MEMORANDUM OPINION AND ORDER

SUSAN E. COX, United States Magistrate Judge.

Plaintiff Lucia Norris seeks judicial review of a final decision of the Commissioner of the Social Security Administration ("SSA") denying her application for Disability Insurance Benefits ("DIB") and Supplemental Security Income ("SSI") under Title II of the Social Security Act ("Act").1 Plaintiff filed a Motion for Summary Judgment, seeking a judgment reversing or remanding the Commissioner's final decision. For the reasons set forth below, plaintiff's motion is granted [dkt. 20].

PROCEDURAL HISTORY

On June 16, 2006, plaintiff filed an application for DIB and SSI, alleging that she became disabled on May 15, 2005.2 Plaintiff's claim was denied on January 22, 2007.3 Plaintiff then filed a request for reconsideration, which was denied on May 4, 2007.4 Thereafter, on June 8, 2007, plaintiff requested a hearing before an Administrative Law Judge ("ALJ").5 Plaintiff's request was granted and a hearing took place before ALJ Cynthia Bretthauer on December 5, 2007.6 Following the hearing, the ALJ issued an unfavorable decision, finding plaintiff was not disabled at any time between May 15, 2005 through the date of decision, February 26, 2008.7 Plaintiff then filed a request for review of the ALJ's decision with the Social Security Administration Appeals Council ("Appeals Council") on March 28, 2008.8 The Appeals Council denied review of the ALJ's decision on September 22, 2009.9 The ALJ's February 26, 2008 decision, therefore, stands as the final decision of the Commissioner. Plaintiff filed this action on November 19, 2009.

STATEMENT OF FACTS

A. Introduction and Medical Evidence

This subsection is a brief review of the facts in the medical record that the ALJ reviewed at plaintiff's hearing and considered when rendering her decision. These facts provide a brief summary of plaintiff's medical history and the reasons she applied for DIB and SSI.

Plaintiff was born on July 1, 1952, making her fifty-five years old on the date the ALJ issued her final decision.10 She finished high school, completed two years of college, and her past relevant work included a child care provider, administrative assistant, retail sales clerk, welfare to work counselor, cashier, and park district coordinator.11 Plaintiff alleged that she became unable to work on May 15, 2005 due to high blood pressure, pulmonary hypertension, type II diabetes, acid reflux, and sudden blackouts.12

We begin our review of plaintiff's relevant past medical history starting in March of 2005. On March 4, 2005, plaintiff went to Saint Francis Hospital in Evanston, Illinois ("the hospital") and complained of bilateral leg pain and back pain.13 She complained that she was unable to walk due to the pain.14 The radiology report performed on that date reflected no recent fracture, dislocation, bone destruction, or joint effusion.15 Robert G. Zick, M.D. diagnosed plaintiff with a knee strain and prescribed Vicodin.16

On August 17, 2005, plaintiff went to the emergency room of the hospital complaining of a syncopal episode from the previous night, which is a temporary suspension of consciousness due to generalized cerebral ischemia.17 The notes of the plaintiff's primary care physician, Pandelis D. Banias, M.D., reflect that plaintiff woke up at 3:30 a.m., felt dizzy, had a headache, nausea, vomiting, and passed out.18 She woke up at 5:30 a.m. and could not remember what happened.19 The notes also indicate that it was the third episode of syncope in the last two months.20 During the hospital stay, plaintiff did not experience any further episode of weakness or syncope.21 The hospital's course of treatment was to keep plaintiff on aspirin and discontinue use of Aggrenox.22 After three nights in the hospital, plaintiff was discharged on August 20, 200523 on the following medications: Aspirin, Motrin,24 Allegra,25 Prevacid,26 Potassium chloride,27 Lasix,28 Singulair,29 Atenolol,30 Zocor,31 Actos,32 and Cyclobenzaprine.33

Nine days later, plaintiff was admitted to the hospital with complaints of right upper quadrant abdominal pain lasting on and off for about two months.34 The notes of Dr. Banias reflect that the pain radiated to the back and subsided all by itself.35 The notes also show that Dr. Banias advised plaintiff to be admitted for gallbladder workup.36 Additionally, plaintiff complained of another recent syncopal episode.37 She did not remember having it but was awoken from the floor by her daughter.38 The notes show that plaintiff had four similar episodes in the past.39 On September 3, 2005, plaintiff was discharged from the hospital with a low-fat diet and the following medications prescribed to her: Levaquin,40 Flagyl,41 Actos, Zocor, Atenolol, Protonix,42 Ativan,43 Lasix, K-Dur,44 and Aspirin.45

On September 25, 2005, plaintiff was admitted to the hospital again, this time with complaints of chest pain.46 The notes of Dr. Banias reflect that plaintiff's past medical history included congestive heart failure, diabetes mellitus, hypertension, coronary artery disease, pulmonary hypertension, transient ischemia attacks ("TIA"), osteoarthritis, diverticulitis, syncopal episodes, Bartholin's cyst, Ovarian cyst, and hysterectomy.47 After evaluation of the plaintiff, the doctor concluded that the chest pain was less likely due to "cardiac cause" and could be more likely caused by musculoskeletal problems.48 Plaintiff was discharged from the hospital on September 28, 2005.49 Discharge medications prescribed to the plaintiff included Actos, Zocor, Tenormin,50 Protonix, Furosemide, K-Dur, Aspirin, Imdur,51 Naproxen,52 Nitroglycerine.53

On February 21, 2006, plaintiff went back to the hospital complaining of right leg and groinal pain.54 This time, she was attended by John T. Piotrowski, M.D., whose notes reflect that plaintiff reported injuring her right leg when she slipped and fell on a toy and did the splits.55 X-rays on her right knee, right femur, and pelvis were performed and came back negative for fracture, dislocation, or focal bone destruction.56 Dr. Piotrowski diagnosed plaintiff with a right hamstring strain and prescribed Motrin and Vicodin.57

On May 3, 2006, John Vainder, M.D. performed a colonoscopy on plaintiff at the hospital after her complaints of rectal bleeding.58 The finding of the colonoscopy showed "internal grade I hemorrhoids" and "evidence of moderately severe diverticulosis in the sigmoid."59 Additionally, the colonoscopy report showed that plaintiff had "[t]wo sessile polyps, measuring 2 mm in size" in her sigmoid.60 The polyps were removed by cold biopsy polypectomy.61

On September 25, 2006, Dr. Banias was asked on a questionnaire from the SSA to describe plaintiff's "ability to do work-related activities such as sitting, standing, moving about, lifting, carrying, handling objects, hearing, speaking, [and] traveling."62 Dr. Banias wrote "Pt. can do the activities mentioned above."63

On January 3, 2007, Scott A. Kale, M.D., reviewed the hospital records and examined plaintiff at the request of the Bureau of Disability Determination Services.64 Dr. Kale's notes reflect that at the time of the review plaintiff's height was 5'1" and her weight was 242 pounds.65 Dr. Kale noted that based on plaintiff's account she had a history of multiple syncopal episodes several times per year.66 The notes also state that these episodes occurred at random times with no warning, and no one has observed her to have a seizure during these episodes.67 The plaintiff also reported to Dr. Kale the history of intermittent hand and foot numbness, hypertension, several TIAs, acid reflux disorder, and pulmonary hypertension with intermittent shortness of breath.68 Dr. Kale noted that plaintiff "could walk [fifty] feet without support" and her "gait was not antalgic."69 Dr. Kale also concluded that plaintiff had normal grip strength and 5/5 strength in the proximal muscles of the upper extremities, and normal range of motion except in the lumbar spine.70 Finally, under the caption "IMPRESSION" Dr. Kale listed the following as plaintiff's problems:

Several days later, on January 11, 2007, a CT scan of the plaintiff's head was taken to evaluate her syncope complaint.72 The impression of the CT scan revealed no acute intracranial hemorrhage, focal mass, or abnormal enhancing lesion.73 Additionally, a tilt table test was performed on the plaintiff to determine whether her syncope symptoms were due to a neurocardiogenic origin.74 The impression of the tilt table test was negative.75

On January 17, 2007, Calixto Aquino, M.D. prepared a physical residual functioning capacity assessment ("RFCA") of plaintiff for the SSA.76 Dr. Aquino concluded that plaintiff could occasionally lift or carry fifty pounds, frequently lift or carry twenty-five pounds, stand and walk for six hours in an eight-hour workday, sit with normal breaks for six hours in an eight-hour workday, and had a unlimited ability in upper extremities to push or pull.77 Dr. Aquino also concluded that plaintiff could frequently balance, stoop, kneel, crouch, crawl, and climb ramps and stairs, but could not climb ladders, ropes, scaffolds.78 Several months later, Harry S. Bennet, M.D. reviewed the medical record and affirmed Dr. Aquino's opinion.79

On March 5, 2007, X-rays were taken of both of plaintiff's knees.80 The radiology report showed few small degenerative spur formations in the left knee and a few tiny degenerative spur formations in the right knee.81

On August 1, 2007, plaintiff was admitted to the hospital with complaints of diarrhea and vomiting lasting for six weeks.82 Plaintiff stayed in the hospital for one week, during which a variety of tests were performed on her. The hospital notes reflect that during the hospital stay plaintiff was managed conservatively for nausea, vomiting, and diarrhea.83 The notes also indicate that diarrhea and vomiting eventually stopped.84 Additionally, plaintiff had a renal ultrasound which showed normal kidneys.85 On August 8, 2007, plaintiff was discharged from the hospital86 on the following medications: Atenolol, Montelukast, Simvastatin, Amlodipine,87 Pantoprazole, Dicyclomine,88 Aspirin, Lotensin,89 and Tylenol.

On November 12, 2007, Dr. Banias filled out a physical residual functional questionnaire.90 In this questionnaire he stated that plaintiff's symptoms included fatigue, extremity pain and numbness, and muscle weakness.91 Dr. Banias also stated that plaintiff could walk just one city block without rest or severe pain and sit for forty-five minutes before needing to get up and stand for thirty minutes before needing to sit down.92 Additionally, Dr. Banias opined that plaintiff could stand/walk less than 2 hours per day, sit about two hours per day, and lift no more than ten pounds.93 Finally, he concluded that plaintiff would be absent about four days per month due to her impairments.94

B. The December 5, 2007 Hearing

Plaintiff's hearing before the ALJ occurred on December 5, 2007 in Evanston, Illinois.95 Plaintiff appeared in person and was represented by her attorney, Nastasia Johnson.96 A vocational expert ("VE"), William Newman, also testified.97

After a brief opening statement by plaintiff's attorney, plaintiff testified that she lived in Evanston, Illinois with her nineteen year old granddaughter.98 Plaintiff testified that the granddaughter was supposed to go away to school, but decided not to because she was scared to leave plaintiff alone due to her sudden blackouts.99 Plaintiff stated that she did not drive or take public transportation.100 Responding to the ALJ's query about her education, plaintiff stated that she graduated from high school and completed two years of college.101

Next, plaintiff testified that prior to her injury in 2005, she worked as a self-employed home child care provider, administrative assistant, retail sales clerk, welfare to work counselor, cashier, and park district coordinator.102 Several times during the administrative hearing the ALJ questioned plaintiff whether she worked in 2006, past her alleged injury date.103 The ALJ emphasized that on several forms, submitted to the SSA by the plaintiff, there was a record of plaintiff's employment in 2006, including the form that reported plaintiff's income in 2006 as $7.181.00.104 In each instance, plaintiff denied working in 2006.

The ALJ then asked plaintiff to describe her daily activities.105 Plaintiff testified that her granddaughter did all of the cooking, laundry, dishes, helped plaintiff dress, and get in and out of the bathtub.106 Plaintiff also testified that the granddaughter started sitting in the bathroom while plaintiff bathed after she once found plaintiff blacked out in the bathtub.107 Additionally, plaintiff stated that she did not go out of town, and only went to church about three times a year.108

Plaintiff testified that her doctors had not yet determined the cause of her dizzy spells.109 She testified that they could be related to her pulmonary hypertension or high blood pressure.110 When the ALJ asked plaintiff how far she could walk while using her cane, plaintiff responded that she could walk about two and a half blocks with her cane.111 Additionally, plaintiff stated that she could stand for fifteen to twenty minutes, sit for a half an hour to an hour, and lift five pounds.112

The ALJ then confronted plaintiff with Dr. Banias's assessment of her capacity submitted by Dr. Banias in September 2006.113 The ALJ told plaintiff that Dr. Banias wrote that plaintiff had the full capacity to do all of plaintiff's daily activities, except extreme exertional activities.114 Plaintiff could not explain this discrepancy.115 The ALJ concluded her examination of the plaintiff by confronting her again with her employment records from 2006.116 After plaintiff denied working in 2006, the ALJ expressed her concern about plaintiff's credibility.117

Plaintiff's attorney, Ms. Johnson, then questioned plaintiff.118 She asked plaintiff about her knee problems, and plaintiff responded that she had osteoarthritis and that her knees hurt on a daily basis.119 She also testified that to alleviate the pain, she had to lay down, elevate her legs, and use compresses.120 Plaintiff also testified that she suffered from dizzy spells,121 type II diabetes,122 and cramps and swellings in the legs.123 When asked about sudden blackouts, plaintiff stated that her family members had found her passed out in various places, including the side of her house.124 Additionally, she mentioned that she suffered from fatigue,125 as a side effect of her medication, and from diverticulitis,126 which caused severe cramping, bleeding from her rectum, and going to the bathroom on herself.127 When asked about other health problems she suffered from, plaintiff named sleep apnea,128 headaches,129 high blood pressure,130 and memory problems.131

The VE, William Newman, testified next.132 First, he testified that plaintiff's past relevant work included semiskilled sedentary (child care provider), skilled sedentary (welfare to work counselor), unskilled light (cashier, hostess), and semiskilled light (retail sales clerk) work.133 When the ALJ asked the VE about plaintiff's prior job at the park district, the VE responded that he characterized that job under the child care provider category, semiskilled sedentary level work.134 When asked about plaintiff's prior job with neighborhood watch, the VE responded that such a job would be considered a security type job, which is semiskilled light work.135

The ALJ then asked the VE whether a hypothetical fifty-five year old individual with plaintiff's past work experience, education, and certain exertional limitations would still be able to perform plaintiff's past work.136 The exertional limitations given by the ALJ consisted of the ability to perform sitting for six to eight hours a day, standing and walking at least six hours a day, lifting and carrying frequently up to twenty five pounds, and occasionally up to fifty pounds.137 The ALJ also asked the VE to assume that the hypothetical individual cannot climb any ladders, ropes or scaffolds, and must avoid concentrated exposure to unprotected heights and moving and hazardous machinery.138 The VE responded that such a person would be able to perform plaintiff's past work.139 The ALJ then changed the exertional limitations and asked the VE to consider a person who could frequently lift and carry ten pounds, occasionally up to twenty pounds and must avoid concentrated exposure to pulmonary irritants.140 The VE responded that such a person still would be able to perform plaintiff's prior work.141 When asked to consider a person who is limited to sedentary work with the other limitations and restrictions posed by the ALJ, the VE responded that two jobs (retail sales clerk and cashier) would be excluded.142

Plaintiff's counsel then conducted an examination of the VE.143 She asked the VE to consider a person with blackouts that occur two to three times per month that could last up to three hours, and the VE responded that such a person would be precluded from performing plaintiff's past work.144

C. The ALJ's February 26, 2008 Decision

In her February 26, 2008 decision, the ALJ determined that plaintiff was not under a disability as defined in the Act and, therefore, was not entitled to any DIB and SSI.145 The ALJ followed the five-step evaluation process outlined in 20 C.F.R. § 404.1520.146 Under this social security regulation, the ALJ must consider: (1) whether the claimant is presently engaged in any substantial gainful activity; (2) whether the claimant has a severe impairment or combination of impairments; (3) whether the claimant's impairment meets or equals any impairment listed in the regulations as being so severe as to preclude gainful activity; (4) whether the claimant is unable to perform her past relevant work; and (5) whether the claimant is unable to perform any other work existing in significant numbers in the national economy.147 A finding of disability requires an affirmative answer at either step three or step five, while a negative answer at any step other than step three precludes a finding of disability.148

Initially, the ALJ found that plaintiff met the insured status requirements of the Act through December 31, 2010.149 At step one, the ALJ reserved a finding as to whether plaintiff had not engaged in substantial gainful activity since May 15, 2005.150 The ALJ noted that plaintiff's earning record had self-income posted for the year 2006 in the amount of $ 7, 181.00, despite the plaintiff's denial of working past her alleged onset date of May 15, 2005.151 The ALJ pointed to the Disability Report, in which plaintiff indicated that she performed child care through May 15, 2006, while earlier in the same report she indicated the date of May 2005.152 The ALJ, consequently, stated that she made no finding as to whether plaintiff had engaged in substantial gainful activity after the alleged onset date because it did not alter the ultimate outcome of her decision in the case.153

At step two, because plaintiff had type II diabetes, hypertension, history of chronic heart failure, gastroesophageal reflux disease (GERD), sleep apnea, renal disease, diverticulosis, and obesity, the ALJ determined that she had several severe impairments listed in the Act and, thus, met the requirements of step two.154 Despite finding several severe impairments, the ALJ found that plaintiff failed the third step of the process because she lacked an impairment or combination of impairments that amounted to one of the impairments listed in 20 C.F.R. § 404, Subpart P, Appendix 1.155

The ALJ next determined plaintiff's residual functional capacity ("RFC").156 A claimant's RFC represents what a claimant can perform despite his or her physical or mental limitations.157 The ALJ found that plaintiff had the RFC to perform light work, consisting of the capacity to lift/carry/push/pull up to 20 pounds occasionally and 10 pounds frequently; and stand and/or walk for at least 6 hours each in an 8-hour workday, and sit 6-8 hours in an 8-hour workday, except plaintiff was unable to climb ladders, ropes, or scaffolds, and needed to avoid environments with concentrated exposure to open heights, moving and hazardous machinery and pulmonary irritants.158 In the narrative portion of the decision, the ALJ stated that "[w]hile the claimant describes a significantly restricted range of daily activities, these activities cannot be verified with any degree of certainty."159 The ALJ also stated that plaintiff's allegations were not consistent with the medical record because her claimed symptoms and limitations were significantly in excess of anything described in the record or simply not reflected in the record at all.160 Specifically, the ALJ noted, "the record contains no complaints of headaches, or observations of blackouts, or medical justification for same."161 The ALJ further concluded that although plaintiff's medically determinable impairments could reasonably be expected to produce some of the alleged symptoms, plaintiff's statements regarding the intensity, persistence, and limiting effects of these symptoms were not entirely credible.162

Next, the ALJ stated that she gave little weight to Dr. Banias's opinion and found it inconsistent with the record as a whole.163 More specifically, the ALJ stated that Dr. Banias's findings were not supported by the objective medical findings as well as his own treatment notes.164 The ALJ noted that plaintiff's blood pressure reading had been mostly normal and her diabetes was well-controlled.165 The ALJ also stated that there were only two brief mentions of plaintiff reporting a syncopal episode.166 She also noted that one of those episodes was due to medication and, otherwise, there were no references to "black-outs" at all.167 Further, the ALJ found that Dr. Banias never indicated an impairment of any osteoarthritis or degenerative joint disease, and no necessity for an assisting device.168

Finally, the ALJ gave some weight to the opinions of the state agency physicians, in so far as they determined that plaintiff was not disabled.169 The ALJ, however, found that the state agency doctors did not adequately consider plaintiff's subjective complaints.170 The ALJ also stated that because additional evidence was submitted into the record since those doctors rendered their opinions, it diminished the value of those opinions.171

Having determined plaintiff's RFC, the ALJ proceeded to step four to determine whether plaintiff could perform any past relevant work.172 The ALJ noted that plaintiff's past relevant work consisted of jobs with the exertional demands ranging from sedentary to light.173 The ALJ, accordingly, further found that none of plaintiff's past relevant work required the performance of work-related activities precluded by plaintiff's RFC.174 Consequently, the ALJ found that plaintiff was capable of performing her past relevant work.175

STANDARD OF REVIEW

The Court performs a de novo review of the ALJ's conclusions of law, but the ALJ's factual determinations are entitled to deference.176 In this review, the Court examines the entire record but does not reweigh the evidence, resolve conflicts, decide questions of credibility, or substitute its own judgment for that of the ALJ.177 The Court will uphold the ALJ's decision "if it is supported by substantial evidence and is free from legal error."178 Substantial evidence is evidence "a reasonable mind might accept as adequate to support a conclusion."179 Where reasonable minds differ over conflicting evidence, the Commissioner is responsible for determining whether a plaintiff is disabled.180 However, the Commissioner's decision is not entitled to unlimited judicial deference.181 An ALJ "must minimally articulate his reasons for crediting or discrediting evidence of disability."182 The Court conducts a "critical review of the evidence" and will not uphold the ALJ's decision when "it lacks evidentiary support or an adequate discussion of the issues."183

ANALYSIS

In her brief, plaintiff argues that the ALJ's decision must be reversed or remanded because the ALJ erred by improperly: (1) giving little weight to the treating physician's report; (2) determining plaintiff's credibility; (3) determining plaintiff's RFC; and (4) failing to analyze plaintiff's obesity in combination with her other impairments. The Court now examines each of these allegations in turn.

A. Dr. Banias's Report

First, plaintiff argues that the ALJ improperly rejected the disability findings of her treating physician, Dr. Banias, who opined in his November 12, 2007 report that plaintiff was limited to standing or walking less than 2 hours per day, sitting about two hours per day, and lifting no more than ten pounds.184 The Commissioner argues that the ALJ properly refused to give Dr. Banias's opinion controlling weight because his November 12, 2007 report was not supported by the record and was inconsistent with his previous opinion.

Traditionally, more weight is given to the opinion of a treating physician because of his greater familiarity with the claimant's conditions and circumstances.185 If it is well supported by medical findings and not inconsistent with other substantial evidence in the record, a treating physician's opinion regarding the nature and severity of a medical condition is entitled to controlling weight.186 A claimant, however, is not entitled to disability benefits simply because a physician finds that the claimant is "disabled" or unable to work.187 Under the Social Security regulations, it is the ALJ who determines the ultimate issue of disability, not a physician.188

While the ALJ need not discuss every piece of evidence in the record,189 the ALJ also may not simply ignore evidence190 or mischaracterize it.191 In Myles v. Astrue, for example, the Seventh Circuit held that the ALJ erred in finding that plaintiff had not complained of urinary frequency because the ALJ erroneously overlooked two such complaints.192 In another case, the Seventh Circuit reversed the ALJ's decision because the "ALJ ignored significant evidence supporting [plaintiff's] claim."193

In the present case, the ALJ stated that "[t]here are only two brief mentions of claimant reporting a syncopal episode, and one was due to medication, otherwise, there is no reference to `black-outs' at all."194 This statement is incorrect. The medical record reflects that on August 17, 2005 plaintiff was admitted to the hospital after having her third syncopal episode.195 Dr. Banias's notes from September 3, 2005, additionally, indicate that plaintiff experienced another recent syncopal episode, her fourth one.196 Thus, although the ALJ acknowledged plaintiff's two syncopal episodes, she mistakenly omitted at least two other syncopal episodes.

Nevertheless, while it is true that the ALJ overlooked two syncopal episodes, consideration of them may not be relevant to plaintiff's disability determination. Syncopes was only reported in Dr. Banias's treatment notes. But Dr. Banias did not identify syncopes, much less suggest limitations from syncopes, in his first disability report in September 2006 or in the second, in November 2007. Both lack any discussion of that part of plaintiff's medical history.

Additionally, plaintiff argues that even if the ALJ did not give Dr. Banias's opinions controlling weight, Dr. Banias's opinions should have been given great weight under 20 C.F.R. § 404.1527(d). Under this social security regulation, the ALJ should look at factors such as length and frequency of the treatment, whether the treating physician is a specialist on the medical issues relevant to the plaintiff, how good of an explanation the treating physician provided, and how consistent the opinion is with the records as a whole.197 The Commissioner argues that the ALJ properly gave little weight to Dr. Banias's November 2007 opinion because she found that it was inconsistent with Dr. Banias's previous assessment from September 2006.

Although on the first look it appears that Dr. Banias's second assessment contradicts his first assessment, we find that these two assessments, in fact, do not contradict each other. It seems that the confusion regarding Dr. Banias's opinions occurred primarily because different forms were used for these two assessments. In his first questionnaire from the SSA in 2006, Dr. Banias was asked to describe plaintiff's abilities to do work-related activities such as "sitting, standing, moving about, lifting, carrying, handling objects, hearing, speaking, [and] traveling."198 Dr. Banias wrote "Pt. can do the activities mentioned above."199 But that assessment form did not specifically ask him to list plaintiff's limitations, whereas the November 2007 form requested plaintiff's physical limitations and required certain details, such as how long plaintiff could sit and stand. It was the November 2007 form that evidenced Dr. Banias's opinion that plaintiff had significant limitations. (And it should be noted that contrary to the ALJ's finding, nowhere in that first assessment did Dr. Banias state that plaintiff had no limitations). Accordingly, we find that the ALJ's conclusive decision, based on the assumption that the forms contradicted each other, warrants further review.

Finally, plaintiff argues that if the ALJ found Dr. Banias's November 2007 opinion to be in "sharp contrast" with his September 2006 opinion, the ALJ had a duty to re-contact Dr. Banias for clarifications. The Commissioner responds that to require an ALJ to re-contact a treating source before rejecting it for deficiencies would be to shift to her the burden that belongs to plaintiff.

Where an applicant is represented by an attorney, the Commissioner may assume that the applicant is making her "strongest case for benefits."200 Nevertheless, Social Security Ruling 96-5p provides that "[b]ecause treating source evidence (including opinion evidence) is important, if the evidence does not support a treating source's opinion on any issue reserved to the Commissioner and the adjudicator cannot ascertain the basis of the opinion from the case record, the adjudicator must make `every reasonable effort' to recontact the source for clarification of the reasons for the opinion."201 Under 20 C.F.R. § 404.1512(e), an ALJ is required to re-contact doctors if the evidence received is inadequate to allow the ALJ to reach a conclusion about whether the applicant is disabled.202 Furthermore, an ALJ needs to obtain additional evidence or clarification when the medical source's report contains a conflict or ambiguity that must be resolved.203

We have already established that on remand the ALJ should reconsider whether Dr. Banias's November 2007 opinion, in fact, contradicts his September 2006 opinion. Whether the ALJ will need to re-contact Dr. Banias for clarification, then, is something she may consider upon remand.

B. The ALJ's Determination of Plaintiffs Credibility

Next, plaintiff contends that the ALJ's credibility determination was erroneous. More specifically, plaintiff argues that the ALJ erred by improperly: 1) providing "meaningless boilerplate" that plaintiff was not "entirely credible;" 2) rejecting plaintiff's complaints of syncopal episodes; 3) rejecting the diagnosis of osteoarthritis; 4) concluding that plaintiff's symptoms or limitations were significantly in excess of anything in the record or they were not in the record; and 5) not performing a pain analysis. The Commissioner responds that the ALJ's credibility determination was not "patently wrong" because she provided reasons for her credibility findings. The Commissioner also argues that she reasonably found the complaints of syncopes from a medically determinable impairment to be less than credible, properly rejected plaintiff's self-reported alleged diagnosis of osteoarthritis, and correctly recognized that plaintiff was "significantly restricted," thus, rejecting plaintiff's claim that her medications should be considered in the pain analysis.

An ALJ's credibility determination cannot be invalidated unless it is "patently wrong."204 In determining whether a credibility determination is "patently wrong," the court examines whether the ALJ's determination was reasoned and supported.205 The Seventh Circuit explained that an ALJ needs only to "minimally articulate his or her justification for rejecting or accepting specific evidence of disability."206 "It is only when the ALJ's determination lacks any explanation or support that [a court] will declare it to be `patently wrong.'"207 Additionally, when determining credibility, an ALJ must consider the entire case record, including claimant's statements as well as the opinions of treating or examining physicians and other persons.208 Under Social Security Ruling 96-7p, an ALJ's credibility determination "must contain specific reasons for the finding on credibility, supported by the evidence in the case record, and must be sufficiently specific to make clear to the individual and to any subsequent reviewers the weight the adjudicator gave to the individual's statements and the reasons for that weight."209 Additionally, in determining plaintiff's credibility, an ALJ may not ignore the claimant's statements regarding pain and other symptoms or disregard them merely because they are not substantiated by subjective medical evidence.210

I. Boilerplate Language

Plaintiff's first argument as to why the ALJ's credibility determination was patently wrong is because the ALJ provided "meaningless boilerplate" language instead of stating specific reasons why she found plaintiff not "entirely credible." The Commissioner argues that the ALJ adequately explained her reasoning when she analyzed plaintiff's inconsistent statements regarding her income and the lack of support for plaintiff's disability from the medical record.

In this case, the ALJ stated that:

In Parker v. Astrue, the Seventh Circuit held that the phrase "not entirely credible," without more, was meaningless boilerplate.212 "The statement by a trier of fact that a witness's testimony is `not entirely credible' yields no clue to what weight the trier of fact gave the testimony."213 In another case, Villano v. Astrue, the Seventh Circuit similarly found that the ALJ failed "to build a logical bridge between the evidence and his conclusion that Villano's testimony was not credible" when the ALJ provided a cursory explanation that Villano's "statements concerning the intensity, persistence and limiting effects of these symptoms [were] not entirely credible."214

Unfortunately in this case, similar to Parker and Villano, we are left to ponder the exact reasons for the ALJ's findings. In her decision, the ALJ summarized the history of plaintiff's medical treatment and recounted plaintiff's testimony regarding her daily activities, all of which are relevant to a credibility determination.215 The ALJ, however, did not provide analysis and reasons as to why she found plaintiff not to be credible.

Even so, we recognize that there are some problems with plaintiff's credibility. Specifically, there was a discrepancy between plaintiff's live testimony and her employment records. Although plaintiff denied working in 2006, the record reflects that she was, in fact, performing paid child care during that year, after the alleged onset date of her illnesses. After plaintiff could not explain this discrepancy at the administrative hearing, the ALJ expressed her concerns regarding plaintiff's credibility. The Commissioner argues that this is enough. Specifically, the Commissioner states that because the ALJ identified plaintiff's inconsistent statements regarding her income and the lack of support for plaintiff's disability from the medical record, her determination of plaintiff's credibility was not patently wrong.

We acknowledge that the ALJ may have had legitimate concerns regarding plaintiff's credibility. But we cannot uphold her decision on the assumption that the ALJ was basing her credibility determination on plaintiff's contradictory testimony and records. Though we are required to review the entire administrative record, we cannot reconsider facts, re-weigh the evidence, resolve conflicts in evidence, decide questions of credibility, or substitute our judgment for that of the ALJ.216 And as we noted above, boilerplate language is not sufficient. We must, therefore, ask that the ALJ specify her reasoning.

II. Validity of Syncopal Episodes

Plaintiff's next argument is that the ALJ improperly rejected plaintiff's complaints of syncopal episodes. The Commissioner responds that the ALJ reasonably did not find the complaints of syncopes to be credible because Dr. Banias did not identify syncopes in his reports, or suggest limitations from syncopes. We have already established that plaintiff's syncopal episodes may not even be relevant to plaintiff's disability determination. But for the sake of completeness, we will review plaintiff's arguments.

In her decision, the ALJ stated that "the record contains no ... observations of blackouts or medical justification for same."217 Plaintiff attacks this finding with two arguments. First, plaintiff argues that the fact that plaintiff did not have syncopal episodes during her doctor's visits was not a proper ground for rejecting her complaints. On this point plaintiff cites Raub v. Barnhart, where the court held that "the ALJ's rationale that Plaintiff lacked credibility, in that, he did not have any panic attacks in his physicians' offices . . . cannot prevail. There is no evidence in the record to indicate that an individual suffering from panic attacks would be expected to experience such an attack in his treating physicians' offices."218

Second, plaintiff argues that it was not proper for the ALJ to rely on a lack of established etiology of plaintiff's syncopal episodes. For this plaintiff cites Parker v. Astrue, where the Seventh Circuit held that "one can't infer from the inability of a person's doctor to determine what is causing her pain that she is faking it."219

It does not seem that with the ALJ's one-sentence statement concerning a lack of observation of blackouts, or the lack of medical explanation for them, the ALJ intended to suggest that plaintiff was faking her injury. Also, we do not think that the ALJ expected plaintiff to experience syncopal episodes during her hospital stay and doctors' visits. It appears that by stating that the "the record contains no ... observations of blackouts or medical justification for same" the ALJ simply summarized the evidence that plaintiff's alleged syncopes were not witnessed and there was no medical explanation for them. More importantly, in her decision, the ALJ did not state that she found plaintiff less credible because the syncopes were unobserved or lacked medical explanation.

III. Osteoarthritis

Plaintiff's next argument is that the ALJ improperly rejected the diagnosis of osteoarthritis. Plaintiff argues that the ALJ made her own independent determination when she found that radiograph findings of plaintiff's knees "may support a diagnosis of mild osteoarthritis," and that there was no objective evidence that arthritis significantly limited plaintiff's ability to ambulate effectively. The Commissioner responds that because plaintiff was never properly diagnosed with osteoarthritis, the ALJ correctly rejected her self-reported alleged diagnosis.

Social Security Ruling 96-7p provides that "[n]o symptom or combination of symptoms can be the basis for a finding of disability, no matter how genuine the individual's complaints may appear to be, unless there are medical signs and laboratory findings demonstrating the existence of a medically determinable physical or mental impairment(s) that could reasonably be expected to produce the symptoms."220 We believe that the ALJ did not "play doctor" in rejecting the diagnosis of osteoarthritis. In her decision, the ALJ discussed in great detail the history of plaintiff's visits to the hospital with complaints regarding her knees.221 Additionally, before rejecting the diagnosis of osteoarthritis, the ALJ described several negative clinical evaluations and other tests plaintiff underwent.222 Furthermore, although Dr. Banias stated several times in his notes that plaintiff had a history of osteoarthritis,223 in his assessment submitted to the SSA he did not mention plaintiff's osteoarthritis.224 Because the plaintiff's history of osteoarthritis was self-reported and not mentioned by Dr. Banias in his assessment report, and in the view of other medical evaluations and tests available in the record, the ALJ had a reason not to accept the diagnosis of osteoarthritis. The Court, accordingly, finds that because the ALJ minimally articulated her reasons for not accepting the diagnosis of osteoarthritis, her credibility determination concerning osteoarthritis must be upheld.225

IV. Plaintiff's Symptoms and Limitations

Next, plaintiff argues that the ALJ improperly concluded that plaintiff's symptoms or limitations were significantly in excess of anything in the record, or they were not in the record. Plaintiff argues that the ALJ failed to describe how plaintiff's symptoms or limitations were inconsistent with the record. The Commissioner does not respond to this argument.

While plaintiff makes an argument that the ALJ improperly found her symptoms or limitations to be inconsistent with the medical record, she does not specify what symptoms and limitations the ALJ found to be unsupported. And contrary to plaintiff's argument, we find that the ALJ sufficiently articulated her reasons for finding some of the plaintiff's symptoms and limitations to be significantly in excess of anything in the record, or not in the record at all. For example, the ALJ stated that the record contained no complaints of headaches or observations of blackouts or a medical justification for them.226 The ALJ also stated that there was no evidence of loss of bowel control and no justification for the need to use an assistive device.227 Because plaintiff did not specify what symptoms and limitations the ALJ improperly considered and the ALJ articulated at least minimal reasons why she found some of the claimed symptoms to be in excess of anything described in the record, we find no reversible error here.228

V. Pain Analysis

Finally, plaintiff argues that if the ALJ found plaintiff's symptoms or conditions to be in excess of anything described in the record, she still was required to perform a pain analysis. Plaintiff argues that the ALJ failed to consider plaintiff's daily activities and the amount of pain medication she was taking. The Commissioner responds that the ALJ reasonably recognized that plaintiff was "significantly restricted" and properly rejected plaintiff's claim that her medications should be considered because the mere fact that plaintiff took medications did not establish any limitations affecting her ability to work.

In Zurawski v. Halter,229 the Seventh Circuit stated:

The ALJ, thus, is required to analyze the factors mandated by the Zurawski court when plaintiff "indicates that pain is a significant factor of his or her alleged inability to work."231 Here, while plaintiff alleged that she became unable to work due to high blood pressure, pulmonary hypertension, type II diabetes, acid reflux, and sudden blackouts, she did not indicate that she experienced pain as a consequence of her alleged ailments. Additionally, there is nothing in the record to suggest that the alleged syncopal episodes, which plaintiff claims preclude her from working in child care, are associated with pain. For this reason, we find that the ALJ was not obligated to perform a pain analysis and obtain detailed descriptions of plaintiff's daily activities, the amount of pain and other medication she was prescribed, and analyze other factors mandated by the Zurawski court.

Because the ALJ was not obligated to consider factors under the Zurawski court in the first place, we do not have to address plaintiff's argument that the ALJ erred in not considering her daily activities and the amount of medication she was taking. Nevertheless, for the sake of completeness, we will again briefly discuss plaintiff's arguments.

First, with regard to plaintiff's daily activities, the ALJ did, in fact, summarize what plaintiff testified she could do. Specifically, in a separate paragraph, the ALJ described them in great detail.232 The ALJ concluded that "while the claimant describes a significant restricted range of daily activities, these activities cannot be verified with any degree of certainty."233

Second, plaintiff argues that the ALJ erred by not analyzing medications prescribed to her. In response, the Commissioner cites a recent case, Schaaf v. Astrue, where the Seventh Circuit noted that "it would be speculation to assume" that a claimant actually suffers from certain side effects of a particular medication if none are mentioned or discussed.234 While we agree with plaintiff that Schaaf deals primarily with side effects of medications, which is not at issue here, we, nevertheless, find that the Commissioner properly cited this case for the general principle that taking medications does not establish limitations on plaintiff's working abilities.235 Here, the medical records show that although plaintiff was prescribed a whole host of medications, the only pain medication prescribed to her was Naproxen, which she later stopped taking due to allergic reactions.236 Therefore, the ALJ did not err when she did not analyze the medications prescribed to plaintiff.

C. The ALJ's Determination of Plaintiffs RFC

Plaintiff next argues that the ALJ's determination of plaintiff's RFC was improper. Plaintiff argues that because the ALJ had no medical basis for her findings, the RFC she constructed for plaintiff was not proper. The Commissioner responds that the ALJ adequately explained her reasoning and the ALJ's RFC findings were supported by substantial evidence because the ALJ explicitly relied on opinions of the state agency physicians, except to give more credit to plaintiff's subjective complaints.

In determining RFC, ALJs evaluate the claimant's age, ability to lift weight, sit, stand, walk, push, pull, and any other factors that would be helpful in gauging the claimant's ability to perform sedentary, light, medium, heavy or very heavy levels of work.237 Although it is a responsibility of the ALJ, as a finder of fact, not a physician, to determine plaintiff's RFC,238 the ALJ must consider both medical and nonmedical evidence in the record.239 The ALJs are not permitted to construct a "middle ground" RFC without a proper medical basis.240 Additionally, under SSR 96-8p, ALJs are required to explain how they arrived at their conclusions regarding claimant's RFC.241 "RFC assessment must include a narrative discussion describing how the evidence supports each conclusion, citing specific medical facts (e.g., laboratory findings) and nonmedical evidence (e.g., daily activities, observations)."242

In the present case, Dr. Aquino, the state agency physician, opined that plaintiff could occasionally lift or carry fifty pounds, frequently lift or carry twenty-five pounds, stand and walk for six hours in an eight-hour workday, sit with normal breaks for six hours in an eight-hour workday, and had a unlimited ability in upper extremities to push or pull.243 Dr. Banias, plaintiff's primary care physician, however, concluded that plaintiff could stand or walk less than two hours per day, sit about two hours per day, and lift no more than ten pounds.244 But he ALJ discredited Dr. Banias's findings and gave little weight to his opinion, stating that it was inconsistent with the record as a whole.245 Thereafter, she went on to explicitly state that she relied on the findings of the state agency doctors only as to their determination that plaintiff was not disabled.246 The ALJ stated that the state agency doctors did not adequately consider plaintiff's subjective complaints.247 Additionally, the ALJ stated that these doctors had not been able to consider the additional evidence that was submitted into the record after they rendered their opinions.248

After discrediting these two RFC assessments, the ALJ constructed her own RFC assessment. She concluded that plaintiff retained the RFC to:

What the ALJ, however, failed to do was to provide an explanation as to how she arrived at these conclusions. After the ALJ discredited the opinions of Dr. Banias and the state agency doctors regarding plaintiff's RFC, she was then required to call a medical expert or, alternatively, explain what other medical basis she relied on in making plaintiff's RFC determination.250 It is not clear what medical evidence the ALJ relied on to support her RFC findings because she did not articulate those grounds in her decision. Without more, we can only assume that she was relying on her own opinion. On this basis, then, remand is warranted for clarification.

D. The ALJ's Duty to Analyze Plaintiff's Obesity in Combination with Her Other Impairments.

Finally, Plaintiff argues that the ALJ's failure to consider plaintiff's obesity in combination with her other impairments warrants reversal of the ALJ's decision. The Commissioner responds that because the ALJ discussed plaintiff's obesity and relied on Dr. Kale's consultative examination, who also noted plaintiff's weight at 242 pounds in his notes, the ALJ properly considered obesity alongside plaintiff's other impairments.

Under Social Security Ruling 02-1p, obesity is a medically determinable impairment and adjudicators must take its effects into consideration when evaluating disability.251 "[T]he combined effects of obesity with other impairments can be greater than the effects of each of the impairments considered separately."252 For this reason, obesity must be considered for its incremental effect combined with other impairments.253 "[T]he ALJ must specifically address the effects of obesity on a claimant's limitations because, for example, a person who is obese and arthritic may experience greater limitations than a person who is only arthritic."254 In Barrett v. Barnhart, for example, the Seventh Circuit held that even if plaintiff's "arthritis was not particularly serious in itself, it would interact with her obesity to make standing for two hours at a time more painful than it would be for a person who was either as obese as she or as arthritic as she but not both."255

Here, the ALJ found that plaintiff's obesity was a "severe" impairment when she noted in her opinion that "the claimant carries a diagnosis of obesity, with a measured height 5 feet 1 inch, and weight of approximately 244 pounds."256 Under Social Security Ruling 02-1p, people with a body mass index ("BMI") over 40.0 are considered to have Level III or "extreme" obesity.257 Because plaintiff here is 5 feet 1 inch and 244 pounds with a BMI of 46.1, she is considered to have Level III obesity.258 Although the ALJ recognized plaintiff's extreme obesity, nowhere in her decision did she address the effect of plaintiff's obesity in combination with her other impairments. The Commissioner argues that the ALJ considered plaintiff's obesity when she relied on the opinions of the state agency physicians who in turn relied on the consultative examiner who recorded plaintiff's weight. In his notes, Dr. Kale recorded plaintiff's height and weight at 5'1" and 242 pounds.259 Dr. Kale, however, only recorded plaintiff's weight and height, nothing more. As plaintiff correctly observes, recording a patient's weight is a normal part of any physical exam and, therefore, does not constitute a consideration of plaintiff's extreme obesity.

The Commissioner cites Skarbek v. Barnhart260 to support his position. In Skarbek, the Seventh Circuit held that "although the ALJ did not explicitly consider Skarbek's obesity, it was factored indirectly into the ALJ's decision as part of the doctor's opinions."261 That case, however, is distinguishable. First, in Skarbek, the plaintiff was at the lowest level of obesity, Level I.262 Here, plaintiff is at the highest level of obesity, which is Level III. It is, therefore, more likely that plaintiff's obesity in this case could significantly impact her other impairments, and her ability to work, as compared to the plaintiff in Skarbek. Second, in the present case, plaintiff identified specific conditions that could be exacerbated by her obesity (osteoarthritis, pain, pulmonary hypertension, and coronary artery disease), whereas in Skarbek the plaintiff did not identify how his obesity further impaired his ability to work.263

Also important in this analysis is that, here, plaintiff has a host of significant medical conditions, including type II diabetes, chronic heart failure, hypertension, sleep apnea, renal disease, diverticulitis, and GERD. Because the ALJ found that one or more of plaintiff's impairments was "severe," the ALJ had a duty to consider "the aggregate effect of this entire constellation of ailments—including those impairments that in isolation are not severe."264 Therefore, because the ALJ concluded that plaintiff was capable of performing light work and could stand or walk for six hours, without analyzing the combined effect of plaintiff's obesity with her other impairments, remand on this ground is also warranted.

CONCLUSION

For the reasons set forth above, plaintiff's Motion for Summary Judgment is granted [dkt. 20]. This case is remanded to the Social Security Administration for further proceedings consistent with this opinion.

IT IS SO ORDERED.