VIRGINIA M. HERNANDEZ COVINGTON, District Judge.
This cause comes before the Court pursuant to Defendant, Landmark American Insurance Company's Renewed Motion for Judgment as a Matter of Law, Motion for New Trial (Doc. # 161), filed on October 11, 2011. Plaintiff Colleen A. Ziolkowski filed a response in opposition to the Motion on October 25, 2011. (Doc. # 173). For the reasons that follow, the Court denies the Motion.
Landmark insured Suncoast Medical Clinic, LLC under Claims-Made Policy # LHM712725 for the period of March 1, 2007, through March 1, 2008 (the "2007-2008 Policy") and Claims-Made Policy # LHM716793 for the period of March 1, 2008, through March 1, 2009 (the "2008-2009 Policy"). On June 8, 2007, Ziolkowski served a Notice of Intent to Initiate Litigation (NOI) to Suncoast and two of its physicians. The NOI included allegations for, among other things, "[f]ailure to have in place sufficient policies and procedures, staff, and assistive technology to ensure that diagnostic tests and communication between physicians and other medical personnel was performed." (Doc. # 40 Exh. 2).
Suncoast argued that it presumed the NOI represented a claim for vicarious liability against the clinic for the actions of the physicians—a claim that would not be covered by the Landmark policy. Suncoast asserted that it did not learn of a potential direct claim until a pre-suit mediation held on May 23, 2008, or that a claim of direct liability existed until October 2008. As a result, Suncoast did not inform Landmark of Ziolkowski's claim until October 2008.
Landmark asserted that there was no coverage under the 2008-2009 Policy because Ziolkowski first asserted her claim against Suncoast prior to the 2008-2009 Policy period. Landmark further argued that even if Ziolkowski's claim were covered by the 2008-2009 Policy it was expressly excluded because Suncoast knew of the potential claim prior to the Policy's effective date.
The case proceeded to trial on September 6, 2011. After one day of testimony regarding Suncoast's claims-handling procedures, the case went to the jury. The jury found that a claim was first made against Suncoast after March 1, 2008, and that Suncoast reported the claim to Landmark no later than April 1, 2009. The jury further found that Suncoast did not know of an alleged act, error, omission or circumstance likely to give rise to a claim against it prior to March 1, 2008. The Court entered judgment in favor of Ziolkowski, Suncoast's assignee, on September 12, 2011. (Doc. # 152).
At trial, Landmark renewed its summary judgment motion as an oral motion for directed verdict. (Doc. # 154). The Court reserved ruling on the Motion at trial, then denied the Motion on September 16, 2011. (Doc. # 155).
Federal Rule of Civil Procedure 50(a) permits the court to grant judgment as a matter of law against a party "[i]f a party has been fully heard on an issue during a jury trial and the court finds that a reasonable jury would not have a legally sufficient evidentiary basis to find for the party on that issue." Fed. R. Civ. P. 50(a). Rule 50(b) allows a party to renew a motion for judgment as a matter of law after trial, if filed no later than 28 days after entry of judgment. Fed. R. Civ. P. 50(b). The movant may include with the Rule 50(b) motion "an alternative or joint request for a new trial under Rule 59."
Courts should grant judgment as a matter of law only "if the evidence is so overwhelmingly in favor of the moving party that a reasonable jury could not arrive at a contrary verdict."
Federal Rule of Civil Procedure 59 governs motions for a new trial and generally provides that a new trial may be granted "on all or some of the issues—and to any party—. . . after a jury trial, for any reason for which a new trial has heretofore been granted in an action at law in federal court." Fed. R. Civ. P. 59. The Supreme Court has noted that a party may seek a new trial on grounds that "the verdict is against the weight of the evidence, that damages are excessive, or that, for other reasons, the trial was not fair to the party moving; and may raise questions of law arising out of alleged substantial errors in admission or rejection of evidence or instructions to the jury."
Landmark argues that it is entitled to judgment as a matter of law because "Suncoast received notice of the claim asserted against it but failed to report the claim during the applicable Policy Period. Therefore the claim was not covered under the insuring agreement." (Doc. # 161 at 5). Therefore, Landmark argues, Ziolkowski did not meet her initial burden to show that coverage existed under the 2008-2009 Policy. (
This argument is based upon the same grounds asserted in Landmark's Motion for Summary Judgment (Doc. # 110), which this Court denied on July 1, 2011 (Doc. # 115), and Landmark's Motion for Directed Verdict, which this Court denied on September 16, 2011 (Doc. # 155). Landmark's argument presupposes that the NOI represented a "claim" as defined by the policy. However, the jury found that a claim was first made against Suncoast after March 1, 2008, and there is sufficient evidentiary basis for the jury's verdict. The Court therefore denies the Renewed Motion for Judgment as a Matter of Law.
Landmark moves for a new trial because of certain arguments made by Plaintiff's counsel.
Ziolkowski argues that Plaintiff's counsel made arguments consistent with the parties' stipulations as to the triable issues.
"Counsel must timely object to any issues that arise at trial "to provide the court an opportunity to take corrective action."
"While a new trial may be granted if there was substantial error . . . the Court may not grant a new trial unless it is convinced that the jury has reached a seriously erroneous result."
Accordingly, it is now
Defendant, Landmark American Insurance Company's Renewed Motion for Judgment as a Matter of Law, Motion for New Trial (Doc. # 161) is