MARCIA G. COOKE, District Judge.
THIS MATTER is before me upon Plaintiff the United States of America's Motion for Summary Judgment and Order of Foreclosure (ECF No. 34). The Court has carefully reviewed said motion, the entire court file, and is otherwise fully advised of the premises. After due consideration, Plaintiff's Motion for Summary Judgment and Order of Foreclosure are both hereby
Decedent secured payment of a promissory note from the United States Small Business Administration ("SBA") by executing and delivering to the SBA a real estate mortgage in January 2001 (ECF No. 1-2). An amended real estate mortgage was executed and delivered in June 2001 after the promissory note was modified (ECF Nos. 3, 4). Both mortgages were properly recorded in the Official Records Book of the Public Records of Miami-Dade County, Florida. Plaintiff's amended mortgage attached to the premises described on Page 2232 of Official Records Book 19729 of the Public Records of Miami-Dade County (ECF No. 1-4):
This property is known commonly as 15060 Northwest 22nd Avenue, Opa Locka, Florida 33054. The remaining Defendants' interests arose and were officially recorded several years later after decedent and subsequent Defendants mortgaged, foreclosed, and transferred title on the real property as described in Complaint (ECF No. 1). Plaintiff brought suit in this Court seeking a declaration that it's lien was superior to Defendants and, if so, that the Plaintiff be paid the outstanding amounts under its promissory note and mortgage. If the sum was not paid, Plaintiff requested, then this Court should direct the foreclosure sale of the Opa Locka property.
Under Rule 56(c) of the Federal Rules of Civil Procedure, summary judgment "shall be rendered forthwith if the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law." Fed.R.Civ.P. 56(c). In making this assessment, the Court "must view all the evidence and all factual inferences reasonably drawn from the evidence in the light most favorable to the nonmoving party," Stewart v. Happy Herman's Cheshire Bridge, Inc., 117 F.3d 1278, 1285 (11th Cir.1997), and "must resolve all reasonable doubts about the facts in favor of the non-movant." United of Omaha Life Ins. Co. v. Sun Life Ins. Co. of Am., 894 F.2d 1555, 1558 (11th Cir.1990).
"By its very terms, this standard provides that the mere existence of some alleged factual dispute between the parties will not defeat an otherwise properly supported motion for summary judgment; the requirement is that there be no genuine issue of material fact." Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 247-48, 106 S.Ct. 2505, 91 L.Ed.2d 202 (1986) (emphasis in original). "As to materiality, the substantive law will identify which facts are material. Only disputes over facts that might affect the outcome of the suit under the governing law will properly preclude the entry of summary judgment. Factual disputes that are irrelevant or unnecessary will not be counted." Id. at 248. Likewise, a dispute about a material fact is a "genuine" issue "if the evidence is such that a reasonable jury could return a verdict for the nonmoving party." Id.
"For factual issues to be considered genuine, they must have a real basis in the record . . . mere conclusions and unsupported factual allegations are legally insufficient to defeat a summary judgment motion." Ellis v. England, 432 F.3d 1321, 1326 (11th Cir.2005) (citations omitted). The moving party "always bears the initial responsibility of informing the district court of the basis for its motion, and identifying those portions of the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, which it believes demonstrate the absence of a genuine issue of material fact." Celotex Corp. v. Catrett, 477 U.S. 317, 323, 106 S.Ct. 2548, 91 L.Ed.2d 265 (1986). Summary judgment is proper "against a party who fails to make a showing sufficient to establish the existence of an element essential to that party's case, and on which that party will bear the burden of proof at trial." Id. at 322. In those cases, there is no genuine issue of material fact "since a complete failure of proof concerning an essential element of the nonmoving party's case necessarily renders all other facts immaterial." Id. at 323.
In general, Florida law prioritizes lien interests under the "first in time is first in right" principle. Stonebridge Gardens Section Two v. Campbell, No. 13-61280-CIV, 2014 WL 229191, at *2 (S.D. Fla. Jan. 21, 2014). Statutory state law indicates that liens such as mortgages are "officially accepted" once they are recorded in a county's official records, that recordation provides "notice to all persons" of the lien, and that liens are prioritized in the page number order of their recordation in a county's official record books. Fla. Stat. Ann. § 695.11.
Here, Plaintiff's lien stemming from the June 2001 amended real estate mortgage is plainly superior to remaining Defendants' interests and potential claims. Several Defendants have already admitted that their interests are inferior to those of Plaintiff—the County of Miami-Dade, American Investment Services, American Investment Services LLP, and American Investment Services Real Estate LLC (ECF Nos. 16, 17). Two other Defendants contest the notion that their interests are inferior, but the official records contravene their assertions. As the Official Records Book of the Public Records of Miami-Dade County page numbering shows, Defendants City of Miami and City of Opa Locka interests were not recorded and realized before Plaintiff's interests (ECF Nos. 34-2, 34-3, 34-4). Thus, there is no genuine issue as to the material fact that Plaintiff's interests were recorded and are superior to all Defendants. Plaintiff's requested actions for the property may proceed as outlined below.
It is hereby
1. I
2. The interests of remaining Defendants American Investment Services, American Investment Services LLP, American Investment Services Real Estate LLC; Miami-Dade County; City of Miami; and City of Opa Locka in the premises are junior and inferior to the interest of Plaintiff in the premises.
3. Plaintiff holds a valid lien for the total sum set forth above, superior to any claim or estate of Defendants, attached to the premises, described on Page 2232 of Official Records Book 19729 of the Public Records of Miami-Dade County, as described above.
4. If the total sum with interest at the rate described above is not paid forthwith to Plaintiff
5. The United States Marshal, or his duly authorized deputy, is directed to publish a notice of sale, describing the property to be sold, once a week for four (4) consecutive weeks immediately prior to sale, in a newspaper of general circulation in Miami-Dade County, Florida. The sale shall be to the highest and best bidder for cash, subject to the right reserved to Plaintiff to bid on the property and to apply its bid to the indebtedness due it as hereinabove set forth.
6. The United States Marshal is hereby authorized to enter a protective bid at said sale on behalf of Plaintiff.
7. Upon receipt of the purchase price bid at such sale, the United States Marshal, or his authorized deputy, shall make a report of the sale to this Court for confirmation. Upon such confirmation, the Marshal is directed to make and execute a good and sufficient Marshal's Deed conveying the property to the purchaser or purchasers thereof.
8. From the proceeds arising from the sale of this property, the Marshal shall retain his fees and costs incurred in connection with said sale and shall pay over the remainder of the proceeds as follows:
9. Upon confirmation of the sale, Defendants and all persons claiming by, through, under or against said Defendants, shall stand forever barred and foreclosed of all right, title and interest of whatever kind or character, in and to the property, and the purchaser shall be entitled to immediate possession of the property.
10. This Court retains jurisdiction over the above-styled cause to make further Orders as are proper, including but not limited to an Order confirming sale;
11. All pending motions not otherwise disposed of herein are hereby
12. The Clerk of the Court for the Southern District of Florida is hereby directed to mark the above-styled cause as