MATHIAS, Judge.
Terry Banks ("Banks") appeals the trial court's order granting partial summary judgment to Denny Jamison d/b/a Automotive HammerArt ("Jamison") on Banks's claims of theft, conversion, and commission of a deceptive act, which he alleged following Jamison's foreclosure of a possessory mechanic's lien against Banks for unpaid work done to Banks's car. On appeal, Banks presents one issue, which we restate as whether the trial court erred by granting partial summary judgment to Jamison on Banks's claims of theft and conversion and on one of two alleged violations of the Indiana Deceptive Consumers Sales Act based on its conclusion that Banks was collaterally estopped from challenging the validity of the mechanic's lien.
We affirm in part, reverse in part, and remand.
This appeal involves Banks's 1973 Dodge Challenger ("the Challenger") and Jamison's mechanic's lien on and foreclosure sale of the Challenger pursuant to Indiana's possessory mechanic's lien statute, Indiana Code section 9-22-6-2.
Jamison started performing labor on the Challenger in May 2011 and performed additional labor in August and September 2011. In late September or early October of 2011, Banks went to see the Challenger after Jamison had called him and told him that Jamison had completed the sandblasting. When Banks arrived at Jamison's shop, Jamison informed Banks that he had "already done $3,500 worth of body work to the Challenger[,]" and Banks "immediately questioned Mr. Jamison why he had performed any work, other than sandblasting the Challenger, without [Banks's] permission[.]" Appellant's App. p. 71. Banks refused to pay Jamison the $3,500 and "clearly stated to [Jamison] that he did not have permission to do any further work on the Challenger." Id.
On October 28, 2011, Banks went back to Jamison's shop, and Jamison gave Banks an invoice, which indicated that Jamison had performed 86.5 hours of labor on the Challenger and that Banks owed a total of $5,082 for work done to the Challenger.
Three days later, on October 31, 2011, Jamison, still in possession of the Challenger, sent Banks the following letter via certified mail to Banks's business address on 46th Street in Indianapolis:
Appellant's App. p. 42. Banks did not pay the requested amount and did not retrieve the Challenger from Jamison.
Subsequently, at the end of November 2011, Jamison hired a self-styled "mechanic's lien processor," Indiana Lien,
In the meantime, Banks sought legal counsel. On December 2, 2011, Banks's attorney sent Jamison a letter, in which Banks asserted that he had authorized Jamison only to paint the Challenger and had not authorized any other work to be done on the vehicle. In his letter, Banks also stated that he did "not owe [Jamison] any money, whatsoever, for work [he] did without any authorization and without any written estimate." Appellant's App. p. 51. Additionally, Banks's attorney demanded that Jamison "immediately contact Mr. Banks and permit him to pick up his vehicle." Id.
On December 21, 2011, Banks's attorney sent an additional letter, noting that Banks had not received a response from Jamison. Banks's attorney requested that Jamison contact Banks to arrange a time for Banks to pick up his vehicle. Jamison did not respond to Banks's letter.
After Banks did not receive a response to either of his letters, he filed a complaint against Jamison with the Indiana Attorney General's Office. Banks also obtained new legal counsel, and his attorney sent Jamison a letter on March 7, 2012. In this letter, Banks sought return of the Challenger and claimed that Jamison "had no legal right to do anything to Mr. Banks' property other than paint it." Appellant's App. p. 53. At some point, Banks learned from the Attorney General's Office that Jamison had asserted a mechanic's lien on the Challenger and had sold it at auction on December 29, 2011.
Thereafter, on March 29, 2012, Banks filed a complaint against Jamison, alleging a claim of theft. In August 2012, Banks filed an amended complaint, alleging three claims: (1) theft; (2) conversion; and (3) violation of the Indiana Deceptive Consumers Sales Act ("DCSA").
On September 20, 2012, Jamison filed a motion for partial summary judgment. Jamison's designated evidence included an affidavit
In his summary judgment motion, Jamison first argued that he was entitled to summary judgment on Banks's theft and conversion claims because Banks could not meet his burden of showing that Jamison knowingly or intentionally exerted unauthorized control over the Challenger by (1) performing work on it; (2) retaining possession of it after Banks demanded its return; and (3) selling it. Jamison argued that Banks could not show that he exerted unauthorized control by performing work on the Challenger because Banks delivered the vehicle to Jamison and because the act of performing work on property did not fall under the statutory definition of "exert control over property" contained in Indiana Code section 35-43-4-1(a).
Jamison acknowledged that he had retained possession of the Challenger and sold it, but he argued that he was authorized to do so under the possessory mechanic's lien statute, Indiana Code section 9-22-6-2.
In the alternative, Jamison also argued that — even if he was not authorized to possess or sell the Challenger as part of the foreclosure process under the mechanic's lien statute — Banks's claims of theft and conversion would still fail because Banks could not prove that Jamison had the necessary criminal culpability to commit theft and conversion. Jamison argued that his designated evidence showed that Jamison believed he was authorized to perform the work and that Banks's actions were consistent with those of a person who gave authorization to perform the work on the Challenger. Jamison further argued that even if Banks had not consented to the work performed, Banks would not be able to prove that Jamison was aware of the absence of consent.
Banks responded to Jamison's partial summary judgment motion and designated his own affidavit in which he disputed the statements Jamison had made in his affidavit. Banks argued that he did not authorize Jamison to perform "all the work" done on the Challenger. Appellant's App. p. 55. Banks argued that he had only authorized Jamison to "sandblast[] the Challenger to determine what further body work would be required before painting the Challenger" and to "install[] some provided parts[,]" including a motor, transmission, torque converter, and a starter. Id. at 54. In his affidavit, Banks averred that:
Id. at 70. According to Banks, he paid the $500.00 to Jamison because he "felt that [that amount] was a reasonable fee" for sandblasting the Challenger. Id. at 72.
Banks also challenged whether Jamison had obtained a valid mechanic's lien, arguing that Jamison "did not have express or implied permission to perform all of the work" on the Challenger. Id. at 55. Banks argued that "[s]ince most of the work on the Challenger was done without Mr. Banks' authorization, the sale of the Challenger by Mr. Jamison pursuant to the foreclosure of an improperly-obtained mechanic's lien support[ed] a claim for theft and or conversion as well as a statutory deceptive acts claim[.]" Id. Banks stated that he did not previously challenge the mechanic's lien because he had not received notice of the lien or the foreclosure sale.
Banks argued that Jamison was not entitled to summary judgment because genuine issues of material fact existed regarding whether Jamison was authorized to perform "all of the work" done on the Challenger and whether Jamison knew or should have known that the repairs done were unauthorized. Id. at 62. Banks argued that all the facts taken together with all inferences in his favor led to "the reasonable conclusion that Mr. Jamison did not have authority to perform all of the work he allegedly did to the Challenger and that he therefore knowingly or intentionally exerted unauthorized control over Mr. Banks' property." Id. at 65. Banks also argued that Jamison was not entitled to summary judgment on Banks's deceptive act claim because his designated evidence showed that Jamison did not have authority to perform any body work on the Challenger and that Jamison knew or should have known that he did not have authority based on Banks's statements and conduct.
In Jamison's summary judgment reply, he argued that "[a]ny dispute as to whether Jamison was authorized to hold and foreclose a mechanic's lien on the Challenger must have been raised by Banks prior to the foreclosure sale" and that, as a
Appellant's App. p. 81.
On February 19, 2013, the trial court held a summary judgment hearing. Thereafter, the trial court issued findings of fact and conclusions of law, in which it granted Jamison's motion for partial summary judgment. In its summary judgment order, the trial court determined that Banks was estopped from collaterally attacking the validity Jamison's mechanic's lien and the sale of the Challenger because he did not challenge the mechanic's lien prior to the date it was sold at auction. As a result, it determined that Banks's claims for theft, conversion, and one of the two alleged violations of the DCSA were barred by Indiana's mechanic's lien statute. In relevant part, the trial court concluded:
Appellant's App. pp. 11-14 (citations omitted). The trial court entered final judgment on Banks's theft and conversion claims under Indiana Trial Rule 54(B).
Before proceeding with the legal discussion of this relatively arcane area of the law, it is important to note that neither Banks nor Jamison comes to this court with "clean hands" in the equitable sense. Jamison could have offered, and Banks could have demanded, a written and signed estimate of the work to be performed that included Banks's contact information. That single, simple step would have allowed both parties to avoid the expensive legal journey that has brought them before this court. If, as alleged, Banks visited Jamison's shop in late September or early October of 2011, both parties would have known then that a serious disagreement had arisen, and Banks should have filed a replevin action to set the legal stage for a resolution of that disagreement. Also, if this allegation is true, it is somewhat incredible that Jamison may have continued to work on the car thereafter. It is also somewhat incredible that neither of Jamison's certified mail notices were accepted and opened by Banks. On the other hand, Jamison likewise did not respond to letters sent to him by Banks's attorney prior to the sale of the vehicle. It is this convoluted series of events, and the need to clarify mechanic's lien law for others, that motivates us to resolve the dispute between these parties and to offer guidance to others similarly situated in the future.
Banks argues that the trial court erred by granting Jamison's motion for partial summary judgment on Banks's claims of theft, conversion, and violation of subsection (a)(14) of the DCSA. When reviewing a trial court's order granting summary judgment, we apply the same standard as that used in the trial court. Kopczynski v. Barger, 887 N.E.2d 928, 930 (Ind.2008). Summary judgment is appropriate only where the designated evidence shows "that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law." Ind. Trial Rule 56(C). "A fact is `material' if its resolution would affect the outcome of the case, and an issue is `genuine' if a trier of fact is required to resolve the parties' differing accounts of the truth ..., or if the undisputed facts support conflicting reasonable inferences." Williams v. Tharp, 914 N.E.2d 756, 761 (Ind.2009) (internal citations omitted).
The moving party "bears the initial burden of making a prima facie showing that there are no genuine issues of material fact and that it is entitled to judgment as a matter of law." Gill v. Evansville Sheet Metal Works, Inc., 970 N.E.2d 633, 637 (Ind.2012). If the moving party meets this burden, then the non-moving party must designate evidence demonstrating a genuine issue of material fact. Id. "[A]n adverse party may not rest upon the mere allegations or denials of his pleading, but his response, by affidavits or
Where a trial court enters conclusions of law in granting a motion for summary judgment, as the trial court did in this case, the entry of specific conclusions does not alter the nature of our review. Rice v. Strunk, 670 N.E.2d 1280, 1283 (Ind.1996). We are not bound by the trial court's specific conclusions of law. Id. They merely aid our review by providing us with a statement of reasons for the trial court's actions. Id.
Before addressing the parties' arguments, we note that "[m]echanic's liens, although previously recognized at common law, are now creatures of statute." Jones v. Harner, 684 N.E.2d 560, 562 (Ind.Ct.App.1997). In Indiana, we recognize two types of mechanic's liens related to motor vehicles: (1) a possessory mechanic's lien; and (2) a non-possessory mechanic's lien. Id.; see also Ind.Code §§ 9-22-6-1 through -3 (possessory mechanic's lien statute); Ind.Code §§ 32-33-10-1 through -10 (non-possessory mechanic's lien statute). The main distinction between a possessory lien and a non-possessory lien lies in the means of perfection and foreclosure. Hendrickson & Sons Motor Co. v. Osha, 165 Ind.App. 185, 202, 331 N.E.2d 743, 754 (1975).
The first type of mechanic's lien for motor vehicles is the possessory mechanic's lien, which is the type of lien at issue in this appeal. "A possessory lien on a motor vehicle is perfected by retention of possession of the vehicle by the person asserting the lien." Gangloff Indus., Inc. v. Generic Fin. & Leasing, Corp., 907 N.E.2d 1059, 1066 (Ind.Ct.App.2009) (citing Jones, 684 N.E.2d at 562). A possessory mechanic's lien is foreclosed "by sale without judicial process [and up]on notice to the owner." Hendrickson, 331 N.E.2d at 754.
The second type of mechanic's lien, a non-possessory mechanic's lien, "dispenses with the common law requirement of possession." Jones, 684 N.E.2d at 562. To perfect a non-possessory mechanic's lien, "a person repairing, storing, servicing or furnishing supplies or accessories for motor vehicles must file notice of intention to hold the lien in the office of the county recorder within sixty days after performance of the work or furnishing of the storage." Id. "Like [the possessory mechanic's lien statute], the non-possessory lien statute requires the owner's consent to the repairs or storage before a lien may attach." Id. Foreclosure of a non-possessory mechanic's lien "requires the initiation of judicial foreclosure proceedings within one year of filing" of the intent to hold a lien. Hendrickson, 331 N.E.2d at 754.
In this appeal, the parties argue about the preclusive nature of the possessory mechanic's lien for vehicles statute on Banks's claims of theft, conversion, and violation of subsection (a)(14) of the DCSA. Thus, we turn our attention to this statute at issue, Indiana Code section 9-22-6-2, which became effective on July 1, 2012, and provides:
(emphases added).
Under subsection (a) of the possessory mechanic's lien statute, a mechanic's lien attaches when the mechanic performs services with the consent of the owner, and the amount of the lien is for the reasonable value of the charges. Jamison performed various services on the Challenger, but Banks disputes that all of them were done with his consent and disputes the amount of the lien claimed.
Banks argues that the trial court erred by granting Jamison's motion for partial summary judgment on his claims of theft, conversion, and violation of subsection (a)(14) of the DCSA. Specifically, Banks argues that the trial court erred by concluding that his claims were barred by the mechanic's lien statute. Banks's main argument on appeal is that the trial court erred by granting Jamison the benefits of the mechanic's lien statute without first determining whether Jamison even possessed a valid mechanic's lien. Banks argues that Jamison did not obtain a valid possessory mechanic's lien because some of the work performed on the Challenger was unauthorized, and as a result, Jamison's retention and sale of the Challenger constituted theft, conversion, and commission of a deceptive act.
Jamison, however, argues that his assertion of a possessory mechanic's lien on the Challenger pursuant to the mechanic's lien statute estopped Banks's claims. Jamison contends that Banks is barred from making a claim premised on the allegation that Jamison was not authorized to perform work on the Challenger or that Jamison was not authorized to hold and foreclose a mechanic's lien on the Challenger. Jamison contends that Banks should have challenged the mechanic's lien before the Challenger was sold, such as filing an action for replevin. In other words, Jamison argues that the possessory mechanic's lien statute requires that a vehicle owner must raise any challenges to an asserted mechanic's lien before the foreclosure sale. He reasons that because the possessory mechanic's lien statute provides a vehicle owner with notice of an asserted lien and foreclosure sale, then the owner must pose any challenge to the mechanic's lien before the sale or else lose his right to such a challenge.
Amicus curiae ADAI also argues that Banks should be estopped from challenging the validity or amount of the mechanic's lien. Amicus contends that a mechanic's "lien gives the mechanic an absolute defense to future legal claims[,]" including disputes about the amount of the lien. Amicus Curiae Brief at 6. ADAI also suggests that the possessory mechanic's lien statute requires an owner to pose any challenge to a mechanic's lien prior to the sale of the vehicle and that "[a]n owner cannot undercut this liability safeguard by claiming, at some later date, that authorization existed only for some of the services." Id.
The trial court agreed with Jamison's argument that Banks could not challenge whether Jamison held a valid mechanic's lien unless he did so before the foreclosure sale of the vehicle. When entering partial summary judgment in favor of Jamison, the trial court determined that Banks was estopped from collaterally attacking the validity of Jamison's mechanic's lien because he did not do so prior to the sale and that, therefore, Banks's claims for theft, conversion, and one of two alleged violations of the DCSA were barred by the possessory mechanic's lien statute.
Turning to this issue of collateral estoppel, we note that "[t]he doctrine of res judicata prevents the repetitious litigation of disputes that are essentially the same." Indianapolis Downs, LLC v. Herr, 834 N.E.2d 699, 703 (Ind.Ct.App. 2005) (citing French v. French, 821 N.E.2d 891, 896 (Ind.Ct.App.2005)), trans. denied. "The principle of res judicata is divided into two branches: claim preclusion and issue preclusion, also referred to as collateral estoppel." Indianapolis Downs, 834 N.E.2d at 703.
When discussing issue preclusion, we have explained:
Id. at 704 (internal citations omitted). A determination of whether to allow the application of issue preclusion involves an analysis of the following considerations: (1) whether the party in the prior action had a full and fair opportunity to litigate the issue and (2) whether it is otherwise unfair to apply issue preclusion given the facts of the particular case. Id.
The issue of the validity of Jamison's mechanic's lien — including the extent of Banks's authorization and the reasonable value of any authorized repairs — was not adjudicated in a former lawsuit. The possessory mechanic's lien statute involves the extra-judicial actions of a garage mechanic/repairman who sells a person's personal property, without any requirement to engage or obtain a judgment from a trial court. Indeed, here, Jamison sold the Challenger at a foreclosure sale, but that sale did not involve a lawsuit that provided an opportunity to litigate the issue.
Therefore, issue preclusion does not apply to this case, and the trial court erred
Given our conclusion that Banks was not estopped by the sale from challenging Jamison's mechanic's lien, the broader question arises regarding the method and timing allowable for a party to challenge an asserted mechanic's lien on and a foreclosure sale of an automobile. Unlike the statute dealing with the sale of a person's property in other contexts — like the tax sale of a party's real property to satisfy delinquent property taxes — the current possessory mechanic's lien statute and case law on the statute contain no information specifying how or when a party can challenge a mechanic's lien on and the resulting sale of a vehicle. Compare I.C. §§ 9-22-6-1, -2, -3 (current possessory mechanic's lien for vehicles statutes), with Ind.Code § 6-1.1-25-4.6(h) ("A tax deed issued under this section is incontestable except by appeal from the order of the [trial] court directing the county auditor to issue the tax deed filed not later than sixty (60) days after the date of the court's order."), and Ind.Code § 6-1.1-25-16 (listing various ways "[a] person may, upon appeal, defeat the title conveyed by a tax deed"), and Diversified Investments, LLC v. U.S. Bank, NA, 838 N.E.2d 536, 544-45 (Ind.Ct.App.2005) (explaining that the issuance of a tax deed can be appealed under statute by either an independent action or a Trial Rule 60(B) motion in the same trial court that issued the original tax deed and specifying that these remedies are subject to a sixty-day time frame), trans. denied.
The possessory mechanic's lien statute is meant to ensure that a garage mechanic/repairman is reimbursed for the reasonable amount of the repairs performed at the request of the vehicle's owner. The possessory mechanic's lien statute provides some guidance to a lien holder about the procedure for perfecting and foreclosing on a mechanic's lien. While the statute provides that a vehicle "may be sold at public auction" if the vehicle owner "does not claim the vehicle and satisfy the mechanic's lien on the vehicle," Ind.Code § 9-22-6-2(g), the statute is silent on how or when a person may challenge a possessory mechanic's lien. As we hold below, once proper service of the lien notice is obtained, unless and until the General Assembly provides for an adequate forum for the resolution of conflicting claims, the owner will have an adequate opportunity to challenge the validity of the lien, either through a replevin action or, once notified of the claimed lien, through a declaratory judgment action.
Although we conclude that issue preclusion does not bar Banks's suit under the DCSA, we do conclude that the trial court properly granted summary judgment in favor of Jamison with regard to Banks's civil claims for theft and criminal conversion.
A person who proves the elements of the crimes of theft and criminal conversion by a preponderance of the evidence in a civil suit can recover the costs of the action, reasonable attorney fees, and up to three times the actual damages. Newland Res., LLC v. Branham Corp., 918 N.E.2d 763, 775 (Ind.Ct.App.2009). "A person who has suffered a pecuniary loss as a result of a criminal conversion may bring a civil action to recover the loss." Id.; see also Ind.Code § 34-24-3-1.
Both criminal conversion and theft require proof that a person knowingly or intentionally exerted unauthorized control over the property of another person. Ind.
In the present case, the undisputed facts establish that Banks hired Jamison to complete some work on Banks's vehicle. While the facts relating to what specific work was authorized by Banks are highly disputed by the parties, the record supports only one reasonable inference: Jamison did not act in bad faith when he sold the vehicle to satisfy what he believed to be a valid mechanic's lien. While Banks may not agree, the designated evidence indicates Jamison at least believed that all of the work he performed was authorized by Banks and that the amount he charged for his work was reasonable. More importantly, Jamison at least attempted to follow the notice requirements of the mechanic's lien statute, Indiana Code section 9-22-6-2(e), as he understood them by sending Banks notice of the impending sale by certified mail, return receipt requested.
In light of Jamison's good-faith belief that he held a valid mechanic's lien and the fact that he attempted to act in accordance with the notice provisions of the mechanic's lien statute, Jamison's continued possession and ultimate sale of Banks's vehicle were under the color of the law relating to mechanic's liens. Accordingly, no designated evidence reveals any genuine issues of material fact with regard to whether Jamison acted with the requisite mens rea to support a claim for theft or conversion. He did not. Therefore, the trial court properly granted summary judgment in favor of Jamison with regard to Banks's claims of theft and conversion.
In its summary judgment order, the trial court addressed Banks's contention that he did not receive the required statutory notice of the mechanic's lien and foreclosure sale and concluded that the possessory mechanic's lien statute did not require that Banks actually receive notice and that, under Trial Rule 4.16(a), Banks could not avoid the legal effect of the notice by ignoring it. Although we acknowledge and discuss the latter point a bit later, we disagree that the mechanic's lien did not require that Banks receive notice of the intended and scheduled sale.
The sending of a possessory mechanic's lien notice is governed by statute, not by the trial rules regarding the service of a summons. See Badawi v. Orth, 955 N.E.2d 849, 853-54 (Ind.Ct.App. 2011) (holding that Indiana Trial Rule 4.6 regarding service of a summons did not apply in a tax sale case because the sending of tax sale notices was governed by statute, not trial rules). But while the designated evidence indicates that Jamison believed that the mechanic's lien was valid, as we explain below, the lien was in fact not valid because there was no return of service indicating receipt by Banks on the notice sent via certified mail.
The mechanic's lien statute requires that the holder of a mechanic's lien "must notify the person that owns the vehicle ... at the person's last known address by certified mail, return receipt requested, that the
Without proof of receipt, the notice requirements of the statute were not fulfilled. Otherwise, sending notice to the last known address via first class mail would have been specified by the statute.
This is not to say that a vehicle's owner could repeatedly refuse service in order to prevent a lien holder from satisfying the lien by auction, or that certified, return receipt mail should be the only procedurally adequate method of service. Indeed, if a vehicle's owner attempted to avoid service by certified mail, service by private process could be considered adequate notice under the statute. But under the facts and circumstances before us, Jamison provided no proof whatsoever that Banks was given notice of the pending auction. We therefore conclude that there is no genuine issue of material fact with regard the validity of the mechanic's lien; the lien was invalid.
In closing, we observe again that this entire controversy could have been avoided with a simple, signed work order describing and estimating the cost of the work to be performed. Banks could have filed a replevin action immediately upon becoming aware of the serious dispute as to the scope and cost of the work; Jamison should have responded to the letters from Banks's attorney prior to the sale and should have obtained clear service of his mechanic's lien notice on Banks before assuming that he could proceed to sell the vehicle pursuant to statute.
The trial court erred in concluding that Banks's claims were barred by issue preclusion. Summary judgment in Jamison's favor on Banks's civil claims of theft and conversion was proper because Banks failed to demonstrate any evidence that Jamison acted with the requisite mens rea. However, Banks may proceed on his claims under the DCSA. Lastly, the underlying
Affirmed in part, reversed in part, and remanded for further proceedings.
BRADFORD, J., concurs.
PYLE, J., concurs in part and dissents in part.
PYLE, Judge, concurring in part, dissenting in part.
I concur with my colleagues on two points: (1) the existence of a possessory mechanics lien does not collaterally estop a party from litigating the validity of the lien, seeking a court order to return the property, or seeking monetary damages for injury to personal property;
It is a fundamental principle within Indiana's jurisprudence that appellate courts must carefully review decisions granting summary judgment motions to ensure that a party is not denied his day in court. As my colleagues correctly point out, the "facts regarding the work authorized to be done on the challenger and the communication regarding that work are highly disputed." (emphasis added). As the majority outlined in the Facts and Procedural History section, Banks alleges that he brought the Challenger to Jamison for the installation of certain parts. In addition, he authorized sandblasting and sought "an opinion on what further body work, if any, needed to be done...." Appellant's App. P. 70 (emphasis added). Jamison alleges that all work performed was authorized. Clearly, if Jamison is correct, he is entitled to judgment in his favor. However, if Banks's allegations are true, they create an inference from which a jury could quite reasonably infer that Jamison knowingly performed work that was not authorized.
This case is ripe for trial. The facts are so highly disputed that a jury is required to observe the facial expressions of the parties, listen to the tenor of their voices, and make a decision regarding their credibility. I believe Banks is being denied his day in court. As a result, because there is a genuine issue of material fact regarding Banks's theft and conversion claims, I would reverse the trial court's grant of summary judgment.
(emphasis added).