ORDER

ROBERT C. JONES, District Judge.

Plaintiff sued two groups of Defendants in two separate actions in state court based on failures to repay loans and to comply with a loan modification agreement, respectively. Plaintiff initiated the action resulting in Case No. 3:10-cv-00713 (the "713 Case") via a Motion to Compel Arbitration (the "Motion"). (See Mot., Aug. 31, 2010, 713 Case, ECF No. 1, at 6). Plaintiff initiated the action resulting in Case No. 3:10-cv-00714 (the "714 Case") via a Complaint (the "Complaint"). (See Compl., Sept. 29, 2010, 714 Case, ECF No. 1, at 6). Defendants removed both actions and have now moved to dismiss for lack of personal jurisdiction, or, in the alternative, to dismiss for improper venue or to transfer venue for convenience of the parties. For the reasons given herein, the Court denies the motions.

I. FACTS AND PROCEDURAL HISTORY

A. The 714 Case

On March 2, 2008, Defendant Dayna Michelle Billings-Holt entered into a funding Agreement (the "Billings-Holt Funding Agreement" or "BHFA") with Plaintiff Incline Energy, LLC ("Incline"). (See BHFA, Mar. 2, 2008, 714 Case, ECF No. 1, at 14). Under the BHFA, Incline agreed to give Billings-Holt $28,000 for the use of an expert witness in her worker's compensation lawsuit against Walmart. (See id. 1, first and second bulleted paragraphs; id. 3, second bulleted paragraph).1 In exchange, Billings-Holt agreed to assign a security interest in that amount (plus applicable interest and fees) against the proceeds of her Nevada worker's compensation claim. (See id., second bulleted paragraph). Under the BHFA, amounts due would be deducted from the proceeds of her claim or settlement, and her obligation to repay could not exceed the amount she recovered under the claim or settlement. (See id. 2, third bulleted paragraph).2 The BHFA contains choice-of-law and forum selection clauses in favor of Nevada. (See id. 5, second bulleted paragraph ("I agree that any disputes that may arise out of this agreement shall be adjudicated in Nevada under Nevada law.")).

On March 11, 2008, Defendant Debe Holt signed a similar agreement (the "Holt Funding Agreement" or "HFA") under which she received $15,000 for "immediate economic necessities" in exchange for proceeds of her claim or settlement against Walmart, not to exceed any award or settlement she received. (HFA, Mar. 11, 2008, 714 Case, ECF No. 1, at 21).3 The HFA contained the same choice-of-law and forum selection clauses in favor of Nevada. (See id. 5, second bulleted paragraph ("I agree that any disputes that may arise out of this agreement shall be adjudicated in Nevada under Nevada law.")).

Michael Evangelista-Ysasaga, who was Billing-Holt's and Holt's attorney in the suit against Walmart, did not sign these contracts, but Billings-Holt and Holt agreed pursuant to the BHFA and HFA, respectively, that Evangelista-Ysasaga would provide periodic updates to Incline. (See Compl. ¶ 10; BHFA 3, fifth bulleted paragraph; HFA 3, fifth bulleted paragraph). Evangelista-Ysasaga, Billing-Holt, and Holt together constitute the "714 Defendants." Plaintiff sued the 714 Defendants via the Complaint in state court under four causes of action: (1) Breach of Contract; (2) Fraudulent Misrepresentation; (3) Breach of the Covenant of Good Faith and Fair Dealing; and (4) Unjust Enrichment.

B. The 713 Case

On July 12, 2010, Defendants Jill K. Ysasaga and Michael Evangelista-Ysasaga, individually and as CEO of Defendant Penna Group, LLC ("Penna"), signed a loan modification agreement ("LMA"). (See LMA, July 12, 2010, 713 Case, ECF No. 1, at 12). Ysasaga, Evangelista-Ysasaga, and Penna together constitute the "713 Defendants." The LMA notes that Evangelista-Ysasaga borrowed funds from Incline in July 2007, that both he and Ysasaga (collectively, the "Borrowers") guaranteed the loan, and that no payments had been made. (See LMA 1, second unnumbered paragraph).4 Under the LMA, the Borrowers agreed to pay $270,000 by July 2, 2011. (Id. 1, third unnumbered paragraph). So long as the LMA was not in default, each dollar paid against the LMA would result in a total credit of two dollars against the amount owed, such that if $135,000 were paid, the LMA would be satisfied. (See id.). However, if the LMA went into default, only amounts actually paid would apply; for example, if the Borrowers only paid $50,000 by July 2, 2011, the remainder due would be $220,000. (See id. 1, fifth and sixth unnumbered paragraphs). Under the LMA, $50,000 was due by August 11, 2010, another $20,000 by September 25, 2010, another $20,000 by December 24, 2010, another $20,000 by March 24, 2011, and the remainder by July 2, 2011. (See id. 2, third through seventh complete, unnumbered paragraphs). The LMA contains arbitration, choice-of-law, and forum selection clauses. (See id. 3, fifth unnumbered paragraph ("Any disputes that may arise out of this Agreement will be resolved with binding arbitration. This will be done using Nevada Law in Reno, Nevada without regard to any state's conflict of laws rules.")).

Defendants removed both actions and moved in each action to dismiss for lack of personal jurisdiction, or, in the alternative, to dismiss for improper venue or to transfer venue for the convenience of the parties. The Court has consolidated the actions under the 713 Case.

II. LEGAL STANDARDS

Under 28 U.S.C. § 1406, a district court determining that venue is improper has a choice between dismissal or transfer to a district where venue properly lies. See § 1406(a). Because it furthers the purpose of judicial economy, a case may be transferred under § 1406(a) even where venue is proper but where there is no personal jurisdiction over the defendant in the transferor district. Goldlawr, Inc. v. Heiman, 369 U.S. 463, 466-67, 82 S.Ct. 913, 8 L.Ed.2d 39 (1962). When a court makes a determination of venue pursuant to a Rule 12(b)(3) motion, the well-pled allegations of the Complaint are taken as true, and any evidence submitted by the non-movant in opposition to the Rule 12(b)(3) motion is viewed in the light most favorable to the non-movant. Ginter ex rel. Ballard v. Belcher, Prendergast & Laporte, 536 F.3d 439, 448-49 (5th Cir.2008). Whether venue lies in a particular district is normally governed by 28 U.S.C. § 1391. However, 28 U.S.C. § 1441(a) governs venue in removed actions, not § 1391. Polizzi v. Cowles Magazines, Inc., 345 U.S. 663, 665, 73 S.Ct. 900, 97 L.Ed. 1331 (1953). Also, under 28 U.S.C. § 1404, a district court may transfer a case to any other district where venue lies "[f]or the convenience of parties and witnesses" even if venue is proper in the original district under § 1391. § 1404(a). Finally, a defendant waives objection to personal jurisdiction and venue when he agrees to a contractual forum selection clause. Nw. Nat'l Ins. Co. v. Donovan, 916 F.2d 372, 375 (7th Cir.1990) (citing M/S Bremen v. Zapata Off-Shore Co., 407 U.S. 1, 92 S.Ct. 1907, 32 L.Ed.2d 513 (1972)).

"Federal law governs the validity of a forum selection clause." Argueta v. Banco Mexicano, S.A., 87 F.3d 320, 324 (9th Cir.1996). "Forum selection clauses are prima facie valid, and are enforceable absent a strong showing by the party opposing the clause `that enforcement would be unreasonable or unjust, or that the clause [is] invalid for such reasons as fraud or overreaching.'" Manetti-Farrow, Inc. v. Gucci Am., Inc., 858 F.2d 509, 514 (9th Cir.1988) (quoting M/S Bremen, 407 U.S. at 15, 92 S.Ct. 1907). The exception to enforcement is narrow and exists only where the forum selection clause is procured by fraud, undue influence, or overweening bargaining power, where the forum is so gravely difficult and inconvenient that it is essentially no forum at all, or where enforcement of the clause will contravene a strong public policy of the forum. Argueta, 87 F.3d at 325.

III. ANALYSIS

The forum selection clauses here constitute prima facie waivers to personal jurisdiction and venue in Nevada. Defendants argue no fraud in their motions. Defendants mainly argue personal jurisdiction and venue directly. Defendants also argue that the clause is unreasonable because of Incline's superior bargaining power, but they simply make several conclusory statements to this effect without making any convincing argument that Plaintiff had any special advantage in bargaining power. Defendants also argue that adjudication in Nevada would deprive the Texas courts of the opportunity to determine the issue, but this is a truism with no bearing on the issues.

Finally, Defendants invoke Doe 1 v. AOL LLC, 552 F.3d 1077 (9th Cir.2009), where the court permitted a case brought in California to proceed there, despite an applicable forum selection clause in favor of Virginia, because of California's strong public policy against a waiver of consumer class actions. See id. at 1083. The Doe 1 Court stated, "Under the directives of the Supreme Court in Bremen, we will determine a forum selection clause is unenforceable `if enforcement would contravene a strong public policy of the forum in which suit is brought ....'" Id. (quoting M/S Bremen, 407 U.S. at 15, 92 S.Ct. 1907) (emphasis added). But Defendants attempt to invoke the public policy of Texas, not the public policy of Nevada, where the present suit was brought. Defendants subtly misstate the holding in Doe 1 by arguing, "courts have considered whether proceeding in the forum identified in the contract would deprive a party of the protections of a strong public policy in another appropriate state." (Mot. Dismiss 8:15-17, Nov. 22, 2010, 713 Case, ECF No. 3 (citing Doe 1, 552 F.3d at 1083) (emphasis added)). The Doe 1 court made no such holding. Doe 1 prevents enforcement of a forum selection clause where repugnant to the public policy of the forum in which the case is brought, not where repugnant to the public policy of a forum where the case might have been brought. The rule Defendants proffer would invalidate forum selection clauses whenever any state where venue may also lie had a public policy against some clause in the contract. The exception to the validity of forum selection clauses is not nearly so broad. In any case, Defendants do not identify any public policy prevailing in Texas that would aid them. Enforcement of the forum selection clause in favor of Virginia state courts in Doe 1 would have resulted in the complete denial of any forum, because the type of action the plaintiffs had brought in California was unavailable in the Virginia state courts. See Doe 1, 552 F.3d at 1083-84. The result in this case is not alleged to be so harsh. The Nevada courts provide a sufficient forum to defend against simple contract, fraud, and unjust enrichment claims. The Court denies the motions.

CONCLUSION

IT IS HEREBY ORDERED that the Motions to Dismiss (ECF No. 3, No. 3:10-cv-00713-RCJ-VPC; ECF No. 3, No. 3:10-cv-00714-RCJ-VPC) are DENIED.

IT IS SO ORDERED.