STATE OF FLORIDA AW OFFICE OF FINANCIAL REGULATION ag IN RE: Administrative Proceeding Docket Number: STREAMLINE MORTGAGE PROCESSING 68653 ; INC. and ANA DANIELS, / 7- La Respondents ADMINISTRATIVE COMPLAINT The State of Florida, Office of Financial Regulation, (“Office”) files this Administrative Complaint against STREAMLINE MORTGAGE PROCESSING INC. and ANA DANIELS (“Respondents”), alleging: 1. Pursuant to section 494.0011, Florida Statutes, the Office is charged with administering and enforcing the provisions of Chapter 494, Florida Statutes. 2. At all times material, Respondent Ana Daniels is or has been a loan originator pursuant to Chapter 494, Florida Statutes, having been issued license number LO18328. 3. At no time material, was Respondent Streamline Mortgage Processing Inc. licensed as a mortgage broker, mortgage lender or loan originator pursuant to Chapter 494, Florida Statutes. 4. At all times material, Respondents’ business address has been 4823 Pennecott Way, Wesley Chapel, FL 33544, and Streamline Mortgage Processing, Inc.’s president has been Ana Daniels. Page 1 of 4 5. Section 494.00255(1)(p), Florida Statutes, states that it is a violation to act as a loan originator, mortgage broker, or mortgage lender without a current license issued under part II or part III of Chapter 494, Florida Statutes 6. Section 494.001(22), Florida Statutes, defines ‘mortgage broker’ as a person conducting loan originator activities through one or more licensed loan originators employed by the mortgage broker. 7. From July 7, 2014 through September 8, 2015, Respondent Streamline Mortgage Processing, Inc. acted as a mortgage broker by conducting loan originator activities through Ana Daniels, a licensed loan originator employed by Streamline Mortgage Processing, Inc., in violation of section 494.00255(1)(p), Florida Statutes. 8. Pursuant to section 494.00255(2)(f), Florida Statutes, an unlicensed person who acts as a mortgage broker is subject to an administrative fine of up to $1,000 per day, but not to exceed $25,000 cumulatively. 9. Pursuant to section 494.00255(7), Florida Statutes, an individual who is associated with a mortgage broker is subject to the disciplinary actions specified in subsection 494.00255(2), Florida Statutes, for a violation of section 494.00255(1)(p), Florida Statutes, in which such person was involved. WHEREFORE, Respondents STREAMLINE MORTGAGE PROCESSING INC. and ANA DANIELS are hereby notified that the Office intends to enter an Order imposing an administrative fine of $25,000. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] Page 2 of 4 NOTICE OF RIGHTS The licensee is entitled to be represented by counsel or other qualified representative. The licensee also has the right to request a hearing pursuant to sections 120.569 and 120.57, Florida Statutes. Such request must comply with rules 28-106.2015 and 28-106.104, Florida Administrative Code. An Election of Proceeding form is attached for your convenience. Any such request must be filed as follows: By Mail or Facsimile OR By Hand Delivery Agency Clerk Agency Clerk Office of Financial Regulation Office of Financial Regulation P.O. Box 8050 General Counsel’s Office Tallahassee, Florida 32314-8050 The Fletcher Building, Suite 118 Phone: (850) 410-9889 101 East Gaines Street Fax: (850) 410-9663 Tallahassee, Florida 32399-0379 Phone: (850) 410-9889 TO PRESERVE THE RIGHT TO A HEARING, A WRITTEN RESPONSE MUST BE FILED WITH THE OFFICE OF FINANCIAL REGULATION WITHIN TWENTY-ONE (21) DAYS AFTER THE RECEIPT OF THE ADMINISTRATIVE COMPLAINT. SAID RESPONSE MUST BE RECEIVED BY THE OFFICE NO LATER THAN 5:00 P.M. ON THE TWENTY-FIRST DAY AFTER THE RECEIPT OF THE ADMINISTRATIVE COMPLAINT. A FAILURE TO TIMELY RESPOND IN WRITING WILL CONSTITUTE A WAIVER OF THE LICENSEE’S RIGHT TO REQUEST A HEARING AND A FINAL ORDER MAY BE ENTERED WITHOUT FURTHER NOTICE. You may not make an oral request for an administrative hearing. With regard to a written request, if you fail to follow the outlined procedure, your request may be dismissed. Any request for an administrative proceeding received prior to the date of this notice is deemed abandoned, and to be considered, must be timely renewed in compliance with the procedure set forth above. Mediation of this matter pursuant to section 120.573, Florida Statutes, is not available. Page 3 of 4 Fla. Bar No. 0506877 400 W. Robinson St., S-225 Orlando, Florida 32801-1799 (407) 245-0601; fax (407) 245-0806 jennifer.lozano@flofr.com 91 7199 9991 7036 9904 48505 Page 4 of 4

Docket for Case No: 17-002445