STATE OF FLORIDA

DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION

FLORIDA DEPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION, DIVISION OF REAL ESTATE,

Petitioner,

V. DBPR Case No. 2008-010052

KRISTY LYNN LYON,

Respondent.

                                                            !

ADMINISTRATIVE COMPLAINT

The Department of Business and Professional Regulation ("Petitioner") files this Administrative Complaint before the Florida Real Estate Commission against Kristy Lynn Lyon, ("Respondent") and alleges:

1. Petitioner is the state agency charged with regulating the practice of real estate pursuant to Section 20.165, Florida Statutes, and Chapters 120, 455, and 475, of the Florida Statutes.

2. Respondent is licensed as a real estate sales associate in the State of Florida, having been issued license number 3019039.

3. At all times material to this Complaint, from July 5, 2005 to April 16, 2009, Respondent was licensed with Lyon Company Realtors, Inc., a real estate corporation,

4. At present, Respondent is licensed with Partners Realty SW LLC, a licensed real estate corporation.

5. Respondent address of record is 2751 Taft Street, #404, Hollywood, FL 33020.

   G:\LEGAL\ProbableCAUSE2010Vuly2010\LYON 475.25(J)(b) AC .doc.doc 1

6. On or about October 12, 2005, Respondent, as Seller, entered into an Exclusive Right of Sale Listing Agreement with Lyon

   Company Realtors, Inc., for a property known as 16590 SW 62nd

   
   

   Street, Southwest Ranches, FL 33331, (Subject Property) for

   
   

   $649,000.

   
   

7. A copy of the listing agreement for the Subject Property

   
   

   is attached as Administrative Complaint Exhibit l.

   
   

8. On or about January 3, 2005, Respondent entered into a

   
   

   Contract for Sale and Purchase with Geraldo Pintado (Buyer) in the amount of $610,000 for the Subject Property.

9. Respondent agreed to repair the roof for the Subject Property at Sellers expense.

10. A copy of the Sale and Purchase contract with the Buyer for the Subject Property is attached as Administrative Complaint Exhibit 2.

ll. The pitch roof for the Subject Property was in disrepair.

1. A copy of the letter from Roger Drake Roofing, Inc., is attached as Administrative Complaint Exhibit 3.

2. The pitch roof for the Subject Property was painted to make it appear as a new roof.

3. Respondent failed to disclose any problems with the roof to the Buyer.

4. On March l, 2006, the Buyer purchased the Subject Property.

   
   

   LYON 475.25(\)(b) AC .doc 2

   l6. A copy of the Settlement Statement for the purchase of the Subject Property is attached as Administrative Complaint Exhibit

   5 .

   
   

   Count One

   
   

   l7. Petitioner re-alleges and incorporates by reference the allegations set forth in paragraphs one (1) through sixteen (l6) as if fully set forth herein.

   l8. Section 475.25(l)(b), Florida Statutes, subjects a real estate licensee to discipline for committing fraud, misrepresentation, concealment, false promises, false pretenses, dishonest dealings by trick, scheme or devise, culpable negligence, or breach of trust in any business transaction.

   l9. As set forth above, Respondent violated Chapter 475.25(l)(b), Florida Statutes, in one or more of the following ways:

   1. By misrepresenting to the Buyer that Respondent had repaired the roof for the Subject Property.

   2. By concealing from the Buyer that Respondent had repaired only the flat roof portion of the Subject Property.

   3. By concealing from the Buyer that Respondent had not repaired the pitch roof portion of the Subject Property.

   4. By having the portion of the roof not repaired painted to misrepresent it as a new roof.

20. Based on the foregoing, Respondent violated Section 475.25(l)(b), Florida Statutes, by committing fraud,

LYON 475.25(\)(b) AC .doc )

misrepresentation, concealment, false promises, false pretenses, dishonest dealings by trick, scheme or devise, culpable negligence, or breach of trust in any business transaction when Respondent misrepresented to Buyer having repaired the roof for the Subject Property.

WHEREFORE, Petitioner respectfully requests the Florida Real Estate Commission enter an order imposing one or more of the following penalties: suspension or permanent revocation of Respondent(s) license(s), restriction of practice, imposition of an administrative fine, issuance of a reprimand, placement of Respondent(s) on probation, corrective action, assessment of costs related to the investigation and prosecution of the case, and any

other relief that the Commission

'"l \ sl-

deems appropriate.

SIGNED this _o<-

day of

_S_.:+f_k_""'_.M/

, 2 010.

CHARLIE LIEM, Secretary Department of Business and

Professional Regulation

PCP Date: 9/13/2010 PCP MEMBERS: JDR/DF

By:

PI:tck Ja nningham Assistant General Counsel Florida Bar No. 469221 Department of Business and

Professional Regulation Division of Real Estate

400 W. Robinson Street, N801 Orlando, FL 32801-1757

(407) 481-5632 - Telephone

(407) 317-7260 - Facsimile

LYON475.25(1)(b) AC.doc 4

NOTICE TO RESPONDENT(S)

PLEASE BE ADVISED that mediation under Section 120.573 of the Florida Statutes, is not available for administrative disputes involving this type of agency action.

PLEASE BE FURTHER ADVISED that pursuant to this Administrative Complaint you may request, within the time allowed by law, a hearing to be conducted in this matter in accordance with Sections 120.569 and 120.57 of the Florida Statutes; that you have the right, at your option and expense, to be represented by counsel or other qualified representative in this matter; and that you have the right, at your option and expense, to take testimony, to call and cross-examine witnesses, and to have subpoena and subpoena duces tecum issued on your behalf if a formal hearing is requested.

PLEASE BE FURTHER ADVISED that if you do not file an Election of Rights form or some other responsive pleading with the Petitioner within twenty-one (21) days of receipt of this Administrative Complaint, the Petitioner will file with the Florida Real Estate Commission a motion requesting an informal hearing and entry of an appropriate Final Order which may result in the suspension or revocation of your real estate license or registration. Please see the enclosed Explanation of Rights and Election of Rights form.

LYON475.25(l)(b) AC.doc 5

This Exclusive Right of Sale Usting Agreement eAgreementj is between

• I C.if(6TTO L'-(Oi eller") and

-------------- Th e L vo n C=o m o=• n v R=e=• lto rs=,l n=c· ("Broker").

  4::J

1. AUTHORITY TO SELL PROPERTY: Seller gives Broker the EXCLUS E RIGKT TO SELL the real and personal property

(collectively "Property") descri eg_be!ow, at the price and terms described below, beginning the. day of ,

cc:\:cnev d:::CJ_,andterminatingat11:59p.m.the 1,l dayof Orie _ JI' Ji:£.a

("Termination Datej. Upon full execution of a contract for sale and purchase of the Property, all rights and obllgations of this

2. DESCRIPTION OF PROPERTY: p

Agraement will automatically extend through the date of the actual closing of the sales contract. Seller and Broker acknowledge that this Agreement does not guarantee a sale. This Property wi!I be offered to any person without regard to race, color, rellglon, sex, handicap, farnlflal status, national origin or any other factor protected by federal, state or local law. Seller certifies and IEpresents that he/she/rt: is legally entitled to convey the Property and all improvements.

[a)RealPropertySlree!Address: /(,5:CfO) ,\ io} ;-;t(ft.r 5n,:-lh..J9\ l-(lTT(\::E\ .u_, 3<;3:3'\

-Legal Description: =-

□See Attachment                               

[bl Personal Property, including appliances: uOC) QII C,rhP( \ idu'e\c,ocl ollncho::enls

., □ See Attachment -- -,-=--

JI

(c) Occupancy: Property cif1s □ Is not currently occupied by a tenant. If occupied, the tease term expires I j I!c.5

1. PRICE AND TERMS: The property !s offered for sale on the following terms, or on other terms acceptable to Selle'r:

   1. Price: { c Y 9 q Q(', '';'

      □

   2. Financing Terms: efCash ci?canventianal□ VA □FHA D Other ,--

      Seller Rnancing: Seller will hold a purchase money mortgage in the amount of $                                  with the following

      □

      terms:-----------------------------------------

      Assumption of Existing Mortgage: Buyer may assume existing mortgage for $,                                                     plus an assumption

      fee of$,                                        .The mortgage Is for a term of                     years beginning in at an interest rate of

                              %D fixedD variable (descnbe)                                                                                                                                    _

      Lender approval of assumption□is required □is not raquired □unknown. Notice to Seller: Yau may remain !!able for an assumed

      mortgage for a number of years after the Property Is said. Check with your lender to determine the extent of your liability. Seller will ensure that all mortgage payments and requirBCI escrow deposits are current at the time of clos!ng and wm convey the escrow deposit to the buyer at closing.

   3. Seller Expenses: Seller wlll pay mortgage discount or other clos!ng costs not to exceed % ofthe purchase price; and

      any other expenses Seller agrees ta pay In connection with a transaction.

2. BROKER OBLIGATIONS AND AUTHORITY: Broker agrees to make d!Ugent and continued efforts to sell the Property until a sales contract is pending on the Property. Seller authorizes Broker to:

   1. Advertise the Property as Broker deems advisable in newspapel"5, publicatlons, computer networks, includlng the Internet and other media; place appropriate transaction signs on the Property, including "For Sale" signs and "Sold" signs (once Seller signs a sales contract): and use Seller's name In connection with marketing or advertising the Property;

   2. Obtain Information relating to the present martgage(s) an the Property.

   3. Place the property in a multiple llsting service(s) (MLS). Seller authorizes Broker to report ta the MLS/Assaciatlonof Realtors®

      this listing information and price, terms and financing information on any resulting sale. Seller authorizes Broker, the MLS and/or Association of Rea!t□f'5® to use, IJcense or sell the active listing and sold data

      {d) Provide objective camgarative market analysis information to patent!a! buyers; and

      {e) (Check if applicable) IB'Use a lock box system ta show and access the Property. A lock box does not ensure the Property's security; Seller Is advised to secure or ramove valuables. Seller agrees that the lack box ls for Seller's benefit and releases Broker, persons working through Broker and Broker's lcical Realtor Board/Association from all llabi!Jty and responsibility in connection with

      any loss that occurs. □Withhold verbal offers.0 Withhold all offers once Seller accepts a sales contract for the Property.

      (f) Act as a transaction broker.

3. SELLER OBLIGATIONS: In consideration of Broker's obligations, Seller agrees ta:

   1. Cooperate with Broker in carrying out the purpose of this Agreement, Including refening Immediately to Broker all inquiries regarding the Property's transfer, whether by purchase or any other means of transfer.

   2. Provide Broker with keys ta the Property and make the Property available far Broker ta shaw during reasonable limes.

      
      

      ERS-1Dtb Rev. 10/03 © 2003 Florida Association cf AEfJt □Rs- All Rights Reserved Page1of3

      
      

      1°dJiVl\\ lSHU,TiVE COMFLAlf\lt EXHIBIT #·....;/                 _

      PJ\GE --+ Of-

      
      

      -(c) Inform Broker prior to leasing, mortgaging or otherwise encumbering the Property.

      {d) To i_ndemnify Broker and hold Broker harmless from losses, damages, costs and expenses of any nature,

      including attorney's fees, and from liability to any person, that Broker incurs because of (1) Seller's negligence, representations, misrepresentations, actions or Inactions, (2) the use of a lock box, {3) the existence of undlsclosed material facts about the Property, or (4) a court or arbitration decision that a broker who was not compensated in connection with a transaction Is entiUed to compensation from Broker. This clause will survive Broker's periormance and the transfer of title.

      1. To perform any act reasonably necessary to comply with FIRPTA Ontemal Revenue Code Section 1445).

      2. Make all legally required disclosures, including all facts that materially affect the Property's value and are not readily observable or known by the buyer. Seller represents there are no material facts (bu!!ding code violations, pending code citations,

         unobservable defects, etc.) other than the fol!owing:                                                                                                                          _

         
         

         Seller will lmmecfiate!y inform Broker of any material facts that arise after signing this Agreement.

      3. Consult appropriate professionals for related legal, tax, property condition, environmental, foreign rEporting requirements and other specialized advice.

4. COMPENSATION: Seller will compensate Broker as specified below for procuring a buyer who is ready, willing and able to purchase the Property or any interest in the Property on the terms of this Agreement or on any other terms acceptable to Seller. Seller will pay Broker as follows (plus applicable sales tax):

   [a)              % of the total purchase price OR $,                                              no later than the date of clos!ng specified

   in the sales contract. However, closing Is not a prErequisite for Broker's fee being earned.

   [b)                           ($or%) of the consideration paid for an option, at the time an option is created. If the option is exercised, Seller will pay Broker the paragraph B{a) fee, less the amount Broker received under this subparagraph.

   [c)                          ($ or%) of gross lease value as a leasing fee, on the date Seller enters _into a lease or agreement to!ease, whiche is

   soonest. This fee is not due if the Property is or beromes the subject of a contract granting an exclusive right to lease the Property.

   {d} Broker's fee Is due in the following circumstances: (1) If any interest In the Property is transferred, whether by sale, lease, exchange, governmental action, bankruptcy or any other means of transfer; regardless of whether the buyer Is secured by Broker, Seller or any other person. (2) If Seller refuses or falls to s!gn an offer at the price and terms stated In this Agreement, defaults on an executed sales

   contract or agrees with a buyer to cancel an executed sales contracl (3) If, within days after Termination Date (uProtection

   Period'/, Seller transfers or contracts to transfer the Property or any interest in the Property to any prospects with whom Seller, Broker or any real estate !lcensee communlcated regarding the Property prior to Termination Date. However, no fee will be due Broker if the Property is re!isted after Termination Date and sold through another broker.

   (e) Retained Deposits: "'5 consideration for Broker's services, Broker is entitled to receive % of all deposits that Seller

   retains as liquidated damages for a buyer's default in a transaction, not to exceed the paragraph 6{a) fee.

   A

5. COOPERATION AND COMPENSATION)VITH OTHER BROKERS: Broker's office policy Is ta cooperate with all other brokers except when not in Seller's best Interest: l2f" and to offer compensation in the amount of % of the purchase price or

   $,                        toBuyer's agents, who represent the Interest of the buyers, and not the Interest of Seller in a transaction; O and to

   offer compensation in the amount of------,,---% ofthe purchase price or $                         to a broker who has no brokerage relationship with the Buyer or Seller; 0 and to offer compensation in the amount of                        % of the purchase price or

   $,                          toTransaction brokers for the Buyer; 0 None of the above Of this is checked, the Property cannot be placed in the MLS.)

6. BROKERAGE RELATIONSHIP:

IMPORTANT NOTICE

FLORIDA LAW REQUIRES THAT REAL ESTATE LICENSEES PROVIDE THIS NOTICE TO POTENTIAL SELLERS AND BUYERS OF REAL ESTATE.

You should not assume that any real estate broker or sales associate represents you unless you agree to engage a real estate licensee In an authorized brokerage relationship, either as a single agent or as a transaction broker. Yau are advised not to cf1sclose any ·information you want to be held in confidence unt you make a decision on representation.

TRANSACTION BROKER NOTICE

FLORIDA LAW REQUIRES THAT REAL ESTATE LICENSEES OPERATING AS TRANSACTION BROKERS DISCLOSE TO

BUYERS AND SELLERS Tl)EIR ROLE AND DUTIES IN f,ROVID/NG A LIMITED FORM OF REPRESENTATION.

As a transaction broker; Jte ( h/C...Q LC:fR\2{\(\J ¥-fO \ k:{5 and its associates, provides to you a nmited form of representation that Includes the fo!lowlng duties: 1

1. Dealing honestly and fairly;

2. Accounting for all funds;

3. Using skill, care, and diligence in the transaction;

4. Disclosing all known facts that materially affect the value of residential real property and are not readUy observable to the buyer,

5. Presenting all offers and counteroffers In a tlmely manner, unless a party has previously directed the licensee otherwise in writing;

6. Limited confidentiality, unless waived in writing by a party. This limited confidentiality will prevent disclosure that the seller will accept a price less than the asking or nsted price, that the buyer will pay a price grEater than the price submitted in a written offer; of the motivation of any party for selling or buying property, that a seller or buyer will agree to financing terms other than those ofierEd, or of any other Information requested by a party to remain confidential; and

7. My adcfrtional duties that are entered into by this or by separate written agreement.

ERS-1otb Rev. 10/03 2003 Florida Association of All Rights Reserved Paga2of3

                -/

5/6,Y

Limited rapresentation means that a buyer or se!!er is not respons·1ble tor the acts of the llcensee. Add'1tionally, parties are giving up their rights ta the undivided loyalty of the licensee. This aspect of limited representation allows a l!censee to facilitate a real estate transaction by assisting bath the buyer and the seller, but a Ucensee will not work to represent one party to the

detriment of the other party when acting as a transactidn broker toi'.L:q·tharties.

/ .

10/ u,Ins d<,;1_'§

I -

...DlLL-U-l·,

Date Signatu Signature

1. CONDITIONAL TERMINATION: At Seller's request, Broker may agree to conditionally terminate this Agreement. If Broker agrees to conditional termination, Seller must sign a withdrawal agreement, raimburse Broker for all direct expenses incurred

   in marketing the Property and pay a cancellation fee of$, -_ plus applicable sales tax. Broker may void the

   conditional termination and Seller will pay the fee stated in paragraph B(a) less the cancellation fee if Seller transfers or contracts ta transfer the Property or any interest in the Property during the time period from the date of conditional termination to Termination Date and Protection Period, if applicable.

2. DISPUTE RESOLU11ON: This Agreement will be construed under Florida law. All controversies, claims alid other matters in question between the parties arising out of or relating to this Agreement or the breach thereof will be settled by first attempting mediation under the rules of the knerican Arbitration Association or other mediator agreed upon by the parties. If litigation arises out

   of this Agreement, the preva!Jing party wm be entitled to recover reasonable attorney's fees and costs, unlr§s the partles agree that

   disputes will be settled by arbitration as follows: Arbitration: By initialing ln the space provided, Seller L_J,Listing Associate L_J and Listing Broker l       Jagree that disputes not resolved by mediation will be settled by neutral binding arbitration in the county in which the Property [s located in accordance with the rules of the American .Arbitration Association or other arbitrator agreed upon by the parties. Each party ta any arbitration or rrtigation nc!uding appeals and interpleaders) will pay its own fees, costs and expenses, including attorney's fees, and will equally spnt the arbitrators' fees and administrative fees of arbitration.

3. MISCELLANEOUS: This Agreement is binding on Broker's and Seller's heirs, personal representatives, administrators, successors and assigns. Broker may assign thls Agreement to another listing office. Signatures, initials and modifications communicated by facslmUe will be considered as originals. The term "buyer" as used in this Agreement Includes buyers, tenants, exchangers, optionees and other categories of potential or actual transferees.

4. ADDITIONAL TERMS: To pay The Lyon Company Realtors, Inc. an administrative fee of $295.00 at the closing of the sale of the oroperty.

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   
   

   Date: 10//.J(nJ

   Telephone #'s: Home,_ ------ Work._,..=,' Cell,                    Fax:.                 _

   Address:                                      :='.                                             ,E-mall:                                    

   Date:                      

   Seller:                                              

   Tax 1D No:                           _

   Telephone #'s: Home                                  Work,                    Cell                 Fax:                _

   Address:                                                                 E mail:                                      

   Date:             _ Authorized Listing Associate or Broker:                                                                                          

   I

   Brokerage Firm Name:                                                    Telephone:                      _ Address:

   Copy returned to Seller on the day of by: O personal delivery O mail D facsimile.

   The copyrigt,t laws cf the Unite=! States (17 U.S. Code) forbid the unauthorized reprcx:luciicn oflhls form by any means in d"ng facs!mle or computerized forms.

   ERS-1Dlb Rev. 10/03 © 2003 Florida Association of REAooRs- All Rights Reserved Page 3 of 3

   
   

   
   

   JUL-21-2005 16:11 FROM:TW□::_ 8:f!:1'-TWD     (561)965-0003 TD:19542529610 P.4

   
   

   
   

   
   

   (561) 965--0003

   (800) 330--0222

   
   

   Date: 10 /7 /c_,5'

   -- • - -":,. I •

   
   

   SIGN REQUEST FORM

   F= (561) 965-5071

   (800) 741-4655

   (2:1ST_AL _) REMOVE / ATTACH / REPAIR (circle one) Company: 1r1e ( 0(17 (rff11}7  lI  frn t-\crs Office Telephone Number: ' Ci"'·\-/   -:::/1,J/ 9'S'CJ5

   '"T

   ListingAgent: ,Lvi")t"./ f_,Jr,17 tlcwll / -J()()

   I I

   Properly Address: / (c,SqC JL,\ l0,J .\ T

   City:°'y)ut\·1LJe\J iZr,nche..'i Subdivision:.                          _ Access code (if applicable):.                                                                                                               

   Owner's Name: k'vi c:;t

   I

   C \c ;(iY v(+l-cl

   
   

   
   

   Riders (if available): (circle)

   
   

   By Appointment

   
   

   For Reot Pending ·

   
   

   Pool

   
   

   Sold

   Waterfront Waterfront/Pool

   Reduced

   
   

   (other)

   
   

   
   

   
   

   "*IMPORTANT"* l f Homeowner1 s Associntion involved, check

   with Association regarding rules nnd regulations BEFORE ordering sign.

   
   

   7T1cl)L aJ _I

   
   

   
   

   
   

   ·.·-- ..-. ···- ···--·

   FEB-06-2006- 11'34 TP-RCFDNE WIRELESS 305 715 6903 P.01/12

   
   

   (305)715-6555 Work (205)968-9"192Cell

   
   

   
   

   To: Kristy Lyon Fn::im; Gerald Pintado

   Fax: 954-922-8976 Pages: 12

   Phone 305-715-6555 Data, 2/612006

   Re: Home Inspection cc,

   D Urgent @ For Review O Please Comment □Please Reply O Please Recycle

   
   

   • Comments:

Hi Kristy,

Here is a copy of the home Inspection report The inspector noticed of course lhe roof damage, but in lhe garage attic he also noticed plywood boards with water damage. You probably already know this but just in case it's all there in the report for the roofer's reference.

Thanks again Kristy for the update when I called you this morning. Really appreciated il Gerald Pintado

AIJMIN!STR/,T',\.'E COMPLA!Nl;

EXH13IT #_)_ ,.. =-"'=:::.'""

·::,'.('!:: c:::;- ,._

.....) · - -·•·- ._Ji                                                 

FEB-06-2006 11:35

TRRCFDNE IJIRELESS

305 715 6503

P. 02/12

Inspection #

\Client Name: PATRICIA VILLA

1175

Inspection Date: 1/21/2006

1/23/2006

[Client Address:

!City/State/Zip

!Client Phone# 1:

\Client Phone# 2:

iClient Fax#:

7867 W 36 Ave apt204 Hialeah Fl 3301B

305 698-9930

305 491-9107

Time Started: 9:19 a.m. Time Completed: 11:30a.m,

Current Temp: 75 Degrees Current Weather: Clear Recent Weather. Clear

iProperty Address: 16590 Sw 62 st

ICity/County/State: Southwest Ranch Fl

:Subdivision/Lot#: Directions

To Property

Listing Agent

Name:

Phone# 1:

Phone# 2:

Fax#:

:□welli ng Type:

:Dwelling Style:

•Year Built:

,Rooi Design: jConstruction Type:

!Foundation Type:

!□welli ng Faces:

!Local Terrain:

: Local Foilage:

:water Concerns:

:.soil Conditions:

i.·------····

Public Utilities: Private Utilities: Utilities Turned Off:

Single Family One Story 1990

Gable Concrete Block Slab

South West Generally Flat Moderately Wooded None Reported

Dry

Selling Agent

·Name:

!Phone# 1:

!Phone #2:

,Fax#:

'Seller Info Name: Phone#1: Phone#2:

.Nearest Fire Hydrant:

:Nearest Street Light:

IPresent at Inspection:

Home Inspector. Representing: Telephone:

150 Feet

120 Feet Buyer

Phillip Miranda

A-1 Solution home Inspection Inc. 305 342-1109

Page 1

Fee Paid:

i

J

$275.00 I'

FEB-05-2006 11:35 TRACFO !E IJ I P.ELESS

305 715 6903

Inspection Summary Report

Roofing Material for Main House

Roof plywoods need to be replaced,water damage observed,

Flat roof need to be resealed.Cost $650.00

Foyer

Drywall damage observed at foyer,Cost $175.00 Receptacle outlet need to be propely attached.Cost $18.00

Living Room

Harwood floor missing step molding.Cost S55.00

living room drywall damage abserved(Hole).Cost $175.00 Outlet receptacle need propely attached.Cost $15.00

Dining Room

Water stains observed.Cast $250.00

Receptacle outlet need to be propely attached.Cost $15.00

Main Level Hallway

Water stains observed.Cost $250,00

Master Bedroom

Water stBln observed.Cost $250.00

Receptacle outlet need to be propely attached.Cost $15.00

Bedroom

Water stains observed.Cost $250.00

Outlet covers damaged or missing observed.Cost &15 .00

Bedroom

Water stains observed.Cost S250.00

Receptacle outlets need to be propely attached.Cast 18.00

Kitchen

Water stains observed on Kitchen Ceiling.Cost $250.00 Receptacle outlet need to be propely attached.Cost $18.00

Kitchen Counter tops

Rehabilitation of caulking needed on Kitchen counter Taps.Cost $35.00

Kitchen Appliances

Cooktop missing burner knob.Cost $12.00

Refrigerator door gaskets need to be replaced.Cost $45.00

Master Bathroom

Water stains obseived.Cost $250.00 GFCI need to be Installed.Cost S25.00 Closet door ls missing.Cost $35,00

Toilet need to propely attached.Cast $25.00

k:. referred to by the Main Inspection Report

Pleil.Se n?ad Main Inspection Rapolt Completely

AUl\ilil\JlSTRATIVE C0!\1.PLAti\\T.

1123/2006

EXH/BIT-#_,_/

. _..,,..

,:JA.GE 1                     

TRACFONE WIRELESS

Lavatory stopper is missing.Cost S12.00

Rehabilitation cf caulking needed for Bathtub.Cost $35.00

Shower head is missing.Cost 515.00 Shower stopper is missing.Cost $12.00

Guest Bathroom

Water stains observed.Cost $250.00

Toilet need to be pr□pelyattached.Cost $25.00 Rehabilitation of caulking needed.Cost $35.00 Rehabllitation of caulking .Cast 535.00

Main Air Conditioning Unit

Ale coil need to be clean,and filter need to be replaced.Cost $150.00 Ta S300.00

Main Air Conditioning Unit

Clean coil & replaced filter every month.Cost 5150.00 to S300.00

Outdoor Receptacles Back Porch

Receptacle outlet cover is missing.Cost $18.00

305 715 6903

As referred to tJy the Main Inspection Report

Pl!!ase re:id Main ln p11ciion Aapcrt Completely 2

1

JAN-12-2006 THU 04:15 PM ALL MIAMI MORTGAGE

!

FAX NO. 305 225 9385 P. 02

THIS FORM J,IAS PE=N APPROVED BY TI-IE FLORIDA ASSOCIATION OF REALTORS• AND THE FLORIDA aAR

Contract For Sale And Purchase

:.:, .-21si-1'.%iw %'J;;•2 fm/£:m

FIJ.lHIDAAfl..SOCIArtON Of rltA□( Jj, • f\l\Jll 11 IL..I LDHILJ/\1:lnH --~ -

1 0 &TJi v: . :: :

1. hereby agree that Seller shall sell and Suyer shsll buy the:ronowlng described Real Property and Personal Property (collecilvely "Property")

   d

2. puf'!luent to1he1arms and candttlons oflhle Centro.ct tar fala end Purchase and arw riders and addenda ("Contract' :

3. I, PESCRIPTION:

   
   

   Street addrens, citY, zip, of ihe Property:

   County, Flonoa:

   1. d:'f,npdon of R I P.ropart,, I a I i , (DUX\Y-

      a•

      g•

      10

      11

      12·

      13'

      14'

      15·

      
      

      {b)

      speclflcally excluded be!

      Other lie " ch.11::led 13.fc:

      •

      I

      (cl Personal Property Includes sxlstlng range(s), rafrl9eratar(s), dlshwesher(s), celling fan{s), Ught fixtura(sj, and window traatmerrt{s} unless

      16" II, PURCHASE PRICE (U.S. currancy):,,,,,,.,,,, •. ,,.,....., •. ,...•••.•..•. ,.•••• ,,.. ,, BBC. 0

      H,. 5;

      17 PAYMENT: \\ /\

      15' {o)Oepositheldlnase;owby:PQO/\ \"tOCriA' &rowAge11tl!ntheamo!J(11:cf(chackssul::lJectm oar.mes) $ 000. O

      1gw (ti) Acldltlom1! f!!!CrDW depo.eJt tc be madl3 tc Escrow A1,antjwl1hln d11y11 after Sfectlve Data

      2□• (!!eePemgrnphllOlnifleamcuntcf••••••• ,.•••• , •••, ••••••••••••..•••, ••••••••• , ••••••• ,.,,•••,,,,,,,•••••

      21" icl Flnandflg(BeePamgraphlV)lnthenmcurrt cf,.,, ... j,,,.,,, ,,,.....,,,,,...,,.,,.,,,,,,.,........,,,,,,.. 90 '/,

      22" ldl ouwr ... ,,, .. ,,.,,,..•.••.......,.,,,.,.,.,,.,, , ,•, , , ... , .. , , , , .. , ..• , •• , ....,.,.,.,• , , , , , , . , , , .••                              

      23 (el 8.el11nce ta c!osa by casli, wlro trarnlfar or LOCALLY DRAWN caahler'e or ofl!cli!I bnnlt chack(e), 1JUbject

      24• ta ll.d]ustmentn.or roratlans, .. ,, •• , •...,•, , ....,•.,,,.,,,,,,,..,,,.••..,.•,••..,,,,,,,.,.,,., ,.,,,, ....,.,, $

      1. Ill. TIME FOR ACCEPTANCE OF OFFER AND COUNTEAOFFCRSi EFFECTIVE DATE

      2. (a) If th!sA!' Is not executed by and dellvered to ai1:parties OR FACT OF EXECl.JflON communicated In writing bl3tweeri tha panle::; on or

      27" befora ::::-:, Q V""'I lp , QCQL:? , tile daposlt(s} wm, at Buyer's option, be raiumsd and this offer withdrawn. LINl.ESS OTH-

      1. ERWISE STATED, THE TIME FOR ACCEPTANCE OF ANY COLI ROFFERS SHALL BE 2 DAYS FROM ntE CATE THE OOUN-

      2. TEROFFER IS PEUVEREO. .

      3. (b) Toe date of Contract ('Effective Data") wilt be thd d- a t11e lmrt one of the Buyer and Saller has signed or Jnltlalad 1hls offer or the

         is

      4. final counteroffer. If such data Is not otherwl.9a sat fb I ontract1 than Iha "Effective Pete" shell ba 1he data datsrmlneQ ebove for

      5. aocaptanca cf this offer or, If epp)lcab!a, U,a final co VL°'

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      6. IV, FINANCING: I' J

      . 34"' (a) This ts a .wl!Jrrlf}C)l;(!lltln_ •or. clng; · ·

      35• -.d{b) This Can i n9B bnta'U';'!Sr,c g approval loan {"l..oan Approval") wlttiln days Of blank, lhen 30 days) after

      Sc" "Etfectlva Dale (al ate") for (CHECK ONLY ONEl:;zs-a i!Xad: Dan   !e; or O a ilxed or adjustable rare loan, In -the prin-

      3?- clpal ill'Tl□unt of $ , at an !nttla! lntera;;t rate net to exceed -,-..Y. -%, dlscoUrJ!..fil1d origlnnl!on fees not 10 exceed

      3S- ....3.-% of principal amount, and ior a term of yaan;, Suyflr wlfl mal<a application wlthln':::i days f l:llanlt, than 5 days) after

      1. Effeat)vs: Date. Buyer shall use reasonable dIDgence to: obtain Loan Approval and no11fy Saller In writing of Loan Approval by Loan

      2. Approval Date; satisfy terms and conditions of the Loan Approval\ nnd close the loan, Loan Approval which requires a condltlon ralatad to

      3. the sale of other properry ahell nat be demmed Loan 'Approval for purposes of thla subparagraph. Suyer shall pay all loan expenses. If Buyer

      4. does not dallver written not! to Saller by Loon Approval Date stating Buyer has either obtained Loan Approval or waived this ilnanclng con•

      5. tlng"incy, then e\thar party may cancel this Contract _by dal!ver!ng written notice {"CanceRatlcn Nollce") to the otl1ar, not later than seven (7)

      6. days prior to D!csing. Sailer's Cancallatton Notice must atatfl that Suyar has three (3) days to deliver to Sellar wrtnan notice waiving this

      7. 11nandng contingency. If Suyer has used due dll!gance and has not obtained Loan Approval batore cancellation as provided above, Buy13r

      8. ahan be r,;fundad the deposlt(s). Unlass this financlrig contingency hfili ):!Ben waived, this Cuntract shllll remain subject to ttie satisfaction,

      9. by Clcs!ng, of these condh!ons of Lean Approval related to tha Propaey:

      48" Q (c) Assumption of existln9 mortgage (see rider for terms); or

      49 D (d) Purchase money note ap.9._mortgage to Sellar (sea Standards B and K and r1dara: add1:,nda; or special clauses for1srms).

      50" V. TITLE EVIDENCI=: Af ]east /.1.2 days flf b11lnk, then 5 days) before Clcslng 13i!Ue Insurance commttmant with laglb!a copies c1 Instruments

      61 listed as 8XC13pllof1!1 attached thereto ("TlUs Commitment") and, after Closing, an owner's pc!lc:y of tltls Insurance {see Standard A for terms] shall

      52 be obtained by:

      53" (CHECI< ONLY ONf:}: Q (1) Seller, a1 Seller's exper.1se and delivered to Guyar er Buyer's ettomey; or 54• } Sl.!Yer at Buyer's e,i:pi;;rlSe.

      55• (CHECK HERE) O lf an clJstract of title le to be furnished lrlmead of title lnsurarx:e, Bild rider1oriaps.

      sa• VI. CLOSING DATE: This transactlon shall be closed and1he closlng document.6 daliverad an :I-ch r:5J ye1/:?o'2 {'Clos!tlg"), unless

      1. modified by other provisions of this Contract, If Buyer !s unab!a to obtain Hezard, Wind, Flood, or Homeowners' Insurance at a reasonable rata

      2. due to eKtrame wmather conditions, Buyer may delay Closing tor up1□ 5 daya after sucll coverage becom available.

      3. VII, RESTRICTIONS; EA55MENTS; LIMITATIONS: Sellar shall convey merl<atable title subject to: comprehensive l.md use plans, zoning,

      4. rastrictJons, prohibitions and other requirements !mpossd by govemmentnl orltyi re51l'lcilons and mattara appearing on Iha plat or otharw!sa FAf!IBAA•7 Rev, 7/04 Cl 2004 Florida Aasocilrticn ot f:l=AL'iD!W and Toa F!oricla 13.ar All Rights Reserved Page 1 of 4

      
      

      AOMIJ\llSTRATlVE

      EXHIBIT# ;')

      COMPLAlNT

                            UF                            

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      JAN-12-2006 THU 04:15 PM ALL MIA/1! MORTGAGE

      , .Jan al as 11: !Sp Patricia Vi

      FAX NO, 305 225 9385

      30589 899 :3□

      P, 03

      P· l

      FAX t-0, : 305 2S72B54 Jan. 01 2025 09:SlPM P2

      
      

      ri,:co

      t!l camnTVt II\ Ille Sl.l ll'r.uubibndinJ] Oil, u1111 llM ml!1er.ul rigt,tn. cl recatttwilhcu! riQhl al truiy. t,npl:Jtltt!J p.tirc1JH'r!V Of 111:0rd

      62 11:x:.:l!ad CO"II to ma! P'Up::tty films 6ntl l\01 mere than 101eet fl \11\Cttn ;2:; 10 retu Df tmnt llne.s .ent17 11? feel in ilS tlJ UlecidA

      63 \lMi;t, ta.J.ell Jur ycnrof ctsng ;n1 !!1'11'f\i2'S: and .isslllTld IMrll!ag;!S and purelw:c money lflllrtg11gcs.II any (II ;ttlltanu. ,w,

      m PO

      1 ,         

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      m)t_:i..i.JflJl'Olel/iPVd.:,mSat..tihfalrn

      1::EFi1e(1l.D'.i:Joi(ptha lctegalng nnt! nonefprn1o111111,I-Ille of thll Prcpem fer

      aa Vlll OCCJPANC¥.: Selm"Gnaii&!iwr of Pm toBU},C .rt1h,e cf Oesing urJGlcl a\tmrwi:trt,I.IUld hcm!n, If F10p1rtylr.lnmled B7 ta ba mnte.c:l tll' oc:Cl,lpied Cla:lr;;. i1\li lucl ;i:u;l 1em-.:11\M,D.I and U,11 lun.im{&) or orr••rcaru WI bf! d'i:.i;rooed r1,:11ruen1 to Slar\o.!Jd F b6 It ia 'ID ba deln-c,:::f t\Gfora Cli:l&!ne, ButM ll!ltlll<Gof ku.:t ta Prtipecy11cm c!cte cf .sl'l!ll tlO Md

      0le.- mainba'lt1a elm=. 1D1C1 t:e 10 1UM1 a:=::ptW Pmpcl1vIn ifs ccnd!IM till cf tlino al lllJcinu

      1. °'- TYPeWRnTeil- OR fiMIDWRITTEN PROVISICNS.: 11:ancttmawrlnenPltMS1ot'l!l. tic:larn l!f1d arfcb-i..-ileha! cmtio1all!=l Pto--

      2. viulon9 orUl Cartracl Inconfct with tilem.

      72" X. . ASSIGtWllLm': [CHECl< ONLY ONE): Bl¥!( U may ·Plll!8t1, ba t'lllCsllod from fur1hor l'.:tilly un!W1/l!s - :J tr:t.;·

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      73- butnat ba ICDGed !rem llalliitj' uroer 1T1hl Contract; mt.a!i51sn lhlo

      1.; otSclOSURES:

      fnl '=:i Cl-fEC.K f-lERE r ina i:i l!Utljllc:t !z::i a , lmpc;J::ed b;' a pubic btdv pu.yatlle n lnUWtnents \'lhc,

      7 tumn.e bQycnd C!CilrQ ent1. Jrso, Jper;fry will stiall l)ul' u'nOun!.ll dUD allsr Cl Soller Q Bl.r,'((Q Oth.r (aco.mdandum\.

      77 lblRl!dcn1G nl'lll%LJrilJ,/ 0c:t1ning cim that whan fl a bW(5ng!rt'lil.o°ffldar\t quant!tiesmrrtPre!le!'II hll:llthri:i1m tt:iper.

      76 tm:.-""10 ae i:q:xn:IXI to ii; i;a.,w urna. I.BEia a lZtln U'llt m:a:m te0or;I '1l'ld :.t:u hove In h Rcrida.

      79 At!dillcml radcrt crrm'l ITIS)' a, ol:l!Metl'frun yci:r County Publb urn. .

      - --"""""'"'''''"'by

      ea (cl Mold G nattr..Y a:nrying en::1 =r.a neaU'l r1s1cs or '1ln1nQn TD pn:perty. 11 E!Lr:tm" le CllOl:I.IIIWtf or r:I06Ui1II ac!::!lilonal 1rr1=mztcn

      pc-197a

      Ill• mold. llhaJld can!!Can riare

      l8l32.

      I[elIf lh.ff,rw,.l ):l'OpenylrE"!illie9'o!"1fbida

      lD.t:lng1h00 aWbased p:!irttn:1!.rla

      Soc1!on 5"'-"'lll. F.a

      64 ti) lr.5e5ar b 11"'fDIQQn per:urt .is dllflneQ bytha Fo:1191 I Ill Raal PropertyT.ti! Aa. Iha pa:rtim shnD c:i \l/llh Ad..

      as (g) BUYER SHOULD NOTl:XEClJTE'rnrs CONTRACT UNITL 8UYJ:R HAS l=IJ=CavJ:D AM) FIEAD 'll!EHOMEOWNERS' ASSOCIA-

      88 lJOf.ll!XlMViUNlTY RE-

      117 f,l P OISCtOSUREst.JMMl!.m:a.ttcR EMru1J) NOT RELY ONlHESB.lER'S w::!laJJ' P r'EffiYTAXrB, lHE.AMClJNT

      BS Of Ff!Cf'EATV ltWTiiEBIJVER lMY BEOBIJGIIJEDTO PA'rlNl'HE )'EAElSUSSEOUENTTO FURCHAsE A 0-IANGE OF CJVv?E,:,.

      89 SliPCRFffJPSfTYIM lRGGSSPEASSSSMEITTSCFTHEPROPSTTY1HIJCOU!..DRESW-INHIGI-SIFfiOP$TYTAXES. 00 !FYOU HAVfNffQUS'(lCN;j VAUJATION, C:ONTADTTHECCl.JNTYPROPEITTY APFfUl5ER'S OFFICE FDA INfijf!MA.llON,

      91 XIL MAXlr.al.n.lREPNRCClS'ra:'SOf.er::htlinQfbaras;xin:iiblaftlrpamientsirr llf; .

      92• (aJ Jl O far'lr..almlrrl.aid r?:pa!r St.ridetd P gl blank. lh 1.S'lli ct 1he PIZChw:a Pfloe), •

   2. $ • 0 frr1111:1 QlderStirv:latl:IN nO! r:au=d by Weed Dm:ftoyna Omnnitlm:;i (if tiint t!'¥!I\ 1.9.li:

aflhe Frit:e).

I& Xlll.HOME tl: Sc?m' CJ B.lya- il N/Allollpayb'11 1Mlmll'l1VP1mlaucdbo/ _

.!.16" w:ae::.tncttc J;:. =====--< ,

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m' XJV.fllDERS;.ADDENWl; EQAJ.Cl.AUSE&;QfECK1hosari!Semvdic.hsre ANDM!attnehedto·mi:1rrmdcpartCflN!ICM!rad!. SB"' CJ C\JrllOCi.&Nll.JM OVA/FHA O t,OMEOWNEftS' ASSN. Cl LEAD-BASED f\AJNT er COPSTALCON57Ruc:ma-i CCNTR::LLNE

99"' Q INSIJLATICN CJ·ASIS- ClODllir OJrtp Fike'PnMr.re O A::ldcndu

a,,.,,,r,i,

AUM\\\\\STRA1\\/E COM.PLAINT.

':\HIBIT #,.,.,L------

JAN-03-2006 TUE 03:28 PM ALL MIAMI MORTGAGE FAX NO, 305 225 9385 P. 04

124

123

S"JillNJJARD5 FOR REAL ESTATE TRANSA.C110NS

A. TJn.E lNSU CE: Toa11tle Commitment shall ba laausd by a Ficticia i'censed lftla insurer egresirl!J tlJ mJ:!l Buys; upon /lDJ!Iing of 1hB doorl to Buyer, an

12!l owner's policy of li1le hruan.ca In !ha amoun!: of the pu;eh.!lsa price, ltl!ll.litl!l 8Ujler'a marl<ell!b!a title to tt,e Raal Pmpeey, :;upjGc:t ar.y to m..nero COl'ltar'.ed (I

127 Paragraph VII f!l1d those to ba d!sch2tgGd by SalGr al or belora Qcs)ng, Marks!Bb!a tllla ahei bs de!ssmined eccctCfing tn appi'21la Ti!W Stmd:uds: adoptlld by

125 !11.rlhori'rJ cflha Flortin.Bar and In aecortlanai wllh law.Buyer ehall h!lva 5 daye from dale er mceiving1ha lilfB Commitment le sxamir.e it, andlftill3 is found dsfao­

129 tlw, notify Solar h \Milrrg spodfylna dafad{l:l} which rendartills urunar!<alabla. Ss!sr ahaR have 50 da\'Q nt!1T1 raaipt cf na'.ice to remow fha d!!led!!, feiijrg wrJ::h

100 BLI'Jet shnll, within 5 days ana- exp!ratlon ofths 3C dny period, aG!i.<erwrtuen nouca 10 Sa,ar e.'t!lar. {11exL:lf'IC!ng u;a time /or a f'EIS!!Ol"eP!epsr'.cdnot lO a.r:csd 120

151 day:! within whlch Sellsr shan ui.e dllgartt affort to rernCJ\/i! the da1e..'"1S; or12} raqU!lS'Jng a rafund af ) paid whl=h shall be re!liT1ad lO 9.rtar, Ir auvar fattG to

1. !i0 nollfy Sellar; Bi,l'/W ahllD ba doomed to have sc::::eµted tha tilla a!! It than is. Se!!sr shall, Jftllla Is fcund la. c@geraettcrt to CCITSc:t daiect(s) wltrun

2. the time provid;;d. If, afler di'i:g5nt 5lfort. SSler I:! unab!f! to tlmefY cmac:t the CSscis, 8Liyer &hall either WBNB the delilds, or recei'i.s a refund of depo:ill(B}, thereby

3. 
   

4. 
   

1'6

137

raleaslng Bwer tll1d Seiler from al 'furttw obigalii:nl undar ttis Con!mct. SelerIs to ptc\lida tl16Tdla Ccrnmiiment en::! Itis delivefBd to Buyer es then 5 d!lyll prt:r to Cbi!ng, 81.Jysr may Wdend Cloolng ao that Buyer llhal have up to 5 da trcm d5te of receipt ID !DC!ltllina amna In l!Cro'danc:e wi!h1h19 S±as1:!w.

B.PURCHASE MONEY MORTGAGE: SEOURllY AGREEMeNTlO Sal.ER: A pun:hasa money mor19aga and mort959e ncla10 Sel!erBhatl provide lcr a 30 dsy gr.u:a parlnd11'1 ll'la G11ant ot default if a firat mortgage and a 15 day grace pariod If e aec::md or lassar mortsaga: llllaU provide lor11ijht of prepayment

13B In whola or In part wttliout p:onaJty, shall parm ac:eJaj.!tlcn In avant cf transfer of UUl Raal Propeny: shnll require nil prior llerul and encumbrances to be kept

138

140

141

!n good stnndhg; shill! forbid mod!ncatlons of, or fuiura .:idvancas under, pnor ffiOl'lgage(s}; shaU rsqulra 8lJY0f' to maintain polfclss at lnsunmce contalrJng a dard morlgaaoo c!auss CC1Wtlng oll lmpmvamgrns located on Iha Raal Propeny against flm end all perll!l Included wlth1n lila tarm "axiendad c:JVernga em:iomements· end other risks and parlls as Seller mny mnscnilhlY raqulra, In an omoum: aqua! to thsir hirJhest: !nsurabla value; and the mortgage, nora

1. and11eo.uity agreement ahall ba ctherwlsa In form and content IBQUlll:d by Seier; but Seller may only raqlire c!auaaa and coverage cusfomar!ly found In mort­

2. g;a98!1, m::irtsaaa notes and security a9mamanlu genemlly utillz.ed by savings and loan lnatfluticns er a!ata er rm.Ilene! banks lccn!ad Jn ths c:11.(1ty 'Nh9!'81n the

1"4 Rool Prcr!a localml. All Psraorml Prcµmty end1Ga568 being conveyed or llB!!lsned v.rill, at Sellar'& optlon, be rut,Ject to the IIBO eta t.GCUl!ty ttQmomern avi­

146 don.r::ad by recorded or lll9d flnancit'lg GtatemantS or car!lficnlas cl UUa. tt a balloon mortgage, lhe f!nal p.!YITlent wm axcaed lll!'I psrlodlc paiments lharnon.

148 C. SURVl=Y: Buyer, 81. 9uyer's expense, wi1hln time llli:lwsd 1o delver evidence ofl!Oe and 10 examine same, may have tha Real Properly sl..lMlyed and certffiu:I

1. by areg!sterad Florlda.surveyor. tr the eurvey dlsdC68& enO'OachmijnlLl ontha RealP\'Oper!Y orthatImprovements (cc:rl.ed tnareon enatladl ansalbeck Iln:m, eaee­

2. rnenm, lands of othars or vlolaia miy rasula!ans:, Cornraa or appllc3ble {JCllml1manlBI regufatioll!!,1he ll!lfTlB llilsil conslituta a tJUa de-fad.

14ll D. WOOD DESTROYING ORGANISMs: "\Nood Daslmying O;ganlsm5" r,-vDD) nhall be desrnocl to lnclurla BIi wood organisms required lo ba ropcrt­

1sb edL.ITTder Iha AorldaStrucrural Pas::ControlPa.asamended. Bt.¥ar, at Buyer's13i!Part:1a, may have theProperty inapaclacl by a Fb-ida Cafllllad Pool Control 0

1. iOper.:ncfJ wi1Nn 20 cb.y:i afterIhaEffectlva Damto dt!lermlne II tl1er815 BflYVl:!i.ble !!dive WDD i'llmrtnllon orvielbls i:!amage frOm l,,\'00 lnlastlll!011, exciud)ng fences,

2. If either or bolh ara round, 8uya' may within!laid 2D ctavs n I hava cost of lrealment or ediue lnfBS!allon sstlmmnd by tho Operamr; {2) rave alldama(]e U1Speciad

3. llllC! cost ct rapai" estirnerecl by an eppropriatdy lir.:aosed conlrac:lcr. and (S}l8flOrt aic:h cosl(6) le Sal!er !n writing, Saller shaJ causa the lre:ltm!!nt end rnpalr of all

164 WOO damega IO be and p.ry tl'\a COSS1hGroof up to tha amount provldad In Pamgraph Xll!a). tr BStrnated CCS:S exr.eed tlmt emourtl, Buyer BtlaU have Iha

155 opUon cl c:::tr\C.Gllng th!s traa by 9!vlng wr!tmrl no!lca tc Sil.liar within 2!l days atmr the Effac!iva Daia, or Buyer may Blact to pmc:eed with Iha tra:n!lact!on and

156

157

158

158

rncslua a ct!dlt at Cbslng oql.1.31 to the:munmt provld&:i In Pamgrnph XII/a tr 8t..ryars lender requires 1D1 updated WOO mport, then fli¥lrstsll, .il Buyer's CXpan!',D, have the cpporrunlt:y to t,avg the Proparty rn-!rt::pac:tad for WOO lnfa!;tatlon and hl1ve Iha cocl" cf active infcflhltion ornew damage eatimaled and rsported 1o So,!ar in Vvrillng at bast 1o prior to Closing, am thetaaflar, Saner enall O&J5e such lras!ment and repair to be mru:ie and pay iha a:st thereof; pl'tMdad, Seller'!! ti:Jlal abigmbn for treatment and repai' i::;osts raqured Under both the fret e 11e.xind lnapecibn Ghall not 9XC8ed the amount provtd8d !n Paragiaµh XU (a},

1!10 E. INGRESS AND EGRESS: Sellarwarrant9 urn:l mpraaenh1 that Ihare 111 ingrsaa and egrass to 1he F!ecl Property sufficlant for its intended usa as dfl?lClibGcl

1. fn Paragraph VII haroof and title to the Real Ptcpnrfy la inautabla In wUh Stanclard A without m:ception for leek of legal rlgtrt cf acc:asa.

2. F. LEASES: Saller ahall, at laast 10 daya before Cloning, fumlllhlo 91JY8r.top!tl3.o/ all wrtnen looses and estoppal lsttem frc(t1 B8d1 tenant specifying tha nal.Ura

1. and duration at the tansnt'a cccupar.cy, ,anlal ratoa, advanced rant and 601'.!Wrt1Y daposlts paid by tenant If Seierle unebje lo obtain euch laltsr from eaeh.an•

2. em, the same lnformmbn clmll be fumbhed by Seilarm Buyor wllhin that tlma perfcd In the form of 11 Sc!ler'a affid.lvll, and awer may therm/tar contl.ct ten­

3. ant to conllrm sud'! lnfcrmallon. lflht3 tnmm oftha leases dlffar mmerla.lly fJDm Setler's mprasanhrtlons, 6uYOi may tarml1"181a lh!s COl'ltract by del!verlng written

165 noOca m Safier m IB'.ISt fi c:iaY!I prior to ctoslng, Saller shall, at Cloalno, deriver and eaaign all original leasas to Buyer.

167

166

158

170

G. LIENS: Sollmr shnl/ fumtsh to Buyer at tlrna ofClas!ng an a:ffid!Mt almsling to the abaance, unfesa otherwise prnvldad IOf' herein, of any ilnanc:lng satamant. c!alrrul ct an or pclBnlial lwnara known to Sellsr urn:l tutlharntlallfine that \hara have baan no!mprovemermi Of repairn to tha Real Property !or SO ctays irnma­ dlately preceding dme of Ocaing, lfihff RClll Property hae b&in Improved or repalrad w!lhln that time, Saller nhal deWi!r relBSBall or Wiliven. of const(!JdJcn Uana exaruted Py all 9enarar corrtracton:i, aubcontractt:lrs, suppl!Grs ancl mnrorlolmen In rujdt!lon lo Setlar'e nen afllt!i'.11111 aall!ng rorth the names of nll such gen­

1. eral conlraciora, eubconlmctora, 5Uppliera and m:;te .almen, further .ifflrTnlng that all charges for lmprovamanta or repnln:i whleh could serve as a besb for a

2. cons!rut:lion r111n or a daim fa, c!amagoo have boon p::ild or wW ba paid at lha Oocin!J or !hill C.Onlmct.

172 H, PLACE OF CI.OSING! C1o.slng shall ba held Intha couniy Wherein tha Rast Property ill located at tha omi:a of the mtom£JY or mhar closing agent rciooir,a

174 Agsntj dostgnallld by the party paying fcrtrua Jn:iuranca, or; lf no Ulla lrtEll.ltal'le&, dael natad by Saller,

175

i7S

m

I. TIME: In compuij-jg lime periods of less than elx (Bl daye, Saturdays, Sundilyn and elate er natlcrwJ !er.,al hoftcta.ye !!hall be BXcludad, My !Ima parlods p;m(dad

forhornln which thell end on a 5all.Jn:1ay. Sllndey, ore legal hofdey ahall 6l'lenO to 5.1Xl p.m.of thonextday. Tune la afttla e65ef!CU In this Cantract.

J. CLOSING OOCUMENTS: Sallarshalt fumi:!h the deed, Olli ol &als. cet!Uicale c/dde, c::in.structlon tier, Oll:dnw, owrar'a pc55e59lcn alfdavil, ass;Jnrnams o[IG.1si:Js,

178 tenant end mc:rtgsgoo esicppel lattera and conactMI !rn;trumBrlts. Suyar sha!'furnish fTlC)figafJa, mortgage nole. ood.r11Y egreamarn .ind nond.ng stm

17ll K. EXPENSES: Occumantwy lltampe onth9 daad and reeordlng of corractiva lnstrumarrts ahell be paid by Sel!Br. All c:ists of Bt1yartl !can f,vhathar obtained

18□ from Sellar or third party), incluo!ns, butnot l:mlloq ta, dooJrnanuuy stamps and Intangible tax on Iha pUl'Cllasa money morigago and any mnrtgaaa 82SUlTted,

1B1 mortg!lgee t1Ua ll'\6Urance commitment wi'lh relaled1ees, and rec:ordlng of µurchai monay mortgage to Sel!Er, dasd anrl llnanclng :;iatamenll! shall be pcld by

182

183

184

185

188

Buyer. Unless otherwise pro11ldad by law or rider to thb Corrtreot. charges !er the ftlllcwlne ratated tlt!a f.Ell'VICa!l, namely title av!dance, fll1e examlne on, and clonlng fee ffncludlng pmparailcn cf cbslng statamenij, aha.II be pa!d by !ha party rasponalb!a for furnishing the Hile avidenc.a in eceerdar.ca with Pitrngraph V, L PRORAllONS; CREDmi:TBXe!J, . ronl, lnlamsl,!rniurance and othoraxplll1SB!I of theProparlyahatl bapro,aled through ths day befcra Cfrong, BLIYf!r shnll have the option of biting over ex!aii,9 pOllcias Qf lnaurani;;a. II assumnb.le, In which avant premiums Ghail be p;cr.i!.sd. cash ti! Closfng !:hall be ilicmaeed or de::raru:ied aa may co raquiind by proratbns 10 be m.a:fa lhrough 1±!.y prier to Cloeing, or occup.anc:y, If occupancy oa:urn bafore CIO!:ing. Adv1111Ca

1B7 rent and aerurlty dapomte will be c:rarllted to Buyer. 8lcrow dapa.slts hald by motlge9ae win be credited to Sellar. Tmta!i sh:ill bn prorated b=d on-the C'Jrront

188

188

100

181

192

193

184

yasr'a ta,; wilh cb.Je atlowanca made fer ma:tfmum aEowabte lfuc:ounl, hcmemem:I and olher £!$Tiflilons. If Cosing cx:cum at a date when Ihacumin\. 'G m1ll• ago In not flxud and nt year.:assessment IsEVll.llable, taxea will be prorated b.i.sBd UpClf1!llJdt i?!l6asmnt1nt and priar yoata mlllaga. If Cl..llltll1t }'l:l,'.1r'n B!::!B!lll· ment Is not nvnllable, than la):B!l will ba prorated on pricryaar'a Im(. It Ihara rua r:omplntnd lmprovamente onIlls Aoot Propar!Y by Jnnuaiy 151of yenr cf C!C!ling, whlch lmprovemeffi:9 ware net in eximence on January 1st cf prlcr yaar,!luin tDXSS 5hall be prnrated basad upon prlorygar's mmage and et an aquitebla aell&55• mant to be agreed upon belwaan 1ha pnrtias; 1a!llng whldl. roqua:tt shill! be mada to Iha COLll'lty Propany Appmiller for an informnl BS6866ff1Snt taking Imo e=:::unt avallabla examptkms. A tmc pmrat!cn ba!:ed on nn fllrltl'Tll!ffi oheD, Ill raquasl of either p.eny, be readju.rted uµi;,n raca!pl c/ currant yaru's mx bill.

M. SPEClAL ASSESSMENT LIENS: Except 85 eat !Oriti In r'ar.:igraph >!/(a], cart!nsd, contlrmed and raWiad npaclcl ant lien!! lmpoood by pubfll:l borJ.

1B5 !es as cf a051ng ara to be paid by Sellar. Pending Uar.s il!l of Cllll!lr,g ahall be aaaumetl by Buyer. It1ha !mprovemem he.s boon aubaterrllat!i' complalad :l!'; at

100 Elfa..--tive □ale, Dl1V pena1nu f!GJ1 slut beCOl'lSldamd cortJilnd, conftrmod or rnlifled and Satter aheD, al Closlng, be od nn mnount equal foIha last estima!e

197 at asaeaoment for tha Improvement by tha pub(lc body.

FARIBAA·?a Aw. 7/04 0 2004 florlci.a clmlan of REA!:J'lJlle• and The Florjda aDI' AU R)ghl!I Re rved Pimo 3 cl 4

JAN-03-2006 TUE 03:29 PM ALL MIAMI MORTGAGE FAX NO. 305 225 9385 P. 05

1!38 STANDARDS FOR REAL ESTATE TRANSACTION$ {CONTINUED)

189 N. INSPECTION AND REPAIR: Seller WWTIJ1"1!51hllt tile calllna, roof rll"lcluding the fasda and 5offitB), axtari□r end interior Wfllla, foundation, and d□ckaga of

1. ttie Propsny do nmhave u11y vlslb!a avfdenc:e cf lea}c;, Wlllt!f damage, or strui::n.Jral damaga and that the saptlo tank, pool, all appl!ancen, machanicaJ llmna,

2. heatlne, caofrns, electrical, plumbing system!!, Brnl rroctinery are ln Worldng Condltlnn, Toe foregoing warranb} shall bo Hmttsd to ths itams speclfled LJ1iass

2Jl2 □theiwl&a provlciBd l:n an addendum. Buyer rTl!lY in!lp!IC.t, or, atEl!JyBnl experaa. have a firm erinrlividual specializing In home inspectlans and haidlng an ca:u-

1. p.stlonal for llucil µwpoae (if required), or by an nppropnataly kt1ru.ed Florida CCl111Jm.Ull', malca lru:peatlons of, ihosn Item::; w!thin 20 difJS .afte( the

2. Etfectlue Data. Buyer snag, prior to Euyar's □ccup!!flcy but not more th:!n 20 days attar Elieaive Data, report h v-nltlng ta Sell:elr such ltmu; that do not mast

3. tha atiova standards an to dafacia. Unless Buyert!maly raportt: aucll d5fac:t!:, Buyer shall bs doomed to have waived S61\ar,:l warrantles e:: ta defect!! not rnµort-

205 lld. If mµainl; or mpis.cr.manla as.i roquired to comply with thi11 Standard, Sellar ahall CBl.158 them to be mada und ahall pay up lo Iha am0U11t PftNided In

207 Paragraph XII fb), Saner hi net required to make ,epalr& or rafltecamenln of a Cosma:Uc Conclllon LJl"l!asa c:aUG&d by a dafeet Sauer 18 resp01"18lPla to repair or

206 replace, If the cost tor sut::h rnµalr orraplacatnDnt BXCGeds. Iha amount proo.,ldsd InParagraph XII {bl, Buyer or Seller mny a!Gct. to pay such BXCf!!S, fulling v.tllch

1. eithsr pany may canes! this. Contr..ct. If Sailer Is U/labla to comic! the defects prior 10 Clo.sing, the cost tharaof shi'.111 be pa!d !mo ascmw a1C!aslng. Fat pur-

2. Pllsa!: of this cartract (1) 'Working Candlllnn" moans oµaratlng In tha rtillMBr In which Iha l!BfTI was designed to oparatD; (2) "'Casmetlc Condl on• mean!!

3. Msthatlc lmperiac!!ons that do not ru:t the Work:ng Condition al ma liBm, lndudlny, bul net Dmltad1c: pitted mart:!ta or other pod finiste; rnil:cing or tom

4. .!3Cl'Sens; fagaad windows: team, \I/Om spots, or dlscalorallan or floor covsrln!j!I, wallpaper, or window treatments: na!I holea, GCralche!I, cents, scrape!l, Chips

21.3 or caulking fn cel[nga, walls, flooring, ibctl.Jre!I, or mirrcra; and minor crac:ka In ficom, l!IBII, windO'MI, driveways, aid.r,valka,.or peal dacks: and (SJ craelcad roof

1. l flll, rurtlng or wom ehino . or ffmlled roof nf?I !!hall net be oOl'l!lldarad dafacla Sailor muat repsir or rapla.ce, GO Ieng WI them ill no ovidonca of actwl leaks

2. or leakage or etructuml damage, but mlaaing tiles Wl1be Sallar'a rasponalbility to mplai.e or repair.

3. a. FIISK OF LOSS.If Iha PrcpGl'!Y la damagac:1 by flra or omar i:asualry betom OcslnQ and cast of rB5!0!'2llon does 1101 axcaod 1,5% ofihB PW"Chase Prk:a, cost

4. al rastora!lan snnll ba an obigatl::in ot Saller and Closing shall proceed pursuant to ms terms of tNs Contract with ra51Dmtlai costs escrowsd Eli: aoarng. If the

5. co::r of ro:.iorailon axcoo 1.5% ottna PI.Jl'Chaso Prlca, Buyor shall Bllhar tnka the Property as b, togalhar wilh eilhar tha 1.5% ar 1111V frauranCl'.l pnx:oo:os

21£1 payable by vlrtua of l!Uch loss or damaga, er recaiva a IBfund of dspoiilt{s}, thereby ralaa!lfng Buyer and Sellar from allfurther cbllgatlon!I undartl'is Contract.

1. P. CLOSING PROCEDURE: lha daed shall ba reGDtdsd upon cl cf fund!!, lithe title agent Insures ac!uarea matters pureuant to Sactbn 627.7841, F.S.,

2. B3 !!JTlandec:t. the eSGIOW and cio!ling procedure requlrad by th!!I Smnd!lrd etil!ll bs waived Urlasa walvad BS sat lorlh above ths fcllaw!ng cias!ng procedures

3. 11haD apply: (1) an doeing procaecm lil1all ba held1n aECrOW by 1ha Closing Agem:1or a psrlod cf net moro 1hnn 5 d.Tr.;,.mnr Clomlg; (2) If Seller's tilla rs mnderad

2Z1 unmarketable, ttlrough no tault of Buyer, Buyer ohnll, within tha 5 day period, no /y Sallar In wrillna cl lhGI dafoct and Saller shall tuiva 30 days llom date of recaiµt

1. af auch notllicatlon lo cura tha deloot; (3) USailor la!!e to llmaly cu-a the da/ec aU deposits illldcla.slng fi.ods shzll, upon wrinan demand by BuyBr and within 5

2. dayu a:tter demand, ba ralumed to Buyer and, Slrrn.lltanoeuuly w!lll suchrepayment, Buyer shall mil.Im the Psrsonal Property, vacata theReal Property and recon-

228 vey ttla Prcpat1'/ to Selerby epeciat warranty dasd and bill at s.ila; anl'.I (4) If Buyarfallsto make 1imelydemmld lt:::rrefund, Buyer ahall lakatill9 fill la, weiulngall

227 rights aga!nst Sellar ns to af?l lm01V81'1lng defect amipt as mny ba available m Blfi8r by WllJe cf Wllrrmrtioo conlagied In Iha deed crrblD cf S!lla.

226 a, l=SCROW: Mt Clas!ng Agant or escrow agent (cofootlvety ·.AyanrJ racsiving funds a eq.iMllant 15 &.sthart.:ad and nareoo by ac:csplBI\C:B of mam to dsprelt:

1. th9m PIDlllptiy, hold ssma1n escrow end, subject to c.lsarant:a, dlsburae them JI ac.::ordanca with tsmm and c.:indltlons at this Contract Falum offu,ds to cioor snaJt

2. not exa..t!:a Buyer's periomumca tiin doubt l!!S lo Agsni'a dutie:9 orliawtiaa unoarIha pl0WlietlS of th!a Contract, Agent may, atAafflopllon, continua to hotel1ha

3. aubjoot matter cl Iha a&:roW until tha partiaa he1t1to 11graa toIla dietiuraama,it or unll! ajudgrnant of .:1court ofcomparent Jur!sdztlcn :!hall detarmha tha rfghtad tha

4. part!se, orAgimt may dapostt same with the da!'lt ot Iha cin::ult court havlngJut!sdbbn oftnB dlspula. An aticmaywho rapresenl9 a partyantla!Bo aci!I aa Agent

5. may rapraa&n! Guch party'In suet, action. Upon not!Mng all p.l(lles caru::amad of such ect!on, sllllablilty on the part uf Agant aha.I fu:ly1ermlnate, t to ttra exteni

6. of accoun!lna for BtrJ llamS fl'O'-'lously daEvemd our at escrow. tf a Dcersad raal frlBta bmkor, Asent will comply 'M!h pro,.,illi:lll!I of Dlaptal' 475, F..S..1 ns:tl'Tllll1docl.

225 krf suit b.itwBM Buyer and Saffer whereln Agam:I!.made apany becausa at dig fl!I Agent hamundar, orIn arrt suit whsmin Agan!1ntsrplsads the 6!Jl:ljao. rnanar

Z18 of the BSQ'OW, Agi.rn shal fE!c:::JVO( le ;utcmay's ff:fl!I .end cools incunad w!lh1haaa amoi.rrts !c·ba paid from and Ot.JI of the escrowo&funds or equivalent

1. and chnrged and awarded as t:otJiti:osts rl @llor oftha pnwailn□ party.Tra Agent ahall rialbai:!blato any party er parsonfer msdallvery to 8lJyur or Sellar ct ltsms

2. subject to tha f:laDW1 unlez:ruch m!.'.::::!elive!y 19 due to wllrut bmac.h of tha pi0llllllona cf Uiia Cail.rad: ct nog mu:e cf Agern.

3. R. ATTORNEY'S FEES; COSTS: In any lffiamion. lnc!Uding brooch, enfen:amanl or lntarpratnlon. arl&lr)[I our of lhls Contract, tha prava!llna pany In auch lltl-

4. gation, whic.h, for pUrpC!la!I cl thln Standard, shnll tnt:lude Sellar, Buyer and MY brolu:ir.i ru:tlng In agency or nonagancy ralat!anshlpa authOrtmd by Ctr.ipmr

5. 475, F.S., aa emant:15d, aha11 ba anttlled lo raeover Wm the nan-pravil/Ung pnrtY raa!.onable anorruiy's teas, coota and axpat1Bas,

6. S. FAIWRE OF PERFORMANCE; U Buyer fulls to parfurm this Contract within the lime aµecifisd, inCIIJdlng paymani cf all daposlm, tile daposlt(s) paid by

7. 81.1yar and daposll{sl agmodlc ba paid, may be recovarad and mtnlnocl by and for the aCGOunl cf Sellar es:;igraad tlpcn llql,l/d.llad damages, c:onslda.-alion for

8. the exacutlan of this Contrnc1l3Ild In full senlemanl of any c.lel/11!1: wharaupon, Buyer and Ssllar stuill ba mlloved of all obllgmlons unclar this Contreci.: or &wir,

9. at SaUer'!!. option, may procead !n equity to enforna SaUar'n rights under th!!I Contract. 11 tot ru,y raaso11 othar than tarlure of Sellar to m!lk:a Sellar'a Ut!a mar-

10. ketable attardlll9enteffcrt,Sellarfail!l1 negleota crrnlual3ll to patlcrm1hia Ccnlr.let, Buyer mny t:00kspeci!lc performanca or ell!Gt to receive1he Jalum cf Bllyer's

11. deposlt(s) wi!hoµt thereby waiving fll1Y aciion fur dumageu nmul!lng from SaUanl braa::h,

    24B T. CONTRACT NOT AECOADABLE; Pl=RSONS SOUND; NOTICE; FACSIMILE: t,Jaithar thia Contract nor any nouea of It SM!! ba racordod ln any pubUc

12. rac:orda. Thia Cantraot ahaU bind and Inure to tha benefit of the parties and their SUCCe:!!OrB D1 Interest. Whenever the t:0ntaxt pamrll!i, singular she!l lm:lt.:da

1. p!urat and one gender ahall Inc.Juda an. NctlcEl ll!ld dol!veiy givon by orlo tha attcmay crbro!mr represanllng any PartY be ilS a!!eciiw ll!l If given by or lo

2. thst party, All nctieea must ba In wrlHng and may be made by mall, pernonal OOriVwy or alectmnlc maelia. A legible f;:tcslmUa ccµy aflhls Cornract and any aig-

3. nn!uroo horeai !:hall ba c:::insldered tor ll!I purposes all an criglr,al.

4. u. CONVEYANCE: saner shall convey rnarkatabla title to the liaal Propar\y bi' alatutory WB.ITclfttY, trustea's, pa.-aonal repreaentBliva'a, or guartflan'B dead, .is·

5. apprcprlma 10 Iha :rtntus of Saller. !lllbjeci: only to mnttera conllilnad in P.araaraph VU and thosQ otherwise accepted by Buyer. Paruanal Prop(lrlY r.hall, at tho

6. mquesr of Buyer, be transferred by en ab9alute bill of aala wllh wananty oitllla, aub)ai::t ar,fyto suet, rnettara a:1may be olharwlna PfO',lided rar hereln1

25£1 V. OTHER AGREEMENTS: No prior or presant aaraamams er roprosaf'l!B.l!o shall ba binding upon Suyer or Saller unlass Included h tti!s Contraci. No mod-

257 fficatlon to orchw,ga In1h!s Cor,tract aha.II ba valid er binding upon1ha fDri!es unl115a In wrlting and axacutad by Iha pal1las Intended to bebound by IL

25B w. saLER DISCLDSURE: Ttu.111are r'ltl facts lmownro Sallarmatarinlly eliacting Iha wlua cf1ha Propartywhlch amnot rondllyoboorvablaby Buyerorwhicli

259 have not baen dlsciosad ID 8uyar.

200 X. PROPERTY MAJNTENANCEj PROPERTY ACCESS; REPAIR STAN□AROS; ASSIGNMENT OF CONTRACTS MIC WARRANTIES: Seller Shall mll!n-

2B1 taln tha Propsny, lndudlng, bllt riot llmlted to lawn, ahrubbary, and pool in the condition Blllstlng il!l of Effac!iva Data, ordlnary wear and tanr BlCl:ap!ad. S£':l/er

252 shall, upon raB!IOflt!b!e notice, provide utllitia:5 oorvlce and ac:aM tothe Proparty for .:ipprai:ml al'll ln5µ6Cllon9, tne!ueiina 11 walk-throui;t, piorto CID"..!ng, _lo

1. con"rm tnBt oll ltams or Paroonal PropertY .im on the Ra.el Propany and1 aubject to tha tossgclng, lhat all rnqulmd rup:ilr.. and rnpl&:emanra have baen mace,

2. .and mar tho Propany has baan tn:J!ntolnad as mqLirad by this Standard. NI repairs aru:1 replat::amnms shall ba comp1atad !n e good Md wa1<mant:ka rrmnnar,

285 In tdanca with al( rnqulramanta ol law, and shall coruilirt of rnatariala or !Lams or ql,lallty, Villua, capaolty and parfommnca eomparabla to, or batter lhan,

Y.,

266 Ihm existing as oftha Effsciive Data. SellBr wm aualgn all assignaPla repair and tremmam conirachl end wammtlaa ta Suyar at Closing.

257 031 EXCHANGE: If allherSaller or Suyerwlsh to antar Into a IUm-klncl axc:h!lnga !either 11lmultanecus with Closing ordmormd) with mapeci lath$ PropB/iY 26B under Sac:t!Ot'I 1031 o/ the ln1Bmal RGIIBnUO Coda rExchanga1, Iha other party shall cooperate In all ruasonable 1BspaciB to el/acll.latn the E:u:hm-gs, !nclud-

1. Ing the exaclJl!on of dacumertta: provided {1) the cccpamlfng party shal! Incur no llabllfty or expenae ralmed to tna Eia:t'.ange nnd (2) tho Closing shall net !::a

2. contingent upon. nor GXtandsd ar de!ayed by, such En:hnnga.

FAR/BAR-7!1 RBV, 7/04 «:I 2004 Florida A!l alion of A and Th.a Florida 6ar All Rights Reserved Peen 4 of 4

/·\!J\·/;11\l!ST!'-:}\Tl\/ : COI' iP L./.\1.f\lT

/H;BiT #d

, : .' .iGE -- ----· •-· ==·;;:,.-

1

-- -- ·----· •l                                                                

JAN-03-2006 TUE 03:30 PM ALL MIAMI MORTGAGE FAX NO, 305 225 9385 P. 06

':...

ADMINISTRATIVE COMPLAl.NT.

EXH\811 :#d ••=-·

FA.GE :J OF ------

JAN-03-2006 TUE 03:30 PM ALL MIAMI MORT!.GAGE

FAX NO, 305 225 9385 P, 07

-

--·

Addendum No, to the Contract dated_ j a~JJ --· 3· - ol=O=Q=h --·between

----' c:,.l'IL..1.r:l,s.,_$_\½ld'-'4--' ..!l.C..i.u{-Rw..2-'--'n'-'-++.Ll<1QL--, 'Seller)

and _...,b:f?---= -""'-'·--'=--""b'--'--'-'t'iDu..i:t!J,_,,_@...,

concerning the property described ilS:

\LP.59D €,J;'l S, ,S,W

cg1<

,¾--U;,±wa.,.·c ia .,IJ.,.,, ·\µ.) a

(Buyer)

{the neontract"). Buyer and Seller mal\e the follow!ng terms and conditions part of the Contract:

&cJe-en

Date: _1- o - O--ilpe--_

Date:_I -3 -O \p _

Date: _.._,j411 ]+/,e:o_,.L•-c...·

I

Date:                   _

This fcmt is nvnflable feruse by !he entire rei!I estitta lridustty imcl Is not inlcndecl to Identify tile user as a CIR- fauu.TtlR ts a ragistorod =llt:et!ve membi:rnhlp

rn

mark Ihm. m-iy bo usod only by real est.ele r=nsees wllt1are membnrs afll,a Nlltlonal P.S5Ddnl!cn of Rm:rms and wh;:, subscooii to its Code cfE!hics-

Tl'ecopyi'gtn bl.llS ofllw Uri:!d 5151!:S (17 U.S. Cooel rcrbld 1he1.mm.1il roprrducfun of b'an/1rams by ,r.y mal!n!i !nc.Wng fucshlia cr comp forms.

/\CS?-211 Pev. lil{J◄ il'll994 Florida Associalfcn of RtALTCfl.Srfl.l

AU /111,hts R11!i11Mijj

@r

....., !=,':;;:I

Sep 13 2006 12:14PM Reger Drake Reefing, Inc. {9541252-8930 p.2

Roger Drake Roofing, Inc.

4790 SW 83" Terrace

Davie, FL 33328

CCCl327504 (954)680-42%

Dated: September 13, 2006 Regarding:

Gerald Pintado aod Patricia Villa 16590 SW 62 Street

Southwest Ranches, FL 33331

Flat roof was replaced approximately 6 months ago. Attempted caused by pitch roof an approximately eight different occasions. Pitch beyond

repair. Roof system was painted making removing and reinstalling es nearly

. Imposst'ble. We strongly recommend a re roof as e.K1st'ing syst,"i0o-t be repru·red.

Please contact us if there is any additional information we can p de.

Roger Drake

Sep 13 2006 12:14PM Roger Drake RooFing, Inc. [9541252-8930 p.2

Roger Drake Roofmg1 Inc.

4790 SW 83"' Terrace

Davie, FL 33328

CCC!327504 (954)680-4246

Dated:Sepa:mber13,2006 Regarding:

Gerald Pintado and Patricia Villa 16590 SW 62 Street

Southwest Ranches, FL 33331

Flat roof was replaced approximately 6 months ago. Attempted

caused bY pitch roof an. approximately eight different occasions, Pitch S beyond repair. Roof system was painted making ri:mov:iog aod reinstalling • es nearly impossible, We strongly recommend a re-roof as existing syste ot be repaired..

Please contact us if there is any additional information we can p e.

Roger Drake

AUMINiSTRATIYE

EXHIBIT #...::LfL =•·

  I      OF

A. Settlement Statement

8. Tvpe of Lnan

-_.-_~-- .

-- .

--,----·--··· ·-----•:,

and Urban Development 0MB No. Z5□2-□265

1. NOTE:This form Is furnished lo give you a statement ,.,factual settlement costs. Amounts paid lo and by the settlement agent are shown. Items marked "(p.o.c.)" were paid outside the closing; they are shown here for Informational purposes and are not Included Jn the lota!s.

   
   

2. NAME OF BORROWER: Address of Bom:iwer:

3. NAME OF SELLER: Address of Seller:

4. NAME OF LENDER: Address of Lender:

5. PROPERTY LOCATION:

6. SETTLEMENT AGENT: Place of Settlement:.

7. SETTLEMENT DATE:

GERALD G. PINTADO and PATRICIA VILLA, his wife

16590 S.W. 62 STREET, southwest Ranches. Florida 33331

KRISTY SCIARROTTA

2751 TAFT STREET. UNIT 404, Hollywood, Florida 33020

INDYMAC BANK F.S.B.

190 Technology Parkway, Norcross, Georgia 30092

16590 S.W. 62 STREET, southwest Ranches, Florida 33331 ILEANA M. GARCIA, ESQ.

9415 SUNSET DRIVE, SUITE 274, Miami, Florida 33173

311106 DISBURSEMENT DATE: 3/1106

TIN: 098-62-0157

TIN: 56-229697□ Phone: 305-274-3020

Substitute Form 1099 Seller Statement: The information contained In blocks E, G, H, and I and on line 401 ls Important tax Information and is being furnished lo \he IRS. ff you are required lo file a return, a negligence penalty or other sanction wm be Imposed on you if this !!em Is required to be reported and the IRS determines that ii has not been reported.

Seller Instructions: If lh!s real estate was your principal residence, file Form 2119, Sale or Exchange of Principal Residence, for any gain, with your tax return: for other transactions, complete the app!lcable part oiForm 4797, Form 6262 and/or Schedule D (Fo11111040).

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"

L. Settlement charaes Bolitlwer POC Seller POC Paid from Paid from

70U. Tot.al Sales/Brokers Cam. based on price S610,000.00@ %= 13,120.00 Borrower's Seller's

Funds at Funds at

Settlement Settlement

13,120.00

295.00

4,880.00

901. Interest fram 03101/06

04/01/06 (Ii! 84.7222 /dav

2,626.39

,,

1100. itle charoes: ,,

Borrower POC Seller POC

,,

1101. Settlement or c:!oslng fee l l 02. Abstract or liUe search 1103. Tll/e examination

1104. Title insurance binder

1105. Document preparation

1106. Notary fees

1107. Attorney's Fees

(Includes above item numbers:

1108. Title Insurance

(includes above item numbers:

JLEANA M. GARCIA, ESQ.

,,

Attorneys' Tille Insurance fund, Inc. ILEANA M. GARCIA, ESQ.

t,

,, STEVEN L BORNSTEIN, P.A.

,, ILEANA M. GARCIA. ESQ.

350.00

195.00 225.00

160.00

100.00

t

3,350.00

l

1109. Lender's coverage (Premium): 5488,000.00 (S225.00) 1110. Owner's coverage {Premium): S610,000.00 {S3.125.00)

,,

1111. Endorse: B.1-25;F9-315.00

1112.

1113.

490.00

1200. Government recordino and transfer charoes:

1201. Recording fees Deed S18.50 Mortna□elsl 5210.50 Releases S37.50 229.00 37.50

1202. City(ccunty lax/stamps Deed Mortoaoe/sl 5976.00 976,00

1203. State lax/stamps Deed S4,270.0,0,Mortoaoe(sl S1.708.00 1,708.00 4.270.00

,,

1204. RECORDING AFFIDAVITS

1205.

CLERK OF COURT

,a.so 18.50

I

1300. Additional settlement charoes:

1301. Survey

1302. COURIER FEES

,, GUNTER GROUP INC. VIP/AIRBORNE

BcrtPWer POC Seller FOC

525.00

75.00 55.00

,,

1303. LIEN SEARCHES to RAPID LIEN VERIFICATIONS

I BO.DO

1304. 2005 PROPERTY TAXES

1305.

1306.

1307.

,", BROWARD CO. REVENUE COLLEC. 7975.B5

,, I

130B. t,

1309.

1400. Total settlement charoes: "·

I Enter on lines 103. Section J and 502, Section KI

21,057.89 18,201.00

I have c.imlully mvfewed \he HUD-1 Settlement SI111emenl and to the best cf my knowledge am! belief, tt l!l a true and accurale statement cl all rocelpl!I and d1sburnem1ml!l made en

my a=un\ or by me m this 1ransaction I lurtl1er certify thal I have roceived a copy er the HUD-1 Settlement Statement

"' ,d-

GERA JD.

e,n,wec

                                                                                                    Seller KRISTY SCIARROTTA

i<0 \ \'

c-: '--,-1=!2.'"-= = - - - - - - - - - - B □rrowe r ...,,.., ,1•;') !\lh1]' Seller PATRICIA VILLA A J,M\ j\\ ;:: ! !. '._, c.:J'!ir, ....,; ·•··• ·-

w1lh lhIs s111Iement. t.X.H DI\ 1;-;27

The H D-1 Settlem1mt Statement whicil I have prepared is a tnJe antl ac:curate a=vm of1hls transat;.l.!Pp. I h 1 ed,or_ .,, ,;. ,,,:',: •• l:h:•:'':':'••:';':•':'':'":B•::'c''o•e=::e"'='"•'•'=-

OF

ILEANA M. GARCIA. sa.

By: I /'\_/L._

'

As Its Authorized RePresentative

WARNING 11 is a crime to knowingly make fals,e emenl!i 10 the United 5Ulte:i on this or any other similar form. Penal!les upon ccnvicilon c::.in Include a fine and lmpnsonmenl For details see. TI!le 111 U.S. Coce Seclion 1001 o1.nt! Section 1:111!,

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OUOl- !!ODO lJ; -lZ FAX J05!!74.?01J !ll:!NA !f G!l!CU

HU0-1 US: Dci:llllm m o/ H1111sin11 B!'IO Urnan illp-mcnJ

@)OOJ

\L-Settl<l"1""!• •'!I"'

,. .,,,,,,_POC!:det?OC Pol:llr::m

P i::tnm,

1100. T11t:il s.:,.,...../Bmltet,i Cam. l!a:.atl nn11ri::e       S£110,ooo.oa@                                     IJ,120.00                                                   S11ITT:"'1!!'

101.                 11,900.00                                     % 111 AU.MW.1! R.E. SVCS. INC.                                           Fun iii

Selleti:

Fun:11 at

""-

,.uo.co ,-, !11 iHE LYON COMPAti'I' i'\EALTORS

Suttll:mer.l

S ttler.innt

7tra. Ccmmiul,n pal:I II!Hl!ltmnnt

704. 'TRANSACTION FEE la 1HEL'l'Ol COIJJ'ANYREA1.TORS

1100. 1!1'm caonl!lo in c:nnnu:tron wr.h 111:;n: ll=m:w!lr'OCSd:!l'OC

1101. Smln!r Lelin ori;:inalilln r, ¾to AI.LLMJ.IIMCRTGAGE 4,500.DC

1J,12Q.OO

235.00

,.

1201. itft=rdlng la"" Dned

lWZ. Clly/Clull!'/ lat.':.c:nr.p,1

"""'-""''

37..50

1201. 5mll= lllr./s1aITT!J:1 O=<

1,700.00 4270,00

•

120,I. RECOROtNOAFF!DAVrrti m ct.ERlt OF COURT 111.5!1 111..50

1205.

1Jotl. A:! illo"al n ll!m@nl e11amH: llcm,w,irf'Ot.61:l'..-

1101. Su le GUNTER GROU? l"-IC.        zs.ool            

1:w.!. COURJEi'i FEES tD Vl?/Alll.E!ORNE 7S,OO .DO

1:.a3. LIEN SEAfl.CJ.!ES i:, RAPIO LIEN VERJF1t:ATI0rl5 !10.Cll

•

1304. :!Oll5 PRC?c:RT'I' TAXES 1ti BROWARD CO. REVENUE COLL.EC, 7!175.11!

1JD5.

'"'- •

'1"30"!!·. •"

1JDU.

1400.Tcti,I setUementcllc

! Enl ron lfne, 10:l SaC!1cn Jam! 511:!. Sec!ion IC

=7"-

:!1.lltl7,UI ,=a,:101-00

1t-.1>= =u..iiy ""'""'""en. H\J0-1 s.11.-.rna,u 5:tlt:Ti=i.l ins 1:1 Ill• cest ::I 't'l' lne'o011'C'!e ,n b=l1/a, '1 • m.ie r.:1

myac:::<ll\lC."'{lneonlli,s-..lfum:r=fr!!'otlt.1 nr<:eTW<l•=e>l!fl•HIID-lS "11

allno: ,. r tlU><n"""'l!t,; on

                                                                                                 acrr::..nr                                -                                                                                Soaer

Gl:RAUl 0. ?INTAOC KR!.,, :;;:;+' A 0

                                                                                                             5orr:w11r

FATRlt:IAVILLA

v Sder

TheHII0-1 So:::M11mt!llatmonlo:!o::fllhll"' 0111?Ull 1:1 IIIIQ =ra:::oc.:ti1!:110IW.ttonudol\.lll8ve:,,,.c,o,j. .,.,,1"""""• 11,o fln:1 : l:AI ,:,.t,-.nrdln

"'"'lhia ma,I,

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11.=ANA M. GARCIA. ESQ.

,.,,. 1::1 A1111111 Rq,,=cnt:,tr,,, °"'-"

WARHJNO: 1111 a:::rme t!1- ffll et:weD.1Cr1TO<VI.llltt.o--1<d:ll:llei"" ... er""?=""""'' IDtm. l'l"!Ulllia I""'"""''==v.l.=a:llno

•od ruanmem.F::rUo:ai',,•...:T"h1au.s. CDOo&i<:Ol:l UJQ1 ar,:j Sf<.!ien 1C1ll.

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p,LJMINlSTRb,TI\/E COM?L.l\i.NT

::CXH!BIT # --­

PAGE ,.,Ji

Docket for Case No: 11-001577PL