GEORGE J. HAZEL, District Judge.
Plaintiff Thomas Alston brought this civil action alleging that Defendants AT&T Services, Inc., Credit One Bank NA, Great Plains National Bank ("Great Plains"), Milestone Distribution, Inc., and First Premier Bank ("First Premier") accessed his credit report without a permissible purpose in violation of the Fair Credit Reporting Act ("FCRA"), 15 U.S.C. § 1681b(f). Pending before the Court are Plaintiff's Motion to Strike Defendant First Premier's Affirmative Defenses ("Motion to Strike"), ECF No. 23, and Plaintiff's Motion for Default against Defendant Great Plains, ECF No. 28. No hearing is necessary. See Loc. R. 105.6 (D. Md. 2016). For the following reasons, Plaintiff's Motion to Strike is granted and Plaintiff's Motion for Default is denied.
On March 5, 2019, Defendant First Premier filed an Answer to Plaintiff's First Amended Complaint ("Answer") listing twenty affirmative defenses. ECF No. 22 at 1-3.
Federal Rule of Civil Procedure 12(f) permits courts to "strike from a pleading an insufficient defense." Such motions are "generally viewed with disfavor `because striking a portion of a pleading is a drastic remedy and ... is often sought by the movant simply as a dilatory tactic.'" Waste Mgmt. Holdings, Inc. v. Gilmore, 252 F.3d 316, 347 (4th Cir. 2001) (quoting 5A A. Charles Alan Wright & Arthur R. Miller, Federal Practice & Procedure § 1380, 647 (2d ed. 1990)). Therefore, a court should review such motions "in a light most favorable to the pleader" and, if granted, give the defendant leave to amend. Ulyssix Techs., Inc. v. Orbital Network Eng'g, Inc., Case No. ELH-10-2091, 2011 WL 631145, at *14 (D. Md. Feb. 11, 2011) (internal citation omitted). In addition, courts "generally require the moving party to establish that the materials to be struck prejudice the moving party in some way." Asher & Simons, P.A. v. j2 Glob. Canada, Inc., 965 F.Supp.2d 701, 705 (D. Md.) (citation omitted), on reconsideration in part, 977 F.Supp.2d 544 (D. Md. 2013).
Plaintiff has moved to strike four of First Premier's affirmative defenses, arguing that they fail to satisfy the pleading requirements set forth in Bell Atlantic Corp. v. Twombly, 550 U.S. 544 (2007) and Ashcroft v. Iqbal, 556 U.S. 662 (2009).
Neither the Supreme Court nor the Fourth Circuit has ruled on whether Twombly and Iqbal apply to affirmative defenses. Although judges in this district have reached different conclusions, see Alston v. Transunion, Case No. GJH-16-491, 2017 WL 464369, at *2 (D. Md. Feb. 1, 2017) (comparing cases), the majority of judges in this district "ha[ve] held that the heightened pleading standard of Twombly and Iqbal applies to affirmative defenses," Ultimate Outdoor Movies, LLC v. FunFlicks, LLC, Case No. SAG-18-2315, 2019 WL 3323221, at *2 (D. Md. July 24, 2019). Thus, for the reasons stated by this Court in Transunion, 2017 WL 464369, at *2-3, the Court will apply the heightened Twombly/Iqbal pleading standard to Premier Bank's affirmative defenses.
First Premier's Second Defense (unclean hands), Eighth Defense (doctrine of estoppel), and Twelfth Defense (doctrine of laches) provide only a statement of the asserted defenses; they therefore "set forth bare legal conclusions, without factual bases." Ulyssix Techs., Inc., 2011 WL 631145, at *16 (striking factually deficient affirmative defenses of unclean hands, estoppel, and laches under the Twombly/Iqbal standard). Thus, those defenses are stricken.
Premier Bank's Sixteenth Defense (statute of limitations), which again only provides a statement of the asserted defense, is similarly stricken because it "fails to reference the appropriate statute of limitations or the operative dates." Ulyssix Techs., Inc., 2011 WL 631145, at *16 (striking factually deficient statute of limitations defense under the Twombly/Iqbal standard); see also Transunion, 2017 WL 464369, at *5 (same).
Premier Bank's Second, Eighth, Twelfth, and Sixteenth Defenses will be stricken from the Answer without prejudice and with leave to amend consistent with the pleading requirements under Twombly and Iqbal.
Plaintiff has also moved for entry of default against Defendant Great Plains, claiming that Great Plains has been served and has failed to respond. ECF No. 28. Federal Rule of Civil Procedure 55(a) authorizes the clerk to enter a default against a party when that party "has failed to plead or otherwise defend, and that failure is shown by affidavit or otherwise." Proper service is a prerequisite to entry of default. See Fed. R. Civ. P. 12(a)(1)(A) (requiring defendant to serve answer "within 21 days after being served with the summons and complaint" (emphasis added)); Fed. R. Civ. P. 55(a) (mandating that the clerk enter default against a party that has failed to plead); Fisher v. Lynch, 531 F.Supp.2d 1253, 1269 n.12 (D. Kan. 2008) (stating that "sufficient service of process is a prerequisite to entry of default" (citing Petersen v. Carbon Cty., 156 F.3d 1244 (Table), Case No. 98-4010, 1998 WL 458555, at *4 (10th Cir. Aug. 6, 1998)).
A Return of Service, filed on May 7, 2019, indicates that "John Ranocchia" was served with a copy of the summons and complaint by certified mail on July 18, 2018. ECF No. 29-1. As stated in the Return Document Letter issued by the Court on May 7, 2019, however, the Return of Service does not indicate which Defendant was served or for which Defendant John Ranocchia may be a registered agent, and the Certified Mail Receipt is not attached to the Return of Service as is required to prove service. ECF No. 29. Thus, despite Plaintiff's assertions that Great Plains has been served and has failed to respond, the Court has no proof of proper service, and Plaintiff is therefore not currently entitled to a default against Great Plains.
For the foregoing reasons, Plaintiff's Motion to Strike is granted. First Premier's Second, Eighth, Twelfth, and Sixteenth Defenses are stricken, without prejudice, and with leave to amend.