ORDER

PATTI B. SARIS, Chief District Judge.

I. INTRODUCTION

Plaintiff Mary Ellen Hanrahran alleges that Defendant Specialized Loan Servicing (SLS), the servicer of her mortgage loan, did not review her application for a loan modification, in breach of its duty of good faith and fair dealing and in violation of Mass. Gen. Laws ch. 93A. SLS moves to dismiss for failure to state a claim. After hearing, Defendant's Motion to Dismiss (Docket No. 5) is ALLOWED as to counts I and III, and ALLOWED with leave to amend as to count II.

Plaintiff's good faith and fair dealing claim (count I) fails to state a claim because there is no contractual relationship between the parties. SLS is a loan servicer, and not the owner of Hanrahran's mortgage. The Home Affordable Modification Program ("HAMP") establishes a relationship between the loan servicer and the government (Fannie Mae, acting as the agent of the U.S. Department of Treasury), but does not create an implied contract between the loan servicer and the borrower where one doesn't otherwise exist. MacKenzie v. Flagstar Bank, FSB, 738 F.3d 486, 491-92 (1st Cir. 2013).

As for plaintiff's "Injunctive Relief" claim (count III), injunctive relief is not a stand-alone cause of action, it is a remedy. The Court may return to the possibility of an injunction should this case proceed to the remedy stage.

Finally, the Court will dismiss plaintiff's Chapter 93A claim (count II) without prejudice. Plaintiff's complaint does not adequately allege that SLS's HAMP violation caused her economic injury. See Rule v. Fort Dodge Animal Health, Inc., 607 F.3d 250, 255 (1st Cir. 2010) (plaintiff must sustain economic injury to maintain a Chapter 93A action).

Plaintiff may amend her complaint within 45 days of this order.