VIRGINIA M. HERNANDEZ COVINGTON, District Judge.
This matter comes before the Court pursuant to the Notice of Appeal (Doc. # 1-1) filed by V. John Brook, as Chapter 7 Trustee of the estate of Jeffrey L. French, on November 3, 2011. Brook appeals the Order Granting Rolfe & Lobello's Motion for Summary Judgment (Doc. #1-43; B.R. Doc. # 41) entered by the Bankruptcy Court on July 7, 2011, and the Order Denying Plaintiff's Motion for Reconsideration (Doc. #1-2; B.R. Doc. # 50), entered by the Bankruptcy Court on September 2, 2011.
After considering the briefs of the parties and the record below, the Court finds that the facts and legal arguments are adequately presented and the decision-making process would not be aided significantly by oral argument. For the reasons that follow, the Court concludes that the Bankruptcy Court's orders must be affirmed.
On February 9, 2010, Brook filed an adversary proceeding against Rolfe & Lobello, P.A. and HSBC Bank USA, N.A. d/b/a Household Finance Corporation for unlawful debt collection practices. (Doc. # 1-5). Brook alleged that, prior to French filing bankruptcy, Rolfe & Lobello made multiple calls to French's place of employment, Lakeland Electric, in an attempt to collect a debt on behalf of Household Finance, and that the caller falsely represented herself as being with the State Attorney's Office. (
On May 6, 2011, Brook filed a motion for summary judgment (Doc. # 1-13), attaching the Affidavit of French, the Declaration of Vicki Hunter, a secretary in French's office, and a letter written by Hunter and sent to Brook shortly after French filed bankruptcy. Rolfe & Lobello filed its motion for summary judgment on May 12, 2011 (Doc. # 1-20), attaching one page of AT&T phone records and the affidavits of Lawrence Rolfe, corporate representative of Rolfe & Lobello, and Erica Walters, a collection agent with Rolfe & Lobello.
A hearing was held on the motions for summary judgment on June 21, 2011. (Doc. # 1-41). Brook's counsel did not argue his motion, stating that there were disputed facts precluding summary judgment. Rolfe & Lobello, however, argued that its undisputed evidence showed that there was no violation of the law, that Brook had failed to establish sufficient factual evidence to support his allegations, and that Brook's evidence was contradictory and therefore not credible.
The Bankruptcy Court granted Rolfe & Lobello's motion for summary judgment on July 7, 2011, on the grounds that Brook had not established a genuine issue for trial. (Doc. # 1-43). Brook filed a motion for reconsideration (Doc. # 1-44), which was heard on August 24, 2011 (Doc. # 2). The Bankruptcy Court denied the motion for reconsideration on September 2, 2011 (Doc. # 1-2), and Brook filed the instant appeal.
The United States District Court functions as an appellate court in reviewing decisions of the United States Bankruptcy Court.
Summary judgment is appropriate if the pleadings, the discovery and disclosure materials on file, and any affidavits show that there is no genuine issue as to any material fact and that the movant is entitled to judgment as a matter of law. Fed. R. Civ. P. 56(a);
The Court must draw all inferences from the evidence in the light most favorable to the non-movant and resolve all reasonable doubts in that party's favor.
If there is a conflict between the parties' allegations or evidence, the nonmoving party's evidence is presumed to be true and all reasonable inferences must be drawn in the nonmoving party's favor.
In its motion for summary judgment (Doc. # 1-20), Rolfe & Lobello denied speaking with French or Hunter, asserting that its phone and business records showed only one call made to French's place of employment and that the office was closed and no message was left. (Doc. # 1-20 at 5). In his Affidavit in Support of Summary Judgment, corporate representative Lawrence C. Rolfe explained the firm's practices regarding phone messages left by its collectors, which would not have permitted the alleged calls. (Doc. # 1-24 at 2). Erica Walters stated in her affidavit that she made the one call to French's place of employment and that she never left a message or told anyone she was from the State Attorney's Office. (
In response, Brook filed the depositions of French (Doc. # 1-28) and Hunter (Doc. # 1-32). French and Hunter reiterated — with some variation — that a caller identifying herself as from the State Attorney's Office left messages with Hunter over several months in early 2009, providing a phone number with a 904 area code. Hunter took these messages for French on Post-It notes. Hunter conducted an Internet search of the phone number and found that it originated from a Jacksonville law firm. French, who works with state attorneys frequently in his employment, felt that the calls were suspicious. He returned one call and concluded that the State Attorney's Office was not involved.
During the hearing on the motion for summary judgment, Rolfe & Lobello argued that it had submitted conclusive evidence showing that the firm had not contacted French or Hunter, and that Brook had failed to meet his burden of proof. (Doc. #1-41, Mot. Hr'g Tr. 5, June 21, 2011). Brook countered that full phone records would be available at trial and suggested that the telephone records of creditors are not always consistent with the testimony of debtors. Brook also stated that although multiple creditors called French, Hunter came to recognize the particular caller allegedly from Rolfe & Lobello. (
In its order granting summary judgment, the Bankruptcy Court found that there was no genuine issue for trial "given the inconsistencies and contradictions in the affidavits and depositions" Brook submitted. (Doc. # 1-43 at 6). Brook moved for reconsideration on the grounds that material facts were in dispute, and the court may only weigh conflicting evidence and determine the credibility of witnesses at trial. (Doc. # 1-44 at 4). During the hearing on the motion for reconsideration, the Bankruptcy Court judge explained that credibility was not at issue: "Let me just say that I accepted the affidavits and the deposition transcripts of the witnesses and gave them full credit for being credible. I found them to be credible witnesses." (Doc. # 2, Mot. Hr'g Tr. 4, Aug. 24, 2011). Instead, the Bankruptcy Court denied the motion for reconsideration because Hunter lacked "a very consistent or effective method for transmitting messages." (
The question before this Court is whether the Bankruptcy Court erred by finding facts and making determinations of witness credibility on summary judgment. In order to grant summary judgment, the trial court must be able to conclude, as a matter of law, that the non-movant's proffered evidence was insufficient for a reasonable jury to find in the non-movant's favor.
Here, French and Hunter testified that someone they believed to be from Rolfe & Lobello called French's workplace on multiple occasions and represented that she was with the State Attorney's Office. The only evidence linking those calls to Rolfe & Lobello is a number with a 904 area code that Hunter found to be associated with an attorney's office in Jacksonville, Florida. French and Hunter were unable to provide the dates and times of those calls, and the Post-It notes Hunter used to record the messages are unavailable.
While it may be possible to infer that a representative of Rolfe & Lobello made those calls, "[t]he mere existence of a scintilla of evidence in support of plaintiff's position will be insufficient; there must be evidence on which the jury could reasonably find for the plaintiff."
Furthermore, the Court notes that this matter had been set for a bench trial. It is permissible for a trial court in a non-jury case to grant summary judgment if witness credibility is not at issue and trial would not enhance the court's ability to draw inferences and conclusions:
Drawing all inferences in the light most favorable to Brook, as the nonmoving party, the Court determines that Brook did not meet his burden of showing a genuine issue of material fact for trial. Accordingly, summary judgment in favor of Rolfe & Lobello was appropriate.
Accordingly, it is now