By the Court, PICKERING, J.:
In this appeal, we consider NRS 687B.145(3), which provides that a motor vehicle insurer must offer its insured the option of purchasing medical payment coverage. Appellants argue that the offer is not valid unless the insurer obtains from its insured a written rejection of medical payment coverage; otherwise, the insurer must pay its insured $1,000, which is the minimum amount that the insurer must offer. We disagree and affirm the district court's order of dismissal.
Appellants Dahlia Wingco and Margaret Werning (together, Wingco) were injured in automobile accidents. Both were insured by respondent Geico,
The core allegation in Wingco's complaint is that Geico violated NRS 687B.145(3) because, while the insurer may have offered medical payment coverage to its insureds, it did not obtain written rejections from them of the offered coverage. Based on this allegation, the complaint asserts claims for breach of contract, tortious breach of contract, breach of the implied covenant of good faith and fair dealing, unfair claims practices, violation of Nevada's Deceptive Trade Practices Act, reformation, unjust enrichment, and declaratory relief.
Geico moved to dismiss, and Wingco filed a cross-motion for summary judgment. The parties joined issue on whether NRS 687B.145(3) requires a written rejection of medical payment coverage. The district court granted Geico's motion to dismiss and denied Wingco's motion for summary judgment.
This case presents an issue of statutory interpretation, a pure question of law, and thus this court's review is de novo. Las Vegas Metro. Police Dep't v. Yeghiazarian, 129 Nev. ___, ___, 312 P.3d 503, 508-09 (2013). Unless ambiguous, the statutory text controls. In re Nilsson, 129 Nev.___,___, 315 P.3d 966, 968 (2013).
NRS 687B.145(3) is a "must offer" statute. Its reads in full as follows:
(Emphasis added.)
By its terms, NRS 687B.145(3) requires Nevada motor vehicle insurers to offer insureds the option of purchasing medical payment or "medpay" coverage in the amount of at least $1,000. But the statute does not state that the insurer must obtain a written rejection of this coverage. For Wingco to prevail, this court would have to read a written rejection requirement into NRS 687B.145(3) that it does not expressly include. But see Williams v. United Parcel Servs., 129 Nev.___, ___, 302 P.3d 1144, 1148 (2013) (this court "cannot expand or modify ... statutory language" to impose requirements the Legislature did not).
Wingco directs us to NRS 687B.145(2) which, using language similar to that in NRS 687B.145(3), provides that a Nevada motor vehicle insurer "must offer ... uninsured and underinsured vehicle coverage in an amount equal to the limits of coverage for bodily injury sold to an insured under a policy of insurance covering the use of a
Wingco next directs us to legislative history, specifically, committee minutes suggesting that an early draft of the bill that became NRS 687B.145(3) required motor vehicle insurers to offer medical payment coverage "or obtain a rejection in writing." Hearing on A.B. 405 Before the Assembly Commerce Comm., 65th Leg. (Nev., March 29, 1989); see also A.B. 405, 65th Leg. (Nev. 1989) (providing that every motor vehicle insurance policy "shall be deemed to provide [medpay coverage] unless the policyholder waives, in writing, inclusion of such coverage"). Normally, this court doesn't consult legislative history except to disambiguate unclear text. Williams, 129 Nev. at ___, 302 P.3d at 1147. But the fact that an early bill draft included a written rejection requirement that the enacted law deleted is unhelpful to Wingco in any event. See 2A Norman J. Singer & J.D. Shambie Singer, Sutherland Statutory Construction § 48:18 (7th ed.2007) ("Generally the rejection of an amendment indicates that the legislature does not intend the bill to include the provisions embodied in the rejected amendment."); Natchez v. State, 102 Nev. 247, 250-51, 721 P.2d 361, 363 (1986) (noting that when the Legislature was presented with a bill allowing ophthalmologists to employ optometrists and then deleted that provision from the bill before passing it, it demonstrated that the Legislature intended to prohibit this employment relationship).
In Banks v. Progressive Northern Insurance Co., No. 2:12-CV-00861-KJD-VCF, 2012 WL 6697542 (D.Nev. Dec. 21, 2012), the federal district court considered and rejected the argument that NRS 687B.145(3) carries an implied written rejection requirement. Deeming NRS 687B.145(3) "unambiguous," the district court observed that, if the Legislature meant to impose a written rejection requirement on medpay coverage offers, it would have expressly so stated, as it did in NRS 690B.020 for minimum UM/UIM coverage: "UM/UIM coverage must be waived in writing because the legislature has expressly stated that it must be waived in writing, not because it is `must offer' coverage." Banks, 2012 WL 6697542, at *2. This court may adopt unpublished federal district court dispositions that it finds persuasive, Schuck v. Signature Flight Support of Nevada, Inc., 126 Nev. ___, ___n. 2, 245 P.3d 542, 546 n. 2 (2010), and it does so here.
We therefore affirm the district court's order of dismissal.
We concur: GIBBONS, C.J., and HARDESTY, PARRAGUIRRE, DOUGLAS, CHERRY, and SAITTA, JJ.