Petitioner: DEPARTMENT OF FINANCIAL SERVICES
Respondent: HAMID GOODZARI
Judges: JOHN G. VAN LANINGHAM
Agency: Department of Financial Services
Locations: Miami, Florida
Filed: Jul. 08, 2011
Status: Closed
Settled and/or Dismissed prior to entry of RO/FO on Friday, September 2, 2011.
Latest Update: Dec. 25, 2024
[FILED ~
APR 08 201 :
Docketed by SS
CHIEF FINANCIAL OFFICER siren
JEFF ATWATER
STATE OF FLORIDA
IN THE MATTER OF:
HAMID GOODARZI CASE NO.: 109601-10-AG
/
ADMINISTRATIVE COMPLAINT
TO: HAMID GOODARZI
4022 Palm Place
Weston, Florida 33331
HAMID GOODARZI
CAROL CITY DISCOUNT INSURANCE
10391 NW 27 Avenue
Miami, Florida 33056
You, HAMID GOODARZI, license ID. # A100415, are hereby notified that the Chief
Financial Officer of the State of Florida has caused to be made an investigation of your activities
while licensed as an insurance agent in this state, as a result of which it is alleged:
GENERAL ALLEGATIONS
1, Pursuant to Chapter 626, Florida Statutes, you, HAMID GOODARZI, are
currently licensed in this state as a general lines agent.
2. At all times pertinent to the dates and occurrences referred to herein, you,
HAMID GOODARZI, were licensed in this state as a general lines (2-20) insurance agent.
Filed July 8, 2011 1:27 PM Division of Administrative Hearings
3. At all times pertinent to the dates and occurrences referred to herein, you,
HAMID GOODARZI, were appointed to sell certain insurance products offered by United
Automobile Insurance Company (hereinafter “United Auto”).
4. At all times pertinent to the dates and occurrences referred to herein, you,
HAMID GOODARZI, were a signatory on Carol City Discount Insurance, Inc,’s bank account at
Wachovia Bank, N.A,, account number 2000034150089,
5. Pursuant to Chapter 626, Florida Statutes, the Florida Department of Financial
Services (“Department”) has jurisdiction over your insurance licenses and appointments.
COUNT I
6. The above general allegations are hereby realleged and fully incorporated herein
by reference.
7, On or about December 27, 2008, you, HAMID GOODARZI, wrote and signed
check number 2640 in the amount of two thousand two hundred thirty-three dollars and eighty-
two cents ($2,233.82) made payable to United Auto. The check was drawn from Wachovia
Bank N.A. account number 2000034150089. The account holder was Carol City Discount
Insurance, Inc. The check bore the name “Meo T Van” on its “memo” line. The check was
issued for payment on policy number 2126792 for insured Meo T. Van as premium due on an
automobile insurance policy.
8. On January 2, 2009, United Auto attempted to deposit the above-referenced check
into its account.
9. On January 5, 2009, the above-referenced check was returned to United Auto.
The check was unable to be cashed and deposited due to insufficient funds.
10. You, HAMID GOODARZI, issued a check to United Auto on behalf of an
insured customer, with whom you had a fiduciary relationship, for which its payable amount did
not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626,611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626,611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626.621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
COUNT II
11. The above general allegations are hereby realleged and fully incorporated herein
by reference.
12, On or about December 30, 2008, you, HAMID GOODARZL, wrote and signed
check number 2643 in the amount of eight hundred ninety-eight dollars and sixty cents ($898.60)
made payable to United Premium Finance Company, a subsidiary of United Auto, The check
was drawn from Wachovia Bank N.A. account number 2000034150089. The account holder
was Carol City Discount Insurance, Inc. The check bore “Transmittal (5 apps)” on its “memo”
line. This check was issued as an aggregate payment of down payments for policy numbers
2127231, 2127155, 2127060, 2127232, and 2126707, for insureds Carolyn Roach, Robenson
Bien Aime, Marie Rose Jocilien, Peta Gay Phillipa Grandison, and Johnny Lee Kemp,
respectively.
13. On January 6, 2009, United Premium Finance Company attempted to deposit the
above-referenced check into its account.
14, On January 7, 2009, the above-referenced check was returned to United Premium
Finance Company. The check was unable to be cashed and deposited due to insufficient funds.
15. You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of insured customers, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626,611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626,621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
COUNT HI
16. The above general allegations are hereby realleged and fully incorporated herein
by reference.
17, On or about January 6, 2009, you, HAMID GOODARZI, wrote and signed check
number 2650 in the amount of six hundred fifty-eight dollars and four cents ($658.04) made
payable to United Premium Finance Company, a subsidiary of United Auto, The check was
drawn from Wachovia Bank N.A, account number 2000034150089, The account holder was
Carol City Discount Insurance, Inc. The check bore “Transmittal (5 apps)” on its “memo” line,
This check was issued as an aggregate payment of down payments for policy numbers 2127558,
2127642, 2127557, 2127385, and 2127910, for insureds Harry Lee Tyre, Monica Elizabeth
Burgess, Adrian Jackson, Miguel Burgos, and Stacey Patricia Mcleish, respectively.
18. On January 8, 2009, United Premium Finance Company attempted to deposit the
above-referenced check into its account.
19. On January 12, 2009, the above-referenced check was returned to United
Premium Finance Company. ‘The check was unable to be cashed and deposited due to
insufficient funds,
eed
eee!
20. You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of insured customers, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626.611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(ce) Section 626.621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
COUNT IV
21. The above general allegations are hereby realleged and fully incorporated herein
by reference.
22. On or about January 5, 2009, you, HAMID GOODARZI, wrote and signed check
number 2648 in the amount of one hundred fifty-one dollars and ninety cents ($151.90) made
payable to United Premium Finance Company, a subsidiary of United Auto. The check was
drawn from Wachovia Bank N.A. account number 2000034150089, The account holder was
Carol City Discount Insurance, Inc. The check bore “Joyce Jolly” on its “memo” line. The
check was issued for payment on policy number 2124852 for insured Joyce Jolly as premium
due on an automobile insurance policy.
23. On January 8, 2009, United Premium Finance Company attempted to deposit the
above-referenced check into its account.
24, On January 12, 2009, the above-referenced check was returned to United
Premium Finance Company. The check was unable to be cashed and deposited due to
insufficient funds.
25, You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of an insured customer, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was-drawn.
a
—
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section’ 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626.611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
So
—
(e) Section 626.621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
COUNT V
26, The above general allegations are hereby realleged and fully incorporated herein
by reference.
27, On or about January 17, 2009, you, HAMID GOODARZI, wrote and signed
check number 2660 in the amount of one thousand seven hundred eighty-eight dollars and
ninety-seven cents ($1,788.97) made payable to United Premium Finance Company, a subsidiary
of United Auto. The check was drawn from Wachovia Bank N.A. account number
2000034150089, The account holder was Carol City Discount Insurance, Inc, The check bore
“Transmittal (6 apps)” on its “memo” line. This check was issued as an aggregate payment of
down payments for policy numbers 2127986, 2128057, 2128322, 2127988, 2128323, and
2127990, for insureds Edward White, Geto Voltaire, Joan Georgia Mapp, Frantz Henriquez,
Julia Grace Fils, Laurie Ashley Fort, and Julio Galeas, respectively.
28, On January 12, 2009, United Premium Finance Company attempted to deposit the
above-referenced check into its account.
29, On January 22, 2009, the above-referenced check was returned to United
Premium Finance Company. The check was unable to be cashed and deposited due to
insufficient funds.
30. You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of insured customers, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was drawn.
ed
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626.611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(da) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626.621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
COUNT VI
31. The above general allegations are hereby realleged and fully incorporated herein
by reference,
32, On or about January 19, 2009, you, HAMID GOODARZI, wrote and signed
check number 2659 in the amount of two thousand one hundred ninety-seven dollars and ninety-
two cents ($2,197.92) made payable to United Auto. The check was drawn from Wachovia
Bank N.A. account number 2000034150089. The account holder was Carol City Discount
Insurance, Inc. The check bore “Kanagarja Kandaswamy” on its “memo” line. The check was
issued for payment on policy number 2127845 for insured Kanagarja Kandaswamy as premium
due on an automobile insurance policy.
33. On January 22, 2009, United Auto attempted to deposit the above-referenced
check into its account.
34, On January 23, 2009, the above-referenced check was returned to United Auto.
The check was unable to be cashed and deposited due to insufficient funds.
35, You, HAMID GOODARZI, issued a check to United Auto on behalf of an
insured customer, with whom you had a fiduciary relationship, for which its payable amount did
not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
12
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust’ funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall! account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626,611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626.621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
13
COUNT VII
36. The above general allegations are hereby realleged and fully incorporated herein
by reference.
37, On or about January 20, 2009, you, HAMID GOODARZI, wrote and signed
check number 2661 in the amount of seven hundred thirteen dollars and fifty-seven cents
($713.57), made payable to United Premium Finance Company, a subsidiary of United Auto.
The check was drawn from Wachovia Bank N.A. account number 2000034150089. The account
holder was Carol City Discount Insurance, Inc. The check bore “Transmittal (5 apps)” on its
“memo” line. This check was issued as an aggregate payment of down payments for policy
numbers 2127989, 2128810, 2128433, 2128694, and 2128056, for insureds Yolanda Alecia
Greaves, Gerard Michel Jean, Norah Beverly, Emma Louise Batts, and Ismenie Odenat,
respectively.
38. On January 23, 2009, United Premium Finance Company attempted to deposit the
above-referenced check into its account.
39, On January 26, 2009, the above-referenced check was returned to United
Premium Finance Company. The check was unable to be cashed and deposited due to
insufficient funds.
40. You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of insured customers, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
14
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626.611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626.621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
COUNT VHI
41. The above general allegations are hereby realleged and fully incorporated herein
by reference.
42. On or about January 22, 2009, you, HAMID GOODARZI, wrote and signed
check number 2663 in the amount of five hundred five dollars and sixty-one cents ($505.61)
made payable to United Premium Finance Company, a subsidiary of United Auto. The check
was drawn from Wachovia Bank N.A. account number 2000034150089. The account holder
was Carol City Discount Insurance, Inc. The check bore “Transmittal (4 apps)” on its “memo”
line. This check was issued as an aggregate payment of down payments for policy numbers
2129191, 2129092, 2129302, and 2129190, for insureds Shekeyla Danae Roberts, Karina C.
Scarlett, Billy Lee Wilkerson, Jr., and Eulimae Williams, respectively.
43, On January 26, 2009, United Premium Finance Company attempted to deposit the
above-referenced check into its account.
44, On January 27, 2009, the above-referenced check was returned to United
Premium Finance Company. The check was unable to be cashed and deposited due to
insufficient funds.
45. You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of insured customers, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
16
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626.611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626,621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
17
COUNT IX
46. The above general allegations are hereby realleged and fully incorporated herein
by reference.
47, On or about January 26, 2009, you, HAMID GOODARZI, wrote and signed
check number 2665 in the amount of one hundred seventy-six dollars and twenty-five cents
($176.25) made payable to United Premium Finance Company, a subsidiary of United Auto.
The check was drawn from Wachovia Bank N.A. account number 2000034150089. The account
holder was Carol City Discount Insurance, Inc. The check bore “Allison Johnson” on its
“memo” line. The check was issued for payment on policy number 2129427 for insured Allison
Johnson as premium due on an automobile insurance policy.
48. | United Premium Finance Company attempted to deposit the above-referenced
check into its account.
49, On January 28, 2009, the above-referenced check was returned to United
Premium Finance Company, The check was unable to be cashed and deposited due to
insufficient funds.
50. You, HAMID GOODARZI, issued a check to United Premium Finance Company
on behalf of an insured customer, with whom you had a fiduciary relationship, for which its
payable amount did not exist in the account from which the check was drawn.
IT IS THEREFORE CHARGED that you, HAMID GOODARZI, have violated or are
accountable under one or more of the following provisions of the Florida Statutes or Florida
Administrative Code, which constitute grounds for the suspension or revocation of your licenses
as a Florida insurance agent:
18
(a) Section 626.561(1), Florida Statutes, which provides that all premiums, return
premiums, or other funds belonging to insurers or others received by an agent, solicitor, or
adjuster in transactions under his license shall be trust funds so received by the licensee in a
fiduciary capacity; and the licensee in the applicable regular course of business shall account for
and pay the same to the insurer, insured, or other person entitled thereto;
(b) Section 626.611(7), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to demonstrate a lack of fitness or trustworthiness to engage in the
business of insurance;
(c) Section 626,611(9), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to exhibit fraudulent or dishonest practices in the conduct of business
under the license or appointment;
(d) Section 626.611(10), Florida Statutes, which provides that it is a violation for any
applicant, agent, title agency, adjuster, customer representative, service representative, or
managing general agent to misappropriate, convert, or unlawfully withhold moneys belonging to
insurers or insureds or beneficiaries or to others and received in conduct of business under the
license;
(e) Section 626,621(2), Florida Statutes, which provides that violating any provision
of this Code or any law applicable to the business of insurance in the course of dealing under the
licensure or appointment is, in itself, a violation of law.
WHEREFORE, you, HAMID GOODARZI, are hereby notified that the Chief Financial
Officer intends to enter an Order suspending or revoking your licenses and appointments as an
insurance agent or to impose such penalties as may be provided under the provisions of Sections
626.611, 626.621, 626.681, 626.691, 626.692 and 626.9521, Florida Statutes, and under the other
referenced sections of the Florida Statutes as set out in this Administrative Complaint.
NOTICE OF RIGHTS
You have the right to request a proceeding to contest this action by the Department of
Financial Services ("Department") pursuant to Sections 120.569 and 120.57, Florida Statutes,
and Rule 28-106, Florida Administrative Code, The proceeding request must be in writing,
signed by you, and must be filed with the Department within twenty-one (21) days of your
receipt of this notice. Completion of the attached Election of Proceeding form and/or a petition
for administrative hearing will suffice as a written request. The request must be filed with DFS
Agency Clerk, Julie Jones, Florida Department of Financial Services, 200 East Gaines Street,
Tallahassee, Florida 32399-0390. Your written response must be received by the Department no
later than 5:00 p.m. on the twenty-first day after your receipt of this notice. Mailing the response
on the twenty-first day will not preserve your right to a hearing.
YOUR FAILURE TO RESPOND IN WRITING WITHIN
TWENTY-ONE (21) DAYS OF YOUR RECEIPT OF THIS
NOTICE WILL CONSTITUTE A WAIVER OF YOUR
RIGHT TO REQUEST A PROCEEDING ON THE
MATTERS ALLEGED HEREIN AND AN ORDER OF
SUSPENSION OR REVOCATION WILL BE ENTERED
AGAINST YOU.
If you request a proceeding, you must provide information that complies with the
requirements of Rule 28-106.2015, Florida Administrative Code. As noted above, completion of
the attached Election of Proceeding form conforms to these requirements. Specifically, your
response must contain:
(a) The name, address, and telephone number, and facsimile number (if any) of the
respondent (for the purpose of requesting a hearing in this matter, you are the "respondent").
20
(b) The name, address, telephone number, facsimile number of the attorney or
qualified representative of the respondent (if any) upon whom service of pleadings and other
papers shall be made.
(c) A statement requesting an administrative hearing identifying those material facts
that are in dispute. If there are none, the petition must so indicate.
(d) A statement of when the respondent received notice of the administrative
complaint.
(e) A statement including the file number to the administrative complaint.
If a hearing of any type is requested, you have the right to be represented by counsel or
other qualified representative at your expense, to present evidence and argument, to call and
cross-examine witnesses, and to compel the attendance of witnesses and the production of
documents by subpoena.
If a proceeding is requested and there is no dispute of material fact, the provisions of
Section 120,.57(2), Florida Statutes, apply. In this regard, you may submit oral or written
evidence in opposition to the action taken by the Department or a written statement challenging
the grounds upon which the Department has relied. While a hearing is normally not required in
the absence of a dispute of fact, if you feel that a hearing is necessary, one will be conducted in
Tallahassee, Florida, or by telephonic conference call upon your request.
However, if you dispute material facts which are the basis for the Department’s action,
you must request an adversarial proceeding pursuant to Sections 120.569 and 120.57(1), Florida
Statutes, These proceedings are held before a State Administrative Law Judge of the Division of
Administrative Hearings. Unless the majority of witnesses are located elsewhere, the
Department will request that the hearing be conducted in Tallahassee, Florida.
Failure to follow the procedure outlined with regard to your response to this notice may
result in the request being denied. All prior oral communication or correspondence in this matter
shall be considered freeform agency action, and no such oral communication or correspondence
shall operate as a valid request for an administrative proceeding, Any request for an
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administrative proceeding received prior to the date of this notice shall be deemed abandoned
unless timely renewed in compliance with the guidelines as set out above.
Mediation of this matter pursuant to Section 120.573, Florida Statutes, is not available.
No Department attorney will discuss this matter with you until the response has been received by
the Department. a °
DATED and SIGNED this Ut day of ,2011,
Gregory Thonias
Director, Agent & Agency Services
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing ADMINISTRATIVE
COMPLAINT and ELECTION OF PROCEEDING has been furnished to: HAMID GOODARZI
at 4022 Palm Place, Weston, Florida 33331; and HAMID GOODARZI, CAROL CITY
DISCOUNT INSURANCE10391 NW 27 Avenue, Miami, Florida 33056 by Certified Mail,
restricted delivery, this @ day of Apr é 2011.
Douglas 7 Dolan
Assistant General Counsel
Department of Financial Services
Division of Legal Services
612 Larson Building
200 East Gaines Street
Tallahassee, Florida 32399-0333
(850) 413-4114
Florida Bar No. 0011121
22
STATE OF FLORIDA
DEPARTMENT OF FINANCIAL SERVICES
DIVISION OF LEGAL SERVICES
IN THE MATTER OF:
HAMID GOODARZI CASE NO.: 109601-10-AG
ELECTION OF PROCEEDING
I have received and have read the Administrative Complaint filed by the Florida Department of Financial Services
("Department") against me, including the Notice of Rights contained therein, and I understand my options, I am requesting
disposition of this matter as indicated below. (CHOOSE ONE)
Lt]
30]
I do not dispute any of the Department’s factual allegations and I do not desire a hearing, I understand that by
waiving my right to a hearing, the Department may enter a final order that adopts the Administrative Complaint and
imposes the sanctions sought, including suspending or revoking my licenses and appointments as may be
appropriate.
I do not dispute any of the Department's factual allegations and I hereby elect a proceeding to be conducted in
accordance with Section 120,57(2), Florida Statutes, In this regard, I desire to (CHOOSE ONE):
{] Submit a written statement and documentary evidence in lieu of a hearing; or
{) Personally attend a hearing conducted by a department hearing officer in Tallahassee; or
{1 Attend that same hearitig by way of a telephone conference call.
1 do dispute one or more of the Department's factual allegations. I hereby request a hearing pursuant to Section
120,57(1), Florida Statutes, to be held before the Division of Administrative Hearings, I have attached to this
election form the information required by Rule 28-106.2015, Florida Administrative Code, as specified in
subparagraph (c) of the Notice of Rights, Specifically, I have identified the disputed issues of material fact,
TO PRESERVE YOUR RIGHT TO A HEARING, YOU MUST FILE YOUR RESPONSE WITH THE DEPARTMENT OF
FINANCIAL SERVICES WITHIN TWENTY-ONE (21) DAYS OF YOUR RECEIPT OF THE ADMINISTRATIVE
COMPLAINT, THE RESPONSE MUST BE RECEIVED BY THE DEPARTMENT NO LATER THAN 5:00 P.M. ON THE
TWENTY-FIRST DAY AFTER YOUR RECEIPT OF THE ADMINISTRATIVE COMPLAINT,
The address for filing is: Julie Jones, DFS Agency Clerk, Florida Department of Financial Services, 612 Larson Building, 200
East Gaines Street, Tallahassee, Florida 32399-0390.
Signature Print Name
Date: Address:
Date Administrative
Complaint Received;
If you are represented by an attorney or qualified Phone No.:
representative, please attach to this election form his
or her name, address, telephone and fax numbers Fax No.:
23
Docket for Case No: 11-003360PL
Issue Date |
Proceedings |
Jun. 07, 2012 |
Petitioner's Motion to Reassume Jurisdiction and Reset Final Hearing filed. (DOAH CASE NO. 12-2039PL ESTABLISHED)
|
Sep. 02, 2011 |
Order Closing File. CASE CLOSED.
|
Aug. 31, 2011 |
Joint Motion to Continue Administrative Hearing filed.
|
Aug. 22, 2011 |
Notice of Taking Telephonic Deposition Duces Tecum (of H. Goodzari) filed.
|
Jul. 22, 2011 |
Order of Pre-hearing Instructions.
|
Jul. 22, 2011 |
Notice of Hearing by Video Teleconference (hearing set for September 9, 2011; 9:00 a.m.; Miami and Tallahassee, FL).
|
Jul. 18, 2011 |
Joint Response to Initial Order filed.
|
Jul. 11, 2011 |
Initial Order.
|
Jul. 08, 2011 |
Election of Proceeding filed.
|
Jul. 08, 2011 |
Agency referral filed.
|
Jul. 08, 2011 |
Administrative Complaint filed.
|