTLEBORO ST 4802 ATTLEBORO ST 14380-0848 6420 JACKSONVILLE, FL 32205-5043 Jacksonville FL 32205 4802 ATTLEBORO ST Property Detail Value Summary ce ee vn PaxGIS Map map this property RE# 62977-0000 2007 Certified 2008 In Progress of Tax District =| «USD Vatue Method CAMA CAMA Property Use 0100 SINGLE FAMILY Building Value $118,686.00 $118,692.00 2 of Bulldings 1 Extra Feature Value $1,472.00 $1,408.00 16-99 Land Value (Market) $56,730.00 $56,730.00 Legal Desc. FOURAKERS R/P PT BLKS Land Value (Agric.) $0.00 $0.00 127 8 128 : Just (Market) Value $176,888.00 $176,830.00 ! Subdivision Bee ay OR AKERS wp Pr Assessed Value (A10) $176,888.00 $176,830.00 a Exempt Value $0.00 $0.00 The sale of this property may result in higher sonia trenton raat oe Property taxes. For more information go to : Save Our Homes and our Property Tax : Senior Taxable $0.00 $0.00 Estimator . Property values, exemptions and - we sero - - - other information listed as "In Progress’ are subject to change. These numbers are part of the 2008 working tax roll and ea te be certified until October. Leam how the Property Appralse’s Offs valuse meepety, Sales History Book/Page Sale Date Sale Price Deed Instrument Type Code Qualified /Unqualified Vacant/Improved 14380-0848 1/18/2008 $165,000.00 WD - Warranty Deed Qualified Improved 09145-1331 10/23/1998 $71,000.00 WD - Warranty Deed Qualified Improved 7-1 2/17/1995 $62,500.00 WD - Warranty Deed Qualified Improved 04754-0501 7/19/1955 $100.00 ~ Unknown . . Unknown Unknown Extra Features LN Feature Code Feature Description — Bidg. Length Width Total Units Vatue i 1 FPMF Fireplace Masonry H 1 t) f) 1.00 $500.00 2 CPAF Carport Alurninum Fair 1 o | 0 500.00 $908.00 Land & Legal : land . ee . = wes z Legal . LN Code Use Description Zoning Front Depth Category Land Units —_Land Value LN Legal Description 4 0100 RES LD 3-7 UNITS PER AC RLD-~G 61.00 113.00 Common — 61.00 $56,730.00 1 16-99 20-25-26€ , . 2 FOURAKERS R/P PT BLKS 127 & 128 3 MURRAY HILL HEIGHTS ; 4 1oT16 Buildings Building 1 Building 1 Site Address Bement Code Detail i 7 4802 ATTLEBORO ST Jacksonville FL 32205 Exterior Wall 20 Face Brick ur Roofing Structure 3 Gable or Hip L | Building Type 0101 - SFR 1 STORY SOH Roofing Cover 3 ‘Asph/Comp Shingle TOY . Year Built 1400 . Interior Wall 5 Drywall d te Type Gross Area Heated Area Int Flooring 14 Camet L Base Area 1468 1468 Int Flooring 8 Sheet Vinyl | bas | Finished Open Porch 189 [) Heating Fuet 4 Electric [ Finished Open Porch 18 Heating Type 4 Forced-Ducted om Unfinished Garage 340 0 Air Conditioning 3 Central ail Total 2015 1468 . Element Code Stories 1.000 Bedrooms. 3.000 Baths 2.000 Rooms / Units 1.000 http://apps.coj.net/pao _ Property Search/Basic/Detail.aspx?RE=0629770000 , property Appraiser - Property Details Page 2 ot Z Traversing Data Notice of Proposed Property Taxes (ruth i in Millage Notice) Taxing District Add’! Exemptions Taxable Value Last Year Proposed Rolled-back General Gov Voted su: 888.00 $0.00 $176,888.00 $0.00 $0.00 $0.00 _ Public Schools: By State Law $176,888.00 $0.00 $176,888.00 $724.81 $863.04 $790.69 By Local Board $176,888.00 $0.00 $176,888.00 $404.96 $482.02 $441.76 ” School Board Voted $176,888.00 $0.00 $176,888.00 $50.18 $26.71 $26.71 * General Gov. Ex B&B $176,888.00 $0.00 $176,888.00 $1414.41 $1,500.74 $1,547.15 Urban Service Distt $176,888.00 $0.00 $176,888.00 $0.00 $0.00 $0.00 Urb Ser Dist1 Voted $176,888.00 $0.00 $176,888.00 $0.00 $0.00 $0.00 Water Mgmt Dist. SIRWMD $176,888.00 $0.00 $176,888.00 $67.79 $73.55 $75.82 FL Inland Navigation Dist $176,888.00 $0.00 $176,888.00 $5.65 $6.10 $6.16 Totals $2,667.80 _ $2,952.16 $2,888.28 Just Value Assessed Value Exemptions = Taxable Value Last Year $146,723.00 $146,723.00 $0.00 $146,723.00 Current Year $176,888.00 $176,888.00 0, 0-000 _ $176,888.00 Property Record Card (PRC) The Property Appraiser Office provides available historical record cards (PRC). You must set your browser's Page Set Up for printing to Landscape to print these cards. 2005 be ko NY More Information Parcel Tax Record GIS Map Map this property on Google Maps http://apps.coj.net/pao_propertySearch/Basic/Detail. aspx?RE=0629770000 is ~~ os annem te Page 1 of 1 , Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Tuesday, May 13, 2008 7:17 PM The information on this sheet has been made available by the MLS and may not be the listing of the provider. Address: 928 Wolfe ST JACKSONVILLE , FLORIDA 32205 County: Duval List Number 401996 Property Type Residential Price $ 179,000 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 061769 0000 Lot 4 Block 63 Subd-Legal MURRAY HILL HEIGHTS Common MURRAY HILL Association Fee N Assoc Fee $0 Assoc Fee Freq N/A CDD Fee Y/N N CDD Fee 0,00 Bedrooms Full Baths 2 Haif Baths 0 Bdrms Conform Y Approx. Heated 1,601 Year Built 1926 SqFt Appx. Lot 50 x 160 Waterfront YIN N Dimensions Navg. Wtr Frnt N YIN Elementary Schoo! Ruth N. Upson Middle School Lake Shore High School Robert E. Lee New Construction N Homestead Y Gated Community N Y/N Historic Area N Mobile/Mfg Home Square footage and lot sizes r $50,000. Size is 50 x 160. Type of Heating: Central Heating; Electric [Misc Exterior: Patio - Covered; Yard Well & Source Pump; Porch - Front Type of Cooling: Central Cooling; Electric Parking Facilities: Detached Garage; 2: Car Source Garage; Oversize Gar/Storage Energy Features: Ceiling Fan(s) Approx Parcel Size: Less than 1/4 Acre Utilities: Water - Public; Sewer - Public Lot Description: Regular Lot Water Heater: Electric Water Heatr Presently Zoned: Residential Style: 1 Story Road Frontage: City Street; 2 Lane Road Additional Rooms: Separate Living Reom; [Exterior Wail: Brick Accent; Wood Shake Road Surface: Asphalt Road Bonus Room/Game Room; Work Shop; Possible Financing: Conventional; Owner Lydry/util. (inside) Financing; Cash Interior Amenities : Built-in-Bookshelves; Pool/Hot Tub: No Poo! Title Status: Seller Owned Window Treatment(s); Wall-to-Wall Carpet; Occupancy: At Closing Tile Floors; Vinyl! Floors; Woad Floors Showing Instructions: Special Instructions; Appointment; Vacant -Lockbox; Cail Listing Listing Date 11/1/2007 Comp to Non-Rep 3 Listing Type Exclusive Right of Sale Sold Date 4/21/2008 Days On Market 140 Sold Price $ 210,000 Financing Under Contract Date 3/20/2008 Comp Buyer Agent 3 Comp Trans Broker 3 Dual Variable Comm N SO: RE/MAX SPECIALISTS Office P SA: LINDA D THA hitp://flexmls.realtyweb.net/egi-bin/mainmenu.cgi?emd=url eports/fu TET + ! fe to Ae 174 Page 1 of 1 928 WOLFE ST, JACKSONVI LLE, FL 32205-5265 Property Location/Info County Duval County Real Estate Parcel # 061769 0000 Pin Suffix 0001 Certified Date 10/15/2007 Owner Information Owner Address 928 WOLFE ST Last Name or Company SADLER,KATHERINE M JACKSONVILLE, FL 32205-5265 Sold Date 4/21/2008 Sold Price 210,000 Property Information Section 00020 Township 02S 0003 Range 26E Lot Block 0063 Prop Ref Map No 6420 Subdivision Name MURRAY HILL Property Characteristics Total Bedrooms 2 Total Bathrooms 1 SqFt Heated 1,118 SqFt EtffAdjusted 0 Total Sf 1,471 Number of Buildings 1 Number of Stories 1 Number of Rooms 0 Year Built-Act 1926 Year Built-Eff 1970 Property Use SINGLE FAMILY Building Use SFR 1 STORY SOH AC Type NONE Legal Description Legal Description 5-86 20-2S-26E MURRAY HILL HEIGHTS LOTS 3 4 BLK 63 Land Characteristics Total Parcel Acres 0.37 Total Parcel SqFt 16,248 Value Information Tax Rate 16.6894 Taxes County 242 Taxes School 221 Taxes USD 0 Taxes Oth 12.88 Total Taxes 477.11 Tax District Code USD1 Tax District Name OLD CITY OF JAX Land Val (current) 106,000 Building Val(cur) 81,273 Taxable Val{current) 28,587 Miscellaneous Value 0 Total Tax Exempt Amt 25,500 Assessed Val(cur) 54,087 Deferred Value 133,186 Just/Mkt Val(cur) 187,273 Just Value Prev Yr 96,420 Ass'd Value Prev Yr 52,768 Taxes Total Prev Yr 495.80 Exterior Wall: Wall 1: HORIZONTAL LAP Interior Walls: Wall 1: PLASTERED Floor Type: Type 1: HARDWOOD Heating: Fuel: ELECTRIC; Type: CONVECTION Roof: Material: ASBESTOS SHINGLE, Structure: GABLE OR HIP Subarea # SqFt Code Desc # Code Desc Length Width ~~ Yrbit Exempt Code 1 1118 BAS BASE AREA-PREDOMINAN 1 0 0 0000 =HX 2 160 UDG UNFINISHED DETACHED 2 0 0 WM 3 144 UOP UNFINISHED OPEN PORC 4 49 uoPp UNFINISHED OPEN PORC : ————F # Code Desc Zoning Frontage Depth Units Tp = Acres Value 10100 SFR 100 160 100.00 ig 0.000 106000 Sales Data # Book Page Record Dt Sale Dt Type Vil_ Sale $ Grantee Loan Amount Primary Lender Closing Agent 1 14474 951 2008/04/25 2008/04/21 210,000 SADLER,KATHERINE M 165,900 EVERBANK MILLER & WILLIAMS PLC 2 07881 1124 1994/06/23 1994/06/08 QC | 100 3 07881 1123 1994/06/23 1994/06/08 QC | 100 4 01855 0534 1899/01/01 1899/01/01 100 5 01451 0087 1899/01/01 1899/01/01 100 Information is deemed to be reliable, but is not guaranteed. See copyrght notic: http://public.tax. realty web.net/cgi-bin/mainmenu.cgi?emd= - TICXMUS weo rage 1 orl Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Friday, May 16, 2008 1:36 PM The information on this sheet has been made available by the MLS and may not be the listing List Number 415034 Property Type _ Residential Price $ 189,900 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 062500 0000 Subd-Legal MURRAY HILL HEIGHTS Common MURRAY HILL Association Fee N Assoc Fee $0 Assoc Fee Freq N/A N CDD Fee 0.00 Full Baths 2 Bdrms Conform Y Year Built 1939 Navg. Wir Fmt N YIN Gated Community N Room Name RoomLevel Fir Dim. Room Name Roomtevel Fir Dim. Dining Rm 1 wood 13x12 | Kitchen 1 tile 13x9 Living Rm 1 wood 19x 13 Room Name RoomLevel Fir Dim. MasterBr 1 wood 13x 11 Bedroom2 14 wood 12x 11 Bedroom3 4 wood 13x 1t Directions: From Post & Edgewood, head west on Post, left at light on Hamilton, right on Attleboro to house on left. Remarks: SELLER IS OFFERING THIS REDUCED PRICE THROUGH 5/31/08 Charming brick 3/2 on oversized lat. Living room with cozy fireplace; formal dining room; kitchen with refrigerator, range, dishwasher; master suite has ensuite bath with garden tub; inside laundry; beautiful hardwood floors, high ceilings; large deck perfect for entertaining and new privacy fence. Great location on well-kept street. Private Remarks:INSPECTION REPORT ON FILE. PLEASE CALL LISTING OFFICE TO SCHEDULE. PLEASE NOTE VACANT LOT AT CORNER OF HAMILTON & ATTLEBORO WAS RECENTLY SOLD SEPARATELY FOR $35,000 AND NOT INCLUDED IN THE SALE OF THE HOME. Privacy fence is on property line for house and survey for house on file. . Call Seller Directly:NO Type of Dwelling: Sngi. Fam.-Detached Square Foot Source: Tax Roll Bath: MBR Bath Tub WiShwr, Garden Bath Dining: Separate Dining Room; Eating Space-Kitchen Major Appliances: Range Electric; Microwave; Dishwasher, Refrigerator; Washer/Dryer Connect Additional Equipment: Security Sys.-Owned Additional Rooms: Entry Hall / Foyer, Separate Living Room interior Amenities : Unfurnished; Ceiling 8+ Ft.; Tile Floors; Wood Floors Misc Exterior: Deck - Wood Fencing: Fenced Rear, Wood Fencing Parking Facilities: No Covered Parking Approx Parcel Size: Less than 1/4 Acre Lot Description: Regular Lot Presently Zoned: Residential; Single Family Possible Financing: Will Consider FHA; Will Consider VA; Conventional; Cash Documents on File: Survey on File; Photos ‘on File; Virtual Tour Title Status: Seller Owned Occupancy: At Closing Showing Instructions: Appointment; Occupied - Lockbox; Call Listing Office Listing Date 2/1/2008 Comp Buyer Agent 3 Comp to Non-Rep 3 Comp Trans Broker 3 Dual Variable Comm N Listing Type Exclusive Right of Sale Fireplace: 1 Fireplace; Brick Fireplace; Fireplace-Living Rm Type of Heating: Central Heating Type of Cooling: Central Cooling Utilities: Water - Public; Sewer - Public Style: Bungalow, 1 Story Exterior Wall: Brick Roof: Shingle Roof Pool/Hot Tub: No Pool Days On Market LO: PRUDENTIAL NETWORK REALTY Office phone: (904) 388-5005; Fax: (904) 388-5566; Office email: AVONDALE@PrudentialNetworkRealty.com LA: Sacha Higham Office: (904) 388-5005; Cell: (904) 548-7636, Fax # (904) 388-5566; home: sacha.higham@yahoo.com CLA: MICHELLE FRERICKS of PRUDENTIAL NETWORK REALTY Office phone: (904) 388-5005; Cell Phone: (904) 386-3534; Office Fax: (904) 388-5566; MLS Email: michellefrericks@yahoo.com EXHIBIT_20-© iQue l3s st-flexréport_ B6..-—-5/16/2008-— Tiexmus wed Page 1 or! Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Friday, May 16, 2008 1:39 PM The information on this sheet has been made available by the MLS and may not be the listing of the provider. Address: 4609 ROYAL AVE , JACKSONVILLE , FLORIDA ; 32205-4951 County: Duval & TE Status Active Price List Number 422088 Residential 06-WEST JACKSONVILLE 062067 0000 Property Type Region Parcel # Common MURRAY HiLi $ 194,900 063-MURRAY H/LAKESHORE Subd-Legal © MURRAY HILL HEIGHTS Association Fee N Area HEIGHTS Assoc Fee $0 CDD Fee YIN Bedrooms Half Baths Approx. Heated SqFt Appx. Lot Dimensions Navg. WtrFmt N YIN N 1,623 50x 110 Homestead Mobile/Mfg Home N Assoc Fee Freq N/A CDD Fee 0.00 Full Baths 2 Bdrms Conform Y Year Built 1946 Waterfront YIN N Gated Community N Directions: From Roosevelt Blvd. and Edgewood Ave. S., head North on Edgewood, tum left at light at College Street, then right on Hamilton to house on right side of street. Remarks: Renovated and move-in ready spacious 3/2 just 3 blocks from park. Great layout with formal living and dining rooms plus huge family room. Split bedroom floorplan, jacuzzi tub. Updated kitchen with granite countertops and new appliances. Beautiful hardwood floors, fresh paint. New roof, new a/c. This one is a must see! Type of Dwelling: Sngl. Fam.-Detached Square Foot Source: Tax Roll Bedrooms: Split Bedrooms Bath: MBR Bath Shwr No Tub Dining: Separate Dining Room Kitchen: Solid Srfce Cntrtops Major Appliances: Range Electric; Microwave: Dishwasher; Disposer; Refrigerator, Washer/Dryer Connect Additional Rooms: Entry Hall / Foyer; Separate Living Room; Family Room; Lydry/Util. (inside) Interior Amenities : Wall-to-Wall Carpet; Tile Floors; Wood Floors Listing Date 3/14/2008 Comp Trans Broker 3 Type of Heating: Central Heating Type of Cooling: Central Cooling Utilities: Water - Public; Sewer - Public Water Heater: Electric Water Heatr Style: Bungalow; 1 Story Pool/Hot Tub: No Pool Comp Buyer Agent 3 Dual VariableComm N Parking Facilities: No Covered Parking Approx Parcel Size: Less than 1/4 Acre Lot Description: Regular Lot Presently Zoned: Residential; Single Family Possible Financing: Will Consider FHA; Will Consider VA; Conventional; Cash Documents on File: Photos on File; Virtual Tour Title Status: Seller Owned Occupancy: At Closing Showing Instructions: Appointment; Vacant -Lockbox; Call Listing Office Comp to Non-Rep 3 Listing Type Exclusive Right of Sale LO: PRUDENTIAL NETWORK REALTY Office phone: (904) 388-5005; Fax: (904) 388-5566; Office email: AVONDALE @PrudentialNetworkRealty.com LA: Sacha Higham Office: (904) 388-5005; Cell: (904) 548-7636; Fax #: (904) 388-5566; home: sacha.higham@yahoo.com CLA: MICHELLE FRERICKS of PRUDENTIAL NETWORK REALTY Office phone: (904) 388-5005; Cell Phone: (904) 386-3534; Office Fax: (904) 388-5566; MLS Email: michellefrericks@yahoo.com EXHIBIT_2°-¢ . Wake ax) "ok http://flexmls.realty web.net/cgi-bin/mainmenu.cgi ?emd=url+reports/fulllist_flexseport_8e.- > SIT672008 PINGE OF Tlexmus weo ° page 1 of 1 Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Friday, May 16, 2008 1:41 PM The information on this sheet has been made available b the MLS and may not be the listing of the provider. A DA ; 32205-4942 County: Duval dress: 4528 RAMONA BLVD , JACKSONVILLE , FLORI & New Construction N YIN Historic Area N List Number Property Type Region Parcel # Block 91 Common Assoc Fee $0 CDD Fee Y/N N Bedrooms 3 Half Baths 0 Approx. Heated 1,500 SqFt Waterfront YIN N Homestead N Mobile/Mfg Home N 424607 Residential 06-WEST JACKSONVILLE 062223 0000 Lot 20 MURRAY HILL Active $ 199,900 063-MURRAY H/LAKESHORE Status Price Area MURRAY HILL HEIGHTS Association Fee N Assoc Fee Freq N/A CDD Fee 0.00 Full Baths 1 Bdrms Conform Y Year Built 1937 Subd-Legal Navg. Wtr Frnt N YIN Gated Community N Directions: From Edgewood Ave left on College, Right on Hamilton, left on Ramona, home on left. From Cassat going north toward I-10 turn right on Ramona @ Dunkin Donuts, house on right. Remarks: Classic Brick Bungalow full of charm. Updates have been made to eletrical, plumbing, windows & roof. Spacious kitchen includes newer appliances & tile floor. Separate Living & Dining Room wiwood floors thru out.Other features include brick fireplace, fully floored attic space & beautifully landscaped yard. Private Remarks:Additional SQ FT not shown on tax roll. Buyer to verify SQ FT. Type of Dwelling: Sngl. Fam.-Detached Square Foot Source: Measured Bath: MBR Bath Tub W/Shwr Dining: Separate Dining Room Major Appliances: Range Electric; . |Microwave; Washer/Dryer Connect; Self Cleaning Oven; Ice Maker-Refrgeratr Additional Equipment: Smoke Detector Additional Rooms: Library/Office interior Amenities : Ceiling 8+ Ft.; Picture ‘Window(s); Wood Floors; Ceramic Tile Listing Date 3/31/2008 Comp Trans Broker 3 Days On Market Fireplace: 1 Fireplace; Brick Fireplace; Mantle; Wood Buming Frplc Type of Heating: Central Heating; Electric Source Type of Cooling: Central Cooling; Electric Source Energy Features: Heat Pump-Air; Ceiling Fan(s) Utilities: Water - Public; Sewer - Public; Cable - Connected Water Heater: Electric Water Heatr Style: Bungalow Exterior Wall: Brick; Stucco Structure: Wood Frame; Brick (Other) Roof: Shingle Roof Pool/Hot Tub: No Pool Comp BuyerAgent 3 Dual VariableComm N Misc Exterior: Detached Shed; Porch - Front Parking Facilities: No Covered Parking Approx Parcel Size: Less than 1/4 Acre Lot Description: Regular Lot Lot Location: Suburban Presently Zoned: Residential Road Frontage: City Street Road Surface: Asphalt Road Possible Financing: Will Consider FHA; Will Consider VA; Conventional; Cash Title Status: Seller Owned Occupancy: At Closing Comp to Non-Rep 3 Listing Type Exclusive Right of Sale LO: WATSON REALTY CORP Office phone: (904) 387-3555; Fax: (904) 384-6141; Office email: Ortega@watsonrealtycorp.com LA: TERESSA CORNELL Office phone: (904) 387-3555; Car: (904) 613-6162; voice mail: (904) 886-1366; Office Fax: (904) 384-6141; Work email: tcornel(@watsonrealtycorp.com CLA: THOMAS WALDRIP of WATSON REALTY CORP Office phone: (904) 387-3555; Cell Phone: (904) 434-7117; Office Fax: (904) 384- 6141; Work email: kwald48904@aol.com hitp://flexmls realty web.net/cgi-bin/mainmenu.cgi?emd=url+reparis/fulllist..e¢repo XHIBIT_Z0-e 2 PAGE Laz — It gesr-——S/46/2008" Page lofl Information is deemed to be reliable, but is not guaranteed. See copyright notice, List Number Status Sold ContinueTo CTG Property Type Rentals Market Price $995 Region -' 06-WEST JACKSONVILLE Area O63-MURRAY Parcel # 062194 0000. H/LAKESHORE Subd-Legai MURRAY HILL Common MURRAY HILL Date Available Now Bedrooms 3 Full Baths 1 Half Baths i?) Approx. Heated 1,176 SqFt Year Built 1950 Waterfront YIN N Navg. Wtr Frnt N YIN Per Period Min Lse/Rnt Trm Application Fee Key Deposit % of Tax Security Deposit Reservation Fee Pet Fee Cleaning Fee Purchase Option Pool/Hot Tub: No Pool Fencing: Fenced Rear Lot Description: Regular Lot Lot Location: : Asphalt Road Occupancy: Immediate Showing Instructions: Special instructions; nome athinsur Hedllygigup.cuiti bethkathleenking@aoi.com 018, Car. (S64) 651-6628, Fax. SO: ATKINSON REALTY GROUP Office phone: (904) 384-1100 SA: Beth Kina Ceil # (904) 705-7154 LAINE ob QQ... EXHIBIR26-< oo NAL oF PAGE p84 MapeiTlexmls-realtyweb.nevegi-bin/mainmenu.cgiemd=url+reportsifullist. lexreport Be... 5/16/2008 ae at NM NIE ie Looe Page 1 of 1 Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Friday, May 16, 2008 12:14 PM The information on this sheet has been made available by the MLS and may not be the Jisting of the IDA ; 32205 County: Duval List Number = 385335 Status Sold Property Type Rentals Price $ 825 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 0665250000 Subd-Legal PAUL V MILLER Common MURRAY HILL Bedrooms 3 Full Baths 1 Half Baths oO Approx. Heated 1,088 SqFt Year Built 1955 Waterfront YIN N Navg. Wtr Frnt N YIN Gated Community Per Period Min Lse/Rnt Trm Application Fee Key Deposit % of Tax Security Deposit $ 825 Reservation Fee Pet Fee Cleaning Fee For Sale MLS# Purchase Option No Directions: North on Cassett Ave, Right on Ulmer, Right on Woodruff Ave. Remarks: Cute 3 bedroom, 1 bath with large sun porch. Carport with lots of storage. No Smoking. Type of Dwelling: Sngl. Fam.-Detached Pool/Hot Tub: No Pool . [Type of Heating: Central Heating Square Foot Source: Tax Roll Lot Description: Regular Lot Type of Cooling: Central Cooling Dining: Living/Dining Combo 2 Water Heater: Electric Water Heatr Major Appliances: Range Electric; H ili Utilities: Water - Public; Sewer - Public Refrigerator i Hy Sty! ungalow B ‘i EXHIBIT.2o-< vy .PAGE 187 ‘tp: /flexmls.realtyweb.netcgi-bin/mainmenu.cgiemd=urlreports/fullist_flexreport t_ge... 5/16/2008 vee ee Page 1 of 1 aise 2 Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Friday, May 16, 2008 12:01 PM The information on this sheet has been made available by the MLS and ma not be the listing of the provider. ounty: Duval ListNumber 425289 Status Sold Property Type Rentals Price $900 Region 06-WEST Area 063-MURRAY JACKSONVILLE H/LAKESHORE Parcel # 062890 0000 Subd-Legal MURRAY HILL HEIGHTS Common MURRAY HILL HEIGHTS Bedrooms 2 Full Baths 1 Half Baths i¢) Approx. Heated 1,085 SqFt Year Built 1947 Waterfront YIN N Navg. Wtr Frnt N YIN Elementary School Hyde Park Middle School Joseph Stilwell High Schoot Edward White Gated Community N Per Period Min Lse/Rnt Trm Application Fee Key Deposit % of Tax Security Deposit $ 1,000 Reservation Fee Pet Fee Cleaning Fee For Sale MLS# Purchase Option Unit Location: Ground Level Building Stories: 1 Story Exterior Wall: Brick Structure: Brick (Other) Roof: Shingle Roof Parking Facilities: 1 Car Garage; 2 Car Space LO: EXIT FIRST COAST REALTY Office Pho LA: COREY ROSE Cell #: CLA: Steven Phillips 6469; Email: Steven! TMC LOANS, INC. 975A RUSSELL AVENUE, GAITHERSBURG, MD 20879 TEL: 240-246-0800 FAX: 806-948-3503 E-MAIL: LORI@TMCLOANS.NET Fax To: Ade From: LORI a s naan Pages 2 ee Fax: S04-425-0186 eee ies Tek: Date: 6/22/2008 ee Re: Thomas, Riley File: 4732 Kingsbury Street, Jacksonville, FL 32205 a SOnVIMC, FL 32205 | Good afternoon «Ade, The lender ty requesting two thinpy: 1} Appraiser to verify subjects no longer for sale cither through MLS or FSBO, ete, 2) If borrower is on nde, appraiser to correct appraisal showing the borrower as current owner T have attached page VF the ttle binder showing that our borrower is on title. Please call me at 240-246-0800 if you have any questions. I can be best reached via c-mail at LORI@TMCLOANS NED. | Thank you for your help and have a wonderful day =) Lon Yu Loan Processor TMC Loans, Inc. ae PAGE (87 ne 66-11-98 16:28 FROMAI! Flor = Title O04 389 2635 T+E38-P.008/014 = F-137 UNITED GENERAL TITLE INSURANCE COMPANY SCHEDULE B - SECTION I Coramiunont No.: 2443% The following are requirements to be cemplied with; otherwise to be shown ag exceptions in the policy: 1, Payment to or for the acount of the grantors or mortgagors of the full consideration for the estate or intezest to be insured, and for any cstate or interest necessary to create the estate or interest to be insured described in this Commaionem:. 2. Payment. of all toxes and/or issessmants levied agains the subject premises which are due and payable. 3, Lastrument{s) creating the estste or interest to be insured: must be approved, properly execured, and properly Bled for record; to-wit: a, Warranty Deed fom Michael Scot, at successor trustee of Trust No. 4732 and. Riley A, Thomas, Js., to Riley A. ‘Thomas, Jr. and Carolyn Thomas, hua wife. bh. Mortgage from Ruley A. Thomaa, Jr. and Carolyn Thomas, his wife, a single person, or joined by spouse, if murried; to (P Morgan Chase Bank, tn the original principal amount of $148,000.00. 4. Sadsfaction of mongage exer vied by Michael Scott, aa successor trustee of Trust No. 4732 and Riley A. Thomas, Jr, to Robert Reinard ond Dolores Reinard, his wife dated June 20, 2607 and recorded Jims 22, 2007 in O.R. Book 14043,pege 1298 of the.current public records of Duval County, Florida, securing the original sum of $100,000.00. 2607 taxes are due in the emount of $888.78 plus interest and fees under RE# 665907-0000; Cerificate No. 2008-13825. Homestead Exe mption was allowed. Valid as a Commitment for an A’.TA Policy only if attached te 2 countersigmed Commitment for Title [nsurance (IGT Form 150), a Schedule B and Schedule C with matching Camminmenr Numbers UGT FORM 152 Title software by: Automated Real Estas Services, inc. - 800.330.1295 File; 34438 06-11-08 16528 FROWATI Flor = Title 904 398 2636 7 T5398 P ODd/O14 = F137 7 UNITED GENERAL TITLE INSURANCE COMPANY SCHEDULE A Commitment No.; 24438 Effective Date; May 27, 2008 at 5:002M 1. Policy or Policies to be issued: OWNERS: Covarage: ~_ 1990 ALTA —. 1990 ALTA with Florida Modificanons — Other Proposed Insured: Riley A, Thomas, Jr, and Carolyn Thomas, hi: wife LOAN: Coverage: $148,000.00 -X%_ 1990 ALTA —~- 1990 ALTA wih Florida Modifications. a——_e = Other: Proposed: Insured: dP Morgan Chase Bank, and ite successors and/or assigns, as their interests may appear 2, On the effective date hereof, the estate descrived herein to be insured is Fee Simple and is vested in: Michnel Scott, ar successor trustee of Trust No. 4732 and Riley A. Thomas, Jr. 3. The land referred'to in the commitment is described below or in Exhibit A; The Wost 55 fect of the North 103 feet of Lot §, Block 2 and the Ense 15 feet of the North 103 faet of Lot 6, Block 2, Riverside Gardens, acco-ding to plat thereof as recorded in Plat Book 3, puge 78 of the current public records ef Duval County, Florida, Tayued through: All Florida Title Services, Inc. 4417 Beach Bivd., Suite t05- Jacksonville, FL 32207 Valid as 2 Conunitment for an ALTA Polity only -f attached to a countersigncd Comuniotient for Titte Insorauce (UGT Ferm 150}, a Schedule B and Schedule C with matching Commumrnent Numbers. UGT FORM 151 Title saftware by: Autor ated Rea! Eauite Services, inc. = 200.330.1295 Pte: 2aqs flexmls Web Residential f cl Page 1 of 2 19 Properties http://flexmls.realtyweb-.net/cgi-bin/mainmenu.cgi Price / Status / List # $135,000 3352 CORBY ST JACKSONVILLE, Fi 32205- $136,000 1285 Woodruff JACKSONVILLE, FL 32205 Active / 470993 $138,500 5204 YERKES ST JACKSONVILLE, FL 32205- 7229 Active / 471840 : $139,000 4848 KERLE ST JACKSONVILLE, FL 32205- 4906 Active / 454139 $139,900 3215 CORBY ST JACKSONVILLE, FL 32205- 6005 Active / 451570 $139,900 = 4621 POLARIS ST JACKSONVILLE, FL 32205- 5026 Active / 440161 $139,900 4560 ROYAL JACKSONVILLE, FL. 32205- 4950 Active / 455427 $149,900 5257 ATTLEBORO ST % JACKSONVILLE, FL 32205- $149,900 5136 palmer AVE JACKSONVILLE, FL 32210 Active / 448617 $159,000 0000 Alpha AVE JACKSONVILLE, FL 32205 Active / 461363 $159,500 3109 POST ST JACKSONVILLE, FL 32205- 6033 Active / 449525 $164,000 520 TALBOT AVE y JACKSONVILLE, FL 32205 Active / 449294 $168,000 4612 COLLEGE ST JACKSONVILLE, FL 32205- 4912 Active / 467999 $174,900 4618 royal JACKSONVILLE, FL 32205 Active / 472416 $175,000 1123 WOLFE JACKSONVILLE, FL 32205- 5288 Active / 458075 $184,000 Region Area 06 06 06 06 os 063 063 063 063 063 063 063 063 063 063 063 063 135,000 138,500 139,000 139,900 139,900 139,900 149,900 149,900 159,000 159,500 164,000 165,000 174,300 175,000 1,351 1,337 1,470 1,287 1,176 1,150 1,455 1,700 1,082 1,380 1,092 1,355 1,687 Full Half Listing Baths Baths Office 3 41 i) 2. _PAG Ee flexmls Web Page 2 of 2 ME 524 TALBOT AVE y JACKSONVILLE, FL 32205- 4964 Active / 449046 $186,000 06 063 186,000 1,584 3 2 oO 4738 Attleboro ST % JACKSONVILLE, FL 32205 Active / 459206 $189,500 06 063 189,500 1,285 3 1 0 4758 ASTRAL JACKSONVILLE, FL 32205- 17 18 ’ $135,000 06 = 063 135,000 1,261 3 2 t) 49 5002 Colonial JACKSONVILLE, FL 32210 Active / 468073 information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Thursday, February 19, 2009 3:30 PM COMP Lf Rent eva Qe Deo http://flexmls.realtyweb.net/cgi-bin/mainmenu.cgi EXHIBIT. 22 B 2/19/2009 PAGE___!t flexmls Web Page 1 of 1 Sot Residential 7 Properties Price / Status / List # Region Area Current Approx. Heated Bedrooms Full Half Listing Price SqFt Baths Baths Office $129,000 06 063 129,000 1,255 2 2 0 4822 College ST JACKSONVILLE, FL 32205 Sold / 396579 $165,000 06 063 165,000 1416 3 1 0 4802 Attleboro ST JACKSONVILLE, FL 32205 Soid / 385797 $174,000 06 063 174,000 1,454 3 1 o 4818 Astral ST JACKSONVILLE, FL 32205 Sold / 363710 ; $184,900 06 063 184,900 1,551 3 1 0 4619 FRENCH ST JACKSONVILLE, FL 32205- 5022 Sold / 400272 $191,500 06 063 191,500 1,381 3 1 0 : 1413 TALBOT AVE : JACKSONVILLE, FL 32205- 5312 Sold / 406604 $193,500 06 063 193,500 1,502 3 2 0 4718 Attleboro ST JACKSONVILLE, FL 32205 Sold / 352168 $210,000 06 063 210,000 1,601 3 2 0 928 Wolfe ST JACKSONVILLE, FL 32205 ij Sold / 401996 Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Thursday, February 19, 2009 4:05 PM http://flexmls.realtyweb.net/cgi-bin/mainmenu.cgi BO) spor EXHIBIT_20-5 PAGE___!4z flexmls Web ' Page 1 of 1 NEES coh At Residential 7 Properties Price / Status / List # Region Area Current Approx. Heated Bedrooms Full Half Listing SqFt $128,000 06 063 128,000 1,394 3 2 0 5411 Royce AVE JACKSONVILLE, FL 32205 Active / 481350 $139,975 06 063 139,975 1,223 3 2 0 3059 PLUM ST JACKSONVILLE, FL 32205 Active / 430914 $144,975 06 063 144,975 1,223 3 2 [) 3049 Plum ST JACKSONVILLE, FL 32205 Active / 430908 $169,000 06 063 159,000 1,700 4 2 1 ; 0000 Alpha AVE JACKSONVILLE, FL 32205 = Active / 461363 $164,000 os 063 164,000 1,380 3 2 t') JACKSONVILLE, FL 32205 Active / 449294 $174,900 06 063 174,900 1,150 3 2 0 0 Crescent ST JACKSONVILLE, FL 32205 Active / 464834 $184,000 06 063 184,000 1,850 3 2 1 524 TALBOT AVE JACKSONVILLE, FL 32205- Information is deemed to be reliable, but is not guaranteed. See copyright notice. Prepared by ADE ADEGBAYIBI on Thursday, February 19, 2009 3:47 PM http://flexmils.realtyweb.net/cgi-bin/mainmenu.cgi — 2/19/2009 EXHIBIT. Zo-4 PAGE___(43 Clifton Samuels, PMP 1856 Commodore Point Dr Orange Park, FL 32003 To whom it may concern, | have known Ade Adegbayibi for several years. | am a Florida licensed contractor and therefore Ade has often sought my opinion on construction cost. Without the benefit of seeing the property | normally, get the cost per sq ft from RS Means. AUWINISTRATIVE COMPLAINT. EXHIBIT #22 << PAGE OF OF EXHIBIT_Z6 -& PAGE__|t4__ Lic Type abso) ~ [eer ied Building C Corrector : File # qi 7569 ” SAMUELS, CLIFTON ROBERT. 252140 Cert Buicing * Provistete FFL :_ Pesisige Frcs =| AUNINISTRATIVE COMPLAINT. EXHIBIT #2 PAGE _ 20 oF EXHIBIT_25 -A PAGE___l1$ wea te ats indviorg # foxesses Qf Fed Tax 26277503 Fen =] : —e—e ] i ALMINISTRATIVE COMPLAINT. EXHIBIT #22 pace 2! oF exHiBiT_Zo-h. PAGE___[t@_ il Estate Broker ¢ or 7 Sales. 2 # [3119430 — rae Fea Taxa [ote 584546 ara Be Matters OE ALWINISTRATIVE COMPLAINT _ EXHIBIT HA PAGE 2 2-_ oF EXHIBIT. 2 paGeE__ti7__ fo DE corr | PR LGR AL, \ oa, x WN ‘ ] 4 . POOR DaSSaaS SS ii DD River ay aa Uw Le Rd amelie senrt as be, oe EXHIBIT <2 at sf ; i Para wee fo ij oe Pen l ie Pai [7 eee 7 XB 0-4: “PAGE er" é EXHIBIT #_22 _ PAGE 3 Y OF ALIVWINISTRATIVE COMPLAINT t BIT_zo-b. 144 EXHI PAG on weg eet ae OV £479 09 Ib ‘Semmes Excts es — =A [[-— - 990 90 / GEE TGS__ On) ares 7 FON Se RE es a , BOZZE “OL OMIAUOSIIOL "PY JOUDUOW C//S , Pioraywom S$777¢ : 1S Limes bur CE UA da, | Dye arinpr acd “ So. a w ey A oy = SS , a e @ os Hager Wek mm ad 9 Le a “ ig Work Record LQG FSI TOW WC IETIP Y 2 | ir HTL Koss bry SF S : Jz Kf = 3 ] 3 ; = ¢ 4 fr 8 1% 2 cs ‘ L, o A <4 > Ww iS 4 , ohn = 1 > eS ERK 25, é = Piss S88 XHIBIT_20-1 My NO me ~ ~ — . D , INIVIdWOD 3 2Ubus | i tl Ocy tT oS Q a ‘ il ere me} PEPE Pd | [37700 . rl q q $ ty 15 SJ 4 4 . . ~ ‘a ; J 9 i D ~ : | ay T6686 WM UMOAUY “IS UIOW ETL £5 prozey OM coe ke Aug GCA ee, 10 SS ALLVELSINIWCY TJ \ co # Laixy 8 fot iN) “ 08194 OF C= ay Yn eg : oe —TFS—# UAINKa ls SP BSR : mae E gtr $L' hag LNIWIdWOO JALLVELSINIWITY Bu SHITE [maser sts ; ze (36984) ST PONT Vy) Lf A, “0 0 ‘1S. UIOW ETI PlOD2yY OM us bugs 20H A Total Cost In 3 Q ¢ N 2 Kn FF ny g ~ o XL Ry S65 = 8 ce) - ~ xX x oe x = aa) Sw r+ Description of Work iivk CUMPLAINT. fh VEEN i made =E 8 Brace XHIBIT # 42,797.80 OF ee ~s 26-4 __ et a | Ow : ; Ly a $73 INVOICENO. | PAGE ( { 00379058]. 1 INVOICE DATE SETZER'’S 02/06/08 7660 Philips Highway 2535 N.E. 36th Avenue Jacksonville, FL 32256 Ocala, FL 34470 904-731-4100 Fax 730-8935 362-732-5486 Fax 368-3999 SOLD SHIP TO TO RILEY THOMAS RILEY THOMAS 2144 ROWE AVE 2144 ROWE AVE ' JACKSONVILLE, FL 32208 JACKSONVILLE, FL 32208 PLEASE REMIT PAYMENT TO: P.O. BOX 24270 ~ JACKSONVILLE, FL 32241-4270 ORDER NO. | ORDER DATE | CUSTOMER NO. | [Rolex | SLSMN | .02/05/08|*MIsc Bot |IAX|NIC |. 08/08/08. PURCHASE ORD. NO JOB NUMBER | COL/PPD ITEM NO./DESCRIPTION QTY. ORDER/B.O. NET PRICE FEB24S5AB 1.00 1.00 536.000 EA FRIGIDAIRE WALL OVEN (°) 536.00 Serial No. NF73416325 COMMENTS: MISC, CHARGES, oy FREIGHT -00 re [D) SALES TAX 37.52 oo Ad TOTAL 573.52 . . . AMOUNT RECEIVED -00 — AUNMINISTRATIVE TERMS: CASH CUSTOMER EXHIBIT # Q 573.52 eo CEXHIBIT_20 PAGE OF PAGE__ 257 Electric Single Wall Oven Prigidaine: FEB24S5AB 057112080703 Installation Installation Notes: Existing Cabinet Cutout Installation - ttis also possible to install Frigidaire® wall ovens into existing cabinet cutouts with openings greater than dimensions specified in chart below. Wail Oven Model Existing Cutout Height (to be installed) (if greater than) 24° Single 288" For complete installation details on this procedure consult manual packed with product, or download manual at Customer Service, online at www. frigidaire.com. Oven Base Support - * Single wall oven base must be capable of supporting 150 Ibs. Oven Door Swing Clearances — ‘© 24” Down-Swing Door — Allow 19 °° [ EXTERIOR DIMENSIONS WRAPPER DIMENSIONS | CABINET | CUT-OUTDIMENSIONS = CLEARANCE bone Sa [ we ss ser [wm | eve | SE yw | wa _| OT | 26 SWGLE CELL OE ae Poe eee oe | AUIVEINIS TRALIVE LOMPLAWN ey HBT 20.1 EXHIBIT #. 20% PAGE OF Important: Because of continuing product improvements, Electrolux Major Appliances reserves the right to change specifications without notice. Dimension and cutout information is for planning purposes only. For complete installation details consult manual packed with product, or download manual at Customer Service, online at www.frigidaire.com. i POPPE Od 1M UIUOW 430 %zAT JO OBIRYD Ore] & BLUR YIIYM Je SAR DE UII PIed JOU p} ENP Ised seUODeq pur SIIOAU} $143 10 IdJeD94 WON oNp Ss! juNOWe sAOGE ey L ¥EeB-PSE (406) ANOHd S0%z8 VOINOL! ‘XTIANOSHNOVE LAGULS UATIVM L212 ‘ouT ‘sorjsey d ® sR Yq [Pen POSTS ON gor Ww-i aK ATIVE COMPLAINTEXHIBIT. 4 C PAGE ____— ADMINISTR EXHIBIT # f Lo i. vd. » THE HOME DEPOT 6346 . 855 LANE. AVE SOUTH JACKSONVILLE, FL 32205 (904)7616208 634@ 00021 48328 06/01/07 SALE 32 BPUS5O4 11:05 Au wy SY w 043374856132 CARPET MTL 9,86 010306108607 TACK STRIP 8@1.99 15,92 CUSTOMER AGREEWENT # 245580 RECALL ANOUNT 44.66 SUBTOTAL 70.44 SALES TAX 4.94 TOTAL 975.38 HAXXKKK KA RAB 34 VISA 75.38 AUTH CODE 001199/4217457 TA | IQA NI 6346 21 48328 06/01/2007 7 RETURN POLICY DEFINITIONS POLICY ID DAYS POLICY EXPIRES ON A 1 90 08/30/2007 THE HOWE DEPOT RESERVES THE RIGHT TO LIMIT / DENY RETURNS. PLEASE SEE THE RETURN POLICY SIGN IN STORES FOR GETAILS. CREATE THE ULTIMATE BACKYARD. YOU CAN, AT GUR GUTDOOR LIVING EVENT. VISIT THE HOME DEPOT FROM APRIL 23 - HAY 13 ete BA RRR TRIO RO ROR IORI T RON POR BOR IR ARH IT ENTER FOR A_ CHANCE TO WIN A $5,000 HOME DEPOT GIFT CARD! “Your Opinion Counts! Complete the brief survey about your store visit and anter for a chance to win at: ‘www. homedepotop inion, com 7 AN . Se . 7 PAR FICIPE EN UNA PORTUNIDAD DE GANAR REGAL&..DeE*: THD “BE $5,000! ‘- { Downs Cuenta! Completa | : ab +. encudpta sobre su visita a la tienda y tenga la oportunidad de ganar an: Wew. homedepotopinion.com UNA TARJETA DE. oo fansite AUMINISTRALIVE COMPLAINT EXHIBIT #3 EXHIBIT 20-1 pace 45 _ of __PAGE__ 2 THOMAS 245580 ™~. NOT VALID FOR MERCHANDISE PICK-UP AFTER DATE: 06/01/2007 TIME: 12:10:44 svr020a HOME DEPOT, INC. PAGE: 1 CUSTOMER PICK-UP CONFIRMATION DATE: 06/01/2007 STORE: 6346 JACKSONVILLE (RELO) TIME: 11:10:43 eee CUSTOMER PICK-UP WILL-CALL NUMBER 245580W04 Customer : THOMAS, RALLY Company Phone : Home (904) 635-5178 Work (904) 635-5178 Ext Site : 5019 DOLLEN LEA DR. JACKSONVILLE, FL 32208 Reference: KINGSBURY ---+-- QUANTITY ------ REF # SKU ITEM DESCRIPTION PICKED UP REMAINING ROL 192-732 8D 2-1/2" BRIGHT FINISH 1 LB "4.00 0.00 RO2 926-707 PREM PLS EXT LATEX PRIMER 1GAL 1.00 0.00 RO3 352-073 PREM PLS EXT SATIN DEEP 1GAL 1.00 0.00 Balance Due : $0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP" COLUMN ABOVE: lal aalaieeaaeaieeeeaiaieel END OF CUSTOMER PICK-UP WILL-CALL NUMBER 245580W04 CUSTOMER core Prt Z0.! ; hon COW EXHIBIT #2 BRC) 2M rr pace UO of renee, 7 Adoy sswojsng . E6O9ZEOOLO (L086) ‘sly 4) O8GGYZ-9rTE9 “ON L jo. 96e, AIS Lad co Lu “AjuO SAep / JO} 81035 BY} U! PjOY Og jJIM SAH 1e>- ‘nny ig an-yold BSIONVHOUS ao “BWEY BUN) paysod sj le ‘woweeuBy siyj wi payloads asimvayjo Ssajun] “JeuoIssajoig Aq 40 Atenijep ut Jede1 puofag paBewep asipueyosew Jo ‘Jeuoissajoig Aq so jodag awoyH Aq palapio Aljercoul esipueysiew ‘eseysut jyGiupius Aq apeus suojejequeD :suondeoxy “e|qewnjal-uou are (sjuaW}e9s) MOpUIM pue ‘sBULIAAOD jem, Estate ral tiataieal eat dex awos) juaWwuoJIAUS Jo aoeds JI Aanblun aswuayjo Jo ‘pazis ‘pedeys ‘payaew-Jojo9 ‘paraye Ajenbiun ‘7 ‘apew wojsno eve yey) SIEPIOAL : iy O8SSbc-9PE9 “ON HAGHO JO CNA sci | naar | erie [mon 99' vrs Wlol yi0du0 4OM# 434 ~ dNNDtd: HIWOLSNS-40:0N2. | 99° vrs “WLOL ISIQNVHOYAW ate — ——=F PSHOIAWAS 8 ASIGNVHOUAW TIV 40 SIDUVHO TWLO 2007/20/90 -ALVd dNNdid GITNGIHIS seecs | A | IW91 daaQ NiLVS 1x3 Std Waud |vD | oot [| ELo-zSE | cou | g6°81$ WO! YAWNd XILV1 LxXa Sid W3¥d [va | oot | Loz-9z6 | Zou | OL ls / _S1 1 HSINI4 LHOME .z/tzas [va [oor | zezzel | tou | df G3N3id 39 OL ISIONVHOUIW NOOLS: L#dNWDIid HAWOLSND S HED $M | dnydtg sawiojsn PSS-SISF NYS PpOMAs IY o sondern seater epprerceewen AUWINIAINS JOIAUAS GNV SSIGNVHOYSIN £002Z/1-0/90 :23ep siya 10) prea S171 0N0, TWANG unos dz AYNESONIN vonavosea aor ATHANOSYOVE tay ewen Auedwo2 5 éordley/erT too 3003 HLNY c OSTA PEDAXXKKXXXKKXXK 5 WLOL 8Z15-SE9 (p06) X¥L S318 evou oun on. qWiolans 35a Wav ‘ “UOTREpIPA 49)siBa1 yodag awoy e Aq JUaWIaSJOpUa Ue pue TNnOWy 18334 quewAed uodn juowaasfy ue sawosagq siyy “mojaq payuisd saoiAles pue asipueYyaiaul ay} 104 4 LOND, © Ajuo sy styy nassye $ INFWIBUDY YaNOLSM somone vOSNdd ‘uossedsajeg GOZZE 14 ‘ATNANOSYOVr uy sort yOsnda ce TWs GO1L6-806 ( 008) Je1Ue9 19e}UOD HLNOS JAvV ANV1 sss VAY NOLLVOIIVA 8029-182 (706) :eU0Ug = (07139) STIIANOS OVE 9vEQ B101g O8SGGYVZ-9VEO ‘ON | 2°! eBed ADIOANI YAINO.LSND SADIAYNAS TVID4adS LOWE'S HOME CENTERS, INC. 5155 LENOX AVENUE JACKSONVILLE, FL 32295 (904)486-1260 -SALE- SALES #: S1891KT2 1181619 06-07-97 193416 PREMIX ADHgGRT SANDED WHI 19.97 43292 TS ECONOMY GROUT FLoar 26 3.97 43465 Q”STAND PISTON SHTH ROD C 1.97 47896 10 02 sTLIconE TT Wed war 5.36 SUBTOTAL: 31.29 TAX 32218 : 2.20 INVOICE 10729 TOTAL: 93.49 BALANCE DUE: 33.49 CASH : 35.00 CHANGE ; 1.51 1691 TERMINAL: 10 96/07/07 14:06:09 # OF ITEMS PURCHASED: 4 EXCLUDES FEES, SERVICES AND SPECIAL ORDER ITEHS TODO AERA THANK YOU FOR SHOPPING LOWE'S RECEIPT REQUIRED FOR CASH REFUND, CHECK PURCHASE REFUNDS REQUIRE 15 DAY WAIT PERIOD FoR CASH BACK, STORE HGR: BRETT BUTLER HAVE A COMMENT oR FEEDBACK? LET US KHow Ar Li] - LOWES .COM/FEEDBACK STORE CODE: 16310-60707-10720 —. § & R MAINTENANCE & Invoice AAARTAOCTIAATATT TAS 757 TREKKER ST : JACKSONVILLE, FL 32216 Invoice # [aan [os Bill To Michael Scott Description EXHIBIT__ZO-L. pAGE___2t4 anaes) pace £9 _ SPECIAL SERVICES CUSTOMER INVOICE a 5 Pagetof 2 No. 6346-245954 Store 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 Pa 855 LANE AVE SOUTH Contact Center: (800 ) 908-9105 Fat Salesperson: ATT474 = WW JACKSONVILLE, FL 32205 p =o Reviewer: x 5 ld Ou fe # 24595 This is only a QUOTE for the merchandise and services printed below. This becomes an Agreement upon payment CUSTOMER AORN Guay ‘ and an endorsement by a Home Depot register validation. ; SALES TAX Name = Home Phone TOTAL XXXXXKXKXEXKLOSS VISA (904) 635-5178} AUTH cope 9052710201772 A {eine tbe Sty JACKSONVILLE * hea LD Eb 7 7 DUVAL TQUOTE is valid for this date: 06 VALINE ie srcharidise sold t | 254-827 | | R02 | 242-517 | Ros | aiean2 |. | Roa | 451-495 | 1.00 | Al § GALLON BUCKET GRID | 423-629 | 5.00 | EA| 1.25 X 6 FT GALV CORNERBEAD | Roe | 155-395 | 2.00 | EA| 1x4-8 APPEARANCE GRADEPT __ A\ WE | ro7 | 461076 | 1.00 | eal 1,5/4"x36" OAK THRESHOLDS SSC“‘C™SCO#C*d | Ros | 105-279 | 1.00 | EA| EVERMORE EXT SG- BA | Roo | sea3az [1.00 | EA CSQBASE SALT | Rio | 565-448 [72.00 | LF] CSR SDH PRIMED 7/16x11/16 iquely altered, color-maiched, shaped, sized, or otherwise uniquely iments) are non-returnable. Exceptions: Cancellations made by midnight on the third business day aftept incorrectly ordered by Home Depot or by Professional; or merchandise damaged beyond repair in delivery or by Professional. Unless otherwise ‘specified in this Agreement, all returns must be ma Depot's posted time frame. . WILL-CALL HANDISE PICK-UP Will-Call items will be held in the store for 7 days only. Check your current order status online at www.homedepot.com/orderstatus “Je lof 2 No. 6346-245954 Wa Customer Copy (9801) 01003764822 ON z_ so ze “ODEO _" (4 vS6Sv Adog s9wo0}sn7 —— JACKSONVILLE, FL 32205 (904)7816208 6346 00020 94902 06/05/67 SALE 72 8TTA74 «(05:49 AW CUSTOMER AGREEMENT # 245955 RECALL AMOURT 172.44 SALES TAX 12,08 : TOTAL $184.52 XXKAXXXKAXXKBOS4 VISA 164.52 AUTH CODE 005271/0201772 TA | WAI uuu THE HOME DEPOT RESERVES THE RIGHT TO LIMIT / DENY RETURNS. PLEASE SEE THE RETURN POLICY SIGN IN STORES FOR DETAILS, CREATE THE ULTIMATE BACKYARD. YOU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT THE HOME DEPOT FROM APRIL 23 - MAY. 13 ERA OR Oni i i iit ai a aioe i fete itis eae ENTER FOR A CHANCE TO WIN A $5,000 HOME DEPOT GIFT CARD! Your Opinion Counts! Complete the brief survey about your store visit and enter for a chance to win at: www. homadepotcpinion.com IPARTICIPE EN UNA OPORTUNIDAD DE GANAR UNA TARJETA DE REGALO DE THD DE $5,000? {Su Opinién Cuenta! Complete la breve encuesta sobre su visita a Ja tienda ¥ tenga la oportunidad de ganar en: _ www. homedepotopinion.com User ID: 196439 190113 ‘ Password: 7305 #190093 Entries must be entered by 07/05/2007. Entrants must be 18 or older to enter. See complete rules on website. No purchase necessary. ADMINISTRAT EXHIBIT #; SNOILIGNOS ONV SINHAL PSGSbe-SPED “ON UACYO JO GNA ZS'PSLs on Oo = > r ie) > : a 6) m ae con ies 3 | | > | q rm om 5. fe) 5 mm B®. n- m [= E-) i=) m E) 4 o par > = DIME 18- 4Mid WANOLSHIO GN VVTLIS 2002/90/90 -ALVG dN¥3id G3F1NGIHIS “WIOL ASIGNVHOYIN ‘df GINIid 38 OL ISIGNVHIHIW NIOLS —____{penunueg) L# dNNdid YAINOLSND panuyjuod - JDIOANI YAIWOLSND SADIAYAS IVID3d5 HED | dnyag sawWoIsNy §POS-GISANMS PIA 4IH SVINOHL ‘owen ise] VSG6GVZ-9OVES “ON Z 1°02 eed Ta THE HOKE DEPOT 6346 855 LANE AVE SOUTH JACKSONVILLE, FL 32205 (904}7816208 6346-0020 94902 i G6/05/67 | SALE | 72 AITS74 05:49 AM t CUSTOMER AGREEMENT # 245954 RECALL AMOUNT 172.44 SALES TAX 12.08 : TOTAL $184.52 XXXXXXXXXXXXBOI4 VISA 184.52 AUTH CODE 005271/0201772 TA PULA AY 6 20 94902 06/05/2007 8491 THE HOME DEPOT RESERVES THE RIGHT TO LIMIT / DENY RETURNS. PLEASE SEE THE RETURN POLICY SIGN IN STORES FOR DETAILS. CREATE THE ULTIMATE BACKYARD. YOU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT THE HOME DEPOT FROM APRIL 23 - MAY 13 IRI I I ROR I a HOR Toi i i ieitok etn 3 at i ENTER FOR A CHANCE TO WIN A $5,000 HOME DEPOT GIFT CARD?! Your Opinion Counts! Complete the brief survey about your stcre visit and enter for a chance to win ats EXHIBIT_20-(_ ADMINISTRATIVE COMPLAINT PAGE_27__ EKHIBST 4 P. GE/ S2 of cnn sfore 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 VALIDATION AREA 855 LANE AVE SOUTH Contact Center: (800 ) 908-9105 wt SPECIAL SERVICES CUSTOMER INVOICE g Page tof 2 No. 6346-246142 Ke m JACKSONVILLE, FL 32205 Salesperson: GDS084 e Reviewer: = & 3 . . . CUSTOMER AGREENENT 2 This is only a QUOTE for the merchandise and services printed below. This becomes an Agreement upon payment “USTORE ail z and an endorsement by a Home Depot register validation. ™ SAL = Name Home Phone TOTAL 3 ANXEXXXEXAXKBOS4 VISA 4 (904) 635-5178 | irw cone vossas/9191344 u F pam 5 Sul macy = JACKSONVILLE i any Zip be TQUOTE is valid for this date: 65/06/2007 a Tf G ax < < ti aw MERCHANDISE AND SERVICE SUMMARY "eRandise told ctstomers: tern REF #W14 SKU #515-664 Customer Pickup / Will Call "FIRM GRIP"LATEX GLOVES LARGE TYLO BED/BATH - PB JLO 180 VANITY & WALL SEALER TRIM QUICK COLOR GLOSS BLACK SPRAY BIN PORCELAIN TEWOTPONT 7 SSCS SLAW BOWL - OTHER BRANDS / ta *** CONTINUED ON NEXT PAGE "=" _ Returns: A 15% restocking fee applies to rie pe special orders, i.e., special order merchandise that is not custom made. Special orders that are custom made, i.e., uniquely altered, color-matched, shaped, sized, of otherwise uniquely designed or fitted to accommodate th on the third business day al chase; merchandise incorrectly ordered by Home Depot or by Professional; or merchandise damaged beyond repair in delivery or by Professional. Untess otherwise specified in this Agreement, all teturns must be m: Depot's posted time frame. Page lof 2 No. 6346-246142 Customer Copy ; (9801) 0100326849 WILL-CALL JANDISE PICK-UP Will-Call items will be held in the store for 7 days only. Check your current order status online at www.homedepot.com/orderstatus | THE HOME DEPOT 6346 855 LANE AVE SOUTH JACKSONVILLE, FL 32205 (904)7816208 6346 00019 03772 06/06/07 SALE 32 GDS084, : SOX OS" CUSTOMER AGREEMENT # 246142 RECALL AMOUNT 87.07 SALES TAX 6.09 TOTAL $93.16 HXXAXXKAXXXXBO34 VISA 93.16 AUTH CODE 006989/9191344 TA LOAM 6 19 03772 06/06/2007 1 THE HOWE DEPOT RESERVES THE RIGHT TO LIMIT / DENY RETURNS. PLEASE SEE THE RETURN POLICY SIGN IN STORES FOR DETAILS. CREATE THE ULTIMATE BACKYARD. YOU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT THE HOME DEPOT FROM APRIL 23 - MAY 13 FAIR RIOR II A IIR I TR TTR TA TIA RT RAI ENTER FOR A CHANCE TO WIN A $5,000 HOME DEPOT GIFT CARD! Your Opinion Counts! Complete the brief survey about your store visit and enter for a chance to win at: www, homedepotopinion.com iIPARTICIPE EN UNA OPORTUNIDAD DE GANAR UNA TARIETA DE REGALO DE THD DE $5,000! iSu Opini6n Cuenta! Complete la breve encuesta Sobre su visita a la tienda ¥ tenga la oportunidad de ganar en: www. homedepotopinion.com User ID: 14179 7852 Password: 7306 7833 Entries must be entered by 07/05/2007. Entrants must be 18 or older to enter. See complete rules on website. No EXHIBITZ0=1 (PAGE is i dW co Chih t EXHIBIT. #4 Page 54 SNOILIGNOD GNV SINYAL TrLOPZ-9PE9 “ON HAGHO AO GNA ang a9NVviva W1LOL 60°9$ W101 wi0u0 SADIAUAS 8 SSIGNVHOYAIN T1V 4O SADYVWHO 1V.LOL YL M# 434 * dNNSId HINOLSND 30 GNI ed ran! LLY 2002/20/90 :3LVG did G31NGIHI! Fil GNV aN YaMOHS WOORV zoge [va | 00'L 7 WaSVaW530 ONINIHDIT Gaswauo Zoze [va | 00"! ‘df Gadd 39 OL ASIGNVHIYIW NIOL: Tiow-z1 oIsva ALNNoa | v3 | / “W1OL ISIGNVHIYAW OLSND _f (penuquay) penunuog - JOIOAN! HSIWOLSND SSDIAYAS 1VIDAc L# dNwold Y3IN HED WM | dnysid awoysng § ~99-G1S# NAS Pls dau SVIWOHL ‘owen 3se] ZVLOVZ-OVEO “ON Z #02 ed ¢ i THE HOME 3 3-t BAR i JACKSORYTLEE > SALE eh t 3 oh XXAXKNA AUTH CCD: na Sad 2G poe ENTER TO HOME Your Vere the driar - and ents: WW. tur a NE ys. k iSu Gpinién Suante encuesta sobre su User i156: 198913.192527 _ Password: 77083 192567 Entries must be’ entered oy 97/08/2007, Entrants must te i8 or ctdef to anter. 1 & LUNVEXHIBIT 20. | OF —___ { (__ Page 1 of 2 No. 6346-246408 N SPECIAL SERVICES CUSTOMER INVOICE 4] } Store 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 3 si VALIDATION AREA . 855 LANE AVE SOUTH Contact Center: (800 ) 908-9105 E | nae Tre Sa poneny @ JACKSONVILLE, FL 32205 Salesperson: DPU504 2 Wl SALE v2 DF E Reviewer: SURTOMEER AGREEMENT 2 24440 >< < + rare This is only a QUOTE for the merchandise and services printed below. This becomes an Agreement upbn payment RECALL ANOURT or and an endorsement by a Home Depot register validation. BALES TAX TOTAL 4 VISA 2 ST/PQOLLES ir LAL Ni Home Phone (904) 635-5178 wey PAAR AAA AUTH COBE 0 oe 929 ae o ISTRALIVE CU o Ke [=] - ot Job Description ah mec’ JACKSONVILLE S’KINGSBURY\ SSCisd ‘QUOTE is valid for this date= 06/08/2007 ao & 20 = fe the MERCHANDISE AND SERVICE SUMMARY mécchandise Sade das REF #WOS SKU #515-664 Customer Pickup / Will Call 7.97 SUBTOTAL 155.96 SALES TAX 10.92 TOTAL $166.88 XXXAXXAXXEXXBOS4 VISA 166.88 AUTH CODE 005360/01913i4 TA gna AE 2 06/05/2007 08 RETURN POLICY DEFINITIONS POLICY 10 DAYS POLICY EXPIRES ON A 1 30 09/03/2007 THE HOME DEPOT RESERVES THE RIGHT TO LIMIT / DENY RETURNS. PLEASE SEE THE RETURN POLICY SIGN IN STORES FOR DETAILS. CREATE THE-ULTIMATE BACKYARD. YOU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT THE HOME DEPOT FROM APRIL 23 - MAY 13 FORT TTR TORT TAT INR RIOR Sk kA ENTER FOR A CHANCE TG WIN A $5,000 HOME DEPOT GIFT CARD?! Your Opinion Counts! Complete the brief survey about your store visit and enter for a chance to win at: www. homedepotopinion.com iPARTICIPE EN UNA GPORTUNIDAD DE GANAR UNA TARIETA DE REGALO DE THD DE $5,000r iSu Opinién Cuenta! Complete la breve encuesta sobre su visita a la tienda y tenga la oportunidad de ganar en: www. homedepotopinion.com User ID: 13039 6712 ADIVENISTRALIVE COMPLAINT 20-4 EXHIBIT #23 5 PAGE ——— EXHIBI ofr PAGE_—_——— SPECIAL SERVICES CUSTOMER INVOICE 4 3 page tof 2 No. 6346-246009 Store 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 1 | VALIDATION AREA 855 LANE AVE SOUTH Contact Center: (800 ) 908-9105 ao SALE Dore wiles es ars wowed JACKSONVILLE, FL 32205 Salesperson: GDS084 = Fa SALE 32 GDS ; Reviewer: wad . . . . . ly Q HS 7 - ane This is only a QUOTE for the merchandise and services printed below. This becomes an Agreement upon payment USTONER AGREEMENT UMTS and an endorsement by a Home Depot register validation. ADDL HDSE SUBTOTAL ~ — Home Phone SUBTOTAL BALES TAX o (904) 635-5178 Ae ia Werk Phone () - XXXXXXXXXXXXBOI4 VISA a Campany Name AUTH CODE 0536070191314 jo] a ‘ob Description’ KINGSBURY yn 2 County" DUVAL te yalt : ni *QUOTE is valid for this date: 06/05/2007 a MERCHANDISE AND SERVICE SUMMARY ™ 3 éatomers: Mer ce REF #WOB SKU #515-664 Customer Pickup Will Call We ran 5) Be SS No a AR ik 1,3/4X36 BR.G Ly | s959 | $19.18 | 3D 1-1/4" BRIGH | __ $1.70 | $1.70 | R01 | 461-093 [Roz | 192-546 | | £A| T FINISH 1 LB RO3 | 507-765 1.00 R04 | 565-498 45.00 | Ros | 927-414 | 8.00 | LF| WM620 PINE BASE 9/16X4 1/4 | Ros | 225-550 | 48.00 | LF| BASE PRIMED 7/16 X 2-1/4 726 | no7 | 497-761 | 1.00 | EA] OAKMONT 24- 36X80 CHERRY ANN: MERCHANDISE TOTAL: $147.99 END OF CUSTOMER PICKUP - REF #WO8 al'spécial orders, i.e., special order merchandise that is not custom made. Special orders that are custom made, i.e., uniquely altered, color-matched, shaped, sized, or otherwise uniquely articular space or environment (some examples are cabinetry, countertops, floor and wall coverings, and window treatments) are non-retumable. Exceptions: Cancellations made by midnight on the third business day chase, merchandise incorrectly ordered by Home Depot or by Professional, or merchandise damaged beyond repair in delivery or by Professional. Unless otherwise specified in this Agreement, all retums must be mat Depot's posted time frame. Customer Copy (9801) 0100326686 WILL-CALL JANDISE PICK-UP Will-Call items will be held in the store for 7 days only. Check your current order status online at www.homedepot.com/orderstatus Page 1of 2 No. 6346-246009 a SPECIAL SERVICES-CUSTOMER INVOICE - Continued Last Name: THOMAS Page 2of 2 No. 6346-24600‘S TOTAL CHARGES OF ALL MERCHANDISE & SERVICES ORDER TOTAL $147.99 | tara, | $158.35 |__Batanceoue |" $158.35 END OF ORDER No. 6346-246009 TERMS AND CONDITIONS “sh QhA _ Pan & 2 2 eB) oO al 2 Dope 2 wy se kad a Page 2 of 2 No. 6346-246009 Customer Copy Page No. i of é Pages Proposal GENERAL METALS & PLASTICS, iS. 300055764 2727 Waller Street Jacksonville, Florida 32205 (204) 354-3224 he FAX (904) 354-3225 . PROPOSAL SUBMITTED O " jr / ae y Ty TT a "7 732 Kinnallaty Wawel? JOB LOCATION i / We hereby submit specifications and esti ° ee & , / 4 , we le So OBE J ERLE | if We. OMe way ec y EXHIBIT__26-L PAGE__2%2¢e __ We, ropose her by to furnish material and labor — complete in accordance with above Specifications, for the sum of: i AME \ All material is guaranteed to be as specified. All work to be completed in a workmanlike ed manner according to standard practices. Any alteration or deviation from above specifications Sina involving extra costs will be executed only upon written orders, and will become an extra charge over and above the estimate. Ail agreements contingent upon strikes, accidents or delays beyond our control. Owner to carry fire, tornado and other necessary insurance. Our workers are fully covered by Workman's Compensation Insurance. Note: This proposal may be oF withdrawn by us if not accepted within F ra Acceptance of Proposal — The above prices, specifications and conditions are satisfactory and are hereby accepted. You are authorized Signature to do the work as specified. Payment will be made as outlined above. 4 Date of Acceptance: Signature’ FR AGE :] THOMAS 242540 svr022a HOME DEPOT, INC. PAGE: 1 MERCHANDISE RETURNED DATE: 06/01/200 STORE: 6346 JACKSONVILLE (RELO) TIME: 15:42:50 CUSTOMER ORDER: 242540 Customer : THOMAS, RILEY Company Phone : Home (904) 764-2702 Work (904) 764-2702 Ext Site : 2144 ROWE AVE JACKSONVILLE, FL 32208 Reference: 4732 KING BERRY QUANTITY REF # SKU SKU DESCRIPTION RETURNED R15 810-308 3/4IN IN-LINE VALVE-THREADEDFEMALE 1.00 CUSTOMER'S STGNATURE —~ CUSTOMER COPY ALAM! NID UNIV Guiv LA, lO-¢ ExnipiT #9 EXHIBIT_22 1 pace &Z og _ THOMAS 242540 NOT VALID FOR MERCHANDISE PICK-UP AFTER DATE: 05/04/2007 TIME: 12:47:43 svr020a HOME DEPOT, INC. PAGE: = - 1 CUSTOMER PICK-UP CONFIRMATION DATE: 05/04/2007 STORE: 6346 JACKSONVILLE (RELO) oO TIME: 11:47:42 neieeeneneeieeiieiaieieieeta te ee CUSTOMER PICK-UP WILL-CALL NUMBER 242540W20 Customer : THOMAS, RILEY Company Phone : Home (904) 764-2702 Work (904) 764-2702 Ext Site : 2144 ROWE AVE JACKSONVILLE, FL 32208 Reference: 4732 KING BERRY rr QUANTITY ------ REF # SKU ITEM DESCRIPTION PICKED UP REMAINING ROL 193-712 3/4 X 10 PVC40 PE PIPE 1.00 0.00 RO2 305-880 RIDGID D GRIP HANDLE 16" DRAIN SPADE 2.00 0.00 RO3 571-666 3/4"X1/2" PVC TEE SXSXFPT 10 PACK 4.00 0.00 RO4 571-649 3/4 PVC TEE sxsxs 10/PK 3.00 0.00 RO5 188-131 3/4" PVC MALE ADAPTER SXMPT 9.00 0.00 ROG 188-174 3/4" PVC CAP SLIP 10.00 0.00 RO7 639-179 HOSE & PVC TUBE CUTTER 1.00 0.00 ROS 571-621 3/4 PVC 90 ELBOW Sxs 10/PK 2.00 0.00 ROO 571-635 3/4 PVC COUPLING Sxs 10/PK 2.00 0.00 R10 389-358 CUT OFF RISER 10 PACK 2.00 0.00 R11 881-839 18-5 SPRINKLER WIRE BURIAL 50FT 1.60 0.00 R12 206-848 OUTDOOR TIMER BOX 1.00 0.00 R13 365-343 TIMER 6 ZONE DUAL PROGRAM 1.00 0.00 R14 632-705 1IN RPZ BACKFLOW PREVENTER 1.00 0.00 R15 810-308 3/4IN IN-LINE VALVE-THREADEDFEMALE 4.00 0.00 R16 155-691 160Z PVC CEMENT WET/DRY 1.00 0.00 R17 784-893 3/4" PVC BALL VALVE SLIP SCH40 1.00 0.00 R18 580-563 3IN POPUP WITH 180 DEGREE NOZZLE 12.00 0.00 R19 580~591 4IN POPUP WITH 180 DEGREE NOZZLE 19.00 0.00 Balance Due : $0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP" COLUMN ABOVE: CUSTOMER'S SIGNATURE STORE COPY ISTRALTIWE Uta BALNT PARRY anon nnn nee eee END OF CUSTOMER BICK-UR WILL-CALL NUMBER 242540820 EXHIBIT —TExHiBIT_ 22“ PAGE 2 OF __—ae ag \ THE HONE DEPOT 6346 855 LANE AVE SOUTH JACKSONVILLE, FL 32205 (904)7816208 6346 00024 74682 06/01/07 RETURN 32 GLD984 = 03:48 PN ~~“ REFUND ~*~ * ORIG REC: NO RECEIPT * CUSTOMER AGREEMENT # 242540 RECALL AMOUNT -11.97 SALES TAX -0.84 TOTAL -$12.81 AXXXKKXHXKXXNBO34 VISA -12.81 INVOICE 4240337 TA “ww REFUND ~~ CUSTOMER COPY CREATE THE ULTIMATE BACKYARD. ¥GU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT THE HOME DEPOT FROM APRIL 23 - MAY 13 eee ee ee ere ENTER FOR A CHANCE TO WIN A $5,000 HOME DEPOT GIFT CARD?! Your Opinion Counts! Complete the brief survey about your store visit and enter for a chance to win at: wu. homedepotopinion.com iPARTICIPE EN UNA OPORTUNTIDAD DE GANAR. UNA TARIJETA DE REGALO DE. THD DE $5,000! iSu Opinién Cuenta! Completa la breve encuesta sobre su visita a la tienda y tenga la oportunidad de ganar en: Www. homedepotopinion.cam User ID: 155999 149677 Password: 7301 149653 Entries must be entered by 97/01/2007. Entrants must be 18 or older to enter. See complete rules on website. No purchase necessary. AUMUNIS TRAL IVE CON A PRHIBIT_22-c EXHIBIT #3 PAGE 224 PAGE WY og XHIBIT_Le- + SPECIAL SERVICES CUSTOMER INVOICE Store 6346 JACKSONVILLE (RELO) = Phone: (904 ) 781-6208 & page rot 2 No. 6346-245462 “855 LANE AVE SOUTH Contact Center: (800 ) 908-9105 Ww PFE ee THES “A JACKSONVILLE, FL 32205 Salesperson: DPU504 oO wa THESHS An Reviewer: 2S = _ . . . . a CUSTOMER NENT $ 245462 This is only a QUOTE for the merchandise and services printed below. This becomes an Agreement upon payment ONER ath AMOUNT and an endorsement by a Home Depot register validation. ; ADDL MDSE SUBTOTAL Neme Home Phone SUBTOTAL (904) 635-5178 SALES TAX “a= 5019 DOLLEN LEA DR. Work Prone 0) - XXXMMAXXXXXKEOS4 VISA PT) Ba teste JACKSONVILLE Job Description KINGSBURY Zip County DUVAL SOLD TO TQUOTE is valid for this date: MERCHANDISE AND SERVICE SUMMARY "erchandise Soidta caster CUSTOMER PICKUP #1 REF #W20 SKU #515-664 Customer Pickup | Will Call 18" PREMIUM PLUG IN 697-865 : aa YW | Ros | 223-429 QE | Roo | 223673 | 4.00 | FAI | rio | 224-175 | 3.00 | Al *** CONTINUED ON NEXT PAGE *** Returns: A 15% restocking fee applies to ‘ eg eg jal orders, i.e., special order merchandise that is not custom made. Special orders that are custom made, i.e., uniquely altered, color-matched, shaped, sized, or otherwise uniquely te designed or fitted to accommodate the Deis, 4 Particular space or environment (some examples are cabinetry, countertops, floor and wall coverings, and window treatments) are non-returnable. Exceptions: Cancellations made by midnight on the third business day af [-ptifchase; merchandise incorrectly ordered by Home Depot or by Professional; or merchandise damaged beyond repair in delivery or by Professional. Unless otherwise specified in this Agreement, all IN Customer Copy (9801) 0100325957 WILL-CALL JANDISE PICK-UP Will-Call items will be held in the store for 7 days only. Check your current order status online at www,homedepot.com/orderstatus ‘Page 1 of 2 No. 6346-245462 SPECIAL SERVICES CUSTOMER INVOICE - Continued Last Name: THOMAS Page 20f 2 No. 6346-245462 CUSTOMER PICKUP #1 REF #W20 SKU #515-664 Customer Pickup | Will Call | y | $3.53 $3.53 | R12 | | __ 1.00 | PK] 3W SWITCH 6PK WHITE ly | $5.94 $5.94 | R13 | 221-986 | _1.00 | EA| SMR,SOAMP 125/250V,3P 3WIRE NG ly | ° $8.62 | $5.62 {R14 | 879-282 | _1.00 | BD] SHIMS - HOMEOWNER DIY PACK | y | so.99 | $0.99 | R15 | 167-929 | 4.00 | EA| 2X4-8FT. NO.2 PRIME PT SYP | y | s2.97 | $11.88 | rie | 288-733 | 1.00 | EA| 1/2X4 HEX,SLEEVE ANCHOR, 10 PK | y | 11.97 | $11.97 } R17 | 332-216 | 1.00 | EA] DEFIANT TULIP PRIVACY LOCK PB JLO 90/ ly | 87.47 | $7.47 } Ris | 601-071 | 1.00 | EA| 32X80 HC LH GPANEL MLD PH FLAT JMB / | y | $91.00 | $91.00 | R19 | 553-777 | _2.00 | EA| 4X8 BIN OC SELECT SIERRA HARDIE PNL / | y | s21.99 | $43.98 | MERCHANDISE TOTAL: $243.09 : — — —— J -END-OF CUSTOMER PICKUP - REF #W20 TOTAL CHARGES OF ALL MERCHANDISE & SERVICES. ORDER TOTAL MESES |___satestax [$17.03 | | Toral [6260.10 | SCHEDULED PICKUP DATE: 06/01/2007 [anance ue | s260.40 | C END OF ORDER No. 6346-245462 TERMS AND CONDITIONS : me _ OF EXHIBIT #2 Page 2of 2 No. 6346-245462 Customer Copy THOMAS 245462 NOT VALID FOR MERCHANDISE PICK-UP AFTER DATE: 05/31/2007 TIME: 13:03:46 svr020a HOME DEPOT, INC. PAGE: 1 CUSTOMER PICK-UP CONFIRMATION DATE: 05/31/2007 STORE: 6346 JACKSONVILLE (RELO) TIME: 12:03:45 cletaiaiataietetetatatatetatatatatabiaieteieiietcietdeetaiets CUSTOMER PICK-UP WILL-CALL NUMBER 245462W20 Customer : THOMAS, RALLY Company Phone : Home (904) 635-5178 Work (904) 635-5178 Ext Site : 5019 DOLLEN LEA DR. JACKSONVILLE, FL 32208 Reference: KINGSBURY ------ QUANTITY ------ REF # SKU ITEM DESCRIPTION PICKED UP REMAINING ROL 243-648 18" PREMIUM PLUG IN 1.00 0.00 R02 745-064 3/4X1/2 PVC THRD BUSHING MIPTXFIPT 1.00 0.00 RO3 217-425 BRASS LOCK UP KIT 2.00 0.00 R04 697-865 15A SP SWITCH WHITE 10PK 1.00 0.00 ROS 526-029 CHROME DUPLEX 5.00 0.00 RO6 526-010 CHROME TOGGLE 1.00 0.00 RO7 430-399 ROTARY RPLMNT KNOBS, WHITE 2.00 0.00 ROS 223-429 1G SWITCH PLATE WHITE 4.00 0.00 ROO 223-673 1G DUPLEX PLATE WHITE 4.00 0.00 R10 224-175 1G BLANK BOX MOUNT PLATE WHITE 3.00 0.00 R11 697-882 15A RECEPT 10PK WHITE _ 1.00 0.00 R12 649-417 3W SWITCH 6PK WHITE 1.00 0.00 R13 221-986 SMR,50AMP 125/250V,3P 3WIRE NG 1.00 0.00 R14 879-282 SHIMS - HOMEOWNER DIY PACK 1.00 0.00 R15 167-929 2X4-8FT. NO.2 PRIME PT SYP 4.00 0.00 R16 288-733 1/2X4 HEX,SLEEVE ANCHOR, 10 PK 1.00 0.00 R17 332-216 DEFIANT TULIP PRIVACY LOCK PB JLQ 90 1.00 0.00 R18 601-071 32X80 HC LH 6PANEL MLD PH FLAT JMB 1.00 0.00 R19 553-777 4X8 8IN OC SELECT SIERRA HARDIE PNL 2.00 0.00 Balance Due : $0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP" COLUMN ABOVE: CUSTOMER COPY ate ADMINISTER CUSTOMER PICK-UP WILL-CALL NUMBER 245462W20 eH en STRATIVE COMPLAINT. EXHIBIT 2o-¢ IIT PAGE__23t _ PAGE _&7 OF AUMINISTRATIVE COMPLABNHIBIT__2<- | EXHIBIT # PAGE VS oF PAGE 233 6346 UUU2Z0 93227 05/31/67 SALE 72 TWOBHG 11:57 Al 010306209007 FLOOR SCRAP 19.96 045325140291 1/2" MASONBT 4.49 010186375762 10LB GROUT 10.49 4897014740208 SL WHITS 25.99 767212068319 16X16 TILE 2.97 010186405841 THINSET 4.47 CUSTOMER AGREEMENT # 245462 RECALL AMOUNT 243,99 SUBTOTAL 450.50 SALES TAX 31,53 TOTAL $482.03 XXXXXXXXXXXXBNI4 VISA 482.93 AUTH CODE 031944/5201679 TA URNA AL 20 93227 05/31/2007 5661 RETURN POLICY DEFINITIONS POLICY ID DAYS POLICY EXPIRES ON A 1 90 08/29/2097 THE HOME DEPOT RESERVES THE RIGHT TO LIMIT / DENY RETURNS. PLEASE SEE "HE RETURN POLICY SIGN IN STORES FOR DETAILS. CREATE THE ULTIMATE BACKYARD. VOU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT. THE HOME DEPOT FROM APRIL 23 - MAY 13 eve ere ee eee ee ede eee ede Ae ee Re air ieee eae eee ieee ENTER FOR A CHANCE TO WIN A $5,000 HOME DEPOT GIFT CARDI Your Opinion Counts! Complete the brief survey about your store visit and enter for a chance to win at: wwv. homedepotopinion.con iIPARTICIPE EN UNA OPORTUNIDAD DE GANAR UNA TARIJETA DE REGALO DE THD DE $5,0001 iSu Opini6n Cuenta! Complete ta breve encuesta sobre su visita a la tienda y tenga la oportunidad de ganar en: www. homedepotopinion.com User ID: 193089 186763 Password: 7281 186743 ee Bee ; THE HOME DEPOT 6346 855 LANE AVE SOUTH . JACKSONVILLE, FL 32205 (904) 7816208 _ + 6346 00019 99614 95/29/07 iALE pons 4 32 THEBHG = 03248 Pi CUSTONER AGREEMENT # 245215 RE CALL AMOUNT 77.18 SALES TAX 5.41. : TOTAL $82.59 XXX KX NOS 4 VISA 82.59 AUTH €ODE 029678/7191119 TA ung THE HOME DEPOT RESERVES THE RIGHT > LIMIT / DENY RETURNS. PLEASE SEE THE RETURN policy si IN STORES FOR * DETA, . CREATE THE ULTIMATE BACKVARD.- YOU CAN, AT OUR OUTDOOR LIVING EVENT. VISIT THE HOME DEPQT, FROM APRIL 23 - MAY 13 BRIS RIGID IR TOR IR RIOT RITA T ENTER FOR A CHANCE TO WIN A $5,000. HOME DEPOT GIFT CARD! Your Opinion Counts! Complete the brief survey about your store visit i - and enter for a chance to win ats www. homedepotopinion.com ZPARTICIPE EN UNA OPORTUNIDAD DE GANAR UNA TARIJETA DE REGALO DE THD DE $5,000! - {Su Opinién Cuenta! Complete la breve -“gncuesta sobre su visita a la tienda y tenga la oportunidad de ganar en: : vw .honedepotopinion.com User ID: Bone 499538 we “ Te, ALMINISTRATIY E " bh Exuiarn ‘ COMPLAINT PAGE GE le] op AGE EXHIBIT_2o- THOMAS 245215 NOT VALID FOR MERCHANDISE PICK-UP AFTER DATE: 05/29/2007 TIME: 16:51:19 svr020a HOME DEPOT, INC. PAGE: 1 CUSTOMER PICK-UP CONFIRMATION DATE: 05/29/2007 STORE: 6346 JACKSONVILLE (RELO) TIME: 15:51:18 wen nnn nn nnn eee eee CUSTOMER PICK-UP WILL-CALL NUMBER 245215W13 Customer : THOMAS, RALLY Company Phone : Home (904) 635-5178 Work (904) 635-5178 Ext Site : 5019 DOLLEN LEA DR. JACKSONVILLE, FL 32208 Reference: KINGSBURY moose QUANTITY ------ REF # SKU ITEM DESCRIPTION PICKED UP REMAINING RO1 202-460 SGL. GANG OLD WORK OUTLET BOX 2.00 0.00 RO2 697-882 15A RECEPT 10PK WHITE 2.00 0.00 RO3 223-673 1G DUPLEX PLATE WHITE 21.00 0.00 RO4 260-125 1G OVERSIZED SWITCH PLATE WHITE 6.00 0.00 ROS 223-513 2G SWITCH PLATE WHITE 3.00 0.00 RO6 223-575 3G SWITCH PLATE WHITE 2.00 0.00 R07 614-287 15A-120V GRND SP SWITCH WHITE 5.00 0.00 RO8 152-990 PLC 50W MR16 12V FLOOD HALOGEN 1.00 0.00 ROO 856-371 1" EMT 2HOLE STRAP 4PK 1.00 0.00 R10 206-444 15FT-30FT GEAR DRIVE SPRINKLER 1.00 0.00 R11 590-897 3 PC.ELECTRICIAN'S TOOL SET 1.00 0.00 R12 294-306 3/4X1/2 PVC BUSHING SPIGXFIPT 1.00 0.00 Balance Due : $0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP" COLUMN ABOVE: adalat taetaietetetaiatatetatatelatatat tat atatetated END OF CUSTOMER PICK-UP WILL-CALL NUMBER 245215W13 7 CUSTOMER COPY * ADMINISTRATIVE COMPLAIN apy Q-« EXHIBIT # 29s Page 7O__ oz. a SPECIAL SERVICES CUSTOMER INVOICE page tof 2 No. 6346-245215 Store 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 | VALIDATION AREA 855 LANE AVE SOUTH Lon een oo < Contact Center: (800 ) 908-9105 JACKSONVILLE, FL 32205 Salesperson: TW63HG Reviewer: only services printed below. This becomes an Agreement upon payment and an’endorsement by a Home Depot register validation. Name E Home Phone (904) 635-5178 ob Description KINGSBURY 7° 32208 County ~DUVAL MERCHANDISE AND SERVICE SUMMARY "#cfariissXd cialonaners |___1.00 | eal Pic sow m 856.371 | 1.00 | 206-444 | 1.00 | Returns: A 15% restocking fee applies to .€., uniquely altered, color-matched, shaped, sized, or otherwise uniquely g bE floor and wall coverings, and window treatments) are non-retumable. Exceptions: Cancellations made by midnight on the third business ANS chase; merchandise incorrectly ordered by Home Depot or by Professional; or merchandise damaged beyond repair in delivery or by Professional. Unless otherwise specified in this Agreement, all returns must be mai Customer Copy (9801) 0100325620 WILL-CALL JANDISE PICK-UP Will-Call items will be held in the store for 7 days only. Check your current order status online at www.homedepot.com/orderstatus Page t of 2 No. 6346-245215 seo souioisn9 GLZGVZ-9VEO ON =z 107 Fra | ie Qin SIN) E oo = $< al = om = t 3 te > 3 a Za aon sey a zi a SNOILLIGNOD GNV SINHAL SLZSbe-9PE9 “ON HIGHO.JO°CNG - eszer_ | aazwva | BILLS W401 430Y0 CL M4494- did BIWOESND 40-0Na “TWWLOL ISIONVHOYIIN |evos | eros A | fuezes | coves [A -3SIGNVHOUAWN TIV 40 SIDYVHD TW.LC LOOZIOEISO -ALVG dNWIid G21NGIHIS idiSXDIdS ONIHSNG DAd Z/Lxv/e [wa | oot «| 90E-vez | zZLu | 43S 1001 S.NvioILoaTaOd € [va | oof | zeasoes [| 11y 01S ‘dN G3NIid 34 OL ISIGNVHIWIWN H {panujwog} i a L# dNDIid HAIWOLSND: panuyuod - JOIOANI YAWOLSND SADIAUAS WWI0adS HED HLA | dnyatq sawoysny §—799-GIGH NS ELM# Jae SVIWOHL ‘owen ise] GLOGVC-9OVES ON Z 192 28ea 7 ‘NORWOOD SUPPLY ETE sane Fr 0 we 08, PY KEY, 3 CREGTER (904) 768-6818 / FAX (904) 768-4344 SAVING: see? , _~ Me bowl att Y73xu Civshurr SHIP VIA TERMS SALES: a) (em ; SCRIPTION Po] : | | UB OST OTe Wi | LL 9 s SY) ’ Ns ~D x Seales DRAFT | me oy < | VY > UREA In Rs | PRET e 000 Map NORUOOD, ANE SeCRSONVILLE, FL 32208 oe JW “ygazeszab3™ 4 j 254237 SEMI anos = 2\\ \ ———® 9 | Vis RANG. 10, 087 L480 Date ite ot oN iy. cou OS t es06 28 | * a - . . sete TOTAL ; | ADMINISTRATIVE COMPLAIN ents that with respect to th Idty this invoice, Seller repress 18 productien-et-the-articias covers : it has fully complied with the provisions of the Fair Labor Standards Act of 1938, ae SAGE. . FILE COPY vt dnt dil \F, WN im |6 TTe% \{ ia 5] S THE WOME DEPaGT 6346 $55 LANE AVE SOUTH JACKSONVILLEs FL 32205 (904) 7816208 * 6346 GOO2T 46454 05/25/07 SALE 42 KBAZIK =—05326 PM KEVYTAGH CUSTOMER AGREEMENT # 244668 RECALL AMOUNT 797,47 SALES TAX 55.93 TOTAL $853.30 KAKKARSANKASBGIA VISA 853.30 AGTH CODE 56/1217 366 TA Qa O34u 21 46454 05/2 THE HOME GEPGT RESERVES THE RIGHT TO LIMIT # DENY RETURNS. PLEASE SEE THE RETURN POLICY SIGH IN STORES FOR DETAILS. CREATE THE ULTIMATE BACKYARD. YOU CAN, AT OUR OUTBUGR LIVING EVENT. VISIT THE HOME CEPOT FROM APRIL 23 - MAY 13 ROR SEA PO BO ARO RH AR RICERCA OR RR AI EN A ENTER FOR A CHANCE TG Win A $5,000 HOME DEPOT GIFT CARDT. Your Opinion Counts! Complete the brief survéy about your store visit and entar for a charica to win att wu. homedepotopinion.coi iPARTICIPE EM UNA OPGRIUNTDAD DE GAHAR UNA TARJETA DE REGALG OE THD DE $5,000! p5u Opinién Cueital Cowplate la breve gicuesta sobre su visita a la tienda 7 tenga la opurtunidad de ganar ent wwv Nomedeputopiaics.com iiser TD: 99543 43218 Password: 7275 93197 ela ene ce sserettnsan ponies nnn ADMINISTRATIVE COMPLAINT EXHIB PAGE IT #3 "49 720-4 PAGE 234 NOT VALID FOR MERCHANDISE PICK-UP AFTER TIME:. 18:28:35 G MAY INV. GROUP 244868 DATE: 05/25/2007 svr020a HOME DEPOT, INC. CUSTOMER PICK-UP CONFIRMATION STORE: 6346 JACKSONVILLE (RELO) Custome Company Phone Site rv: G MAY INV. GROUP, MICHAEL A. SCOTT : Home (904) 993-4437 6903 MERRILL RD JACKSONVILLE, FL 32277 Reference: 4732 kingsberry R14 R15 Balanc 569-004 640-662 349-042 619-869 547-578 131-769 256-799 128-372 470-641 127-084 202-225 610-003 118-702 283-372 e Due ITEM DESCRIPTION 1-1/4" DOMED TOP ROUND KNOB, CHR 52" WINSTON - GUNMETAL 3 LGT PENDANT PB FINISH 1 LT MYA SATIN NICKEL PENDANT 42" LANDMARK PLUS W/LITE WHITE 20" LOW PROFILE SQUARE 32/40W 4 LT FROSTED MIDDLE S TRACK 2X8-8 NO 2 PRIME PT 12' SERENA LEATHER TONE 2X8-10 NO 2 PRIME PT 1/2 IN. 3X5 HARDIBACKER BOARD CUSTOM BLEND THIN SET GRAY 50LB 12X12 TEXAS BRAZOS - 15 SF #09 NATURAL GRAY 25LB SANDED GROUT $0.00 DATE: 05/25/2007 TIME: 17:28:35 CUSTOMER PICK-UP WILL-CALL NUMBER 244868W01 Work (904) 993-4437 Ext iaiaieieted QUANTITY ------ PICKED UP REMAINING 15.00 0.00 1.00 0.00 1.00 0.00 2.00 0.00 2.00 0.00 1.00 0.00 1.00 0.00 9.00 0.00 16.00 0.00 1.00 0.00 6.00 0.00 - 3.00 0.00 8.00 0.00 1.00 0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP" COLUMN ABOVE: END OF CUSTOMER PICK-UP WILL-CALL NUMBER 244868W01 CUSTOMER COPWIMINISTRATIVE COMPLAINT. Ho “PAGE DS og EXHIBIT. 28"! EXHIBIT. PAGE 7S WKS SPECIAL SERVICES CUSTOMER INVOICE “5 Pageiot 2 No. 6346-244868 SQ) Store 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 iS) a VALIDATION AREA SMM 855 LANE AVE SOUTH Contact Center: (800 ) 908-9105 I S506 Can aaee JACKSONVILLE, FL 32205 Salesperson: KBA29K Muy Ste 32 KBA2 : Reviewer: x= g KEYTAGE This is only a QUOTE for the merchandise and services printed below. This becomes an Agreement upon paymnest and an endorsement by a Home Depot register validation. CUSTOMER AGREEMENT £ 244242 Nome Home Phone RECALL AMOUNT mac MAY INV. GROUP MICHAEL A. SCOTT (904) 993-4437 sorae ie *° 6903 MERRILL RD XXKKKKXXKKXXBOS4 VISA a > AUTH CODE N25050/1217346 3 ig JACKSONVILLE ob Description 4732 kingsberry = Ze County DUVAL a : > pei th TQUOTE is valid for this date: 05/25)? 007 205 S MERCHANDISE AND SERVICE SUMMARY érchandie ieee ctstomen? quantibes of — | — aS printed on recycted paper Cp ADMINISTRATIVE CONANT EXHIBIT #2 . PAGE __ BO ore ADRITIONAL WORK AUTHORIZATION PEPIN ART) pam — Be 5 Vain PLoutnoy Hep oe ale SAN AE 7 Pa Job Information: Long PER CLOW ILA yay | JO TAR. ADD. Fook, exHigit_o ; The above prices, specifications and conditions are satisfactory; and are, hereby KEL specified. Payments will be made as outlined above. ' : Date of Acceptance ANDITIONIAT WORK Al ITHA AIT ATICNI THOMAS 242540 NOT VALID FOR MERCHANDISE PICK-UP AFTER DATE: 05/04/2007 svr020a HOME DEPOT, TIME: 12:47:43 INC. PAGE: 1 CUSTOMER PICK-UP CONFIRMATION STORE: 6346 JACKSONVILLE (RELO) Customer : THOMAS, RILEY Company Phone : Home (904) 764-2702 Site : 2144 ROWE AVE DATE: 05/04/2007 TIME: 11:47:42 ialedeiaiel CUSTOMER PICK-UP WILL-CALL NUMBER 242540W20 Work (904 JACKSONVILLE, FL 32208 Reference: 4732 KING BERRY ) 764-2702 Ext iiaiataietel QUANTITY ------ REF # SKU ITEM DESCRIPTION PICKED UP REMAINING RO1 193-712 3/4 X 10 PVC40 PE PIPE 1.00 0.00 RO2 305-880 RIDGID D GRIP HANDLE 16" DRAIN SPADE 2.00 0.00 RO3 571-666 3/4"X1/2" PVC TEE SXSXFPT 10 PACK 4.00 0.00 R04 571-649 3/4 PVC TEE SXSXS 10/PK 3.00 0.00 ROS 188-131 3/4" PVC MALE ADAPTER SXMPT 9.00 0.00 RO6 188-174 3/4" PVC CAP SLIP 10.00 0.00 RO7 639-179 HOSE & PVC TUBE CUTTER 1.00 0.00 ROS 571-621 3/4 PVC 90 ELBOW SXS 10/PK 2.00 0.00 ROO 571-635 3/4 PVC COUPLING SXS 10/PK 2.00 0.00 R10 389-358 CUT OFF RISER 10 PACK 2.00 0.00 Ril 881-839 18-5 SPRINKLER WIRE BURIAL SOFT 1.00 0.00 R12 206-848 OUTDOOR TIMER BOX 1.00 0.00 R13 365-343 TIMER 6 ZONE DUAL PROGRAM 1.00 0.00 R14 632-705 1IN RPZ BACKFLOW PREVENTER 1.00 0.00 R15 810-308 3/4IN IN-LINE VALVE-THREADEDFEMALE 4.00 0.00 R16 155-691 160Z PVC CEMENT WET/DRY 1.00 0.00 R17 784-893 3/4" PVC BALL VALVE SLIP SCH40 1.00 0.00 R18 580-563 3IN POPUP WITH 180 DEGREE NOZZLE 12.00 0.00 R19 580-591 4IN POPUP WITH 180 DEGREE NOZZLE 19.00 0.00 Balance Due : $0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP CUSTOMER END OF CUSTOM pee eWb av deol: " COLUMN ABOVE: COPY ER PICK-UP WILL-CALL NUMBER 242540W20 aa ght oP k EXHIBIT #2 EXHIBIT.26-/ oF 7 PAGE O°. OF PAGE SPEGIAL SERVICES CUSTOMER INVOICE - Pagetot 2 No. 6346-24254C tira > Store 6346 JACKSONVILLE (RELO) Phone: (904 ) 781-6208 a pay &55 LANE AVE SOUTH Contact Center: (800 ) 908-9105 ; - JACKSONVILLE, FL 32205 Salesperson: KBA29K Oy . Reviewer: = pa xc oOo x soe t . . . . x CUSTOMER AGREEMENT 3 24254002 This is only a QUCTE for the merchandise and services printed belaw. This becomes an Agreement upon payment RECALL AMOUNT 7 and an endorsement by a Home Depot register validation. . SALES TAY = Name TOTAL = YXNEXEXK VISA 3 eS (904) 764-2702 21094 Fs eo > ie “> 2144 ROWE AVE Pan Si ae mac’ =JACKSONVILLE ob Description 4732 KING BERRY Sal 2? 32208 County ~DUVAL TQUOTE is valid for this date: 08/04/2007 MERCHANDISE AND SERVICE SUMMARY Seihircse eas souionaie warmties © REF #W20 SKU #515-664 Customer Pickup { Will Call / 3/4 X +0 PVC40 PE PIPE RIDGID D GRIP HANDLE 16” DRAIN SPADE/ Nv 3/4"X1/2" PVC TEE SXSXFPT 10 PACK / 1 3/4 PVC TEE SXSXS 10/PK 3/4" PVG MALE ADAPTER SXMPT 3/4" PVC CAP SLIP J | 671-621 _| | 571-635 _| RPE | 389-358 _| LEA] cur orgaiske) *** CONTINUEDON'NEXT PAGE *** . Returns: A 15% restocking fee applies to rink special orders, i.e., special order merchandise that is not custom made. Special orders that are custom made, i.e., uniquely altered, color-matched, shaped, sized, or otherwise uniquely designed or fitted to accommodate thegé arts ticular space or environment (some examples are cabinetry, countertops, floor and wall coverings, and window treatments) are non-retumabie. Exceptions: Cancellations made by midnight on the third business day led bptirchase, merchandise incorrectly ordered by Home Depot or by Professional; or merchandise damaged beyond repair in delivery or by Professional. Unless otherwise specified in this Agreement, all retums must be mi Depot's posted time frame. WILL-CALL JANDISE PICK-UP ‘Will-Call items will be held in the store for 7 days only. Check your current order status online at www.homedepot.com/orderstatus Page 1 of 2 No. 6346-242540 We Customer Copy (9801) 0100321969 SPECIAL SERVICES CUSTOMER INVOICE - Continued Last Name: THOMAS Page2of 2 No. 6346-24254( ‘CUSTOMER PICKUP #1. {Continued) REF #W20 SKU #515-664 Customer Pickup | Will Call $12.45 $29.99 $39.99 $139.00 $47.88 $7.27 $3.17 : : $26.04 Pv] s2.27 | $43.13 MERCHANDISE TOTAL: $460.29 END:OF CUSTOMER PICKUP ol aios OGeLIZS/FTLLTH 3009 HIN’ er pe-geg hOB) aL ie OSTA FEDBXKAKXKXKKKK ig" WAOL euoud wor zn" XL SI1¥S “UOHEpIeA 1a}SI6a4 odaq awoy e Aq JUuaWaSiOpUa Ue pue ‘ a coe a Matty wauaisno juawAed uodn juawaaufiy ue sawosaq siyy “mojaq Paquud saqjasas pue asipueyaiow oy) 104 30ND ye ua SI SIY] NaeMalnsy dd 60820 Y6Z¥N TE aw N6TVE :uossedsajes SO¢@Ze 14 ATHANOSXS Ve Be Ore AGCYDH OE ou cg GOL6-806 ( 008) :48]U99 J9B1U05 HLNOS 3A¥ 3NV1 Sse \ Vay NOLLVGNVA 8079-182 (706) ‘eUoyg — (014) ATIIANOSYOWI" 9bEQ 21015 CCE6EVC-OVEO “ON | 31°01 e6ea AIIOANI YAWOLSND SADIAYAS TVIDadS . THOMAS 243922 NOT VALID FOR MERCHANDISE PICK-UP AFTER DATE: 05/17/2007 TIMB: 15:11:05 svr020a HOME DEPOT, INC. PAGE: 1 CUSTOMER PICK-UP CONFIRMATION DATE: 05/17/2007 STORE: 6346 JACKSONVILLE (RELO) TIME: 14:11:05 trot rrr tec ee n--- 2 ---------------- CUSTOMER PICK-UP WILL-CALL NUMBER 243922W03 Customer : THOMAS, RALLY Company : Phone : Home (904) 635-5178 Work (904) 635-5178 Ext Site : 5019 DOLLEN LEA DR. JACKSONVILLE, FL 32208 Reference: KINGS BURY 4732 ------ QUANTITY ------ REF # SKU ITEM DESCRIPTION PICKED UP REMAINING ROL 612-812 8X19 EZ8 BELT 36 GRIT /TR 11.00 0.00 RO2 613-041 8X19EZ8BELT 60 GRIT /TR 4.00 0.00 Balance Due : $0.00 I HEREBY ACKNOWLEDGE RECEIPT OF THE ABOVE ITEMS IN THE QUANTITIES SHOWN IN THE "PICKED-UP" COLUMN ABOVE: ialeieieieiaiaiieiniel soc cc ssc -4------- END OF CUSTOMER PICK-UP WILL-CALL NUMBER 243922W03 CUSTOMER COPY Ph ee ce eee er ae era pee EXHIBIT_20-1 JO OF THOMAS vr022a HOME DEPOT, INC. MERCHANDISE RETURNED TORE: 6346 JACKSONVILLE (RELO) 5) USTOMER ORDER: 243922 istomer : THOMAS, RALLY 243922 PAGE: 1 DATE: 05/25/200 TIME: 17:20:30 ompany tone : Home (904) 635-5178 Work (904) 635-5178 Ext ite : 5019 DOLLEN LEA DR. JACKSONVILLE, FL 32208 ° 2ference: KINGS BURY 4732 EF # SKU : SKU DESCRIPTION 201 612-812 8X19 EZ8 BELT 36 GRIT /TR 2002 613-041 8X19EZ8BELT 60 GRIT /TR. CUSTOMER'S Y A THOMAS JR Checking BAROLYN D THOMAS: Plus 71513, 2A ROWE AVENUE FiRST Credit Union 2830 7H94u0 b 7 PAE A Tvie RRS 2o- ei ed EXHIBIT__2022 pace _/&7 — o¢ PAGE. io i T ZACKSONVILLE, FL 32208 $ 35.66 THE HOME GE POT 6346 655 LANE AvE SOUTH JACKSONVILLE, Ye Sd20f: (964; 7816208 6345 90023 18376 05/25/07 RETURK 3? RAGIEE = OE: 23 PH 7A RE UND *> PPAR GER deed bobp thin OPOK Pus PECIALS bad ToAP LS linia PARI ES PR fF iS Opinre ¢ Pek nay lake eitueste -. oie ee tenga te sc ct, HAVENS T KALiVE ui aaa . XHIBIT # AD MINISTRATIVE een 1b-| PAGE __//0__ LOWE'S HOME CENTERS, INC. 5155 LENOX AVENUE JACKSONVILLE, FL 32205 (904) 486-1260 -SALE- SALES #: S¥691US3 1101730 05-14-07 260943 TRIAZICIDE GRANULES 20L8. 14.97 93958 1G RTU BUG STOP CLEAR SPE 6.97 SUBTOTAL: 2t.94 TAX 32218: - 1.54 INVOICE 13490 TOTAL: 23.48 + i BALANCE DUE: 23.48 VISA: 23.48 tyes RAXXXXXXX8O34 014304 aniNT 23.48 ae Fe - Te we i 4 “~oprae | i 4691 TERMINAL: 13 05/14/07 15:22:45 # OF ITEMS PURCHASED: 2 EXCLUDES FEES, SERVICES AND SPECIAL ORDER ITEHS THANK YOU FOR SHOPPING LOWE'S \ RECEIPT REQUIRED FOR CASH REFUND. CHECK PURCHASE REFUNDS REQUIRE 15 DAY WAIT PERIOD FOR CASH BACK. STORE HGR: BRETT BUTLER HAVE A COMHENT OR FEEDBACK? ! LET US KNOW AT HW. LOWES .COM/ FEEDBACK AUNMUNISTRATIVE COMPLAINT EXHIBIT. 20-; PAGE DLL oF STORE CODE: 16910-51407-13490 Seem . im LOWE'S HOME CENTERS, INC. ome Improvement Warehouse WIF 1691 Te - 5155 LENOX AVENUE ‘oving Home Improvement JACKSONVILLE FL 32205 week the merchandise you are purch: ne toe re all items are received < Lowe's cannot be respensible for shortages afier you leave Lowe's warehouse. Your signatu knowledges Lows né your receipt the date set forth below of all items of merchand + eNcept those tents noted as being for liter delivery [| ez. LD Lowe's Del very: PL. Pick-up Later: SOS= Special Order Sale: Warehouse or back of store pick-upt. Not s ening acknowledgement of re ipl. howey er does not mean that such merchandise was not delivered. AH claims and return merchandise MUST. panied by Wis Inveiee and made within 30 days of delivery for credit or refund. Uris document ais also evidence a retin of merchandise des bed below if *Retun" is printed with reference ‘m_In Such instance you will be given eredit or cash as described and Sour signature represents: your . sdgment of the accuraey of the terms and conditions of the relurn, § BLOW FOR [1} PAYMENT EERMS. INDITIONS FOR CERTAIN PURCHASES, AND [2] WARRANTY INFORMA HON AND AGRE EMEN 1OSIGN PHS INVOICE UNTIL COMPLETE AND YOU HAVE RECEIVED AND ACCEPTED THE ANDISL CURRENITY BEING DELIVERED FO. Yor! AND YOU TAYE READ THIS DOCUMENT, IGNA TURE CONS FTFUTES YOUR AGREEMI NI WITH APPLICABLL PROVISIONS HIST DBILOW FEN TUERD TOA COPY OF TIE INVOICE PURCHASER SIGNATURE INVOICE NUMBER 05714707 3490 1*14 [aeesae” [70x | orv/orr [ITEM S{ __ DESCRIPTION [orn Rice] xr pRrGa| STE copy OF [ORIGINAL RECEIPT: FOR CUSTOMER USE [ONLY Festeseeee ep apes* COPY OF | ORIGINAL RECEIPT: FOR CUSTOMER USE |onLy +eeebrrssss 1 EA/200943] TRIAZICIDE GRANULES 20LB. 14.97 14.97 MODEL NUMBER: 73961 1 EA] 93958[1G RTU BUG STOP CLEAR SPECTRACIDE 6.97 MQDEL NUMBER: 50710 TAL TRANSACTION CUSTOMER es] v2 > a ™ pO || xi ive) bo] uO) a oO; PURCHASE ORDER REF. NO. BUYER COPE — SALES PERSON ‘Tor PA 05/14/07 CUS 23.48 GE 2n 15:24:23 VISA 23.48 SALES #: 001101730 TRYIS AND CONDIHONS The ti ne terms and conditions g piel Por in fill at time al pur nd [3] any purchase lable from or threueh Lowe's | including Lowe's Resohin el conditions of such account Powe rcsulat billing date is the © the mont: next tallow itn or the purchase of merchantise. 1 CC# : XXXXXXXXXXXX8034 ply to 11] Business Change Vos unt pur haves [ho jth iting ur negating the complete terms and conditions of such Business Charge Account| and |] order oc ether document ftashess the terns. and cond © heen expressly approved in writing by Lowe's). Any open-end or ment and Peae's Business Revalying Credit Account Ot subject to thes ‘ment terms and conditions, but is subject 10 the month. with the balinee dig and payable net hy the Loth of the fotlew ing month, If your Re ines Charee account halance or purchase is paid pechvely. only the NEL \MOL NE the bill statement or purchase, respectively, will be payable, IE not paid by the Ith. the aceeune of your obligation ue A LAE CHARGL OR SERVICE CIARGE MAY BE ALD . a PER STILOR 18a ANNI CALCULA ON THE AY OF CHE TIEDATL OF THY PRE VIOUS MON ETL [fess paymen: and credits to JUN AYAIE TO STATIS: AR AND IN. ually mer product waremty is applicable monthly, IN FULD IS MADE, DIFFERENT. SERVICE CHARGI PLICABLE 1 hw jo monthly, 15% ammually, MS » monthly, 21% annually; He - L8%e monthly, 31.6% 2a monbly. 24%. a . RRANTY This ev My bred nseaT fer personal, Furmily 1 household purposes. 1 iS not applicable ty commercial tmsactions or proxhuets purchased! for purposes of SPU eae © products, w herereessany. for mits 49 | chs fromm purchne © MEET APRESS AND IMPLIED: WARRANTIES EN XPRESS WARRANITES OF FITNESS SDIMPETD WARRANIY OF MERCHANT ARI TY ARE TIMED FOR THT SANT oe TAN RHOL Sone sites sky nut aloe Finitition on how hong. an implied waranty lasts so such limi aw remedy athe than repair or replacement at the powduct INCIDENTAL ORC SEOUENTIAL DAMAGES FOR LOST PROFITS. SALES BOR. INJURY TO PERSON OR PROP INTIAL DAMAGTS ARE EXCELDED FROM HIP WARRANIY. Somes pasecquemtial ckuvaues so such eveluston may not apply. wives Vou spectic hewal rials an Jor funher infomation cogard IY performance. please contuct your locat Lowe's: Store Manager patties, Ine. Can : roe COMVERODN PERPOSTS This coast OF Plachaser accepts delivery ef ae : wele and exclave remed a PHF or replacement ot any sletvetioe merchandise as provicket herein, Ph PRT aS, aber. ints to person or property any atiter inetckanal et cvinseyentat hee a SEN uPL HED WARRAN LY OF SIPRCHANT AMILITY OR FHNTSSTOR PARTICLE GR pr Rr and law fully reyects merchandise which does not conform We ieree tu substitute conforming merc hindi etl by the original invoice ar rininy oF confonning merch: MIFED FO ACCH fon may ot apply TY OR OTHER: INCIDENTAT peetwe the tae lemot at Ly es | ahs referred im ats Seller |. The following previsions apply nota ithstanding Purchaser's not signine it revs that no other remes HM be avaiable to Prrchaser. this Warranty shall be IN LIEU € FE inchuting but not limited to incidental or ny other warranty, expressed or implied. 1 reasonable time i oF aljustrment 0th e Fettumedt must be aceumy i nidlise canner he mile contin ¥ OF SE SAL ON ee and place of the propased return Seller ony ste ne hs pera een ise hy Purchaser at Seller's | usigess ove and verned hy the hiws of He enher ty confenming or epl ty [8] Hey purchaser's receipt of the merchane evsly aterved fe the the sole and evelusine remedies av ailathl Wy Purchaser. Uist protert Parch:wsce «itl sespect to the merchandise listed an the fi the oF tuatket price af the merchandise or with expect to Une intended wee § Purchaser unstititerd V Seller Ror any breach of this azreement mast be comes ASS LOR COMMERCIAL PURPOSES” contains the totebiy at the DS UIST COTSSORS VSD SSIGNS OF TIEPAR HES HIERE Me PAGRITS FOINDEMINIDY LOWES aE WT ROAT ANS ANDOATEE UWPAC EOL DEINE RY yh Wow a ehetee or aeu-conhuming meretomlise with continmmg merchandise at Sellers election, Seller's abl ization to ace herent and not to protect or indemnify Purchaser in ema am ft ne to tani to tied persons ts Puree im craton ed cond Within ou ear tou these cana The tonne am cond Ginaw than eohcad Nea ee fey UNS AGRE EME | cement ber ven the parties and ss intone as the SApesston oP the aureenment ith He aid AT SO MODIICATOS OR RESCISSION OF THIS VGREEMENELNCEPE by weed PAISGH WHICH OFFER WHETHER V RESET EOP LOWS NE GH IGl eNCE OR Na wie TH LAND OR IMIRYBATIN ES | Het rstite dy responsibility tor desilne eA toe PAM ihe seloiidirer H rf PAG he seloiste te : wy heidi rele or stind.rdd of workmanship, i the Hor pun ORAM fon ec The peagttee ef cement, are hate OHS HME Sizity of anateresls, foe the we an mtstt! ' Aware PL nerd CONTE an an Dem tedlog Hol Ww HeTals oF Joe cempharce wi West ibs estes . ns 7 \o THE HOHE DEPOT 6uL.c : 855 LANE AVE SOUTH JACKSONVILLE, FL 92205 (904) 7816208 8346 00019 94686 05/16/07 SALE 32 G0S084 «11:38 AM 784686 103047 LI/4CRDWSCS# 19,22 764666 103016 LU/4CSDWSC 1d «A> 4.11 FALDING RZR 7.96 ATRAMDKNFBLD sA> 2.49 S9120495 GLAZING